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Including Bank-Owned, Foreclosed & Short Sale Properties

Riverside, Corona, Norco, Moreno Valley, Perris, Murrieta, Temecula & Surrounding Areas Volume 18 Issue 06

One Of A Kind Resort Property On 5 Acres Karin McCoy Allison James Estates & Homes

(951) 265-6149 See Pages 40-41 For More Information

Local Listings Updated Daily

www.HGMags.com To Advertise Call (909) 208-5653


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Free HUD Home Buyer Workshop

&

Home Tour

Hurry‌Limited Seating!

HOW TO BUY A HUD HOME

FREE SEMINAR Limited Seating Available - High Demand

Call NOW to Reserve Your Location and Date

1-888-826-5651

ANOTHER BEAUMONT BEAUTY! 4 bed - 3 bath - 2619 SqFt Everything you've been waiting for at $220,000!

BEAUMONT HOME BACKS TO GREENBELT! 4 bed - 3 bath - 2002 SqFt This one's at steal at $185,000!

888-826-5651 CA Dept of Real Estate License #01373456

Direct: 888-826-5651 Email: info@iegovhomes.com

www.IEGovHomes.com

HUD Homes Magazine & www.iegovhomes.com are not affiliated with, endorsed, authorized or approved by the Federal Government or the US Department of Housing and Urban Development. Alpha One and Advance Team are approved Local Listing Brokers of HUD homes.Seller closing cost credit available on most properties but not guaranteed. Payments quoted are based on the minimum standard fha down payment requirements of 3.5 percent. Interest rate of 4.5%. Annual percentage rate of 5.523 percent with a 30 year fixed rate mortgage. Please note that all rates, prices, terms and payments are subject to change without prior notice at any time and are based on the best current market information available at the time of publication.


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SAVE THOUSANDS $$$ Riverside & San Bernardino

HOMES

NORTH FONTANA

CALL FOR INFO FONTANA

4B/4BA, 2988 SQ.FT. BUILT 2007. OPEN FLOOR PLAN. HARDWOOD FLOORS. ID# 16681

RIALTO

CALL FOR INFO FONTANA

5B/3BA, 2788 SQ.FT. BUILT 2004. KITCHEN W/GRANITE COUNTERTOPS, TRAVERTINE FLOORS. ID# 16182

CALL FOR INFO BLOOMINGTON

LOW $200’S RIALTO

3B/2BA, 1673 SQ.FT. BUILT 1960. TILE FLOORS, OPEN FLOOR PLAN, CENTRALLY LOCATED. ID# 19438

3B/2BA, 1084 SQ.FT. BUILT 1987. OPEN FLOOR PLAN. ID# 1043

CALL FOR INFO COLTON

2B/2BA, 798 SQ.FT. BUILT 1986. OPEN FLOOR PLAN. SOUTHRIDGE COMMUNITY. ID# 14605

MID $100’S

3B/2.5BA, 1580 SQ.FT. BUILT 1989. OPEN FLOOR PLAN. TILE FLOORS. GREAT LOCATION. ID# 1943

HIGH $100'S MONTEBELLO

4BR/2.5BA, 1700 SQ.FT. BUILT 1980. OPEN FLOOR PLAN. TILE FLOORS. PATIO. ID# 1036

2BR/1BA, 1205 SQ.FT. BUILT 1942. TILE FLOORS, RENOVATED KITCHEN W/GRANITE COUNTERTOPS. ID# 332

www.herrerarealestate.net For Your FREE Photo List “How To Buy A HUD Home” Register For Free: Seminar

HOMES

SAN BERNARDINO

MID $300'S REDLANDS

4B/2.5BA, 2786 SQ.FT. BUILT 2006. TILE FLOORS. TILE KITCHEN COUNTERS. ID# 5926

FONTANA

$405,000 WHITTIER

4B/4BA, 3483 SQ. FT. ID# 815

CALL FOR INFO CHINO

4B/3BA, 2752 SQ.FT. BUILT 2007. OPEN FLOOR PLAN. ID# 7420

$69,000 SAN BERNARDINO 1B/1BA, 618 SQ.FT. BUILT 1986. ID# 5165

HIGH $300’S WHITTIER

3B/2BA, 1211 SQ. FT. BUILT 1961. OPEN FLOOR PLAN. TILE FLOORING. ID# 13901

CALL FOR INFO COLTON

2B/1BA, 1234 SQ.FT. ID# 343

MID $200’S

2B/2BA, 812 SQ. FT. BUILT 1948. RENOVATED KITCHEN W/GRANITE COUNTERS. UPDATED BATHS. ID# 11709

CALL FOR INFO

3B/3BA, 1441 SQ.FT. BUILT 1989. OPEN FLOOR PLAN. GREAT LOCATION. ID# 1101

ALL PROPERTIES SOLD AS IS; “NO GUARANTEE OR WARRANTY OF PROPERTY CONDITION.”

Direct:

(909) 483-0313

Raul Herrera Hilda Herrera

&

E-Mail: Raul@HerreraRealestate.net

CA Dept of Real Estate License #01121060

WWW.HGMAGS.COM

Como Comprar Una Casa HUD! LLAME HOY! Para Mas Información. 2000 FREE SEMINAR: Rancho Cucamonga: Thursday - May 02, 09, 16, 23, 30 7:00pm – 8:00pm Ontario: Saturday - May 04, 11, 18 10:00am – 11:00am Also visit: www.HUDHomestore.com

1


W W W. C 2 1 G A R L A N D . C O M

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Garland Realty, Inc. 1264 W. 6th Street, Corona

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Call (951) 734-1264 1 (800) 266-1264 SE HABLA ESPAÑOL\ PROFESSIONAL SERVICES FOR ALL YOUR REAL ESTATE NEEDS

EACH OFFICE INDEPENDENTLY OWNED AND OPERATED

00

900

,9 799

9, $49

$

CORONA · $799,900 STANDARD SALE Beautiful 5 BR, 4 BA. 3000 sq.ft. Courtyard entry, formal living room with french doors and fireplace, dining room with recessed ceiling. Custom light fixtures. Custom rock pool w/waterfall and rock slide, cave spa seats 10 + much more. #2890-G

0

CORONA · $499,900 STANDARD SALE Upgraded pool/spahome in excellent condition. 4 BR, 2.75 BA, 2404 sq.ft. Landscaped front and back, block walls, built in fire pit, covered Patio. Drive through 4 car garage. Security system. Indoor laundry. Upgraded carpet/tile. Cul-de-sac. #1638-H

0

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$

CORONA · $425,000 STANDARD SALE Great South Main St. Location*Large 11,760 Sq Ft Corner Lot*4 Bedroom, 2.5 Bath Pool Home*2650 Sq Ft. Custom Built Single Story Home Built By The Cervantes Family*New Flooring, Paint, And Bathrooms Remodeled*Big Covered Patio #2008-M

CORONA · $415,000 STANDARD SALE Remodeled 4 BR, 2 BA single story pool home with spectacular views of parks mountains and city lights, backs to open park. RV parking, block walls, 3 car garage with attic storage. Laminate floors, crown moulding, bonus room, etc. #2034-O

Now Is The Time To Buy… 00

900

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CORONA · $399,900 STANDARD SALE Built in 2004, 3271 sq.ft., 5 BR, 3.5 BA, 3 car tandem garage. Formal living/dining, huge family room, kitchen w/eat-in kitchen area, large island, walk in pantry. Downstairs BR/full BA + additional 1/2 guest bath downstairs. laundry room. #13881-SR

CORONA · $389,000 STANDARD SALE Spacious well-kept unique home. 3 bedroom, 2.5 bath, 2451 sq.ft. Large formal living and dining area, rustic fireplace in family room, open kitchen. Unfinished storage room, indoor laundry room, large lot and much more. #1403-M

Low Interest Rates!!! 00

00

,9 319

CORONA • $319,900 STANDARD SALE Updated, improved original design. 3 BR, 2 BA. 1386 sq.ft. Large open family room/kitchen combo. Upgraded kitchen. Beautiful dining room w/recessed ceiling and hardwood flooring. Newer energy efficient windows throughout. #2890-G

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RIVERSIDE • $299,000 STANDARD SALE Two story pool home on 1/4 acre lot. 3 BR, 2 Full BAs with powder room. Loft, central AC/heat, fireplace, two car garage, and large 11,325 sq.ft. lot. Nice kitchen with granite counter tops; this is a great house. RV access. #11282-WF


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Mike & Teri

REALTORS®

(951) 415-3417 mike@thebelgerteam.com

CALL FOR INFORMATION ON OUR 0.5% DOWN, 30 YEAR FIXED LOAN PROGRAM.

RARE OPPORTUNITY TO OWN OVER 1 ACRE OF LAND WITH TWO CUSTOM HOMES. Main home is a 3300 ft single story highly upgraded 4 bedroom and 3 bath with bonus and game rooms, Second home is 1100 sq ft with 2 bedrooms, 1 bath, kitchen, laundry and family room. Property includes a pool, spa, sports court, fireplace, fire pit, BBQ, vineyard, custom kids play house and garden. First time on the market. Call for pricing... For more photos, visit: www.2785state.com

$1500 DOWN, $1348 MONTHLY* SOUTH CORONA POOL HOME with 3 bedrooms and 2 bathrooms, tile flooring through out the home, granite counter tops, built in entertainment center, patio cover and fire pit.

