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LOAN RATE BASE RATE COST OF DEPOSITS

COST OF CRR AND SLR FUNDS

INDIVIDUAL’S RISK OVERHEADS

COST OF PRODUCT

COST OF YOUR RISK AS PER CIBIL DATA

COST LINKED TO THE LENGTH OF LOAN

CRR: cash reserve ratio; SLR: statutory liquidity ratio. The illustration is indicative


http://www.livemint.com/articles/2010/02/11213242/96DC6CEB-7733-4872-928A-3B90C290EC0DArtVPF