Aging in place?
Though most Americans plan to stay in their homes into old age, it's not always the best idea.
These lesser-known national parks may surprise you with their beauty, history and charm.
→→On the cover Molly Broder: She’s become an icon in the vibrant Twin Cities restaurant scene, thanks to persistence and help from her three sons. Photos by Tracy Walsh / tracywalshphoto.com
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42 44 48 Housing Resources Can’t-Miss Calendar Brain Teasers 6 / May 2016 / Minnesota Good Age
May Good Start From the Editor 8 Molly Broder's influence on local food and wine deserves applause. My Turn 10 Senior writers have interesting â€” and often true â€” stories to share. Memories 12 Full-service gas stations were a way of life for drivers in the 1950s. This Month in MN History 14 Did a Minnesotan really come up with the idea of a skyscraper?
Good Health House Call 16 If you need cataract surgery, don't delay. It's easier than you might think. Caregiving 18 Start looking for caregiving resources before you need them.
Good Living Housing 26 Downsizing your home may not deliver the benefits you'd expect. Finance 28 Think twice before helping your grown children buy property. In the Kitchen 29 Molly Broder shares one of her favorite spring recipes for asparagus. Minnesota Good Age / May 2016 / 7
Good Start / From the Editor / By Sarah Jackson Volume 35 / Issue 5 Publisher Janis Hall email@example.com Co-Publisher and Sales Manager Terry Gahan 612-436-4360 firstname.lastname@example.org Editor Sarah Jackson 612-436-4385 email@example.com Contributors Victor Block, Molly Broder, Stephanie Fox, Carol Hall, Skip Johnson, Dave Nimmer, Lauren Peck, Andy Prasky, Dr. Michael Spilane, Tracy Walsh, Jenny West, Beth Wiggins Creative Director Dana Croatt Graphic Designers Valerie Moe Amanda Wadeson Client Services Zoe Gahan 612-436-4375 firstname.lastname@example.org Lauren Walker 612-436-4383 email@example.com Emily Schneeberger 612-436-4399 firstname.lastname@example.org Circulation Marlo Johnson email@example.com
A hero among us I’m a foodie. It’s not that I have strong culinary skills. Alas, no. Rather, it’s my love of consuming food and wine, watching cooking shows (Top Chef, Master Chef), reading cookbooks (rarely used, alas) and poring over food blogs (The Kitchn [sic]) and magazines (Cook’s Illustrated, Bon Appetit). Talking about food with friends? Endlessly entertaining. Sampling all the food in the incredibly exciting local restaurant scene? Yep. That’s an actual hobby for me. And I know I’m not alone in this — not in the
Photo by Tracy Walsh tracywalshphoto.com
slightest. (Saveur magazine called Minneapolis “America’s next great food city” last year.) That’s why this month’s Minnesota Good Age Cover Star holds such a special place in my heart. Molly Broder owns three highly acclaimed local restaurants — Broders’ Pasta Bar, Broders’ Cucina Italiana and, the newest, Terzo, all in Southwest Minneapolis. In my book, anyone who can thrive in the restaurant business — for more than 30 years, while raising three kids — must be some kind of entrepreneurial genius. How did she do it — even after facing the loss of her husband, Tom, in 2007? Well, part of it was that she fought. She battled dated liquor laws, including a wine ban in neighborhood restaurants in the mid-1990s, and, more recently, dated 70/30 food/liquor revenue restrictions. In response, the Minnesota Restaurant Association gave Broder its 2015 Legislative Advocate of the Year Award. She also received a Charlie Award for Lifetime Achievement at its 2015 Twin Cities ceremony. Of course, Broder didn’t do it on her own. Broder’s three sons have helped her keep the family’s dynasty alive, staying on top of dining trends in an ever-changing, food-obsessed world. (Check out some of
40,000 copies of Minnesota Good Age are distributed to homes and businesses metro-wide. Minnesota Good Age (ISSN 2333-3197) is published monthly by Minnesota Premier Publications. Minnesota Good Age, 1115 Hennepin Ave. Minneapolis, MN 55403 © 2016 Minnesota Premier Publications, Inc. Subscriptions are $12 per year.
the glowing online reviews for Terzo, featuring a cutting-edge wine-preservation system that allows for 40 kinds of wine by the glass.) The Broders have been among the many restaurateurs who have made the Twin Cities dining scene one of the most vibrant in the country. Whether you’re a foodie or an oenophile (or both, or neither), I hope you find Broder’s story interesting and inspiring!
8 / May 2016 / Minnesota Good Age
Sarah Jackson, Editor
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Good Start / My Turn / By Dave Nimmer ⊳⊳ Bev Handy helped create the Stonecrest writers group in Woodbury.
a-week holiday; it is a holy day. After running around a week barefoot in a sun suit, I put on white anklets, black patent leather shoes, good underwear and a dress. Donald [her brother] wears pants, shirt and a tie instead of the usual overalls.” While Handy enjoys her own stories, she gets as a big a kick out of others’ tales, too. “When I hear them,” she says, “I can picture what life was like for the writers growing up. Those stories take me to a
Writing at any age →→One community in Woodbury is providing space for seniors’ memories, creativity and self-expression
different time and place.”
Childhood tales Ruth Bunch’s story takes readers to a backyard apple tree, a place she escaped to (after doing an admittedly halfhearted job of housecleaning). She wrote: “My father had left a few
They call themselves The Writers’ Group,
of the low branches so we could easily
the 15 to 20 seniors who come to the activity room twice a month at Stonecrest
climb. I was soon as high in the branches
“senior living community” in Woodbury. They come with grey hair, Medicare
as I could scamper and lost in the adven-
supplements and pre-existing conditions. They need no sympathy, however.
tures of a book. But not for long. Mother
They bring with them passion, purpose, pride and, yes, playfulness. Over their lives and times, they have raised a child, buried a spouse, travelled the world, learned a dance, survived a trial and relished a triumph.
Facts over fiction
had inspected the cleaning job and knew exactly where to find me.” Many of the stories come from day-to-day life. Some, however, reveal moment-by-moment drama, such as the
And they’ve got stories to tell. Bev Handy was the chief instigator and organizer
day the infant son of Maxine Johnson’s
of the group in 2008, with help from the Stonecrest staff. Handy, an 87-year-old
neighbor had a seizure and stopped
mother and grandmother with eight great-grandchildren, got interested in writing
when she took a class at Metropolitan State, as a 46-year-old freshman. “I like the idea of leaving stories behind,” she says. “It’s getting to be hard work these days because of my eyes and that I write everything out in longhand. I tried my hand at fiction once. That was a riot.” If Handy’s fiction is a riot, her short stories are real, such as the one titled Sunday: “I wake up and realize that today is a special day,” she wrote. “It is a once10 / May 2016 / Minnesota Good Age
Maxine asked her 15-year-old son, John, for help. “I remember John mentioning they had talked about mouth-to-mouth resuscitation in school so I handed the child to him and told him to get
in the back seat and try to get him to breathe,” she writes. “I drove 90 mph (to the doctor’s office) and halfway there I heard a little noise from the baby — and a little gurgle. We arrived at the office and John carried the baby in and handed him to the doctor.” The baby boy survived to go to college, play football, become a policeman, get married and raise two sons of his own.
Color, meaning and clarity Maxine’s son is now 68 years old, with his own family. He has urged his mother to keep on writing and that’s exactly what she’s doing — at age 95. “Some of the things I write are pretty personal,” she says. “But I feel like this group [she motions around the table] is a family. They listen to me and they know me.” What I know about the Stonecrest storytellers is their desire for active minds, vivid recall and proper prose. They spend time crafting their stories. They describe events with color and clarity. And many of the stories reveal nuggets of wisdom that come from first-hand experiences with recovery, redemption and reconciliation. They truly give meaning to the phrase, “Once upon a time … ". Dave Nimmer has had a long career as a reporter, editor and professor. Send comments or questions to dnimmer@ mngoodage.com.
Minnesota Good Age / May 2016 / 11
Good Start / Memories / By Carol Hall In addition, a service station attendant was expected to be able to identify strange rattles, squeaks and squeals coming from under the hood or elsewhere in the car. He needed to know how to repair a tire and replace a headlight. And he had to be adept at responding with a smile when the customer growled, “Just put in a buck’s worth of regular — and make it snappy!" It must have been 10 years since the last full-service station like this one went out of business. Today, you have to do it all yourself! Dale Hagfors and I are lifelong
Remember ‘full service’? →→Gas station attendants, now few and far between, had many duties (and much expertise) in the 1950s
Friends often give me ideas for this column. But Dale
Minnesotans, with small town backgrounds, and the progeny of immigrant farm families. And we’re both nearly 100 percent Norwegian! Each of us also earned a bachelor’s in journalism from the University of Minnesota while working our way through. We were employed by North-
Hagfors went beyond the call. Not only did Dale come up with an excellent topic, he
west Airlines at about the same time — I
also wrote it up himself:
as a stewardess and Dale as a pilot. Hagfors’ “full service” memory
Back in the ’50s when I needed a job to pay for college, I went to work as a service station
brings to me the realization that there
attendant at a local Phillips 66 station in north Minneapolis. Then, customers weren’t
are many other Memories-worthy
allowed to fill their own gas tanks. Safety was the primary reason, since a gas spill or
topics that are simply out
careless smoker could easily destroy property.
of my reach.
