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MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

special interest

Congratulations to the winners of the December drawing contest!

Tabetha Brand, age 6 Our winners: Ages 0-6 : Tabetha Brand, age 6. Tabetha’s entry was one of the most creative, using a twig for the mouth, cotton for the snowman’s body, rocks for eyes and pine needles for arms. Ages 7-13: Joseph Ambuul, age 12. Joseph’s drawing was the most skillful entry. We received no entries for the 14-18 age category, so we are awarding $35 certificates to each runner-up: Vincent Terry (age unknown) Matthew Lewis, age 5 You can see all of the entries on our Facebook page.

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Joseph Ambuul, age 12

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

Blindscapes: A family company Blindscapes is your complete source for blinds, shades, shutters, and draperies for every budget. Serving the Colorado Springs and FrontRange areas, Blindscapes has the expertise, talent, and vision to give your home or business the finishing touch it deserves at extremely competitive pricing! With more than 22 years of residential, commercial, contractor, and model home experience, the Blindscapes team represents quality, innovative and value priced collections of window coverings that take the guesswork out of shopping and provide you with the right solutions every time. Whether its privacy, light control, energy efficiency, style or value… they have it all; and they will bring it to you. Why waste gas, time and effort touring showrooms when they bring the samples, design portfolio, experience and a creative eye to your place, your light and your schedule? Lisa Rockwell, the owner of Blindscapes, has over 22 years of interior design and window covering experience, which for the last 10 years has been right here in Colorado Springs. Lisa and the Blindscapes team are committed to supporting the community in which they have found both a home and a family. The unique climate and altitude of Colorado makes functionality as important a consideration as fashion and style in choosing the right window coverings. Homes here are built with large windows to take advantage of the breathtaking scenery; however, with those stunning views come harmful UV rays, causing furniture and flooring to fade. Let Blindscapes show you how to maximize your views while minimizing sun damage and energy loss in your home! From start to finish, Blindscapes is devoted to providing each and every client with a satisfaction guaranteed experience. Blindscapes focuses on each client’s lifestyle, function and design preferences to create the perfect window covering solution at a price that fits that fits into every budget. “Designer” does not have to mean “expensive.” With Blindscapes, you get the best of both worlds: excellent design advice and expertise, at extremely competitive prices.

special interest

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restaurant guide

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

restaurant guide

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MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

Worlds Apart retail

By Elizabeth Behnke

When at Avenue Hotel, prepare for all the worries of everyday life to simply melt away. Here you can enjoy a place lost in another time. Resting in the historical district of Manitou Springs, there is plenty to gaze upon when you need a break from marveling at the gorgeous views. Avenue Hotel offers seven different, tastefully decorated rooms. Each features its own private bath and a variety of views of beautiful Manitou Springs, the mountains and more. Enjoy a full service breakfast in the morning before your day of excitement, and come back to a plate of fresh homemade cookies in the afternoon. Everyone can find something especially for them, whether you are an outdoors person, or a curl-up-on-the-couchand-read-a-book type of person. As long as having a relaxing time is on the agenda, Avenue Hotel is perfect for any kind of getaway. Once you are finished walking through their gardens, take a stroll to a couple of the local shops, restaurants, or galleries that are all conveniently close by. Step into another world that is only a short drive away, and experience the hospitality and amenities Avenue Hotel has to offer.

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

The perfect gift By Elizabeth Behnke

If you are looking for that piece of jewelry that has to perfect in every way, then look no further than Bowie’s Gold and Diamonds. In business since 1963, Bowie’s is more than qualified to help you find whatever your heart desires. Providing customers with fine, unique, and affordable jewelry is their specialty. At Bowie’s you’ll never feel like an everyday customer. They go out of their way to make sure that you are satisfied from the moment you walk in to the time you leave. If you are shopping for that perfect engagement ring, Bowie’s should be the first place you go. If their large selection of beautiful rings doesn’t suit you, they can design a custom ring to suit your sweetheart’s personality and taste. Don’t forget about Valentine’s Day; show her that your love will last with a perfectly preserved rose, edged with real gold. When it comes to special occasions, Valentine’s Day, or just a little something to surprise your mate, don’t settle for anything less than perfect. When you expect the best, expect Bowie’s. retail

