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South Florida

Broward & Palm Beach "Providing News/Information and Connecting Florida’s Black Affluencers and Influencers"

Top Black Educators of 2015 Issue An Interview with Florida Department of Education Commissioner Pam Stewart

Broward County Public School’s Superintendent Robert W. Runcie Celebrates the District’s 100th Anniversary and its Achievements Technical Schools, a Great Alternative to Traditional Learning Opportunities And More....











Nova Southeastern University is one of the most diverse higher education institutions in the nation. As a top educator of Black and Hispanic doctoral students, our unique approach to global education goes beyond race, ethnicity or language. We congratulate our professors who have been honored as South Florida’s Top Black Educators: Emilola J. Abayomi, Ph.D. Florence Shu-Acquaye Susan L. Davis, Ph.D. FORT LAUDERDALE | FORT MYERS | JACKSONVILLE | MIAMI | MIRAMAR ORLANDO | PALM BEACH | PUERTO RICO | TAMPA | ONLINE GLOBALLY

Ismael Muvingi Ph.D. Paula Anderson-Wort, D.O., M.P.H.




The old bumper sticker read, "If you can read this thank a teacher". Altruism for sure. Outside of parents and guardians no one has more influence on us than teachers and indeed some times the teacher will have more influence than the parents. This then raises the point that teaching is indeed one of the "highest callings". I can make the point that both the educator and the brain surgeon share a space in affecting how we think. Maybe we can say the brain surgeon deals with the "hardware" in the brain, while the educator deals with the "software" of thought. In this issue of Legacy you will learn from the superintendents and

Kervin L. Clenance Group Publisher, Legacy Magazine Eric V. Knowles-Nelson Editor-in-Chief, Legacy Magazine Denise St. Patrick-Bell PhD Copy Editor Toni Harrigan Intern


the education commissioner that the pursuit of excellence and thereby its measurement is paramount to their leadership. We will also shed some light on the fact that schools and school systems play a very important role as economic drivers and good corporate citizens in doing business with small and minority owned businesses. Sit back now and enjoy Legacy. Hopefully it will provoke some thought, and moreover inspire you to take action, on that which has been on your mind. Kervin L. Clenance Group Publisher Legacy Miami Legacy South Florida

Subscribe to and view the digital version of Legacy Magazine

The Retention of Black Talent

A conversation on careers and culture in South Florida Providing News/Information and Connecting Florida’s Black Affluencers and Influencers

#Belnformed #Belnfluential


Opening Remarks: Russell Benford, Deputy Mayor, Miami-Dade County

Wed. Sept. 9, 2015

Moderators: Bill Diggs, President, Mourning Family Foundation Fabiola Fleuranvil, Blueprint Creative Group

City Hall 2004 Biscayne Blvd, Miami, FL 33137

REGISTRATION: $20 Please RSVP by Fri. Sept 4th *Space is limited.

Panelists: Kareem T. Brantley, Manager, Bravis Group Petula C. Burks, Public Affairs Director, City of Miami Gardens Dawn Dickson, Founder & CEO, Flat Out of Heels, LLC Connie Kinnard, Vice President, Multicultural Tourism & Development, Greater Miami Convention and Visitors Bureau Adriene McCoy, Chief Human Resources Officer, Baptist Health South Florida Mayor Wayne M. Messam, CGC, LEED AP, BD+C, City of Miramar Al Nelson, Founder & CEO, and Chairman, The Nelson Foundation Carlos F. Orta, VP of Corporate Affairs | Corporate Communications, Carnival Corporation & plc Alex Pierre-Louis, CEO, Lex Promotions and Marketing Group Ivelices Linares Thomas, Esq., SPHR, Executive Director, Employee & Labor Relations, GardaWorld




South Florida’s 2015 Top Black Educators

Emilola J. Abayomi, Ph.D. Assistant Professor Nova Southeastern University

Paula Anderson-Worts, D.O. Family Physician Nova Southeastern University College of Osteopathic Medicine

Abraham Biggs Senior Professor, Mathematics Broward College

Felicia Brunson, Ed.S. District Relations Manager Florida Virtual School

Susan Lycett Davis, Ed.D. Professor Nova Southeastern University

James F. Griffin II Principal Lauderdale Lakes Middle I International Baccalaureate School

Teresa Kelley President Black Child Development Institute Ft. Lauderdale

Carletta Lawrence Teacher, Hollywood Hills Elementary President/Founder, Synchronized Souls, Inc.

S. Lizabeth Martin Associate Professor Palm Beach State College

Tisa McGhee, Ph.D. Assistant Professor Barry University

Melton Mustafa Music Educator Parkway School of the Arts Professor Florida Memorial University

Ismael Muvingi, Ph.D. Professor Nova Southeastern University

Erica Paramore-Respress, Ed.D. Principal Riverside Elementary Community School

Marlyn Paris-Lawson, MPA President & Founder CRAMS Consulting, LLC

Karen Parker Associate Dean of Academic Affairs Broward College

Heather Paschal Literacy Coach McNicol Middle STEM & Magnet

Cheryl Proctor Principal Martin Luther King Montessori Academy

Ava N. Thompson Samuels CFO Allied Health Institute

Florence Shu-Acquaye Professor of Law Nova Southeastern University

David Watkins, Ed.S. Director Equity & Academic Attainment Broward Country Public Schools

Rozalia Williams, Ed.D. Founder and President College Student Development Center, Inc.

