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VOL. 23 NO. 18

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OUR TIME PRESS May 2 - 8, 2019

Three money moves to make before the year ends

n a year where many people were shocked to find out that they wouldn’t be getting a tax return, it’s more important than ever to use the money you do have to your best advantage. So if you did get a tax return or if you are looking to be more financially responsible this year, here are three ideas to consider: Open a Roth IRA – It’s always a good idea to put money away for retirement, and one of the best places to save is a Roth IRA. A Roth IRA allows you to contribute up to $6,000 of after-tax dollars for retirement in 2019; a catch-up provision allows those age 50 or older to contribute an additional $1,000. Placing retirement savings in a Roth lets the money grow with the advantage of knowing you can withdraw the funds tax free in retirement, avoiding the tax penalties of traditional individual retirement accounts (IRA). With a regular IRA, funds are taxed at your income tax rate at the time of withdrawal.

LEGAL NOTICES ➔➔ Continued from page 10 MAY BE ENTERED AND YOU CAN LOSE YOUR HOME. SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOUR CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO ANSWER THE SUMMONS AND PROTECT YOUR PROPERTY. SENDING A PAYMENT TO YOUR MORTGAGE COMPANY WILL NOT STOP THIS FORECLOSURE ACTION. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER w1TH THE COURT. Dated: Jan. 23, 2019 Frank M. Cassara, Esq. Senior Associate Attorney SHAPIRO, DICARO & BARAK, LLC Attorneys for Plaintiff 175 Mile Crossing Boulevard Rochester, New York 14624 (585) 247-9000 Fax: (585) 247-7380 Our File No. 11-013180 #96892 SUPREME COURT OF THE STATE OF NEW YORK - COUNTY OF KINGS DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE6 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-HE6, V. BRIDGETTE STEWART, ET AL. NOTICE OF SALE NOTICE IS HEREBY GIVEN pursuant to a Final Judgment of Foreclosure dated January 28, 2016, and entered in the Office of the Clerk of the County of Kings, wherein DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDERS OF MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE6 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-HE6 is the Plaintiff and BRIDGETTE STEWART, ET AL. are the Defendants. I, the undersigned Referee will sell at public auction at the KINGS COUNTY COURTHOUSE, 360 ADAMS STREET ROOM 224, BROOKLYN, NY 11201, on May 23, 2019 at 2:30 PM, premises known as 2276A ATLANTIC AVE, BROOKLYN, NY 11233: Block 1435, Lot 17: ALL THAT CERTAIN PLOT, PIECE OR PARCEL OF LAND WITH THE BUILDINGS AND IMPROVEMENTS THEREON ERECTED, SITUATE, LYING AND BEING IN THE BOROUGH OF BROOKLYN, COUNTY OF KINGS,

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By Matthew Scott

Another benefit to a Roth IRA is that under certain circumstances, you can make early withdrawals to pay for college or to purchase a home for the first time. But there are income limits to opening a Roth; $137,000 for single filers and $203,000 for married couples filing jointly. If you can open one, it’s a great asset to have. Invest in adding new skills – You can’t go wrong investing in yourself, so allocate some of your earnings and time this year to learning a new skill that will help you get a raise at work, start a more lucrative career or build a part-time business on the side. The idea is to increase your earning potential through self improvement. You can explore paying for a formal degree or certificate program at a local college or university (your employer may offer tuition assistance) or look for low-cost mini-courses to become more efficient at software programs that may be crucial to your advancement. There are online courses in new technologies like

coding that may start you on a more stable career path, or executive education programs that can be completed in a matter of weeks. Investing some of your resources in education this year could lead to a significantly higher income in years to come. Pay down debt – One of the best ways to free up money is to eliminate as much consumer debt as you can. Average interest rates on debt from major credit cards, department stores cards and other installment payments can range from 14% to 24% or more. Credit card penalty rates can be as high as 29.9%. This debt is compounded daily at rates far higher than your savings account, so you want to eliminate this drag on your finances as quickly as possible. Create a plan to pay off your smallest credit card balances first, then, add what you would have paid on those cards to payments on the next lowest balance until you pay them all off. Once you’ve paid down your debt, check your credit score and consider

CITY AND STATE OF NEW YORK Premises will be sold subject to provisions of filed Judgment Index # 4882/2008. ERIC ADAM GOLDBERG, Esq. - Referee. RAS Boriskin, LLC 900 Merchants Concourse, Suite 310, Westbury, New York 11590, Attorneys for Plaintiff.

