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Including Bank-Owned, Foreclosed & Short Sale Properties

Riverside, Corona, Norco, Moreno Valley, Perris, Murrieta, Temecula & Surrounding Areas Volume 17 Issue 12

Private Stunning Woodcrest Estate On 1 Acre Lisa Andre Trademark Realtors

(951) 217-2220 See 10 for more properties

Local Listings Updated Daily Check Out Our

Affordable Homes

www.HGMags.com

Š

Section Pages 26-30

To Advertise Call (909) 208-5653

Search Homes Nation Wide At:


Free HUD Home Buyer Workshop

&

Home Tour

Hurry Limited Seating!

SEATING IS LIMITED TO THE FIRST 30 Registrants

Wednesday, November 14th , 2012 6:00 pm. 7065 Indiana Ave. #200

Riverside 路 CA 92506

RSVP Today!

BuyGovHomes.com or 951-977-4410

3 BED 2 BATH AND 1631 SQFT - $139,000

4 BED 2 BATH AND 1536 SQFT - $165,000

**HUD HOME** You could be enjoying by Christmas! This gem sits on a corner lot. Tiled entry with formal living and dining room, a tile front dual sided fireplace allows the fire to be enjoyed from both the formal & family rooms. Galley style kitchen with pantry and a dinette complete this well functioning kitchen. Hallway with linen cabinet, and laundry room connects to garage. Roomy master bedroom offers a walk in closet, dual sink vanity and an oval tub with shower. The two secondary bedrooms are good sized. Covered patio at back.

**HUD Home** This home catches your eye from start-offering good curb appeal. Living room with warm tile flooring, custom paint and fireplace. Tile throughout the main living areas. The dining area is open to kitchenwhich offers dark cabinets, lighter toned countertops and an island for preparation and cooking convenience. Master bedroom is good sized, has a ceiling fan and mirrored closet doors, the master bath provides a large shower. The three secondary bedrooms offer average size; the main bathroom has shower over tub & large vanity. Laundry area, linen closet, 2 car garage, covered patio and brick retaining wall in the rear yard.

CA Dept of Real Estate License #01373456

888-826-5651 www.IEGovHomes.com

Direct: 888-826-5651 Email: info@iegovhomes.com

HUD Homes Magazine & www.iegovhomes.com are not affiliated with, endorsed, authorized or approved by the Federal Government or the US Department of Housing and Urban Development. Alpha One and Advance Team are approved Local Listing Brokers of HUD homes.Seller closing cost credit available on most properties but not guaranteed. Payments quoted are based on the minimum standard fha down payment requirements of 3.5 percent. Interest rate of 4.5%. Annual percentage rate of 5.523 percent with a 30 year fixed rate mortgage. Please note that all rates, prices, terms and payments are subject to change without prior notice at any time and are based on the best current market information available at the time of publication.


(951) 526-8298 www.TheBeesonGroup.com

Top 1% of Realtors Nationwide DRE#01258312

Sellers… Your Home Could Be Here! Cou

Lake Elsinore • $205,000

Sun City • $200,000

Lake Elsinore • $250,000

Lovely Tuscany Hills home on spacious lot with views of city and hills. 4 BR, 3 BA, 2153 sq.ft. Formal living/dining room, high ceilings, granite counters in kitchen, family room w/fireplace, 1 bed/ full bath on 1st floor and attached 3-car garage.

Spacious 4 BR, 3 BA home on a cul-de-sac street! 2977 sq.ft. Formal living/dining room, family room with tile flooring and fireplace, tiled counters and island in kitchen, 1st floor bed/ full bath, loft, front porch, and a 3-car garage.

Gorgeous nearly new home in Canyon Hills! 4 BR, 3 BA, 2326 sq.ft. Great room, upgraded island kitchen w/dining area and bed/full bath on 1st floor. 3-car garage with epoxy flooring. On end of cul-de-sac street with huge .33 acre lot!

Do You Owe More Than Your Home Is Worth? Call Us, We Are Short Sale Specialists!

Winchester • $216,000

Hemet • $173,000

Winchester • $204,000

3 BR home with bonus room/optional 4th BR, 3 BAs, formal living and dining rooms, eat-in kitchen with granite counters, spacious family room w/fireplace, 1st floor laundry and partial BA, cov’d patio, no rear neighbors, 3-car garage, cul-de-sac.

Huge 4 BR home plus loft, 3 BAs, formal living and dining rooms, island kitchen with tile counters and breakfast nook, family room w/fireplace, 1st floor bed/full bath, 2nd floor laundry room, oversized 2-car garage, no rear neighbors.

Nice 4 bedroom home located on a corner, cul-de-sac lot. 4 BR, 2.5 BA. Separate living and dining rooms, vaulted ceilings in the living room, family room with fireplace and ceiling fan, island kitchen with eating area and a half BA. 2nd floor laundry.

List Your Home With Cory & Michelle For Marketing & Exposure That is Second to None!

Your Home Will Have Premium Placement at the Following Real Estate Websites: Trulia · Zillow · Realtor.com · RealEstate.com

Also Your Home Will Be Marketed On The Inland Empire Powerhouse AM590 KTIE Radio WWW.HGMAGS.COM

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Whether you’re a first-time home buyer or homeowner looking to lower your current home payment, AFN offers the expertise necessary to finance your dreams. We fund a variety of loan programs including: FHA , VA, USDA, FHA 203k, FNMA, FHLMC, Homepath, Jumbo Loans, Adjustable Rate Mortgages, and First Time Homebuyer Programs...just to name a few.

We are caring financial advisors dedicated to fast service, low rates and making the American Dream of homeownership a reality. Approved In Minutes • Investment Properties Good/Bad Credit Options • In House Funding & Underwriting

Bond programs available with as little as Ø Down for first time home buyers. Call us and find out how. *Not all home buyers will qualify subject to acceptable income & credit guidelines

Bruce McGinley Branch Manager Email: bmcginley@afncorp.com

(951) 582-2655 NMLS #246648

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CA DRE License #01317581 • DOC License #6038771 • NMLS #242204

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Mike & Teri

REALTORS®

(951) 415-3417 mike@thebelgerteam.com

$1,250 DOWN~$$1,158 MONTHLY* Almost 3200 $1,600 DOWN~$1,482 MONTHLY* A great of living space with 5 bedrooms and 3 bathrooms. 4 bedroom (1 down) 3 bathroom home with granThis is close to parks and new schools. ite counter tops,cherry cabinets,stainless steel appliances, and 3 car garage.

$1,625 DOWN~$1,506 MONTHLY* Here is your chance to own a 2988 ft home with 4 bedrooms and 3 baths. Large lot that can accommodate a pool. Turnkey, move in condition.

$1,575 DOWN~$1,458 MONTHLY* Corona pool home with 3061 ft of living space.4 bedrooms and 3 bathrooms, 8300 ft lot, granite counter tops, stainless steel appliances, tile flooring, built in entertainment center, RV parking.

$1,375 DOWN~$1,247 MONTHLY* STANDARD SALE POOL HOME WITH VIEW in Corona, 1800 ft with 4 bedrooms and 3 bathrooms, 24" tile flooring, and stainless steel appliances.

(CALL FOR PRICE) STANDARD SALE POOL HOME In Corona almost 3600 ft with 5 bedrooms, (1 down) with 3 baths, large bonus room, huge kitchen with giant great room, 3 car garage with drive thru, RV parking possible.

$1,450 DOWN~$1,344 MONTHLY* Featuring 2576 sq ft of living space with 4 bedrooms and 3 bathrooms, cul-de-sac location, wood flooring, granite kitchen counter tops, and 8000' lot.

$865 DOWN~$802 MONTHLY* REO - Over 3100 feet of living space, formal living + dining room, kitchen island, downstairs bed and bath.

$1,140 DOWN~$1,056 MONTHLY* STANDARD SALE - 3700 ft of living space with 5 bedrooms and 4.5 baths, 4 car garage, granite kitchen counter tops, new paint, new carpet, pool size lot.

*Est. and Actual Number May Vary Slightly. Monthly Payments Are Principle and Interest Only. Restrictions May Apply, Call For Details.

We met Mike and Teri at an Open House in Riverside. We were just window shopping because we didn’t think we could afford a home. But they had us come to their office for a buyer consultation the next day. They then connected us with their lender who reviewed our situation. He determined that we qualified for a 0.5% down purchase program. That allowed us to buy a 3 bedroom, 2 bath pool home in the Wood Streets area of Riverside for LESS than $1,900 total down payment! We still can’t believe it, it was cheaper to buy a home than it would be to lease a new car! Call Mike and Teri to see how they can help you too!

WWW.HGMAGS.COM

CALL FOR INFORMATION ON OUR 0.5% DOWN, 30 YEAR FIXED LOAN PROGRAM.

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www.TeamReliableRealty.com

HUD Homes! TOLL FREE 1-855-ASK-4HUD Save Thou$and$

Call for a FREE HUD Photo List Call for Immediate Loan Approval!

Hemet

$136,000 Menifee

4 bedroom, 3 bath, 2193 sq.ft. home. On 7405 sq.ft. lot. Great layout. Kitchen has granite counter tops, lots of cabinets and counter space. Laundry room with sink, tons of storage throughout. Come check this home out!

