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COMPANY COMPANY PROFILE PROFILE Tom and Chuck Reams Tom and Chuck Reams

Customized Customized Employee Employee Benefit Benefit Solutions Solutions Our Our business business is is helping helping your your business business Since 1991, C.H. Reams & Associates has Since 1991, C.H. to Reams & Associates has been dedicated providing independent, been dedicated to providing independent, objective and honest insurance services objective and honest insurance services to clients across the nation. As one of the to clientsinsurance across the nation. As one of the leading and employee benefits leading insurance and employee benefits administrators in northwest Pennsylvania, administrators in northwest Pennsylvania, the agency serves a diverse clientele the agency serves a diverse clientele ranging from small, local employers to ranging from small, local employers to large, multistate corporations. C.H. Reams large, multistate corporations. C.H. Reams specializes in designing, implementing specializes in designing, implementing and maintaining customized employee and maintaining customized employee benefit plans. In addition, they provide benefit administrative plans. In addition, they provide unique services that enable unique administrative services that plan enable customers to manage their benefit in customers to manage their benefit plan in the most cost-effective manner. the most cost-effective manner.

What Sets Us Apart? What Sets Us Apart? Unlike many other benefit administrators

Unlike manyoffer otherone benefit administrators who simply service for all groups, who simply offer one service for all groups, C.H. Reams & Associates understands that all C.H. Reams have & Associates that all companies differentunderstands wants and desires companies have andplan. desires when building andifferent effectivewants benefits Not when building an effective Not only will C.H. Reams consultbenefits on planplan. design, only will C.H. Reams consult on plan design, implementation and renewal services, but implementation renewal services, but they also provideand billing and customized they also provide billing and customized management reports. While other brokers management While other brokers help clients toreports. buy these products for inhelp clients to buy these products for inhouse use, C.H. Reams actually serves as an house use,of C.H. Reams actually serves as an extension their clients' human resources extension of their clients' human resources department. It’s a service that goes above department. It’s a service that goes above

and beyond and has proven much more and proven much more cost beyond effectiveand for has the companies they serve. cost effective for the companies they “Our systems are really what make thisserve. “Our systems are reallyChuck what make this work,” explains owner Reams. “We’ve work,” explains owner Chuck “We’ve developed systems that makeReams. their lives developed that makea their lives easier. Theysystems aren’t just hiring broker, they are easier. They aren’t just hiring a broker, they are” also getting a benefits package administrator. also getting a benefits package administrator.”

Getting the Most from Getting the Most from Your Group Health Plan Your Group Health Plan With a rapidly changing health care

With a rapidly C.H. changing care environment, Reamshealth & Associates environment, C.H.strategies Reams & that Associates offers innovative empower offers innovative strategies empower employers to realize the fullthat potential of their employers to realize the full potential of their employee benefit dollars. In recent years, employee benefit dollars. In recent years, self-funded insurance plans have been on self-funded insurance plans have been on the rise among larger and even mid-sized the rise among larger and even mid-sized companies — allowing employers to not companies — allowing employers not only cut costs, but, in essence, helpto grow only cut costs, but, in essence, help grow their business. their business. As a third party administrator, C.H. Reams As third partyrun administrator, C.H. Reams canaeffectively your self-funded plan by can effectively run your self-funded plan by offering the following services: offering the following services: • Consolidated billing • Consolidated billing • Customized management reporting • Customized management reporting • Self-funding claims analysis • Self-funding claims analysis • Medical claims auditing • Medical claims auditing • Enrollment and eligibility services • Enrollment and eligibility services • Cobra FSA and HRA administration • Cobra FSA and HRA administration

Group Products Group Products • Fully Insured Health Plans • • • • • • • • • • •

Fully Insured Health Plans Self-Funded Health Plans Self-Funded Health Plans Dental Insurance Dental Insurance Vision Insurance Vision Insurance Life Insurance Life Insurance Disability Income Disability InsuranceIncome Insurance • Long-Term Care Insurance • Long-Term Care Insurance C.H. Reams & Associates is C.H. Reams & Associates pleased to offer samples isof pleased to offer samples their consolidated billingof their consolidated billing statements or management statements or management reports. Contact the office reports. the office for moreContact information. for more information.

C.H. Reams & Associates . 401 Cranberry Street, Suite 100, Erie, PA 16507 . (814) 453.4357 . www. chreams.com C.H. Reams & Associates . 401 Cranberry Street, Suite 100, Erie, PA 16507 . (814) 453.4357 . www. chreams.com

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Profile for MBA Business Magazine

Business Magazine - October 2018  

Business Magazine - October 2018