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FEBRUARY 2019

House panel OKs bill lowering age of criminal responsibility from 15 to 9 years old

he House Committee on Justice approved the substitute bill seeking to lower the age of criminal responsibility from 15 years old to nine years old. During its meeting after an executive session, the justice panel approved the motion of Deputy Speaker Fredenil Castro to approve the substitute bill to House Bills 2, 505, 935, 1609, 2009 and 3973—all seeking a lower age of criminal responsibility. Under the bill, a child nine years old and below at the time of the commission of offense would be exempted from criminal liability, while those above nine years old but under 18 years old would be exempted from criminal liability unless the minor acted

with discernment. House panel chair Oriental Mindoro Representative Salvador Leachon, in his opening speech, explained that the measure is not meant to put children in jail, but to reform them. At the same time, they will not branded as criminals but children in conflict with the law. He also said his committee considers such measure as a legislation. “The Committee recognizes that the youth is an integral part nation-building and the State must ensure and preserve their overall well-being,” he said. Leachon stressed that there has been an “alarming” increase in the number of syndicates that use minors in performing criminal acts. “It is but the time to pass this bill to protect

your children from being used by ruthless and unscrupulous criminal syndicates to evade prosecution and punishment,” Leachon said. “The current Congress gives utmost importance to legislative measures that ensure the safety of our future generations,” he added. Child rights groups and even Vice President Leni Robredo, however, opposed the approval of the measure, saying that children in conflict with the law are in need of help, not punishment. “Sa ating mga kasamahan na mga mambabatas, iyong lowering the age of criminal liability, maawa naman po tayo sa ating mga kabataan,” Robredo said in a radio interview.

“Imbes na parusahan natin sila, tulungan natin—tulungan natin na makapagbagong buhay,” she added. Meanwhile, Lotta Sylwander, representative of UNICEF Philippines, on Friday said that lowering the age of criminal responsibility “goes against the letter and spirit of child rights.” “There is a lack of evidence and data that children are responsible for the increase in crime rates committed in the Philippines. Lowering the age of criminal responsibility will not deter adult offenders from abusing children to commit crimes,” she added. Leachon is hoping that the measure will be enacted into law before the 17th Congress ends in June this year. —GMA News

No need to submit birth certificate in renewing E-passport — DFA

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here is no need for holders of expired or expiring electronic passports to submit their birth certificates when renewing, the Department of Foreign Affairs (DFA) said. DFA Assistant Secretary Elmer Cato made this clarification on Twitter after some netizens aired their concerns on the renewal of their passports. Yes, if the passport being renewed is an electronic passport, applicants don’t have to present original birth certificates as we should already have captured those at the time of application. Those with non e-passports issued before 2011 will have to present those documents. — Elmer G Cato (@elmer_cato) January 12, 2019

Foreign Affairs Secretary Teddy Boy Locsin earlier disclosed that a contractor made off with passport related data when the contract was terminated. “Because previous contractor got pissed when terminated it made off with data. We did nothing about it or couldn’t because we were in the wrong,” Locsin said in a tweet posted on Jan. 9. “It won’t happen again. Passports pose national security issues and cannot be kept back by private entities. Data belongs to the state,” he added. This was in response to an earlier tweet from Cato instructing applicants who are renewing brown or green passports or maroon machine-readable passports to submit birth certificates as the DFA would need to “capture and store the document” in its database as the agency “no longer have the physical copy of the document submitted when they first applied.” —Inquirer


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FEBRUARY 2019

MPD reopening ‘honesty store’

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he Manila Police District (MPD) has announced the reopening of its “honesty store” later this month as it clarified that the closure was only temporary and not due to unscrupulous members among its ranks. “It’s true that the store has lost a hefty (sum) of money but … the losses have been replaced. Besides, the store was not put up as an income-generating project,” MPD spokesperson, Supt. Carlo Manuel, said over the weekend. “The intention of (the) honesty store is to show the honesty of policemen,” he told the Inquirer. Manuel said that it was decided to temporarily shut down the store over a week ago to give way to the many activities taking place at the lobby of the MPD headquarters on United Nations Avenue where the store was situated. While the MPD Finest Brotherhood, the cooperative in charge of the store, had reported a loss of P20,000 (in cash and goods) since the project started in June last year, Manuel said the establishment would resume operations as MPD officials were confident it would still serve its original purpose. The brainchild of former MPD director, Chief Supt. Rolando Anduyan, the “Manila’s Finest Honesty Store” was the first of its kind in the Philippine National Police. It operated on the same principle being used at the famous Honesty Coffee Shop near the Port of Ivana in Batanes province. Using the honor system, customers were

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OFW pre-screen counters to lessen queues at NAIA

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expected to pay for the goods they took from the unmanned store by leaving their money in a box inside the establishment. MPD officials lamented that some buyers might not have paid the correct amount for their purchases, resulting in losses. Manuel, however, refuted claims that MPD members themselves were the ones who stole the store’s goods, saying they would not do this since “they know there’s a closed circuit television camera and they would not risk their reputation” by doing such a thing. He added that the MPD had been reviewing footage taken by a CCTV camera and it showed that the thefts might have been done by dishonest visitors or guests. On Aug. 15 last year, an inventory conducted by the

MPD cooperative running the store revealed that P15,000 worth of goods and money were missing. Police investigators identified a certain “Nanay Lisa” as the culprit. A former MPD aide, she ran errands for policemen and lived inside the headquarters for several years. However, footage taken by a CCTV camera on July 23, 2018, showed her taking some goods from a shelf in the store and putting them in her bag. According to Manuel, Nanay Lisa has not been seen since at the MPD headquarters which is why no charges have been filed against her. So far, the videos haven’t caught policemen stealing from the cash box or the store, but we will continue to monitor the store’s operations,” he said. —Inquirer

he Bureau of Immigration (BI) has formed a special team that will focus on conducting pre-screening of overseas Filipino workers (OFWs) and attend to their immigration needs at the airport. In a memorandum order, BI Port Operations Division chief Grifton Medina has designated OFW counters which shall only be used exclusively by OFWs. The BI personnel at the Ninoy Aquino International Airport (NAIA) and other ports have implemented a scheme to expeditiously process departing OFWs. The directive complies with the order of President Rodrigo Duterte to BI Commissioner Jaime Morente that immigration departure formalities for OFWs be conducted expeditiously and efficiently. “Our objective is to see to it that our modern-day heroes are given all the care and courtesy that they deserve in sacrificing not only for their families but for the country as well,” Medina said in a recent statement. In case of long lines in OFW counters, members of the Bureau’s Travel Control and Enforcement Unit (TCEU) shall speed up the queues by inspecting and ensuring that the passengers’ travel requirements are complete while they are still on the line. LESSEN

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MIAA installs new baggage monitors

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he Manila International Airport Authority (MIAA) has boosted transparency and security at the Ninoy Aquino International Airport (NAIA) with the installation of monitors at the baggage carousels in Terminals 1, 2, 3 and 4. Passengers waiting for their baggage at the carousel can now view what is happening to it while on the ground and how the ground handlers take care of them. Among the common complaints of passengers in 2018 were baggage theft and damaged bags.MIAA Media Affairs Division head Jess Martinez said on Friday that the project, “Supply, Installation, Testing and Commissioning of CCTV System / Baggage Monitors at NAIA T1, T2, T3 and T4”, started on November 6 last year and was completed last December 31. The total cost for this project reached PHP2,117,400. Under the Air Passenger Bill of Rights (APBR), airlines are responsible for lost or damaged baggage. Carriers are liable for proven damages up to 100,000 SDR (special drawing rights), a mix of currency values established by the International Monetary Fund, according to Civil Aeronautics Board chief legal officer, Wyrlou Samodio. Samodio said this is why it is important for passengers to declare if they have valuables in their baggage, and to approach the carrier first if they have complaints over lost or damaged bags. Despite the fact that the airlines are responsible for the passengers’ baggage, Martinez said MIAA had this project “for transparency and to augment security measures” at the airport. —filipinotimes.net

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Celebrity muling naging maalab ang relasyon

uling nakapanayam si RR

Enriquez,

model/

Dancer/Host ng sikat na

noontime show ng “Wowowee” sa ngayon sobrang saya at kuntento na ang lovelife niya dahil sa tulong ng

Dream Love 1000 sexual perfume, gawa sa England na may 3D hologram model image silver seal.

Dati rati naiinis si RR sa

kasintahan na si JayJay Helterbrand (Star player ng Ginebra) dahil sa

tuwing

uuwi

ang

kanyang

kasintahan galing sa practice ay

RR Enriquez, model/Dancer/Host ng sikat na noontime show ng “Wowowee”

actress tv/host na si RR Enriquez na kadalasang pagod na ito at gusto ng manager ay namasyal dito. siya naman ngayon ang sumusuko Hindi na nya kailangan yayain ang magpahinga. Simula ng gumamit siya nitong imported attraction kasintahan para sila’y magtalik dahil sa boyfriend niya dahil sobrang perfume na binili niya mula sa EEC kusa na itong lumalapit sa kanya at hilig nito sa pakikipagtalik sa kanya. Elite Mart sa Chungshan sa halagang nagpaparamdam na gusto nitong Nagbiro pa si RR at sinabing, “Ako na NT$560 lamang nang sila nang makipagtalik kahit pa pagod ito ang bagong kuRRacha ang babaing galing sa practice. Nagbiro pa ang walang pahinga.”


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FEBRUARY 2019

Gov’t bolsters financial literacy initiatives for OFWs

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he Philippine government has bolstered its financial literacy initiatives for overseas Filipino workers (OFW) by integrating finance and investment topics in all OFW pre-departure briefings, Labor Secretary Silvestre Bello III said. “To help develop a culture of savings among our modern-day heroes, OWWA (Overseas Workers Welfare Administration) is incorporating topics on financial literacy and investment opportunities in the predeparture orientation seminars. Doing this will certainly help our OFWs in managing their finances abroad,” Bello said in a statement read by Philippine Overseas Employment Administration (POEA) Administrator Bernard Olalia in a forum in Pasay City.

During the National Forum on Migration and International Migrants’ Day celebration in Pasay, Philippine Migrants Rights Watch chief Carmelita Nuqui said OFW remittances reached a total of USD21.3 billion in September 2018 alone. “OFWs have been instrumental to our country’s development by sustaining our economy through remittances. While these figures are considered a welcome development to our country’s economy, there are also concerns regarding this,” Nuqui said. “As we have been interacting with various OFWs and communities overseas, we learned how they gather funds to send to their loved ones. Most of our OFWs send a large percentage of their living allowances back to

their families,” she added. In most cases, these OFWs resort to loans to provide for their families resulting in debt bondage that forces them to return or even stay longer in their host countries. Phearl Benong, member of the Ministry of Migrants at the Diocese of Imus, nodded in agreement that OFWs leave few to none of their salary for themselves abroad. Benong, a former domestic helper abroad, has worked for 13 years abroad in Singapore, Taiwan, and Hong Kong. “Ako, lahat ng suweldo ko noon, ipinapadala ko sa pamilya ko (I sent my full salary to my family),” she said. “Yung iba doon nagpa-part time, para lang may pang-food allowance dahil ang sahod

nila para lang sa Pilipinas talaga (Some of the OFWs there even work part time just so they could have food allowance because their salary is already dedicated to their families back home),” she added. Bello said DOLE acknowledges this issue as the lead government agency tasked to oversee the welfare and interest of OFWs. “It is our responsibility to provide comprehensive assistance to the Filipino migrants and their families. It is also a moral obligation for the government to help OFWs in managing their finance,” he said. Aside from the financial literacy initiatives, the government established an overseas Filipino bank to cater to the special needs of Filipino migrants early this year. —PNA

SSS amendments measure ready for PRRD’s signature

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measure seeking to overhaul the Social Security System’s (SSS) charter has been transmitted to Malacañang early this week for the President’s signature. Sen. Richard Gordon, chairman of the Senate Committee on Government Corporations and Public Enterprises and author and sponsor of Senate Bill 1753, said once signed into law, both land-based and sea-based overseas Filipino workers (OFWs) would be covered, “provided that they are not over 60 years of age.” Earlier, SSS president and chief executive officer Emmanuel Dooc said the enrolled bill, signed by Senate President Vicente C. Sotto III and House of Representatives Speaker Gloria Macapagal-Arroyo, has yet to be transmitted to the Office of the President for signing. Dooc said the bill is expected to generate P16 billion in premium collections in a year. He said the adjustments would be able to help extend the fund life of the SSS. The bill would repeal the 21-year old Social Security Law, or Republic Act 1161, as amended by Republic Act 8282 and expand the powers of the SSS to ensure the long-term viability of the said system. In particular, the amendment aims to empower the Social Security System Commission to increase benefits, condone penalties, and rationalize investments, among others. The bill would ensure the mandatory SSS coverage for overseas Filipino workers. Gordon said the move may help expand the number of OFWs with SSS coverage from 500,000 OFW members to two-and-a-half million members. It also provides unemployment insurance for SSS members who will be displaced involuntarily. One of the main provisions of the bill seeks to increase the contribution of SSS members by one percentage point every other year starting 2019 until the current rate of 11 percent rises to 15 percent by 2025. It would also adjust the minimum and maximum salary credit of members. The measure would also give the SSS Commission the power to determine the salary credit and monthly contributions of members, which would allow it to increase contributions “depending on the actuarial survey.” Gordon said the expanded powers are needed since it would allow the SSS management to increase the salary credit and contribution of employees “considering that at present it is only limited to P16,000 which yields very little benefit.” At the same time, the SSS would also be empowered to invest its Reserve Funds to “grow the wealth of SSS and ultimately yield higher income.” “The SSS must be given a chance to do what they can for the people because the government could not base its policies on fear but on trusting the people, especially those with tremendous responsibility,” he said. Congress approved the bicameral report on the disagreeing provisions of Senate Bill 1753 and House Bill No. 2158 last month. The Senate version of the bill was earlier passed on third and final reading last October 8, 2018. —senate.gov.ph


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Kaakit-akit na porselanang kutis at mapangakit na shaped sexy curves nakamit

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Linda Gabuya (Before)

ng mahabang p a n a h o n g pagpapalabis sa iba’t-ibang uri ng pagkain ay nauuwi sa pagiging overweight at maaari ring umitim at sirain ang kutis kasama ang maraming outbreaks? Nadiskubre ni Linda Gabuya ang pagkahilig na kumain sa mga fast foods at high-calorie snacks ay nakakadagdag ng extra pounds. Napuna niya ang pagdagdag ng timbang at marami ng nasubukan na mga pampapayat ngunit hindi siya nakuntento hanggang sa mabasa niya sa magazine ang patotoo ng mga

kababaihan na nagkarooon ng sexy figure at makinis na kutis dahil sa paggamit ng upgraded Dream Love 1000 5 in 1 body essence lotion, gawa sa England na may 3D hologram model image silver seal. Bumili siya nito mula sa EEC Elite Mart sa Nantzu sa halagang NT$590 lamang. Ginamit niya ang lotion ayon sa instruction sheet at pagkatapos gumamit ng 2 tubes sa loob ng 5 linggo, nabawasan ng 2 inches na taba sa baywang, 2½ inches naman sa balakang at nagkaroon ng sexy legs. Mas lalong pumuti at umaliwalas ang kanyang kutis pati mga kaibigan ay namangha.

