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P G A AT YO U R SERVICE

HERE’S TO YOUR HEALTH

I

n our August/September issue, we covered current options for health care coverage for PGA members. The flowchart below will help you to determine which of the PGA options (if any) are a good fit for you, but in summary, those options include…

EMPLOYER-PAID COVERAGE

COMPANY COVERAGE

• Comprehensive coverage under the Motion Picture Industry Health Plan • Predicated on meeting a variety of conditions, including job titles, type of production and number of hours worked over a 6-month period. • Employers not obligated to provide this coverage; it must be requested by the employee and approved by the employer. However, cost to employers is reasonable enough that many will agree to provide coverage.

START

Do you have health insurance?

SELF-PAY COVERAGE

• Coverage via OpenHealth Entertainment Trust MEWA (Multiple Employer Welfare Association) plans. • OpenHealth is an offshoot of the Cast & Crew payroll company. You need not be a Cast & Crew client to be eligible. • Eligible producers must run—and be paid out of—their own companies. • Eligible companies are defined as having a minimum of two (2) employees, one of whom can be yourself.

Yes

Is it employerpaid?

Are you the owner of a company?

Yes

Yes

• Coverage via individual plans on open market, in consultation with The Actor’s Fund. • The Actors Fund extends beyond actors, as the official organization representing the Affordable Care Act to the entire entertainment industry. • The Actors’s Fund offers consultations and monthly seminars geared to help industry pros find the best health care options for themselves and their families.

No

No no

Are you typically credited as Producer/Produced by/Executive Producer, Associate Producer?

no

Congratulations! You’re one of the lucky ones.

Yes

Do you work for an AMPTP signatory? Yes

Do you work on a theatrical motion picture, primetime network program, or primetime first-run syndicated program?

Contact Open Health at (866) 491-4001 and request information about their MEWA offerings.

Could you form a company? You only need two employees, one of whom can be yourself.

No

Contact The Actor’s Fund at (800) 2217303 (New York) or (888) 825-0911 (Los Angeles) to inquire about self-paid coverage.

Yes

no

no

Yes

Does your production utilize a West Coast IA crew?

no no

Yes

Have you been credited with 600 hours of such work over the past six months. The MPIHP presumes a 60-hour workweek.

no Yes

Contact your payroll or labor relations department. Request the “Election to Participate in the Motion Picture Industry Health Plan” form to give to your employer.

Did your employer agree to make contributions to the MPIHP?

Yes

Congratulations! You’ve got employerpaid health coverage. You must work 400 hours (the MPIHP presumes a 60-hour workweek) to maintain your coverage.

PRODUCED BY

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Produced By June | July 2018  

The Official Magazine of the Producers Guild of America

Produced By June | July 2018  

The Official Magazine of the Producers Guild of America