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Serving the Western and Northern Michigan areas: Betsie River River Silver Lake Lake Betsie Silver Pere Marquette Marquette River River Pentwater Pere Pentwater Manistee Ludington Manistee Ludington Bear Lake Lake Hamlin Lake Lake Bear Hamlin Portage Lake Big Star Star Lake Lake Portage Lake Big Arcadia Arcadia

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A Hassle-Free Closing Buying and selling real estate–from complex commercial deals to straightforward residential closings–requires meticulous title work. At Gold Coast Title, smooth transactions and flawless service are our highest priorities. We provide a deep staff of experienced title professionals, up-to-date processing methods, and seasoned settlement officers who will arrive early and stay late to close the deal. We will tailor a closing to fit your needs, at our offices or off site, and ensure your time is well spent. There is nothing more gratifying than a well-conducted deal and a hassle-free finish. Contact us today to get started at 231-425-3964.

Gold Coast Title OF MICHIGAN

231.425.3964 5 0 5 S O U T H R AT H A V E N U E , L U D I N G T O N , M I 4 9 4 3 1

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LIGHTHOUSE Waterfront Properties

LUDINGTON - $1,750,000, RARE opportunity, 400ft of low bluff Lake Michigan frontage, views of the North Pier Lighthouse, built in the early 1900’s & features Atrium, dome skylight & fountain, Ceiling to floor windows in LR & DR, formal Library, 9 Bedrooms, 4 Full baths, 2 Half baths, Fireplaces, 3 car attached garage, Landscaped, circular drive. Call Debby Stevenson (231) 510-5727 MLS#16027587 Text P643471 to 52187

MANISTEE - $1,400,000, 28.6 Acres LAKE MICHIGAN! 441 ft of frontage. One of the last large untouched parcels, located about 3 miles south of the deep port harbor of Manistee. Enjoy woods, pristine lakefront & miles of sandy beach. Exceptional opportunity for a private retreat. Natural gas at the road & underground utilities. Endless opportunity for a developer or individual. Enjoy fishing & golf. Close to Casino & Crystal Mtn. Call Heather Barker (231) 510-5505, MLS#16000460 Text P647246 to 52187 63040.1.2.003.indd 5

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LIGHTHOUSE Waterfront Properties

PENTWATER - $1,375,000, Year Round LAKE MICHIGAN living! This custom built home welcomes you with unique architectural features designed for comfort! 5 Bedrooms, 3 1/2 Baths. Gathering Room with soaring ceilings, skylights & wall of glass. Stone wall w/gas fireplace in the Living Room. Master Suite has water views, tiled bath & soaking tub. White Oak flooring, White Cedar T&G ceilings. 2 story family wing has 2 bedrooms & full bath on each level. Call Gloria Pirkola (231) 425-0845, MLS#15050730 Text P933310 to 52187

PENTWATER - $899,999, Lake Michigan building site, nestled in historic beach community, 3 possible building locations, views of Lake Michigan, Pentwater channel & the Lighthouse. Rolling terrain, mix of hardwoods, pines & open sandy areas. Association amenities include the clubhouse, casino building, tennis courts & small marina on Pentwater Lake. Call Don Bradley (231) 425-8838, MLS#16046851 Text P771821 to 52187 63040.1.2.004.indd 5

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LIGHTHOUSE Residential Properties THOMPSONVILLE - $799,000, Sportmans Paradise, lodge-style cedar home, 3+ Bedrooms, 2 Full Baths, 1 Half Bath, 114 secluded acres, adjacent to Crystal Mountain Resort, decks & patios, 4 season sunroom, screened-in porch, fire pits & gazebo, Attached 3 car heated/insulated garage, 14ft tall 40x80 insulated pole barn, 30KW Diesel Kohler generator. Call Heather Barker (231) 510-5505, MLS#16037588 Text P837333 to 52187

ONEKAMA - $748,000, Desirable Waterfront home on Portage Lake, 104 ft frontage, Direct access to Lake Michigan, Well maintained & restored 6 Bedroom, 3 Full Bath, Fireplace, 432 sq ft wrap around, enclosed porch, deck for cook outs, beautiful perennial gardens, 33x24 - 2 story, finished/heated garage. 200 ft. of dock & steel seawall. Call Heather Barker (231) 510-5505, MLS#16019665 Text P653585 to 52187

