jerseyshoreonline.com
The Berkeley Times, September 15, 2018, Page 17
R.C. Shea & Assoc.
Inside The Law Congratulations! You Have Just Won The Lottery...Or Have You?
Robert C. Shea Esq.
By Michael J. Deem, Esq., of R.C. Shea and Associates Today’s world is filled with scams. It’s becoming harder and harder to trust anyone. A new assault on victims is in the for m of L ot t e r y a nd Swe e p st a ke scams. These scams are becoming more and more common. They may come to you from social media, phone calls, mailings, e-mail and text messages-all saying that you have won money or pr i zes. T he sca m mer s may even try to impersonate public figures, police, FBI, Lottery and Officials. To make matters worse, they have also mastered the art of cloning otherwise legitimate web sites and social media profiles. So how do you know if your winnings are legitimate? Scammers like to ask for up-front payment, such as taxes, processing fe e s, del ive r y fe e s, legal fe e s or customer fees to collect your “winnings.” Any payment requested in advance should be a red f lag! The most common up-front payment request is a monetary transfer, because these are like cash. Other up-front payment schemes that are becoming popular include prepaid cards and iTunes gift cards because the scammers can access your balance if you give them the number from the back of the card or a PIN over the phone. Scammers may also ask that you send cash in the mail. Once you give them cash they are li kely to a sk for more a nd more. One trick the scammers use to entice
victims to send more Michael J. Deem m o n e y i s t o cl a i m that there is a larger ja ck p ot at st a ke or that there was some error or problem that ca n on ly be solve d w i t h m o r e m o n e y. T he scam mers may even th reaten violence. Never give these strangers your personal information. Don’t give them your banking information or credit card i nfor mat ion. T he scam mers will use this infor mation to make unauthorized charges to your credit card or access your bank account. The scammers can also sell your private information to other scammers. Some victims are asked to deposit fake checks and if that check bounces the victim will be responsible for the bounced check fee. If you have fallen victim to a scam you may be able to stop the damage. Report the matter to your financial institution, the FBI’s Internet Crime Complaint Center, Local Police, the State Attorney General, The Federal Trade Commission and the US Postal Inspection Service. The litigation attorneys at the Law Offices of R.C. Shea & Associates handle most consumer fraud claims on a contingency basis. A contingency means if there is no recovery, there is no fee. Call us for a free consultation: 732-505-1212.
Our clients’ success is our greatest reward. 732-505-1212 ● RCSHEA.COM
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