$2050 DOWN, $1898 MONTHLY* STANDARD SALE Offering 1746 sq.ft. of living space with 2 bedrooms and 2 baths, plus office. Crown molding, wood flooring, granite kitchen counter top, professionally landscaped backyard with patio cover.

$1375 DOWN, $1274 MONTHLY* 3283 SQ.FT. with 5 bedrooms and 3.5 bathrooms, has a very open floor plan, situated on a large lot with stamped concrete patio and custom cover.

$2125 DOWN, $1968 MONTHLY* CORONA SHORT SALE 3593 sq.ft. with pool. Home features 4 large bedrooms, 3 baths, bonus room, and granite counter tops. Corner lot, located in a great neighborhood.

$1300 DOWN, $1149 MONTHLY CORONA SHORT SALE with 2300 ft of living space with 3 bedrooms and 3 bathrooms, fireplace in family room, includes den and loft.

$1525 DOWN, $1349 MONTHLY* HUD HOME - great home with 2600 ft. 4 bedrooms and 3 baths. Includes a formal living and dining room, fireplace, granite counter tops, stainless steel appliances.

*Est. and Actual Number May Vary Slightly. Monthly Payments Are Principle and Interest Only. Restrictions May Apply, Call For Details.

We met Mike and Teri at an Open House in Riverside. We were just window shopping because we didn’t think we could afford a home. But they had us come to their office for a buyer consultation the next day. They then connected us with their lender who reviewed our situation. He determined that we qualified for a 0.5% down purchase program. That allowed us to buy a 3 bedroom, 2 bath pool home in the Wood Streets area of Riverside for LESS than $1,900 total down payment! We still can’t believe it, it was cheaper to buy a home than it would be to lease a new car! Call Mike and Teri to see how they can help you too!

CALL FOR INFORMATION ON OUR 0.5% DOWN, 30 YEAR FIXED LOAN PROGRAM.

WWW.HGMAGS.COM

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Let Me Be Your First Step!

Don’t miss out on an opportunity of a lifetime. There may never be a better time to buy or refinance. Call me today to discuss any of the following:

1. Let me talk to you about any credit concerns 2. Fast, accurate and reliable honest information from me Bankruptcy, Short Sale, Foreclosure in the past… 3. When can I be a homeowner again? 4. 203k Rehabilitation - Call me for details Find out how to get funds for all types of repairs and upgrades 5. Fannie Mae, Freddie Mac, FHA, VA-Direct Lender 6. Loan programs including first-time buyer friendly FHA/VA 7. Programs for borrowers with limited credit history 8. Low down payment options to get you into your home

Closing on time, with little or no red tape, saves you time, money and worry.

Melanie McCormick Mortgage Loan Officer 20+ Years Experience

(951) 203-2978 MelanieMcCormick@wjbradley.com NMLS #401866

Our Local Service Is Second to None! www.MelanieMcCormick4Loans.com 495 East Rincon Street Suite 110

Corona · CA 92879

© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233

4

WWW.HGMAGS.COM


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1871 California Ave. Corona, CA 92881

Page 5

CA DRE #: 01868831

Se Habla Espa単ol

Justin Tye, Broker (951) 377-2350 or jt@activerealtygroup.com

CORONA

$439,000

CORONA

$349,900

CORONA

$279,900

Historic 5 bedroom, 2 bath home! Many upgrades including kitchen w/ granite, new cabinets, paint, tile. Bonus back unit. A must see!!

Spacious single story home 3 bedroom, 2 bath home. Upgrades throughout including granite counter tops, tile floors, and more!

Completely remodeled 3 bedroom, 1.5 bath, private neighborhood and many upgrades including new tile, kitchen, granite, and more!

WILDOMAR

CORONA

CORONA

$339,000

$389,900

$319,900

5 bedroom, 3 bath home that features a new kitchen, tile flooring,stainless steel appliances, and much more!

Great opportunity for a growing business! Office space with kitchenette. Excellent frontage, plenty of storage.

Beautiful 3 bedroom, 2 bath, office, bonus room with extra work area and kitchenette. Huge lot size 23,524 sq ft. Too much to list!

RIVERSIDE

RIVERSIDE

RIVERSIDE

$219,900

3 spacious bedrooms and 2 bathrooms! Large lot with patio deck and more! Completely remodeled inside and out!

$249,000

Charming 3 bedroom, 1 bath home on a large lot. Great area at a great price! Home includes granite, new paint, flooring, & more!

$189,900

Beautiful Craftsman style single story 2 bedroom, 1 bathroom fully rehabbed home. Turnkey,large lot,and a must see!

YOUR Investor Based Brokerage! If you are an investor or just in need of the right home, call today! Constant Property Inventory * Investment Opportunities * REO/Short Sales WE ARE EXPANDING AND LOOKING FOR NEW AGENTS. IF YOU ARE INTERESTED PLEASE CALL TODAY!

WWW.HGMAGS.COM

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Academy Mortgage is one of the largest independent mortgage bankers in the country

John Dillon

Financing By

Business Development Southern California District Manager c. (760) 954-1982 e-fax (886) 665-7915 john.dillon@academy.cc academymortgage.com/johndillon NMLS # 213018 Branch NMLS ID: 275528 Branch License # 8171088 Corporate CA Lic. #4170013

Hiring NMLS Licensed Loan Officers in all markets in Southern California AGGRESSIVE COMMISSION STRUCTURE

43471 Ridge Park Drive ~ Suite C ~ Temecula, CA 92590 office: (951) 694-3300 fax: (951) 694-3900 Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

Offering Aggressive Incentives To All New Originators In 2013 On Site Underwriting, Processing and Closing in Temecula

Products Offered: CHF Platinum · FHA · 203K Rehab Loans · VA · CHDAP Conventional to 95% · USDA · Homepath (For 97% contact your local originator)

We Offer 21 Day Close Guarantees

Jenny Hall Edward Stokes Rena Payne Loan Officer Loan Officer Loan Officer Nmls#328210/CA Doc#328210 Nmls#305554/CA Doc#305554 Nmls#283134/CA Doc#283134

Jenna Blake Mari Pina Sales Manager Processor Nmls#283081/CA Doc#283081

Sheri Shaw Processor

John Dillon District Manager Nmls#213018/CA Doc#213018

A Direct Lender! 6

*Reverse Mortgages are brokered, not closed or underwritten by Academy.

WWW.HGMAGS.COM


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Frank Estell

NATIONAL ASSOCIATION of REALTORS®

Broker/Realtor CA Dept of Real Estate License #01488010

CALIFORNIA A S S O C I AT I O N O F R E A LTO R S ®

View Available Homes On My Website

HomesByFrankEstell.com

(951) 756-8563 Frank@EstellRealEstate.com

RIVERSIDE • $255,000 • HUD 4 bedrooms, 3 baths, 1840 sq.ft. Built 1989.

PERRIS • $160,000 • HUD 4 bedrooms, 2.5 baths, 1430 sq.ft. Built 1994.

PERRIS • $215,000 • HUD 5 bedrooms, 3 baths, 2892 sq.ft. Built 2004.

OWNING Your Own Home May Be EASIER Than You Realize! Buyers Need LESS THAN 1% for DOWN Payment Or Funds Can Be Applied To Closing Costs.

3% Grant Available for Down Payment or Closing Cost. Program Available for New or Existing Homes • Not Limited to First Time Home Buyers

*Call Frank now for more details. Restrictions may apply.

MORENO VALLEY • $168,000 • HUD 4 bedrooms, 2.5 baths, 1920 sq.ft. Built 2004.

MORENO VALLEY • $160,000 • HUD 3 bedrooms, 3.5 baths, 2084 sq.ft. Built 2008.

TEMECULA • $148,000 • HUD 2 bedrooms, 2 baths, 1070 sq.ft. Built 2008.

LAKE ELSINORE • $233,000 • HUD 4 bedrooms, 3 baths, 2414 sq.ft. Built 2002.

BEAUMONT • $220,000 • HUD 4 bedrooms, 3 baths, 2602 sq.ft. Built 2008.

MENIFEE • $271,000 • HUD 5 bedrooms, 3 baths, 2580 sq.ft. Built 1990.

Serving The IE - OC - LA Counties

WWW.HGMAGS.COM

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NEED TO SELL OR SHORT SALE YOUR HOME? WE HAVE YOUR BUYERS! CALL US TODAY! y lle Va o ren Mo

ms roo ed

4B

5

s om dro e B

WHAT A FIND! $169,900

LOOK AT ME! $205,000

WOW!!!! $180,000

This is a great 4 bedroom 2 bath home w/ over 2,300 sq.ft. Large open spacious kitchen with granite counters and kitchen island, family living and formal dining room. Large master bedroom and bath. You'll love it! Call today and see it today!

This great 3 bedroom 2 bath home features hardwood floors, open spacious family room with fireplace, huge master bedroom with slider leading outside. Nice kitchen overlooking the family room. 3 car garage and more. Call today!

This 5 bedroom 3 bath home is over 2,500 sq.ft. with 2 bedrooms & a bath downstairs. Family room living room and formal dining. Fireplace, open kitchen. Exxxtra large backyard with patio cover...This one is worth the call...it will go quick...Call today!

