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Michigan Retailers Association brings the strength of more than 15,000 stores and websites to the table when negotiating rates or lobbying the Legislature. Check out what we do for our members on Here’s a quick summary:

Discounts As the largest state retail association in the U.S.,
we negotiate discounts to help your bottom line. You get free labor law posters (a $59 savings), discounts on payroll processing through ConnectPay ( - let them know you’re a member!) and shipping (enroll at The average savings per active member was $575 in shipping costs.

Scholarships The Michigan Retailers Foundation gives you the ability to offer your employees and dependents a chance to defray tuition costs. The foundation provides 20 competitive scholarships each year to college-bound members, dependents and employees. Members can also endow a scholarship in their name.

Insurances Workers’ compensation: Our Retailers Insurance Company offers workers’ compensation insurance with low minimum premium requirements and discounts for best practices. Policies have a $2 million employers’ liability limit – compared to the standard $500,000 – and include $100,000 in protection if your business bank account is breached, plus $2,500 in cyber extortion protection. Find an agent: MRA Private Insurance Exchange: Members with two to 50 employees can use this easy tool to create an insurance plan tailored for your business. Our reputable insurance carriers include: • Health - HAP, a Henry Ford Health System subsidiary, and Priority Health, based in Grand Rapids; • Dental - Retailers Insurance Company, administered by Delta Dental of Michigan; • Vision - VSP; and • Life and disability - Guardian Go to to get started. For information on our Blue Cross Blue Shield offerings, email or call our insurance expert, Ally Nemetz, at 800.366.3699 x350 or

Disposable gloves MRA offers a wide selection of nitrile, chloroprene, vinyl and powder-free latex disposable gloves that provide the fit, feel and performance for the industry you serve. Brands include Halyard, Microflex, Sempermed, Innovative Healthcare, Ansell Micro-Touch, Cranberry and BeeSure. Contact MRA’s Darren Zwick at 800.366.3699 x379 or for pricing information and additional details.

Buy Nearby Our shop-local program works hard to connect shoppers to your business. Our mascot, Buy Nearby Guy, traveled almost 14,000 miles last year to spread the word about the importance of keeping shopping dollars in Michigan. We celebrate Buy Nearby Weekend on the first weekend in October; order your free materials starting Aug. 1! Want to line up Buy Nearby Guy for your community event? Fill out the form on His appearances are free, thanks to sponsor DTE Energy.

Legislative advocacy Our experienced legislative team has had many successes in promoting beneficial legislation for retailers – and blocking bills that could hurt your business and ability to serve your customers. MRA’s PAC has supported candidates who understand the retail industry’s needs. And we’re there to help you decide who deserves your vote by vetting candidates through our “Friends of Retail” survey.

Electronic transactions

Credit cards, gift cards, check processing, e-commerce – we offer it all! Credit card processing: • Competitive rates • Free data breach protection • Free PCI compliance • Free paper supplies (Stand-alone terminals only) What we DON’T do: • No hidden fees • No monthly minimums • No chargeback fee • No setup fee • No long-term contracts

Gift cards: Our personalized gift cards help your customers share their love for your store. They integrate with your website and Facebook page. Choose from three easy formats: digital, mobile and physical. Simple to set up and a great way to increase sales. And because they carry a balance, customers are more likely to return. Check processing: You can deposit consumer checks, plus verify and guarantee checks in process.

Keeping you informed It’s time-consuming to weed through the barrage of information about retail trends, transformation and technology. Let us help you focus, with our bi-monthly Michigan Retailer magazine, email alerts, social media and website news. In addition, you can reach the leadership of 15,000 stores in Michigan by advertising in the Retailer. Contact Meegan Holland at 800.369.3699 x340 or for a media kit. MRA offers members an opportunity to participate in shaping economic reports from our region. We are partners with the Federal Reserve Bank of Chicago in a monthly survey about the state of retail, called the Retail Index. Members can participate anonymously, providing valuable feedback on sales, hiring and inventory activity.

Questions about our services? Go to or call 800.366.3699 and we’ll get you the answers! 080818

Services at a Glance  

Business Services for members of Michigan Retailers Association.

Services at a Glance  

Business Services for members of Michigan Retailers Association.