The level of service that customers expected in those days was significant. We cleaned
And that it might not be a bad idea
windshields, checked the oil, coolant, wipers, fan belts and air in the tires; the list goes
to ask Dale to write some of them up
on. Of course, some of this attention was an opportunity to sell additional products, but
from time to time. Stay tuned!
mostly it was to encourage customer loyalty. This being long before the era of credit cards, another expectation was the availability of credit. The typical request was, “Fill her up with ethyl and put it on my charge!” Of course, this meant the station owner wound up with a lot of overdue accounts. It always pained him when he saw one of his delinquent customers stopping at the competing station and paying cash because he was over his credit limit with us. Oil changes and lube jobs also were full-service offerings at these stations. We sprayed rubber lube on rubber components, oil on hinges, stick lube on latches, swept the floor, checked the battery, emptied ash trays and cleaned the windshield glass — inside and out. 12 / May 2016 / Minnesota Good Age
Carol Hall lives in Woodbury. She’s a longtime freelance writer, a University of Minnesota graduate and a former Northwest Airlines stewardess. Send comments and questions to chall@ mngoodage.com.
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Good Start / This Month in Minnesota History / By Lauren Peck
▲▲Minneapolis architect Leroy Buffington designed the Pillsbury A Mill, built in 1881. The seven-story Northeast Minneapolis icon was recently renovated to house A-Mill Artist Lofts (at left). Photos courtesy of the Minnesota Historical Society and the BKV Group
Born in Cincinnati in 1847, Buffington made his way to Minnesota in 1871, and by 1874, he had opened up his own architecture firm on Nicollet Avenue in Minneapolis. His reputation grew rapidly
The father of the skyscraper? →→Renowned architect Leroy Buffington tried to capitalize on the trend with a ‘cloudscraper’ patent in 1888
throughout the 1870s, and he was soon being called one of the best architects in the Midwest. His repertoire included Minneapolis’ Boston Block, a host of buildings for the University of Minnesota — including the Coliseum and Pillsbury and Eddy Halls — and many private clients with familiar last names, including Charles A. Pillsbury, James J. Hill, Thomas Lowry, Cyrus Northrop and C.M. Loring to name a few. By the 1880s, his offices employed
Skyscrapers are now ubiquitous to any metropolitan
more than 30 draftsmen, making it the
skyline, including Minneapolis and St. Paul.
largest firm in the region.
But in the late 19th century such soaring buildings were still just architects’ dreams, including Minneapolis architect Leroy Sunderland Buffington. In May 1888, Buffington filed a patent for a building with an iron or steel skeleton designed to take construction to new heights. He called his invention a “cloudscraper,” and he would spend much of the rest
Two of his designs, the Pillsbury A Mill and the West Hotel, received national press. The Pillsbury A Mill was the first architect-designed mill. Buffington’s design was progressive.
of his life unsuccessfully defending his patent as skyscrapers began appearing
He focused more on function and utili-
around the U.S.
tarianism, and the building was soon
14 / May 2016 / Minnesota Good Age
the biggest flourmill in the world, a title previously held by the Washburn A Mill, built on the other side of the Mississippi by Cadwallader C. Washburn in 1874. Buffington’s West Hotel on Fifth and Hennepin was deemed the “Minneapolis Miracle” and “the finest hotel in the West,” with its 406 luxury rooms. Despite these accolades and Buffington’s respected reputation, when he published his cloudscraper patent in architectural journals in 1888, he was ridiculed. Within a few years, however, buildings using a metal skeleton frame were being constructed all around the country. Buffington formed the Buffington Iron Building Company and began filing lawsuits for patent infringement in 1892.
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Scholars disagree over Buffington’s claim to the skyscraper’s origin story. While he reported that he dreamed up his cloudscraper and drew designs in the early 1880s, he didn’t receive a patent until 1888. And history generally agrees that the first-ever skyscraper constructed was the Home Insurance Building in Chicago, built in 1885, well before Buffington's patent was approved. Was Buffington merely trying to profit off a trend in architecture, or was he the earliest person to solve the construction problems of a skyscraper, but not the first to build one? Lauren Peck is a media relations and social media associate for the Minnesota Historical Society.
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Good Health / House Call / By Dr. Michael Spilane
Don’t delay cataract surgery
→→I suffered foggy vision needlessly, not knowing the procedure — and recovery — would be easy
It’s now been 15 years since my cataract surgery. I knew cataracts — a clouding of the normally clear lens of the eye — could develop at any age. But I also knew they were mostly a problem in those older than me. So it
I was relieved that I could see … anything. Then I realized I could see everything. The blurriness was gone, but I was most impressed with the brightness and intensity of colors. It was only after the removal of the patch following the first surgery that I realized how much I’d been missing. No wonder I was so unimpressed with the color change in the leaves the previous fall. Other than the inconvenience
took me awhile to figure out why my vision was blurring. I got new prescrip-
of making a few post-operative
tions for my eyeglasses a couple of times, but the visual improvements were less
visits to the eye doctor, my biggest
than satisfactory and the blurriness persisted. I made an appointment to see an
trouble following surgery was
ophthalmologist and was told the problem was caused by clouding of the lenses
using the eye drops.
inside the eyes and new glasses wouldn’t help. I wasn’t ready for any eye surgery. I felt my vision wasn’t that bad, and I knew that a progression of the cataracts wouldn’t do any damage to other parts of my eyes. So I waited. I struggled while I waited. Night vision was the biggest problem. I
Remembering to use them wasn’t easy, but perfecting the aim was even more problematic. More than a few drops hit my nose, cheek or eyebrow
started to curtail my nighttime driving because my car was not equipped with the six
before I mastered the technique. Fortu-
high-beam headlights I felt were necessary to display the passing scenery.
nately, the drop ritual ended three
The glare from headlights of oncoming cars was also very distressing: These diffused streams of light were so bright they seemed like they were coming from trains and made it even more difficult for me to see other objects. Inside my home, I found myself replacing 50-watt light bulbs with 100-watt
weeks after the last surgery. In the not-so-long-ago old days, cataract surgery meant a distressing week in the hospital followed by
bulbs. And this was only after I’d dusted off the 50-watt ones, figuring they must
eyeglasses that weighed five pounds.
be covered with grit and grime. Reading became such an effort that I let my medical
Now the whole thing is almost drive-
journals stack up, and I pretty much gave up on newspapers.
through, and the glasses (if needed)
I eventually decided that blurring and dimming of vision was a problem I did not need and could not cope with. Surgery was scheduled. The right eye was done first and the left eye followed three
are ordinary. It’s hard not to be impressed. Fifteen years after my cataract surgery, my
weeks later. With each procedure, I was on my way home about two hours after my
vision without glasses remains better
arrival at an outpatient surgery center.
Intravenous medication allowed me to sleep through the amazingly brief time the surgeon was at work. I experienced no pain. After each procedure, I left with a patch on the operated eye and an appointment to see the surgeon the next morning. Having seen more than a few movies, I expected the patch removal to be a dramatic event. Certainly there would be at least a small expectant crowd around me. Wrong! An assistant performed the unpatching in ho-hum fashion with no one else in sight — not even the ophthalmologist. (In retrospect, I appreciated their confidence.) 16 / May 2016 / Minnesota Good Age
Dr. Michael Spilane, now retired, spent more than four decades practicing and teaching geriatric medicine in St. Paul. Send comments or questions to drspilane@ mngoodage.com.
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Good Health / Caregiving / By Jenny West and Beth Wiggins By doing an online assessment, families can easily summarize their situations with a Care Fit Report that includes a timeline and a rundown of care needs, finances and options. This report, which can be shared with support teams, can also be a first step toward connecting with helpful community resources.
Put yourself first Learn what services are available in your community to help take care of yourself along your caregiving journey. For example, does your health insurance plan offer discounts at the local fitness center? Is there a veteran’s benefit you could tap into for
Caring with confidence →→Looking seriously at caregiving resources now can make your journey easier, calmer down the road
Taking care of ourselves is a priority when we want to live well. We try to make good decisions minute-to-minute — parking further from the door, choosing fruits instead of pastries or taking that medication as prescribed. We tend not to think about the long-range decisions that can help us maximize
caregiver support or respite? Understanding what caregiver services are available for you is important — think support groups, education classes, caregiver coaching. Even if you don’t use resources right away, doing research can help you feel more in control.
Look before you need Examining areas of concern —
our future wellbeing and independence, however. We often don’t plan ahead for
housing, transportation, care needs
potential transitions that seem too difficult, instead waiting for a crisis to force
and more — is easier when you don’t
us to act.
need to make a quick decision.