$62,922.15 plus interest and costs. Premises will be sold subject to provisions of filed Judgment Index# 511047/2016. Betty Lugo, Esq., Referee Shapiro, DiCaro & Barak, LLC Attorney(s) for the Plaintiff 175 Mile Crossing Boulevard Rochester, New York 14624 (877) 430-4792 Dated: April 3, 2019 62490

REFEREE’S NOTICE OF SALE IN FORECLOSURE SUPREME COURT – COUNTY OF KINGS THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2007-9, Plaintiff – against – SADIQUE MALIK, et al Defendant(s). Pursuant to a Judgment of Foreclosure and Sale entered on February 27, 2019. I, the undersigned Referee will sell at public auction at the Room 224, 360 Adams Street, Brooklyn, Kings County, New York on the 16th Day of May, 2019 at 2:30 p.m. All that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the Borough of Brooklyn, County of Kings, City and State of New York. Premises known as 100 19th Avenue, Brooklyn, (City of New York) NY 11232. (Block: 8284, Lot: 102) Approximate amount of lien $855,815.71 plus interest and costs. Premises will be sold subject to provisions of filed judgment and terms of sale. Index No. 504836/2014. Philip L. Kamaras, Esq., Referee. Davidson Fink LLP Attorney(s) for Plaintiff 28 East Main Street, Suite 1700 Rochester, NY 14614-1990 Tel. 585/760-8218 For sale information, please visit Auction.com at www.Auction. com or call (800) 280-2832 Dated: March 12, 2019 NOTICE OF SALE SUPREME COURT COUNTY OF KINGS JPMorgan Chase Bank, N. A., Plaintiff AGAINST Alexis Camacho; et al., Defendant(s) Pursuant to a Judgment of Foreclosure and Sale duly dated March 18, 2019 I, the undersigned Referee will sell at public auction at the Kings County Supreme Court, 360 Adams Street, Room 224, Brooklyn, NY 11201 on May 16, 2019 at 2:30PM, premises known as 1019 Sutter Avenue, Brooklyn, NY 11208. All that certain plot piece or parcel of land, with the buildings and improvements erected, situate, lying and being in the Borough of Brooklyn, County of Kings, City and State of NY, Block 4035 Lot 30. Approximate amount of judgment

NOTICE OF SALE Supreme Court County Of Kings US Bank National Association, as Trustee for CSMC MortgageBacked Pass-Through Certificates, Series 2006-7, Plaintiff AGAINST Jack Esses, Laurie Esses, et al, Defendant Pursuant to a Judgment of Foreclosure and Sale duly dated 1/11/19 and entered on 1/23/19, I, the undersigned Referee, will sell at public auction at the Kings County Supreme Court, 360 Adams Street, Brooklyn, NY on May 16, 2019 at 02:30 PM premises known as 504 Avenue N, Brooklyn, NY 11230. All that certain plot piece or parcel of land, with the buildings and improvements erected, situate, lying and being in the County of Kings, City and State of New York, BLOCK: 6587, LOT: 4. Approximate amount of judgment is $1,345,974.81 plus interests and costs. Premises will be sold subject to provisions of filed Judgment Index # 13335/2009. Philip Kamaras, Referee FRENKEL LAMBERT WEISS WEISMAN & GORDON LLP 53 Gibson Street Bay Shore, NY 11706 NOTICE OF SALE SUPREME COURT COUNTY OF KINGS FEDERAL NATIONAL MORTGAGE ASSOCIATION, Plaintiff AGAINST Anasha Howard and Samuel Howard, et al., Defendant(s) Pursuant to a Judgment of Foreclosure and Sale duly dated November 30, 2017 I, the undersigned Referee will sell at public auction at the Room 224 of Kings County Supreme Court, 360 Adams Street, Brooklyn, New York 11201, on May 16, 2019 at 2:30PM, premises known as 432 EAST 48TH STREET, BROOKLYN, NY 11203. All that certain plot piece or parcel of land, with the buildings and improvements erected, situate, lying and being in the Borough of Brooklyn, County of Kings, City and State of New York, BLOCK 4695, LOT 13. Approximate amount of judgment $322,559.41 plus interest and costs. Premises will be sold subject to provisions of filed Judgment for Index# 2600/2010. Mark A. Longo, Esq., Referee Gross Polowy, LLC Attorney for Plaintiff 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 62521