LUDINGTON - $698,000, Private Lake Michigan Frontage, 103 ft, Rare WALKOUT “no steps� frontage on desirable Buttersville Peninsula, Brick raised ranch home, 3 Bedrooms, 2 Full Baths, 1 Half Bath, Open concept living spaces, 2 fireplaces, Lower level has 2 car garage & family room ready to be finished, Deck, Stunning water & sunset views, Call Lois Janish (231) 510-5065, MLS#16024639 Text P984905 to 52187

PENTWATER - $650,000, Abandon the Lake Michigan and this phenomenal 4 acre building site along its sun drenched shores, Truly a unique offering which includes home plans designed exclusively for this property by award winning, Arizona architect, Gordon Rogers, Let your imagination your place at the lake, Call Gloria Pirkola (231) 425-0845, MLS#16033758 Text P853111 to 52187 63040.1.2.005.indd 5

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LIGHTHOUSE Residential Properties ONEKAMA - $649,000, Portage Lake Home or Cottage, 149 ft frontage, direct access to Lake Michigan, Classic Cape Cod style 6 Bedroom, 4 Full Bath, Fireplace, White washed T & G Pine walls, Beamed ceiling, Sun Porch, Vinyl sided, Detached 2 car garage & circular drive, 2.5 Acre setting, On the scenic M22 Heritage Route & home to The Glenwood Restaurant, Call Dale Smith (231) 794-9122, MLS#14051502 Text P647726 to 52187

PENTWATER - $599,900, SPECTACULAR, PRIVATE & SERENE building site on the shore of Lake Michigan. 100 ft sandy beach frontage with amazing views, nestled among hardwoods with an existing well & storage shed, minutes from Silver Lake Sand Dunes & the Village of Pentwater with shops & restaurants, Discover this captivating location, Call Ingrid Wadel (231) 301-0646, MLS#16031082 Text P643502 to 52187

PENTWATER - $559,900, Bass Lake Home, 85 ft frontage, Year round 3 Bedroom, 2 Full Bath, 1 Half Bath, Custom built with solid Oak trim & floor moldings, 2 Gas fireplaces, 3 Season Room, Large deck, Dock, Attached 2 car garage, with an additional 4 car detached garage & workshop, nicely landscaped lot, Sit back, relax & enjoy the sunsets! Call Dick Boyd (231) 590-1067, MLS#16008684 Text P643491 to 52187

IRONS - $499,000, This beautiful Estate offers tranquility & peace on 10 acres, just 40 minutes from Traverse City & 25 minutes from Manistee, This 10,700 sq ft home has 4 Bedrooms, 5 Full Baths, a detached 6 car garage, an olympic size pool & sauna, Ideal for someone wanting to start a wedding venue, B & B or a company retreat. Call Madelyn Fitzsimmons (209) 247-0856, MLS#16037047 Text P1016259 to 52187 63040.1.2.006.indd 5

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LIGHTHOUSE Residential Properties first NEW HOME? BUILDING? RELOCATING? up/down sizing?


LUDINGTON - $465,000, Desirable Crosswinds Condo on the Buttersville Peninsula, One owner, 3 Bedrooms, 3 Full Baths, Maple cabinetry, Granite, Oak wood floors, Gas Fireplace w/ remote, Newer HE furnance & Central Air unit, 2 Car Garage, Association pool & sandy beach, use of Boat launch. Call Gloria Pirkola (231) 425-0845, MLS#16048440 Text P1043453 to 52187

IN THIS Community


competitive rates


online application FREE SOIL - $450,000, Quality workmanship in this 4 Bedroom, 1 Full Bath, 1 Half Bath Walkout, Solid Hardwood floors, doors, & trim, Cherry Kitchen cabinets with solid & glass door panels, built in Pantry, Beautiful Limestone surround Living Room fireplace, 10x40ft. sun porch, 10x54 ft. wrap around cedar porch, 83 Acres of mature Oaks & Pines, Pole barn with 100Amp panel & well, 2 1/2 car garage w/Generator. Call Heather Barker (231) 510Business 5505, MLS#16039297 Text P1020832 to 52187

Where Banking is Still a People



Full Home Inspections 20 Years, Over 5,000 inspections completed.

✔Well & Water Inspections ✔Radon Testing ✔Mold Testing

Certified for over twenty five years.


✔Past Disaster Restoration Contractor for eleven years, over 3,000 insurance claims handled.