6

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ms roo d e

ms roo d e

5B

6B

WHAT A BEAUTY! $185,000

ANOTHER BEAUTY! $199,000

MINI CASTLE! $239,900

This 6 bedroom 3 bath home features over 2,800 sq.ft. Lower level features beautiful dark work laminate floors. Open bright spacious kitchen with granite counters and island and pantry. 1 bed & bath downstairs. Upstairs has large master suite, 4 other bedrooms bonus loft and 3rd bath. Just way to much to list...call today!!

This 6 bedroom 3 bath beauty has it ALL! 2 bed 1 bath downstairs. Open spacious kitchen, island tons of cabinets. Family living and forml dining rooms. Fireplace. Upstairs master suite and remaining bedrooms & bath. Plus a loft. new tile paint and carpet. PLUS RV Parking! Call to see this one today!

This 5 bedroom 3 bath really feels like a Mini Castle. You just won't believe the attention to detail and the open spacious feeling! 1 bed/bath downstairs. Large open kitchen with island, family living and formal dining room. Upstairs features master bedroom, loft and office area. Great backyard, 3 car garage and more! This is MOVE IN Ready! Call today!

D &B

Dennis & Beverly Mackey Realtors

Beverly Cell:

(951) 956-9000

Dennis Cell (951) Email: DBHomes@Rocketmail.com

347-9899

Dre*01343644/Dre#01323177

DRE# 01343644 DRE# 01323177

Kamesha Keesee,

Broker

951-454-5959

Call Now for your FREE Real Estate Owned and Bank Repo List of Homes CA Dept of Real Estate License #01292916

Or Visit www.4homesandloans.com

ale

S ort Sh

RIALTO

“Your Satisfaction is My Specialty”

$190,000 PERRIS

BEAUTIFUL WELL MAINTAINED HOME 3 large bedrooms, 1.5 baths, 2382 sq.ft. Wood burning fireplace in living room, formal dining, crown moulding, kitchen w/walk-in pantry and spacious nook. Separate utility/laundry room. Bonus room w/large storage closet. On 11,000+ sq.ft. corner lot. Well maintained back yard and so much more.

D

$270,500 MORENO VALLEY

BEAUTIFUL two story home located in Villages of Avalon. 4 bedroom, 2.5 bath, 2445 sq.ft. Near all HOA amenities including Lake Perris, Race Track, schools and shopping. New carpet, interior paint and appliances. All bedrooms located upstairs. Some window shutters. Enjoy the large private backyard.

O RE

HU

RIVERSIDE

O RE

O RE

$255,000 MORENO VALLEY

$230,000

GREAT single story 3 bedroom home located on dirt road; new carpet, paint, appliances. Laminate wood flooring in some rooms. Living room, family room w fireplace, kitchen with 1/2 bath and laundry area next to it. Two good size bedrooms, full bath + master with 3/4 bath. Covered patio, nice in ground pool/spa + covered RV parking!

D

HU

$235,750 RIVERSIDE

$135,000

HUD HOME 4 bedroom, 3 bath, 1840 sq.ft. home single story home. 2-car garage. To be sold in AS-IS condition. Hurry, won’t last!

BEAUTIFUL 3 bedroom, 2 bath pool home. Upgraded, open kitchen with light wood GREAT INVESTMENT OPPORTUNITY! HUD HOME: 2 bedroom, 1 bath, 672 sq.ft. cabinetry, recessed lighting, breakfast counter and tiled flooring. Family room with views single story home. To be sold in AS-IS condition. Priced to sell quickly. to patio and backyard. Wood flooring throughout the living room with wood burning fireplace, bedrooms and hallway. Whole house fan. Large, private backyard is perfect for entertaining. RV parking and a two car garage. Based on information from the IVAOR / MLS as of April 2013. Displayed MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

8

WWW.HGMAGS.COM


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Your Home Sold In 45 Days Or Less! D D LD LD LD L L O O O S S S SO SO 7147 Stanhope Ln. Sold for $239,000

7388 Westwood Sold for $162,000

2141 Stonefield Sold for $190,000

D L SO

LD O S 26675 McClure Ct. Sold for $160,000

LDReserved for O S

Your Sale!!!

D L SO

8922 Mesa Oak Sold For $240,000

D L SO

Call Today!

81796 Armagosa Dr. Sold for $450,000

D L SO

8665 Barton St. Sold for $241,000

9283 Mission Sold For $130,000

D L SO

2822 Avenida Valera Sold For $750,000

D L SO

D L SO 13887 Caspian Sold For $100,000

8487 Hayloft Sold for $338,000

7579 Hillhurst Sold For $241,000

D L SO

14664 Agave Sold For $142,000

15581 Buckboard Sold For $139,900

Your Home Rented In 45 Days Or Less!

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Any New Management Contract For 24 Months We’ll beat ANY competitor!

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★ 9


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One Of A Kind Estate. This Home Has It All!

Cover Home Inland Valley Edition

WD

Custom estate in North Bench Yucaipa with breathtaking mountain views. Built in 2005 on a 1 acre lot. Single story 4270 sq.ft. main house with 5 bedrooms, 3.5 baths, fireplace, theater room with projection TV and an attached 1042 sq.ft. garage. A 672 sq.ft. detached pool house with kitchen & bath + attached steam room. 650 sq.ft. detached covered pool cabana area with BBQ & entertainment facility. Detached 1172 sq.ft. 4-car garage with cabinetry for storage. Elaborate oversize swimming pool and 2 spas. Landscape & hardscape, lighting professionally designed and installed by Riverside’s leading contractors. The property also includes state of the art solar panel installation and so much more. Call today for more information.

$1,250,000

Wendy Dickinson CELL (951) 897-5540 OFFICE (909) 797-1151 10

wendydickinson1@coldwellbanker.com

KIVETT-TEETERS ASSOCIATES CA Dept of Real Estate License #01905782

WWW.HGMAGS.COM


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If You’re Losing Your House We Have $$$ Cash Cash $$$ To Buy It!!! Try Me! Try Me! Come On and Try Me… And Consider IT Done!

Total Payment

Total Payment

$1000

$1700

$189,000 4 BED 2 BATH IN MENIFEE No qualifying with 30% down. Owner will carry!

$230,000 5 BED 3 BATH IN PERRIS Down payment assistance program. 3300 sq.ft.

Total Payment

Total Payment

$834

$942

Jenifer Rallo

J R 487.7454

REALTOR®

9 5 1

$168,000 3 BED 2 BATH IN CANYON LAKE 1 story. 1287 sq.ft. New kitchen, bath, flooring, landscaping. 1st time home buyer program.

RANCHO MIRAGE FOR SALE

cell

Total Payment

www.newcenturyca.com/rallo

$744

Total Payment

$653

Special Government Down Payment Assistance Program 0 to 1/2% Down with 640 FICO Credit Score 3.5% Down with 600 FICO Credit Score

$110,000 4 BED 2 BATH Built in 2006. Spacious kitchen area, nice master bedroom. Short sale.

E-MAIL ME FOR A FREE LIST OF PROPERTIES Email: RealtorJenifer@gmail.com

Call Today To Buy, Sell or Refinance! Short Sale Specialist.

CA Dept of Real Estate License #01380056

Easy rogram P p e t S 3 ! Available ★ ★ ★★

$115,000 4 BED 2.5 BATH This great 2003 home is on a quiet corner lot. Motivated!

$249,000 3 BED 2.25 BATH IN CANYON LAKE 3 story. Huge yard. New carpet and paint.

ATTENTION HOME OWNERS WE LIST ALL HOMES

CALL TODAY: FREE ANALYSIS + ADVICE - NO OBLIGATION!!

We Have Tons Of Buyers· We Can Save Foreclosure

STOP! We Need Your House!!!!!

List With Me!!! We Get The Job Done Right The First Time!!!

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It’s That Simple… Call Today!

★ ★★ ★

APR 5.910% is approximate and based on a 30 year fixed rate mtg. as of July 12, 2011. Closing costs are estimated. APR, Rates & Fees Subject To Change. Rate quoted is for an owner occupied property and a 640 minimum Fico credit score. Rates are not guaranteed until locked and are subject to change without notice. All loans subject to credit approval. DRE Lic #01873127 NMLS #344261

Important Government Disclosure: New Century Realty & Lending is NOT associated with the government, nor approved by the government or by your lender. Even if you accept this offer and use our services your lender may not agree to change your loan. If you stop paying your mortgage you could lose your home and damage your credit rating.