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Linda Gabuya (After)


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FEBRUARY 2019

Villanueva’s work-from-home bill signed into law

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enator Joel Villanueva welcomed the signing into law of his bill which allows employees in the private sector to telecommute or work-from-home. RA 11165 or An Act Institutionalizing Telecommuting as an Alternative Work Arrangement for Employees in the Private Sector encourages employers to adopt telecommuting - a work arrangement that allows an employee to work from an alternative workplace with the use of telecommunication and/or computer technologies. While the adoption of the work-fromhome scheme will remain as employers’ prerogative based on a mutual agreement between the employer and the employee, Villanueva stressed that the telecommuting program should not be less than the minimum labor standards set by law including that for health and safety of workers, schedule and workloads, work hours and social security. “We thank the President for supporting

our bill that will promote our workers’ right to work-life balance and flexible work arrangement,” Villanueva, principal author and sponsor of the law, said. The senator, who is also the chair of the Senate committee on labor, employment, and human resources development, added that the law in itself has enough safeguards to ensure that the rights of home-based workers are protected by giving them equal pay, leave benefits and promotion as their counterparts in the office. Aside from promoting work-life balance, the law also targets to address traffic congestion and its tremendous effect on the country’s economy. Under the law, the Department of Labor and Employment (DOLE) is expected to come up with guidelines that will ensure the “fair treatment” provision of the measure such as the: — Rate of pay, including overtime and night

shift differential, and other similar monetary benefits not lower than those provided in applicable laws, and collective bargaining agreements; — Right to rest periods, regular holidays, and special non-working days; — Equivalent workload and performance standards as those of comparable workers at the employer’s premises; — Access to training and career development opportunities as those of comparable workers at the employer’s premises, and be subject to the same appraisal policies covering these workers; — Appropriate training on the technical equipment at their disposal, and the characteristics and conditions of telecommuting; and — Collective rights as the workers at the employer’s premises, and shall not be barred from communicating with workers’ representatives.

The Telecommuting law further provides for the establishment of a telecommuting pilot program in select industries for a period of not more than three years to enable DOLE to determine the advantages and disadvantages of a telecommuting program in the Philippines. “We greatly extend our gratitude to our counterpart in the House and our fellow colleagues who supported our well-meaning advocacy to produce a cohesive and strong policy that gives our workers meaningful work-life balance and an option to work under a flexible work arrangement,” Villanueva said. “With this recently signed law, we can now have a stable and consistent legal framework that can provide an enabling environment to encourage participation and enforce compliance among enterprises, big or small. This is indeed a fitting New Year’s welcome for our dedicated Filipino workers” the senator added. —senate.gov.ph

programs, and social benefits from OWWA. “Sa mga mahal naming OWWA E-card holders, ready po tayo to assist you here in NAIA 3,” OWWA Administrator Hans Leo Cacdac said in his Twitter account @ HansLeoCacdac. Earlier, the OWWA official urged vacationing OFWs to avail of the OFW e-card. To avail of the e-card, one must simply register at the OWWA website, https://owwa. gov.ph/. OFWs may claim their e-CARD at the

OWWA Central Office or at the OWWA Regional Offices, upon their return to the Philippines or through their family member, provided that they present an authorization letter and a copy of the OFW’s passport identification page. When availing of OWWA programs and services, the agency said OFWs may present the OFW e-CARD at any OWWA Regional Welfare Office in the country or at the Philippine Overseas Labor Offices (POLO) and Embassies/Consulates in their jobsites.

The OFW e-Card is available for free to all Balik- Manggagawa OFWs with an active OWWA membership, a valid Overseas Employment Certificate (OEC) or Exemption Number, and a valid passport. The OFW e-CARD also has a digital version through the OWWA Mobile App and may also serve as a valid government ID. OWWA said it contains a unique OFW membership number and QR code as security features to prevent data breach.

OWWA sets up OFW E-card assistance desks at NAIA terminals

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he Overseas Workers Welfare Administration (OWWA) has set up assistance desks at the Ninoy Aquino International Airport (NAIA) Terminals 1 to 3 to assist overseas Filipino workers especially those who have questions regarding the “OFW E-card.” The e-card, which may be used as valid government ID, serves as proof of active OWWA membership and provides easy access to welfare services, scholarships, training


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11.6 mil. Pinoy families consider themselves poor in Q4 — SWS

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he proportion of Filipino families who consider themselves poor declined in the fourth quarter, according to a new Social Weather Stations survey, marking the first such decline in two consecutive quarters. Results of a December 16 to 19 SWS poll of 1,440 adults showed 50 percent — or an estimated 11.6 million families — consider themselves “mahirap” or poor, down by two points from 52 percent (estimated 12.2 million families) recorded in the September survey. Of the 50 percent who classified themselves as poor, 7 percent were “newly poor” while 6 percent were “usually poor,” SWS reported. The remaining 37 percent said they were “always poor.” The slump in self-rated poverty in December was recorded following a 10-point

A woman cooks fish paste for their lunch beside their shanty Along NIA Road in Quezon City.

spike registered in two straight quarters. Families who said they’re poor rose to 48 percent in April-June period from 42 percent in the first three months. In the third quarter, it jumped by four points to 52 percent.

PhilHealth expands coverage for early detection of congenital disorders

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he Philippine Health Insurance Corp. (PhilHealth) has expanded its coverage of essential health services for newborns to enable early detection and management of congenital disorders that may lead to mental retardation. These disorders may also result in death if left untreated, PhilHealth said. Under Circular No. 20180021 which took effect last Jan. 5, PhilHealth introduced the enhanced Newborn Care Package, increasing the amount of coverage from P1,750 to P2,950. This pays for supplies for essential newborn care such as Vitamin K, eye ointment, vaccines for hepatitis B and BCG; expanded newborn screening test such as auditory screening, and professional fees. The essential newborn care also includes immediate drying of the baby, early skin to skin contact, timely cord clamping, non-separation of mother/baby for early breastfeeding initiation and weighing of the baby. The circular showed the expanded newborn screening test will be able to detect endocrine, amino and fatty acid disorders; organic acid, urea cycle defect, cystic fibrosis, hemoglobinopathies, biotinidase deficiency, and other disorders. Newborn screening was integrated into the public health delivery system with the enactment of Republic Act 9288 or the Newborn Screening Act of 2004. It is aimed to detect at the earliest stage certain genetic and metabolic conditions that may lead to mental retardation or morbidity if left untreated. According to PhilHealth, the enhancement in the package is in support of the National Comprehensive Newborn Screening System which expanded the screening from six to over 28 disorders, pursuant to Department of Health Administrative Order No. 20140045. The AO issued guidelines on the implementation of the expanded Newborn Screening Program. The enhanced package will be dispensed to qualified newborns delivered in all accredited health care institutions that perform deliveries and provide newborn care, including hospitals, infirmaries/ dispensaries and birthing homes/lying-in clinics. To ensure entitlement to this benefit, “newborns need to be in the facility for at least 24 hours after birth except those who warrant immediate referral to a higher level facility,” PhilHealth said. The agency has encouraged all active and expecting members “to avail of the package in order to provide newborns with the needed services that will help reduce morbidity and mortality and eliminate the costs associated with treatment and care of lifelong debilitating conditions.” —Philstar

“The two-point nationwide decline in Self-Rated Poverty in the fourth quarter of 2018 was due to a sharp decrease in Mindanao and a slight decrease in the Visayas, offset by increases in Metro Manila and Balance Luzon,” SWS said. Despite the decline, SWS said self-rated poverty averaged 48 percent in 2018, two points up from 46 percent in 2017 and the second consecutive increase since 2016. The pollster also found 34 percent (estimated 7.9 million) of Filipino families rated their food as poor in the last three months of 2018, two points below the 36 percent (estimated 8.5 million families) in the preceding quarter. That yielded an annual “self-rated food poverty” average of 33 percent that was unchanged from the previous year but two

points above the record-low 31 percent in 2016. “The two-point nationwide decrease in Self-Rated Food Poverty in the fourth quarter of 2018 was due to decreases in Mindanao and the Visayas, combined with a slight increase in Metro Manila and unchanged value in Balance Luzon,” the pollster said. According to SWS, a low-income household needs a monthly budget of P10,000 to not consider itself poor in general. Of that amount, respondents in the December poll said they lack P5,000 in monthly home expenses, or half of the amount they said they need. Meanwhile, SWS said a family needs P6,000 per month to not classify their food as “poor.” But in the fourth quarter, poor households said they lack P2,500 of that amount. —Philstar


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abighani ako sa ganda ng aking misis nuon bago pa lamang kaming magkakilala. Ito ang nagbunsod sa akin upang suyuin siya hanggang magkagustuhan kami. Naging magkasintahan kami at nang makatapos kami sa Kolehiyo ay tuluyan na kaming nagpakasal. Nagkaanak kami nang tatlo sa magkakasunod na taon at lumaki ang aming mga gastusin sa mga pangangailangan gaya ng pagkain, tirahan at iba pa. Buong akala ko ay sapat na ang nagkagustuhan at iyon na ang magdadala sa magandang pagsasama. Subalit gawa ng pagbigat ng karga sa buhay, medyo nadagdagan ang mga sigalutan o di pagkakaunawaan. Minsan, nag-alsa balutan si misis matapos ang aming salungatan at tatlong araw nawala. Hinanap ko siya. Natagpuan ko sa kanyang pinsan at hinimok na umuwi na. Sa puntong iyon, nabuksan ang mata ko sa katotohanan na hindi pala madali ang pag-aasawa. Marami palang bagay na kailangan liwanagin upang maging handa ang mag-asawa sa mga hamon sa buhay. Gawa ng aming karanasan at kaalaman, nais kong ibahagi sa mga binata at dalagang nagnanais lumagay sa pag-aasawa kung ano-ano ang

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FEBRUARY 2019

Storya ng pag-Ibig

mga nararapat na pagbulayan bago tuluyan pasukin ang pag-aasawa. Sa mga may asawa na, maaaring makapulot kayo ng mga bagay na makatutulong palakasin ang inyong pagsasama. Pagbulayan ang mga sumusunod na puntos. Pananampalataya. Nang makasal kami ng misis ko nuon ng hindi pa ako kumikilala na may Diyos. Para sa akin, edukasyon ang sagot sa problema ng tao. Si misis naman deboto sa kanyang kinalakhan relihiyon. Ito ay nagdala ng kalituhan sa aming pagsasama. Maraming bagay na salungat ang aming pananaw kaya nahirapan kaming sa pagsasama. Buti na lamang at wala pang gaanong malay ang aming mga anak nuon. Kundi, malamang maguguluhan lamang sila sa mga salungatan naming mag-asawa. Nangyari na dinapuan ako ng matinding sakit. Natanto ko na kung ako ay tuluyan masisira gawa ng aking sakit, paano maitataguyod ang aking mga anak? Nawalan ako ng pag-asa maging sa aking mga sinasandalang pananaw at propesyon ko. Wala rin palang kapangyarihan at magagawa ang mga ito sa harap ng ganitong situasyon. May mangangaral na nagpayo sa akin na si Jesu Cristo lamang ang tanging makatutulong sa aking kalagayan. Duon ko naisip na maging ang mga doktor ay nakasandal din sa Diyos sapagkat sa kanya din galing ang kanilang abilidad at kaalaman magpagaling. Marami rin mga lider ng bansa ay umaasa din sa tulong ng Diyos sa pamamahala ng kani-kanilang bayan. Sino ako upang magmalaki sa Diyos na lumalang sa akin? Sino ako para magmalaki sa Kanya? Taos sa puso na nagpakumbaba ako sa Diyos Ama at