When we do this, options become more limited and decision-making becomes
Find out more about that
more stressful. Consider taking the time early on to paint a picture of your care-
meal-delivery service your friend
giving situation so that you may better understand your long-term options, and
mentioned. Call the phone number
lay the groundwork for choices that will feel right for you and your loved ones:
on the side of the mini-bus you see at
Get clarity Older adults and their families can make muddy caregiving scenarios much clearer — in about four minutes — with help from a decision-making tool at tools.roobrik. com/familymeans/care. 18 / May 2016 / Minnesota Good Age
the shopping mall and ask how their service works. Take a tour of the apartment building that intrigues you. Being curious rather than panicked may allow you or the person you care
Stay in the home you love! Don’t let stairs keep you from enjoying your entire home!
→→Learn more Go to tools.roobrik.com/ familymeans/care to get perspective on complex caregiving situations in as little as four minutes.
for to be open-minded about options. Sometimes there are even nonbinding steps you can take early — starting a registration process or getting on a waiting list — that will make for a smoother transition later. This is also a good opportunity to start conversations with people close to you about likes and dislikes, values
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stances? Inability to drive safely? Sometimes important signals are right in front of our eyes, but are difficult to see because we’re so close to the situation. Identifying these signposts ahead of time, and talking with others about them, can increase the chances you’ll recognize them when you reach them. Remember, you can always change your mind. Jenny West and Beth Wiggins work at FamilyMeans and are members of the Metropolitan Caregiver Service Collaborative.
Minnesota Good Age / May 2016 / 19
Good Living / Travel Celebrate 100 years of Americaâ€™s National Parks by checking out these lesser-known treasures
THE THE THE
By Victor Block
20 / May 2016 / Minnesota Good Age
f you’re a fan of our country’s national parks, you’re in good company. More than 300 million people — a number almost equal to the entire U.S. population — enjoy the National Park system every
year. And 2016 is a special year, because the National Park Service is celebrating its 100th anniversary. The words “national parks” often conjure up images of soaring landscapes and dramatic terrain, but that doesn’t tell the
whole story. Among the more than 400 destinations in the park system are smaller, lesser-known sites around the country that have their own special appeal. They offer magnificent scenery, overlooked chapters of American history and intriguing learning experiences.
City of Rocks National Reserve IDAHO Westward Ho! In 1849, an artist creating pictures of the Overland Trail leading to the California Gold Rush passed through a region of dramatic granite spires. He dubbed it a City of Rocks. When a national reserve was established there 140 years later, the name endured. The outcroppings soar above a sagebrush plain to create an otherworldly landscape. This Idaho site — an hour and a half southeast of Twin Falls, not far from the Utah border — also recalls the westward migration of early pioneers. Deep ruts cut into the ground by wagon wheels remain visible today. Inscriptions written on large rocks still bear the names of hardy souls who undertook the treacherous journey during the nation’s westward expansion. nps.gov/ciro
3Great Sand Dunes National Park & Preserve COLORADO One of the largest and finest stretches of sand in the U.S. can be found in landlocked Colorado. The tallest dunes in North America are the central attraction at this destination, about four hours south of Denver. Topping them all is the spectacular Star Dune, which peaks at 750 feet. The diverse landscape also includes rolling grasslands, wetlands, aspen forests and alpine lakes. Visitors are allowed to hike or even sand sled on the dunes and — when summer sand temperatures reach nearly 150 degrees — cool off by splashing in Medano Creek or exploring the nearby shaded forests and a waterfall. nps.gov/grsa Minnesota Good Age / May 2016 / 21
THE ROAD LESS TRAVELED
Lassen Volcanic National Park CALIFORNIA Popping mudpots and pools of boiling water are among the geological formations that create the landscape of this gem, two and a half hours northwest of Reno and an hour east of Redding, Calif. Jagged peaks tell the story of the area’s eruptive past. All four types of volcanoes found throughout the world — cinder cone, shield, composite and plug dome (such as Lassen Peak, above) — are found within the park. Gentle trails and scenic overlooks provide access into, and views over, the most dramatic areas. nps.gov/lavo
Dinosaur National Monument COLORADO AND UTAH Some 150 million years ago, a much larger river in what is now Utah attracted 10 different types of dinosaurs to its banks. Their bones remain embedded in rock at this site, about three hours east of Salt Lake City. Most are fossils of Sauropods — high, long-necked plant eaters, which were the biggest creatures ever to walk on earth. Rock petroglyphs remain from 800 to 1,200 years ago when the Fremont Indians left their marks. Near them stand remains of homesteads created by settlers who arrived during the 19th and early 20th centuries. nps.gov/dino 22 / May 2016 / Minnesota Good Age
THE ROAD LESS TRAVELED
Theodore Roosevelt Island WASHINGTON, D.C. A lot of credit for the National Park system goes to President Theodore Roosevelt. During his stint as chief executive (1901–1909), Teddy pushed through legislation that established five national parks and empowered presidents who followed him to designate historic and other landmarks as national monuments. His conservation and preservation efforts are honored on this 91-acre outcrop in the Potomac River in the heart of D.C. Native Americans once used the land as a fishing destination, and a regiment of black union troops encamped there during the Civil War. Visitors today can learn about the legacy of our 26th president at a memorial that includes his statue and most memorable quotes. Teddy would be delighted to stroll along the boardwalk that leads through the quiet marsh and forest setting. nps.gov/this
Adams National Historical Park MASSACHUSETTS A house in Quincy, Mass. — named Peacefield — served as home to John Adams, John Quincy Adams and subsequent generations of the famous family from 1788 to 1927. The house, now preserved in this park, is about 10 miles south from the heart of modern-day downtown Boston. It was originally purchased in 1787 by John Adams, who was then the minister to Great Britain and who later served as vice president and second president of the United States (1797–1801). John Quincy won fame as a diplomat, member of Congress, Secretary of State and the sixth president (1825–1829). Furnishings in the house include items acquired by each generation of the family. nps.gov/adam
24 / May 2016 / Minnesota Good Age
ARIZONA It’s the prehistoric Puebloan people who are recalled in the cliff dwellings here — four
Relax. P lay. Stay.
Navajo National Monument and a half hours north of Phoenix — with 13th-century dwellings, two accessible to the public, perched in natural sandstone alcoves on cliffs overlooking wide canyons. The structures include roof beams, handholds and footholds, and other original architectural elements. A museum displays pottery, tools and other items of various Native American groups who took up residence in the Southwest, including the Navajo. nps.gov/nava
Victor Block is a veteran travel writer and has contributed to numerous national publications. Minnesota Good Age / May 2016 / 25
Good Living / Housing / By Andy Prasky
→→Consider rightsizing when your needs change
As the saying goes, “Home is where the heart is.” If you’ve spent decades filling a house with belongings, memories and love, you know how true this statement can be. But as we get older and our lifestyles and needs change, we’ll likely have to decide whether to stay in our homes, buy something else or rent. Often we consider downsizing as a way to simplify our lives — but the mere thought of such a change can be daunting for anyone of any age. That’s why I suggest we look at the transition in a whole new way. Forget downsizing — consider rightsizing instead.
What’s rightsizing? It’s finding the home and space that’s right for your budget, needs and lifestyle. Most of my clients who are retiring or already retired are making “lateral” moves such as going from $400,000 multi-level homes with big backyards in the suburbs to $400,000 lofts downtown. Rightsized homes are not only easier to maintain, but they’re also often located in neighborhoods or areas with easy access to amenities such as lakes, restaurants, nightlife and even health care. To figure out if rightsizing is a good idea for you, make sure you consider the following before making a move: ⊲⊲ Crunch the numbers The most important thing to consider when rightsizing — whether you decide to stay
The most important thing to consider when rightsizing — whether you decide to stay or go, buy or rent — is the cost.
or go, buy or rent — is the cost. You may think a smaller home may mean smaller monthly mortgage payments or smaller maintenance costs, but that may not always be the case. Remember to factor in any possible association fees if you’re moving into a
⊲⊲ Take family into account Many people often choose to move or
townhome or condo. And speaking of moving, don’t forget to add in any moving,
rightsize because they want to be closer
storage and new furniture or appliance costs, too.
to family. In fact, multigenerational
⊲⊲ Consider your lifestyle The baby boomer generation sometimes is called the “go-go” generation: They’re always on the go! When you decide to rightsize, you have the opportunity to relocate closer to all the new lifestyle amenities you’ll want to enjoy. Ask yourself: “What do I want to do or enjoy doing in my free time?” “Where do I want to spend time golfing / playing tennis / biking?” “Would I prefer living in the city with restaurants, theater, shopping and museums — all within walking distance or in a quieter, more open setting where I might need to drive more or find transportation?” Rightsizing may allow you to live closer to the lifestyle you want — and ideally, depending on where you choose, you’ll have a bit of monthly cash leftover to enjoy it. 26 / May 2016 / Minnesota Good Age
housing — such as properties with mother-in-law apartments or spaces set aside for the parents of grown children — is expected to remain strong in 2016. Multigenerational housing allows families to be closer to each other (and sometimes even live under the same roof), but it’s also a wonderful way for mom and dad, grandma and grandpa, and the kids to cut down on costs. Our
families are a big part of our lives, so it’s only fitting that you consider including them in your decisionmaking process. ⊲⊲ Simplify your stuff Lastly, if you’re seriously considering rightsizing — start going through your things now and declutter! This can be difficult, both emotionally and physically, especially if you’ve accumulated a lot of things over several years. But simplifying your stuff before you make a move will help give you a better idea of what you need for space and storage in your next home. If you’re worried you won’t be able to live in a smaller space, think about renting for a year or two before you buy. Remember, rightsizing may also mean you decide to stay put and hire out maintenance services instead, like lawn care and snow removal. You may be surprised when you run the numbers that keeping your current home — even with those added expenses — may still cost less than moving.