$142,000

Spanish Speaking Available - Call Maritza Rios 951-852-0583

Menifee

$170,000 Lake Elsinore

$170,000 Lake Elsinore

$250,000

Adorable 2 story home on almost 1 acre of land on Gorgeous home in Rosetta Canyon. Come quick Nearly new in Canyon Hills! 4 bedroom, 3 bath. 2326 corner lot. Built in 1989, approx. 1572 sq.ft., 3 bed- this won't last! 5 bedroom, 4.5 bath and over 4000 sq.ft. Great room, upgraded island kitchen w/dining rooms, 2.5 baths, huge lot, 2 car garage + more. square feet. Good sized lot with views of Canyon. area; bed/bath on 1st floor. .33 acre cul-de-sac lot.

Temecula

$385,000 Wildomar

Gorgeous 4 bedroom, 5.10 bath, 4000 sq.ft. Courtyard entry, separate 1 car and 2 car garages. Granite kitchen w/island. Family room w/fireplace. Formal dining, office and living room. Pool sized backyard.

Broker/Owner

951.757.7713 kspillman@teamreliablerealty.com www.TeamReliableRealty.com Broker #01290921

$152,000 Temecula

Single story pool home on cul-de-sac. 3 bedrooms, 2 full baths, living room w/fireplace, dining room, open kitchen with breakfast nook, and tile flooring. Large lot with cov’d + enclosed patios, 2-car garage with laundry.

Kellee Spillman

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$134,000 Sun City

This is a 2 bedroom+ den, 2 bath, 1345 sq.ft. home with Adorable home located in a quiet area. 3 bedrooms. a 2 car garage. Located in the Menifee Homeowners 2 bathrooms, approximately 1394 sq.ft. 2 car garage, Association with access to community pool, spa, picnic large lot, views and so much more. area, playground, dock and club house.

$112,000

4 bedroom, 2 bath single story home. 1248 sq ft. Spacious living room with dining area. Fenced back yard, covered carport, covered patio and storage shed out back. Check this home out!

George Markakis Home Loan Consultant

951.905.9161 GeorgeMarkakis@CatalystLending.net www.SoCalCatalystLending.com NMLS #236789

WWW.HGMAGS.COM www.TeamReliableRealty.com


NEED TO SELL OR SHORT SALE YOUR HOME? WE HAVE YOUR BUYERS! CALL US TODAY! 5

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SINGLE STORY BEAUTY $159,000

LOOK AT ME! $160,000

WHAT A BEAUTY! $174,900

Ths 5 bedroom 3 bath single story has over 2,400 sq. ft to roam. Open floor plan. Open spacious kitchen with island and granite counters, family room, liivng room and formal dining rooms . Master suite w/ 2 walk-in closets. Large lot over 7k sq ft. and 3 car garage. Come take a look today!

5 bedrooms (1 bedroom and full bath downstairs), open floor plan, living room, family room, fireplace, spacious kitchen w/lots of cabinet space, tile floors granite counters and island. Over 3,000 sqft. 3 car garage and so much more. Call today!

This 5 bedroom 3 bath home has it all including a POOL! Bedroom and bath downstais, loft upstairs. Over 3,400 sq ft. Open spacious kitchen w/ granite counters and island. Family, living and dining room. Open spacious floor plan. You've got to see this one! Call Today.

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HURRY WON'T LAST! $159,900

THIS HAS IT ALL! $ 184,900

POOL HOME $179,900

This 5 bedroom 3 bath home features over 3,200 sq. ft with large open spacious kitchen with island. Living dining & family room. 1 bedroom and bath downstairs, huge loft upstairs. Master bath has Jacuzzi tub. Landscaped backyard with a pond! 3 car garage and so much more! Call Today!

This 6 bedroom 3 bath loft home features newer maple cabinets in a spacious kitchen. New custom paint, new travertine tile, new carpet, crown & base molding. 1 bedroom and bath downstairs. 3 car garage and so much more. Don't miss this one! Call today!

This 5 bedroom 3 bath pool home features over 2,100 sq. ft. 2 bedrooms downstairs, 1 is huge and could be a 2nd master bedroom. Formal living & dining room. Spacious kitchen w/granite counters. Family room. Upstairs is the remaining 3 bedrooms. spacious master suite w/large master bath. No neighbors behind you. A great pool! All this on a 10K plus lot. Call Today!

D &B

Beverly Cell:

Dennis & Beverly Mackey Realtors (951) 956-9000

Dennis Cell (951) Email: DBHomes@Rocketmail.com

Joanna Wiley

347-9899

Dre*01343644/Dre#01323177

DRE# 01343644 DRE# 01323177

JB team

CA Dept of Real Estate License #01367805

Bob Petersen

Joanna &Bob

DON’T LET THIS HAPPEN TO YOU - Find Out if a Short Sale is Your Best Solution Do you or someone you know owe more than your home is worth? Are you having difficulty covering expenses each month? Your lender would prefer to settle with you doing a short sale than taking the property through the foreclosure process. Not everyone understands a short sale or the process; we can meet with you and explain everything and answer all your questions. There is no cost to you for our services, all fees are paid by the lender as part of the short sale approval.

Please call or e-mail to see how we can help We work with a professional certified negotiation team that is dedicated only to short sale negotiations and deal directly with the lenders. 7065 Indiana Ave Suite 200, Riverside, CA 92506 WWW.HGMAGS.COM

909-573-4849 jbteamrealestate@yahoo.com In office or in your home consultations convenient for you. 5


To come

Call for more info…

Justin Tye - (951) 377-2350 Completely remodeled and many upgrades!! Beautiful South Corona Pool Home in private gated 7 Oaks community! 4,813 sqft 5 bedroom 5 bath with office and retreat! Custom rock pool and large custom backyard is turnkey and a must see! Call for details…

Norco Pool Home

Call for more info

Beautiful turnkey single story horse property with pool, RV access, and additional pool home!! 4 bedrooms, 2 baths and 2 offices!! This home has been fully remodeled and is turnkey with many upgrades throughout, new landscaping, and much more!

www.ActiveRealtyGroup.com JUSTIN TYE, Broker

(951) 377-2350

See More At:

www.ActiveRealtyGroup.com

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CA DRE #: 01728694 jt@activerealtygroup.com

WE ARE EXPANDING AND LOOKING FOR NEW AGENTS. IF YOU ARE INTERESTED SEE OUR NEXT PAGE!

WWW.HGMAGS.COM


To come

1871 California Ave. Corona, CA 92882 CA

DRE #: 01868831

Se Habla Español

Justin Tye, Broker (951) 377-2350 or jt@activerealtygroup.com.com

CORONA

$385,000

MURRIETA

$259,900

RIVERSIDE

$289,000

Remodeled cul-de-sac pool home! Home with many upgrades including kitchen with granite, new cabinets, paint, tile. A must see!!

This beautiful one-story,3 bedroom,2 bath home.Boasts an incredible view of Murrieta Valley.Turnkey!!!

Victorian historical home! Completely remodeled, and many upgrades including stairway, kitchen, and more!

NORCO

RIVERSIDE

CORONA

$319,000

$749,000

$279,900

Home features 3 bedroom and 2 bathrooms and has been completely remodeled, kitchen, and much more!

Panoramic views! 5,284 sqft 7 bedroom 5 bathroom. Many custom upgrades and a must see!

Beautiful 3 bed 2 bath, office, bonus room with extra work area and kitchenette. Huge lot size 23,524 sq ft. Too much to list!

CORONA

CORONA

SAN BERNARDINO

$289,900

Beautiful 3 bedroom 2 bath home perfect for 1st time home buyer. Located on Main St and close to business, shops, and schools.

$249,000

Beautiful 3 bedroom 1 bath home on a large lot. Great area at a great price! Home includes granite, new paint, flooring, & more!

$195,000

Beautiful 3 bedroom 1 bath home that has been remodeled and perfect for the 1st time home buyer’s.

YOUR Investor Based Brokerage! If you are an investor or just in need of the right home, call today! Constant Property Inventory * Investment Opportunities * REO/Short Sales WE ARE EXPANDING AND LOOKING FOR NEW AGENTS. IF YOU ARE INTERESTED PLEASE CALL TODAY!

WWW.HGMAGS.COM

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CA Dept of Real Estate License #01839922

Another Satisfied Home Gallery Customer! Send Us Your Testimonial‌

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To Advertise Call Mike Dew at 909.208.5653 View Our Current Issues Online at:

www.HGMags.com Local Listings Updated Daily...

8

WWW.HGMAGS.COM


OWNING Your Own Home May Be EASIER Than You Realize! Buyers Need LESS THAN 1% for DOWN Payment Or Funds Can Be Applied To Closing Costs.

3% Grant Available for Down Payment or Closing Cost. Program Available for New or Existing Homes • Not Limited to First Time Home Buyers

*Call Frank now for more details. Restrictions may apply.

$160,000

$350,000

CORONA 4 bedrooms, 3 baths, 2988 sq.ft.

BEAUMONT 3 bedrooms, 2.10 baths, 2365 sq.ft. $167,400

$152,000

SAN JACINTO 5 bedrooms, 4 baths, 3882 sq.ft.

RIVERSIDE 3 bedrooms, 1 bath, 1140 sq.ft. $216,000

$247,000

MENIFEE 3 bedrooms, 2 baths, 1707 sq.ft.