humingi ng kapatawaran sa aking pagtanggi o pagsuway sa Kanya. Nagsisi at nanalig ako ng buong puso na si Jesu Cristo ang Bugtong na Anak ng Diyos ay pumarito sa lupa upang mamatay sa krus sa ikapapatawad ng aking kasalanan (1 Cor. 15:3). Duon nawala ang aking kabalisahan at higit sa lahat, pinagaling Niya ako. Suminag ang liwanag nang pa-asa sa buhay. Natanto ko ang kahalagahan ng pagkakaroon ng pananampalataya. Kaya, ganito ang payo ng Biblia tungkol kung sino ang pakikisamahan sa buhay upang maiwas sa disgrasya ang pag-aasawa, “Huwag kayong makisama sa mga di-sumasampalataya na para bang kapareho ninyo sila. Maaari bang magsama ang katuwiran at ang kalikuan? O kaya'y ang liwanag at ang kadiliman( 2 Cor. 6:14)? Nais ng Diyos na idala tayo sa mabuting pagsasama.  Mula nuon, nagkasundo kami ni misis at naging maayos ang aming pagsasama sa hirap at ginhawa. Iisa kami sa pananalig sa iisang buhay na Diyos. Malaki ang pagbabagong dulot ng pagkakasundo sa pananampalataya. Nagkaisa kami sa mga bagay na pahahalagahan, paninindigan, at hahangarin ayon sa aral at kalooban ng Diyos. Don’t get me wrong, mayroon pa rin mga di pagkakaunawaan ngunit hindi na nakakasira sa katiwasayan ng buhay at na-reresolba at naaayos sa tamang paraan at usapan. Dati ang tiwala namin ay nasa sarili ngunit natutuhan naming ilipat sa Diyos sapagkat sinabi ng Biblia, “Kay Yahweh ka magtiwala, buong puso at lubusan, at huwag kang mananangan sa sariling karunungan. Sa lahat ng iyong gawain siya nga'y alalahanin  upang ika'y patnubayan sa iyong mga tatahakin. Huwag mong ipagyabang ang iyong nalalaman; igalang mo't sundin si Yahweh, at lumayo ka sa kasamaan.  Sa gayon, ikaw ay lalakas at magiging matatag, mawawala ang pighati, gagaling ang iyong sugat (Kawikaan 3:5-8).” Lumakas at nakatindig kami sa mga hamon sa buhay. Malamang kung hindi kami natuto magtiwala sa Diyos, hindi ko na alam saan pupunta ang aming pagsasama at epekto sa aming mga anak. Pagpapakumbaba. Sa tutuo lang, bago namin nakilala ang Diyos, pataasan kami ng ere ng misis ko. Mas mataas at malakas ang boses ko sa misis ko at hindi ako patatalo kahit baluktot ang katuwiran ko. Subalit, kabado rin ako kapag nanlaki ang magandang mata ng misis ko. Batangas girl siya (Ala, eh) kapag nagalit. Marunong siyang humawak ng balisong. Puedeng lagyan ako ng gripo sa tagiliran kapag nagmalabis ako. Ngunit sa gabay na rin ng Diyos, natutuhan naming magpakumbaba sa isa’t-isa sa mga tagubilin ng Diyos. Bilang ama at ulo ng tahanan, kinailangan kong magpakumbaba sa utos ng Diyos, “ Mga ama, huwag ninyong ibunsod sa galit ang inyong mga anak sa halip ay alagaan ninyo sila sa pagsasanay at sa turo ng Panginoon (Efeso6:4).”Sinabi pa rin ng Biblia sa mga kalalakihan, “Ngunit magsalita ka ng mga bagay na angkop sa mabuting aral. Ang matatandang lalaki ay maging mapagpigil, may karapat-dapat na ugali, ginagamit nang mabuti ang isip, may mabuting pananampalataya, pag-ibig at pagtitiis( Titus 2:1-2).”  Sa mga kababaihan, ganito ang bilin, “Sa ganoon ding paraan ang kilos ng mga matatandang babae ay maging karapat-dapat sa mga banal, hindi mga mapanirang-puri, ….. Sila ay maging mga guro ng mga bagay na mabuti. Dapat silang maging ganito upang kanilang maturuan ang mga nakababatang babae na maging mapagmahal sa kanilang asawa at mapagmahal sa mga anak. Turuan mo rin silang gumamit nang maayos ng kanilang isipan, maging

dalisay, maging abala sa sariling bahay. Turuan mo silang maging mabuti, magpasakop sa sarili nilang asawa upang huwag mapagsalitaan ng masama ang salita ng Diyos( Titus 2:3-5).” Ganito naman ang bilin ng Biblia sa mga anak, “Mga anak, sundin ninyo ang inyong mga magulang sa Panginoon dahil ito ay matuwid. Igalang ninyo ang inyong ama at ina. Ito ang unang utos na may pangako:Gawin ninyo ito upang maging mabuti para sa inyo at kayo ay mamuhay nang matagal sa lupa (Efeso 6:1-3). Nagpailalim at nakipag-isa kami sa aral ng Diyos at pinagtulungang ihubog ang mga anak ayon sa mga turo ng Diyos. Naging magaan naman gampanan sapagkat tumutulong ang Banal na Espirito ng Diyos na masagawa ito. Pagpapatawad. Bago pa namin nakilala ang Diyos, kapag nagkagalit kami, matagal ang tampuhan at pagtanim ng galit sa dibdib. Malimit kaming magbatuhan nang sisihan sa kamalian ng isa’t isa. Kapag nagtalo, inuungkat pa namin ang lahat nang pasakit na ginawa ng isa’t isa bagaman iyon ay nakaraan na. Lalo lamang lumalala ang sugat imbes na maghilom. Subalit mula ng isinuko namin ang buhay sa Diyos, naging madali ang magpatawaran sa isa’t isa. Bakit? Ipina-aalala ng Diyos sa aming dalawa na kami ay makasalanan na ipinanganak sa mundo kaya sadyang marupok at nagkakamali (Roma 3:23). Naalala tuloy namin ang sinabi ni Jesus tungkol sa mga Hudyong nais batuhin para mamatay ang babaing nahuli sa pangangalunya,“ Ang sinumang walang kasalanan sa inyo ang siyang maunang bumato sa kaniya” (Juan 8:7). Kaya nga, bago mambato ng kapwa, tanungin muna kung ikaw ay hindi nagkakamali o nagkakasala. Ang pa-alala ng Diyos sa Mateo 6:14-15, “Ito ay sapagkat kung patawarin ninyo ang mga tao sa kanilang pagsalangsang, patatawarin din kayo ng inyong Ama na nasa langit. Ngunit kung hindi ninyo patawarin ang mga tao sa kanilang mga pagsalangsang, hindi rin kayo patatawarin ng inyong Ama sa inyong pagsalangsang.” Nagsilbing aral sa amin iyon. Naging maluwag ang pagpapatawad at mas madali ang pag-aayos sa mga gusot sa pagsasama. Pinansiyal. Nuon wala pa kaming pananalig sa Diyos, ang batayan ng aming relasyon at pagsasama malimit ay umiinog sa salapi. Kapag walang salapi, mainit ang buhay at madaling magkagalit. Malamig ang pag-asa kapag walang pera. Ngunit simula nang pasakop kami sa buhay na Diyos, natuto namin pag-usapan ang katuwiran at palakad sa pananalapi. Sinabi ng Biblia, “Sapagka't ang pag-ibig sa salapi ay ugat ng lahat ng uri ng kasamaan; na sa pagnanasa ng iba ay nangasinsay sa pananampalataya, at tinuhog ang kanilang sarili ng maraming mga kalumbayan (1 Tim.6:10). Naunawaan namin na kailangan ng tao ang salapi ngunit hindi dapat ibigin ang salapi sapagkat hindi Diyos ang salapi. Diyos ang iibigin at sa Kanya umasa sa pangangailangan ng salapi sapagkat Siya ang magbibgay nuon. Nagkataon na pinadadaan lamang sa iba’t ibang paraan. Mula nuon, naging madaling magkasundo at resolbahin ang mga isyu sa gastusin at pangangailangan. Mas madaling makuntento sa kung ano ibinigay sa amin ng Diyos. Hindi naman nagpabaya ang Diyos sa aming tiwala sa kanyang mga pangako. Sa tutuo lamang, si misis ay isang guro at ako naman ay guidance counselor/titser nuon nagsisimula pa lang ang aming buhay magkasama. Pag-ibig Continued on Page 16


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8 Philippine beaches among the best in Asia

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ight Philippine island destinations were cited among the 50 best beaches in Asia in 2018 by a Canada-based online travel agency. The Flight Network ranked Hidden Beach in Palawan as the number one beach in Asia and the third top beach in the world for 2018. You can distinguish this postcard-perfect beach from the rest by one magnificent trait – those unmistakable, protruding limestone cliffs,” the Flight Network said. “Shooting out of the turquoise-blue lagoon straight to the sky, they draw your eyes away from the spectacular reefs and palmlined shores,” it added. Last year, Hidden Beach was cited by Travel+Leisure as among the 13 places to see the bluest water in the world. Joining the Palawan beach in the Flight Networks’ top five are Thailand’s Maya Bay and Railay Beach, India’s Radhanagar beach and Vietnam’s Bai Khem Beach. Apart from the Hidden Beach, seven other Philippine beaches were also cited by

the Flight Network as the top beaches in Asia. Among these are Guyam White Sand Beach in Siargao (No. 13); Palaui Beach in Cagayan Valley (No. 22); Caramoan Island Beach in Camarines Sur (No. 29); Dahican Beach in Mati, Davao Oriental (No. 41); Gumasa

Beach in Sarangani (No. 45); Alona Beach in Panglao, Bohol (No. 46); Kalanggaman Island in Cebu (No. 49); and Paliton Beach in Siquijor (No. 50). The Flight Network’s Asia’s Top 50 Beaches list gather insider knowledge of over 600 journalists, editors, bloggers and

agencies. “The resulting expert guidance ensured our list of Asian beaches offers those that have a taste for adventure, balanced by ultimate relaxation, all the needed insight to plan an unforgettable beach-side journey,” the online travel agency said. “Our life-changing list can help you plan a once-in-a-lifetime odyssey that takes you from the beaches of the Philippines, Thailand and Indonesia, to the shores of India, the Maldives, Malaysia and more,” it added. Moreover, the Flight Network also mentioned Anawangin Cove in Zambales as the 50th top untouched beach in the world. “Imagine a beach sheltered by a glorious mountainscape and evergreen trees. One that takes hours of trekking prior to arrival, with no electricity or mobile signal, but a striking vista that will take your breath away. That’s Anawangin Cove,” the Flight Network said. “This exquisite hideaway is rich with natural treasures and a calm vibe that can make anyone forget about their woes,” it added.

Duterte vows hike in teachers’ salary in 2019

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resident Rodrigo Duterte vowed to increase the salary of public school teachers this year, a promise that he also made in 2018. This after he denied the existence of a government policy to place suspected left-leaning teachers under public surveillance. Budget Secretary Benjamin E. Diokno clarified that the salary adjustment intended for government employees is

already embedded in the 2019 President’s budget, which is pending in Congress. “All government employees will get an increase in pay — the fourth tranche of SSL this year, but it has to wait for the approval of the 2019 General Appropriations Act,” he said in a text message, adding that the Department of Budget and Management has initiated a study for the increase in compensation for

government workers from 2020 to 2022. Diokno said the study is expected to be finished by first quarter of this year. In a speech in Bulakan, Bulacan, Duterte said he will grant this salary hike after the increase in salaries of soldiers. “Kayo ang isusunod ko this year. Kayo ang pinakamarami,” the President said. e even invited representatives of the public school teachers to Malacañang.

The government is operating under a reenacted budget at least for the first quarter of the year as the proposed 2019 budget has yet to be passed by Congress. This was not the first time that the President promised a pay hike for teachers. Last May, the President also vowed to implement an incremental pay but admitted that doubling their salaries is not doable at the time.


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Baking soda, activated charcoal mabisa nga bang pampaputi ng ngipin?

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aalala ng isang doktora na ikonsulta muna sa dentista kung nais gamitan ng baking soda at activated charcoal ang

Ayon kay Ambray, mayroon mga katangian ang baking soda na nakatatanggal sa mga “stain” o mantsang naiiwan sa ngipin. “Mayroon kasi siyang property na cleansing, antiseptic and at the same time abrasive. So ang tinatanggal ng baking soda are extrinsic stains – ‘yong stains na nakukuha natin sa coffee, tea, chocolates, soda and other habits like smoking and ‘yong mga nagnganganga,” paliwanag ni Ambray. Isasama lamang ang baking soda sa toothbrush na may toothpaste, ani Ambray, saka magsepilyo ng isa hanggang dalawang minuto bago magmumog.