Suzanne Morrison Williams, Ed.D. Vice President, Academic Affairs City College

#Belnformed #BeInfluential #TopBlackEducators

Dierdre Satterwhite Wilson, Ed.D. Professional School Counselor Nova Middle School



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Meet Pamela Stewart: Florida’s Education Commissioner

Pam Stewart, Florida Department of Education Commissioner Pam Stewart, Florida’s education commissioner leads the Florida Department of Education (FDOE), the single repository of education data from school districts, state and community colleges, universities and independent post-secondary institutions. FDOE has an operating budget of $18.6 billion; manages more than 2,400 full-time positions; and oversees 28 locally-governed public state colleges and 47 school district technical centers. “I have worked in Florida’s education system for more than 30 years – as an educator, principal and district administrator

and my single favorite part of my jobs has always been seeing students reach and exceed their goals,” Stewart affirmed. “As Florida’s education commissioner, my goal is to ensure every public school student graduate has the skills and knowledge they need to achieve their college, career and life goals.” “Florida has made significant strides in recent years. We can credit that success to the department’s commitment to working together with our state’s college presidents, district superintendents, principals, teachers, parents and students to make sure we institute policies and initiatives that give our students the greatest chance at making their dreams a reality.” LM: Some critics feel the Florida Standards Assessment is not a valid assessment tool and that it’s culturally biased. How does FDOE address these claims for more equitable testing for communities when English is not primary language? PS: “There are several methods the department utilizes to ensure that there is not a cultural bias on Florida assessments and that accommodations are made for

students for whom English is a second language. Regarding the FSA itself, test assessment items are reviewed rejected from consideration by Florida educators and panels of Florida community representatives to ensure that items are free from cultural bias or sensitivity issues. Every year item statistics are reviewed further to ensure that they accurately represent what students know and can do with respect to Florida's standards.” LM: What are the best ways for minority businesses to compete for FDOE procurement and business opportunities? PS: “One of the most important steps in conducting business with the State of Florida is to ensure the company is registered in MyFloridaMarketPlace (MFMP). This is the prime vendor list that all state agencies utilize when doing business. When completing this registration be sure to review the entire commodities and services list. It is very important to select commodity codes for the product or service your company provides. Secondly, reach out to the State of Florida Office of Supplier Diversity. If your

company meets certain criteria, you maybe eligible to become a State of Florida Certified Minority Vendor with the Department of Management Services, Office of Supplier Diversity. Lastly, agencies have the ability to procure products/services by using State Term Contracts. These contracts are administered by the Department of Management Services and are required for all agencies to utilize. You can contact the Contract Manager of these contracts to obtain more information or learn how you may participate in future contracts.” LM: How does the Division of Career and Adult Education play a role in helping residents increase their quality of life? PS: “The Division of Career and Adult Education has several roles in helping Florida residents advance their education and careers. Within the division there are four separate areas of assistance: Career and Technical Education; High School Equivalency Diploma; Adult Education; and Apprenticeship.” For more information about Commissioner Stewart or FDOE, log on to

Funding tomorrow one day at a time

The Florida Lottery Over the past 27 years, as the Florida Lottery has grown to become an industry leader, it has remained a dependable contributor to education in Florida. More than $1 billion in each of the past 12 fiscal years has been contributed to education to help support Florida’s students and schools. Florida voters, by a two-to-one margin,

Commitment to Education Improving education for future generations is at the heart of what we do. The Florida Lottery is very proud of its record as a dependable contributor to Florida’s students and schools. Although Lottery contributions, making up approximately 6% of the state’s overall education budget, were never intended to fully fund education, Lottery dollars are used to help support public schools, including school construction and maintenance projects, K-12 funding, state colleges and universities, financial aid and Bright Futures Scholarships. Bright Futures Scholarship Program approved a constitutional amendment in 1986 authorizing the state to operate a lottery for the purpose of generating significant additional funding for education. Floridians continue to show their support by purchasing billions of dollars in Lottery products each year, resulting in contributions of more than $28 billion to the Educational Enhancement Trust Fund since 1988.

The Florida Lottery has contributed more than $4.6 billion to send more than 700,000 students to college since the Bright Futures Scholarship Program began in 1997. The program, created by the Florida Legislature, is designed to assist students in pursuing post-secondary ducational and career goals. All Floridians are our Beneficiaries The Florida Lottery is an integral part

of Florida’s culture and landscape. The agency reinvests nearly 98% of its revenue back into Florida’s economy through prize payouts, ecommissions to more than 13,000 Florida retailers, and transfers to education. Since its inception, Florida Lottery games have also made more than 1,300 players millionaires. For more information, please visit

The Florida Lottery has contributed more than $4.6 billion to send more than 700,000 students to college since the Bright Futures Scholarship Program began in 1997.



A Message from Broward County Public Schools Superintendent Robert W. Runcie

providers with seven BCPS elementary schools – Broward Estates Elementary School, Dillard Elementary School, Dr. Martin Luther King, Jr. Montessori Academy, Thurgood Marshall Elementary School, Rock Island Elementary School, Sunland Park Academy and Westwood Heights Elementary School.

Robert W. Runcie Superintendent Broward County Public Schools Dear Parents, Guardians and Community Members: As Superintendent of Broward County Public Schools (BCPS), I am excited about the incredible learning opportunities for BCPS students in the 2015/16 school year. From our rigorous academic courses and nationally recognized magnet programs – to our fine arts programs, athletics, and extracurricular clubs and activities – there is something for everyone. This year marks a very special milestone for our District. It is the 100th anniversary of Broward County Public Schools. Events and activities are taking place throughout the school year, honoring our Centennial, and recognizing the important role of our schools in the lives of our past, present and future students. Since 1915, BCPS has grown to become the sixth largest school district in the country and the second largest in Florida. We are working hard every day to achieve our vision of “Educating Today’s Students to Succeed in Tomorrow’s World.” There are many District achievements for which I am proud. Recently, I traveled to the White House to join a panel discussion on school discipline. Broward County Public Schools was the only large, urban district invited to participate and share information on our efforts to Eliminate the Schoolhouse to Jailhouse Pipeline. Our District is a national model for reforming student discipline policies and practices for non-violent misdemeanor offenses, and for instituting appropriate intervention strategies to ensure all students have an opportunity to reach their highest potential. In addition, our District is an honored recipient of a $200,000 grant from the W.K. Kellogg Foundation. The grant funding will support the District’s Minority Success Academy Early Years Program, by helping to connect and align early childhood