Andy Prasky is a real estate professional with RE/MAX Advantage Plus in Minneapolis/St. Paul. As an 18-year industry veteran, he’s sold more than 1,000 homes. His areas of expertise include new construction / land development, short sale / foreclosure prevention, first-time home buyers, rightsizing empty nesters and training new real estate agents. Prasky also hosts the Real Estate Radio Hour on WCCO 830 AM from 10 to 11 a.m. every Saturday. Learn more at prasky.com. Minnesota Good Age / May 2016 / 27
Good Living / Finance / By Skip Johnson
WHAT’S YOUR ROLE?
→→Think twice before helping adult children buy property
When many young adults buy their first home, they get
Co-signing the mortgage
financing from the Bank of Mom & Dad. In 2014, 26 percent of first-time home-
This is an option when the adult
buyers received a gift of money, while another 6 percent received a loan from a
child’s income is too low to qualify for
family member, according to the National Association of Realtors.
a mortgage on the home they want.
While helping your family may seem like a no-brainer, I advise my clients to
A word of caution for parents consid-
do the opposite: Put some serious thought into whether helping your adult child
ering co-signing a loan: Such a move
buy a home is a smart financial decision and how to go about it.
could impact your finances as well.
The first question for parents to answer is: How secure are your finances? You
The mortgage will show up on your
shouldn’t give or loan money without knowing you can live without it being paid
credit as an outstanding loan, which
back. This is especially important if you’re close to retirement, when you’ll have
could impact your ability to refinance
to live off your savings and investments.
or buy another home. Keep in mind,
Think of it this way: Children will likely have another opportunity to buy a home, but parents might not have another chance to catch up on retirement savings. The second question is: Why does the adult child need financial help? Parents
if the child can’t pay off the mortgage, it becomes your responsibility. Before making any decisions, it’s important to sit down with a financial
should look into their children’s finances as well as their own. Before you agree
professional who can help you run
to help, ask your kids to see their credit scores, paychecks and credit card debt. If
the numbers to determine what’s best
children are struggling with their money, helping them buy a home that’s beyond
for you and your family. You may also
their means may just get them into more financial trouble.
want to consult your tax preparer
If both parents and kids have a solid financial picture and parents decide to help out, consider the following options:
Give a gift
about potential tax implications. Finally, make sure everyone in the family is on the same page to avoid any conflict. Set family meet-
Giving cash for a down payment or closing costs is the simplest way for parents to
ings and put everything in writing.
help their children. Parents can give up to $14,000 directly to their child in 2016
Don’t allow money to be the source
without having to pay the federal gift tax.
of conflict; after all, this could be the
Both spouses can give $14,000, for a total of $28,000. If you do give the money as a gift, write a letter saying you don’t expect to be paid back.
Family loans If you prefer to loan the money, put everything in writing to make sure there are no misunderstandings. Your written agreement should specify the terms of the loan, including a timeline, a schedule for making weekly or monthly payments and what happens if the loan goes unpaid. Even if your goal isn’t to make money, charge at least the minimum interest rate set by the IRS, which is published monthly, to avoid tax consequences.
28 / May 2016 / Minnesota Good Age
home where you watch your grandchildren grow up. Skip Johnson is an advisor at Great Waters Financial, a financial-planning firm and Minnesota insurance agency in New Hope. See greatwatersfinancial.com. Skip also offers investment advisory services through AdvisorNet Wealth Management, a registered investment advisor.
Good Living / In the Kitchen / By Molly Broder
ITALIAN SPRING CLASSIC I like to serve this outdoors as an appetizer course accompanied with thinly sliced Prosciutto di Parma and a cool glass of Sauvignon blanc from the Alto Adige region of northern Italy.
ASPARAGUS WITH HARD-BOILED EGG 3 eggs 2 anchovies, chopped 1 tablespoon capers, chopped Juice of 1 lemon (about 3 tablespoons) ½ cup extra virgin olive oil 2 pounds asparagus (white or green) Salt and pepper to taste ⊲⊲Cook the eggs by submerging them in boiling water, turning off the heat, covering and letting them sit for 10 minutes. ⊲⊲Peel and finely dice the eggs. ⊲⊲Whisk together anchovies, capers, lemon juice and olive oil. Adjust the salt and pepper, and add more lemon juice to taste, if needed. ⊲⊲Prepare the asparagus spears by snapping off each stalk where the woody part ends, usually removing about ¼ of the stalk. Use a vegetable peeler to peel the remaining stalks to their tips. (This is especially important if you’re using white asparagus.) ⊲⊲Put asparagus in a wide sauce pan of cold water. Bring water to a boil, cover and take off heat. Let sit for 10 minutes. ⊲⊲Drain the asparagus and toss with half of the dressing and let the spears come to room temperature. ⊲⊲Place the asparagus on a platter and garnish with the diced hard-boiled egg. ⊲⊲Drizzle with the rest of the dressing.
Photo by Tracy Walsh
⊲⊲Add cracked pepper and a pinch of salt and serve.
Molly Broder owns and operates Broders’ Pasta Bar, Broders’ Cucina Italiana and Terzo, all located on different corners at 50th Street and Penn Avenue in southwest Minneapolis. Minnesota Good Age / May 2016 / 29
Molly Broder opened the familyâ€™s third restaurant, the highly acclaimed Terzo, in 2013, with her sons (left to right), Thomas, Danny and Charlie. Photos by Tracy Walsh / tracywalshphoto.com
30 / May 2016 / Minnesota Good Age
A CHAMPION FOR FOOD AND WINE Molly Broder brought authentic Italian cuisine to Minneapolis more than 30 years ago. Today, sheâ€™s the head of a family-run restaurant dynasty and a revered activist in the dining industry. By Stephanie Fox
Minnesota Good Age / May 2016 / 31
A CHAMPION FOR FOOD AND WINE
unning a restaurant empire wasn’t in Molly Broder’s plans when she was growing up. ///// “I wanted to be a photojournalist,” she said. ///// Love and adventure came
“I wasn’t one to stay at home,” she said. “We wanted a life that was all incorporated — to have home, work and family life all
first, however, for the girl who grew up in in Windsor,
together — and this was the only
Canada, just across the river from Detroit in Ontario. /////
way we could see to do it.”
At age 20, Broder dropped out of photojournalism school
and went to live in a tent in the Adirondacks with her new husband,
When space in a former Wuollet Bakery location opened up in 1982, it seemed a perfect fit.
Tom. ///// The two worked at a French restaurant to save money for a six-
It was the right size (relatively
month honeymoon in France. ///// “Working at that place convinced me
small), and in a bustling location,
that I never wanted to work in the restaurant business,” she said.
with few other neighborhood restaurants nearby. Most important, it was within walking
In the fall, the two headed to Paris, where they spent half a year with friends, enjoying French food. After Paris, the couple moved around the Midwest, including St. Louis and the Twin Cities, where Molly Broder returned to her journalism studies, eventually graduating into a photography gig with Gov. Rudy Perpich’s press office. When Perpich lost the 1978 election, Broder and her husband left for Chicago. Then, in 1981, they took a trip to Bologna, Italy that would dramatically change their lives. Today, Molly Broder owns and operates three of the city’s most
distance of their home. They signed a lease and soon, Broders’ Cucina Italiana, a New York-inspired deli, was bringing in customers from all over the city. Egg pasta was their signature item, but they added authentic sauces, stromboli, pizza, lasagna and salads, all made in the back of the shop. “Things just grew from there,” she said. “People were ready for good, high-quality meals to take home.” For people who wanted to cook at home, the deli carried a variety of olive oils, dried pastas, Italian sausages and salami
acclaimed restaurants — Broders’ Pasta Bar, Broders’ Cucina
and cheeses with unfamiliar names. They seemed exotic at
Italiana and, the newest, Terzo, all located on different corners at
a time — more than 30 years ago now — when a lot of people
50 Street and Penn Avenue in Southwest Minneapolis.
thought spaghetti sauce came only in a jar and Parmesan came
only in a can.
During their time in Bologna, Tom and Molly Broder studied
A FAMILY AFFAIR
Italian cooking with Marcella Hazan, the now well-known
The little deli reflected Tom Broder’s passion for cooking. An
author of Essentials of Classic Italian Cooking, credited with
Irish-American, he hailed from New York City, where Italian
transforming the way Americans view Italian food.
delis were part of the landscape.