Mayroon naman daw dalawang klase ng activated charcoal na maaaring bilhin at gamitin: isang powder o pulbos at isang nasa capsule o kapsula. Hindi gaya ng baking soda na isinasama na sa toothpaste at toothbrush, kailangan pa raw ng hiwalay na toothbrush para sa pagsesepilyo gamit ang activated charcoal. Matapos magsepilyo gamit ang activated charcoal at magmumog, kailangan pa raw ulit magsepilyo gamit naman ang toothpaste. Pero nagpaalala rin si Ambray sa mga taong nais gumamit ng baking soda at activated charcoal na magpakonsulta muna

sa kanilang mga dentista dahil hindi pa aprubado ng American Dental Association ang mga nabanggit na paraan ng pagpapaputi. “Hindi lahat ay candidate o puwedeng gumamit ng mga produktong ito. Dapat i-assess kayong mabuti ng inyong dentista,” aniya. Hindi raw kasi gaya ng toothpaste na malambot at maliliit ang mga partikulo, maaaring magdulot ng pinsala ang baking soda at activated charcoal sa mga sensitibong ngipin at gilalid. —ABS-CBN News

he Bureau of Immigration (BI) reminded the public of the bounds of the “Balikbayan Program” intended for former Filipinos visiting the country. “Under Republic Act No. 6768, the one-year Balikbayan visa privilege is exclusively given to former Filipinos naturalized abroad, and their spouse and children who are travelling with them,” Immigration Commissioner Jaime Morente said in a statement. The BI chief issued the statement after an actor, who the agency refused to name,

reportedly made a scene at the immigration area of the Ninoy Aquino International Airport Terminal 1 on (January 3). The celebrity, who is a holder of an American passport, reportedly “shouted and cursed” at immigration officials after he was only given a 30-day stay in the country. In a separate statement, BI spokesperson Dana Krizia Sandoval noted that those who have Philippine lineage do not necessarily qualify for the privilege. “The privilege is for former Filipinos,

and their immediate family members who are traveling with them only. If these family members are not traveling with the Filipino or former Filipino, they are not qualified for the one-year visa free privilege,” the BI official added. Sandoval explained that those who are admitted as Balikbayans are given an initial stay of 12 months, which they may extend for another one to six months. Those who do not qualify, but are on the list of 157 countries eligible for visa-free entry pursuant to Executive Order No. 408, get an

automatic 30-day visa upon their arrival. Sandoval, meanwhile, warned foreigners who disrespect immigration officers. “While our immigration officers have been instructed to observe maximum tolerance, it is against the law to disrespect immigration authorities, and violating aliens may be excluded and blacklisted from the Philippines,” Sandoval said. “Showing disrespect to symbols of authority is essentially showing disrespect to the country,” she added. (PNA)

LESSEN

“expeditiously process the documents of OFWs”. Ordinarily, a passenger is processed within 45 seconds. Medina sees that the scheme may decrease the processing time up to 33 percent. Medina said OFWs referred for secondary

inspection due to concerns on their travel documents will likewise be prioritized and the matter resolved within 10 minutes. He noted that OFWs are also given priority at the arrival area, through the installation of 21 e-gates in major airports. On the other hand, Morente said scheme

is only part of the series of improvements he plans to implement. “The year 2019 will be all about process improvement. We have studied what can do to provide better service. The e-gates and the pre-screening of OFWs are just the beginning,” he added. —PNA

ngipin Minsan ba ay napapaisip ka ukol sa hitsura ng iyong ngipin – kung ito ay maputi o pantay-pantay ang kulay – tuwing ikaw ay napapangiti? Sa programang “Salamat Dok,” tinalakay ng oral surgeon na si Dr. Joyce Ambray kung paano nakatutulong ang baking soda at activated charcoal sa pagpapaputi ng ngipin, at ang mga tamang paraan ng pag-aplay nito sa ngipin.

‘Balikbayan’ visa only for visiting ex-Pinoys, kin: BI

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“It’s a matter of deploying more people to focus on OFWs,” said Medina. “It’s a small move, but you’ll be surprised at the impact on easing the lines for them,” he added. The BI official also instructed officers to


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Nagnakaw si Juan at Pedro Isang araw, may isang grocery ang ninakawan! Nag-imbestiga ang mga pulis at ayon sa mga witness ay nagkasama ang magkaibigang Juan at Pedro na nagnakaw. Dinala sa presinto ang magkaibigan… Pulis: Totoo bang kayo ang nagnakaw sa grocery? Juan: Hindi ah! Pedro: Aminin na natin Juan. Totoo po sir pinilit lang po ako ni Juan! (Nagalit si Juan kay Pedro) Pulis: Wala kaming pakialam kung pinilit lang o hindi ang pinag-usapan dito aat magkasama kayong ---------------------------------------------------------Gamit din ng utak ma’am Teacher: May 5 na ibon, binaril ko ang isa, ilan ang natira? Juan: Wala ma’am. Wala Teacher: Bobo k aba? Alam mo bang magbilang? Isa lang nga ang binaril ko eh! Juan: Tanga kaba ma’am? Syempre umalis yung iba…Pag ikaw, binaril yung katabi mo steady ka lang ba? Umupo ka dito. Ako ang magtuturo! ---------------------------------------------------------Sports Car Juan: Nagyoyosi ka? Pedro: Oo Juan: Ilang kaha sa isang araw? Pedro: 40 pesos Juan: Gaano ka na katagal nagyoyosi? Pedro: 15 years Juan: Kung ang isang kaha ay P40, nakaka 3 kaha ka sa isang araw, bali isang buwan nakaka P3,600 ka, sa isang taon meron kang P43, 200 tama? Pedro: Oo?! Juan: Alam mo bang kung hindi ka nagyoyosi, naipon mo sana pera mo, nailagay mo sana sa bangko at nakabili k asana ng sports car!! Pedro: Ikaw nagyoyosi k aba?! Pedro: Oh tarantado nasan yung sports car mo?! ---------------------------------------------------------4 Job applicants were asked “What is the fastest thing in the world? During an interview German says “Thought” American says “Blink of an Eye!” Aussie says “Light Switch!” Pinoy says “Diarrhea!” The interview told him to expound his answer. Pinoy said “Lit mi eksplen. Dis murning, I hab istumak ek. I run to di tuylet but bipur I kud

tenk, blenk, or eben swets on di layt, dir was igit in my pants oldride. Su past!” ---------------------------------------------------------HR: Anong pangalan mo? Juan: Juan Kampupot po. HR: Ilang taon? Juan: Desiotso po. HR: May trabaho? Juan: Tricycle Driver po. HR: Single? Juan: May sidecar ho Tricycle Driver nga eh, Tang aka??? ---------------------------------------------------------Boss: Why should we hire you? Tikyo: Mas mabuti po ang bagong tulad ko dahil wala pang sungay. Boss: English please Tikyo: Well, you see, uh I’m brand new so I’m not yet horny! ---------------------------------------------------------The Boss asks: “Do you have any sales experience?” The Pinoy says: “Sir, I was a salesman back home in Manila.” Well, the boss liked the Pinoy chappies so he gave him the job. “You start tomorrow. I’ll come down after we close and see how you did.” His first day on the job was rough but he got through it. After the store was locked up, the boss came down. “How many sales did you make today?” Pinoy boy says: “Sir, just one sale.” The boss says: “just one? No! No! No! You see here our sale people average 20 or 30 sales a day. If you want to keep this job, you’d better be doing better than just one sale. By the way, how much was the sale for?” Pinoy boy says: “$101, 237.64” Boss says: “$101, 237.64? What the hell did you sell?” Pinoy boy says: “Sir, first I sell him small fishhook. Then I sell him medium fishhook Then I sell him large fishhook. Then I sold him new fishing rod and some fishing gear. Then I ask him where’s he’s going fishing and he said down on the coast, so I told him he’ll be needing a boat, so we went down to the boating department and I sell him twin engine Chris Craft. Then he said he didn’t think his Honda Civic would pull it, so I took him down to our automotive department and sell him that 4 x4 Blazer. I then ask him where he’ll be staying, and since he had no accommodation,

I took him to camping department and sell him one of those new Igloo 6 sleeper Camper Tents. Then the guy said, while we’re at it, I should throw in about $100 worth of groceries and two cases of beer.” The boss said: “You’re not serious? A guy came in the hereto buy a fishhook and you sold him a boat, a 4x4 truck and a tent?” Pinoy boy says: “No sir, actually he came in to buy Tylenol for his headache and I said:” ‘Well, fishing is the best way to relax your mind!” ---------------------------------------------------------Estudyante: Boss mag-aaply po ako. Manager: Mag-aaply ka? Eh bakit nakatrunks at shades ka? Anong position ba inaaplayan mo? Studyante: Summer job po ---------------------------------------------------------Employer: Isa sa hinahanap naming sa applicant ay yung responsible Applicant: Sir, reponsable po ako Employer: Talaga? Applicant: Oo, Sir. Dun sa dati kong trabaho, pag may di magandang nangayayari ay ako laging itinuturong responsible. ---------------------------------------------------------English Movies you should never translate in Tagalog Waterworld – Basang-basa There’s Something about Mary – May kwan sa ano ni Maria Employee of the Month – Ang Sipsip Resident Evil – Ang Biyenan Kill Bill – Kilitiin sa bilbil The Grudge – Lintik lang ang walang ganti Nightmare before Christmas – Binangungot sa Noche Buena Never been Kissed – Pangi kasi Gone in 60 Secons – 1 Round, tulog The Fast and the Furious – Ang bitin, Galit Too Fast, Too Furious – Kapag sobrang Bitin, Sobrang galit Dude, Where’s my car – Dong, anong level ulit kayo nagpark? Beauty and the Beast – Ang asawa ko at ang Nanay nya The Lord of the Rings – Ang alahero Die Hard – Hindi Mamatay-matay Die hard with a Vengeance – Hindi na mamatay-matay, naghiganti pa Lost in Space – The tangang naligaw sa kalawakan Paycheck – Sweldo What Lies Beneath – Ang pagsisinungaling sa ilalim Superman, The Return – Si Superman Bumalik, Naiwan ang Brief Cinderella Man – Bading di Cinderella Charlie and the Chocolate Factory – Nagtrabaho si Charlie sa Goya Blade Runner – Magnanakaw ng Labaha

Schindler List – Mga may utang kay Schindler Men in Black – Mga lalaking namatayan ---------------------------------------------------------Yaya Joke Yaya: Naku si baby nasugatan, akin na daliri mo sisipsipin ko…Ayan wala na..Bakit k aba nasugatan? Bata: Hindi po ako nasugatan. Tiniris ko lang po ang garapata ni Brownie. ---------------------------------------------------------Amo: “Bakit namatay ang aso?” Maid: “Pinaliguan ko po ng laudry soap.” Amo: “Nakamamatay ba yun?” Maid: “Ewan ko nga po eh, pag-off ko ng washing machine patay na.” ---------------------------------------------------------Sa panahon ngayon joke — Sa panahon ngayon Coconut oil na lang ang Virgin — Sa panahon ngayon hindi lang ang coke ang may Zero pati score mo sa quizzes Zero na! — Sa panahon ngayon ang MRT / LRT na lang nag masikip — Sa panahon ngayon hindi na threat ang ganda, basta malandi siya matakot ka na. ---------------------------------------------------------Effects of 7 deadly sins: 1. Ang SELOS, nakakawala ng pera sa bulsa. 2. Ang GALIT, nakakawala ng magandang mukha 3. Ang KASAKIMAN, nakakawala ng kaibigan 4. ANG KATAKAWAN, nakakawala ng magandang katawan. 5. Ang KAYABANGAN, nakakawala ng hangin sa kapaligiran 6. Ang KALIBUGAN, nakakawala ng enerhiya sa katawan. ---------------------------------------------------------Piolo: I just need 5 things in my life…some friends…some food…some work…some love… Some Milby… Sabi naman ni Sam: I just need 5 things in life too…fe work… few friends…few food…few love…and few-lo Pascual ---------------------------------------------------------A philosophy teacher challenging a student on his faith in God Teacher: To see is to believe, have you seen God? Student: No Sir, I haven’t Teacher: Then there is no God Student: Sir may I ask a question? Have you seen your brain? Teacher: No! Student: My dear classmates, uwi na tayo, walang utak si Sir!! ---------------------------------------------------------Mommy Dionisia: Anak ano bang ibig sabihin ng FR sa ALAXAN? Manny: Nay yun lang di mo alam ? edi Fen Relever :)


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FEBRUARY 2019 NEWS Henry Sy’s biggest contribution is providing jobs to Pinoys —Labor chief

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abor Secretary Silvestre Bello III underscored late tycoon Henry Sy Sr.’s contribution to the Philippines’ workforce. “His biggest contribution is providing employment to millions of Filipinos! God bless his soul,” Bello said in a text message. Sy, the founder of SM Group, has passed away on Saturday (January 18) morning. He was 94. “Henry Sy is the richest Filipino citizen (worth 18.5 Billion US Dollars). He made his billions working hard first by selling shoes to build a current conglomerate of giant malls, real estate, banks, financial services, insurance, retail, and a dozen of other businesses,” Bello said. The Department of Labor and Employment (DOLE) earlier said that SM Supermalls has regularized 11,660 last year. In a separate statement, labor group Associated Labor Unions-Trade Union Congress of the Philippines executive vice president Gerard Seno thanked Sy for “his

contribution in nation-building by helping provide jobs for thousands of workers and their families for many decades.” “We also recognize as part of his lasting legacy for workers and their families his last-minute efforts to commit to voluntarily regularized and directly hired thousands of SM employees into SM over a period of time,” Seno said. Likewise, Trade Union Congress of the Philippines president Raymond Mendoza said Sy created jobs for thousands of Filipino workers and helped improve the quality of lives of working people and their families for many decades. “The TUCP family of unions is hoping that Mr. Sy’s legacy and his commitment to improving the quality of lives of all his employees and their families stays and will continue to improve with the assumption of whoever takes his place,” Mendoza said. —GMA News

About Henry Sy

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r. Sy was the chairman emeritus of SMIC, SM Prime Holdings, Inc., and BDO Unibank, Inc. at the time of his death. He was consistently named as the Philippines’ richest man by Forbes magazine since 2008, with his wealth estimated at $18.3 billion as of September 2018. Mr. Sy was born in Xiamen, China in November 1924. In 1936, he followed his father to the Philippines, where he operated a store that sold rice, sardines, and soap. Unfortunately their store burned down during World War II and his father was then forced to return to China, but Mr. Sy decided to stay in the Philippines. Mr. Sy started selling surplus G.I. boots of US soldiers after the war. After saving enough money from this venture, he opened a store named Shoe Mart in Palanca St. Quiapo in Manila in 1958. The store was

later expanded and began to sell clothes and accessories aside from just shoes. In 1972, Shoemart was expanded and became the first SM Department Store. In 1976, Mr. Sy acquired Acme Savings Bank, which would be renamed as Banco de Oro and is now currently known as BDO Unibank, Inc. Mr. Sy opened his first supermall called SM North EDSA in Quezon City in 1985. More malls would follow in the 1990s, namely SM City Sta. Mesa, SM Megamall, and SM City Cebu. SM Prime went public in 1994 and raised around P6 billion, paving the way for the company’s rapid expansion. It currently has 72 malls in the country, plus seven in China. From these humble beginnings, the Sy family has grown SM Prime and SMIC to be the only two companies in the country to have reached the trillion-peso mark in terms of market capitalization. BDO is also the largest bank in the country in asset terms at P2.79 trillion.