The Minority Success Academy Early Years Program is designed to improve literacy and math outcomes through art, science, technology, engineering and mathematics-based learning strategies, while also increasing parent and family engagement. At every grade level, we strive to energize students and develop eager learners, who are ready to take on academic challenges. BCPS is a leader for innovative educational initiatives, such as: • Providing scholastic chess to all second and third grade students in the District. Scholastic chess helps improve students’ critical thinking, problem-solving and social skills. • Becoming the first Florida school district to offer computer science courses at every high school. Computer science is a foundational field that can prepare students for the 21st century workforce. • Expanding Career and Technical Education programs for middle and high school students. These programs provide students with opportunities to earn industry certifications in high-demand career fields, the same certifications used by working professionals. • Implementing debate programs at all of the District’s high schools and expanding debate programs among middle schools. Through speech and debate classes, students learn research, logic, organization of ideas and language skills, as well as social benefits such as increased self-esteem. Education opens doors to the future. Ensuring our students are college and career ready is at the heart of everything we do across BCPS. I encourage you to learn more about all of the educational opportunities in BCPS by visiting Sincerely, Robert W. Runcie Superintendent Broward County Public Schools





THE BAUGHTOM LINE Building More Community Partnerships to Strengthen Our Schools By Dr. Germaine Smith-Baugh

Dr. Germaine Smith-Baugh, Ed.D., President and CEO, Urban League of Broward County How do we strengthen our public schools? Here’s one solution: find new and innovative ways to increase student and family involvement in the education system. I believe that can happen if more community organizations and traditional schools work together in

By Zach Rinkins

Broward County Public Schools Supplier Diversity & Outreach Program (SDOP) From left to right: Jusmara Prince, Lavinia Freeman, Ruby Crenshaw, Director, Procurement & Warehousing Services Department, and Colleen Robbs

Armed with a mission to provide responsive and efficient procurement services to the School Board of Broward County (SBBC), the Supplier Diversity and Outreach Department (SDOP) aims to help women-and minority-owned business tap into the board’s multi-billion dollar business opportunities.

“SBBC saw an urgency and need to reinvent this department to make sure that we have a diverse group of minority- and women-owned businesses able to compete for awards with good and services

leveraging resources to boost academics and enhance critical thinking skills of our youth. By creating more partnerships, we can make a huge impact in our schools as well as in our community, since education gives people the skills and tools to find good jobs and sustain viable economic growth. Consider the work my organization, Urban League of Broward County, is doing to prepare children for school, college and the workforce. Our School is Cool program addresses the ABC’s (attendance, behavior and coursework performance) for struggling middle school youth. The program offers life skills, academic remediation, course correction, parent engagement, and enrichment activities with the intent of getting the students back on track for graduation. Also, our Asset Building Leads to Excellence (ABLE) program increases positive decision making in middle school students in an effort to reduce risk factors associated with substance abuse, teen pregnancy, delinquency, and school failure. And our Crime Prevention and Intervention program deters at-risk youth from engaging in criminal behavior,

focusing on anger management, behavior modification and employability skills.

and Caucasian Females. providers including the Urban League.

We can’t point to our school principals and teachers as being solely responsible for preparing our youth for the future. It’s up to our entire community to get involved. It’s a proven fact that children do better in school when their parents or caregivers are involved in their education.

The Council carries enormous benefits for our children -- without it, summer education programs, early learning and literacy services, and after-school and weekend activities will go unfunded. These programs are a huge value in our community. They support learning and higher academic achievement.

Families have to take part. It’s no longer enough to attend the occasional PTA meetings or scan take-home flyers. Parents have to know what’s going on daily in the classroom and they have to be engaged in their children’s homework assignments. This isn’t easy. Many of our parents are working one, two or even three jobs. They are exhausted and don’t always have the time and energy to be fully involved in their children’s education. That’s where partnerships between community organizations and traditional school systems come into play. In Broward County, our Children Service’s Council funds education and health programs delivered by a network of 100 of the following groups: African-American, American Indian, Asian-American, Asian-Indian American, Hispanic American,

Broward County Schools Are Open purchased by the school board,” Ruby Crenshaw, director of Procurement and Warehousing Services, Broward County Public Schools noted. “We also make sure that constructions companies are pre-qualified to do business with the school board and qualified as minority, women-owned business enterprises (M/WBE).” The revamped department increased from a solo-person operation and now houses more staff with expanded support and outreach services. “We have monthly lunch and learn opportunities and we frequently participate in various fairs and trade shows. We also have our vendors work with our smaller companies to create possible opportunities,” she added. “We also have one-on-one opportunities where business owners can meet with us for support and counsel.” The Florida Memorial University graduate offer this recipe for contracting success. “It is important for businesses to have an interest in working with SBBC, get registered as a vendor, get qualified as an

M/WBE, network and follow-up with the person you meet in procurement,” she recommended. “They should also register with because all of our opportunities are listed there.” Said Crenshaw: “It’s also important for potential vendor to provide everything we ask for on the application. “We need to have a larger and more robust list of vendors. Knowing who these vendors are allows us to have a resource for vendors seeking subcontractors. A lot of our small business cannot manage larger project by themselves. However, there are many opportunities to subcontract,” Crenshaw pointed out. “We want vendors to be prepared to take advantage of these opportunities including the recent $800 million bond issue.” What is an M/WBE? Any legal entity which is organized to engage in commercial transactions and is at least 51-percent owned, managed, and controlled by minority persons or women Industry Goods and Business Services Professional Services Construction Manufacturers/Wholesalers/ Retailers

We need more community programs to keep children learning when the school day ends. Without such programs, many of our kids would not have a full education experience. Continued investment in the education and development of our children is the surest way for our community -- and our nation -to remain globally competitive. The Baughtom Line is this: Education provides us with skills and knowledge about the world. It also helps build character and paves the way for a good career. Schools can only do so much to educate our children. We need more community education programs to keep the learning going after the school day ends. Let’s build more partnerships between community organizations and traditional schools.