LAKE ELSINORE 5 bedrooms, 4.5 baths, 4070 sq.ft. Broker/Realtor

GENESIS®

Real Estate & Investment Group “New Beginnings”

WWW.HGMAGS.COM

Frank Estell

Frank@EstellRealEstate.com

NATIONAL ASSOCIATION of REALTORS® CALIFORNIA A S S O C I AT I O N O F R E A LTO R S ®

(951) 756-8563

CA Dept of Real Estate License #01488010

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Lisa Andre And Associates

Selling Riverside County’s Finest Homes Since 1990

TRADEMARK REALTORS

®

“Service is Our Trademark!”

(951) 217-2220 • www.LisaAndre.com e

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RIVERSIDE $649,000 Stunning Woodcrest estate. 5 bedrooms, 4.5 baths and 4179 sq.ft. Dramatic entry through electric gate, down long driveway, to beautiful grand foyer with 20’ ceilings and decorative wrought iron staircase. Primarily a single story with a main floor master suite, and 2 additional bedrooms that make a great guest wing for extended family. The second story features 2 additional master suites with their own private bathrooms. Other amenities include library with built-in shelves, and separate formal living and dining rooms. Recently renovated from top to bottom with top of the line materials throughout. Chef’s dream kitchen with granite counters, center prep island, spacious walk-in pantry, stainless steel Wolf double convection oven, 5 burner range and Bosch noiseless dishwasher. The master suite features a fireplace surrounded by travertine tile, roman tub and his and hers closets. The oversized laundry room has tons of storage. Beautiful grounds set on a full acre w/plenty of room for toys, horses + more. Backyard features sparkling pool, large covered patio and an orchard w/variety of fruit trees. Call for a private tour today.

DEVORE $3,500,000 Spectacular Devore Heights 24+ acre horse ranch nestled in the foothills of San Bernardino National Forest. Electric gate + panoramic views. Custom home with 5 bedrooms, 6 baths, 5462 sq.ft. + a fully self contained guest apartment. Premier horse ranch w/stall space for 43 horses. 18 stall show barn, 3 stall foaling barn, 14 stall mare motel, plus 8 covered pipe corals. Presentation area, hay barn, hot walker, cov’d training arena, performance arena, vet station, tack room and groom stalls. Other amenities include dog kennels + 40 x 40 garage/workshop. Sales price includes 3 separate parcels that can be sold separately. There is an adjoining 23.5 acre parcel that can be purchased for a total of over 47 acres.

MORENO VALLEY $226,000 Bank owned. Great Moreno Valley Ranch home located on a cul-de-sac lot. Built in 2005. 2258 sq.ft. This 5 bedroom (one on main floor) 3 bath home features fresh paint throughout. Spacious master suite has a bathroom with a roman tub and separate shower. Kitchen w/center island opens to spacious family room with fireplace. Close to shopping, schools, Lake Perris and the Moreno Valley RCC campus.

RIVERSIDE $499,000 10 acres with STUNNING panoramic views. The single story 2336 sq.ft., 4 bedroom, 2 bath main house has been completely remodeled from top to bottom. There is also a 2 bedroom 1.5 bath guest house approx. 1100 sq.ft.. 960 sq.ft. hobby shop. The combination of the views, seclusion, acreage and room for multi families is nearly impossible to duplicate. The 10 acres can be split. Nestled far away from the city to enjoy the serenity, yet a short drive from everything you need.

RIVERSIDE $325,000 Bring the horses and all of your toys to this one. 1997 sq.ft. 3 bedroom, 2 bath. 50x80 ft building/shed on 1.46 fully fenced acres big enough for about 20 cars! There is also a dog pen for Rover. The cement tile roofed home has it own wet bar in the family room along with a floor to ceiling brick fireplace, master with walk-in cedar closet and double sinks in the bath. Large covered patio w/brick fireplace and brick planters, 2 car garage and 2 car carport.

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DEVORE $125,000 This beautiful .91 acre lot is ready to build your dream home. Located on a peaceful cul-de-sac in Devore Heights. Stunning panoramic views of the mountains, hills and city lights. Nature and wildlife surround you, yet you are minutes to civilization. Take a short 10 minute drive to shop and dine at Victoria Gardens. Utilities are at the street.

DEVORE $2,300,000 Stunning 23.5 acres nestled at the base of the National Forest in Devore Heights. The development potential is unlimited. Seller will sell the whole 23.5 acres, or do a lot line adjustment and sell 16 acres. Stunning 360 degree views of city lights, hills and mountains. The property does have a well. Very peaceful and remote, yet minutes to the freeway and a 10 minute drive to Victoria Gardens to shop and dine. It's truly the best of all worlds.

WWW.HGMAGS.COM


Move Up to Any of My Listings and I’ll Buy Your Home for CASH* To discuss a sale of your home, Call Julio at 951-443-5111 (no obligation to list) Or get a FREE special report that details the inner workings of this exclusive offer at

www.GuaranteeMyHomeSold.us * Seller and Julio Sanchez must agree on guaranteed price and closing date at listing

10 Things You Must Know BEFORE You Hire An Agent

$195,000 or Trade

Julio Sanchez Broker Associate

Inland Empire Distress Sales And Bank Foreclosures

FREE Report reveals the questions you should be asking

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Moreno Valley,Awesome Pool Home, North of the freeway, 3 bed, 2 bath single story, great area, near schools, shopping and easy access to fwy. 24HR Free Recorded Info 1-800-628-7539 ID# 2475 talk to no agent

ce Pri r o ll f

$250,000 or Trade

Awesome Riverside 2 story 4 bedroom home on a corner lot, open kitchen, large master, very nice and private back yard. Easy access to fwy. 24HR Free Recorded Info 1-800-628-7539 ID# 2275 talk to no agent

Find Out Ca What Your Home Is Worth Online Visit Investors Special - Colton Awesome Bank Owned Duplex 2 bath each *living and dining area * Large www.OnLineValue.Info * 3 bedroom lot* one has 2 car gar * Money makers * 24HR Free Recorded Info 1-800-628-7539 ID# 2485 talk to no agent

$235,000 or Trade

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$225,000 or Trade

Free Report Reveals what you need to know before you list your home for sale.

Yucaipa awesome bank owned totally renovated, turn key condition, near Yucaipa Community Center and Regional Park, minutes from schools, very desirable area. 24HR Free Recorded Info 1-800-628-7539 ID# 2465 talk to no agent

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Find Out What Homes In Your Neighbor-hood Have Sold For! FREE computerized list of area home sales and current listings. Visit: MyAreaHomesReport.us Or: FREE Recorded Message 1-800-628-7539 ID# 1105

Moreno Valley - Renovated, great floor plan, 4 Bed, Loft, Computer Area, Open Kitchen. ZERO DOWN, MONTHLY PAYMENTEN LESS THAN RENT, OPEN DAILY. CALL FOR SHOWING TIMES. 24HR Free Recorded Info 1-800-628-7539 ID# 2445 talk to no agent

These Homes Need Work! OR TRADE - Beaumont Beautiful 4 Seasons Retirement Gated Community. 2792 sqft home, 2 master bedrooms, beautiful kitchen with granite counters. Bank owned. 24HR Free Recorded Info 1-800-628-7539 ID# 2455 talk to no agent

Free Recorded Message 1-800-628-7539 ID# 1115

HOW TO SELL YOUR HOME WITHOUT AN AGENT AND SAVE THE COMMISION FREE report reveals “10 Inside Tips to Selling Your Home by Yourself” WWW.HGMAGS.COM 11 www.HouseFSBO.us or Free Recorded Message 1-800-628-7539 ID# 1375 30 Yr. Loan, 5.562% APR, 4.5% INT. 3.5% Down, PI Only OAC. DRE# 01194319

*Call For Conditions


View Our Current Issues Online at:

www.HGMags.com Local Listings Updated Daily... Vol. 17 Issue 12

Next Deadline: October 29, 2012

For Publication: November 16, 2012

Volume 17 Issue 12 Cover Home Presented By

Lisa Andre & Associates Trademark Realtors

(951) 217-2220

A D V E R T I S E R S

www.facebook.com/thehomegallery

ACADEMY MORTGAGE CORPORATION TEMECULA

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HOMEWORKS REAL ESTATE

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RM WOODS HOME INSPECTIONS

ACTIVE REALTY

6-7

KELLER WILLIAMS ADVANCE TEAM • Luce

IFC

SHORTSALEGALLERY.COM/THEHAFAMAN.COM

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AMERICAN FINANCIAL NETWORK, INC

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KELLER WILLIAMS • F. Baldwin

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SOUTH PACIFIC FINANCIAL • Lopez

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BEESON GROUP

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KELLER WILLIAMS • Wiley/Petersen

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TRADEMARK REALTORS • L. Andre

FC, 10

C-21 GOLD • Chudzicki

IBC

KEESEE, KAMESHA / BROKER

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TRADEMARK REALTORS • Divine/Pataky

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C-21 NOW REALTY

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LAKE HILLS REALTY • Irish/West

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WJ BRADLEY • Rayner

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C-21 OLDE TYME

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NATIONAL REALTY GROUP • Mackey

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DIRECT LENDING • Watson

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NEW CENTURY REALTY & LENDING • Rallo