Pag-ibig Continued from Page 10 Alam namin ang halaga nang mabuting edukasyon para sa aming mga anak. Subalit mukhang imposible ang aming pangarap para sa kanila kung babatayan ang aming maliit na kinikita. Dahil na nga sa pagtitiwala sa pangako ng Diyos, nagbigay ng daan ang Panginoon makatapos sa elementarya, high school at kolehiyo ang aming tatlong anak. Nakatapos pa nga ang dalawa kong anak sa Graduate school. Tiyak na tiyak ko ang Diyos ang nagpatupad ng mga iyon ayon sa kanyang ipinangako sa Mateo 6:33, “Ngunit hanapin muna ninyo ang paghahari ng Diyos at ang kaniyang katuwiran, at ang lahat ng mga bagay na ito ay idaragdag sa inyo.” Nang mag desisyon kami ng misis ko na magpasakop sa Diyos ayon sa kanyang mga katuwiran (aral), at tumalikod sa aming sariling katuwiran, naranasan namin ang katuparan ng kanyang mga pangako. Sinabi pa rin sa Mga Awit 37:4, “Kay Yahweh mo hanapin ang kaligayahan at ang pangarap mo’y iyong makakamtan.” Ibig sabihin, hanapin sa Diyos ang iyong mga pangarap. Magtiwala ka na ihahatid ka ng Diyos duon kung lubos ang iyong tiwala sa kanya.  Sa ngayon may lima na kaming apo. Tatlo sa unang anak, isa sa pangalawa at isa sa panghuling anak. Nagpupuri at nagpapasalamat kami sa Diyos na buhay at hindi kami nagkulang sa mga pinansiyal na bagay. Panalangin. Nang wala pa akong pananampalataya sa buhay na Diyos, salat ako sa puedeng lapitan tungkol sa pangangailangan namin. Naririyan ang mga kapamilya namin at mga kaibigan ngunit alam kong sila man ay may pangangailangan at limitasyon bagaman nais makatulong. Kaya mabigat ang buhay para sa amin. Subalit nang makilala ko ang Panginoon at kapangyarihan niya, malaking katuwaan at kagaanan sa buhay ko. Bakit kamo? Gawa ng dulot ng Diyos sa mga malimit tumatawag sa Kanya. Una, kapag nanawagan sa Diyos, na-aakit ang Diyos na tumugon sapagkat iyon nga ang gusto ng Diyos, manalangin ang may tiwala sa Kanya (Psalm 66:16-20). Kapag nanalangin, inuutusan ng Diyos ang mabubuting Anghel upang ingatan at alalayan tayo (Salmo 91:11-13). Sa tutuo lamang, panangga ang panalangin laban sa masasamang espiritong mapanira sa ating buhay (Efeso 6:10-13). Itinatago at inililigtas ng Diyos ang nananalangin sa Kanya (Salmo 32:1-7) at naililigtas din ang iba pa. Dahil sa panalangin, lumuwag ang aming dibdib, naibsan ang aming mga kabigatan at nagkaroon ng kasagutan ang mga pangangailangan. Nawa ay ma-apply ninyo ang mga TIP sa inyong paghahanda sa buhay mag-asawa, o mag-aasawa pa lang o kahit walang asawa.  Ano man ang inyong estado sa buhay, mahal ka ng Diyos at nais niyang maranasan mo ang masaganang buhay (Juan 10:10). Ano ang inyong gagawin tungkol sa inyong nabasa? Happy Chinese New Year!


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Baggage screening at Taoyuan Int'l Airport expanded

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ouncil of Agriculture Chairman Chen Chi-Chong (陳吉仲) requested on Jan. 16 more manpower from the Aviation Police Bureau (APU) to establish a third line of protection against the spread of the African swine fever (ASF). The council has already established a standard operating procedure (SOP) for the screening of carry-on luggage as requested by Premier Su Tseng-chang (蘇貞昌) during his recent inspection at the Taoyuan International Airport. Currently, the first step is to have carryon luggage inspected manually, especially on flights from ASF-infected regions. Meat products or fresh foods will have to be disposed upon request, although Chairman Chen said that fines will be waived at this stage as long as passengers discard the

aforesaid products. Then, customs officers will distribute flyers upon checking passports. They will remind passengers again that fresh foods and meat products are prohibited from entering Taiwan. Passengers won’t be fined at this stage if they choose to give up the goods. Next, luggage will be inspected again at the baggage carousels by quarantine dogs. At this point, passengers will be fined if fresh foods and meat products are discovered. Chairman Chen said that the APU has dispatched more than 40 officers to help with the inspection in order to reach a 100-percent inspection rate. The average time for each passenger passing through the customs increased by seven to 12 minutes as result. How long will this inspection last? Chen said that the fight against ASF is for the long-

haul. Once authorities have established a long-term SOP, and less manpower will be needed. So, how do you establish a long-term SOP? Previously, Chen considered installing six X-ray machines, although more equipment might eventually be needed. He said that the COA will need to have further discussions on the exact number in the near future. These X-ray machines will hopefully lower the workload from related agencies. Chen added that Mongolia is the first Asian country aside from China to have experienced an outburst of swine fever. This shows that ASF has spread, he said. The COA will also prepare a longterm plan to fight the fever. They also said that they will try their best to minimize the inconvenience caused to passengers and airport operations. —China Post

personally lead a group of environmental and health officials to continue the inspection. The city is concerned about the impact overcharging could have on the reputation of the night market, which is one of the city’s top tourist attractions, Yang said. There are 10 licensed fruit stalls at the market and nine other makeshift stands on the periphery, Yang said, citing statistics from his office. Since the licensed fruit vendors are monitored by the Shilin Night Market Association and have signed a pledge not to inflate prices, the overpriced fruit allegedly purchased by the foreign visitor might have

been sold at a makeshift stand, he said. Officials have yet to identify the vendor, because information about the location, quantity or type of fruit purchased was not revealed in the online post, Yang said. Vendors must clearly label prices, inform consumers of their unit price and weight, and confirm with buyers before slicing and packing fruit, Yang said. There have been many allegations of vendors at the night market overcharging foreign visitors, prompting several fruit vendors to sign a pledge in 2012 to use price tags and electronic scales to ensure that pricing is more transparent. —Taipei Times

Taipei to probe overpriced fruit claim

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he Taipei City Government said it has launched an investigation into fruit stall vendors at Shilin Night Market after allegations that another foreign visitor was overcharged. The investigation was launched after a Taiwanese user on Dcard, a popular online discussion forum, said that a foreign friend of theirs was charged NT$400 for a bag of diced fruit at a stall in the market, Taipei Market Administration Office division chief Yang Chung-cheng (楊忠誠) said. The story drew significant attention from local media. Yang said he asked police to inspect fruit stalls in the market, and would

Taiwan to start amnesty program for overstaying foreign nationals

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aiwan will soon introduce a fivemonth amnesty program for foreign nationals who have overstayed their visas, allowing them to pay smaller fines once they report to immigration authorities during the grace period, the National Immigration Agency (NIA) said. At a press conference, NIA Director General Chiu Feng-kuang (邱豐光) said the number of overstays has been on the increase and had reached 88,000 as of October 2018. In a bid to deal with the situation, he said, the NIA has decided to give overstaying foreign nationals a fivemonth period of amnesty, from February to June, during which they will be subject to a reduced fine and shortened reentry ban if they report to the relevant authorities. In such circumstances, there will be no mandatory detention, while the maximum penalty will be NT$2,000 and an reentry ban compared with detention, a maximum fine of NT$10,000 and an entry ban of eight years for those who do not voluntarily contact immigration authorities, Chiu said. According to the NIA, the largest number of overstaying foreign nationals in Taiwan are migrant workers, who accounted for 51,982 of the total as of Nov. 2018. Of that number, 24,267 were Vietnamese and 24,176 Indonesian, the NIA said. The agency said it also encourages overstaying foreign nationals to report to authorities about brokers and employers in Taiwan who hire illegal workers. egal action will be taken against such employers and brokers, and they will be made

Night markets in southern Taiwan to roll out bilingual menus

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fter a successful pilot program, the Tainan City Government will roll out bilingual menus throughout eight night markets to promote tourism, reported CNA. The menus will be developed in both Chinese and English, and will be implemented throughout the county in 2019. Earlier this year, the county government developed bilingual menus for food vendors at three night markets in the municipality, and the program will be expanded to include five more. The Tainan Flower, Wusheng, and Yanxing night markets now have bilingual menus, while the Sinying, Xinshi, Jiali, Yongda, and Xiaobei night markets will be fitted with them in the future. Head of the Tainan City Government’s Office of English as the Second Official Language, Tien Ling-hu (田玲瑚), said the bilingual menu has been widely supported by vendors, and has allowed for improved communication between vendors and international tourists. Tien said that the bilingual menus are the first of many steps to make night markets attractive to international tourists, as part of a bid to help them to enjoy Taiwanese culture.

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to pay the cost of the departure flights for their illegal workers, the NIA said. When the five-month amnesty period ends in June, the penalties against overstaying foreign nationals will increase, in line with impending law amendments, the NIA said. The announcement of the amnesty program followed a recent disclosure that since last month a total of 148 Vietnamese tourists in Taiwan had failed to show up with their tour groups. As of Sunday, there was no record of the whereabouts of 104 of them, Chiu said, adding that they will not be eligible to take

advantage of the new amnesty program. The Vietnamese visitors had entered Taiwan on a special government program that was launched in 2015 to foster closer ties between Taiwan and selected nations and was later incorporated into Taiwan’s New Southbound Policy, which is designed to strengthen ties with Southeast and South Asia. The toll-free hotline for overstaying foreign nationals to voluntarily report to immigration authorities and for people to report on brokers and employers hiring illegal workers is 0800-024-881, the NIA sai d. —Focus Taiwan

McDonald’s to hike prices, adjust menu

he cost of eating at McDonald’s Corp outlets in Taiwan is about to increase, as the US fast food chain is to raise the prices of some of its meals starting on (January 23).McDonald’s said it also plans to change some of its meal selections, for example allowing customers to order their choice of McCrispy Chicken part, which now costs NT$52 a piece. Diners would be able to separately order chicken thighs, drumsticks or wings, with drumsticks and thighs costing NT$55 a piece and wings costing NT$45 each, the company said. As part of the menu adjustment, the restaurant would no longer serve its Grand Breakfast, Breakfast Platter, BBQ Chicken Wings, McCripsy Chicken Box, Happy Sharing Box and Party Sharing Box, it added. It would also stop serving Floated Orange Soda and other floats, Sesame Sundae, Sesame McFlurry, hot chocolate and iced coffee, the company said, adding that the decisions were made after studying the eating habits of Taiwanese. Its breakfast selections would consist of Egg Burgers and Mcmuffins, whose prices are to increase by NT$3. Other meals, such as Big Mac, Double Cheeseburger, Spicy Chicken Burger, Grilled Chicken Burger and Cheese Pork Burger, would see a similar price increase, it said. However, the price of its snack burger would decrease by NT$2, while eight of its latte choices will cost NT$10 less, it said.


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52-Week Money Challenge How much you can save in a year: PHP 1,378 to PHP 137,800 The 52-week money challenge involves saving in increments weekly, starting from the first week of the year up to the last. This money challenge is popular among Filipinos for a good reason. The amount to save increases as the weeks go by, motivating you to meet your saving target by the end of the year. It’s also flexible—you can start small (for as low as one peso) or big depending on how much you can afford to save every week. The hardest part is saving money during the last few months of the year when the amounts get higher and the holiday season (aka the season of spending) kicks in. For instance, if you’re saving in increments of PHP 100 weekly, you’ll need to save around PHP 5,000 on the last four weeks of the year. Such a huge amount, right? But if you can fight the temptation to splurge, then this money challenge won’t be too much of a challenge. The 52-week money challenge can be also intimidating for anyone who hates math. But not to worry, there are online templates or guides you can use, like the 52-week money challenge template by Lifestyle Income Experiments. 52-Week Money Challenge for People with Irregular Income How much you can save in a year: PHP 50,000 / PHP 100,000 The regular 52-week money challenge works for those who earn a fixed monthly salary. But for freelancers, entrepreneurs, and anyone with unstable income who can’t set aside a fixed amount weekly, it may lead to unmet goals, frustration, and discouragement about saving. Good thing, there are variations to the 52-week money challenge that allow people to tweak their saving according to how much they can afford to save. For example, this blog post suggests a clever technique in which the amounts to save per week varies. It uses a money-saving chart that looks and works like a Bingo card where you cross off the amount you’ve saved for the week. By the end of the year, you should’ve crossed off all the amounts on the chart and accumulated PHP 50,000 or PHP 100,000.

