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Commercial Legal Advantage Provide comprehensive cover to your clients against unexpected legal fees with this simple scheme

Legal expenses insurance experts

Commercial Legal Expenses Insurance

Introducing Temple’s Commercial Legal Advantage product Temple are one of the UK’s largest and most trusted legal expenses insurers with an unrivalled reputation for flexibility, legal know-how and reliability, who are able to provide comprehensive cover against unexpected legal costs. This is a crucial part of any company’s insurance portfolio and our protection is one of the widest available. Our scheme enables you to add cover on an assumptive sale basis, with minimal effort and flexible, fair commission arrangements. Our team of legal and insurance professionals is responsible for all aspects of the insurance process, from creating policy wordings, calculating premium rates, underwriting non-standard risks to dealing with claims. In practice this allows us to respond quickly and efficiently to your needs and to design bespoke schemes tailored to your requirements.

Is your current provider offering you and your clients the best deal? Temple can provide a free health check We understand the important role played by brokers in providing the most comprehensive product and the best service to your clients. If you currently sell commercial legal expenses insurance, we are willing to carry out a free and honest review of your current facility. If you have a good deal, then we’ll be happy to tell you. If we believe your facility is deficient in any way, we’ll let you know and try to offer a better solution for you and your clients.

The service you receive from your insurance partners affects the service you give to your clients; so the more we offer you, the more your clients will benefit.

Benefits to you 3 Policies are easy to issue

3 A dedicated scheme manager at Temple

3 Bespoke cover is available

3 Fair and flexible commission arrangements – up to 40% commission for existing and future clients

3 No trade restrictions, so you do not have to search the market for individual clients 3 Simple monthly reporting 3 Affinity products can be created by our expert underwriters

3 Commission deducted at source so there will be no delay of your commission payments 3 Market-leading claims service, giving you peace of mind that your clients will be treated fairly

Temple is committed to providing timely and intelligent decisions.

Direct Benefits to your Clients 3 Comprehensive cover, including some areas that many of our competitors do not cover, such as loss adjuster fees and employment pursuit

3 No qualifying periods – unlike many of our competitors, our cover commences from the date of policy inception

3 First Class claims service with expert local law firms

3 A 24-hour helpline that is manned by qualified solicitors

Our Market Leading Claims Service The real test of an insurer comes when a claim is made. We have a UK network of over 400 specialist law firms. This means that in the event of an insured claim, your client will be represented by good quality commercial solicitors, who will be local to the client and are probably known to you. Going the extra mile - where a claim has fallen outside the policy cover, we understand that your client still needs legal advice – we will happily recommend a panel firm who will charge panel rates to your client.

How does it work? Our product operates on a self-quote, self-issue basis for all standard risks. You issue certificates as required. Premiums are payable to us on a monthly basis. Full support is given for non-standard risks by telephone and on-line.

Standard cover

Optional cover

Employment defence Tax investigation & VAT disputes Criminal prosecution Property disputes Data Protection Personal injury Loss adjuster fees Jury service and Witness Attendance Allowance 24 hour legal helpline

Contract disputes Statutory licence Motor disputes Employment pursuit

Standard Product Premiums We aim to make the product as straightforward as possible for you to use. To this end, we provide standard premium rates enabling you to provide instant quotations to your clients. Standard Package with £250k Limit of Indemnity and £1m aggregate. Annual Turnover (last 12 months) Up to £25k £25 to £50k £50k to £100k £100k to £250k £250k to £500k £500k to £1m £1m to £3m £3m to £6m £6m to £10m Over £10m

Annual Premium (Excluding IPT) £65 £90 £150 £250 £400 £575 £865 £1,475 £2,650 refer to Temple for individual quote.

Additional premiums will apply for optional sections.

partnership Working in Partnership with Temple A proven and highly professional service We pride ourselves on providing transparent and easy-to-use products as well as full support from underwriters who know the product. You can speak with the right people directly, with no hassle or delay. Prompt decision-making by underwriting professionals In today’s environment a speedy response is crucial. Our structure enables us to respond to clients’ needs without compromising our high standards. You will always have direct access to our underwriters, who all have a high level of authority.

Quality Law Firms The law firms that we use are chosen solely because of the service and expertise they can offer to your client. Temple’s ongoing commitment to fairness and integrity Insurance is all about being able to handle and pay claims. We are proud of the fact that we offer sensible and fair decisions to claims, no matter how complex the issues are.

The next step Enhance the service you give to your clients. To arrange a Free Legal Expenses health check or for more information and to set up a face-to-face meeting with one of our customer support managers contact us on 01483 577877 or email

Other market-leading products from Temple Other products from Temple include: • Motor Legal Expenses • Family Legal Expenses • Tax & VAT Disputes Products • Loss Adjuster Fee Products • Intellectual Property • Group and Affinity Products • After the Event Insurance • Employers Protection Insurance Want to learn more about how these products can benefit your business? Call us now on 01483 577877 or visit

Temple Legal Protection Ltd As one of the country’s leading underwriters of legal expenses insurance, we bring together a wealth of insurance and legal experience through a highly skilled team of people. We provide you with direct access to our decision-makers, including experienced lawyers, who fully understand your business needs. Our expertise means we understand your business and can help you to enhance the relationship with your clients. From arranging cover to paying claims promptly, you can trust Temple to provide a first-class service. The combination of our competitive terms and flexible delegated authority schemes, together with our first-class service and simple administration gives us the confidence to ask you to put your trust in us.

Temple Legal Protection Ltd Portsmouth House 1 Portsmouth Road Guildford, GU2 4BL

Tel: 01483 577877 Fax: 01483 300943 DX:83188 Guildford

Commercial Legal Advantage  
Commercial Legal Advantage  

Commercial Legal Advantage from Temple