Weekend Balita March 25, 2017

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LOS ANGELES

Sarah G as Darna? Here’s what she has to say See ENTERTAINMENT, page 19

VOL. XXIII, NO. 02 LOS ANGELES

March 25 - 31, 2017

The leading source of news and information for Filipino-Americans

CHINA: ‘NO PLANS’ ON SCARBOROUGH SHOALS

Chinese Foreign Ministry denies ‘preparatory work’ reports on Bajo de Masinloc

MANILA, March 22 (PNA) -- The Chinese Foreign Ministry on Wednesday denied earlier reports that they are about to start preparatory work this year for an environmental monitoring station on disputed Bajo de Masinloc (Scarborough Shoal) which is within the Philippines’ 100 mile special economic zone (EEZ). It took the Chinese government five days to deny the statement made by Sansha City Mayor Xiao Jie that China is planning to build structures on Bajo de Masinloc which was published in Hainan Daily newspaper recently. The same paper corrected the false report. “China places great importance on the preservation of

the South China Sea’s ocean ecology, this is certain,” Chinese Foreign Ministry spokeswoman Hua Chunying said in a press briefing. “According to the relevant bodies in China, the reports you mention that touch upon building environmental monitoring stations on Scarborough Shoal are mistaken, See NO PLANS, page 8 Elite Navy unit during the Miss Universe Pageant activities when the Philippine Navy deployed its elite unit – Naval Special Operations Group – to provide security to Miss Universe candidates on board M/V Happy Life which brought them to Batangas for a pictorial on Thursday (Jan. 19, 2017). (PNA photo by Joey O. Razon)

Swords of Damocles hang over heads of DACA recipients By Abner Galino

PRRD hands a bouquet of flowers to Myanmar Minister for Foreign Affairs Aung San Suu Kyi during their meeting at the Presidential Palace in Nay Pyi Taw, Myanmar on March 20, 2017. (Photo by King Rodriguez/PPD Malacanang)

Duterte nixes same sex marriage MANILA, March 21 (PNA) – Several Catholic prelates lauded the pronouncement of President Rodrigo Duterte against same sex marriage in the country. Bataan Bishop Ruperto Santos said he appreciated the statement of the Chief Executive, noting that it only shows that he still supports the Church’s teachings. “It is very inspiring and encouraging news. We are

grateful to our president and we are appreciative of his wise decision. This shows he still adheres to our catholic teachings, that is, stable marriage and marriage of a man and a woman, is strong pillar of stable and secured society,” he said. “With his decision sanctity and stability of marriage is respected and promoted,” he added. See SAME SEX, page 8

The Deferred Action for Childhood Arrival (DACA) remains intact but the proverbial “swords of Damocles” hang over the heads of its 750,000 recipients nationwide as the Trump administration continues to manifest anti-immigrant tendency. Although Donald Trump was heard saying during the presidential campaign that he would take care of the “Dreamers” (the popular term for undocumented persons brought in the US when they were still children), he has not matched that promise with anything concrete, noted Mariam Kelly, senior immigration attorney and DACA program supervisor at Community Legal Services in East Palo Alto. Former President Barack Obama issued an executive order to provide them opportunities to work legally.

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Kelly said a cancellation of DACA would not result in an “overnight deportation” of its recipients and that the work authorizations issued to them will continue to take effect until their expiration dates. “So long as a DACA holder has not been deported before, they have the same right

as any other person here in the United States without immigration status lawfully – they have right to go an immigration judge and to fight their case,” Kelly explained during the New America Media (NAM) media briefing on Thursday (March 23). Kelly disclosed that her ofSee DAMOCLES, page 8

DFA to VP Leni: Freedom of expression comes with responsibility MANILA, March 22 (PNA) – The Department of Foreign Affairs (DFA) has reminded Vice President Leni Robredo that freedom of expression is a right that comes with the responsibility to ensure that facts are verified, and unfounded allegations from questionable sources are avoided. This was DFA’s reaction to Robredo’s unverified remarks before the 60th Session of the United Nations Commission on Narcotic Drugs (UN-CND) on March 13 to 17, 2017 in Vienna, Austria, that the Philippine government is exercising extra judicial killings and has no respect to human rights. The six-minute video presentation of Robredo, which See FREEDOM, page 8