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7 money challenges to help you hit your savings goal this year aving money is as easy as spending it—said no one ever. This is probably why Filipinos are trying different fun and creative ways to save, or even coming up with their own money challenge. When you take on a money saving challenge, you’ll hit two birds with one stone. First, you achieve your financial goal for the year—be it saving up for a trip abroad, destination wedding, down payment for a home or car purchase, or capital for starting a small business. Second, you develop financial discipline and the habit of saving. Seems like a tall order, huh? But guess what: if everybody else can do it, so can you! Looking to challenge yourself to consistently save a certain amount this year? Take a look at these money saving challenges and pick the one that suits you best.

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Twice-a-Month Money Challenge How much you can save in a year: PHP 15,000 to PHP 150,000 If saving every week sounds more like a burden rather than a fun and encouraging activity, then you might want to try this bimonthly money challenge. The twice-a-month saving challenge entails saving in increments of PHP 50 to PHP 500 every payday (The increment can be higher depending on your salary). It’s simpler to implement than the 52week money challenge because you part with your money less often (24 weeks versus 52 weeks). Also, it’s easier on the budget if you receive your salary twice a month and thus budget it for half a month. What could be more convenient than saving every payday? 12-Month Saving Challenge How much you can save in a year: Depends on your monthly income Personal finance coach Alvin Tabañag proposes an income-based money saving challenge, which is a more practical and sustainable alternative to the 52-week money challenge. This money-saving hack takes into account one’s monthly income in determining the amount to save. To start, set a base amount that you can commit to saving every month (it can be zero if you don’t earn much) and add it to the percentage of your monthly salary, beginning with 1% in January, that increases in increments of 1% until you reach 12% by December. Formula: monthly savings = base amount + (month % x monthly income) For example, you’re earning PHP 20,000 per month and you set your base amount to 0. In January, your total savings should be PHP 200 (0 + [1% x 20,000]). In February, it will be PHP 400 (0 + [12% x 20,000]). And so on, until you finish your money challenge in December. 365-Day Money Challenge How much you can save in a year: Depends on how much you can save daily If the money challenges listed above looks too complicated for you, a simpler approach to saving is to stash away a fixed amount every day. The savings amount should be what you can afford to save daily. It can be as small as PHP 10 (which earns you PHP 3,650 by December) or PHP 100 (for a total of PHP 36,500). No need to remember numbers and do complex calculations. Just set an alarm on your mobile phone to remind yourself every day. 50-Peso Ipon Challenge How much you can save in a year: At least PHP 2,600 if you do it once a week or PHP 18,250 if you save daily Commit yourself to put a 50-peso bill in your piggy bank every week or day. This will make saving money a natural habit for you. If you want to maximize your savings, you can put away all your 50-peso bills each time you get them when you receive change or get paid. You’ll be surprised at how much total savings you’ll get by the end of the year. Challenge...Continued on Page 19

SAVINGS

8 smart money management tips for Pinoy Breadwinners

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he breadwinner of the family is an unsung hero, to say the least. It isn’t easy—and never will. Raising an entire household by yourself is a huge sacrifice. As the sole provider, you always prioritize your family’s needs over your own, even if it means putting your personal dreams on the back burner. For Pinoy breadwinners, financial freedom looks like a far-fetched idea. It feels as though your hands are tied to many responsibilities like paying the bills, sending kids to school, making both ends meet, and finding more ways to earn income. It seems no single penny will ever be left for you. But you can absolutely achieve financial independence, even as the breadwinner of the family. The key is to manage your finances wisely. Here are eight money management tips for OFWs, solo parents, children assuming the parent role, or anyone running a single-income household. 1. Track Your Money Do you know where all your money is, where it’s going, and why? If you can’t confidently answer “yes!”, now’s the time to start being on top of your finances. Even if another family member (like a spouse or parent) is in charge of household budgeting, you yourself must know the answers to these questions. Assess your financial situation to know where you stand right now. So you can do that, personally and regularly track your net worth, spending, and reasons for spending. Net worth: What you have (assets) minus what you owe (liabilities) Spending: What you’re spending on, including expenses, savings, investments, debt or loan payments, etc. There are different tools you can use to keep your finances in check, like Excel, personal finance apps, or traditional pen-and-paper method. 2. Have a Serious Talk About Finances with Your Family The usual struggle of any breadwinner of the family has to do with their loved ones’ bad money habits and behaviors. A parent or spouse who splurges on vices or luxuries. Able family members who make no effort in finding a job. Siblings who don’t take their studies seriously or always ask money for “school projects.” Relatives who borrow money but never pay them back. Sound painfully familiar? Just because everyone depends on your income doesn’t mean you have to bear the burden alone. You may be the unsung hero, but playing the hero all the time can take a toll on your physical, emotional, and mental health. Sit down with your family to make them understand your real financial situation, the problems you’re going through, and how each one can help. Together, make a plan on how your family can help supplement your income and reduce spending, such as taking on part-time or work-from-home jobs, starting a small business with low capital, and avoiding unnecessary expenses. Straightforward communication with your family sparks or strengthens their sense of accountability and responsibili-

ty, which can definitely help you manage your finances better. 3. Know when and how to say no Even if you’re earning a six-digit salary, you have every right to refuse entitled family members who constantly borrow money, request gifts or dole-outs, and rely on you all the time. You aren’t being a bad parent, child, or sibling when you don’t accommodate your family’s requests. You do have your limits, so you have to set your boundaries. If you’re a parent and your kids always demand new toys, gadgets, or any expensive stuff, gently and calmly explain to them that times are hard these days and you need the money for more important things like buying food and paying for your rent. If you’re a breadwinner of your parents and siblings, let them know that your financial support has its limits, as you have your own dreams to pursue someday, like traveling the world or starting your own family. 4. Teach the value of money and hard work Being a good breadwinner of the family doesn’t necessarily mean earning a high paycheck. Rather, it’s all about having the right money habits and training your dependents to follow your example. Take every possible opportunity to impart to your loved ones how important money and hard work are, how to live frugally, and being responsible with money. Consider opening savings accounts for children and training the older ones on saving money or starting a business. 5. Pay Yourself First Although you’re the breadwinner of the family, you don’t have to spend your full salary on their needs every month. You have to think about your future, too. Every payday, set aside an amount for your emergency fund, investments, insurance, and other financial must-haves. You can use separate envelopes or bank accounts for these different purposes. 6. Invest Early Investing, let alone saving, is extremely hard for someone who solely provides for the family. But being the breadwinner of the family isn’t an excuse not to invest. Rather than just save money in the bank, put a percentage of it in investment instruments such as mutual funds and stocks where growth is higher. Investing is an effective way to beat the impact of inflation on your savings. Learn about investing as soon as possible so that your money will have more time to grow, and you can more easily achieve your longterm financial goals. To get started, read up on the basics of investing online and attend financial seminars. The Philippine Stock Exchange (PSE) and COL Financial conduct free public seminars separately. They’re great places to start learning the ropes of investing in the stock market. If you’re too busy, you can visit the PSE Academy website and learn from its reading materials and free webinars. SMART..Continued on Page 19


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Taiwan language exchange program bears fruit in the Philippines

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cultural exchange program organized by Taiwan that provides Chinese language lessons to Filipino students has had positive results, according to the Taiwan Education Center Philippines. Huang Tse-hsiang (黃澤翔), who is in charge of the program, said recently that the classes have been well received and more than 1,000 students have signed up to attend. Operated by National Sun Yat-sen University with the backing of the Ministry of Education (MOE), the center was set up in Sept. 2017 to promote quality Chinese language education in the Southeast Asian country, while at the same time offering courses to train local Chinese language instructors. Courses are currently being offered at Trinity University of Asia in the Philippines, which has forged partnership with the center to promote educational and cultural

exchanges between the two countries. “We have seen students who had zero experience successfully perform and sing on

stage in Chinese two weeks after taking part in the program,” Huang said. “Some were even able to communicate

in simple Chinese with their instructors,” he said. Since its establishment, the center has held 10 large-scale activities in the country, including the Taiwan Education Fair which took place last August at SM Megamall in the city of Mandaluyong in the Greater Manila Area, and Batangas State University of Luzon Island. This year, the Taiwan Education Center Philippines will focus on promoting educational opportunities in Taiwan to local high school and university students, Huang said, adding that the center is also encouraging Filipinos to come for masters and doctorate studies in Taiwan. According to the center, it will host a six-day Chinese-language learning camp in Taiwan from March 2-7, where participants from the Philippines will tour Tainan and Kaohsiung, experiencing local culture and cuisine. —Focus Taiwan

officials tagged in corruption for further investigation. “Nothing shall prevent the President, in the interest of the service, from directly investigating and/or hearing an administrative case against any presidential appointee or authorizing other offices under the Office of the President to do the same,” the EO reads. The EO will also allow Duterte to assume jurisdiction over any case being investigated by the PACC.

ARTA Deputy Director-General Ernesto V. Perez welcomed the issuance of the EO. “EO 73 further strengthens ARTA’s collaboration and partnership with PACC in the drive against corruption,” Perez said in a message to the Philippine News Agency (PNA). Perez cited the gains of the issuance of the EO in the Duterte administration’s drive to curb corruption and improve the delivery of services in the country. “This (EO 73) will give ARTA more capabilities and opportunities to comply

with its mandate to ensure the ease of doing business and help the people get better and more efficient government services and to investigate and recommend the filing of administrative and/or criminal charges in case of violations,” he said. Duterte, in his speeches, has always warned government officials not to get involved in corruption and anomalies in government. Combatting corruption is one of the major campaign promises of Duterte when he ran for the presidency in 2016.

Photo courtesy of Taiwan Education Center Philippines

PRRD signs EO expanding powers of anti-corruption body

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he Presidential Anti-Corruption Commission (PACC) is now stronger with President Rodrigo R. Duterte giving the body expanded powers to investigate his appointees involved in corruption and anomalies. In Executive Order (EO) No. 73. signed by Duterte on Dec. 28 and released to the media, he expanded the PACC’s jurisdiction by having the power to recommend to the Anti-Red Tape Authority (ARTA) and to the President himself the filing of charges against

Pinoy na turista, naloko sa China, nagbayad ng P1 mil. para sa pekeng alahas

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anito ang sinapit ng mga Pilipino turista na gumastos ng P1 milyon sa Beijing, China matapos silang hikayatin ng mga Tsino na bumili ng murang alahas na peke pala. Ayon sa ulat ni Emil Sumangil sa “24 Oras”, bumili ang mga Pilipino ng maraming alahas sa mga tindahan na kasama sa kanilang tour package dahil bagsak presyo ito at may nakalakip na “certificate of precious stone identification.” Ngunit nang ipa-check nila ito pag-uwi ng Pilipinas, napag-alaman nilang gawa pala

sa puwet ng baso ang mga alahas na ito at peke rin ang kalakip na “authenticity card.” “Orchestrated lahat ng drama nila, ang galing-galing umarte! Parang nasa isang palabas ka. Even ‘yung facial expression, mga mata, acting na nabigla, bakit ganoon kababa ang presyo na binigay ng boss nila. Palakpakan! Ang galing, promise!,” sabi ng isa sa mga biktima. Hindi naman magsasampa ng reklamo ang mga turistang nabiktima ng mga Tsino laban sa travel agency at sa dayuhang tour guide nila roon dahil gusto lang raw nilang

maging aral ito sa ibang Pilipinong turista. Hiniling rin nila na sana mas maging detalyado ang ibibigay na paalala ng mga travel agency at tour guide para lubos na maunawaan ng ating mga kababayan. “May penalty ‘pag ‘di ka papasok [sa tindahan na kasama sa tour package] so, dapat pumunta ka, pero ‘wag ka bibili. Be cautious sa bibilhin ninyo, hindi lahat doon totoo,” dagdag pa ng isang biktima. Hindi ito ang unang pagkakataon na nabiktima ang mga Pinoy na turista sa mga pekeng alahas na binebenta ng mga Tsino.

Continued from Page 18 Loose Change Saving Challenge Money Challenge 2019 - Loose Change Saving Challenge How much you can save in a year: Depends on how many coins you can collect during the whole year How about putting in a jar every spare

change you receive and coins scattered around your home? This money-saving hack may be too easy that kids can even do it—not to mention that it won’t accumulate as much savings as the other money challenges. But it will definitely force you to save.