✔Over 30 years of experience.

David C. Sillman, Owner

Certified Home Inspector #0397995231 Office 231-796-4174 | Cell 231-250-6823 | 63040.1.2.007.indd 5

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LIGHTHOUSE Residential Properties LUDINGTON - $465,000, Desirable Crosswinds Condo on the Buttersville Peninsula, One owner, 3 Bedrooms, 3 Full Baths, Maple cabinetry, Granite, Oak wood floors, Gas Fireplace w/ remote, Newer HE furnance & Central Air unit, 2 Car Garage, Association pool & sandy beach, use of Boat launch. Call Gloria Pirkola (231) 425-0845, MLS#16048440 Text P1043453 to 52187

FREE SOIL - $450,000, Quality workmanship in this 4 Bedroom, 1 Full Bath, 1 Half Bath Walkout, Solid Hardwood floors, doors, & trim, Cherry Kitchen cabinets with solid & glass door panels, built in Pantry, Beautiful Limestone surround Living Room fireplace, 10x40ft. sun porch, 10x54 ft. wrap around cedar porch, 83 Acres of mature Oaks & Pines, Pole barn with 100Amp panel & well, 2 1/2 car garage w/Generator. Call Heather Barker (231) 5105505, MLS#16039297 Text P1020832 to 52187

Lighthouse Realty Ludington 231-845-7500 Manistee 231-398-3800

Lake County 231-898-3660 Oceana County 231-869-7500 1607 N. Benson Rd. 5 Bedrooms 3 full bathrooms with 2 car attached garage. Granite countertops throughout the home that sits on 1.67 acres. This home was completely gutted and rebuilt by Adam's Construction & General Contacting, so everything is brand new, be the first to live in this home since the new occupancy permit has been issued! This property is owned by a licensed real estate agent.

Insure y our haven with

BethAnn Kozicki

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6188 Hansen Rd. Charming 1 bedroom home in the country with many recent updates including a brand new roof nestled on 5.8 acres. The upstairs could easily be finished off for additional bedrooms upstairs. Motivated seller $59,000

Wayne E. Brown, LUTCF

609 E. Ludington Ave., Ludington

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7322 Poplar Rd. Across the street Gunn Lake public access. 3 Bedrooms 2 full bathrooms. Carport and 3 outdoor sheds to store all of your outdoor toys. Schedule your showing today!


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LIGHTHOUSE Residential Properties PENTWATER - $399,000, Bass Lake Home or Cottage, 77 ft frontage, Lakeside deck & dock, Year round 2 Bedroom, 1 Full Bath, 1 Half Bath, Detached 26’X 28’- 2 car garage with a second floor that could be finished, Call Dick Boyd (231) 590-1067, MLS#16008757 Text P701901 to 52187

LUDINGTON - $394,000, Lake Michigan building site, 178 ft frontage, 3.48 acres, Close to Ludington & Pentwater for shops & restaurants, Buy now and build your dream home or cottage, Call Stan Willson (231) 852-0536 or Ben Korendyke (231) 690-0670, MLS#16024118 Text P642523 to 52187

FOUNTAIN - $389,000, Immaculate Log Home, 5 Bedrooms, 3 Full Baths, 1 Half Bath, Private & peaceful, 11 wooded acres, 2 car garage that has a finished apartment with full kitchen/living area, bath & bedroom, Call Don Bradley (231) 425-8838, MLS#16025035 Text P871484 to 52187

FREE SOIL - 375,000, Hamlin Lake, desirable north shore, 75 ft private frontage, Craftsman style 4 Bedroom, 2 Full Bath, 1 Half Bath walkout, Seawall, Dock & Boathouse, 2 car detached garage and 24x40 pole barn, Call Tim Gibson (231) 233-7327, MLS#16042515 Text P1028155 to 52187

LUDINGTON - $365,000, Hamlin Lake, 75ft of water frontage, boat well & sea wall, 3 Bedrooms, 2 Full Baths, main floor laundry & extra deep single car attached garage, Large deck to enjoy, New roof-Sept 2016. Call Debby Stevenson (231) 510-5727, MLS#16054018 Text R97394 to 52187

LUDINGTON - $350,000, The Daniel Goodenough House, lovingly & authentically restored to its 1888 grandeur, 7 Bedrooms, 6 Full Baths, 2 Half Baths, 3rd floor apartment, 2,000+ Sq Ft Carriage House with 3 apartments, Call Lori Dickenson (231)633-8417, MLS#16049396 Text P1046194 to 52187

