Issued 12 July 2012
Rollover to LUCRF Super Salary Sacrifice Issued 12 December 10
Contact LUCRF Super
Bring your super with you!
1300 130 780 Web: www.lucrf.com.au E-mail: firstname.lastname@example.org Post: PO Box 211 North Melbourne VIC 3051 Fax: (03) 9326 6907
Claire Turpin LUCRF Super member since 2005
An award-winning fund
Let’s get started
Do you have more than one super fund?
There are three easy steps to take when consolidating your super. 1
Unsure if you have super with other funds? You can provide consent to us to do a super search. You can also visit www.ato.gov.au/super. Call us to find out more.
A list of authorised people can be found under the Important information section of this brochure.
Less for you in retirement
Past performance is not an indicator of future investment returns. Balanced (default) investment option 1978 to 2010 average annual return.
Provide a certified copy of identification (ID) for each rollover form
Certified ID is when an authorised person sights the original document and a copy of it. They will then certify the copy of your ID by either stamping or writing ‘certified true copy’ followed by their signature, printed name and qualification, e.g. Pharmacist, Australia Post employee.
Take LUCRF Super with you when you change jobs! Changing your job does not always mean a change of super fund. Like many Australians, you may have a choice of where you want your super to be paid. If you do change jobs, ask your employer if you have choice of fund. If you do have a choice, provide your new employer with your LUCRF Super member number – this way your super account will continue as normal. No more lost super! For further information on choice of fund please contact us on 1300 130 780 or visit our website www.lucrf.com.au
Sign, date and post
If you would like to arrange for a full transfer to LUCRF Super, please complete this form. For a partial transfer, or if you have any questions, please contact us directly. When you transfer your super, your entitlements under that fund (including any insurance) may be cancelled. You need to consider all relevant information and the consequences before you make a decision to transfer your super. • Fees – your FROM fund(s) must give you information about any exit or withdrawal fees. If you are not aware of the fees that may apply, you should contact your fund(s) for further information before completing this form. The fees could include administration fees as well as exit or withdrawal fees. LUCRF Super does not charge entry or deposit fees on transfer. Differences in fees that funds charge can have a significant effect on what you will have to retire on. For example, a 1% increase in fees may significantly reduce your final benefit. • Death and disablement benefits – your FROM fund(s) may insure you against death, disablement, illness or an accident that leaves you unable to return to work. If you choose to leave your current fund, you may lose any insurance entitlements you have. If you have Death & TPD or Death Only insurance with another super fund, you can apply to have your existing level of insurance matched by LUCRF Super – see our Super Member Guide and Super Member Essentials at www.lucrf.com.au or contact us on 1300 130 780 for more information.
Is your name different with your old super fund?
IMPORTANT! Don’t forget to provide a certified copy of identification for each fund! Your other fund will not roll over your super without it.
Sebastian Zwalf LUCRF Super member since 2006
Why rollover to LUCRF Super?
What is certified identification?
Take control of your super now by rolling it into the one account. By consolidating your super you will pay less fees and only have one account to keep track of. You can also say goodbye to endless paperwork you receive from having numerous accounts with other funds.
By rolling all your super into a LUCRF Super account, you can take advantage of: 3 Low administration fee: $1.25 per week 3 Solid performance: 10.02% since 1978* 3 An Industry Super fund: Run only to benefit members 3 Inhouse Contact Centre
Complete the attached Transfer Between Funds form If you have more than one super fund, make sure you complete a form for each one you have.
Take control now!
What should I consider before consolidating? TICK ✔ BOX
When you change your job, address or name over the years, your super funds are usually the last to know. Not keeping up-to-date with your super can mean you have more than one super fund and are paying multiple fees. Over the years, these fees can add up to thousands of dollars, leaving less for you when you need it most.
