P r i n t o r o nli ne.
Call Deb Marsh at 780-5632
firstname.lastname@example.org Enrollment is open to all qualified students regardless of race, gender, creed or national origin.
Education is an investment in our future.
wherever you are
Community Bank & Trust is proud to sponsor the Community Bank & Trust Scholarship Fund with the Community Foundation of Middle Tennessee.
Capture more business more cost-effectively with remote deposit capture.
To apply, visit www.cfmt.org today.
CedarStoneâ€™s website has been redesigned to be easier to navigate and to give you better access to your banking wherever you are: at your desk, on your laptop or tablet, or on your smartphone. Visit today at www.cedarstonebank.com
Equal Housing Lender Member FDIC
Voted Best Bank in Cheatham County
Low up-front cost For tablets and phones, Apple and Android With mobile banking or stand-alone Secure and Check 21 compliant Easy for members to download and use
kim phill i ps
brochures Desi g n ed wit h a d eep kn owled ge o f pr i n t p ro d u ct i o n an d an eye to cost ef fe c ti ve ness .
Griffin Law Office
About Christi Griffin
Christi’s unique combination of corporate legal, private practice, and management experience makes her a legal counselor who anticipates and responds to her client’s legal interests on multiple levels.
Juris Doctor Creighton University School of Law Omaha, Nebraska Member, Law Review
Founded by Christi Griffin, Griffin Law Office serves the legal interests of Middle Tennessee health care providers and businesses. For over 20 years, Christi has represented health care and business organizations in Tennessee, Maryland and Washington, DC in the evolving legal issues confronting and challenging their practices. Griffin Law Office is located in rapidly growing Wilson County and provides clients in smaller markets a local choice for sophisticated legal services tailored to their industries.
Master in Health Services Administration The George Washington University Washington, DC
Corporate Law and Business Transactions Corporate governance; executive advisor; acquisition, recapitalization, and sale of businesses; unfair business practices; business formation and structure
Christi is an accomplished attorney and legal executive with a proven track record of representing innovative organizations in all business life cycle stages, both as a corporate lawyer serving on the senior management team and as a private law practitioner. Christi speaks to industry groups on health care legal operations and liability management issues, providing education and tools to improve business performance.
Bachelor of Science in Business Administration University of Alabama, Huntsville
Regulatory Compliance Risk mitigation; compliance; physician and supplier contracting; government investigations
Memberships Tennessee Bar Association Bar Association for the15th Judicial District of Tennessee American Bar Association American Health Lawyers Association
Litigation and Risk Management Medical malpractice, employment and business litigation; proactive risk management; internal investigations; effective communications and best practices; legislative drafting
Christi Griffin Esquire
Admitted to practice law in the courts of Tennessee and in the United States Supreme Court Published legal author Completed the prestigious University of Virginia Trial Advocacy Institute
Corporate experience includes serving as Vice President and General Counsel to an outsourced clinical services business holding the dominant market share in the US and Germany, Vice President and Assistant General Counsel to the largest publicly traded dialysis company globally, and Assistant General Counsel to the Washington, DC-based Blue Cross Blue Shield plan. Private practice includes representing health care organizations at the litigation firms of Gideon & Wiseman and Howell & Fisher in Nashville and at the national firm of Epstein, Becker & Green in Washington, DC. Areas of practice included medical malpractice, hospital operations and liability matters, insurance coverage, and contract and business transactions. Management experience includes operations and strategic planning for community, tertiary, teaching and government hospitals, including Dana Farber Cancer Institute, New England Deaconess Hospital and the Veterans Administration Health System. Client engagements include:
Legal Operations Health care industry perspectives and developments; strategic contracting including outsourced arrangements; health care financing; medical staff organization and clinical privileges; professional licensure
Griffin Law Office Christi D. Griffin, Esquire JD, MHSA, BSBA 113 East Main Street Lebanon, Tennessee 37087 (615) 668-0462 email@example.com
Christi Griffin, Esquire
Advising client in series of complex business acquisitions and recapitalizations. Managing regulatory compliance exposures and related government communications. Successfully litigating unfair business practices lawsuits. Designing and executing contract strategies. Being engaged by hospital medical staff to represent interests in connection with medical staff bylaws. Serving as legal counsel to start-up assisted living facility. Developing and conducting legal risk management training for business and medical professionals. Drafting provisions of Tennessee’s 2012 Patient Care and Quality Improvement Act to ensure statutory protection for non-traditional providers.