15

HOME GALLERY SERVICES DIRECTORY

36-37

EMPIRE CREDIT PROTECTION

25

PLAZA RESIDENTIAL MTG

14

FIRST MTG CORP • Burns

39

PRUDENTIAL CALIFORNIA REALTY • Byrd

38

AFFORDABLE HOMES SECTION

26

GATEWAY FUNDING • Rigler

23

RE/MAX PLATINUM • Cadez Team

13

ALPHA ONE GROUP

29

GF REAL ESTATE SERVICES

40

RE/MAX REAL PROS • Belger

3

H & A REALTY

28

GENESIS REAL ESTATE • Estell

8-9

RE/MAX REAL PROS • Varley

BC

RE/MAX 2000 • Herrera

27

REALTORTEK

24

REALTY GROUP, INC • Sanchez

11

RELIABLE REALTY • Spillman/Markakis

4

32

Michael Dew Cell (909) 208-5653 Publisher/Owner Corona/Riverside/Moreno Valley/Temecula Area Sales

For Advertising Information Call:

Mike@HomeGalleryMagazine.com

Production Staff Graphics/Production Coordinator Vicki M. Low Graphic Designer/Layout Miriam Alvarez

Office (951) 485-6478 Fax No. (951) 485-6479

E-Mail: hgriv@homegallerymagazine.com

Home Gallery is a product of Media Marketing Productions, Inc. DBA Home Gallery All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 as amended which makes illegal to advertise "any preference, limitation or discrimination based on race, color, religion, sex, handicap,familiar status or national origin or an intention to make any such preference, limitation or discrimination." This magazine will not knowingly accept any advertisement for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis. To complain of discrimination, call HUD Toll-free at 1 800-669-9777 All houses subject to prior changes without notice. Neither advertisers nor Home Gallery are responsible for any errors in the ad copy. Home Gallery reserves the right to refuse any advertising which we deem unsuitable for our publication. No liability assumed for errors or omissions of advertisers from this index.

12

10.19.12

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To come

The Cadez Team 24 Hour Cell: (951) 640-8794 www.bobcadez.com • bobcadez@aol.com

Platinum

Temecula Wine Country Mini Mansion on 20 Acres

TEMECULA WINE COUNTRY CUSTOM HOME AT TRACT HOME PRICING!! ASKING ONLY $439,900 FHA APPROVED!! This totally rehabbed home has approx. 3500 square feet with with 20 acres of land. Outside kitchen with built in appliances, firepit, large deck, and of course, lots of room for a pool and views forever. All new carpet, paint, appliances, and AC units. Too much to mention a deal of a lifetime. Owner may carry with good down!! 5% broker co-op. Asking price only $439,900. WWW.HGMAGS.COM

13


Frank Baldwin / Realtor CA Dept of Real Estate License #01402760

Cell: (951) 227-1811

NEW Down Payment Assistance Progam for FHA Home Buyers. *** Move In for as Low as 1/2% Down *** *3% Grant Available for Down Payment or Closing Cost. *Program Available for New or Existing Homes. *Not Limited to First Time Home Buyers CALL TODAY FOR DETAILS! Low Down Payment

Low Down Payment

HEMET $299,000 Beautiful one story ranch style home boasts 2687 sq.ft. This 3 bedroom, 3 bath house has it all. CORONA $399,000 This custom home has it all. Renovated in 2002. 3616 sq.ft. 5 bedrooms, library, huge kitchen Designer kitchen, granite countertops, large master bedroom and bath. Personal library/study. Formal living room and family room with granite countertops, lounging room. Travertine floors and hardwood floors. The whole house surrounds the beautiful pool in the w/fireplace and much more. New pool with Pebble Tech finish! Beautiful landscaped, larger drive way with 3 car attached garage. courtyard filled with fountains, fire pit, patios and much more. Total privacy and embraces you. You have got to see it to believe it.

Low Down Payment

Low Down Payment

CORONA $890,500 Amberhill executive estate in a prime location w/unobstructed 180 degree breathtaking views. Grand entry with pillars, 14' high ceilings, 5 bedrooms, 5.5 baths. 5251 sq.ft. Gourmet kitchen w/granite countertops and walk-in pantry. Large family room. Plantation shuuters, custom salt water pool and spa. 1 bedroom, 1 bath casita w/fireplace. Attached 4-car garage; detached 3-car garage. RV parking with electrical hook up's and room for not one but two motor homes and much more.

CORONA $325,000 Standard sale! This beautiful 4 bedroom, 2.5 bath has all the bells and whistles. Master bedroom with private bath. Large family room, granite counters tops in the kitchen. Dining room, formal living room, fireplace, large inground swimming pool. Well manicured yard sitting on a 7405 square foot lot. Quiet streets and view of the mountains. This is a must see and will not last long.

A Direct Lender Serving the Inland Empire For Over 15 Years

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act

Todd Iles (951) 276-8200 Call Today To Discuss If This Program Is Right For You!

Plaza Residential Mortgage Certain restrictions apply on all programs. See your CHF Approved Lender for complete program guidelines, loan applications, applicable fees and annual 7145 Magnolia Ave, 2nd Floor percentage rates (APRs). CRHMFA Homebuyers Fund (CHF) is a government sponsored joint powers authority that offers loan programs to assist potential Riverside, CA 92504 homebuyers in purchasing a home. This is not an offer for extension of credit or a commitment to lend and is subject to change without notice.

CA-DOC235342


Easy rogram P p e t S 3 ! Available ★ ★ ★★

1. For INSTANT Qualification For A Real Estate Easy 3 Step P Loan Call Colleen At 888-665-9550 rogram 2. Pick Out Home… Available ! 3. Move In! ★ ★

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It’s That Simple… Call Today! Total Payment

Total Payment

$942

$954

$148,000 4 BED 3 BATH On a cul-de- sac with mountain views.

POOL HOME ONLY $150,000 5 BED 3 BATH Ranch home on almost 14,000 square foot lot.

Total Payment

Total Payment

$834

$1000

Jenifer J Rallo

R

REALTOR®

9 5 1

487.7454 cell

www.newcenturyca.com/rallo

Call Today To Buy, Sell or Refinance! Short Sale Specialist.

$130,000 4 BED 2.5 Near Four Seasons Golf Course.

CA Dept of Real Estate License #01380056

Total Payment

$653

$110,000 4 BED 2 BATH Built in 2006. Spacious kitchen area, nice master bedroom. Short sale.

$140,000 2 BED + OFFICE/DEN 2 BATH BRAND NEW! JUST BEEN BUILT! 2 car garage. Excellent private location at end of cul-de-sac. RV parking. No HOA! Nice flooring. Stainless steel appliances includes refrigerator and blinds. Nice darker cabinets. Payment on this home FHA 3.5%; around 1,000 PITI Rate = 3.875%. I will cover all closing costs using our lender. I have a program for 1st time buyers; can get in for about $700.

E-MAIL ME FOR A FREE LIST OF PROPERTIES Email: RealtorJenifer@gmail.com

Total Payment

Total Payment

Total Payment

$892

$647

$744

$109,900 3 BED 2 BATH $120,000 3 BED 2 BATH $115,000 4 BED 2.5 BATH On corner of a cul-de-sac. Landscaped front & rear. Shows light & bright! Built in 2004. This great 2003 home is on a quiet corner lot. Move in ready. Upgraded wood flooring throughout. Motivated! APR 5.910% is approximate and based on a 30 year fixed rate mtg. as of July 12, 2011. Closing costs are estimated. APR, Rates & Fees Subject To Change. Rate quoted is for an owner occupied property and a 640 minimum Fico credit score. Rates are not guaranteed until locked and are subject to change without notice. All loans subject to credit approval. DRE Lic #01401570 NMLS #344261

Important Government Disclosure: New Century Realty & Lending is NOT associated with the government, nor approved by the government or by your lender. Even if you accept this offer and use our services your lender may not agree to change your loan. If you stop paying your mortgage you could lose your home and damage your credit rating.

WWW.HGMAGS.COM

- Bad Credit OK! - Bad Credit OK! -

15


Olde Tyme

(951) 272-8670 Se Habla Español 00

0

,00 05 $2

00

,0 40 $2

,0 250

$

NORCO $205,000

MURRIETA $240,000

OAK HILLS $250,000

Cean and move in ready. 4 decent sized bedrooms, 2 baths. Kitchen with good storage and direct garage access. Bathrooms have been recently redone. Pergo flooring and beautiful carpeting. Covered patio across back of the house. Dual paned windows. Nicely landscaped. 12118438N

Nice home in great area on a cul-de-sac. 3 bedroom, 2.75 bath. 2768 sq.ft. Loft and bedroom upstairs; master downstairs, office downstairs, island in kitchen covered patio and pool. Built in 2003. 12098798N

Custom built (2 x 6 construction) 4 bedroom home. Insulated with dual heat/air systems. Granite counters, designer tile floors and plush carpeting, kitchen with tons of storage and beautiful cabinetry; breakfast nook, formal living and dining room. 1.98 acre lot; plenty of room for horses. 12092902N

0

0

0

,00 95 2 , 2

0 2,0 $15

,00

40 $2

$

JURUPA VALLEY $152,000

NORCO $2,295,000

CHINO $240,000

3 bedroom, 2 bath, in good condition with upgraded windows, air/heating unit is newer and a alumawood patio (permitted). The spacious property has room to add a pool - or convert to a park like setting in the backyard. RV parking. 12073099N

12 acre exquisite custom built Victorian home! Gated entry, circular drive, wrap around porch, spectacular staircase, gourmet kitchen, garden room, country dining, dining, living room, family room. 8 stall breezway barn (4 stalls w/turnouts), tack room, 4 cov’d corrals, round pen + more. 12047407N