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LIGHTHOUSE Residential Properties LUDINGTON - $349,900, Historical 1892 with 5 Bedrooms, 1 Full Bath, 1 Half Bath, Hardwood floors, original woodwork, 9’ ceilings, 2 staircases, glass 15 panel French doors, sliding wood 6 panel doors, Roof in 2012, Call Lois Janish (231) 510-5065, MLS#16015364 Text P955504 to 52187

LUDINGTON - $349,500, Hamlin Twp Home with 4 Bedrooms, 2 Full Baths, 1 Half Bath, Fireplaces, Full walkout basement, Natural Gas, Central Air, Central Vac, 4 Car garage, Nicely wooded 12 Acre parcel with pond, Call Tim Gibson (231) 233-7327, MLS#16044817 Text P846620 to 52187

PENTWATER - $349,000, Bass Lake Home or Cottage, 85 ft frontage with seawall and dock, 3 Bedrooms, 1 Full Bath, 1 Half Bath, 16x46 composite deck, 2 car garage, finished and heated, 12x18 storage shed, Call Dick Boyd (231) 590-1067, MLS#16036866 Text P643490 to 52187

PENTWATER - $349,900, Deeded Access Boat Launch on Pentwater Lake, Year round 3 Bedroom, 2 Full Bath, Fireplace, Update kitchen, Steel roof, geothermal heat system and central air, Guest cabin adjacent to home, Call John Ferguson (269) 377-5946, MLS#16021490 Text P803302 to 52187

LUDINGTON - $349,000, Lake Michigan views! Across street from Stearns Park beach, Updated 2 Bedroom, 1 Full Bath, 1 Half Bath home or cottage, Newer floors, roof, insulation, furnace & air conditioning, 3 season porch, Call Laura Iles (231) 907-0873, MLS#16050808 Text R63041 to 52187

CUSTER - $324,900, Pleiness Lake Home, 123 ft frontage, 4 Bedroom, 3 Full Bath walkout, 2 fireplaces, 14 ft vaulted ceilings, Granite counters, Maple cabinets, Stainless Steel appliances, Deck with glass railing, Call Pamela Buck (231) 690-3188, MLS#16046403 Text P244297 to 52187

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LIGHTHOUSE Residential Properties LUDINGTON - $344,900, Premier Harbor Terrace Condo, Water views down channel to Lake Michigan, Furnished 3 Bedroom, 2 Full Bath, 1 Half Bath, 12 ft ceilings, Association indoor pool, hot tub, fitness room & rooftop patio. Call Rick Randall (231) 633-8661, MLS#16025685 Text P711199 to 52187

MANISTEE - $298,900, 4 Bedrooms, 2 Full Baths, 1 Half Bath, Maple kitchen cabinets, 9 ft. ceilings, built in book cases & gas fireplace, family room & office/bedroom in basement, 2 Car garage, 1/2 acre landscaped lot, Call Heather Barker (231) 510-5505, MLS#16024039 Text P647250 to 52187

PENTWATER - $289,000, 2 Bedrooms, 2 Full Baths, 2 car garage, large deck & front porch, The community has a pool & clubhouse with kitchen, meeting room, showers, workout room & library with beautiful fireplace. Call John Ferguson (269) 377-5946, MLS#16029289 Text P643527 to 52187

PENTWATER - $310,000 Desirable Pentwater Lake, 70 ft private frontage, 2 Bedrooms, 1 Full Bath, 1,200 sq.ft., Nice wooded lot, 32 x 24 Pole Building, Two docks for your private use, direct access to Lake Michigan for your boating pleasure, Call Debby Stevenson (231) 510-5727 MLS#16042991 Text P689864 to 52187

BRANCH - $295,000, Pere Marquette River, 550 ft frontage, Custom built, year round 2 Bedroom, 1 Full Bath, Open concept, cathedral ceilings, Stone fireplace, Full basement, Covered porch, Fantastic fishing retreat, Call Tim Gibson (231) 233-7327, MLS#16039188 Text P642530 to 52187

LUDINGTON - $286,000 Desirable Partridge Point with Hamlin Lake access! Open living, glass catwalk to upper level balcony, cathedral ceilings, In-floor radiant heating for 3 Bedrooms, 2 Full Baths, 1 Half Bath. Call Debby Stevenson (231) 510-5727 MLS#16025012 Text P643468 to 52187