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Discharging student loans or taxes in bankruptcy

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For cases filed after October 7, 1998, Student Loans are only dischargeable if: 1. You can prove that having to repay it would impose an “undue hardship� on you (as defined below), OR, For cases filed PRIOR TO October 17, 2005, 2. If the PROGRAM under which your student loan is issued, insured, administered is a FOR-profit, PRIVATE (non-government) entity, it may be dischargeable. (However, if the program itself, such as LAL, GSL, etc. receives nonprofit funding by participation of nonprofit entities, the loan is not dischargeable in bankruptcy). To obtain a discharge based on undue hardship you must prove all of the following: 1. that you cannot maintain, based on current income and expenses, a ‘minimal’ standard of living for yourself and your dependents if forced to repay the loans; 2. that additional circumstances exist indicating that this state of financial affairs is likely to persist for a significant portion of the repayment period of the student loans; and, 3. that you made good faith effort to repay the loans, for example, by past payments for several years, etc. Making payments is not always required if you didn’t ever have the money to pay the loans. Forbearances may be sufficient. NEW: The Ninth Circuit recently ruled (in April 2003) that courts have the authority to issue partial discharges of student loans, in cases where the debtor shows the ability to repay some, but not all, of the loans. This is a huge improvement in the ability to possibly discharge some of these debts, because before the rule was if you could afford to repay any of the loans, you had to repay it all. HEAL Loans are subject to a higher standard of scrutiny and are much harder to discharge. For other alternatives to dealing with Student Loans, including income contingent repayment plans, and non-bankruptcy methods of canceling the debt, check out the following website: http://www.ed.gov/offices/OSFAP/ DCS/loan.cancellation.discharge.html Can you be denied a student loan because you or your parents file bankruptcy? Section 525 of the Bankruptcy Code prohibits discriminatory treatment by any governmental or other student loan program on the basis of filing a bankruptcy. In other words, a student loan agency cannot deny your loan application based on the filing, by you or anyone you know, of a bankruptcy. Discharging taxes and removing tax liens Certain types of tax obligations, such as income taxes, may be discharged under specific circumstances. Many required factors must be met before any tax can be discharged under Chapter 7 or Chapter 13. In Chapter 7, the minimum requirements for discharging federal or state income taxes are: (1) it has been over 3 years since the returns were last DUE (including extensions), (2) the returns were timely filed or it has been at least 2 years since the returns were filed, (3) there was no fraud involved or attempts to evade the tax, AND, (4) the taxes were not assessed within the last 240 days. If it has been over 3 years since your returns were last due and they have not been assessed in the last 240 days, BUT you have not yet filed the returns or there was some kind of fraud involved in filing them, then they may be dischargeable in a Chapter 13. Again, discharging taxes is an extremely complicated area, and you should definitely consult with a knowledgeable attorney before deciding whether to file based on dischargeability of your taxes and before you take any further steps with your taxes (such as filing past due returns) Sometimes filing a late return can work against you as far as being