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View Our Current Issues Online at: www.HGMags.com Local Listings Updated Daily... Next Deadline: May 13, 2013

Riverside County Edition

For Publication: May 31, 2013

Vol. 18 Issue 06 Cover Home Presented By

Karin McCoy Allison James Estates & Homes

(951) 265-6149 A D V E R T I S E R S

www.facebook.com/thehomegallery

Riverside County

EXCELLENTCREDITSCORE.COM

30

ACADEMY MORTGAGE CORPORATION TEMECULA

6

FIRST MTG CORP • Burns

31

RE/MAX REAL PROS • Belger

3

ACTIVE REALTY

5

GATEWAY FUNDING • Rigler

28

RE/MAX REAL PROS • Varley

BC

ALLISON JAMES ESTATES & HOMES •McCoy

FC, 40, IBC

GENESIS REAL ESTATE • Estell

7

RELIABLE REALTY • Spillman/Markakis

32-33

ALPHA ONE GROUP

25

GENESIS REALTY • Rallo

11

SOUTH PACIFIC FINANCIAL • Lopez

23

AMERICAN FINANCIAL NETWORK, INC

36

KELLER WILLIAMS ADVANCE TEAM • Luce

IFC

TRADEMARK REALTORS • Divine/Pataky

35

C-21 GARLAND

2

KEESEE, KAMESHA / BROKER

8

WJ BRADLEY • McCormick

4

C-21 GOLD • Chudzicki

39

LAKE HILLS REALTY • Irish

20-22 HOME GALLERY SERVICES DIRECTORY

26-27

CASH FOR YOUR HOME

38

NATIONAL REALTY GROUP • Mackey

8

DIRECT LENDING • Watson

24

NEW CENTURY REALTORS • Bailon

34

RE/MAX FINE HOMES • Wright

9

RE/MAX PLATINUM • Cadez

19

Michael Dew Cell (909) 208-5653

For Advertising Information Call:

Publisher/Owner Corona/Riverside/Moreno Valley/Temecula Area Sales

Mike@HomeGalleryMagazine.com

Vol. 12 Issue 05

Cover Home Presented By

Wendy Dickinson

Steve Walker Cell (951) 990-5165

Coldwell Banker Kivett-Teeters Associates

(951) 897-5540

Marketing and Sales Manager: Inland Valley Area

Steve@HomeGalleryMagazine.com

Inland Valley

Inland Valley Edition

ACADEMY MORTGAGE CORPORATION ONTARIO

29

CENTURY 21 KING REALTORS • Patino Team

18

IRN REALTY • Terry Sanchez

CENTURY 21 ROSE

15

OAK HILLS PROPERTIES

14

COLDWELL BANKER KIVETT-TEETERS ASSOC. • Dickinson

FC, 10

RE/MAX 2000 • Raul & Hilda Herrera

1

CREDIT REPAIR BY ATTORNEY

13

RE/MAX MASTERS • Dana Rosas & Eva Grijalva

BC

GREYSTONE LOANS, INC • Bert Fortier

16

Graphics/Production Coordinator: Vicki M. Low

Office (951) 485-6478 Fax No. (951) 485-6479

17

Graphic Designer/Layout: Miriam Barrientos

E-Mail: hgriv@homegallerymagazine.com or hgsb@homegallerymagazine.com

Home Gallery is a product of Media Marketing Productions, Inc. DBA Home Gallery All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 as amended which makes illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap,familiar status or national origin or an intention to make any such preference, limitation or discrimination." This magazine will not knowingly accept any advertisement for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD Toll-free at 1 800-669-9777 All houses subject to prior changes without notice. Neither advertisers nor Home Gallery are responsible for any errors in the ad copy. Home Gallery reserves the right to refuse any advertising which we deem unsuitable for our publication. No liability assumed for errors or omissions of advertisers from this index.

12

05.03.13

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760-948-7653 6550 Caliente Road Oak Hills, CA 92344

E-mail: oakhillsproperties@gmail.com Website: oakhillsrealestate.net

EAST OAK HILLS offered at $995,000 GORGEOUS Custom Built Estate features block walls, wrought iron/electric gate and lush landscaping. The 4000+ sq. ft. main house has 4 bedrooms/3.5 baths, formal living room w/cozy fireplace, gourmet kitchen w/island, all stainless appliances, sub zero frig, granite throughout, butler pantry, family room w/wet bar and fireplace. The Master Suite features a 3-sided marble fireplace, retreat, unique master bath w/his & her sides, massive shower and garden tub. Bonus room used as a Theater Room, and attached 3-car garage. The 1700+ sq. ft. Guest House features a wood burning stove and is currently set up as offices which could be easily converted to guest bedrooms w/attached single car garage. Refreshing pebble bottom pool and spa, solar panels, 2+ level acres of land on paved road just minutes to the I-15 Fwy. Call for your private showing of this truly unique property.

HESPERIA offered at $175,000 Nice 3 bedroom/2 bath home with open floor plan, large country kitchen with stainless steel appliances and pantry, cozy fireplace in living room, large covered patio and attached 3-car garage. Great “in-town� location within walking distance to Lime Street Park and close to schools and shopping all on 2+ acres of land.

ADELANTO offered at $150,000 Nice 4 bedroom/2 bath home built in 2005. Cozy fireplace in family room, 9 Ft. ceilings, open country kitchen with island and pantry, security alarm, underground utilities, custom paint and fenced rear yard, close to Hwy. 395 for easy commute.

WEST OAK HILLS offered at $295,000 3 bedroom/ 2 bath home with spacious bedrooms for her plus a man cave for him, wonderful floor plan with huge country kitchen, new appliances, upgraded white cabinets and wood laminate flooring in kitchen, dining and entry. All on fenced acreage zoned for horses just minutes to the I-15 and Hwy.395.

VACANT LAND +/- 5.0 Acres +/- 4.7 Acres +/- 2.6 Acres +/- 2.6 Acres +/- 4.8 Acres

Mesa Linda Mesa Linda Stuveling Barker Braceo

Oak Hills

14

$25,000 $25,000 $54,990 $67,900 $69,900

+/- 2.6 Acres Joshua +/- 2.8 Acres Joshua

$70,000 $72,500

Oak Hills

+/- 5 Acres

Mono

Phelan

$44,900

$34,500/each & up +/- 1.7 Acres Maple (4 parcels) +/- 8.7 Acres Steveling (2 parcels) $150,000/each +/- 14.4 Acres Caliente (commercial) $350,000

Hesperia

+/- 2.4 Acres

Thunderbird

Apple Valley

$125,000

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Act Now or You Will Miss out on This Once in a Lifetime Opportunity *Low Home Prices and Low Rates!! Get Qualified -Call today. Over 121 Loan Programs *EZ to buy with 1/2% or 1% Down Payment (3% Down Payment Assistance For New or Existing Homes - Not limited to first Time Home Buyers. Income and credit limitations apply.)

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Bert Fortier 16

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Terry Sanchez

CA DEPT OF REAL ESTATE LICENSE #01276580

(909) 262-5278 SELLERS: IT’S YOUR TIME!

ONTARIO $260,000 3 BEDROOM, 3 BATH

ALTA LOMA $330,000 4 BEDROOM, 2 BATH

CHINO $350,000 4 BEDROOM, 2.5 BATH

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Hilda Patino

"The Patino Team Welcomes Juan Saucedo & Juan Nicolas To Our Group Of Professionals"

King

Don't go into foreclosure, know your options. Receive up to $30,000! Call for info. We Are Just a Phone Call Away!! 888-264-2121

Empieze a Hacer Bonitos Recuerdos En Su Nueva Casa! Llame Gratis Al: 888-264-2121 own D 99 $14

n Dow 0 9 $17

CA Department of Real Estate License #01181910

Free Service For Buyers & Short Sale Sellers.

n Dow 0 0 $11

Victorville $149,900 $1045.12/Month

Redlands $179,000 $1200/Month

Oak Hills $110,000 $750/Month

Property has been freshly painted in and out, new carpeting, new garage door, upgraded kitchen. 3 bedrooms, 3 full baths; excellent family area near Victor Valley Mall.Walking distance from schools, banks, restaurants. Central heating and air, formal dining. Easy acess to 15 freeway. Motivated Seller!

Excellent family area near schools, shopping, freeway 10 and 330/30 freeways. 4 bedrooms and 2 baths, RV parking, 2 car garage and more. Motivated seller.This is a short sale!!

Beautiful 3 bedroom,2 bath,1631 sq.ft.single story family home. 2-car attached garage. Built in 2006. Walking distance to Cedar school, shopping and more. Desert views.

n Dow 9 4 $14

n Dow 0 0 $37

n Dow 0 5 $10

Victorville $144,999 $1012.51/Month

Upland $370,000 $2540.58/Month

Adelanto $105,000 $737/Month

Standard sale. Freshly painted. Excellent family area. 3 bedrooms, 2 full baths, 2 car garage, fireplace in living room, nice enclosed patio with built in BBQ area, formal dining. Near 15 freeway, Avalon Park, shopping, schools, and more.

Short sale; subject to bank approval. Excellent family area near shopping, 210 freeway, schools, banks, parks and more. Nice and quiet cul-de-sac street with mature trees.4 bedrooms,2 baths,2 car garage. Motivated seller.

Excellent family area, near school, park, and 395 highway. Short sale. 2100+ sq.ft. 3 bedrooms, 3 baths, loft, family room w/fireplace, formal dining room,kitchen island,central A/C.Motivated seller.

Payment based on an FHA 30 year fixed. 3.5% Interest Rate, 3.875% APR. Down payment based on a ChDap Silent Second from CalHFA. Borrowers contribution between cost and down payment must be 1% or $1,000, whichever is greater. Income limits apply. Rates, terms, and guidelines might change without notice.

CalHFA CHDAP _ California Homebuyers Downpayment Assistance Program Assistance is 3% of Purchase Price Available To Be Used For Down Payment or Closing Cost First Time Homebuyers Other Great Programs Include Home Path 3% Down with No Appraisal, Conventional 5% Down, FHA, VA, FLIPS, JUMBO, Low Rates, No Points, Lender Credit CALL, TEXT OR E-MAIL FOR MORE DETAILS AND TO GET PRE-APPROVED!