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LIGHTHOUSE Residential Properties ONEKAMA - $274,000 Private 3 acre setting, Built in 2004, 5 Bedrooms, 2 Full Baths, 1 Half Bath, Stone fireplace, Full, walkout baement with high ceilings, wrap-around deck, Call Therran Ferguson (231) 510-1790 MLS#16052342 Text R810003 to 52187

LUDINGTON - $269,900, Beautifully maintained, turn of the century home, meticulously cared for over 100 years, 4 Bedrooms, 1 Full Bath, 1 Half Bath, hand crafted woodwork through out & original lead glass windows. Call Random Messeder (231) 425-8753, MLS#16033925 Text P1008711 to 52187

FREE SOIL - $265,000 Hamlin Lake Frontage, 304 ft. waterfront on prestigious north shore, 11.32 Acres, views of Ludington State Park sand dunes, adjacent to Manistee National Forest, build your dream year round home or cottage, Call Debby Stevenson 231-510-5727 MLS#15052745 Text R51168 to 52187

BALDWIN - $265,000, Quality Full-Log Home on 22 wooded acres, 1 Bedroom, 1 Full Bath, Great Room, Fireplace, Big Star Lake area, Bayak Association member at $40/yr gives beachfront & dock opportunities, Call Ingrid Wadel (231) 301-0646, MLS#16049733 Text P771818 to 52187

LUDINGTON - $264,900, 4 Bedrooms, 4 Full Baths, Fireplace, Daylight basement with Family Room, Nice 3 Season Room, Deck, 100x300 lot with Perennial landscaping, close to Lake Michigan, Stearns Park, Golf & Cartier Park, Call Ben Korendyke (231) 690-0670, MLS#16046786 Text P642356 to 52187

ONEKAMA - $240,000, Portage Lake with Lake Michigan access, 4 Bedrooms, 1 Full Bath, 1 Half Bath, Stone fireplace, Newer Anderson windows throughout, 3 Season Sunroom, Dock & Garage on lakefront lot with electric, Call Heather Barker (231) 510-5505, MLS#16044517 Text P849041 to 52187

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LIGHTHOUSE Residential Properties LUDINGTON - $239,900, 3 Bedrooms, 2 Full Baths, Open concept floor plan, 12 foot ceilings, balcony w/views of Pere Marquette Lake & the SS Badger, Indoor pool & hot tub, outdoor patio, Fitness room & rooftop terrace, Call Pamela Buck (231) 690-3188, MLS#16018100 Text P114527 to 52187

MANISTEE - $235,000, Little Manistee River, 165 ft frontage, 4 Bedrooms, 3 Full Baths, Totally remodeled, Stone fireplace w/pellet burner, Hardwood floors, Walkout lower level with Family Room, 2 Car Garage, 5 Acre setting, Call Pamela Weiner , MLS#16048295 Text P647693 to 52187

LUDINGTON - $225,000, Washington Woods condo, 2 Bedrooms, 2 Full Baths, 1,460 sq.ft., 2 car attached garage, Call Dick Boyd (231) 590-1067, MLS#14017502 Text P643485 to 52187

LUDINGTON - $239,000, Harborfront Plaza Condo, 2 Bedroom, 2 Full Bath, End Unit, Balcony with marina views, Association includes outdoor pool and club house. One car attached garage. Downtown location, walk to restaurants, shops, Call Lois Janish (231) 510-5065 MLS#16021231 Text R51179 to 52187

BRANCH - $229,000, Pere Marquette River-Big South Branch w/low bank access, 1,500 sq.ft. custom built, 2 Bedrooms, 1 Full Bath, 1 Half Bath, Hardwood & Tile floors, 30x46-3 story Pole Building, 1,75 Acre setting, Call Ingrid Wadel (231) 301-0646, MLS#15007448 Text P643506 to 52187

MANISTEE - $224,900, Manistee River, 182 ft frontage, 2 Bedrooms, 1 Full Bath, 1 Half Bath, Pole Barn w/220, 3.7 acres, Call Pamela Weiner , MLS#16031045 Text P647691 to 52187 63040.1.2.013new.indd 11

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LIGHTHOUSE Residential Properties