Before you say “Challenge accepted,” make sure to decide which method you think is doable and you’re most comfortable with. Feel free to adjust your saving amount according to what your budget allows. After all, these money challenges are simply a way to train yourself to save. Also, make sure to put your money in a

secure place, whether it’s the old-fashioned alkansya or an interest-earning bank account. Lastly, when you’ve succeeded in reaching your savings target by the end of the year, consider putting your savings in investment vehicles that earn higher interests than traditional bank accounts. —MoneyMax.ph

SMART Continued from Page 18 7. Get Insured Like investments, insurance may be among the least of your priorities as the breadwinner of the family. But don’t treat it as just an added expense. Insurance protects your family from financial burden in case the unexpected happens to you. or breadwinners, one of the insurance products to consider is variable unit-linked life or VUL insurance. It’s a life insurance and investment rolled into one financial product. Whatever insurance type you choose,

make sure to list all your qualified dependents as beneficiaries. If you have dependents who are under 18 years old, appoint a trustee or guardian in the meantime (Minors can’t receive insurance benefits until they hit the legal age). Also, decide if you’ll declare your beneficiaries as revocable or irrevocable. If you choose revocable, taxes will be deducted from the benefit pay-out. But the advantage of having revocable beneficiaries is that you can make changes to your insurance policy any time without asking their consent. On the other hand, irrevocable beneficia-

ries will receive the benefits tax-free. But you’ll have to get their consent each time you make any change to your policy.

er your living expenses, you’re mistaken. Find other ways to boost your retirement income. Good thing, there are several affordable choices for Filipino breadwinners who want to start saving for their retirement such as the SSS PESO Fund and PERA investment. Final Thoughts Money management is crucial to providing sufficiently for your loved ones while being able to prepare for your financial future. Being the breadwinner of the family is tough, but you can definitely be in control of your finances. —MoneyMax.ph

Final Thoughts

8. Save for Retirement Building a retirement fund is another thing most breadwinners forego because they have to prioritize their family’s needs. But come to think of it, all the years you’ve spent working to support your family financially will be put into waste if you aren’t able to save for your future self. If you’re thinking the SSS pension you’ll receive when you retire will be enough to cov-

Nangyari rin ito noong May 2017 kung saan lalaki ang nabiktima at nalaman na lamang niyang peke ito nang i-check niya ang nabili niya sa internet. “Nu’ng papunta na kami sa airport, eh masayang-masaya na kami, nakamura eh pero noong ma-search sa internet, doon na namin nalaman na marami na palang ganoong pangyayari, hindi pala kami ang una,” sabi ng lalaking biktima. Hindi na nabawi ng mga biktima noong May 2017 ang kanilang pera. —GMA News


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Filipino farmers’ son is UK’s Nurse of the Year

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idel Francisco, a 44-year-old Filipino nurse at Lynde House in Richmond, was recently named Nurse of the Year at the 2018 Barchester Care Awards. Francisco, who is a Unit Manager at the private care home, earned the prestigious national recognition from among 1,500 nominations across the UK, including nurses in the government’s National Health Service (NHS), private hospitals and care homes. “Napakasaya ko. I’m proud of it, of my hard work in the UK,” said Francisco, who made UK his home for the last 13 years. He added: “I’m very proud being a Filipino. Una sa UK, maraming Filipino nurses at nai-represent ko ang hard work at dedication ng mga Filipino, which is very known na mahuhusay na nurses sa UK at sa iba pang bansa.” The awards committee requires that patients, families and colleagues nominate the candidate. Francisco was nominated by his former patient and Lynde House resident, 72-year-old Yvonne Hewett. “He knows the technicalities of nursing and not just the technicalities but of dealing with patients, particularly here,

Ridel Francisco, a 44-year-old Filipino nurse at Lynde House in Richmond. where patients have many different needs and ailments,” said Hewett. “That’s a huge recognition for the residents and families to say what they said about him--that he’s a great nurse: competent, caring. Caring is a natural thing. You can’t learn to care. You can learn the techniques and the skills but it’s an innate thing that you want to care for people and I think Ridel has that. That’s what makes him special,” said Alison McIntosh, general manager at the Lynde House, a reputable care home specializing in palliative and end of life care. The Barchester Care Awards celebrates staff and

volunteers who go the extra mile to care for residents and patients living in care homes and mental health hospitals. Francisco did not just touch lives, he also made a lasting contribution to the company by introducing the administration of “rescue antibiotics” in the private Care Home facility, instead of taking the patients to the NHS, a policy that the private care home adopts to this day. “Naka-save siya ng money sa NHS dahil instead na dalhin sa ospital, dito na lang namin sila ginagamot dahil sa chest infection, UTI,” said Francisco. Francisco is a proud son of onion farmers in Bongabon, Nueva Ecija. His hometown is dubbed as Philippines’ onion capital. His college education at the Good Samaritan College in Cabanatuan was funded by long hours of toiling the land to produce quality onions. Growing up, he also helped his parents farm onions to meet the cost of his nursing education. They also planted palay or rice and vegetables during off-season farming of onions. “Magsisibuyas kami. ‘Yun ang pangunahin naming hanapbuhay doon. I came from farming as well. Nagtatanim ako

ng sibuyas, palay at nagsikap ang magulang ko na mapagtapos ako as a nurse,” he said. Francisco graduated in 1996 and worked for the Department of Health in Cabanatuan. After 10 years with the DOH, the opportunity to work in the UK came and he embraced the challenge. Francisco is a dedicated family man. He is a father of three, who also took on the responsibility of sending to university three of his four siblings. Two of them are now teachers and another sibling followed in his footsteps and became a nurse. “Pangarap kong magabroad to help my brothers and sisters,” Francisco explained. He is grateful that his wife supported him and allowed him to help them. Francisco dedicated the award to his family and country, the Philippines. He also wants to inspire those who came from impoverished backgrounds to persevere and pursue their dreams. “Ang kahirapan ay ‘di hadlang para maabot mo ang ganitong antas ng pamumuhay. Hindi rin lang matataas na paaralan ang magbibigay sa iyo ng tagumpay. Basta graduate ka at may pagsisisikap ka, may pangarap ka sa buhay, maaabot mo,” he said. —ABS-CBN News

PH bet wins Miss Tourism World Intercontinental 2019

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fter Filipino-Australian Catriona Gray won as Miss Universe 2018 last month, another Filipina has conquered an international pageant. Francesca Taruc was crowned Miss Tourism World Intercontinental 2019 last January 8 in Nanjing, China. The Tatarstan and Ukraine representatives won first and second runner-up, respectively. Taruc, based in Angeles, Pampanga, also received a special award for “Best Body” during the preliminary rounds. Taruc graduated with a degree in Mass Communication at Holy Angel University in Pampanga. The 20-yearold beauty queen also represented the Philippines in Miss Freedom of the World 2018 at Kosovo in July last year and won the title. A day before the Miss Tourism World Intercontinental competition, she asked supporters to pray for her as she tries her best to win the crown. Francesca is a descendant of a Hukbalahap leader. According to a report from GMA News, Francesca is the grandfaughter of Luis Taruc, a leader of the Hukbong Bayan Laban sa mga Hapon (Hukbalahap), which fought during World War II. She is also into vlogging. Francesca has posted some of her videos on YouTube, including a makeup tutorial. She finished her studies even before competing in pageants. In an Instagram post, Francesca shared how she finally finished school and fulfill her dream to be a beauty queen. She also said that when she was made to choose, her late father reminded her to finish her studies. “KORONA O DIPLOMA? Dahil meron akong international pageant pero kasabay siya ng pagaaral ko. Inadvice sakin ng dad ko, “DIPLOMA MUNA ANAK” Sinundan ko siya, araw ng laban ko Oct 21-28. (Crown or diploma? I had an

Like fine wine: Philippines cheers Pacquiao victory “The Palace is one with the entire Filipino people in celebrating Sen. Emmanuel Pacquiao’s successful WBA welterweight title defense over Broner,” presidential spokesman Salvador Panelo said in a statement. Philippine bet Francesca Taruc was crowned as Miss Tourism World Intercontinental on Jan. 8, 2019.

international pageant and was also studying at the same time, and my dad told me ‘get a diploma first.’ I followed his advice and my pageant was from October 21 to 28.) “At sumakabilang buhay ang daddy ko ng Oct 23, buti nalang sinundan ko siya na wag muna ako lumaban sa international, kung nasa ibang bansa ako ng araw na yun, hindi ko maabutan ang tatay ko. Daddy, sana proud na proud ka sakin. Alam ko andiyan kalang at gumagabay. Alam ko pinagmamalaki mo ako diyan sa Heaven!” (My dad passed away on October 23. It’s a good thing that I followed his advice not to enter an international pageant first because I would be in a different country that day. I would not have been able to say goodbye. Daddy, I hope you’re proud of me. I know you’re watching over me. I know you’re proud of me there from heaven.) She’s competed in other pageants. Before doing Miss Tourism World Intercontinental and Miss Freedom of the World Philippines, she already competed in 2017 when she won Mutya ng Angeles Youth Ambassadress.

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aucous cheers erupted from Philippine boxing fans in Manila who jumped in joy to celebrate the victory of Manny Pacquiao against Adrien Broner on Sunday, January 20, comparing their 40-yearold idol to a “fine wine.” Filipinos had been confident their champion Pacquiao would easily defend his welterweight title in Las Vegas and the boxer did not disappoint, earning a unanimous decision victory against an opponent 11 years his junior. From children to the elderly, screaming and fist-pumping fans gathered together to watch the fight in the nation’s gymnasiums at traditional free public viewing events. “Manny Pacquiao is like a fine wine. Gets better through the years. He can still throw flurry of punches for a 40 year old,” said Twitter user @gemmedgem. “I was jumping in joy when I saw him because Manny Pacquiao is really my idol. Filipinos are happy and it gives us honor to have him as a boxer,” Jenny Gitgano, 56, told AFP after watching the bout in the capital city. Pacquiao, dubbed the “Pambasang Kamao” (Philippine national fist), is considered a hero whose rise from high school dropout to millionaire world boxing champion in an unprecedented 8 weight divisions is an enormous source of pride. During his younger

years, Pacquiao’s bouts brought the country to a standstill, with authorities saying traffic and crime virtually ceased. While crowds have thinned in the twilight of Pacquiao’s career, hordes of fans still gathered in covered courts and even military camps to watch the fight which took place Sunday afternoon in the Philippine time zone. Pacquiao is a reserve army colonel and an elected senator allied with President Rodrigo Duterte. “We thank our pound-for-pound King for not only bringing honor and glory to our flag, but for once again uniting all Filipinos worldwide,” Duterte spokesman Salvador Panelo said. Fans called on Pacquiao to run for president, even as the boxer said postfight that he was not eyeing higher office. “Manny Pacquiao for president! He is really our idol. We won’t stop supporting him,” port worker Elpidio Bagayones, 48, told AFP. But some analysts expressed doubt that Pacquiao would secure a rematch with Floyd Mayweather –who watched the bout from ringside – following the Filipino’s 2015 loss, saying he failed to knock Broner down. “He won clearly, but I’m not sure Floyd Mayweather lost any sleep after that, or is itching to jump in the gym for another fight,” Ring Magazine reporter Ryan Songalia told AFP. — Rappler.com


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Tony Labrusca petitioned to be recognize as a Filipino citizen

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iniyak ng Bureau of Immigration (BI) na ikokonsidera ang ginawang hakbang ng Fil-Am actor na si Tony Labrusca hinggil sa petisyon nito para makapag-stay at makapagtrabaho sa bansa. Ayon kay BI Deputy Commissioner Tobias Javier, ito’y kahit inirekomenda na ng kanilang Intelligence Division sa Legal Division na sampahan ng deportation complaint ang nasabing half Pinoy actor. Gayunman, aaralin aniya ng kanilang Board of Special Inquiry ang petisyon ni Tony at sakaling makitaan ng basehan at ma-grant ito, sila mismo ang gagawa ng rekomendasyon sa Department of Justice upang payagan na tumira at makapagtrabaho sa Pilipinas. “I was informed that Tony Labrusca also filed a petition for recognition as a Filipino citizen, considering that both his parents are Filipinos,” ani Javier. Ayon pa sa Immigration officer, kapag papayagan ng gobyerno ang petisyon ni Tony, magiging “moot and academic” na ang deportation case nito. “We could no longer deport him. He is

Fil-Am actor na si Tony Labrusca already a Filipino,” saad nito sa panayam ng Inquirer. Kung maaalala, naging kontrobersyal ang 23-year-old actor dahil sa umano’y paninigaw sa mga immigration officers habang nasa airport dahil sa isyu sa kanyang visa. Nabatid na pinagsisigawan ni Labrusca, isang US passport holder, ang mga

immigration officer matapos na bigyan lamang siya ng 30 araw para makapanatili sa bansa. Humingi naman ng paumanhin ang aktor na nagsabing nadismaya lamang umano siya at hindi alam ang kinakailangan gawin para makasama ang kanyang mga magulang para makakuha ng balikbayan stamp. “It was very upsetting for me. And I’m sorry that I somehow took my frustrations out on the officer. But never did I call anyone stupid, nor an idiot, much less brag about being a celebrity,” ayon kay Labrusca. “I know for a fact that the officer is merely doing her job. My biggest mistake perhaps was letting my emotions get the better of me and again I’m sorry,” dagdag pa ni Labrusca. Si Tony ay anak ng aktor na si Boom sa dating celebrity girlfriend na si Angel Jones, at lumaki sa Canada kaya nananatili siyang US citizen. Taong 2016 nang umuwi siya sa Pilipinas at sumali sa isang reality-based singing search na Pinoy Boyband Superstar kung saan umabot siya sa grand finals. Gumawa ng ingay ang kanyang pangayan

sa nabanggit na digital movie kung saan katambal nito si Angel Aquino. Samantala nagpaalala ang Bureau of Immigration o BI sa mga Pinoy kaugnay sa paggamit ng tinagurang ‘Balikbayan privilege.’ Ayon sa Immigration, ang pribilehiyong ito ay para lamang sa mga dating Pilipino na dumaan sa naturalisasyon sa ibang bansa at kasama ang kamag-anak nilang Pilipino sa pagbiyahe. “The privilege is for former Filipinos, and their immediate family members who are traveling with them only,” paliwanag ni Immigration spokesperson Dana Krizia Sandoval. Dagdag pa ni Sandoval, pwedeng magfile ng kanyang extension para sa tourist visa. Pinaalalahanan din ni Sandoval ang artista at ang lahat ng mga dayuhan na igalang ang mga immigration officer. “It is against the law to disrespect immigration authorities, and violating aliens may be excluded and blacklisted from the Philippines. Showing disrespect to symbols of authority is essentially showing disrespect to the country,” ani Sandoval.