Mauricio C Rubio (909) 917-7805 Loan Officer - NMLS#258331 Servicio en su Idioma

Llamenos Hoy Mismo

18

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Text

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MLS Search App

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Beautiful Single Story Pool Home in Riverside $425,000 4 bedroom 4 bath 2924 sq ft. with it's own private road. 8.75 acres of horse ranch and serenity. Barn, pens, wash racks and more for your horses. Huge driveway, garage and privacy for you. (Palm)

SAVE THOUSANDS $$$ We Are HUD Home Brokers Call For FREE HUD Photo List (951) 359-4860 ale

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ale

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Hesperia $137,000 4 bedroom 2.5 bath 2444 sq ft. In a great community.

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(Woodland)

(Columbia)

(Bayberry)

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le Gallery

.com

(951)

359-4860

BOB IRISH, BROKER

alegallery.com ale

ale

S ort Sh

ale

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Redlands $89,000 2 bedroom 2 bath 848 sq ft. Hardwood floors, 2-car garage. (Lugonia)

ale

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Temecula Pool Home $379,000 5 bedroom 4 bath 3430 sq ft. Upstairs loft. On golf course. (Rhine) ale

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Cute Riverside Townhome $135,000 3 bedrooms 1.5 baths 1363 sq ft. Nice townhome.

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Hemet $100,000 3 bedroom 1.5 bath. 1284 sq ft. Singles story home on 10,454 sq.ft.lot.

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(Yale)

(Starfall)

(Avenue Juan Diaz)

Short Sale Stay In Your Home! Call For Details. (951) 359-4860 ale

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Single Story Riverside Pool/Spa Home $470,500 5 bedroom 4.5 bath 3997 sq ft. Over one acre w/outdoor BBQ, firepit + 4-car garage.

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Moreno Valley Condo $95,000 2 bedroom 2.5 bath 1444 sq ft. Two story condo with nice cov’d patio.

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Lake Hills Realty P

LAKE HILLS ◆

R E A L T Y

R E M I E R

P

R O P E R T I E S

BOB IRISH, BROKER LORENA REYES IRISH, HABLO ESPAÑOL

Dream Home You don’t need to be a Millionaire to be an Investor. • Move to the home you want! • Prices and interest rates are at the best in years! •Use your equity to buy a new home! •Rent your current home! Rental properties are in high demand. 76% of all real estate transactions in 2012 were standard sales. Why trust your hard earned equity to a distressed quick sale agent mentality. CALL US TO GET THE BEST RESULT!

22

(951) 313-6080

DRE#01844594 WWW.HGMAGS.COM


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CLOSE YOUR ESCROWS IN 21 DAYS!!

YES! 21 DAYS!

We Offer In House Underwriting, Docs and Funding With Service Level Guarantees *Certain restrictions apply

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Problem Loan Specialist 12 Years Experience Solving Problem Loans USDA - No Money Down Loan Programs Available Call For Details! · FHA - VA · First Time Home Buyer Programs · Assistance Programs · Advise On Raising FICO Score · Out of State Loans · Hard Money - No Qualifying · Can Close In Under 2 Weeks

It’s a Buyer’s Market... Call to Get Qualified! I Can Help!

Rose L. Watson Loan Consultant

Direct Lending Problem Loan Specialist 12 Years Experience

Direct: 951-544-5861 Office: 951-486-0210 Hablamos Español


HGRivSB 221 1-40 G1-10,G31-40:Layout 5

43

43 ID H

RIVERSIDE $241,000 92506

43 ID H

3:52 PM

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1 437 H ID

40

VICTORVILLE $268,000 92395

42

RIVERSIDE $158,000 92509

1 441 H ID

6 441 H ID

NORCO $245,000

SAN BERNARDINO $135,000

RIVERSIDE $167,000

Great horse property in need of a little tender love and care.

Single story home located close to Cal State University.

3 bedrooms, 1 bath, 1-car garage. Large rear yard.

1 439 H ID

9 433 H ID

0 435 H ID

PERRIS $135,000

RIALTO $202,000

SAN BERNARDINO $55,000

3 bedroom, 2 bath. 16,000+ sq.ft. lot.

4 bedroom, 2 bath. 3-car garage.

1 bedroom, 1 bath. Deep lot, alley access. Great potential.

30

07

44 ID H

44 ID H

20

44 ID H

5 435 H ID

RIVERSIDE 92506 $194,000

RIVERSIDE $122,000

HIGHLAND $282,000

BEAUMONT $201,000

3 bedrooms, 2 bath. 1200 sq.ft. No HOA.

3 bedroom, 2.5 bath condo. Close to UCR.

3 bedroom, 2.5 bath. Highland Ranch. Beautiful city views.

4 bedroom, 3 bath, loft. 2600 sq.ft.

ALPHA ONE GROUP (951) 275-0833

For More Property Info Text 85377

Search the Entire MLS on Our Website WWW.HGMAGS.COM

www.AOGRE.com

Enter the 5 Digit ID

CORONA • RIVERSIDE • MORENO VALLEY • ONTARIO • FONTANA • MURRIETA

43 ID H

4/29/13

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d

Directory of Services Advertising

Escrow Companies

Media Marketing Productions 909.208.5653 Mike Dew, Owner/Publisher Business Cards, Post Cards, Flyers, Agent Websites www.hgmags.com

American Independent Escrow, Inc. 951.443.5200 Your Independent Escrow Serving All of California

Air Conditioning/Heating Super Cool Heating & Air Conditioning Appliance Sales & Repair

951.992.8304

Home Entertainment Systems Elite Home Systems Donald Bigbie, System Designer/Owner elitehomesystems@charter.net

951.323.1729

Home Inspections Attorneys The Mellor Law Firm Mark Mellor www.mellorlawfirm.com

951.222.2100

Contractors Christian Rusovick Contractors 951.225.5259 Full Service Contractors Lic#B760926 Renovations, kitchens and bath remondels, REO rehabilitations, emergency services (board-ups, fire and water damage). Referral fees paid, senior discounts, painting and carpet services only if needed. No job is too small! Dave Cote Contractor 951.312.0701 REO Rehabs, Room Additions, Remodels, Patio Covers Tom M. Herrera Construction 951.538.4128 Complete Remodeling & Room Additions www.Pin2Bld.com - Lic 644765

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Accurate Inspections 866.779.8728 Gary Soto 0-2000 Square Feet - $175 • www.accurateinspect.net R.M. Woods Home Inspections 951.697.1022 Robert Woods, AHIT Certified www.rmwoodshomeinspections.com Complete Home Inspection Service (7 Days a Week) $199 up to 4000 Square Feet

Home Interior Improvement Gunn’s Home Interiors, Inc. 626.966.7334 Patrick Gunn, Mgr. 626.592.3633 Custom Flooring, Custom Window Treatments, Kitchen/Bathroom Remodeling, Accessories & Wall Paper CA License #790027

Home Staging Staged Sandi www.stagedbysandi.com Home Staging, Re-Styling

Home Warranty Services Old Republic Home Protection 800.445.6999 You Can Protect Any Home with an Old Republic Home Warranty Plan www.orhp.com

Domestic Agency

Insurance

Full Service Domestic Agency 626.339.9410 Gina Gunn • Nannies Live In/Out, Elder Care Full/Part Time, Housekeepers With Experience Licensed, Bonded, Finger Printed, Background & Reference Checks www.cadomesticagency.com

Farmers Insurance We Specialize in Home Insurance Call Kerry today for a free quote Kerry.gmiskell@farmersagency.com Farmers Insurance We Specialize in Home Insurance Call Vincent today for a free quote varmijo@farmersagency.com

Electrical Rodwell Electrical 951.807.4994 Panel upgrade, house rewire, inspections C10 Lic. 884076 and troubleshooting all types of problems. www.rodwellelectrical.com

909.772.7939

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Cell 909.747.7889 Lic#0H51289

Advertise Your Business For As Little As $27 a Month For Two Magazines Call for Details (909) 208-5653 26

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Directory of Services Landscaping Services

Nursery/Growers

Oceanview Landscape 951.756.8565 Landscaping, Irrigation, Design, Sod and Concrete Lic#954023 www.ocvlandscape.com email: info@ocvlandscape.com

Quality Growers 951.371.7193 Located In Corona since 1992 with over 26 acres of growing grounds and a supplier of planter mix (soil), and sod from Southland Sod Farms and West Coast Turf. Thus, making us a diverse nursery with a vast selection of plants. www.qualitygrowersnursery.com

Lighting Leivas Lighting Randy Leivas, President

951.686-4046 www.leivaslighting.com

Mortgage Lenders Academy Mortgage Corporation 909.944.3535 On Site Underwriting & Processing www.academymortgage.com NMLS #3113 Corporate CA License #4170013 AFN Finance Network, Inc. 951.582.2431 Bruce McGinley, Direct Local Lender www.afn-corona.com CA DOC #60387711 First Mortgage Corporation 951.656.9335 Chris Burns, Branch Manager License #C2064049 FHA & VA Underwriter Plaza Residential Mortgage 951.276.8200 Todd Isles CA-DOC235342 Direct Lender South Pacific Financial 951.440.6460 Gloria D. Lopez Mortgage Loan Originator glopez@spfcnet.com NMLS #217170 DRE #01294704 W.J. Bradley Direct Lender 951.643.7071 Bunker Rayner, Branch Manager NMLS #268398

Pest Control Compass Pest Management Marty Verstappe www.bye2bugs.com

951.688.8066

Property Management 1st Rate Rentals 951.328.9090 Your Local Low Cost Property Management Company. Full service, credit reports, criminal checks, B.K. check, full suite of advertising, direct deposits, low start-up fee. www.firstraterentals.net Wright Realty Group, Inc. Bob Wright www.gowrg.com

951.686.7653

Restoration Companies Real Restoration 909.931.5280 Structural Repairs, Painting, Electrical and More. License #888149

Title Companies Fidelity National Title Robert Hernandez, Sales Representative www.roberthernandez.net

951.312.5182

Water Systems Notary Public Services Locklin 24/7 Mobil Notary Service 909.263.3929 Ana Ybarra-Locklin • “Se Habla Espanol” - Translations Available AnaLocklin@SBCGLOBAL.NET

Alkaline Drinking Water Machines 714.931.0144 Wanted Distributors All Areas Call Carlito Best Gift to your Homebuyers/Clients - Free Machine Demo www.lito.enagicweb.com

So Cal Pool Guys (909) 908-3684 Residential & Commercial Pool Cleaning, Service & Repairs

www.SoCalPoolGuys.com WWW.HGMAGS.COM

27


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We’re Back And Better Than Ever!