What are the criteria for becoming an M/WBE? The business must be at least 51% owned, managed, and operated by minority or women persons and the majority owner(s) must be a citizen or lawful permanent resident of the United States. The business must be a for-profit entity and must meet the following thresholds: Certification The SDOP verifies the M/WBE status of any minority or women owned business seeking to provide goods and/or services to the SBBC. Certification is for a period of three years. At the end of the three years, a M/WBE vendor may recertify for an additional three-year period. The SBBC recognizes minority and women businesses that are certified by the State of Florida, Office of Supplier Diversity (OSD). Log on to www.Broward.K12.FL.US/supply/ sdop/mwbe.html for more SBBC business opportunities.

Minority/Women Business Enterprise (M/WBE) Up to $6,000,000 in average gross annual sales over 3 years. Up to $6,000,000 in average gross annual sales over 3 years. Up to $12,000,000 in average gross annual sales over 3 years. 25 or less employees.



Supplier Diversity & Outreach Program Access approximately $1 billion in procurement opportunities over the next 5 years. BCPS is seeking Minority/Women Business Enterprise (M/WBE) firms to participate and compete in the procurement process.

Become a Vendor Get M/WBE Certified Get Pre-Qualified as a Contractor

FOR MORE INFORMATION, PLEASE CONTACT: Procurement & Warehousing Services Department Supplier Diversity & Outreach Program 7720 West Oakland Park Boulevard, Suite 323 Sunrise, FL 33351 (754) 321-0550






The Business of Education:

Local Colleges and Universities Are Vital to the Growth of Minority Businesses By Beatrice Louissaint

An institution of higher learning’s main focus is to educate students and prepare them for successful careers. In a region where small and minority-owned businesses comprise the majority of enterprises, South Florida’s universities have another major responsibility ─ to provide opportunities for minority businesses to do business with their institutions.

Beatrice Louissaint, President and CEO, Southern FloridaMinority Supplier Development Council South Florida has four major universities and colleges: the University of Miami, Florida International University, Miami Dade College and Broward College. Combined, their impact on the region’s economy is more than $7 billion.

Some local colleges and universities do that very well. Their procurement opportunities are open to minority businesses, and they understand the importance of minority businesses to the region’s overall economy. The University of Miami, Broward College and Miami Dade College each have full-time staff members whose responsibility is to help minority businesses do business with their institutions and navigate their procurement process. Over the past 10 years, the University of Miami, Broward College and Miami Dade College have

opened their doors for outreach meetings so minority businesses can meet with their procurement decision makers. Broward College, which spotlights vendors on their website, recently hosted a free workshop on building a million-dollar business, and spent more than $50 million with minority businesses in the past four years. The University of Miami has had a mentor protégé program for minority businesses for the past four years and holds industry-specific business opportunity meetings on campus for minority businesses year-round. UM also spent $74 million with minority businesses during its last fiscal year. Miami Dade College spent more than $91 million with minority businesses over the past four years. FIU spent approximately $58 million with MBEs last fiscal year. I am pleased to share that FIU has adopted

10 recommendations to develop a world-class supplier diversity program. The university is committed to being more inclusive of minority businesses in its current procurement opportunities and plans for future growth. We applaud FIU for making this commitment. FIU hosted a Vendor Procurement Matchmaker in partnership with the Southern Florida Minority Development Council (SFMSDC) on August 18, and hundreds of business owners attended and learned about current and future business opportunities with the university. Beatrice Louissaint is President and CEO of the Southern Florida Minority Supplier Development Council. The vision of the SFMSDC is a diverse and inclusive environment where economic success is achieved. Join the SFMSDC at its 40th Anniversary Awards Gala on September 25, and to learn more about the event and the SFMSDC, visit or call (305) 762-6151.

Effectively Marketing the Promise of Higher Education By Richard McCulloch

Richard McCulloch, VP Client Services, Tribeca Marketing Group, LLC In the wake of Reconstruction, a debate raged as to the best educational and career opportunities for this new generation of emancipated Negroes. Still relegated to only a fractional level of citizenship by Jim Crow laws, navigating a path of progress through education became a subject for which both Booker T. Washington and W.E.B DuBois held definitive but diverse positions. Washington, the education pragmatist, believed that industrial training and vocational programs were best suited for the economic development of the Black community. DuBois, the Harvard educated

academic, endorsed the pursuit of classical, liberal arts education as a means to establish Black leadership in the form of the “talented tenth.” After consuming their respective positions through speeches and manuscripts, my Howard University professor charged our class with choosing the educational approach that we thought was best. Though years away from starting my career in Higher Education, my answer then, as it is now was “Both.” Effective higher education offers the promise of economic opportunity and a foundation for active participation in the productivity and progress of our communities and country. Servicing the diverse educational needs of various student types requires access to a variety of postsecondary education options. Traditional universities and colleges typically furnish students pursuing their pre-professional ambitions with liberal arts curricula and residential social settings. Community colleges provide localized access to a broad spectrum of majors at varying degree levels. Career-focused private postsecondary