Carlo may girlfriend na pala, niloko nga lang ba si Angelica?

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ALAT na ngayon sa social media ang litrato ni Carlo Aquino na may kasamang non-showbiz girl. Ayon sa mga netizens, ang babaeng kasama ng Kapamilya actor sa nasabing Instagram photo ay si Trina Candaza. Base sa kanilang mga litrato together na nakita namin sa social media at kuha sa iba’t ibang okasyon, mukhang matagal nang magkakilala ang dalawa. Isa sa mga photo na ito ay ipinost ng netizen sa IG na may handle name na cargel_pabaliw. Caption niya sa nasabing litrato, “Para sa mga nagttanong sino c trina April p daw naging sila ni carlo bago p exes baggage sila na pero hinihintay dn kasagutan eto b totoo o haka2 lng.” Dahil dito, na-bash nang todo si Carlo, lalo na ng mga fans nila ni Angelica Panganiban na umaasang magkakabalikan ang dalawa. Ayon kay @joviemed_kuwait_solid_ angel, “Dapat iparamdam sa kanya ang galit ng CarGel fan niloloko niya tayong lahat bat siya lambing lambing kay Angge may GF pala siya!” Komento naman ni @joestonecold, “Sa ugali

niya na manggagamit di malayo yan baka nga isa yan sa dahilan ng 7 years niya na GF lumayo may araw ka din liwanag ng emperno yang kakapalan ng mukha mo sulitin mo lumabas ka harapin mo kaming lahat.” _akiaki1110 Ito naman ang hugot ni @joviemed_ kuwait_solid_angel, “Hindi inisip ni Liwanag (tawag kay Carlo) ng emperno yan momsh walang kwenta sa kanya pagkakaibigan nila lahat ng sinabi niya kasinungalingan lahat bilog lng niya tayo.” Comment naman ng fan ni Carlo, “Fans lang tayo kaya wala na dapat tayong angal kung sino ang gusto ni Carlo idate, tyaka siguro for plugging the movie lang yung kasweetan nila ni ange sa TV. At baka Binubuild up lang sa madla yung Cargel para sa shows. Basta ko masaya ko makita sila sa TV at movie.” Nitong nakaraang araw, nag-tweet si Angelica tungkol sa estado ng kanyang puso. Aniya, “Ngayon lang ako nasaktan. Tapos, na appreciate ko. Kasi, nasasaktan na ko ulit. Totoong nagmamahal na ko. ULIT!!! MAGDIWANG!”

May isang netizen din ang nam-bash kay Angelica kamakailan na nagsabing, “Grow up Angge. Pag-usapan niyo ‘yan ni Carlo. ‘Wag mong idaan sa social media lahat. Minsan nakakaduda rin if gaano ka ka-genuine magcare for Carlo. Kung ano ang kinadaldal mo, kinatahimik niya. Jusko para kayong 13, 14 ulit. Hoy, 33, 34 na kayo. Act your age.” Ito naman ang resbak ng aktres sa kanya, “Wow. Sa lahat ng na offend ko. Sorry. Hindi ko alam na may issue pala kayo sakin. From now on, hindi na ko magsasalita. Huling caption ko na po ito. Kasi nakakahiya sa inyong mga nasaktan ko (sic). “Tama ka. Madaldal ako. So tatahimik na ko. I will act my age po. Sorry po. Hindi na kayo makakarinig ng kahit na ano sakin regarding Carlo. Lalayuan ko na din para hindi na lang ako mahusgahan at hindi na po siya mahirapan sa sinasabi niyong ‘impact’ na ginagawa ko para madehado po siya,” aniya pa. irit pa ni Angelica sa mga hater, “Happy po? Thank you. Sana po maintindihan niyo at mapatawad niyo ko. Pagod na din ako sa kanegahan at pakekelam ninyo. Nasaktan Ang napapabalitang GF ni Carlo Aquino ang na din ako. So tama na.” —Bandera Model na si Trina Candaza?

“She was being charged hundreds of millions or billions of pesos po at tinulungan po ni Kris Aquino kay Kim Henares if I’m not mistaken, para mapababa ang kanyang ibabayad kay Kim Henares o sa gobyerno natin,” pagbubunyag ni Barretto. Si Henares ang BIR commissioner sa ilalim ng administrasyon ni dating Pangulong Benigno ‘Noynoy’ Aquino III. ­ “Ang akin kasi, I didn’t want to tell the truth… Ayoko magsawsaw pero meron tayong pinanggagalingan. Whether you bash me or not, I really don’t care. But at this point I will tell the truth. Hindi naman tayo nakikisawsaw. Ako hindi ako nakikisawsaw sa buhay ng ibang tao kung hindi naman sinasawsaw ang buhay nila sa akin,” ani Barretto. Kapalit aniya ng pagtulong kay Eduardo ay pinagsa-shopping ng isang Gary Garcia na nakabase sa Los Angeles sa ­Estados Unidos si Aquino. “Pinagkakalat din ni Alice Eduardo at ng kanyang mga kapatid (Small Laude, wife of bilyonaryo Philip Laude) na tinulungan

ni Kris Aquino at ang halaga lang daw ay binabayaran lang daw ng mga pinangsashopping ni Gary Garcia, the gay friend from LA, na he would buy things from the States and send those to Kris Aquino,” ani Barretto. Samantala, nag post sa kanyang Instagram account si Aquino ng komento tungkol sa mga sinabi ni Barreto at nag­labas din ng isang video ng dokumento mula sa Divina Law. “To put things in context: Nilabas ang list ng top individual taxpayers for income earned in 2011, taxes paid in full April 15 up to July 15, 2012 nung income tax season of April 2013, the same time His Highness, the Sultan of Brunei was in the Philippines, for a State Visit,” ani Aquino. “8 years of certified BIR tax payments ang nilabas ko, hindi po para magyabang, pero para magpatunay, na kailanman ay hindi ko magagawang ipagkait sa at mga PILIPINO ang karapat dapat at tamang buwis na dapat kong ibayad. P322,098,558.74 in paid taxes over 8

Gretchen may rebelasyon tungkol kay Kris Aquino

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atapos kampihan ni Barretto si Nicko Falcis sa problemang kinakaharap nito matapos sampahan ng mga kaso ng dating business partner na si Aquino, malaking pasabog naman ang mga rebelasyon ni Gretchen Barretto sa kanyang Instagram Live kamakailan kung saan isiniwalat nito na tinulungan diumano ni Kris Aquino ang kaibigan nilang businesswoman socialite na si Alice Eduardo sa problema nito sa milyon-milyon o bilyong halaga ng buwis na dapat bayaran sa Bureau of Internal Revenue (BIR). “Si Alice Eduardo po, many years ago, a few years ago, had… in trouble with her tax,” ani Barretto. Nabatid na si Eduardo ang may-ari ng Sta. Elena Construction and Development Corporation na siyang nakakuha sa kontrobersiyal na P5 bilyong Port Irene breakwater project sa Cagayan at close associate din umano ito ng Japanese gambling tycoon na si Kazuo Okada.

Actress Gretchen Barretto years, and i was already the top 8 taxpayer in 2008, a year before my mom died and 2 years before my brother became president,” dagdag pa ni Aquino. Sinabi pa ni Aquino na maaaring maberipika sa BIR tax records ang kanyang ipinost.


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DAJIA Tel.: 04-2688-9115

●Mon-Sun :9AM - 9PM

YONGKANG Tel.: (06) 201-5660

●Mon-Sat :12PM-9PM ●Sun : 9AM-9PM No.1, Lane 101, Gangyan Rd., Gangshan Dist., Kaoshiung City 高雄市岡山區岡燕路101巷1號

台中市大甲區蔣公路14號

●Mon-Sat :10:30AM - 9PM ●Sun: 9AM - 9PM

TAINAN-TK Tel.: (06) 222-7281

GANGSHAN Tel.: (07) 622-9903

Dajia District, Taichung City

●Mon-Sun: 9AM - 9PM No.19-1, Huzhu Community, Dalin Township, Chiayi County 嘉義縣大林鎮互助社區19-1號

RENDE Tel.: (06) 270-2212

●Mon-Sun: 9AM-9PM

●Mon-Sun: 9AM-9PM

No. 1102-1, Wangxing Road, Yongkang Dist., Tainan City 台南市永康區王行路1102-1號

No. 180-1, Zhongshan,

Rende District, Tainan City

台南市仁德區中山路180-1號

DALIAO (07) 787-8310

DEXIAN (07) 360-1381 (07) 360-1383

●Mon-Sat :11AM-8PM ●Sun :9AM-8PM No. 1235, Guangming Rd., Sec. 1, Daliao Dist., Kaohsiung City 高雄市大寮區光明路一段1235號

6 5 1 2 8 1 8 1 4 7 3 3 5 2 9 1 4 6 9 4 7 8 6 4 8 7 1 5 8 3 9 1

OFW HOTLINE

DALIN Tel.: 05-295-1119

No. 216, Linsen West Road East Dist., Chiayi City 嘉義市東區林森西路216號

No. 31, Gongyuan S. Road, North District, Tainan City 台南市北區公園南路31號

No. 14, Jianggong Road,

CHIAYI Tel.: (05) 225-2928

No. 114, Minsheng Road, Douliu City, Yunlin County 雲林縣斗六市民生路114號

●Mon-Sun: 9AM-9PM

●Mon-Sun :9AM - 9PM

●Mon-Sun: 9AM 7PM No. 108, Dexian Road, Nantzu District, Kaohsiung City 高雄市楠梓區德賢路108號

Each Sudoku has a unique solution that can be reached logically without guessing. Enter digits from 1 to 9 into the blank spaces. Every row must contain one of each digit. So must every column, as must every 3 x 3 square. Complete the grid so that every row, column and 3 x 3 box contains every digit from 1 to 9 inclusive

Solution to last issue

7 8 6 3 4 9 5 1 2

4 5 3 6 2 1 8 9 7

1 2 9 8 7 5 4 6 3

8 6 2 1 9 7 3 4 5

9 4 5 2 8 3 1 7 6

3 7 1 4 5 6 9 2 8

6 9 4 7 3 8 2 5 1

5 3 7 9 1 2 6 8 4

2 1 8 5 6 4 7 3 9

Foreign Workers Consultation Service Center

Hotline for the labor service

Maaaring magtanong ukol sa mga alitan ng manggagawa at Language Service Line employer, ukol sa biglaang pagtatapos ng kontrata, pagkuha English 0800-885885 ng patotoo ng pagtatapos ng kontrata, atbp. Thai 0800-885995 Indonesian 0800-885958 Taipei City Foreign Workers Tel: 02-25502151 Vietnamese 0800-017858 Consultation Service Center Fax: 02-25507024 Fire Dept. and 119 Kaohsiung City Foreign Workers Tel: 07-8117543 Ambulance Service Consultation Service Center Fax: 07-8117548 Police 110 Taipei County Foreign Workers Tel: 02-89659091 Local Directory 104 Consultation Service Center 02-89651044 Assistance (Mandarin) 105 Fax: 02-89651058 Long Distance Directory Taoyuan County Foreign Workers Tel: 03-3344087 Assistance (Mandarin) Consultation Service Center 03-3341728 Directory Assisance (English) 106 03-3322101 ext. 6812 Protection Hotline 113 Fax: 03-3341689 Coast Guard 118 Foreign Representative Offices in Taiwan Anti-Fraud Hotline 165 Manila Economic and No. 55/57, Zhouzi Street, Freeway Report 168 Cultural Office Neihu District, Taipei City Operator Assistance 1128 Tel: 02 2658 8825 Int’l Call Center 0800-080-100 Thailand Trade and 10F, No.151, Xinyi Rd , Sec. 3, Int’l Community 0800-024-111 Economic Office Taipei,Taiwan Service Hotline Tel: 02- 25811979 English-Speaking Taxi Service 02-2799-7977 Fax: 02- 25818707 Tourist Information 02-2717-3737 Indonesian Economic 6F., No. 550, Ruiguang Road, Taoyuan Int’l Airport 03-383-2194 and Trade Office Neihu District, Taipei City Tourist Service Center Tel: 02-87526170 Taoyuan Int’l Aiport 03-383-2194 Fax: 02-87523706 - Terminal 1 Vietnam Economic and No. 3-1, Lane 69, Songjiang Taoyuan Int’l Airport 03-398-3341 Cultural Office Road Taipei, Taiwan - Terminal 2 Tel: 02-25043477 Fax: 02-25041761 SSS Taiwan No. 55/57, Zhouzi Street, Pag-IBIG Taiwan No. 55/57, Zhouzi Street, Neihu District, Taipei City Neihu District, Taipei City Tel. No.: (02) 2507-9187 Tel. No.: (02) 2517-7775 Mobile: 0926-38256 Mobile: 0975563561

Taiwan International Airport Office- Foreign Worker Service Center Taoyuan Int’l Airport Office

Kaohsiung Int’l Airport

03-398-9002 / 03-393-1469 English: 03-398-3976 Thai: 03-398-3975 Indonesian: 03-398-3977 Vietnamese: 03-398-3974

No. 9, Hangjan S. Rd., Dayuan Township, Taoyuan, Taiwan Room No: C-0-278

07-803-6804 / 07-803-9177 07-803-6419

No.2, Zhongshan 4th Rd., Siaogang Dist. Kaohsiung City, Taiwan


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FEBRUARY 2019

EEC Elite Express

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31 NEWS


32 NEWS

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EEC Elite Express

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FEBRUARY 2019

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EEC NOW February 2019 Issue  

EEC NOW February 2019 Issue  

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