PUBLIC NOTICES beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,387.87, beginning November 1, 2011, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of November 19, 2012 is $195,645.80 principal, interest at the rate of 7.125% now totaling $13,434.29, late charges in the amount of $138.76, escrow advances of $3,359.53, and other fees and expenses advanced of $1,723.98, plus accruing interest at the rate of $38.10 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30
days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 30, 2012 /s/ Dalia Martinez Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho))ss. County of Bingham ) On this 30th day of October, 2012, before me, a notary public in and for said County and State, personally appeared Dalia Martinez, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Amy Gough Notary Public Bingham County, ID Commission expires: 5/26/2015 PHH V. Armitage 41392.532 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on March 8, 2013, at 11:00 o’clock A.M. at the Main Entrance of the First American Title Company of Montana located at 1006 West Sussex, Missoula, MT 59801, the following described real property situated in Missoula County, Montana: Lot 8 of Montana Vista Phase I, a platted subdivision in Missoula County, Montana, according to the official plat thereof. Michael R. Vandam, as Grantor(s), conveyed said real property to Charles J. Peterson, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated February 16, 2006 and recorded on February 16, 2006 at 04:29P, under Document No. 200603660, in Bk-769, Pg-122.. The beneficial interest is currently held by PHH Mortgage Corporation. First American Title Company of Montana, Inc., is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $732.34, beginning July 1, 2012, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of November 1, 2012 is $115,503.23 principal, interest at the rate of 5.5000% now totaling $2,646.95, late charges in the amount of $409.67, escrow advances of $324.81, and other fees and expenses advanced of $956.64, plus accruing interest at the rate of $17.40 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may
be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 1, 2012 /s/ Lisa J Tornabene Assistant Secretary, First American Title Company of Montana, Inc. Successor Trustee Title Financial Specialty Services P.O. Box 339 Blackfoot ID 83221 STATE OF Idaho ))ss. County of Bingham ) On this 1st day of November, 2012, before me, a notary public in and for said County and State, personally appeared Lisa J Tornabene, know to me to be the Assistant Secretary of First American Title Company of Montana, Inc., Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Shauna Romrell Notary
[C8] Missoula Independent • January 24 – January 31, 2013
Public Bingham County, Idaho Commission expires: 06/04/2016 Phh/vandam 41392.802 NOTICE OF TRUSTEE’S SALE To be sold for cash at Trustee’s sale on May 31, 2013, at 10:00 a.m., on the front (south) steps of the Missoula County Courthouse located at 200 W. Broadway, Missoula, MT 59802, all of Trustee’s right, title and interest to the following-described property situated in Missoula County, Montana: The West 20 feet of Lot 19 and all of Lot 20 in Block 22 of Hammond Addition, a platted subdivision in the City of Missoula, Missoula County, Montana, according to the official recorded plat thereof. Recording Reference: Book 398 of Micro Records at Page 1422. Tanna E. Clews and Christiana E. Clews, as Grantors, conveyed the real property to Stewart Title, as Trustee, to secure an obligation owed to Missoula Federal Credit Union, as Beneficiary, by Trust Indenture dated July 12, 2007, and recorded that same date in Book 801 of Micro Records at Page 573, records of the Missoula County Clerk and Recorder. A Substitution of Trustee designating Kevin S. Jones as Successor Trustee was recorded January 11, 2013, in Book 906, Page 1129, Document No. 201300763, records of the Missoula County Clerk and Recorder. The default of the obligation, the performance of which is secured by the aforementioned Trust Indenture, and for which default of this foreclosure is made, is for failure to pay the monthly payments as and when due. Pursuant to the provisions of the Trust Indenture, the Beneficiary has exercised, and hereby exercises, its option to declare the full amount secured by such Trust Indenture immediately due and payable. There presently is due on said obligation the principal sum of $284,028.61, plus interest at a rate of 7.5% totaling $11,360.64 and late fees of $3,662.23, for a total amount due of $299,051.48, as of January 8, 2013, plus the costs of foreclosure, attorney’s fees, trustee’s fees, escrow closing fees, and other accruing costs. The Beneficiary has elected, and does hereby elect, to sell the above-described property to satisfy the obligation referenced above. The Beneficiary declares that the Grantor is in default as described above and demands that the Trustee sell the property described above in accordance with terms and provisions of this Notice. DATED 14th day of January, 2013. /s/ Kevin S. Jones, Trustee. STATE OF MONTANA)) ss. County of Missoula). On this 14th day of January, 2013 before me, the undersigned, a Notary Public for the State of Montana, personally appeared Kevin S. Jones, Trustee, known to me to be the person whose name is subscribed to the within instrument, and acknowledged to me that he executed the same. IN WITNESS WHEREOF, I have