institutions focus on vocational training and shorter-term programs that prepare students to enter the workforce upon graduation. The collective impact of all these higher education sectors should provide ample options to cultivate a sustainable national workforce on every level. However, for communities to truly benefit from higher education in all its forms, it is incumbent that institutions become more focused in their marketing efforts. So how do universities, colleges and other postsecondary institutions attract more students and fulfill the promise of Higher Education to a broader audience? Tell your story and market your outcomes. Digital Presence: Utilize your website to inform and educate prospects about how your programs and majors translate into actual careers. Video testimonials from graduates, employers and industry representatives help to add credibility to your value proposition. Social Media: Properly managed and optimized, your institutional Social Media platforms should be a virtual representation of your campus community

and your socioeconomic impact. Through a refined content marketing strategy, you can maximize student engagement and generate inquires through Social Media. Branding: It is next to impossible to be everything to everyone, so it is far more strategic to assert a focused institutional brand which is consistently reflected on both your traditional and digital marketing platforms. Having a brand presence which resonates with prospective students is an essential marketing strategy for improved market presence and enrollment performance. We need to prepare tomorrow’s doctors as well as the Medical Assistants who will support them. The need for skilled auto mechanics is as imperative as the need for the engineers who design the cars. Education will never be a one-size-fits-all proposition, and neither should the way we market Higher Education to its future beneficiaries. Richard McCulloch is the VP of Client Services & Business Development for Tribeca Marketing Group. For more information, please contact him at







Life Insurance Awareness September is Life Insurance awareness month, and I strongly recommend that you take this opportunity to review your life insurance with your Life Insurance Professional. In my book Bold Moves to Creating Financial Wealth, I emphasize the importance of having adequate life insurance coverage. As Director of Financial Planning for the South Florida Branch of AXA Advisors, LLC, I attest to the fact that most people’s main concern is to “protect their loved ones”, when they are no longer there to do so. The most frequently asked questions are: Do I have adequate life insurance? Do I have the right type of life insurance? A thorough review of an individual’s life insurance usually reveals that people are not aware of the different types of life insurance available to them, and that they do not carry adequate life insurance coverage.

Gerald Grant, Jr. Registered Representative of AXA Advisors


While reviewing an individual’s life insurance coverage, it is often discovered that some people acquire life insurance to cover funeral expenses, others to pay-off debts, all in the best interest of their

families. However, an area that is sometimes overlooked is the need for life insurance to cover living expenses. Imagine a household where both individuals work; if one of them dies, it may be difficult for the other person to cover all expenses with one income. Clearly, life insurance in this case is inadequate. With regards to the questions about the right type of life insurance, you should look at your life insurance from two points of view: What are my short-term and long-term needs and how much coverage can I afford? There are five major types of life insurance: Level Term Insurance generally has a low initial cost, does not build cash value, and the coverage becomes less affordable at older ages. It is appropriate for owners who have a temporary life insurance need. Permanent Life Insurance policies have the ability to accumulate cash values. Access to cash value can be executed through loans or withdrawals. Some of them allow premium payment flexibility.

Some policies have the option of increasing or decreasing their face value. Cash value growth is determined differently, on each type of policy. The four major types are: • • • •

Traditional Whole Life Universal Life Indexed Universal Life Variable Universal Life.

Take this as an opportunity to meet with your Life Insurance Professional to review your current life insurance coverage and determine if it is sufficient to protect you and your family and whether Permanent Life Insurance is a better option for you. Gerald Grant, Jr. is a Registered Representative of AXA Advisors, LLC (212-314-4600), member FINRA/SIPC and an agent of AXA Network, LLC. This article is intended for general informational purposes only. PPG-106339 (08/15)(exp.08/17)

What are my short-term and long-term needs and how much coverage can I afford?

David Watkins Gives Troubled Students a Second Chance By Danielle R. Stedman

David Watkins, Director of Equity & Academic Attainment for Broward County Public Schools David Watkins, Director of Equity & Academic Attainment for Broward County Public Schools, has made it his life’s mission to support and equip the underprivileged and underserved students of Broward County. Watkins says, “I consider myself an educational doctor, reviving students,

restoring their educational health and helping them exceed everyone's expectations”. Watkins has achieved one of highest success rates in the County for making a difference in the lives of young people who are headed on a road of destruction. The Tallahassee native’s degrees include: Bachelor’s Degree in Political Science from Florida A & M University; Master’s Degree in Social Studies Education from Syracuse University; and an Educational Specialist Degree in Educational Leadership from Nova Southeastern University. The married father of two has also served as the Assistant Principal at: Stranahan High School; - Hallandale Adult Community Center; Millennium Middle School; and Whiddon-Rogers Education Center. He has also worked with the Department of Juvenile Justice (DJJ), Adult Correctional, and Adult/Community School education programs. His work with DJJ entrusts Watkins with the responsibility of ensuring that youth, who are housed in secured juvenile correctional facilities, receive a quality education with access to all of the same

resources and course work that civilian students are allowed. During his time with DJJ, Watkins has safeguarded the teacher certification process, expanded student course offerings to include more vocational/career options and entered in partnerships with local business and the school district diversion program PROMISE, for kids who commit a misdemeanor or arrest-able offenses. “When looking at the graduation rates, college readiness, reading proficiency, Algebra Ready, suspensions, expulsions, arrest etc. Black males specifically were at the bottom of every positive indicator of - educational success and at the top of every negative indicator,” states Watkins. In an attempt to eradicate these statistics, Watkins has worked to encourage every school in Broward County to have a mentoring program, especially geared towards minority males. Watkins leads all of the Minority Success Initiatives in the county and even facilitated President Obama's “My Brother's Keeper Community Challenge” in the cities of Dania Beach and Lauderdale Lakes. Watkins motto is, "I aspire to inspire,