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retail

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

All your jewelry needs in one place By Elizabeth Behnke

Are you looking for a jewelry store that can service all of your needs in one place? Look no further than McNulty Jewelers. At McNulty Jewelers, you can be sure to get that “Mom-and-Pop store” feeling as soon as you walk in (probably because Mom and Pop still work at the store). The staff at McNulty Jewelers are a small group of people who make you feel right at home in the store. Cindy and Eddie McNulty and their colleague AJ Craig are honest, hard-working people who are there for the customers, not their wallets. They understand how personal jewelry is, whether it is a gift or a carefully chosen piece to add to your own collection, which is why McNulty Jewelers offers any jewelry service you need, from repairs to appraisals. They can even make custom jewelry according to your vision and their expertise, creating the perfect one-of-a-kind accents for once-in-a-lifetime events. McNulty Jewelers is a store staffed by people you can trust. They can even make your jewelry wishes come true; all you have to do is ask. There is no jewelry-related issue that they cannot take care of in their store. So skip the fuss and sales pressure of other jewelry retailers. Stop by McNulty Jewelers for some stress-free shopping and help. They are located at 7603 North Union Boulevard. You can also call them at 719-265-6400.

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

retail

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MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

Valentine’s Day word search contests, activities and games

Next contest: poetry! Everyone likes words that rhyme ‘Cuz they sound so lovely to the ear. So for our contest, this time We want your poems to publish here. Write about whatever you feel, Like birds in the sky, fish in the sea, Rocks in your shoe poking your heel, Sports you play, your skinned knee... Anything in the whole wide world Can be the subject of your work, So grab a pencil, give it a whirl, Just let loose and go berserk!

VALENTINES CARD HEARTS LOVE BE MINE CANDY CHOCO-

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LATES PRESENTS GIFTS SWEETHEART GIRLS BOYS FLOWER

ROSES JEWELRY DATE ROMANCE CANDLES DINNER DANCE COUPLE

CARE SHARE GIVE RECEIVE FUN FEBRUARY SURPRISE RED

PINK ROMEO JULIET KISS

Your poem can be rhyming or free verse. Winners from three age categories (0-6, 7-13, 14-18) will be selected for publication in our next issue. Each winner will be awarded a gift certificate to Poor Richard’s Bookstore! To submit up to three entries, mail to Market Treasury, 4345 Beverly Street Suite A, Colorado Springs, CO 80918. You can also email your poem to design1@ markettreasury.com. Include your name, age and a phone number to reach your parents. Entries are due by February 14, 2012. Good luck!

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

Who says age has to

slow you down? Silver Key helps seniors live the lives they want By Elizabeth Behnke

Silver Key provides caring services for senior citizens. They advocate senior empowerment and fellowship among a multitude of other services to help maintain independence, safety, and quality of life. Silver Key assists within their facilities and within the home as well. In partnership with their shareholders, their mission is to serve as the conscience of the community, finding and implementing ways to ensure the elderly are aging safely with dignity and independence.

In addition to the Guardianship Program, there are several other services that Silver Key provides to make sure your elderly loved ones are taken care of properly, from providing non-medical services in their own homes, of-

Silver Key also reaches out to the community with the Meals on Wheels program. They prepare fresh meals daily for delivery and can be tailored to accommodate dietary needs. Meal deliveries are available Monday through Friday during lunch hour. They even offer refrigerated options for the weekend. Another very helpful service that Silver Key also provides is transportation for seniors, allowing them to accomplish everyday tasks such as doctor visits and grocery shopping. One common concern when considering placing your elderly loved ones in a home is if they will be treated fairly. Silver Key answers this concern by partnering with several organizations such as the Pikes Peak Coalition Against Abuse in Later Life, so you can be sure that your loved ones will receive the best care.

seniors and retirement

Through their Guardianship Program, Silver Key is there when others are not. They provide a personalized care management service for individuals deemed unable to make safe decisions for themselves by the El Paso County Probate Court. Court-appointed guardians visit weekly to get to know their seniors well enough to advocate for each individual’s needs.

fering the Health Equipment Loan, and even fixing up the home with their Home Maintenance program.

With Silver Key celebrating its 40th anniversary this year, you can be sure that they will continue to serve the community proudly with respect, commitment to values, and compassion.