Hazan made a lasting impression on the Broders. By fall, they’d moved back to Minneapolis to focus on one thing: Pasta. They wanted to bring authentic Italian food to the North Coast. “Tom and I wanted to get into business together and a restaurant seemed ideal,” she said. It was also a feminist choice, a way to have it all. 32 / May 2016 / Minnesota Good Age
“He’d grown up with New York-style pizza and South Jersey hoagies. Pasta was a pure Italian tradition,” Broder said. “So, that’s what we did for the next 11 years.” Meanwhile, their family was growing. They had three sons, Thomas, Charlie and Danny. “I’d sit Thomas on a stool when he was only 2 years old and he’d watch the tortellini being made,” she said. “He
A CHAMPION FOR FOOD AND WINE
started working at age 11, when the pasta bar opened, helping in the kitchen and busing tables.” When the gas station across the street from the deli closed in 1994, the Broders took it over, transforming it into Broders’ Pasta Bar. The sit-down restaurant focused on classic Italian pastas, with a menu that changed weekly. Thomas remembers it being an exciting time for the family. “I was aware that they were opening a restaurant and I wanted to be involved and help them,” he said. “There was no pressure on me. On the contrary, they were cautious about me getting involved at that age.” It was the beginning of a Southwest Minneapolis restaurant dynasty. And Thomas came to embrace the family business. “Doing this gave me years of on-the-job experience that’s helped me be successful,” Thomas said. “I love feeding people. My favorite thing is when I feed someone and it sparks a memory, maybe of a trip to Italy or of a grandmother’s cooking. You can have moments with food that can be special.” 34 / May 2016 / Minnesota Good Age
CHANGING LIQUOR LAWS The restaurant was a hit, but there was one big problem: In Southwest Minneapolis, where the restaurant was located,
▲▲Molly Broder was named the 2015 Legislative Advocate of the Year Award by the Minnesota Restaurant Association. She also received a 2015 Charlie Award for Lifetime Achievement at an annual event celebrating exceptional contributions to the Twin Cities food scene.
prohibition still ruled. Back then, whole sections of Minneapolis were dry. Liquor was allowed downtown and along the commercial corridors of Lake Street and Hennepin, Central and University Avenues. No alcohol, except for 3.2 beer, could be served, although a few older and established restaurants, such as Pepito’s, were grandfathered in. “It was embarrassing,” she said. “An Italian restaurant and we couldn’t even serve a glass of wine. We already had a 3.2 beer license, which was the only neighborhood-acceptable spirit at the time.” Broder went to work, contacting her city councilor to see
if there was a way to get an exemption through the city. “We had at least 3,000 signatures from people in the neighborhood to show we had broad support,” she said. But their efforts got them nowhere. They turned next to Allan Spear, their
front of the house. Today, Danny, the youngest, is in college, studying urban agriculture and helping out at the restaurants as well. “Maybe he’ll be our supplier,” his mother said. Danny, also a trained chef, helped get
Certified Aging-in-Place Specialist
state senator, who added permission for
the kitchen staff established at Terzo, the
the city to override its charter to grant
family’s third restaurant, which opened to
a wine license to Broders as part of the
overwhelmingly glowing reviews in 2013.
state’s 1995 omnibus liquor bill. The bill passed with the special excep-
The menu at Terzo — a name that translates from Italian as “third” — is
tion and the city issued a wine license
focused on wine and food pairings,
(which also permits the sale of stronger
boasting a 1,200-bottle wine cellar with
beer) to Broders’ Pasta Bar in 1995.
more than 400 selections from all the
By then the issue — with the Broders’ restaurant serving as a beacon of hope
CUSTOM HOMES / REMODELS / ADDITIONS
South St. Paul HRA
EJN Architect GA 0416 12.indd 1
• 50+ Community • Income Based Rent
wine-producing regions of Italy.
• All Utilities Paid
Customers can choose from 40 wines
and catalyst for change — had gained even
by the glass thanks to a state-of-the-art
more public support.
• Newly Remodeled • Elevators • Controlled Entries
A city referendum to allow small neighborhood restaurants around Minneapolis to apply for wine / beer licenses passed in 1996 and became law in 1997. (Hard liquor remains banned in most residential neighborhoods like those the Broder restaurants occupy.)
STEPPING UP TO HELP
Call for an appointment 651-554-3270
Terzo’s focus on wine, however, thrust the Broder family back into the business
South St Paul HRA GA 0516 12.indd 1
Back in 1997, when the city adjusted its
percent from alcohol sales. Neighbors and city council members feared restaurants would
last time she’d have her husband at her side.
become virtual saloons whose unruly
The Broders came together during that difficult time to keep the restaurants going. The eldest son, Thomas, had attended
hoods, causing problems.
3/28/13 3:23 PM
dramatically since then, Broder said. Allowing alcohol sales resulted in the opening of dozens of new small restau-
the head chef at the pasta bar. Middle
served with beer and wine.
took over as general manager to work the
Roban, James GA 0513 12.indd 1
But the restaurant world had changed
rants, many offering sophisticated food
training himself on food and wine, and
Will: $40 PoWer of Attorney: $20 HeAltH CAre DireCtive: $70
patrons would wander neighbor-
in culinary school in Italy, and became son Charlie traveled around the world,
261 Ruth Street (651) 738-2102
on the role of activist. It was, however the
Attorney at Law
make no less than 70 percent of their
Broders and the city’s restaurant scene.
In 2007, Tom Broder died at age 59 of a
JAMES G. ROBAN
requiring restaurants in residential areas revenue from food, compared with 30
4/20/16 12:55 PM
WILLS, ESTATE PLANNING
liquor laws, a 70/30 rule was established,
The victory was an important one for the It wouldn’t be Broder’s last time taking
• On Site Caretaker
AN ADVOCATE ONCE AGAIN of liquor-law modernization.
3/17/16 2:08 PM
And the craft beer revolution turned beer into a higher-end endeavor. For Broder, it meant that a plate
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Broders’ Pasta Bar opened in 1994 and features fine Italian dining in an intimate space with a specialty of homemade pasta. Both imported and homemade pastas prepared here can be purchased at Broders’ Cucina Italiana.
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Broders’ Cucina Italiana, established in 1982, is a deli that does brisk take-out and delivery business, including fresh pastas and sauces, baked goods, imported and domestic groceries, deli meats and cheeses, New York-style pizza, sandwiches and lasagna. There’s limited seating for eating on site. Catering is also available.
3/17/16 5:32 PM
Terzo, which opened in 2013, is a wine bar and restaurant (above), offering more than 400 wines, including 40 wines by the glass, alongside a highly acclaimed dinner menu of pastas, meat and seafood dishes, plus a popular lunch-window service — Porchetteria @ Terzo — serving slow-roasted Italian pork sandwiches. Learn more about all the restaurants — occupying three of the four corners of 50th Street and Penn Avenue in Minneapolis, two blocks south of Lake Harriet — at broders.com or call 612-925-3113.
Try Molly Broder’s favorite spring recipe, featured on Page 29.
We buy gold, silver, coins, & currency Mill City Numismatics of linguine con trota affumicata (pasta with smoked trout) for $17 at the pasta bar couldn’t cover the 70 percent required if a diner ordered a couple $11 glasses of wine or two $6 craft beers.
▲▲Tom and Molly Broder's sons (Charlie, Danny and Thomas) grew up to become important players in the family restaurant business, which has grown to three distinct dining destinations. Photo courtesy of Molly Broder
Honest, Knowledgable & Experienced
Please call Andrew at
For restaurants like Broders’ Pasta Bar and Terzo, the 70/30 rule made serving
Award for Lifetime Achievement for
quality beers and wines a problem, and
her work in the local food scene.
put many local restaurants out of compliance. Broder decided it was again time to stand and fight. She organized Citizens for a Modern Minneapolis to do away with the 70/30
With the three restaurants, Broder She still works 45 hours a week, overseeing operations, walking across the streets from restaurant to restaurant to supervise staff and greet patrons. She has no plans for retirement, she
joined her, and the group succeeded in
said, but she wants to travel more — to
getting an amendment on the city ballot.
Italy, mostly — and says she plans to cut
more than 80 percent support, one of the highest passage percentages in Minneapolis history.
3/28/13 4:02 PM
now employs more than 100 people.
rule. More than 70 restaurant owners
That measure passed in 2014 with
Mill City Numismatics GA 0513 V6.indd 1
back hours with the coming arrival of her first grandchild this spring. “I’ve told my kids that they shouldn’t let their kids go into the restaurant business. But I am looking forward to
HONORED FOR ACTIVISM Broder’s effort earned her the Minnesota Restaurant Association’s 2015 Legislative Advocate of the Year Award. The same year, she received a Charlie
teaching my grandchild how to make pasta,” she said. Stephanie Fox is a freelance journalist who lives in Minneapolis with her husband and two English bulldogs. Minnesota Good Age / May 2016 / 37 MPR GA 0516 V6.indd 1
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Staying put? It’s important to consider the hidden costs of aging in place — for seniors and their families
hile senior housing developments appear to be booming across the U.S. — along with an aging baby boomer population that’s been dubbed the Silver Tsunami — a perhaps equally powerful trend in senior housing is aging in place.