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Keeping it Real. Sundays 9:00 AM to 10:00 AM with John Rigler

1-800-658-8183

CAL DOC#963-1539

www.HGMags.com • (951) 485-6478 Gateway Funding L.P. is licensed by the Calif. Dept. of Corp. under the Residential Mortgage Lending Act # 813L205. John Rigler’s NMLS # is 170958

28

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Academy Mortgage is one of the largest independent mortgage bankers in the country

John Dillon Business Development Southern California District Manager o. 909.944.3535 c. 760.954.1982 e-fax 886.665.7915 john.dillon@academy.cc academymortgage.com/johndillon

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3333 Concours Bldg 1, Suite 1100 Ontario, Ca 91764 Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

Offering Aggressive Incentives To All New Originators In 2013 On Site Underwriting, Processing and Closing in Ontario

Products Offered: CHF Platinum · FHA · 203K Rehab Loans · VA · CHDAP Conventional to 95% · USDA · Homepath (For 97% contact your local originator)

We Offer 21 Day Close Guarantees

Back Row: Billy Joe Wade NMLS #985248/CA Doc #985248, Alex Rodriguez NMLS #879993/CA Doc #879993, Jason Diez NMLS #247781/CA Doc #247781, Patty Gutierrez: Loan Processor, Megan Lower Sales Manager NMLS #241030/CA Doc #241030 Front row: Juan Robles NMLS #256202/CA Doc #256202, Alis Kashkayan NMLS #832881/CA Doc #832881, Luz Murguia: Underwriter, Araceli Del Rio: Administrative Assistant, Monica Contreras: Processor/Closer, Vernie House NMLS#330365/CA Doc #330365

A Direct Lender! WWW.HGMAGS.COM

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www.ExcellentCreditScores.com

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Don’t Believe the Big Banks! You Should Know That FHA & VA Minimum FICO Is 500 500 to 580 Requires 10% Down

Some Points to Consider…

1. If FICO is below 620 there can be no late payments in the last 12 months 2. 99.5% financing is STILL available. You do not need to be a 1st time home buyer to qualify and you can own another home! 3. Manufactured housing CAN get financing through FHA. It requires 10% down (FHA only) 4. FHA will allow family members to co-sign. This is great for kids in college not earning income! Mom or Dad can co-sign for 96.5% financing (FHA only) 5. FHA & VA financing do not require reserves! 0 6. Limited credit? Just 1 trade line is OK! 7. No FICO score? No Problem! (must get alternative credit) Questions? Just Give Me a Call!

FLIPPING HOMES!

First Mortgage Corporation is #4 in Funding Loans in California

13800 Heacock C-234 • Moreno Valley, CA 92553

CA: Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

No Profit Limit. Less Than 30 Day Closing and No 90 Day Restrictions. Only 1 Appraisal Required.

Open the Door of Opportunity… To Get Pre-Approved, Call Chris Burns Today!

Chris Burns

BRANCH MANAGER • UNDERWRITER 20+ Years of Experience FHA & VA Underwriter

951-656-9335 License #: C2064049 • NMLS #: 254247

Listed in Scottsman Guide As 2011-2012 Top FHA Originaters Nationwide WWW.HGMAGS.COM

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R U O Y E V A H YOU ESTATE LICENSE L A E ?? R T A H W W NO

E A L

Pre-license or Licensees. Your state test did not prepare you for this market!!

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6 WEEKEND REAL ESTATE TRAINING COURSE!

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All Licensee coursework taught by Kellee Spillman - Broker-trainer.

25 years successful sales career! Over 1700 homes sold! 32

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C H O O L

6 CONSECUTIVE SATURDAY CLASSES 9:00 am - 1:00. Lunch included To Reserve a space or for Details: 951-696-9090 Ext 105. Course Cost $199.00

S

Course also covers how to take listings and provides listing presentations, marketing material, how to conduct an open house.

S T A T E

LEARN FROM THE BEST!! All classes taught by experts in their field!! Class Starts June 1st!


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Call for a FREE HUD Photo List Call for Immediate Loan Approval!

Murrieta

$224,000 Temecula

$299,900 Temecula

$330,000

Beautiful 3 bedroom, 3 bath, 1512 sq.ft. home. Kitchen 2400+ sq.ft., 4 bedroom, 2.5 bath in desirable Wolf Nearly new Wolf Creek 3 bedroom beauty. Separate w/center island , plenty of cabinets and storage. Fireplace Creek community. Association pool, clubhouse and living/dining, spacious family room w/fireplace, island in family room. Private patio w/firepit and gazebo. exercise studio. Upstairs laundry, tandem 3-car garage. kitchen w/granite + breakfast nook, laundry room, loft.

Spanish Speaking Available - Call Fred Castro at 951-258-8087

Hemet

$100,000 Hemet

$155,000 Hemet

$178,000

2 bedroom, 2 bath, 1008 sq.ft. home . Llving room, Almost 2000 sq.ft. 3 bedrooms, 3 baths located in the 5 bedrooms, 2.5 baths, 2860 sq.ft. Separate formal formal dining room, wood laminate flooring in kitchen, desirable part of the tract. Great floor plan, large & flat living/dining, family room w/fireplace, kitchen with large Great yard with concrete patio, pool and shed. yard, large enough for pool. On quiet cul-de-sac. dining area, 1st floor laundry room, loft, covered patio.

Hemet

$183,000 Sun City

$124,000 Menifee

$187,000

Gorgeous 2 story w/curb appeal +! Cul-de-sac. 3 bed- Great 2 bedroom, 2 bath senior home. 1700+ sq.ft. 3 bedrooms + loft, 2.5 baths, 1794 sq.ft. Formal living room, 3 bath. Master + guest room on main floor. Gran- Large living room, kitchen w/plenty of cupboard room w/custom mantle and tiled fireplace, crown ite kitchen/island w/sink. XL family room w/fireplace! space. Large bedrooms. Low maintence yards. moulding, high baseboards, neutral paint. 3-car garage.

Kellee Spillman Broker/Owner

Naomi Putney Realtor

951.961.8495 kspillman@teamreliablerealty.com www.TeamReliableRealty.com

www.TeamReliableRealty.com

HUD Homes! TOLL FREE 1-855-ASK-4HUD Save Thou$and$

George Markakis Home Loan Consultant

951.905.9161 GeorgeMarkakis@CatalystLending.net www.SoCalCatalystLending.com NMLS #236789

Broker #01290921

WWW.HGMAGS.COM

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CALL TODAY FOR MORE INFORMATION

Marilu Bailon Certified Short Sale Negotiator 34

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Jean Divine

Dorothy Pataky

BROKER ASSOCIATE REALTOR®

951.774.4709 www.JeanDivine.com

CRS, GRI, REALTOR®

951.774.4708 www.DorothyPataky.com

Selling Riverside County Since 1979 ceded RRedeuduc

ced Redu

Norco - $599,000

Riverside - $579,000 Upgraded and updated property with 4300 sq.ft. of living space including separate guest quarters with bath, kitchenette, living room, bedroom, craft room, + separate entrance. Main house has 4 BR, 3 BAs, formal dining room, game room, great room and new cabinets, granite countertops, center island, huge covered patio, 1600 sq.ft. barn, 20 x 40 foot pool w/sweep, + 5-car garage, all on over 1 acre of horse property.

Former hay and feed business on 6th Street in Norco. Property has residence, store building, hay shelter. Buildings and land are rented on month to month basis. Tenants would be willing to stay.

ced Redu

ced Redu

Cherry Valley - $1,000,000

Riverside - $299,000 Beautiful 3 bedroom + den La Sierra home. Close to schools, churches and park that borders Riverwalk community.Very open floor plan. Upgraded kitchen with granite countertops, upgraded bathrooms, den with built-in bookcases, covered patio, spa, and newer roof.

Beautiful rolling land,includes three parcels - 1 1.17 AC and 5 bedroom,2 bath house; 20.49 AC and 10.9 1 AC, for a total of 42.57 AC.The house has 2,033 sq. ft. and was occupied until recently. It has been damaged and boarded up. In the past the property had vineyards, orchard, horse barn, vegetable garden, etc. Nearby are executive homes. Property is located near the Oak Glen boundary line.