Former model 3 bedroom home on cul-de-sac. Close to freeways, shopping. Tile floors throughout, wall to wall carpet in 2 bedrooms. Master bedroom w/2 huge closets. Needs TLC but has been well cared for and loved. Lattice cov’d patio and spa. Garage has built in storage cabinets. 12098068N

00

0

,00 483

0

,00

,0 289

$

99 $2

$

NORCO $483,000

NORCO $289,000

RIVERSIDE $299,000

Beautiful upgraded 4 bedroom, 2 bath home has bamboo flooring throughout, dual pane windows, 2 fireplaces (living room and large family room). Family room w/natural wood, vaulted ceiling great, French doors that lead to a large patio out back. Good sized office area. 12089202N

Super cute 2 bedroom country cottage home. Newly remodeled with tile that looks like wood planks, newer paint, newer kitchen etc. has indoor laundry with spacious patio over looking back yard. Two car detached garage and back storage shed/feed room etc. This is a standard sale. 12120212N

What a wonderful 2.99 acre lot and what a location and such a good price. Just waiting for you and your buyer. 12048039N

FREE Real Estate School For Details Call Tony Gonzales at 951.818.3641. 16

Preserving the meaning of GREAT Service

951.280.2205

161 North McKinley Street Suite 120 Corona · CA 92579

www.Greenleafescrow.com

WWW.HGMAGS.COM


Now Realty

(951) 734-6210 century21now.net

Se Habla Español

0

0

00

,00 05 2 $

0 5,0 $17

6,9 $17

DESERT HOT SPRINGS $176,900

CORONA $175,000

RIVERSIDE $205,000

2 bedroom, 2.5 bath condo with enclosed loft conversion. 2,199 square feet of living space, ceramic tile throughout, 2 car attached garage, including your own private indoor atrium with mineral water spa. Located in a small 26 unit community. 12017894N

Beautiful corner condo conveniently located in central Corona near the 91 & 15, shopping and schools. Spacious layout with kitchen, dining room, bathroom and great room on first floor and two bedrooms with full bathrooms on second floor. Located in the community of Laurelwood. 12123248N

Great location. Great price. Spacious 3 bedroom, 2 bath home located at end of cul-de-sac. Very open kitchen with lots of cabinets, pantry, tile countertops. Big living room with fireplace, great floor plan, central air/heat. Huge lot with private setting. 12121530N

0

0

0

,00 310

00 10, 4 $

,00 95 2 $

$

PERRIS $295,000

RIVERSIDE $410,000

CORONA $310,000

3545 sq.ft. home located in eastern section of Gavilan Hills. 4 bedrooms & 3 bathrooms plus a 1 bedroom 1 bathroom and kitchenette attached with separate entry. 10 foot ceilings, two fireplaces, massive living areas and spectacular kitchen. Oversize 3 car garage with nine foot doors. White horse ranch fencing gives your 1.30 private acres the finishing touch. 12095567N

Desirable Woodcrest custom home, well maintained with views of the valley. Private and secluded yet still close to schools, shopping. Just under one acre, flat and usable, bring the horses. 4 bedroom, 4 bath. 3518 sq.ft. Just over 1,000 square feet mother-in-law quarters, with own kitchenette, central living area and private bedroom and bath. 12106672N

This is a great opportunity to obtain a beautiful home in Corona at the end of a cul-de-sac. The home features 4 bedrooms, 2 bathrooms, and has recently had a complete kitchen remodel as well as interior paint and new carpet. The exterior includes well kept landscaping on almost 1/4 acre lot. 12121243N

0

0

00

00 75, 4 $

,00

0 70, $3

0 49

$

RIVERSIDE $370,000

NORCO $490,000

PERRIS $475,000

Almost 3,500 sq.ft. 5 bedrooms and 3 baths. Custom paint and upgraded lighting. Formal living and dining room. Large kitchen with granite counter tops and stainless steel appliances. Office area off family room. Large master bedroom and bath. Large cul-de-sac lot with huge back yard. 12119757N

Horse property with mountain and city lights views. Huge, almost 24,000 sq.ft. lot with 135 X 60 arena area. RV parking, large grassy area with shed, 2 covered patios and fountain. 5 bedroom 3 bath home; upgrades including flooring, granite counter tops and crown and base moulding. 12123103N

Beautifully remodeled 2894 sq.ft., 4 bedroom, 2.5 bath home with views of the surrounding hills. Hardwood floors in the living room, dining room, and master bedroom. Stone fireplace. Pool, horse facilities, and dog kennel. Fully fenced lot. 12012186N

“Since 1985, Integrity in Mortgage Lending”

161 McKinley Street Suite 120 Corona · CA 92879

951.280.2263 Direct 951.817.2816 Fax

www.moneywisemortgage.com WWW.HGMAGS.COM

MoneyWise Property Management 951.280.2278 Call Today For a FREE Rental Evaluation!

17


CLOSE YOUR ESCROWS IN 21 DAYS!!

YES! 21 DAYS!

We Offer In House Underwriting, Docs and Funding With Service Level Guarantees *Certain restrictions apply

FHA, Conventional and VA Financing HUD REO’s with Repair Escrows 90 Day Flip Waiver (Simplified) No Fico (No Collections) Conventional, FNMA HomePath Financing Home Affordable Refinance Program (HARP) Energy Efficient Mortgages

Down Pa Assist yment an Progra ce Availa m ble!

HAVE YOU BEEN TURNED DOWN FOR A LOAN? CALL ME!

Gloria D. Lopez (951) 440-6460 * 24/7 Hablo Español glopez@spfcnet.com 18

NMLS #217170 WWW.HGMAGS.COM


Problem Loan Specialist 12 Years Experience Solving Problem Loans USDA - No Money Down Loan Programs Available Call For Details! · FHA - VA · First Time Home Buyer Programs · Assistance Programs · Advise On Raising FICO Score · Out of State Loans · Hard Money - No Qualifying · Can Close In Under 2 Weeks

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Direct Lending Problem Loan Specialist 12 Years Experience

Direct: 951-544-5861 Office: 951-486-0210 Hablamos Español


Text

“SSG” to 87778 for

MLS Search App

Short Sale Become A Facebook Fan Short Sale Gallery

for Smartphones

Follow me on Twitter @shortsalesbybob

www.shortsale ale

ale

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Historic Ontario Home $200,000 3 bedroom 1 bath 1532 sq ft. Original details intact.2-car attached garage.

Eastvale Single Story $260,000 3 bedroom 2 bath 1631 sq ft. Fireplace,2-car garage;super clean.

Sierra Del Oro Corona $319,000 4 bedroom 3 bath 2,144 sq ft. Full bed/bath downstairs.

(H)

(Woodrush)

(Tanglewood)

ale

ale

rt S Sho

ale

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Corona $169,000 4 bedroom 2 bath 1431 sq ft. Large 13,939 sq.ft.lot.Whole house fan.

Alta Loma Pool Home $265,000 3 bedroom 2 bath 1512 sq ft. Tile floors throughout.

Canyon Lake $209,000 4 bedroom 3 bath 2016 sq ft. Great views on 10,000+ sq.ft. lot.

(Newton)

(Cordon)

(Champion)

ale

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rt S Sho

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Beautiful Riverwalk Home $334,000 4 bedroom + loft 3.5 bath. 3564 sq ft. Downstairs master bedroom. Gated tract.

Anaheim $575,000 4 bedroom 3 bath 2478 sq ft. Beautiful hardwood floors; great backyard.

Hemet $112,000 3 bedroom 2.5 bath 1821 sq ft. 2-story home with attached 2-car garage.

(Trailway)

(Westford)

(Jutland)

SAVE THOUSANDS $$$ We Are HUD Home Brokers Call For FREE HUD Photo List (951) 359-4860 ale

ale

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ale

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Riverside Pool/Spa Home $349,000 5 bedrooms 3 baths 2489 sq ft. Beautifully updated + views.

Riverside $90,000 3 bedroom 1.5 bath. 1159 sq ft. Attached home w/community pool.

Riverside $250,000 4 bedrooms 1 bath 2,240 sq ft. Beautiful home located in Mission Grove.

(Winterbrook)

(Columbia)

(Garwood)

20

Don’t Let It Go To Foreclosure WWW.HGMAGS.COM


e Gallery

.com

(951)

359-4860

BOB IRISH, BROKER

alegallery.com ale

ale

rt S Sho

rt S Sho

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Moreno Valley $129,000 3 bedroom 2 bath. 1060 sq ft. High ceilings,spacious floorplan,enclosed patio.

Orange $339,000 3 bedroom 2.5 bath condo. Gated community; valley views.

Canyon Lake $399,000 3 bedroom 2 bath 1827 sq ft. Single story home on the water.

(Moorland)

(Kendra)

(Whirlaway)

ale

ale

rt S Sho

rt S Sho

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Hemet Single Story $115,000 3 bedroom 2 bath 1367 sq ft. On a cul-de-sac.

Riverside Single Story $135,000 2 bedroom 1 bath 912 sqft. Beautiful hardwood floors, great backyard.

Riverside $219,000 4 bedrooms 2.5 baths 2,217 sq ft. Gated community. Move in ready.

(Bayberry)

(Calvin)

(Arborwood)

Short Sales & Stay In Your Home! Call For Details. (951) 359-4860 ale

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Murrieta Pool Home $235,000 4 bedrooms 2.5 baths 2155 sq ft. Gorgeous move-in ready 2-story.

Perris May Ranch Home $159,000 5 bedroom 3 bath 2619 sq ft. Theatre room addition.