hereunto set my hand and seal the day and year first above written. (SEAL) /s/ Christy Shipp, Notary Public for the State of Montana Residing at: Missoula, Montana. My Commission Expires: 5/7/2013 Notice of Trustee’s Sale: THE FOLLOWING LEGALLY DESCRIBED TRUST PROPERTY TO BE SOLD FOR CASH AT TRUSTEE’S SALE. Notice is hereby given that the undersigned trustee will, on 04/26/2013 at the hour of 11:00 AM, sell at public auction to the highest bidder for cash, the interest in the following described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor, his successors in interest acquired after the execution of said Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee at the following place: on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT. RECONTRUST COMPANY, N.A. is the duly appointed Trustee under and pursuant to Trust Indenture in which SANDRA G ROSTAD, A MARRIED WOMAN as Grantor(s), conveyed said real property to STEWART TITLE as Trustee, to secure an obligation owed to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary by Trust Indenture Dated 08/18/2003 and recorded 08/26/2003, in document No. 200331595 in Book/Reel/Volume Number 715 at Page Number 1344 in the office of the Clerk and Recorder Missoula County, Montana; being more particularly described as follows: LEGAL DESCRIPTION: THE WEST 15 FEET OF LOT 8 AND ALL OF LOTS 9 AND 10 IN BLOCK 20 OF CAR LINE ADDITION TO THE CITY OF MISSOULA, IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY CLERK AND RECORDER OF MISSOULA COUNTY, MONTANA. PARCEL NO. 0037158. MORE ACCURATELY DESCRIBED AS: THE WEST 15 FEET OF LOT 8 AND ALL OF LOTS 9 AND 10 IN BLOCK 20 OF CAR LINE ADDITION TO THE CITY OF MISSOULA, IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE COUNTY CLERK AND RECORDER OF MISSOULA COUNTY, MONTANA. RECORDING REFERENCE: BOOK 618 MICRO RECORDS AT PAGE 2081. Property Address: 2401 WEST KENT
AVENUE, MISSOULA, MT 59801. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by HSBC BANK USA, AS TRUSTEE FOR THE HOLDERS OF DEUTSCHE ALT-A SECURITIES INC. MORTGAGE LOAN TRUST, SERIES 2004-1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-1. There is a default by the Grantor or other person(s) owing an obligation, the performance of which is secured by said Trust Deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision; the default for which foreclosure is made is Grantor’s failure to pay the monthly installment which became due on 03/01/2012, and all subsequent installments together with late charges as set forth in said Note and Deed of Trust, advances, assessments and attorney fees, if any. TOGETHER WITH ANY DEFAULT IN THE PAYMENT OF RECURRING OBLIGATIONS AS THEY BECOME DUE. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable said sums being the following: The unpaid principal balance of $109,715.66 together with interest thereon at the current rate of 7.75% per annum from 03/01/2012 until paid, plus all accrued late charges, escrow advances, attorney fees and costs, and any other sums incurred or advanced by the beneficiary pursuant to the terms and conditions of said Trust Indenture. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charges against the proceeds to this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation Dated: 12/13/2012, RECONTRUST COMPANY, N.A., Successor Trustee, 2380 Performance Dr. TX2-984-0407, Richardson, TX 75082 T.S. NO. 12-0057023 FEI NO. 1006.162339 Notice of Trustee’s Sale: THE FOLLOWING LEGALLY DESCRIBED TRUST PROPERTY TO BE SOLD FOR CASH AT TRUSTEE’S SALE. Notice is hereby given that the undersigned trustee will, on 05/14/2013 at the hour of 11:00 AM, sell at public auction to the highest bidder for cash,
the interest in the following described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor, his successors in interest acquired after the execution of said Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee at the following place: on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT. RECONTRUST COMPANY, N.A. is the duly appointed Trustee under and pursuant to Trust Indenture in which DAVID M KNAPP, AND KAREN E KNAPP, AS JOINT TENANTS as Grantor(s), conveyed said real property to CHARLES J PETERSON, ATTORNEY AT LAW as Trustee, to secure an obligation owed to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary by Trust Indenture Dated 08/30/2010 and recorded 09/03/2010, in document No. 201017002 in Book/Reel/Volume Number 865 at Page Number 495 in the office of the Clerk and Recorder Missoula County, Montana; being more particularly described as follows: LEGAL DESCRIPTION: TRACT 37-A OF CERTIFICATE OF SURVEY NO. 3358, A TRACT OF LAND LOCATED IN THE SE1/4NW1/4 AND NE1/4SW1/4 OF SECTION 29, TOWNSHIP 13 NORTH, RANGE 15 WEST, P.M.M., MISSOULA COUNTY, MONTANA. Property Address: 1620 CAMAS RD, Potomac, MT 59823. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP. There is a default by the Grantor or other person(s) owing an obligation, the performance of which is secured by said Trust Deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision; the default for which foreclosure is made is Grantor’s failure to pay the monthly installment which became due on 02/01/2012, and all subsequent installments together with late charges as set forth in said Note and Deed of Trust, advances, assessments and attorney fees, if any. TOGETHER WITH ANY DEFAULT IN THE PAYMENT OF RECURRING OBLIGATIONS AS THEY BECOME DUE. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable said sums being the following: The unpaid principal balance of $188,008.62 together with interest thereon at the current rate of 4.50% per annum from 02/01/2012 until