I educate to graduate, with love.” Being a mentor to both male and female students, he enjoys aiding students throughout the school system, but he is particularly passionate about helping students who are most at risk of dropping out of high school and getting involved with criminal activity. Watkins believes in everyone having the ability to reclaim their life stating, “I take great pride in helping students take advantage of a second chance. I believe that if there are people in their lives who will advocate for them, mentor them, and pour into them in a way they had not experienced at school in the past, that they will turn around”. When asked what his most important contribution would be to Broward County Public School and DJJ he asserts,

“It is my legacy of mentoring, motivating and coaching children and young adults as a teacher and administrator. It is important because, I believe that it is critical that we connect before we correct. Our kids will work hard for those who they believe care about them individually and collectively. I think that I have had success bringing more attention to the plight of black males and our marginalized kids throughout the district and schools are doing more to ensure that students are not falling through the cracks.”


By Zach Rinkins


Atlantic Technical College Offers Four Reasons to Cash-in on Vocational Careers Once thought by some as second-class career options, the current economic climate is encouraging others to take a second look at vocational technical opportunities.

ATC students in Electronic Technology program

According to a recent Edvisors report, the average class of 2015 graduate, with student-loan debt, will have to pay back a little more than $35,000. Additionally, a Generation Opportunity study revealed that 13.8-percent of recent grads are unemployed, compared to the 5.4-percent national unemployment rate. These data reveal at least two trends that many people already knew: 1) certain college programs are not always worth the possible lingering debt; and 2) college is not an automatic path to the American Dream.

“Our institution offers more than 75 different high-wage occupational programs to the public. Approximately 42 can be completed in one school year,” declared Robert B. Crawford, Jr., director of Atlantic Technical College and High School (ATC). “Our goal is to be the premiere provider of affordable, high quality education to meet Florida’s workforce needs.” Located in Coconut Creek, Florida, ATC is a public secondary and post-secondary institution operating under the authority of the School Board of Broward County, Florida, and the Florida Department of Education. It is one of three technical institutes in Broward County. “We serve a diverse segment of students from teenagers up to 80-year-olds. We also help people transition to more upwardly mobile careers,” Crawford added.

Florida Memorial University Working to Shape the Mind Set of Black Males in South Florida

Florida Memorial University’s pioneering Black Male College Explorers Program (BMCEP) closed out a successful summer program honoring their top students at an awards presentation. This year’s awards were presented to: Farrell Mays-Most Academic; Isaiah Knight-Mr. BMCEP MVP; Tymoie Coleman-Most Athletic; Daniel Smithen-Most Talented; Ryan Thomas-Freshman of The Year; Eric Vincent-Senior of The Year; Henry Tillman-Senior of the Year; and Xavier Jackson-Most Improved. Due to budget cuts, BMCEP was experiencing financial challenges. Fortunately, generous donations from CareerSource of South Florida, The Batchelor Foundation, AT&T and TD Bank allowed the young men to participate in the program. Geared toward black males from grades 7 through 12, the program challenges the students to answer the call to make meaningful changes and helps them understand that they can achieve beyond what is often thought or asked of them, in spite of their adversities.

High school and college professors are hired to teach STEM (Science, Technology, Engineering and Mathematics) subjects, which are an educational priority for the BMCEP program. The program has a 100 percent graduation rate. “Each program participant is experiencing collegiate exposure, while matriculating on FMU’s campus during the residential component of the program. “ It is truly a blessing to see such a transition in the lives of the youth we serve”, states Mr. Shawn M. Davis, Director of Black Male College Explorers Program. “As we close out the residential-portion of the 2015 -16 Black Male College Explorers Program, I am inspired by the positive changes we have witnessed in the participants during the past five weeks. Each young man leaves our campus intellectually stimulated, socially aware, physically stronger and spiritually awakened," states Dr. Roslyn Clark Artis, President of Florida Memorial University. “I am proud of the work we do in our community and look forward to watching these young men realize their full potential”. For additional information about the Black Male College Explores Program contact: Mr. Shawn M. Davis at 305-626-3163 or Mr. Kareem L. Coney at 305-626-3108.

“We offer weekend, evening, and high school training to help students upgrade their careers and better themselves.” The longtime institution administrator offers these considerations to cash-in on this multi-billion dollar sector: ATC prepares students for in-demand careers: ATC programs are concentrated in eight high-demand occupational clusters: Automotive Technology; Building Trades; Business/Computer Technology; Culinary Arts; Health Sciences; Metal Fabrication; Technology; and Industrial Technical Education. Crawford highlighted: “All of our programs are tied to national and state industry credentials that are awarded to students upon passing occupational tracks.” ATC students earn college credit: Crawford highlighted: “Many of our programs can lead to degrees at the associates and baccalaureate levels. Each and every one of our programs comes with articulated college credit toward those programs at the local, state and community colleges.”