Representing Your Interests
Christi actively participates in business, educational and service organizations serving Middle Tennessee. She is a member of the Board of Directors and Executive Committee for the American Red Cross and serves as Regional Council Chairperson. She belongs to Kiwanis International of Lebanon, TN and served three terms as President and General Counsel to the Board of Directors for Outlook Nashville. She also has assisted families in need of pro bono legal services and courtappointed guardianship services. Currently, Christi is an adjunct professor at the Cumberland University Labry School of Business and Technology.
brochures Become a Select Employee Group Cornerstone’s major focus for more than 50 years has been serving employee groups like yours, providing your employees competitive rates and fees on a variety of banking products and services. We can also help with the financial counseling and education they need in today’s challenging economy. As a not-for-profit credit union, it’s our mission to serve members in a way that other financial institutions can’t. Signing up to be a Select Employee Group means that your employees are given the ability to join Cornerstone Financial Credit Union and to take advantage of a wide array of benefits. There’s no cost to you as an employer to make this opportunity available to your employees. We will work with you to identify how the program can best serve your company and your employees.
How Your Company Benefits In today’s economic climate, finding ways to help your employees manage their finances can be as important as providing excellent healthcare benefits. By partnering with Cornerstone, you can make it easy for your employees to minimize the financial stress associated with borrowing, saving, and planning for the future. And, reduced stress means increased productivity. We make it really easy for you to introduce the program and offer your employees a valuable benefit. You’ll receive: • An on-site introduction of the program at a time convenient for you and your employees, with special offers available during the visit. • Superior personal service, including the availability of one-on-one appointments at the branch for financial planning, budgeting, first-time homebuyer’s advice, etc. • On-site seminars on a variety of financial topics of most value to your employees. • Promotions within your company of special offers available to all Cornerstone members, as well as periodic discounts or bonuses on our already competitive rates on loans, credit cards and certificates. • Regular visits, as desired, during your benefits fairs or employee orientation sessions. • Additional options such as business banking services for your company, including business
loans, credit cards, and deposit products.
How Your Employees Benefit
Who Can Become a Member?
Membership at ESCU is open to anyone who: lives, works, worships or goes to school in Davidson or Sumner Counties is a member of an organization chartered in Davidson or Sumner Counties is an employee or relative of an employee of Nashville Electric Service
Electric Service Credit Union was founded in 1951 by employees of Nashville Electric Service. Our membership is now open to other Middle Tennesseans. ESCU is a financial cooperative; a financial institution owned by its members. Because the credit union is a cooperative, members share in the profits; this allows them to pay less for loans, enjoy fewer fees, and earn a fair return on savings.
Services for Members
Much has changed in the financial services world, and many banks have begun charging for products and services that once were free. At Cornerstone Financial Credit Union, your employees will receive: • FREE checking accounts with FREE debit card usage and no minimum balance requirements • FREE Internet Banking, Electronic Bill Pay, Mobile Banking, and Remote Deposit • Personal service at our six Middle Tennessee branches • Fee-free withdrawals at more than 30,000 ATMs nationwide to access your cash • Low rates on new and used car loans, signature loans, mortgages, home equity lines of credit, and credit cards • Federally insured deposits • Accounts can be opened online, from employees’ desktops These products and services are complemented by financial advice, free online financial education, and periodic on-site visits where we can offer the kind of personalized and convenient service your employees deserve.
How to Sign Up At a time when many companies are being forced to cut employee benefits, you can sign up for one that’s free. Simply contact a business development specialist today at 615.385.6846.
Your employees benefit. Your company benefits.
Savings & Checking Checking Accounts Savings Accounts Money Market Accounts Share Certificates (CDs) Individual Retirement Accounts (IRAs) Christmas Club Accounts Children’s Savings Club Accounts
Credit Union Service Centers
Loans Personal Loans Auto Loans Home Loans & Second Mortgages Home Equity Loans RV, Boat and Motorcycle Loans Credit Cards Share Secured Loans Education Loans Convenience Services ATM/Debit Cards Virtual Branch Online Banking 24 Hour Teller Line Mobile Money Bill Payment Online Loan Application Remote Deposit
ESCU is a member of the Credit Union Service Centers, which allows members to conduct transactions on their ESCU accounts at thousands of credit union locations nationwide. Wherever you see the Service Center swirl, you can conduct transactions including, deposits,
24/7 Access with Virtual Branch It’s the branch that never closes! With Virtual Branch, you can check your balances, transfer funds, and so much more, all online.
At no cost.
Employees who worry less about their financial futures are more focused and productive at work.
Ra ck b ro ch u res , s elf- mailers , an d lea ve -b eh i nds fo r sales calls .
Select Employee Group
focused on benefits
direct mail Ex pe r i e nce wi t h a wid e variety o f mail for mat s, from postcards a n d se lf- mailers to ins er ted mailings of all t ypes. Understanding of ma il i ng req uirem en ts an d p rin t p roduc t ion.
