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Mann Island Funders - Used PCP Terms - February 2011

Funder ALPHERA SANTANDER NETWORK

Max age of car at inception (mths) 48 36 36

Max age of car at end of contract Max mileage (mths) at inception 84 60 60

100,000 50,000 -

Max milage at contact end (incl start mileage) 120,000 100,000 150,000

Min annual mileage 6,000 6,000 6,000

Max annual milage 60,000 25,000 50,000

Maintenance Available

Min contract Max contract (mths) (mths)

NO NO YES

24 24 24

60 36 60 (if new)

Excess mileage penalty

Min deposit

Max deposit

YES YES YES

0% (10% above 48mths) 0% 0%

40% 40% 30%

Manufacturer - Used PCP Terms - February 2011

Manufacturer FORD VAUXHALL PEUGEOT CITREON RENAULT KIA MERCEDES-BENZ VOLKSWAGEN/AUDI TOYOTA

Max age of car at inception (mths) 48 No PCP 48 24 36 47 60 24 60

Max age of car at end of contract Max mileage (mths) at inception 79 48,000 No PCP No PCP 72 50,000 62 24,000 60 N/A 84 50,000 84 66 (72 for Audi) 84

Nil 100,000

Max milage at contact end (incl start mileage) 86,000 No PCP 104,000 90,000 120,000 100,000 180,000 80,000 (Audi 120,000) 120,000

Min annual mileage 6,000 No PCP 6,000 6,000 5,000 6,000 0 5,000 10,000

Max annual milage 24,000 No PCP 18,000 30,000 25,000 25,000 50,000 25,000 (Audi 30,000) 40,000

Maintenance Available NO No PCP NO NO YES NO YES YES NO

Excess Min contract Max contract mileage (mths) (mths) penalty 24 36 YES No PCP No PCP No PCP 25 37 YES 37 37 YES 24 36 6p per mile 24 42 14.9p per mile 24 48 YES 18 24

42 (Audi 48) 42

Min deposit 0% No PCP 5% 0% 0% 0% VARIABLE

YES YES

OBSERVATIONS MiF can match or exceed the repayment periods of all our competitors with the exception of Mercedes and Toyota. MiF can transact older cars on PCP than most of our rivals. MiF can offer PCP on higher inception mileages than our competitors. MiF can match or exceed most maximum end mileages. MiF has the highest allowable annual contract mileage. MiF can offer "With Maintenance" contracts (Network only). MiF offers the longest repayment periods.

0% 0%

Max deposit 35% No PCP 40% VARIABLE 35% 40% NONE 30% (Audi & Porche 50%) 35%

MIF PCP Terms Feb 2011  

Max age of car at end of contract (mths) 80,000 (Audi 120,000) 5,000 Max age of car at inception (mths) Max age of car at inception (mths) M...

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