ATC offers financial assistance: ATC accepts federal Pell grants, Florida Pre-Paid college plans and Bright Futures Scholarships from those students who qualify. For more information, contact Soraya Aleman, director of Student Financial Services, at 754-321-5244 or 754-321-5185. Crawford noted: “We are the most affordable and accredited opportunity offering students the best return on their investment. We charge only $2.80 per clock hour of instruction.” ATC graduates get hired and paid: The institution boasts an average job placement rate of more than 80-percent. Starting salaries average $30,000 after approximately a year of training and often times a less than $6,000 educational investment. Log on to, for more information. PROGRAM

Auto Collision Repair and Refinishing Accounting Operations Pharmacy Technician ATD Sources: ATC

TOTAL COSTS (Tuition, Fees, Books and Supplies) $5037 (14 months) $3071 (9 months) $ 3760 (10 months) ATC

ATC JOB PLACEMENT PERCENTAGE AND AVERAGE STARTING SALARY 100-Percent ($19 per hour hour) 90-Percent ($18 per hour) 100-Percent ($15 per hour hour) ATC and U.S. Department of Labor



By Fabiola Fleuranvil


Lost in the City? Where to find Opportunities in South Florida

It’s not all hype that Miami is hot right now…because we are. We’re quickly becoming one of the coolest cities for millennials and receiving a lot of recognitionfor our growing entrepreneurship and tech scene. But the truth is that many young professionals: do feel lost and uncertain of how to make it and climb the ladder; are paying more to live here and probably saving less; don’t feel like their career options are as competitive as other metro areas. Reasons why talent retention has become such a key topic among the business, community and local leaders.

available. There are things you can do here, in a fairly reasonable amount of time, to build your movement, create a name for yourself, and get in the right circles that would be close to impossible to do in New York, Chicago, or Washington, D.C. That’s because those cities have deep circles that take an even deeper network, the right contacts, and more money to penetrate and make a fit for yourself. When you find a lane here, you can dominate it. Not every metro area can claim that.

are bursting out of the seams, and Wynwood, Overtown, and Little Haiti are quickly changing, guess where you should be looking… Liberty City, Allapattah, and even Little Havana. Those are the next hotspots. Everyone wants to live, work and play close to the city, and those neighborhoods can get you Downtown in a matter of minutes and with little traffic. The properties are still pretty cheap, and money can be made by renovating them and selling for a profit, or holding in anticipation of future growth.

So where are the opportunities in Miami for young professionals, and how do you make something happen? Get involved and network with various groups like YPN Miami and YPN Broward. Get out, explore the scene and meet people. This is a city where you have to be proactive to get connected and find opportunity. You need to understand the changing landscape and see where there’s a fit for you. It’s so easy to be a stranger in your own city and not see the gems that are right before your eyes.

Real estate is not your thing? Then what about entrepreneurship? Our tech and entrepreneurship scene is surging, and don’t think of this as being an opportunity for only techies. You should be using your professional expertise and passion to consult, create a service and/or build a side business.

However, perhaps the greatest challenge is that people just don’t understand how to navigate Miami to discover the opportunities that are

Take the housing market for example. This is the time to be investing at the ground level, but not in the areas that you would think. While Brickell and Midtown

Miami is a city of contrasts. On one hand, the rapidly growing skyline of massive towers signals an influx of affluence and wealth, mostly from international buyers. But, on the other hand, a recent article reminds us of the reality that Miami is among one of the least affordable housing markets for recent graduates, which hints that the average Miamian isn’t getting paid enough to comfortably afford to live here.

Fabiola Fleuranvil of Blueprint Creative Group, The Branding Experts

By Jacqueline Clenance

Jacqueline Clenance CEO, Born Brilliant Training, Inc. As we celebrate another year of lifting up our top black educators and all they do for our community, I wanted to share just one word with South Florida’s most

Miami and South Florida are the new hotspots and everyone wants to live here. Even though the contrast between the New Miami and the Old Miami can sometimes leave a person feeling lost in between, there’s no better place to start making things happen than in a city where things are on the cusp.

A Letter to My Peers About Education accomplished people of color. That word is Connection. So often at our many awards events we’ve heard those being recognized give credit to the educators in their lives. It usually goes something like, “I owe all of this to my education”, or “I want to thank my teachers because without them this wouldn’t be possible”. Or, this one, “I want to thank my parents for making sure I stayed in school and understood the value of a good education”. Our leaders are people who clearly recognize that education has played a significant role in their success. Most likely, those same individuals have continued this push for education with the “far too common” phrase “stay in school” shared with their children, nieces, nephews, godchildren, etc. But, did you…stay in school? Of course, I don’t mean to get YOUR diplomas and degrees. After all, you are, as previously mentioned, our most accomplished. I mean, did you stay connected to education to make sure

those coming right behind you got theirs. Somehow, the more advances we make in education, the harder it is for our children to graduate. I’m sure we’ve all heard the statistics that say this generation of Black/African American youth will be the first in history to perform at lower levels academically, than the generation before them. Wait….did that happen on our watch? This begs the question, who are we then? Are we the most accomplished or the most failed? I’m just saying. What is the true sign of success? Is it what we do for ourselves or for those who stand in our wake? How did history record the success of those who came before us, and how will history record ours? So, I go back to the original question which I also pose to the accomplished Top 50 African American Leaders in Business and Industry, the illustrious 40 under 40 Leaders of Today and Tomorrow, the Most Affluent and Influential Leaders of our community, are you connected or

disconnected? Does the school around the corner, or across the street, from your home, know who you are? Have those students ever seen a Black banker, accountant, lawyer, Dean of Education, Director of Corporate Affairs, CEO, VP of HR, entrepreneur, etc. etc.The list is endless. As the 100 Black Men of America often say, “What they see is what they’ll be”. Have you ever considered walking through the door of the nearest school, or your school of choice, introducing yourself to the principal and saying, “Good Morning, I am Jamal Doe. I am President of Big Bank and I’d like to know how I can help your students succeed”. After he or she faints and explains the background clearance process, you will have made a friend and a connection for life. In the process, you will have thanked all those who cleared a path before you, not with words, but by ensuring that the path is clear behind you as well. Look back … get connected to education today. This is our most important measure of success.




Business Marketplace, which included a variety of offerings from 20 local small businesses.