Life can be complicated. So, we at Cedarstone Bank have designed a whole new way of banking that is simple...and simply better. We offer solid financial services with the
There have always been good reasons to bank at CedarStone.
latest technology, so you can do your banking from your home or office, wherever and whenever it suits you. And, we are committed to providing the best, most personal service anywhere: period. Add to that the many ways we contribute to the communities we serve, and we think you’ll see that CedarStone really is a better place to bank.
growDinongelson for you in
Register online at www.cedarstonebank.com/reallysimple and enter your unique sweepstakes code…
Grand Opening Specials
checking account…it’s that simple. Offer available through May 31, 2010.
See other side for details...
Grand Prize: Getaway at Evins Mill
You can enter
Evins Mill...a mountain experience at a unique country inn located in Smithville, Tennessee near Center Hill Lake one night’s accommodations in a beautiful creekside cabin hearty breakfast buffet www.evinsmill.com four-course gourmet dinner social hour/hors d’oeuvres before dinner complimentary bottled water, soft-drinks, tea, coffee, lemonade and light snacks Evins Mill coffee mug wireless DSL internet access in the Main Lodge and Gristmill exclusive access to our forty-acre wooded property...Carmac Falls, miles of hiking trails, streams and fishing ponds
ll. You’ll have a ba eciation /Faculty Appr me Belmont Staff ead State Ga reh Mo s– uin Night at Br nuary 31 Ja er nt Ce t Curb Even me 7:00 er 6:00 | Ga Pre-Game Dinn
...then stop by any CedarStone Bank location and open a new
ns Bou leva rd 234 0 Jack son Dow t of Koh l’s in Don elso n in fron
Your chances of winning the Evins Mill Getway are excellent! See official contest rules for details.
Second Prize: Hiker’s Helper
And for everyone who opens a new checking account... a CedarStone cap! While supplies last.
Over for details...
Win a great getaway...
rain re-K B The Pho p for Teachers
Sunday, Novemb 0 from 3:00 to 5:0
Field guide and binoculars.
There may be limitations on how far in advance reservations may be made for Friday, Saturday and holidays. Please ask for details.
We hope you’ll open a checking account with us soon and find out how simple your banking can be. Lebanon Office 900 West Main Street Lebanon, Tennessee 37087 (615) 443-1411 Mt. Juliet Office 4140 N. Mt. Juliet Road Mt. Juliet, TN 37122 (615) 754-1411
ki m p h ill i ps
We’d like to give you one more.
Early Childhood Educator and thor Curriculum Au
ow Re gi st er N
Donelson Office 2900 Lebanon Road Nashville, TN 37214 (615) 874-1444
www.cedarstonebank.com Member FDIC. Equal Housing Lender.
outdoor and point of sale Atte n ti o n- g rab bi ng grap hics created for e ve r y p ro d u ctio n scenario.
Announcing a new location.
Give yourself a gift. 6.9 Use it for anything!
an event youâ€™ll remember
Friday, July 12 11:00 am - 2:00 pm Ashland City Pleasant View Kingston Springs Pegram
Everyone is Invited Free Bandanas while supplies last
Banking in the palm of your hand!
Member FDIC. Equal Housing Lender.
Member NCUA. Credit subject to approval.
Member FDIC. Equal Housing Lender.
branding Strong , p ro fessio nal id en tities desi g n ed to wo r k in all applicatio ns .
stationery We ll -b rand ed and eas y to p ro d u ce.
626 Eastview Circle Franklin TN 37064 ph 615.790.8553 fx 615.790.6377 myfriendshousetn.org Group Home Living Evening Diversion Santa Cause Project Foster Care
601 Wa rd Ci rcle Old H i ck o r y TN 37138
Continuum Services Executive Director Linda N. Harvey Board of Directors Kim Helper, President Kevin Hacker, Vice President Andrew Bishop, Secretary Steve King, Treasurer Betsy Adgent Robert Blair Jane Franks Paul Medlin Tami Miller
D eb Palmer G eorge
helping organizations thrive
Pete Mosley Tim Murphy
d eb @ p a lm erso lu t i o n s. co m 615.418.5066 6 0 1 Wa rd Ci rc le Old H i c k o r y T N 3 7 1 3 8
2001 Old Hickory Boulevard | Brentwood TN 37027 | 615.377.7996 | www.micahchildrensacademy.org
w w w. p a lm erso lu t i o n s. co m
Partner Agency United Way of Williamson County Member Council on Accreditation
deb @p a lmer solu ti ons.com | 615.418.5066 | 601 Ward Circle, Old H ickor y TN 37138 | w w w.palmersolut ions.com
Dr. Margaret Brennan m d gynecology and the center for medical weight loss 2010 church street | suite 514 nashville tn 37203 ph 615.284.7994 | fx 615.284.7966 www.drmargaretbrennan.com Do justly, love mercy, walk humbly with thy god.