closing some of the accounts that may have contributed to your debt woes. See if your credit score improves over the next three months and then search for better credit card offers on websites like bankrate.com or creditcards.com. Taking this approach will help you to be smarter about using and managing credit card and installment debt. Matthew Scott is a Brooklyn-based former managing editor of Black Enterprise and The Financial Times’ newsletter, Agenda, who writes about corporate governance and personal finance topics.

SUPREME COURT – COUNTY OF KINGS WATERFALL VICTORIA MASTER FUND, LTD, Plaintiff against JOSEPH DANTICA; MENDY DANTICA, et al Defendant(s). Pursuant to a Judgment of Foreclosure and Sale entered on July 26, 2018. I, the undersigned Referee will sell at public auction in Room 224 of the Kings County Courthouse, 360 Adams Street, Brooklyn, N.Y. on the 16th day of May, 2019 at 2:30 p.m. premises described as follows: All that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the Borough of Brooklyn, County of Kings, City and State of New York. Said premises known as 2012 Ralph Avenue, Brooklyn, N.Y. 11234. (Block: 7807, Lot: 52). Approximate amount of lien $ 848,016.92 plus interest and costs. Premises will be sold subject to provisions of filed judgment and terms of sale. Index No. 510397-14. Mark A. Longo, Esq., Referee. Stern & Eisenberg, PC Attorney(s) for Plaintiff Woodbridge Corporate Plaza 485 B Route 1 South – Suite 330 Iselin, NJ 08830 (732) 582-6344 NOTICE OF SALE SUPREME COURT COUNTY OF KINGS, WILMINGTON SAVINGS FUND SOCIETY, FSB, DOING BUSINESS AS CHRISTIANA TRUST, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLEY AS LEGAL TITLE TRUSTEE FOR BRONZE CREEK TITLE TRUST 2013-NPL1, Plaintiff, vs. FREDERICK H. TOWNSEND, ET AL., Defendant(s). Pursuant to a Judgment of Foreclosure and Sale duly filed on May 8, 2009, a Decision and Order duly filed September 17, 2018, and a Request for Judicial Determination Concerning Dismissal Pursuant to 11 U.S.C. section 521(i) duly filed March 5, 2019, I, the undersigned Referee will sell at public auction at the Kings County Supreme Court, Room 224, 360 Adams Street, Brooklyn, NY on May 16, 2019 at 2:30 p.m., premises known as 662 Georgia Avenue, Brooklyn, NY. All that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the Borough of Brooklyn, County of Kings, City and State of New York, Block 4296 and Lot 20. Approximate amount of judgment is $431,660.27 plus interest and costs. Premises will be sold subject to provisions of filed Judgment Index # 33873/07. Helene Blank, Esq., Referee Knuckles, Komosinski & Manfro, LLP, 565 Taxter Road, Suite 590, Elmsford, NY 10523, Attorneys for Plaintiff Cash will not be accepted.

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OUR TIME PRESS | May 2 - 8, 2019  

OUR TIME PRESS | May 2 - 8, 2019  

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