Lake Elsinore $169,000 4 bedroom 3 bath 2004 sq ft. Full bedroom/bath downstairs.

(Morning Glory)

(Huntington)

(Christina)

ale

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Lake Elsinore $180,000 4 bedroom 2 bath 2045 sq ft. Nice single story; family room w/fireplace. (Ontario)

ale

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Hemet $100,000 5 bedroom 2 bath 1955 sq ft. On a large 1/4 acre lot. (Johnston)

Corona Horsethief Canyon $209,000 4 bedroom 2.5 bath 1592 sq ft. Hardwood floors. Community pool. (Black Horse)

re! Call Now (951) 359-4860. WWW.HGMAGS.COM

21


A F A H n a M ” s y a “S

SHORT SALE AND STAY IN YOUR HOME!! Our Program Is Available To · · · ·

Owner Occupied Borrowers Only $100,000-$400,000 Current Fair Market Value Homes Financial Ability of the Borrower to Pay Fair Market Value Rent 3 Year Lease Term w/Option to Re-Purchase Recent HAFA guideline changes include the ability for “servicers to approve short sales to non-profit organizations with the stated purpose that the property will be rented back to the borrower”

Call Short Sale Gallery (951) 359-4860 www.TheHafaMan.com 22

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24

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Affordable Homes

Š

Featuring

HomePath Homes by Fannie Mae HomeSteps Homes by Freddie Mac and HUD Homes

Serving Riverside County, San Bernardino County, Orange County, San Gabriel Valley & Los Angeles County 26

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SAVE THOUSANDS $$$ Riverside & San Bernardino

HOMES

COVINA

LOW $300'S WEST COVINA

3B/1.5BA, 1443 SQ.FT. BUILT 1954. FUNCTIONAL FLOOR PLAN. ID# 821

CHINO

LOW $300'S NORWALK

3B/2BA, 1390 SQ.FT. BUILT 1954. ID# 550

LOW $200'S FONTANA

3B/2.5BA, 1717 SQ. FT. BUILT 2010. MANY UPGRADES! ID# 7004

HIGH $200'S UPLAND

3B/2BA, 1474 SQ.FT. BUILT 1951. LAMINATE WOOD FLOORS. ID# 10648

LOW $200'S FONTANA

4B/3BA, 2047 SQ.FT. BUILT 2009. LAMINATE WOOD FLRS. GREAT LOCATION. ID# 15723

LOW $100'S FONTANA

3BR/1BA, 1569 SQ.FT. BUILT 1971. INVESTOR READY. ID# 7805

LOW $200’S

4B/2 FULL BA, 1332 SQ.FT. BUILT 1692. ID# 335

MID $200’S

4BR/3BA, BUILT 2008 SQ FT 2441. GREAT FLOOR PLAN. ID# 7130

www.herrerarealestate.net For Your FREE Photo List “How To Buy A HUD Home” Register For Free: Seminar

HOMES

SAN BERNARDINO

LOW $100'S SAN BERNARDINO

4B/2BA, 1462 SQ.FT. BUILT 1926. ID# 25257

$90,000 SAN BERNARDINO

2B/1BA, 1024 SQ. FT. BUILT 1929. ID# 725

$80,000 RIALTO

2B/1BA, 858 SQ. FT. BUILT 1925. ID# 3900

REO

REO FONTANA

LOW $100'S CRESTLINE 4B/2BA, 1417 SQ.FT. BUILT 1979. ID# 1018

CALL FOR MORE INFO UPLAND

3B/2BA, 1440 SQ.FT. BUILT 1965. ID# 774

LOW $100'S

4B/2BA, 1856 SQ.FT. BUILT 1979. OPEN FLOOR PLAN. ID# 1018

CALL FOR DETAILS RANCHO CUCAMONGA

3BR/3BA, BUILT 1998, SQ 1709. GATED COMMUNITY, MANY EXTRAS. FOOTHILL BLVD & CAMPUS ID# 597

2 BEDROOMS 2.5 BATHROOMS. (CALL FOR MORE DETAILS) ID# 10088

ALL PROPERTIES SOLD AS IS; “NO GUARANTEE OR WARRANTY OF PROPERTY CONDITION.”

Direct:

(909) 483-0313

Raul Herrera Hilda Herrera

&

E-Mail: Raul@HerreraRealestate.net

CA Dept of Real Estate License #01121060

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Como Comprar Un Casa HUD! LLAME HOY! Para Mas Información.

2000 FREE SEMINAR: Rancho Cucamonga: Thursday - November 01, 08, 15, 29 7:00pm – 8:00pm Upland: Saturday - November 03, 10, 17 10:00am – 11:00am Also visit: www.HUDHomestore.com

27


www.HnARealty.com Search 1000’s of Homes Instantly CA Dept of Real Estate License #01523714

909-390-4663 Ext 11 & 12 Hablamos EspaĂąol

FONTANA

$200,000

JURUPA VALLEY

$330,000

2 story 4 bedroom, 3 bath with nice curb appeal. Stucco exterior and concrete tile roof, iron rod side gates and block walls on 2 sides the home. Spacious formal living, formal dining area, family room with fireplace. Kitchen with breakfast bar and granite counter tops, full bathroom & bedroom on the main floor, tile flooring throughout the 1st floor.

Standard Sale. 1.14 acre horse property located on a corner lot. Double high ceiling carport and large RV garage, 3 horse stables, plus large storage area. Tile flooring in most of the house, master bedroom with double closets plus a laundry area.

CORONA

BARSTOW

$79,900

Perfect for first time buyer! 2 bedroom, 1 bath condo. 850 sq.ft. Association pool. Built in 1988. Call today for more information.

FONTANA

$230,000 MORENO VALLEY

Spacious HUD home. 4 bedroom features dark wood floors upon entry, a spacious and open family kitchen, downstairs bedroom and bath and spacious master retreat upstairs. On cul-de-sac in East Heritage.

$52,000

HUD. Large home with 4 bedrooms and 2 bathrooms, tile flooring in living room, kitchen and bathrooms, separate living room and family area, inside laundry, swamp cooler, and wall heating, fenced front and back. Garage is converted and made into the master bedroom; property is close to the freeway for commuting and close to shopping.

$220,000 ADELANTO

Nice quiet south Moreno Valley neighborhood. Community pool, spa, gym, tot lot, volleyball courts, basketball courts and lake with fishing and boating.

$55,000

Seller May Carry. This property has a lots of great amenities, new swamp cooler, and new water softener system, a garage opener and new copper plumbing.

HAMP Modifications and HAFA Short Sale Certified. Avoid Foreclosure, Eliminate Mortgage Debt, Get $3000 Relocation Benefit. HUD/VA/REO Sales - Residential & Land

909-390-4663 Ext 11 & 12 HUD-homes are sold as-is. Information deemed reliable, but not guaranteed. Visit www.HUDPEMCO.com or www.HudHomeStore.com or call a HUD registered agent in your choice. 28 WWW.HGMAGS.COM


40

For More Property Info Text 85377

MORENO VALLEY $76,000 Nice single story 1100 sq.ft. home with 3 bedrooms and 2 baths * Nice back yard with patio covered * Close to schools and shopping * Easy access to the freeway.

ID

2 39 4 H

Enter the 5 Digit ID

ID

1 37 4 H

RIVERSIDE $208,000

EAST HIGHLAND RANCH $215,000

3 bedrooms, 2.5 bath + office and study. Gated community, community pool, upgrades, 2 offices.

4 bedrooms and 3 baths. Main floor bedroom and bath. HOA comunity pool, walking paths, lake.

ID

4 38 4 H

ID

WOODCREST BEAUTY $223,000 4 bedroom, 2 bath single story home on almost a half an acre lot.

5 37 4 H

MORENO VALLEY $220,000 4 bedroom, 2 bath cul-de-sac home. Main floor bedroom and bath. Large rear yard.

ALPHA ONE GROUP (951) 275-0833 Search the Entire MLS on Our Website WWW.HGMAGS.COM

www.AOGRE.com

CORONA • RIVERSIDE • MORENO VALLEY • ONTARIO • FONTANA • MURRIETA

ID

3 H4

29


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Our branch is dedicated to the support of the community. We look forward to providing a service that is unparalleled in our industry.

Customer Service is our priority at WJB Corona!

Closing on time, with little or no red tape, saves you time, money and worry. That’s why W.J. Bradley has put together a team of the best processors, underwriters, closers and funders in the business. They’re fast and accurate - and their goal is to make sure you get your loan when you need it. We measure our turn times in hours, not days. If you’re ready to discuss purchasing a new home or refinancing your current loan, call W.J. Bradley today. When You Work With WJB, We Provide: - Fast, accurate answers to your questions - Loan programs including first-time buyer friendly FHA/VA - Programs for borrowers with limited credit history - Low down payment options to get you into your home Let an experienced, professional lender explain your financing options so you can make the best decision for your long- and short-term financial goals.