A whopping 75 percent of older adults say they plan to live in their current
38 / May 2016 / Minnesota Good Age
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Rather than focusing on the economics of their situations, older adults may be “blinded by emotional factors,” such as the memories they attach to a beloved home, the article said. They may choose to “hunker down” in expensive homes that aren’t physically easy to navigate or conveniently located
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asset or greatest liability. “Some people may not be able to stay in their homes despite helpful friends and neighbors,” said a recent article in The Atlantic. “Their property taxes may be too high, or they may have to sell their homes in order to finance longterm care. Because of the housing crisis, their houses may not be as much of an asset as were the homes of the previous generation.”
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5500 Boone Ave N New Hope, MN 55428
age 50 to 64 were still paying off
Licensed by the state of Minnesota as a Housing with Services establishment and a Comprehensive Home Care agency. Residence at North Ridge GA 0516 H6.indd 1
4/21/16 2:38/PM Minnesota Good Age / May 2016 39
their mortgages in 2010, according
to an article in U.S. News & World
As seniors lose their ability to drive,
Report, which said that homeowners
socializing can become more difficult. In
typically spend between 1 to 4 percent
these cases, staying at home — without
of a home’s value annually on mainte-
activities and opportunities for new
nance and repairs.
friendships — can take a toll on a senior’s
Projects can include upgrading plumbing, replacing worn siding, incorporating safety features or even making a first floor walkeror wheelchair-accessible. Costs for seniors to remodel their homes
social life, leaving some folks to feel isolated and experience depression. A study from The American Journal of Public Health suggests that seniors can preserve their brain health by main-
to make them safer can be substantial
taining strong ties to friends, family and
with “basic design and structural modifi-
other community groups.
cations” averaging $9,000 to $12,000 per
About one third of older adults lack
one-story residence, according MetLife’s
public transportation in their commu-
Report on Aging in Place 2.0.
nities, and many that do experience inadequate service that is viewed as
40 / May 2016 / Minnesota Good Age
⊳⊳ Seniors work on gardening projects at the Village at the Falls, an independent living community in Menomonee Falls, Wis. Photo courtesy of Holiday Retirement
“unsafe, unresponsive and inconve-
Senior Partners Care Eliminates Medicare Out of Pocket Costs
Senior Partners Care (SPC) is one of the best kept secrets in Minnesota. If you are currently enrolled in Medicare, or will be starting soon, please keep reading. Senior Partners Care is not insurance. It is a community based program that enables Minnesota Medicare recipients to access the medical care they need. This program bridges the financial gap between their medical bills and their Medicare coverage. SPC has partnered with most of the major metropolitan area hospitals and hundreds of clinics and providers statewide. These healthcare providers (SPC Partners) have agreed to accept Medicare as full payment for Medicare covered expenses. They waive the Medicare deductibles, coinsurance, and copayments.
Senior Partners Care 2016 Financial Guidelines
nient,” according to a 2011 study in
Persons in family/household
Nutritional concerns Seniors’ food spending is actually lower than those of other adults. According to a 2012 Gallup poll, seniors spend $103 a week on food, on average, compared to a weekly average of $151 for the population overall. Though seniors appear to be thrifty with their grocery budgets, their nutri-
For program details and applications: seniorcommunity.org/spc or call 952-767-0665
Monthly Income (200% FPG)
Asset Guidelines regardless of household size cannot exceed $48,600.
Senior Community Services GA 0416 H6.indd 1
3/7/16 6:00 PM
Give a Gift to the People and Park You Love Adopt a refurbished bench or engrave a brick paver at Lake Harriet and leave an impression that lasts for years to come! 5” x 5” paver with three 12 character lines — $75 5” x 11” paver with four 12 character lines — $125 Benches with no engraving — $1,000 Benches with 37 character engraving — $1,250
tional choices can suffer if they’re living at home and are tasked with making all their own meals. This is especially true after a senior’s spouse has passed away. When seniors
don’t maintain adequate nutrition, it
can affect their health and, in turn,
their health-care costs.
Wage loss According to 2011 data from the MetLife Mature Market Institute, “double jeop-
Annual Income (200% FPG)
612-767-6892 People for Parks GA 2013 Filler H4.indd 1
6/26/13 9:05 AM
Enjoy Comfort – Enjoy Community – Enjoy Life! at
LEE SQUARE COOPERATIVE
ardy” faces the nearly 10 million baby boomers caring for their aging parents.
Move into our 55+ Community & Enjoy:
“These family caregivers are themselves aging as well as providing care at a time when they also need to be planning
• Screened-in Gazebo & shaded patio area
and saving for their own retirement,”
• Virtually maintenance-free living
said a MetLife Study of Caregiving Costs
• Walking path around building on 6+ acres
to Working Caregivers. The proportion of adult children either caring personally for — or offering financial assistance to — aging parents more than tripled in the 15 years
Phone for a Tour! 763-522-5095 or 1-855-422-0022 4400 36th Ave North ~ ROBBINSDALE, MN
www.leesquarecooperative.com Lee Square Coop GA 0516 H4.indd 1
4/22/16 9:50/AM Minnesota Good Age / May 2016 41
Housing resources • Memory care
• Assisted living
Augustana Care of Minneapolis•••• Our full continuum of care offers everything from independent living to skilled nursing, all on one campus! We offer in-home care, restaurant-style dining, a bank, pharmacy, grocery store, coffee shop, beauty shop, medical clinic, fitness center, and more! 1007 E 14th St, Minneapolis 1510 11th Ave S, Minneapolis 612-238-5555 minneapoliscampus.org
Benedictine Health System••••
Benedictine Health System is a missionbased, non-profit health system headquartered in Minnesota, sponsored by the Benedictine sisters of St. Scholastica Monastery in Duluth. BHS provides a full continuum of care services for aging adults, including independent housing, assisted living, skilled nursing, memory care and rehabilitation services. Benedictine Health Center at Innsbruck: 651-633-1686 bhcinnsbruck.org Benedictine Health Center of Minneapolis: 612-879-2800 bhcminneapolis.org Benedictine Senior Living at Steeple Pointe: 763-425-4440 steeplepointe.org Cerenity Senior Care, St. Paul & White Bear Lake: cerenityseniorcare.org Interlude Restorative Suites, Fridley: 763-230-3131 interluderestorativesuites.org Regina Senior Living, Hastings: 651-480-4333 regina-seniorliving.com St. Gertrude’s Health and Rehabilitation Center: 952-233-4400 stgertrudesshakopee.org 1-800-833-7208 bhshealth.org
42 / May 2016 / Minnesota Good Age
• Independent housing
• Long term care
Colonial Acres Health Care Center at Covenant Village of Golden Valley••••
With Colonial Acres Health Care Center's convenient location right off Highway 100 and Duluth Street, we are the perfect location for your all health care needs. We have Skilled Nursing, Transitional Care/Rehab, Long Term Care, and Memory Care. Also on campus: Residential and Assisted Living options. 5825 St. Croix Ave N Golden Valley 763-732-1422 colonialacreshealthcarecenter.org
CommonBond builds stable homes, strong futures, and vibrant communities. As the largest nonprofit provider of affordable homes in the Upper Midwest, CommonBond has been building and sustaining homes with services to families, seniors, and individuals with disabilities since 1971. 1080 Montreal Ave St. Paul 651-291-1750 commonbond.org/findhousing
Gramercy Park Cooperative of St. Paul•
Gramercy 55+ cooperative housing combines the tax and equity advantages of home ownership with the convenience of community living. When you purchase a membership you have a vote and a voice in shaping your community. Everything at Gramercy is designed with you in mind. 5688 Brent Avenue Inver Grove Heights 651-450-9851 gramercyinvergrove.org
• New construction
Lee Square Cooperative•
The Lee Square Cooperative lifestyle offers you many exciting choices for convenient and carefree living in a congenial community! We offer 4 main floor plans, 6+ acre grounds with 1/3 mile walking path, 24-hour staffing, a beauty shop, programmed activities, Bible Study and more. Contact us for a tour today! 4400 36th Ave N Robbinsdale 763-522-5095 leesquarecooperative.com
Nokomis Square Cooperative•
Nokomis Square Cooperative is a member owned and operated housing and lifestyle choice for individuals 62 plus. We’re situated between Lake Nokomis and Minnehaha Park in South Minneapolis. Concrete and steel construction and experienced maintenance staff provide a carefree, well-kept environment. 5015 35th Avenue South Minneapolis 612-721-5077 nokomissquare.com
Award winning Oak Meadows has an 18 year track record of providing excellent service and care to seniors and their families. We offer 48 assisted, 12 memory care and 62 independent apartments. Lifesprk provides 24/7 on-site homecare. 8131–8133 4th St N Oakdale 651-578-0676 oak-meadows.org
Salvation Army Booth Manor•
Conveniently located across from Loring Park, this 21-story high rise, with 154 one-bedroom apartments is designed for seniors 62 years of age or better, offering many services and amenities. It also combines the convenience of being near downtown with the serenity of the great outdoors. 1421 Yale Place Minneapolis 612-338-6313 salvationarmynorth.org/community/ booth-manor
Staying put? ADVERTISER LISTINGS
prior to the study. A quarter of adult children said they provide personal or South St. Paul HRA•
South St. Paul HRA manages one-bedroom apartments for ages 50 and over, which are designated for low to moderate-income persons. Rent is based on income. The building amenities include all utilities paid, an on-site caretaker, security building, after hours answering service, elevators, community room, resident activities & services, and laundry facilities. Call today to set up an appointment. 125 3rd Ave N South St. Paul 651-554-3270 ssphra.org
financial care to their parents. According to the study, total wage, Social Security and private pension losses due to caregiving can range from $283,716 for men to $324,044 for women, or $303,880 on average for a typical caregiver during a “career of caregiving.” When the $303,880 amount is multiplied by the 9.7 million people 50-plus caring for their parents, the
As seniors lose their ability to drive, socializing can become more difficult. In these cases, staying at home can take a toll on a senior’s social life, leaving some to feel isolated and experience depression.