LUDINGTON - $224,000, Pere Pointe Village condo, 2 Bedrooms, 2 Full Baths, Garage, Assoc. pool, hot tub, Call Pamela Buck (231) 690-3188, MLS#15060529 Text R17401 to 52187

SCOTTVILLE - $219,900, 4 Bedrooms, 2 Full Baths, 1 Half Bath, Original hardwood floors & Oak woodwork, Call Don Bradley (231) 425-8838, MLS#16025037 Text P871483 to 52187

LUDINGTON - $219,000, Furnished 2 Bedroom, 2 Full Bath condo at Pere Pointe Village, Assoc pool & hot tub, Call Pamela Buck (231) 690-3188 MLS#16013763 Text R5020 to 52187

LUDINGTON - $219,000, Hamlin Twp, 40 acre parcel, frontage on 2 roads, 660 x 2640, nicely wooded, Call Dick Boyd (231) 590-1067, MLS#15029250 Text P715027 to 52187

WELLSTON - $195,000 3 Bedrooms, 2 1/2 Baths, partially finished bsmt, Pole Building with “pull through” doors for RV or boat. Call John Chmielewski (231) 510-2015 MLS#16053238 Text R90312 to 52187

CUSTER - $210,000, 80 ACRE FARM, 4 Bedrooms, 2 Full Baths, Barn (70x100) 2nd Barn (30x25), Shed (11x21), Call Pamela Buck (231) 690-3188, MLS#16031044 Text P228058 to 52187

FOUNTAIN - $207,900, Long Lake Home or Cottage, 100 ft frontage, 3 Bedrooms, 2 Full Baths, Deck, Dock & raft, Call Lori Dickenson (231) 633-8417, MLS#15039623 Text P769670 to 52187

CUSTER - $200,000, WHISKEY CREEK AREA160 Acres of recreational land, wooded, variety of terrain & trails, Call Ingrid Wadel (231) 301-0646, MLS#16045470 Text P643504 to 52187

SCOTTVILLE - $199,500 Amish built Log Home, 38 Acres & pond, 2 Bedrooms, 1 Bath with loft area, 2 story barn with stall and corral, Call Debby Stevenson (231) 510-5727 MLS#16053800 Text R95677 to 52187

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LIGHTHOUSE New Listings LUDINGTON - $299,900, Desirable location, close to Lake Michigan, across from park, walk to downtown shops & restaurants, 3 Bedrooms, 2 1/2 Baths, Kitchen with abundant cabinetry and granite, sunroom, Newer roof, furnace and AC unit, Basement, 2 tier deck, 2 car garage. Call Lois Janish (231) 510-5065 MLS#16057105

LUDINGTON - $260,000, Furnished 2 unit across from City Marina, Great rental history, 2 blocks from Lake Michigan & boat launch, great location for first/second home, income from upstairs apartment, walk downtown, Call Random Messeder (231) 425-8753, MLS#16054023 Text R97392 to 52187

LUDINGTON - $260,000, 2 unit approved for Daily/Weekly/ Monthly rentals. 2 blocks from Lake Michigan & blocks from downtown, Across from city marina, solid rental history at $250/night down stairs & $125/night up, Call Random Messeder (231) 425-8753, MLS#16054032 Text R97393 to 52187

LUDINGTON - $260,000, Rare Daily/Weekly/Monthly Investment Home, 2 blocks from Lake Michigan beach & by city Marina! 5 Bedrooms, 2 Full Baths & bunkhouse, 2 car garage, Great rental history, Great investment, Call Random Messeder (231) 425-8753, MLS#16036114 Text P1014305 to 52187

LUDINGTON - $549,900, Just steps from Lake Michigan & Stearns Beach, 2 well maintained homes on 1 lot, Main home with 8+ Bedrooms, Hardwood floors, built-ins and pocket doors, 4 Bedroom, 2 Bath Guest home, rented for $1250/month, Call Lois Janish (231) 510-5065 MLS#16055193 Text R109712 to 52187

MANISTEE - $499,000, Amazing Lake Michigan building site with panoramic water views, 220 feet of beautiful, sandy frontage, 4.88 acres, located just north of the City of Manistee, close to shopping, restaurants, golf and so much more! Call Therran Ferguson (231) 510-1790 MLS#16056011 Text R115800 to 52187

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LUDINGTON - $650,000, Hamlin Lake Waterfront Resort, four adorable cottages in the well established Vacation Lane Resort, great summer thru fall get-aways, each cottage has it’s own boat slip in the protected marina & shares 120’ ft. of sandy Hamlin Lake beach frontage with playground, fish cleaning station, common area and so much more. Call Pamela Buck (231) 690-3188 MLS#16057320 Text R134530 to 52187 first NEW HOME? BUILDING? RELOCATING? up/down sizing?