Julie Greenberg Education Director 2001 Old Hickory Boulevard Brentwood, Tennessee 37027 p 615.377.9799 | 615.377.7996 firstname.lastname@example.org
ki m p hilli ps
net graphics Fo r websi tes , s o cial m ed ia, blo gs a n d e mail mar ke ting .
the other stuff
kim phillips d isplays
Manage your money 24/7.
Online Banking with Virtual Branch Free, instant, online access. Get balances, statements and more anytime. Sign up at www.escu.com. Online Bill Payment No more checks. Pay at least 6 bills online monthly and your service is free (fewer than 6 bills paid just $5.95 per month). Mobile Money View your online accounts from your smart phone with Mobile Money. Remote Deposit Snap a picture of a check and use the Remote Deposit feature in our mobile app to deposit to your ESCU accounts. Teller Line Call toll-free, 24/7 at 1-800-724-7574 for real-time account information. Check balances, make transfers and loan payments, and more.
Join us on Facebook.
an n u a l rep o r t s www.escu.com
News & Notes | Winter 2013 www.cedarstonebank.com From the President
Wrapping Up 2013
Offering a full range of financial services for you and your business.
At this time
presenting sponsor of the 2013 Donelson-
have seen the bank grow with new loan deposit customers. September 30,
2013 year-to-date financial highlights
900 West Main Street
Dash, a benefit run and walk for the
up one year and
are: total loans, $109,397,000; total
Lebanon, Tennessee 37087
Chamber and the YMCA Full Circle
deposits, $147,610,000; total assets,
and strategies for
$171,371,000, and net income,
a new one. The
year 2013 has
The next newsletter, to be published
4140 North Mt. Juliet Road
been a very good year for CedarStone
in early first quarter 2014, will include
Mt. Juliet, TN 37122
Bank and 2014 has all the necessary
details of 2013 activities and accomplish-
ingredients to be successful also.
ments, as well as insights about objectives
During this year, we have seen the
for 2014. In the meantime, please
economy steadily improve as our
contact me if I can be of assistance
2900 Lebanon Road
customers have become more confident
and we hope you have a wonderful
Nashville, TN 37214
each year, we are
peace on earth
Hermitage Chamber of Commerce D-H
Program. Over 270 participants enjoyed a gorgeous Saturday morning on
Mt. Juliet Office
November 2 as they ran or walked the 10K or 5K track through Two Rivers Park and the Stones River Greenway.
2013 D-H Dash Committee Chair and CedarStone Bank Lebanon Office manager Melynda Bounds is pictured with Summit Hospital CEO Jeff Whitehorn.
CedarStone Bank’s Bob McDonald and Will McDonald with Mayor Karl Dean.
CedarStone Acquires Land, Has Room to Grow
in economic conditions. Also, we
Holiday Hours Open Christmas Eve until 12 noon Closed Christmas Day Open New Year’s Eve until 12 noon Closed New Year’s Day
A New Website, Designed Just for You Have you visited the new website? We think you’ll enjoy how much easier it is to navigate, helping you quickly find the
ba n n e rs
Dash Raises Funds for Donelson-Hermitage Chamber CedarStone Bank was once again the
view of the main office for customers
Board of Directors
always had an
traveling east down West Main Street
Kevin D. Bay
interest in the
making for a huge improvement in the
Jacqueline W. Cowden
bank’s curb appeal.
of our main
“I can’t tell you the number of folks
Donald E. Moser
office but the
that have commented about our bank
Bancroft O’Quinn, MD
since the demolition has taken place.
It’s like we have unveiled our building
Paul B. Vantrease, Jr.
all over again,” commented John
the site. The
Bryan, Vice President and Relationship
Manager for CedarStone Bank.
Robert L. McDonald
Full listing of services and banking hours available online at www.cedarstonebank.com
information you need. It looks great on your phone and tablet, too. Try it today.
Member FDIC. Equal Housing Lender.
CedarStone Bank recently purchased
owner casually walked in one day and had
The property will provide for
the adjacent lot to the west of the main
a conversation with John Bryan and we
future overflow parking for the bank
office in Lebanon formerly known as
were able to come to terms to purchase
and will serve as additional green area
Lebanon Tire Company. The plans for
the property,” explained Bob McDonald,
to improve the overall aesthetics of
the acreage are still in the works but
CedarStone Bank President
the area has been cleared and sodded
“We hope to have the landscaping
and will continue to be improved in the
The demolition of the metal building
and site plan finalized by the first
and fenced area has opened up the
technical skills Adobe Creative Suite Wordpress Set-Up and CMS Microsoft Office Suite All major social media platforms Writing/editing/strong grammarian Illustration and typography Basic SEO Email marketing Print production techniques
c o n t a c t
Direct mail techniques/standards
kim phillips ph 615.829.0772 ki m@ge t l uci d .n e t o nl i n e po r t fol i o a t www.ge t l uci d .n e t
a creative resume | portfolio www.getlucid.net