Dr. Roger L. Duncan, III Accepts Award on Behalf of T. Leroy Jefferson Medical Society for National Medical Association Small Chapter of the Year

Dr. Roger L. Duncan, III, T. Leroy Jefferson Medical Society (TLJMS) Board President, traveled to the National Medical Association’s (NMA) 113th Annual Convention and Annual Assembly in Detroit, MI to receive the award. TLJMS members, Dr. Catherine Lowe and Dr. Mildred Anderson were also in attendance. The convention took place from August 1st to August 5th. TLJMS was honored during the opening ceremonies. The award is given to chapters who demonstrate exemplary leadership in membership recruitment, community service and continuing medical education. "To receive this award for two years in a row is a real testament to the dedication and determination of our board, our members and our volunteers." said Dr. Duncan. The NMA is the nation's oldest and largest organization representing African American physicians and health professionals in the United States.

Theresa Foxx becomes the chair of Florida International Banking Association (FIBA) Theresa Foxx, Director and General Manager of Barclays’ Miami office, has been elected as


2nd Annual Unveiling of our 2016 Calendar/Resource Guide Magazine

the fifth female chair in Florida International Banking Association history. Foxx will hold this position from July 1, 2015 to June 30, 2016. She is now responsible for maintaining a reputable network of banking and finance partnerships across the world, along with promoting FIBA’s mission of international banking education. “I plan to increase focus and raise awareness of the importance of trade finance, as well as the significance of treasury and liquidity management.” said Foxx about helping FIBA reach its goals. FIBA, the Florida-based, and globally connected non-profit trade association, includes the largest financial institutions from Europe, the United States, Latin America and the Caribbean.

National Urban League Conference Drew Thousands and Left Behind Gifts For Community By Dr. Germaine Smith-Baugh, CEO and President of Urban League of Broward County The recent 2015 National Urban League (NUL) Conference in Fort Lauderdale drew more than 13,000 attendees making this the third largest

Dr. Germaine Smith-Baugh at the 2015 National Urban League Conference

conference in NUL history. Our 4-day event held at the Broward County Convention Center left behind plenty of ideas, inspiration and “gifts” for our cites, residents, and our affiliates, which organized the conference with the Greater Fort Lauderdale Convention and Visitors Bureau, TD Bank, and many other partners. In all, the “Save our Cities: Education, Jobs & Justice” Conference featured exhibits, empowerment sessions, a small business summit, and many high-profile speakers, including presidential candidates Hillary Clinton, Ben Carson, Martin O’Malley and Jeb Bush. Simultaneously, our college-based Youth Leadership Summit, “Raise the Bar: Dream It, Believe It, Achieve It!” brought more than 600 youth to Nova Southeastern University. Our gifts to the community include a rotating PNC sponsored Art Gallery at our Community Empowerment Center; an assortment of 1,250 backpacks, emergency preparedness and hygiene kits; and the Bank of America sponsored Small

The 2nd Annual Unveiling of our 2016 Calendar/Resource Guide Magazine... "And Then There Were 12”, Saluting African American Male Leadership in Palm Beach County (PBC). When: Thursday, November 19, 2015 at 6:30pm Where: Zara’s Jazz Café Restaurant & Lounge, 1901 PBL Blvd. West Palm Beach, FL 33409. Want to reach the PBC market? The calendar magazine is a great vehicle to reach the African American community. Advertising and Sponsorship Opportunities are available. See the digital link of last year’s edition below: Password: disciple Contact S. Moore for details at or 561-632-6051. Thank you in advance for your support!

Al Jarreau and Jeffrey Osborne Tour Together for the First Time Al Jarreau and Jeffrey Osborne both have ruled the airways in unforgettable duets and collaborations for many years. Jarreau took home a Grammy Award for “God Bless the Child” with George Benson and Jill Scott, while Osborne made music history singing “Stay with Me Tonight” and “Love Power” with Dionne Warwick, as well “The Last Time I Made Love” with Joyce Kennedy. Now these iconic singers come together for an unprecedented double-billed performance presented by Outback Concerts and the Broward Center for the Performing Arts on Saturday, September 19 at 8 p.m. at the Broward Center

Al Jarreau, Photographer: Marina Chavez

While singing for fun, Jarreau graduated with a master's degree in vocational rehabilitation and was working as a social worker and a rehabilitation counselor when he met the late George

Duke at the Half Note Club. After tearing it up during a Sunday night jam session, he joined Duke’s trio for three years and recently released a loving tribute to Duke, My Old Friend. Jarreau went on to win seven Grammy Awards, was named by Time magazine as “the greatest jazz singer alive” and earned a star on the "Hollywood Walk of Fame. Jarreau has released numerous hits including “All Fly Home,” “Rainbow In Your Eyes,” “Take Five,” “Never Givin’ Up,” “We’re In This Love Together,” “Boogie Down,” “Blue Rondo A La Turk” and the theme from the TV series Moonlighting. Osborne rose to fame from drummer to lead vocalist to a first-rate solo artist, whom music industry publication Radio and Records named “the number-one hit maker of the 1980s.” Osborne’s many hits include “Stay With Me,” “On the Wings of Love,” “She’s on the Left,” “You Should Be

Mine (The Woo Woo Song),” “We’re Going All The Way,” “Don’t Get So Mad” and “I Don’t Need No Light.” It will be a night of pure entertainment when these two legendary voices join for one incredible concert. The Broward Center for the Performing Arts is located at 201 SW Fifth Avenue in Fort Lauderdale. Buy tickets to the September 19 concert online at or or by phone at (954) 462-0222.

Jeffrey Osborne




Your Quick Pick is her fast track to culinary school. E V E RY



When you play your favorite Florida Lottery games, a portion of ticket sales goes to support education in our state. In fact, you’ve helped us raise over $28 billion for Florida education – money that helps support K-12 programs and funds Bright Futures scholarships, which have allowed more than 700,000 students to realize their college dreams. So keep playing, because Florida students are winning.

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Legacy South Florida  

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