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“Get Personal and business loan in Gurgaon, we are always by Your Side”

Buying a Home is an embodiment of your dream. Apart from your savings and income, you would definitely hunt for a convenient source of finance to buy or construct your Dream Home. Since centuries, demand for housing finance was always there. But, the revolutionary corporate set-up and ever increasing commercialization in the country has accelerated the flow of housing finance industry. Now-a-days, not just banking sector but several business houses, corporate houses, multinationals and financial institutions have cropped beneficial Personal Loan schemes. Individually, they claim to set trends in offering best consumer friendly deals on Home Loan and Personal loan in Gurgaon. There’s no doubt that deals are inviting, interesting and engaging. But, you need to be cautious while dealing with them and conscious while making a selection. It falls under secured loan category where applicant offers collateral in the form of property he governs for example his house, his land or his commercial property. The lender is authorized to verify applicant’s eligibility, documents, current occupation, company’s or business status, income records and same for the co-applicant too before loan approval and sanctioning the amount. Besides there factors they will also analyze your down payment amount, repayment capability, growth prospects, separate source of income, age of retirement, credit history, any other loan granted to you etc. As a general rule, lender will also verify the nature and current market value of the property you are offering as collateral. Now, let’s talk about interest rates on home loan. These come in two different packages namely fixed interest rate and floating interest rate. Fixed interest rate home loan gives you stable rate throughout loan tenure and in case of Floating interest rate home loan, rate may vary under policies and guidelines observed by the lender. The leading lenders of the country offer to lend up to 85% of the cost of the home you are seeking a loan for. So, approximately 15% of the cost should be paid as down payment. It is often advisable to make larger down payment so that you will not be burdened with heavy debt amount. The Loan

amounts disbursed vary as per schemes run by the lenders but generally you will be approved to take 40% of your monthly gross income as loan amount. Repayment options are clear too, as lender will ask the borrower to either issue post-dated cheques for the entire tenure or pay through EMIs which will be deducted automatically from your bank account each month. To Business loan in Gurgaon, firstly you should analyze how much fund you can arrange out of your savings and by liquidating your resources and assets for making a down payment. Then, you should calculate the exact loan amount required. Do spend time to research about best business loan deals with interest rate, tenure, repayment options, pre-closure etc as per your requirement and shortlist the lenders. Once you finalize the lender and make a deal with them, then make sure to read terms and conditions carefully and be well aware of loan agreement clauses while signing. Different types of home loan available in India are Business Purchase Loan, Business Construction Loan, Business Extension Loan, Business Improvement Loan, Business Conversion Loan, Bridge Loan and Land Purchase Loan. To enhance loan eligibility, you can club your income with your parent or spouse and apply jointly where latter being a co-applicant for the loan. We also recommend to boost up your home loan with home loan insurance. In case you are unable to repay your loan due to loss of job, death, sickness or accident then your insurance company will pay-off your due amount. Home loan comes with tax benefit too where you can be entitled to get tax relief on your principal amount and interest rate. Our associate Business loan financers are- SBI Bank, HDFC Bank, ICICI Bank ,Bajaj Finserv Lending, Standard Chartered Bank, Fullerton India,Axis Bank,Deutsche Bank,ING VYSYA,HSBC,Reliance Consumer Finance, Kotak Mahindra Bank and HDB Financial Services. For making best home loan deal and for more enquiries please visit

Contact Details:

Address: SCO 53A, Opp. Maruti Factory, Gate No 1, Old Gurgaon to Delhi Road, Gurgaon, Haryana, INDIA, Pin Code 122001

Phone: 0124-4381993

Email id – Web Site:

“get personal and business loan in gurgaon, we are always by your side”  
“get personal and business loan in gurgaon, we are always by your side”  

Buying a Home is an embodiment of your dream. Apart from your savings and income, you would definitely hunt for a convenient source of finan...