amount lost is nearly $3 trillion. Meanwhile, dedication to caregiving
St. Benedict’s Senior Community•••
St. Benedict’s Senior Community is a leader in offering a wide range of housing options for those 62 and better. Whether speaking about the campus in St. Cloud, Monticello or Sartell, our philosophy remains the same; offer independence and choices for vital aging. Sartell: Chateau Waters Opening July Showroom/Sales Office 320-654-2352 chateauwaters.com St. Cloud Senior Housing: 1810 Minnesota Blvd SE 320-203-2747 centracare.com Monticello Senior Housing: 1301 East 7th St 763-295-4051 centracare.com
can affect one’s work productivity and can potentially affect future employability.
We offer the perfect mix of care, services and living options to ensure wellness and enrichment. Assisted Living, Independent Living, Adult Day Programs, Comprehensive Rehab Programs, Outpatient Rehab Therapy, On-site Child Care Program. Memory Care coming in early 2017. To learn more, please give us a call! 5500 Boone Ave N New Hope 763-592-3000 northridgehealthandrehab.com
Caregiver Alliance, a quarter of women who provide care for loved ones developed
Decreased personal time Along with the financial cost of caring for an aging parent, an adult caregiver is likely to have to invest a significant amount of personal time. When it comes to caring for aging parents, daughters tend to shoulder the lion’s share, according to an article in the Chicago Tribune. “Daughters provide an average of 12.3 hours of elderly parent care per month, while sons provide an average of 5.6
The Residence at North Ridge••••
According to a study cited by the Family
hours,” said the August 2014 article, based on research from Princeton University.
Compromised health Though it can be rewarding, caring for aging loved ones is also exhausting, physically and mentally. Over time, the demands of caring both for oneself and for one’s loved one can negatively impact one’s health.
health problems due to those activities. Middle-aged and older women who cared for an ill or disabled spouse were six times likelier to suffer from depression or anxiety than those who weren’t serving as caregivers, according to the study. Higher levels of stress, declines in happiness and increased levels of hostility can also accompany caregiving. When making decisions about aging in place, it’s important to consider all of the above factors — not just the most obvious elements of the bottom line. Source: This story was excerpted from 7 Unexpected Financial Benefits of Living in a Senior Living Community, an e-book produced by Holiday Retirement, an Oregonbased company that operates independent senior living communities in the U.S., including The Lodge at White Bear in White Bear Lake. Request a copy of the e-book at holidaytouch. com/why-move. To compare costs of living in a senior living community and aging in place, go to holidaytouch.com/retirement-101/costof-living. Minnesota Good Age / May 2016 / 43
Cantare →→VocalEssence presents a community concert alongside a variety of local school choirs, marking the conclusion of the renowned musical group’s 2015-2016 education program. Cantare — Spanish for “I will sing” — partners two Mexican composers-in-residence with local elementary school and high school choruses to discover, celebrate and create music inspired by Mexican traditions. When: 6 p.m. and 8 p.m. May 23 Where: Ordway Center for the Performing Arts, St. Paul
Cost: FREE Info: ordway.org
The House of Blue Leaves →→Artie dreams of making it big as a songwriter in Hollywood — if he can only get away from his apartment in New York and his manic wife. But today it could happen — today the Pope is coming to Yankee Stadium, and Artie is convinced a papal blessing can make his dream come true. When: Weekends through May 22 Where: Theatre in the Round, Minneapolis Cost: $22; $18 for ages 62 and older on Fridays and Sundays only Info: theatreintheround.org
Constellations →→This Nick Payne play is about free will and friendship. But it’s also about quantum multiverse theory, love and honey. Marianne and Roland meet at a party. They go for a drink, or perhaps they don’t. One relationship. Infinite possibilities. When: Through May 29 44 / May 2016 / Minnesota Good Age
Where: The Jungle Theater, Minneapolis Cost: $25–$48 Info: jungletheater.com
Beyond Bollywood →→Move past the stereotypes of saris, turbans and temples to unveil the deeper story of Indian Americans. The exhibit features artifacts, oral histories and reflections from Minnesota’s own Indian-American community. When: Through July 10 Where: Minnesota History Center, St. Paul Cost: $12 for adults, $10 for ages 65 and older, $6 for ages 5-17; free Tuesdays from 5–8 p.m. Info: mnhs.org
What’s Up Doc? →→Explore the creative genius behind Bugs Bunny, Daffy Duck and the hapless but optimistic Elmer Fudd. How did Chuck Jones and his collaborators create cinematic magic? Original sketches, storyboards, celluloids, photographs, wall-projected animated films and more tell the story of amazing animation. When: Through Aug. 14 Where: Minnesota History Center, St. Paul Cost: $12 for adults, $10 for ages 65 and older, $6 for ages 5-17; free Tuesdays from 5–8 p.m. Info: mnhs.org
Chanhassen Concert Series →→Experience a variety of tribute bands paying homage to The Carpenters (May 6–8), the Everly Brothers (June 17–18), James Brown (June 25) and many more. When: Dinner is at 6 p.m., followed by concerts at 8 p.m., except for Sunday events, which start earlier. Where: Chanhassen Dinner Theatres, Chanhassen Cost: $40 per person and $15 more for dinner Info: chanhassendt.com
Photo courtesy of Hennepin History Museum
Spring at the Eloise Butler Wildflower Garden →→The Eloise Butler Wildflower Garden and Bird Sanctuary — home to more than 500 plant species and 130 bird species — is open for the season. Woodland wildflowers such as bloodroot, wild ginger, trillium, bluebells and trout lilies are expected to flower into May, followed by late-spring bloomers. Staff and volunteers are available to assist garden visitors in their exploration of this historic native plant garden. When: Garden hours are 7:30 a.m. until one hour before sunset daily through Oct. 16. The Martha Crone Visitor Shelter is open from 10 a.m. until one hour before sunset Monday through Saturday and from noon until one hour before sunset on Sundays. Where: 1 Theodore Wirth Parkway, Minneapolis Cost: FREE Info: tinyurl.com/eloise-mn
April 30–May 1
Lake Minnetonka Studio Tour →→Discover two dozen local artists with a springtime tour of artists’ homes and studios in the Lake Minnetonka area. Works of art will include many items available for purchase. When: 10 a.m.–6 p.m. April 30 and 10 a.m.–5 p.m. May 1 Where: Artists home studios in Minnetonka, Deephaven and Excelsior Cost: FREE Info: lakemtka-studiotour.com
April 30–May 1
Union Depot Train Days →→The Amtrak Exhibit Train will be open for free public tours as part of this annual event, featuring engaging activities for all ages, plus model trains and vendors. When: April 30 and May 1 Where: Union Depot, St. Paul Cost: Most activities are FREE. Info: uniondepot.org/traindays
May 5 and 12
Vintage Voices →→VocalEssence — a nationally-acclaimed choral ensemble — fosters the creation of choirs in assisted living facilities and senior centers as part of its communityengagement initiatives. Hear the results of their many rehearsals, made possible by
Hennepin County Wags Its Tail →→This exhibit, subtitled 150 Years of People and their Pets, features photographs, artifacts and artwork related to local pets, past and present. Stories of dogs and cats figure prominently, of course, but birds, fish and even a beloved local lion, are part of the exhibit as well, along with stories of local organizations such as the Animal Humane Society and Pet Haven. When: Through Sept. 18 with a pet fair on May 22 Where: Hennepin History Museum, Minneapolis Cost: Included with museum admission of $5 for ages 7 and older. Admission is free on the first Thursday of the month. Info: hennepinhistory.org
the Minnesota State Arts Board. When: 6 p.m. May 5 at Sabathani Senior Center and 3 p.m. May 12 at Ebenezer Park Apartments Where: Both locations are in Minneapolis. Cost: FREE Info: vocalessence.org
Michael Carbonaro Live →→See the magician and TV star perform comically perplexing and improbable feats of magic, as seen on his hit television series, The Carbonaro Effect. When: 7:30 p.m. May 7 Minnesota Good Age / May 2016 / 45
Can’t-Miss Calendar When: 1 p.m. May 8 Where: Landmark Center, St. Paul Cost: FREE Info: spcsmusic.org
The Book of Mormon →→One of the most popular Broadway hits of the past decade, this hit musical comedy — and nine-TonyAward-winner — is back in Minnesota, after record-breaking, sold-out engagements in 2013 and 2014. Conceived by Trey Parker and Matt Stone (the team behind hit TV series South Park) and songwriter Robert Lopez, this satire follows two Mormon missionaries as they attempt to share scriptures with the inhabitants of a remote Ugandan village. When: May 10–29 Where: Orpheum Theatre, Minneapolis, Cost: Tickets start at $49. Info: hennepintheatretrust.org
May 14 May 5–8
Festival of Nations →→This indoor cultural celebration includes ethnic foods, music, demonstrations, exhibits and dance from more than 90 ethnic groups. When: May 5–8 Where: RiverCentre, St. Paul Cost: $11 for adults, $8 for ages 5–17, free for ages 5 and younger (with a paying adult) Info: festivalofnations.com
Where: State Theatre, Minneapolis Cost: Tickets start at $38.50. Info: hennepintheatretrust.org.