• Purchase and Refinance Loans • Competitive Rates

Bunker Rayner

• Great Customer Service • FHA & VA Financing

Branch Manager NMLS #268398

W.J. Bradley Mortgage Capital, LLC

(951) 643-7071 Direct 495 East Rincon Street Suite 110

Corona · CA 92879

© 2012 W.J. Bradley Mortgage Capital, LLC 6465 Greenwood Plaza Blvd, Suite 500, Centennial, CO 80111 Phone #303-825-5670. NMLS ID 3233. Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML# 4131002. NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3233

WWW.HGMAGS.COM

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And More… Call For Information

$199 Any Home Up To 4000 Sq.Ft. Proudly Serving The Inland Empire For Over 30 Years

Robert Woods Owner Cell:

Email: rmwoodsinsp@gmail.com

(951) 214-0536

Kamesha Keesee,

Broker

951-454-5959

Call Now for your FREE Real Estate Owned and Bank Repo List of Homes CA Dept of Real Estate License #01292916

Or Visit www.4homesandloans.com “Your Satisfaction is My Specialty”

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DIAMOND BAR

$238,000 RIVERSIDE

CUTE AND QUAINT 2 bedroom, 1 bath condo. 837 sq.ft. Low maintenance private back yard with a 2-car garage. Association pool with many common areas… Call today for more information!

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RIVERSIDE

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$240,000 CORONA

PRICED TO SELL! 4 bedroom, 3 bath. 1868 sq.ft. Built in 1988 with bright floor plan. Living room with fireplace.Open kitchen. Large windows. Dual sinks in bathroom. Nice size lot. Won’t last at this price...

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$225,900 CORONA

REHABBED HOME with all new interior paint, carpeting, appliances and MORE! 3 bedroom, 2.5 bath. 2021 sq.ft. Conveniently located in Mission Grove in a fully gated community with LOW HOA dues. 3-car garage, open living area with fireplace, good size bedrooms and indoor laundry.

$549,500

BEAUTIFUL CHASE RANCH PROPERTY! All new paint and carpet throughout + new SS appliances to be installed at the close of escrow! Custom landscape and brick hardscape in front and rear yards. 4 bedrooms + den on main level and 2nd story loft. Large 3-car garage with TONS of cabinets, huge master suite and more.

$169,900 RIVERSIDE

INVESTOR SPECIAL!! Desirable 2-story unit with frontage on Via Del Rio. 3 bedroom, 1.5 bath. 1495 sq.ft. Detached 2-car garage, front patio and fenced yard and much more.

$389,900

"ORCHARDS" community of La Sierra. Large landscaped corner lot with views of surrounding hills. 4 bedroom, 2.5 bath. 2021 sq.ft. Covered patios, built in BBQ and in ground spa! Family room with brick fireplace and wet bar, formal dining room, built-in seating + breakfast bar in kitchen, lots of windows, cathedral ceilings. 3-car garage.

Based on information from the IVAOR / MLS as of October 2012. Displayed MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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Academy Mortgage is one of the largest independent mortgage bankers in the country

John Dillon

Financing By

Business Development District Manager c. 760.954.1982 e-fax 886.665.7915 john.dillon@academy.cc academymortgage.com/johndillon

NMLS # 213018 Corporate NMLS # 3113 Corporate CA Lic. # 4170013

Hiring NMLS Licensed Loan Officers in all markets in Southern California

On Site Originations, Processing and Underwriting in Temecula

Products Offered: FHA · 203K Rehab Loans · VA · FHA Streamline · Jumbo Conventional to 95% · USDA · Reverse · HomePath (For 97% contact your local originator)

Deborah Garvin Nmls#279125, Mari Pina - Processor, Sheri Shaw- Processor, Alis Kashkayan Nmls#832881, Caroline Claypool Nmls#451744, Rena Payne Nmls#283134, Jenny Hall Nmls#328210, Jenna Blake- Sales Manager Nmls#283081, John Dillon-District Manager Nmls#213018 (Not photographed: Luz Murguia- Underwriter, Lynn Rentie- Underwriter)

43471 Ridge Park Drive ~ Suite C ~ Temecula, CA 92590 office: 951.694-3300 fax: 951.694.3900 Branch NMLS ID: 275528

Corporate NMLS #3113 Corporate CA Lic. #4170013

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

A Direct Lender! WWW.HGMAGS.COM

*Reverse Mortgages are brokered, not closed or underwritten by Academy.

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Amazing Riverside Home with Beautiful Views!

STANDARD SALE $525,000 Beautiful, gated 3 bedroom, 4 bath, approx. 2500 sq.ft. home. Family room and formal living room each with a fireplace. Formal dining room + loft. Hardwood and tile flooring throughout. City light and mountain views. All this plus so much more on over 1/2 acre lot. Call today.

Ask For Richard Webber (949) 278-5354 Cell Homeworks Real Estate

HomeWorksRE.com 34

WWW.HGMAGS.COM


Jean Divine

Dorothy Pataky ®

CRS, GRI, REALTOR®

BROKER ASSOCIATE REALTOR

951.774.4709 www.JeanDivine.com

951.774.4708 www.DorothyPataky.com

Selling Riverside County Since 1979 ced Redu

ced Redu

Moreno Valley - $589,900 CUSTOM BUILT ONE STORY HOME BY DON DIMANNO IN 2004 - 3203 sq.ft. of living space + 3-car garage. 4 bedroom, 3.5 bath, family room, foyer, living room, dining room, wet bar, plantation shutters, 3 fireplaces, dual heating/air. Spacious family kitchen with walk-in pantry, nook, granite counters 3.63 acres for seclusion and privacy. WILL CONSIDER LEASE/OPTION, LEASE OR PURCHASE.

Riverside - $589,000 Upgraded and updated property with 4300 sq.ft. of living space including separate guest quarters with bath, kitchenette, living room, bedroom, craft room, + separate entrance. Main house has 4 BR, 3 BAs, formal dining room, game room, great room and new cabinets, granite countertops, center island, huge covered patio, 1600 sq.ft. barn, 20 x 40 foot pool w/sweep, + 5-car garage, all on over 1 acre of horse property.

ced Redu

ced Redu

Norco - $699,000 Former hay and feed business on 6th Street in Norco. Property has residence, store building, hay shelter. Buildings and land are rented on month to month basis. Tenants would be willing to stay.

Cherry Valley - $1,000,000 Beautiful rolling land,includes three parcels - 1 1.17 AC and 5 bedroom,2 bath house; 20.49 AC and 10.9 1 AC, for a total of 42.57 AC.The house has 2,033 sq. ft. and was occupied until recently. It has been damaged and boarded up. In the past the property had vineyards, orchard, horse barn, vegetable garden, etc. Nearby are executive homes. Property is located near the Oak Glen boundary line.

Sold

Riverside - $305,000 Entertainment home! 3 bedrooms, 2 baths, 2 car garage, large living room w/fireplace, picture windows overlook pool & patio area. Remodeled kitchen with newer appliances, laundry room with sink and cabinets, formal dining area. Kitchen features island work area & bar seating looking out to beautiful pool w/pool sweep, spa & fountains, barbeque, sink, fireplace, bar. Beautifully landscaped with four seating areas.

View Lot · Indian Hills - $59,000 Large 3/4 acre lot with a view of city lights and mountains. Lot is close to shopping, freeways, golf courses and Metrolink Station. Utilties are close to property.

TRADEMARK REALTORS

®

“Service is Our Trademark!” WWW.HGMAGS.COM

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Directory of Services Advertising Media Marketing Productions 909.208.5653 Mike Dew, Owner/Publisher Business Cards, Post Cards, Flyers, Agent Websites www.hgmags.com

Panel upgrade, house rewire, inspections and troubleshooting all types of problems www.rodwellelectrical.com

C10 Lic. 884076

Escrow Companies Air Conditioning/Heating Super Cool Heating & Air Conditioning Appliance Sales & Repair

951.992.8304

American Independent Escrow, Inc. 951.443.5200 Your Independent Escrow Serving All of California

Home Entertainment Systems Attorneys The Mellor Law Firm Mark Mellor www.mellorlawfirm.com

951.222.2100

Elite Home Systems Donald Bigbie, System Designer/Owner elitehomesystems@charter.net

951.323.1729

Home Inspections Cabinets Cande’s Cabinets Custom Cabinets & Doors

951.509.2860

Contractors Christian Rusovick Contractors 951.225.5259 Full Service Contractors Lic#B760926 Renovations, kitchens and bath remondels, REO rehabilitations, emergency services (board-ups, fire and water damage). Referral fees paid, senior discounts, painting and carpet services only if needed. No job is too small! Dave Cote Contractor 951.312.0701 REO Rehabs, Room Additions, Remodels, Patio Covers Tom M. Herrera Construction Complete Remodeling & Room Additions www.Pin2Bld.com - Lic 644765

951.538.4128

R.M. Woods Home Inspections 951.697.1022 Robert Woods, AHIT Certified www.rmwoodshomeinspections.com Complete Home Inspection Service (7 Days a Week) $199 up to 4000 Square Feet

Home Interior Improvement Gunn’s Home Interiors, Inc. 626.966.7334 Patrick Gunn, Mgr. 626.592.3633 Custom Flooring, Custom Window Treatments, Kitchen/Bathroom Remodeling, Accessories & Wall Paper CA License #790027

Home Staging

Credit Repair Austin Associates Credit Consulting 888.316.4671 Ext.220 Bankruptcies, Foreclosures, Short Sales, Collections, Tax Id and All Credit Issues Se Habla Español www.getintoahome.com Empire Credit Protection Will Lopez, Credit Specialist will@empirecreditprotection.com

Accurate Inspections 866.779.8728 Gary Soto 0-2000 Square Feet - $175 • www.accurateinspect.net

909.200.6301

Staged Sandi www.stagedbysandi.com Home Staging, Re-Styling

909.772.7939

Home Warranty Services Old Republic Home Protection 800.445.6999 You Can Protect Any Home with an Old Republic Home Warranty Plan www.orhp.com

