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IN THE

International Credit Union Week SCAVENGER HUNT

There will also be cookies and juice in the lobby all week to celebrate the credit union difference!

INTERNATIONAL CREDIT UNION WEEK

OCTOBER 17-21, 2011 TACU ANNIVERSARIES

FOLLOW US ON FACEBOOK! FACEBOOK!

TACU CLOSINGS

Beth F. (Head MSR) 12 years Dawn P. (Accounting) 12 years Deveni F. (New Accounts) 5 years Connie B. (New Accounts) 9 years

TACU has a Facebook page! Check it out regularly for fun ways to be smart with your money!

TACU will be closed November 11th for Veteran’s Day and November 24th for Thanksgiving.


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Mortgage Rates at Historic Lows! RATES IN THE 3’S and 4’S! Now is a better time than ever to buy or refinance a home! TACU has many customizable loan programs available. Stop by the credit union office and our Mortgage Loan Officer, Eric, will help you find the best one for your needs.

Theft & ID Fraud Keep your Debit Card Safe Many people believe security measures should be taken only during transactions or other financial related situations; however, there are a number of things you can do in your everyday life to ensure the protection of all of your personal information. These additional safety tips will help safeguard you and your household against theft and identity fraud:

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Shred all personal and/or financial documents before disposing of them. Destroy unused credit, ATM and debit cards. Remove mail promptly from your mailbox. Match receipts to monthly billing statements. Memorize PINs, passwords and Social Security numbers. Use longer, more complex PINs and change them periodically. Sign all debit and credit cards immediately. Notify financial institutions of address changes in advance. Immediately report any unauthorized activity. Never use your PIN as a password

940 North Superior Avenue  PO Box 940 Tomah, WI 54660 Ph: 608.372.4736 Fax: 608.372.4394 www.tacuonline.com


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‘Tis the Season to be Saving 2012 Christmas Club Accounts Now Open Since the weather is still relatively warm, it’s hard to imagine buying Christmas gifts and putting up a tree. But there are only about two and a half months until Christmas and the 2011 Christmas Club accounts have closed, leaving you with the money and freedom to begin holiday purchases. Using Christmas Club accounts allow you to save on holiday spending throughout the year. All you need to do is put some money in the account each month based on how much you spent this year and arrange to have that amount automatically deducted from your paycheck or checking account. This way, next year you'll have all the money you need for those holiday gifts. Plus, you'll earn interest rather than paying interest. The minimum to open a Christmas Club account is $25 and you receive your choice of a glass Christmas ornament from TACU each year you open an account. Ornaments become available October 1 at TACU. Don’t forget to ask for yours! If you would like to open a TACU Christmas Club Account, simply stop by TACU to set up the account and receive your free ornament.

Coats for Kids

Give those old coats to kids in need TACU will once again be a drop-off site for the Coats for Kids drive. If there is anyone who would like to donate children’s winter coats, jackets, scarves, hats, mittens, and boots they may bring their items to TACU from September 30 through October 24. Donations must be cleaned and in good repair. Last year, the drive was able to collect 1,600 coats, hats, mittens, boots, and scarves. We hope you can help make this year even more successful! Coats will be distributed free of charge on Friday, October 28 from 4:00-8:00pm and Saturday, October 29 from 10am-noon at the Lighthouse of Assembly of God at 762 Highway 16 West in Tomah. Coats for Kids is jointly coordinated by Lighthouse Assembly of God and The Parenting Place (formerly Family Resources).

940 North Superior Avenue  PO Box 940 Tomah, WI 54660 Ph: 608.372.4736 Fax: 608.372.4394 www.tacuonline.com


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It’s that time again! Scholarship Applications Ready TACU will award up to $1,000 in scholarship money each year. The money may be given to an individual recipient or be divided among multiple recipients at the discretion of our scholarship committee. Eligibility Requirements: The applicant must be a member or a child of a prime member of TACU and the applicant must be enrolled, or plan to enroll, in a school of higher education on a full time basis in the school year following the one in which they are applying for the scholarship. Application Process: The applicant must complete the TACU Scholarship Application which can be picked up at the TACU main office or the Tomah High School Student Branch. Applications may also be printed from the website at www.tacuonline.com. Once complete, the application should then be submitted to TACU on or before April 2, 2012. The award(s) will be presented in May either at the Tomah High School Awards Banquet if the recipient is attending, or the recipient will be notified in writing. The winner(s) will receive a check made payable to them and the school of their choice. If you have questions regarding the TACU Scholarship please call 608-372-4736.

Attention Parents! In-School Programs at Tomah Schools

Starting at La Grange Elementary School

At Tomah High School

Once a week, students can make small deposits into their 5-Spot Savers Club account while at school! It’s never too early to teach the importance of money management and saving.

Tito’s TACU will be open at Tomah High School again this year. The high school branch is open Mondays and Fridays during lunch periods.

The program will start at La Grange Elementary and may be included at other elementary schools later in the school year.

TACU provides basic services at school so teens learn to become financially responsible adults.

La Grange deposit days will be on Tuesdays.

940 North SuperiorInsured Avenueby NCUA PO Box Tomah, WI 54660 Federally up940 to $250,000 Ph: 608.372.4736 Fax: 608.372.4394 Equal Housing Lender www.tacuonline.com www.tacuonline.com


TACU September Quarterly Newsletter