We LIVE & WORK IN THIS Community


Competitive Rates


online application Where Banking is Still a People Business!

30 N. Meyers Road Ludington, MI 49431 63040.1.2.016.indd 5




Phone 231-843-4878 Fax 231-843-3625 12/5/16 12:13 PM


NORTHERN MICHIGAN WATERFRONT RV/CAMPGROUND - $1,900,000, Successful, Family owned & operated Business for over 30 years, 74 Acre setting, 700ft frontage on Big Star Lake, sandy beachfront with docks, 122 licensed Campsites, Well maintained bath and shower facilities, 3 Bedroom, 2 Bath (3,600 sq.ft.) owner home overlooking lake, Playground area for children, Ball diamond will accommodate a variety of sports, Gazebo, Beautifully maintained property, Call Pamela Buck (231) 690-3188 Text P207738 to 52187

FREE SOIL - $985,000, Unique building for your business, Located between Ludington & Manistee on US 31, 15,000 sq ft building built in 2002, Quality construction, 5741 sq ft dry basement, metal roof, hot water heat system, Offices, break rooms, conference rooms, 8 restrooms, kitchen areas, receptionist rooms and exam rooms, Landscaped, paved parking, irrigation system, Real Estate only, furnishings may be purchased outside of close, Call Lori Dickenson (231) 633-8417, MLS#16023329 Text P743771 to 52187 63040.1.2.017.indd 5

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WELLSTON - $725,000 - Twin Oaks Campground, successful business opportunity, continued growth & many new updates over the past 10 years, 78 campsites with seasonals, full hook ups, partial hook ups, electric only & tent sites, 4 rentals, 2 cabins, sleeping loft & 5th wheel, Camp store office to coordinate reservations, walk-ins & retail, recreation room/shower house known as “The Lodge” with TV, DVDs, movies, table & chairs, pool table, laundry, Call John Chmielewski (231) 510-2015 Text P647303 to 52187

CREATING COMMUNITY CHEMISTRY ONE HOME AT A TIME. There are few bigger steps in life than buying a new home. From the signing, to the move-in, to the makeovers, our lenders are ready to help you with your new home. Learn more at

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FOUNTAIN - $475,000, Northern Michigan Sawmill operation, well maintained with all equipment included, potential is there for business expansion, multiple buildings on site, 36 acre setting, Family owned and operated, owner has decided to retire, This is a great business opportunity to take over from a well established lumber operation, Call John Ferguson (269) 377-5946, MLS#15025672 Text P693120 to 52187


231-464-5424 New Home CoNstruCtioN • ADDitioNs CommerCiAL & resiDeNtiAL

YOU NEED IT, WE DO IT! Residential & Commercial 63040.1.2.019.indd 5

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LUDINGTON - $450,000, Clubhouse & Marina, 27 slips +2 along the seawall, Pere Marquette Lake with direct access to Lake Michigan, Clubhouse, field stone fireplace, Office, locker rooms/showers/restrooms, patio area with grills, Docks have electric, water, cable & bubblers. Walk along waters edge from Clubhouse to Washington Ave Bridge. Undeveloped Lot offers possible build out of Boat storage, Clubhouse offers opportunity for rental income, potential for growth, Call Debby Stevenson (231) 510-5727, MLS#16051714 Text R74111 to 52187

LUDINGTON - $430,000, BEST LOCATION AROUND, Great 5 acre commercial property in prime location, near many large retail outlets, Walmart, Meijers, Lowe and Home Depot, Shelby State Bank and PNC Bank are located nearby, property offers frontage on two streets, a possible entrance on US 10 (218 ft frontage) and another on Meyers Rd (299 ft frontage), stoplight at US 10 and Meyers Rd, for an easy, safe access to East/West US10, Call Richard Boyd (231) 590-1067, MLS#16034553 Text P842700 to 52187 63040.1.2.020.indd 5