May 7–June 4
A Night in Olympus →→Rocking rhythms, wicked wit and zany imagination come together at Olympus High on prom night in this latest production from the creators of the smash-hit Glensheen. When: May 7–June 4 Where: Illusion Theater, Cowles Center for Dance & the Performing Arts, 8th Floor, Minneapolis Cost: $25–$42 Info: illusiontheater.org
Symphony Concert →→The Saint Paul Civic Symphony will present a Mother’s Day concert, featuring Minnesota Orchestra violinist Helen Chang Haertzen performing Tchaikovsky’s famed violin concerto. 46 / May 2016 / Minnesota Good Age
Mini Maker Faire →→More than 200 local and regional makers will showcase, demonstrate and share interactive creations with the public during this family-friendly event. The host, Leonardo’s Basement, is partnering with Maker Media to celebrate the richly diverse community of makers in the Midwest, from small DIY builders to global manufacturers. When: 10 a.m.–6 p.m. May 14 Where: Minnesota State Fairgrounds, St. Paul Cost: Advance tickets are $15 for adults and $7.50 for ages 6–13 (plus fees), and free for ages 5 and younger. Tickets at the door are $10–$20. Info: makerfairemsp.com
Minnesota Senior Games →→Athletes from Minnesota and surrounding states will converge on St. Cloud to compete in more than 20 sports for ages 50 and older. Top performers will qualify for the national games in Birmingham, Ala., in 2017. From badminton and basketball, to cycling, softball, swimming and track and field, the games offer something for practically every interest and ability. When: May 19–22
Can’t-Miss Calendar Where: Venues in St. Cloud Cost: All events are free for spectators. Info: mnseniorgames.com
Pilobolus →→This contemporary dance company challenges traditional boundaries with smooth, organic choreography, along with signature shapes and shadow work that often blur the lines between individual performers, creating a sense of dance-troupe-asorganism. The Grammy-nominated group has been featured on Oprah, Late Night with Conan O’Brien and the Academy Awards. When: May 20–21 Where: Ordway Center for the Performing Arts, St. Paul Cost: $29–79 Info: ordway.org.
May 27 and June 16
Adult Nights Out →→Imagine going to the zoo without the distraction of children: That’s the joy of the Minnesota Zoo’s new grown-up nights, held after normal zoo hours. Participants must be 18 to attend. When: May 27 and June 16 Where: Minnesota Zoo, Apple Valley Cost: Admission is reduced to $10 and food and beverages are available for purchase. Info: RSVP at mnzoo.org/adultnights.
June 1–Aug. 14
Nordic: A Photographic Essay →→The work of Magnus Nilsson, a Swedish celebrity chef and photographer, will present his photos of Nordic landscapes, food and people in this original traveling exhibition. Nilsson, the chef behind the worldrenowned, Michelin-starred Faviken Magasinet restaurant in Sweden, captured images and recipes from Sweden, Denmark, The Faroe Islands, Finland, Greenland, Iceland and Norway during his travels. Kick-off events include a craft-sprit tasting party and exhibition preview, a Nordic heirloom recipe exchange, a Nilsson book signing and a sumptuous Night at the Chef’s Table courtyard feast. When: June 1–Aug. 14 Where: American Swedish Institute, Minneapolis Cost: Museum admission is $10 for adults, $7 for ages 62 and older and $5 for ages 6-18. Info: asimn.org
Minnesota Good Age / May 2016 / 47
Brain teasers Sudoku
Word Search HOME IS WHERE YOUR STORY BEGINS ACCOMMODATIONS AFFORDABLE AMENITIES APARTMENT ASSISTANCE BUILDING CONVENIENCE
ELIGIBILITY FEES INDEPENDENT INVESTMENT LEASE LOAN MARKET
OWNERSHIP POLICIES RENT RESIDENTIAL SAFETY SERVICES SUPPORT
Break the code to reveal a quote from a famous person. Each letter represents another letter.
Source: Henry Drummond Clue: C = A
A K Q F P O K E
I E C Q C I K F Q
R C X
Z F ,
B F C Q P F T
Y H Q W ,
Z G K
Word Scramble Complete the following three six-letter words using each given letter once.
I E C Q C I K F Q .
B F C Q P F T
E H R F .
E ___ ___ ___ R Y ___ ___ ___ U R Y ___ ___ M ___ R Y A
2. Big Pink
1. Frida Kahlo and Diego Rivera
Z F C G K X
Answers 48 / May 2016 / Minnesota Good Age
When Mom deserves more than a nursing home.
Trivia THERE'S NO PLACE LIKE HOME 1. In 1932, this famous artist couple moved into the appropriately named Twin Houses. 2. In 1967, Bob Dylan moved into a house in New York where he recorded his Basement Tapes and The Band recorded their debut album. What was the name of this house?
Exceptional Senior Residential Living
3. This term stems from the tradition of bringing firewood to new homeowners and lighting fires in all the fireplaces in their home, which served as both a welcoming gesture and a way to ward off evil spirits.
Introducing The Geneva Suites â€” a residential home like no other! There are currently two homes for your consideration â€” one in Burnsville and the other in Bloomington. Our residents benefit from round the clock care supported by a staffing ratio of 1:3, awake 24 hours a day, everyday even at night. Delicious chef-prepared meals, and so much more. Be sure to ask about our all-inclusive Guaranteed Pricing for Life! Call for your tour today!
Eatery, Luxury, Memory
(612) 208-8888 TheGenevaSuites.com
Now you can relax, Mom is at The Geneva Suites!
Strength of character may be learned at work, but beauty of character is learned at home. CRYTPOGRAM
Crossword 67 Sheep fat 68 Unit of force DOWN 1 Fistful of bills 2 Approx. landing hour 3 Quick reviews, as before a test 4 Hindu title of respect 5 Archaeologist’s find 6 Big name in elevators 7 London gallery 8 In the vicinity of 9 “__ you clever!” 10 Feudal servant 11 Enlarged map segments 12 Cut down on calories 14 PepsiCo, to Quaker Oats, e.g. 20 __-do-well 21 SALT I participant 22 Opera solo 23 Garment edges 27 This and that 28 Geometric given 29 Video file format 32 Jazzy Fitzgerald ACROSS
34 Second in command: Abbr.
33 Kennedy and Turner
1 “Dragnet” star Jack
35 Golfer’s concern
37 Obeys, as rules
5 Campus military prog.
38 “Auld Lang __”
39 Brain scans, briefly
13 Gillette razor
40 Beatles hit that begins, “You say yes, I say no”
14 Bridal path flower piece
45 Sci-fi saucer
15 Hindu princess
48 Bears or Cubs
43 Twist who asked for some more
16 Apply crudely, as paint
49 At the back of the pack
44 Chaplin of “Game of Thrones”
17 Samuel on the Supreme Court
50 Poe’s “The Murders in the Rue __”
45 Judge at home
18 To be, to Tiberius
52 ATM access code
46 More unpleasant
19 “Fiddler on the Roof” song
53 __ Moines
47 Planetary paths
22 “What a relief!”
54 Like some government partnerships
51 Air freshener brand
24 Continental trade gp.
58 Hipbone parts
52 Turn on one foot
25 Ritzy residence
55 Ecuador neighbor
26 Corned beef-and-Swiss sandwich
60 European capital west of Helsinki
56 In very short supply
28 Quantities: Abbr.
63 No longer working: Abbr.
57 Creek croaker
30 ’60s hallucinogen
64 Forgetting to carry the one, say
31 Like businesses specializing in international trade
65 In the sack
61 “Dancing With the Stars” judge Goodman
66 Scots Gaelic
62 Keats’ “To Autumn,” e.g.
50 / May 2016 / Minnesota Good Age
41 Small needle case
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