More than one super account
If you have changed your name since you first opened your other super account, please provide us with a certified copy of either: • Marriage certificate • Deed poll or change of name certificate
Once you have completed the Transfer Between Funds form, ensure you sign, date and then post along with your certified ID for each fund, to: LUCRF Super PO Box 211 North Melbourne VIC 3051
Remember – we are always here to help Not sure how to find your lost super? Confused about how to rollover? Our LUCRF Representatives are here to help you complete forms, ID requirements and answer your questions. We can also provide personalised financial advice. Call 1300 130 780 to speak with a LUCRF Representative, or ask for a workplace visit.
If someone else is signing the document on your behalf, be sure to provide a certified copy of a Power of Attorney or guardianship papers.
Remember only authorised people can certify your ID! See below a list of some authorised people who can certify your ID. • A Pharmacist; • A registered Medical Practitioner; • A Police Officer; • A Justice of the Peace; • A permanent employee of Australia Post with two or more years continuous service; • A finance company officer with two or more years of continuous service (with one or more finance companies); • An officer with, or authorised representative of, a holder of an Australian Financial Services Licence (AFSL), having two or more years of continuous service; • A member of the Institute of Chartered Accountants in Australia, CPA Australia or the National Institute of Accountants with two or more years continuous service.
Please contact LUCRF Super on 1300 130 780 for more information.
Request to transfer whole balance of superannuation benefits between funds
Residential address *Address *Suburb *State/territory
s MOISTEN, Fold and mail
If you know that the address held by your FROM fund is different to your current residential address, please give details below.
Sign the authorisation Send form and certified proof of identity documents to either your FROM or TO fund.
AFTER cOMPlETINg THIS FORM
under the Superannuation Industry (Supervision) Act 1993 Read the important information pages Refer to instructions where indicated with a This form is only for whole (not part) balance transfers.
cOMPlETINg THIS FORM n n n
Personal details Title: *Family name *Given names Other/previous names *Date of birth Tax file number Under the Superannuation Industry (Supervision) Act 1993, you are not obliged to disclose your tax file number, but there may be tax consequences.
See ‘What happens if I do not quote my tax file number?’
*Gender *Contact phone number
FROM *Fund name
Fund details *Fund name *Fund phone number
LUCRF Super PO Box 211, North Melbourne VIC 3051
Fund phone number *Membership or account number Australian business 26 382 680 883 number (ABN) Superannuation Product LUC0001AU Identification Number (SPIN) You must check with your TO fund to ensure they can accept this transfer.
1 3 0 0 1 3 0 7 8 0
Membership or account number Australian business number (ABN) Superannuation Product Identification Number (SPIN)
See ‘Completing proof of identity’
If you have multiple account numbers with this fund, you must complete a separate form for each account you wish to transfer.
*Proof of identity
s MOISTEN, Fold and mail
Centrelink payment letter or Government or local council notice (<1 year old) with name and address
*Name (Print in BLOCK LETTERS)
s MOISTEN, Fold and mail s MOISTEN, Fold and mail s MOISTEN, Fold and mail
I have attached a certified copy of my driver’s licence or passport OR I have attached certified copies of both: Birth/Citizenship Certificate or Centrelink Pension Card AND
I discharge the superannuation provider of my FROM fund of all further liability in respect of the benefits paid and transferred to my TO fund.
By signing this request form I am making the following statements: n I declare I have fully read this form and the information completed is true and correct n I am aware I may ask my superannuation provider for information about any fees or charges that may apply, or any other information about the effect this transfer may have on my benefits, and do not require any further information. If the TO fund is a self managed superannuation fund (SMSF), I confirm that I am a member, trustee or director of a corporate trustee of the SMSF. n n
I request and consent to the transfer of superannuation as described above and authorise the superannuation provider of each fund to give effect to this transfer.
Aaron Trousselot Costa Logistics LUCRF Super member since 2011
IN-CONFIDENCE – when completed
Changing jobs doesn’t mean you have to change your super.
* Denotes mandatory field. If you do not complete all of the mandatory fields, there may be a delay in processing your request. JS 6676‑03.2007
‘Consolidating my super saves me money.’
s MOISTEN, Fold and mail
Published on Sep 13, 2012