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LUDINGTON - $399,900, The Lamplighter Bed & Breakfast, 5 stars on Trip Advisor & 3 diamonds on AAA, 5 inviting guests room with private baths (2 with jacuzzi tubs), Reception area, Updated kitchen, Owner’s quarters, Call Debby Stevenson (231) 510-5727, MLS#16053113 Text R87623 to 52187

LUDINGTON - $289,900, Prime location for your business, 470 ft of frontage on Pere Marquette Hwy, and close to US 10/US31, almost 3 acres, 4896 sq ft building, 2 offices (16x32 & 16x24) and 1 bath, Call Dick Boyd (231) 590-1067, MLS#16017565 Text P643482 to 52187

WALHALLA - $279,900, Riley’s Grill & Tavern, on US-10 between Ludington & Baldwin, Class C Liquor License w/Dance & Entertainment permits, SDM & all the Michigan LOTTO games, Seats up to 120 plus dance floor/stage, Call Rick Randall (231) 633-8661, MLS#16047366 Text P1042219 to 52187

Ludington - $249,900, Prime Commercial Buildings for your Business with 365 ft of Pere Marquette Highway frontage, Easy access to US 31, 4.68 Acre parcel and over 8,800 sq ft of buildings on the property, Call Don Bradley (231) 425-8838, MLS#16027169 Text P991642 to 52187

MANISTEE - $249,900, Ideal location for your new business in Filer Twp, 3.52 Acres, property is two parcels, one zoned vacant commercial, the other is residential improved, City water/sewer, electric & natural gas, Call Pamela Weiner, MLS#16010862 Text P647688 to 52187

SCOTTVILLE - $249,000, Turn Key Business Opportunity, Bar/restaurant with Class C Liquor License, seats over 150 with full bar & kitchen, POS system, walk in coolers, new roof in 2013, Call Random Messeder (231) 425-8753, MLS#14040938 Text P642513 to 52187

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MANISTEE - $399,000 Fantastic Investment Property in the heart of downtown Manistee, This historic brick building is in nice condition, Natural gas, public water & sewer, 5 tastefully remodeled, spacious apartments with decks and off street parking, There are two store fronts for office or retail use and plenty of storage space in the basement, Call Dale Smith (231) 7949122, MLS#16024140 Text P982346 to 52187

LUDINGTON - Prime Commercial Development Property, 4.2 Acre parcel, 600 feet road frontage, approved for 7,200 sq. ft. building, 62 unit assisted living community, High visability corner location, Investor/Developers bring your project and explore the options this property offers, Call Ben Korendyke (231) 690-0670

Is it time for more room to play? Is your starter home getting cramped? No matter the reason, when you’re looking to buy, build or remodel, our mortgage lenders will work with you to get the right loan for your situation. • Competitive interest rates • Straightforward application process & fast turnaround • Local ownership • Lenders with your best interest at heart View current rates and apply online at Or visit one of our convenient Mason County locations Ludington Main 201 W. Loomis St 845-3500

Ludington East 5725 W. US Hwy 10 845-3500

Scottville 107 W. State St 757-4751 63040.1.2.022.indd 5

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Tim Gibson 231-233-7327

Pamela Buck 231-690-3188

M.A. Ferguson 269-377-9516

John Ferguson 269-377-5946

Dick Boyd 231-590-1067

Debby Stevenson 231-510-5727

Pam Weiner 810-841-8616

Jamie Loney 231-794-9740

Lori Dickenson 231-633-8417

Heather Barker 231-510-5505

Judianne Sibley 231-239-1333

Nikki Smith 231-794-8034

Laura Iles 231-907-0873

BethAnn Kozicki 231-794-8960

Gloria Pirkola 231-425-0845

Ben Korendyke 231-690-0670

Don Bradley 231-425-8838

Vince Barnett 231-898-2919


Joe Wheaton 231-852-4327

Ray Summers 231-510-1313

Ingrid Wadel 231-301-0646

Dale Smith 231-794-9122

John Chmielewski 231-510-2015

Tonya Wagoner 231-510-4935

Lois Janish 231-510-5065

Therran Ferguson 231-510-1790

Lynda Beaton 231-383-0404

Random Messeder 231-425-8753

Stan Willson 231-852-0536

Rick Randall 231-633-8661

Casey Tennant 231-233-7613

Leah Gannon 517-607-5347

Mary Murton 231-510-2711

Nathan Sheldon Madelyn Fitzsimmons 231-690-0422 209-247-0856 63040.1.2.024.indd 1

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