Insurance Domestic Agency Full Service Domestic Agency 626.339.9410 Gina Gunn Nannies Live In/Out, Elder Care Full/Part Time, Housekeepers With Experience Licensed, Bonded, Finger Printed, Background & Reference Checks www.cadomesticagency.com

Electrical Rodwell Electrical

Farmers Insurance We Specialize in Home Insurance Call Kerry today for a free quote Kerry.gmiskell@farmersagency.com

951.696.7555 Lic#0D76570

Farmers Insurance We Specialize in Home Insurance Call Vincent today for a free quote varmijo@farmersagency.com

Cell 909.747.7889 Lic#0H51289

951.807.4994

Advertise Your Business For As Little As $27 a Month For Two Magazines Call for Details (909) 208-5653 36

WWW.HGMAGS.COM


Directory of Services Lighting

Painting Services

Leivas Lighting Randy Leivas, President www.leivaslighting.com

951.686-4046

Mortgage Lenders

Seasons Painting Painting, Interior, Exterior, Call for Free Estimates & Home Improvement David Suh, Lic #692214 dongsuh2002@yahoo.com

Academy Mortgage Corporation On Site Underwriting & Processing www.academymortgage.com NMLS #3113 Corporate CA License #4170013

909.944.3535

AFN Finance Network, Inc. Bruce McGinley, Direct Local Lender www.afn-corona.com CA DOC #60387711

951.582.2431

First Mortgage Corporation Chris Burns, Branch Manager License #C2064049 FHA & VA Underwriter

951.656.9335

Wright Realty Group, Inc. Bob Wright www.gowrg.com

Plaza Residential Mortgage Todd Isles CA-DOC235342 Direct Lender

951.276.8200

Restoration Companies

South Pacific Financial Gloria D. Lopez Mortgage Loan Originator glopez@spfcnet.com NMLS #217170 DRE #01294704

951.440.6460

W.J. Bradley Direct Lender Bunker Rayner, Branch Manager NMLS #268398

951.643.7071

909.975.9075

Pest Control Compass Pest Management Marty Verstappe www.bye2bugs.com

951.688.8066

Property Management

Real Restoration Structural Repairs, Painting, Electrical and More. License #888149

951.686.7653

909.931.5280

Team Green Machine, Inc. 800.913.8260 Property Stabilization, Preservation & Renovation www.TeamGreenMachine.com

Title Companies Fidelity National Title Robert Hernandez, Sales Representative www.roberthernandez.net

951.312.5182

Notary Public Services Locklin 24/7 Mobil Notary Service Ana Ybarra-Locklin “Se Habla Espanol� - Translations Available AnaLocklin@SBCGLOBAL.NET

909.263.3929

Water Systems Alkaline Drinking Water Machines 714.931.0144 Wanted Distributors All Areas Call Carlito Best Gift to your Homebuyers/Clients - Free Machine Demo www.lito.enagicweb.com

So Cal Pool Guys (909) 908-3684 Residential & Commercial Pool Cleaning, Service & Repairs

www.SoCalPoolGuys.com WWW.HGMAGS.COM

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Behind in Your Mortgage Payments? Ready to walk away, but don’t know what to do? Don’t just let it go to foreclosure… You have an option:

CA Dept of Real Estate License #01435298

Carol Byrd 951-500-8551 le d Sa r a d Stan

carolbyrdrealtor@gmail.com

Wood Street Charmer Just Listed! $255,000 RIVERSIDE 3 bedrooms, 2 baths in charming, quiet neighborhood. Approx. 1200 sq.ft. on a nice sized lot. Completely rehabbed inside and out. New carpet, new paint, custom kitchen and bathrooms. Large front deck and back yard, mature trees and much more. Call today for for information on this property. Won’t last long!

le d Sa r a d Stan

Beautiful Victoria Grove $429,900 RIVERSIDE Located in the gated community of Victoria Grove. Private community offers pool and spa area with parks and sport courts. Spacious 3200 sq.ft., 4 bedroom, 4 bath home. Open floor plan. Large entry opens to formal living room and dining area with custom paint throughout. Large downstairs bedroom with private bath, kitchen is wide open to extra large family room and bonus room with fireplace. spacious laundry room upstairs with counter space and cabinetry. bonus loft upstairs for study or extra family room. wonderful half acre lot with landscaping in front and blank slate for a custom backyard.

CarolByrdRealtor.com 38

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Don’t Believe the Big Banks! You Should Know That FHA & VA Minimum FICO Is 500 500 to 580 Requires 10% Down

Some Points to Consider…

1. If FICO is below 620 there can be no late payments in the last 12 months 2. 99.5% financing is STILL available. You do not need to be a 1st time home buyer to qualify and you can own another home! 3. Manufactured housing CAN get financing through FHA. It requires 10% down (FHA only) 4. FHA will allow family members to co-sign. This is great for kids in college not earning income! Mom or Dad can co-sign for 96.5% financing (FHA only) 5. FHA & VA financing do not require reserves! 0 6. Limited credit? Just 1 trade line is OK! 7. No FICO score? No Problem! (must get alternative credit) Questions? Just Give Me a Call!

FLIPPING HOMES!

First Mortgage Corporation is #4 in Funding Loans in California

13800 Heacock C-234 • Moreno Valley, CA 92553

CA: Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.

No Profit Limit. Less Than 30 Day Closing and No 90 Day Restrictions. Only 1 Appraisal Required.

Open the Door of Opportunity… To Get Pre-Approved, Call Chris Burns Today!

Chris Burns

BRANCH MANAGER • UNDERWRITER 20+ Years of Experience FHA & VA Underwriter

951-656-9335 License #: C2064049 • NMLS #: 254247

WWW.HGMAGS.COM

Listed in Scottsman Guide As #28 of Closing FHA Loans Nationally!

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SHORT SALE SPECIALIST Short sale your home and you may be eligible to receive up to $30,000 in moving assistance. Real Estate School Available. Call For Details.

951 /479.4580

Se Habla Español

SUN CITY • 55+ Community

PERRIS • Commercial Property

CORONA • Cul-de-sac Home

2 bedrooms, 1.5 baths. 992 sq.ft. New carpet, fresh paint, newer roof and heat/air unit. Bonus room off kitchen, enclosed patio. Hill views. $108,000

3 bedrooms, 1 baths. 1546 sq.ft. City lights view. Easy access from street and alley in rear. Lots of parking. On an 11,326 sq.ft. lot. Call today more info. $189,000

3 bedroom, 1.5 bath; 1080 sq.ft. Tile flooring, kitchen w/eating area, formal dining, 2-car garage, large 9148 sq.ft. lot. $219,900

CORONA • Open Floor Plan

NORCO • 1/2 Acre

NORCO • Almost 1/2 Acre Lot

4 bedrooms, 3 baths. Living room with fireplace, dining room, family room with firepace. Waterfall + deck. $359,900

3 bedrooms, 2 baths. 1492 sq.ft. horse property. Living room w/fireplace, granite kitchen, custom hardscape. $349,900

4 bedrooms, 2.25 bath. 2200 sq.ft. Endless potential. Bonus area + laundry. Formal dining/living New wood wainscoting in formal dining area. 2 pipe corrals. $379,900

NORCO • 3 Acres

CHINO • Large Backyard

ONTARIO • Great Condo

3 bedroom, 2 bath; 2055 sq.ft. 30 horse legal, complete with many facilities, indoor laundry, rock pool, mountain views + more.

3 bedroom, 1 bath; 1055 sq.ft. Single story with family room, cov’d patio, 2-car garage. Close to schools, shopping. $240,000

1 bedroom, 1 bath; 507 sq.ft. Kitchen with eating area, ceiling fan, washer/dryer. 1 car carport. Great rental income. $69,900

Are You Facing Foreclosure? Call today for confidential assistance You may have options, it’s not too late to get help. Century 21 Gold can help!

Follow Us On

951-479-4580 www.C21Gold.net

GOLD

CA Dept of Real Estate License #01017739


To come

NOBODY SELLS MORE HOMES THAN RE/MAX

Buyer's Hotline: 800.796.REMAX RE/MAX Real Pros: 951.735.1700

CALL TODAY FOR A FREE LIST OF HOMES IN YOUR AREA OR A FREE MARKET ANALYSIS

Have You Heard the News!!!

We are excited to announce that Real Pros Real Estate Group has joined forces with the worldʼs #1 brand in Real Estate RE/MAX!!

Re/Max Real Pros is still the same great company with wonderful Broker/Owners and Professional Staff. Joining forces with Re/Max has provided our agents with the most up to date marketing tools, technology, worldwide leads, referrals and much more. Our office and company strive to provide our clients with fantastic customer service and knowledge to make each transaction smooth and painless.

Join Our Team! · Award Winning Team · Most Productive Sales Force · Lead Generating Machine

ARE YOU MAX ENOUGH? Mike & Susan Varley Broker/Owners

· #1 Brand In The World · Award Winning Results · Trusted by Millions of Families for Buying/Selling

Call or Email Kim Rievley at: Joinremaxrealpros@gmail.com

Looking to buy or sell your home? Visit Us at: www.REMAXREALPROSHOMES.com Same Great Location: 3811 Bedford Canyon Rd. Ste. 101

Corona · CA 92883

CA Dept of Real Estate License #01174083

Se Habla Español


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