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MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

Senior Citizen Calendar Events seniors and retirement

Feb 1st – May 31st Piano Classes for Adults and Seniors $12.50 per class. Call for information 719-577-4556 Feb 9th – 12th 2012 ISU Four Continents Figure Skating Championships. Colorado Springs World Arena, Info Phone: 719-477-2100 Feb 11th 8pm A Broadway Romance, Pikes Peak Center, Info Phone: 719-520-SHOW $19-$60 Feb 15th Mar 21st 9am – Noon Senior Center Senior Insurance Assistance Feb 17th Doors: 5:00pm Showtime 7:00pm Costa Fly Fishing Film Tour 2012 Stargazers Theatre $10 in advance, $15 day of show Feb 22nd-26th Cirque du Soleil Dralion World Arena $29-$152 Mar 1st, 1-3pm Newcomer’s Orientation Senior Center

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

w w w.markettreasury.com health and beaut y

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health and beaut y

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

w w w.markettreasury.com health and beaut y

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health and beaut y

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

pets and animals

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automotive resources

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

automotive resources

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home improvement

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

home improvement

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home improvement

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

interior design

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interior design

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

interior design

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interior design

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

Want to be published?

Enter our short story contest, sponsored by Otho’s Cookies and Brownies. The winning story will be published in our next magazine! Here are the rules: Write a story between 1,000 and 1,500 words about an event, meeting or party that features Otho’s Cookies and Brownies as the main refreshments. The event or location can be whatever you wish. The genre can be mystery, comedy, drama, sci-fi, etc., as long as it is completely original fiction and meets the requirements listed above. This is a family-oriented publication, so keep it clean!

Submit no more than 1 entry to design1@markettreasury.com. Deadline for submissions is February 29, 2012. The winner will be notified by March 7, 2012.

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interior design

Stories are judged based on originality, creativity, technical skill and adherence to the subject parameters. Stories that include plagiarized material, profanity, adult themes (drug use, sex, violence, etc.), or do not follow the guidelines for subject matter will not be considered. Market Treasury staff will choose three finalists. The winning entry will be chosen by Otho’s Cookies and Brownies. Must be 17 or older to enter.


interior design

MARKET TREASURY ��� COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

Itemizing Deductions Can Lead to

Big Tax Savings By Jeremy Vohwinkle, About.com

When it comes to reducing your tax burden, itemizing deductions may be the way to go. The standard deduction is certainly easier, and might be a better option if you have a simple tax situation or don’t own a home, but if you determine that itemizing is right for you, it could lead to substantial savings.

Itemizing vs. Standard Deduction

The standard deduction is exactly what it sounds like—a flat amount that you can deduct from your taxable income. The amount you can deduct is based on your filing status, number of dependents, and what year you’re filing the taxes for. For additional information on the standard deduction, see IRS Publication 501. When you itemize deductions, you have the ability to deduct the actual dollar amount of individual deductions. Some of these deductions come in the form of mortgage interest,

property taxes, medical expenses, and more. If you think that if you totaled up all of your allowed deductions and it would be greater than the standard deduction, it would be wise to itemize.

What Expenses Can be Itemized? The most common expenses include mortgage interest; charitable contributions; property taxes; state and local income taxes; medical expenses that exceed 7.5% of your adjusted gross income; various miscellaneous expenses that exceed 2% of your income such as union dues, tools and supplies needed for work, tax preparation fees, some legal fees, and many more. Should You Itemize? There is no right or wrong

answer, and it ultimately depends on your situation. To determine if itemizing would be worthwhile, you should take a look at Schedule A of Form 1040. On this sheet, you can list your itemized expenses, and then total them up to compare the amount to the standard deduction. If the itemized amount is greater, then you would want to itemize. If the total itemized amount is less than the standard deduction, you would not want to itemize. The largest deductions for most people come in the form of mortgage interest and property taxes, and in these situations, even a modest mortgage could put you over the standard deduction limit. Since this can total into the thousands of dollars over the standard deduction, the tax savings can be significant.

finance

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when you need an expert

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

services and specialists 28

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services and specialists

Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

when you need an expert

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when you need an expert

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

services and specialists 30

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

gardens and landscaping

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gardens and landscaping

MARKET TREASURY • COLORADO SPRINGS METRO AREA • Jan-Feb 2012

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Jan-Feb 2012 • COLORADO SPRINGS METRO AREA • MARKET TREASURY

gardens and landscaping

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January 2012