View Lot · Indian Hills - $69,000

Hemet - $325,000 Custom built 4 bedroom, 2.75 bath home featuring family room, office, enclosed patio room, secluded master bedroom suite with coffered ceiling, walk-in closet and fireplace. Custom cherrywood cabinetry throughout. Large formal dining room. Kitchen with center island, built-ins, and breakfast area.

Large 3/4 acre lot with a view of city lights and mountains. Lot is close to shopping, freeways, golf courses and Metrolink Station. Utilties are close to property.

TRADEMARK REALTORS

®

“Service is Our Trademark!” WWW.HGMAGS.COM

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Whether you’re a first-time home buyer or homeowner looking to lower your current home payment, AFN offers the expertise necessary to finance your dreams. We fund a variety of loan programs including: FHA , VA, USDA, FHA 203k, FNMA, FHLMC, Homepath, Jumbo Loans, Adjustable Rate Mortgages, and First Time Homebuyer Programs...just to name a few.

We are caring financial advisors dedicated to fast service, low rates and making the American Dream of homeownership a reality. Approved In Minutes • Investment Properties Good/Bad Credit Options • In House Funding & Underwriting

Bond programs available with as little as Ø Down for first time home buyers. Call us and find out how. *Not all home buyers will qualify subject to acceptable income & credit guidelines

Bruce McGinley Branch Manager Email: bmcginley@afncorp.com

(951) 582-2655 NMLS #246648

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Visit us online at

LOWERPMT.com

CA DRE License #01317581 • DOC License #6038771 • NMLS #242204

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S erving the San Gabriel Valley, the Inland Empire & Beyond for over 32 years! Y our Home Isn’t Average…D on’t Settle For an Average Realtor!

LET THE “INDUSTRY LEADERS” COME WORK FOR YOU!

EXCEPTIONAL LA VERNE ESTATE!

$699,999 - $724,999

Cul-de-sac location in private La Verne community. Spacious open floor plan. 5 Bdr's & 4 Ba's, vaulted ceilings, & 3,408 Sq.Ft. Formal Liv & Din rm w/wood shutters, recessed lighting, lined w/both carpet & tile. Family rm has beautiful FP. Spacious Gourmet kitchen w/Island, state-of-the-art white appliances, neutral colors, custom cabinetry, storage & breakfast nook. One nice size bdr & separate ba downstairs; great for guests. Additionally, a Laundry rm w/sink off 4 Car Att-Garage. Upstairs: Double dr entry into Master Suite w/FP. Master Ba retreat complete w/his & hers vanity, tub & separate shower along + generous U-shaped walk-in closets. 2 other bdr's share Jack & Jill ba. Outdoors; A well maintained yard, Swim Spa w/subtle water feature re-circulator & Fire-pit. Perfect Entertaining Space! Clean & shows impeccably well!

EXCLUSIVE SECURE LOCATION IN COVINA!

$469,888

Gated "Covina Palma’s" community. Landscaped yards. Built in 1989. 4 bd & 3 Ba's with 2,242 Sq.Ft. Formal living and dining rooms and a bright white kitchen. Large upstairs loft. Master suite w/gorgeous bath, his & hers sinks, shower, soaking tub & walk in closet. Indoor laundry with sink lends itself to connecting the 2 car attached garage with the indoors. The fine details of this house make for a great starter home.

EXQUISITE NORTHERN CLAREMONT ESTATE!

$1,569,888

6 Bdr & 6 Ba, 5,356 Sq.Ft., foyer, step-down Liv rm w/dual sided FP to office. Gourmet kitchen boasts prep sink on 2nd Island, stainless steel French refrigerator, adjacent wet bar, & w/wine fridge. Cozy Family rm connects separate Game rm. Butlers pantry off kitchen has storage, laundry & pass thru access to maid's quarters w/walk-in closet & bath w/pedestal sink. Off West wing enjoy a separate private guest rm w/full ba. Upstairs Master Suite w/sitting rm & dual sided FP, Lg. Master Ba w/soaking tub, his & her vanities, pull-out drawers, & huge side by side closets. Central upstairs Bonus rm seconds as a Craft rm, Jack & Jill ba shared by 2 Bdr's, both w/walk in closets, tub & shower. Separate Bdr also w/att. ba upstairs. Outdoors: 33,999 Sq.Ft lot, 5 feet deep compaction for R/V weight & length accommodation. Possible 40x80 Sport or Tennis court. Custom rock waterfall spills into salt water pool/Spa. Flagstone walkways, custom hardscape & landscape. Koi pond w/waterfall(fish & frogs). Custom BBQ w/stove & fridge, & Fire-Pit. solid/lattice Patios (fans/dimmer switches) 4 Car-Att gar. w/Epoxy floors. Welcome Home!

D!

D!

D!

SOL

SOL

SOL

www.726SilverValleyTrail.com

PRESTIGIOUS WALNUT "SNOW CREEK" ESTATE

$989,000

4 Bd & 3 Ba's, about 2,355 sq.ft., open floor plan w/cathedral ceilings in formal living & dining room. Wood shutters & updraded windows thru-out; leaded glass, stained glass, French sliders + bay window in kitchen & large picture window. Custom granite kitchen w/coordinating tile back splash, recessed & cabinet lighting, & stainless steel appliances. Granite wet bar w/sink off kitchen. Family rm with stacked slate fireplace. Travertine tile floors downstairs; wood staircase & landing upstairs to the bedrooms. 30,000 sq.ft. lot, custom waterfall retreat designed to recirculate directly above the sparkling pool & spa. Flagstone patio, a covered patio, & peek a boo view. Built in 1987, 3 car garage, award winning schools, & great location.

www.612Wrede.com

CUSTOM SINGLE STORY ESTATE IN WEST COVINA

$950,000

Located on a cul-de-sac, enjoy 4 bd & 3.5 ba's & 3,801 Sq.Ft. Double door entry, formal din. & Liv. rm, w/cherry wood custom cabinetry & private den. Both w/FP. 200 sq.ft. bonus rm/office. Berber carpet, wd shutters & new roof. Separate laundry rm w/sink. Custom gourmet chef's style kit. w/ granite counters & walk-in pantry. 2 Masters. Lg main master suite w/walk-in closet & Lg. 5 fixture ba. w/jacuzzi tub, dual sinks, shower & bidet. Outdoors: Lg 20,418 Sq.Ft. lot. Pool & Spa, BBQ w/fridge, Koi pond & separate lower tiered back lot. Simply the perfect home!!

GRI & CRS Certified

www.2667SaddleRidge.com

PANORAMIC VIEW ESTATE!

$939,999 - $899,999

Panoramic view"Les Maisons" Estate on cul-de-sac. A gated & guarded beautiful 5 bd & 4 ba hm w/just about 3,200 Sq.Ft.(Office could be 6th bd). Open floor plan with Granite kitchen, center island, stainless appliances & separate breakfast nook. Dual sided staircase perfect for navigating upper level. Double door master suite, 2 large closets & bright white master bath retreat with shower, soaking tub & dual sinks. Outdoors; Built-in BBQ with sink, stacked slate spa, patio, & viewing deck; perfect for fireworks!

Hall of Fame Chairman Award Recipient Broker Associates

Certified Luxury Home Marketing Specialists

Continuing the Tradition…Mother & Daughter Team

(888) 400-4EVA • (626) 644-9331 www.EvaSellsProperties.com Email: EvaGrijalva@remax.net RE/MAX MASTERS REALTY • Covina,West Covina, Glendora, La Verne, Chino Hills DRE #01386367 DRE #00883065

WWW.HGMAGS.COM

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We Will Pay Cash For Your Home! We Pay Top Dollar! Short Sale / REO / Resale / Fixers

ANY PRICE OR CONDITION! ays! D 5 ed in Clos

! Days 8 1 ed in Clos

! Days 0 2 ed in s o l C

Need a Quick Sale? Owe More Than Your House Is Worth? We Can Help You and Close In 5 Days or 30 Days… We Are Flexible.

20+ Years Experience · Quick & Easy Escrow · Professional & Honest

Call Today For More Information

Ask For Dan (951) 233-5100

DRE#01048140 38

* Certain restrictions may apply. Call for details. WWW.HGMAGS.COM


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TIME TO SELL! VALUES ARE UP! Short sale your home and you may be eligible to receive up to $30,000 in moving assistance. Real Estate School Available. Call For Details.

951 /479.4580 le d Sa r a d Stan

Se Habla Español

le d Sa r a d Stan

le d Sa r a d Stan

CORONA • Hill Views

NORCO • Views of Hills & City

NORCO • Spacious Home

Home is move in ready. 4 bedrooms, 2 baths. 1752 sq.ft.

4 bedroom, 2 bath home. 1620 sq.ft. Tile flooring throughout home. Kitchen with spacious eating area. $349,900

Two story home. 5 bedrooms, 3 baths. Kitchen with granite counter tops and eating area. Formal dining and living room.

$274,000

le rd Sa a d n Sta

le rd Sa a d n Sta

$529,900

e t Sal r o h S

NORCO • Pool Home

NORCO • RV Parking

RIVERSIDE • Pool/Spa Home

5 bedroom, 3 bath, 2301 sq.ft. plus bonus room and loft. Upgraded fixtures throughout home. $579,900

Wonderful two story home, 4 bedrooms, 2.5 baths, open spacious floor plan. Located on a cul-de-sac. $599,900

3 bedroom, 2.5 bath; 1695 sq.ft. Living/dining room, family room fireplace. Blockwalls. 2 car garage with direct access. $263,250

le d Sa r a d Stan

le d Sa r a d Stan

le d Sa r a d Stan

RIVERSIDE • Cul-de-sac

FONTANA • Beautiful Backyard

CLAREMONT • Wonderful Home

3 bedrooms, 3 baths, 1464 sq.ft. Upgraded granite kitchen countertops. Italian cedramic tiles in the first floor.

3 bedrooms, 2.5 baths. Corner lot. Newer tile flooring in kitchen and baths. Close to shopping and freeway access. $229,900

Cute 3 Bedroom, 2 Bath home, laundry hook-ups in your two car garage and a large lots for the kids to play. $345,000

$289,900

CA Dept of Real Estate License #01017739

Are You Facing Foreclosure? Call today for confidential assistance You may have options, it’s not too late to get help. Century 21 Gold can help!

Follow Us On WWW.HGMAGS.COM

951-479-4580 www.C21Gold.net

GOLD 39


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Cover Home Riverside County Edition

Offered at $6,495,000 40 acre California Spanish compound in Temecula wine country. Designed as thoroughbred breeding & training facility. 5 bedrooms, 8 baths, 74' long galleria + gourmet kitchen w/top of the line appliances. Koi pond, sprawling grounds; complete w/pool, cabana, lighted tennis court, 5 hole golf course & verandas. Vet clinic, 5 guest houses. 18 stall barn, an additional 14 stall barn, 8 stall mare motel, 2 huge riding arenas, paddocks w/ shelters, irrigated pastures, RV barn, hay barn, fueling station + storage. (35438DP) Offered at $1,249,000

Offered at $2,499,000 Beautiful Colonial on 5+acres of manicured grounds. 7300 sq.ft. 6 bedroom suites w/two bedrooms downstairs + office. Upstairs 4 bedrooms & private media/theatre room. Dual staircase. Family room w/wood flooring & dual fireplace + bonus room. Gourmet kitchen w/stainless steel appliances, double ovens, & large breakfast nook with fireplace overlooking the sparkling pool & spa. Master suite with fireplace & balcony, exercise room. Game room w/full size bar, custom wine cellar. Granite, hardwoods, crown mouldings, custom thru out. BBQ, outdoor kitchen, custom pizza oven, fire pit and sitting area. Sport court with lights. Home is completely on solar and has 2 wells, drip lines, private vineyard. Fully landscaped. Six car garage & carport. (37925ALC)

Beautiful California custom estate nestled on 5+ acres of park-like ground. Incredible 200 year old oak trees and meandering creeks & trails. Natural pond with fishing dock. Nestled in the oaks with lots of windows incorporating the outdoor beauty and bringing into the home. The main house has a gourmet kitchen with a Viking range, expansive decks perfect for entertaining & unique details permeate the home office, living room, master bedroom & baths. Master suite with fireplace & balcony overlooking the resort style pool with water slide & cascading waterfalls. Master bath is luxurious with huge tub overlooking the property with lots of natural light. The captivating interior offers 5 bedrooms & large game room with wet bar & wine chiller. Full size tennis court with lights & a five hole golf putting course. Amazing grounds with trails meandering throughout the 5 usable acres. Natural pond with fishing dock & natural creeks throughout the property. You feel as if you are at a resort. Lots of useable land for horses or lots of toys. Many entrances to the property. Attached 3 car garage & plenty of room for RV storage. Very close to town, fantastic location. Won’t last! A very special property. (42400VN)

Offered at $1,395,000 Beautiful custom estate on over 10 acres of income producing avocado groves!! On private cul-desac and backs to ecological reserve. Awesome views! Private gated entry; 4 bedrooms + office. Master suite on main level. Gourmet kitchen. Family room with cathedral ceiling and floor to ceiling stone fireplace. Living room w/fireplace and crown molding. Beautiful staircase with custom iron workman ship. Loft area upstairs + 3 bedrooms. Custom infinity edge pool with breathtaking views. Barbecue area and fireplace. Completely fenced and cross fenced. (46064T)

Karin McCoy 40

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Offered at $1,295,000

Offered at $799,000

Custom estate on 4.2 acres in prestigious area of Deluz. 5100 sq.ft., 5 bedrooms and 4.5 baths. Living room w/soaring coffered ceilings + fireplace. Family room w/beautiful fireplace and custom built ins. Gourmet kitchen with granite counters, Viking/sub zero appliances, dual dishwashers/sinks, walk in pantry. Office downstairs w/closet. Travertine + wood flooring. Pool/spa w/waterfall, loggia w/fireplace, flat screen, BBQ, refrigerator and views! 4 car garage and RV storage area. (44200ST)

Charming Country ranch on 4+ acres in the heart of the wine country. Single story with wrap around covered patio. Offering 3 spacious bedrooms and 3 bath. 2487 sq.ft. Wonderful family room with large fireplace. Open floor plan with great kitchen and dining area. Master suite with fireplace and office. Custom covered patio that wraps around the home, beautiful views of the temecula valley. Great barn with living quarters. security gates and fenced with mature landscaping. Close to all vineyards and shopping. (38090M)

Offered at $899,000

Offered at $799,000

Beautiful custom home in Wine country Temecula. Located on 4+ acres in private cul-de-sac location. Views of vineyards and city lights. Fantastic floor plan with lots of natural light. Private master suite on first floor with French doors leading to backyard. Great family room with soaring ceilings + fireplace. Spacious kitchen with granite counters, double ovens and sub zero refrigerator and pantry. Formal dining area w/wine rack. Living room w/ fireplace. Upstairs loft area & 3 other spacious bedrooms and full bath. Completely landscaped and fenced. Horse facilities include 7 stall mare motel w/turnouts, XL w/heavy gage cross fencing and round pen. (37347AC)

Beautiful 3 story Mediterranean custom home nestled on 5+ acres in prestigious area. Custom iron security gates. Breathtaking views. 3 bedrooms, 6 baths and 3915 sq.ft. Double door entry with custom wall water fountain & crystal chandelier. Formal living room with marble fireplace and balcony. Formal dining room, gourmet kitchen with top of the line stainless steel appliances, double ovens, microwave, two dishwashers and refrigerator. Media room and family room with fireplace. Close to Cross Creek golf course. (25757ADO)

Offered at $899,000

Offered at $650,000

Unique piece of Temecula history, the Vail family’s “Casa Loma.” Extraordinary 1924 adobe home with modern touches, towering oak trees, lush landscaping, and breathtaking views, was once home to Malhoun Vail whose pioneer family owned and operated an 87,000 acre cattle ranch. Situated atop a hill w/panoramic views of the entire Temecula valley. Refinished original redwood floors, original open beam ceilings, six gorgeous stone and brick fireplaces, granite lined walk ways and steps, and spiraling staircase hugging a redwood tree trunk. Maid quarters, a butler’s pantry, spacious basement perfect for wine cellar, and a beautiful courtyard. Built-in brick BBQ and patio area, vegetable garden, tree house, a variety of citrus trees, palms, and cactus, as wells as two long driveways with iron gates for privacy and security. (31658VSC)

Beautiful Mediterranean home on 1.77 acres in the wine country. Fantastic location. 5 spacious bedrooms and 3 baths. Great floor plan. 3523 sq.ft. with cathedral ceiling and lots of light. Wonderful kitchen for entertaining with granite counters, double ovens and center island. 3 fireplaces in family room, living room and dual fireplace in master and master bath. Private balcony off of master suite. Landscaped front and back with duck pond. Security gate and completely fenced entire property. Great horse property with plenty of room for barn. Miles of trails in the wine country. Fantastic location close to everything. (39174M)

Karin McCoy (951) 265-6149 www.KarinMcCoy.com

CA Dept of Real Estate License #01323266


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NOBODY SELLS MORE HOMES THAN RE/MAX

Buyer's Hotline: 800.796.REMAX (7362) RE/MAX Real Pros: 951.735.1700

CALL TODAY FOR A FREE LIST OF HOMES IN YOUR AREA OR A FREE VALUATION OF WHAT YOUR HOME IS WORTH

2 ACRE SINGLE STORY MAKE YOURS TODAY FOR ONLY $525,900 Great Buy! Lovely Landscaped Home Upgrades Throughout Custom Walnut Floors, French Doors 4 Bedrooms 2.5 Baths 4 Car Garage & RV Parking

1.3 ACRE VIEW HOME OWN TODAY FOR ONLY $550,000 Beautifully Upgraded Throughout Granite Countertops Cathedral Ceilings & Crown Molding 4 Bedrooms 3 Baths + Huge Loft Beautifully Landscaped Backyard Stunning Panoramic Views 3 Car Garage & Private Driveway

5 ACRE BEAUTY YOURS TODAY FOR ONLY $699,999!

Looking to buy or sell your home? Visit Us at www.REMAXREALPROSHOMES.com

Move -In Ready ! Gorgeous Panoramic Views! Beautifully Upgraded Home Granite Countertops Crown Molding 4 Bedrooms 4 Bath + Guest House 4 Car Garage

Do you know what a Short Sale Is? Watch our Quick 30 second Videos here: www.ShortSaleReasons.com

As Seen On HGTV’s House Hunters • Featured On Channel 7 News With Ric Romero 3811 Bedford Canyon Rd. Ste.101 Corona CA 92883

CA Dept of Real Estate License #01174083

Se Habla Español


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