able to discharge those taxes in a Ch. 13, so definitely speak to an attorney before doing anything. Tax Liens that have attached to property will survive a bankruptcy. What does that mean? It means that the lien will stay against your property regardless of your discharge of the underlying debt. So, when you ultimately sell that property, if there is extra money available, the lien will be paid first from those proceeds unless you have the lien removed. Discharging fraudulent debts or fraud debt judgements Debts that you incurred which were the results of an intentional or even negligent misrepresentation on your part are not dischargeable in a Chapter 7. Examples of these might be if you misstated your income on a credit card application, made false statements in order to induce someone to give you a loan, ran up your credit card debt shortly prior to filing bankruptcy, used your credit card or obtained a loan without any intent to repay it, or if someone has obtained a court judgment against you based on fraud. However, the news isn’t all-bad. These types of debts may be discharged in a Chapter 13. Retirement accounts and pension plans Whether or not you can exempt amounts held in a retirement account depends on numerous factors, including which set of exemptions you choose to use (you need to discuss this with your attorney – in California, there are two sets of exemptions). According to the United States Supreme Court, if your retirement plans is ERISA approved, meaning that it contains a trust “anti-alienation� provision making it impossible to transfer or withdraw the funds prematurely, and it is automatically exempt. Individual Retirement Accounts may be exempted only up to the amount reasonably necessary for the debtor’s support and maintenance, taking into account all other anticipated and existing sources of income and expenses. Obviously, exempting retirement funds is very tricky and requires the expertise of an experienced bankruptcy attorney. Getting rid of liens, abstracts of judments and trust deeds against your property The bankruptcy code enables a broad range of powers, which can enable you to avoid liens that were placed against your personal property or real property (like a house). It is too complicated an analysis to deal with here, but if you has liens against your property; make sure to discuss this with your attorney. Types of liens you may be able to get rid of include judgment liens recorded against your home or specific personal property. Also, in a Chapter 13 junior trust deeds against your home may be able to be removed under certain specific circumstances. This is not an option in a Chapter 7, so make sure to discuss this with your attorney. Paying taxes with your credit card Debts incurred on your credit cards to pay taxes to the IRS will usually NOT be dischargeable in chapter 7 but may be dischargeable under Ch. 13. If you have debt problems, contact the Law Office of Paul M. Allen. We have two offices to serve you. Consultations are free, by appointment only. Call today at 818-552-4500. We have three convenient locations: Glendale, Cerritos and La Palma.

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The many faces of cruise passengers

Cultural performances welcome arrival of Star Cruises Superstar Virgo: Cultural dance performers and ‘Higantes’ stilt walkers greet the Star Cruises Superstar Virgo upon her arrival at the Pier 15 in Manila South Harbor on Sunday (March 19, 2017). (PNA photo by Oliver Marquez)

Public urged to ensure online security in using free public WiFi networks MANILA, March 22 (PNA) – Global cybersecurity firm Kaspersky Lab has urged the public to protect their online security as the government pursues its initiative to provide free public WiFi Internet nationwide. With the prevalence of free networks, criminals set up fake free Wi-Fi networks, which would cost Internet users dearly when their login credentials are stolen from them. Kaspersky advises the public to avoid public WiFi and to connect to the Internet from home or through mobile only since it is difficult to detect these fake free networks. “An open, free internet network is like a double-edged sword. It is free but is also definitely risky. It is perfectly fine to feel excited about the anticipated public Wi-Fis in the entire Philippines. But we urge Fil-

ipinos to be very cautious, too. We would encourage them to first arm themselves with cyber savvy habits and knowledge to stay safe in a free network,” Sylvia Ng, general manager of Kaspersky Lab Southeast Asia, said in a statement. To protect themselves from free WiFi threats, Internet users should never trust open WiFi networks that require no password as cybercriminals often create them to hack users’ personal data; turn the WiFi off when not in use; and consider using a virtual private network (VPN) as it encrypts sent and received messages, among others. Once Senate Bill 1277 or the Free Internet Access in Public Places Act is signed into law, all government offices and public facilities, such as schools, transport terminals, hospitals, and public libraries nationwide will have free Internet access.

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do not have any kids, it feels nice to get to share a conversation with senior citizens like them. She went on to describe her encounter with a new friend she made from Cebu province who flew to Manila to join the cruise. Meanwhile, she said that after Virgo’s voyage, she and her husband are looking at another cruise trip on September -- this time, in Alaska. She said that it will be up to their trusted travel agency, Blue Voyage travel, to plan their next adventure. Sixteen-year-old Cassandra Chen said she is in the cruise -- her very first -- as graduation gift from her parents. Around 15 of her family members, including her sister Charmaine, are on the same cruise. Chen said that a cruise is the perfect way to kill time since she is scheduled to attend college in September. She is expected to take Accountancy in De La Salle University. She noted that despite the hassle they went through during luggage check-in, she looked forward to visiting Taiwan. Like the Pinedas, she and her family have no plans to visit Laoag and Hong Kong having visited there before. Businessman Isidro Belga Jr., 52, for his part, was tagged along by his doctor sister and her doctor colleagues that’s why he was there. It was also his first cruise experience. Belga said that she has toured the entire ship already and has yet to plan what he will do next. He now looks forward to docking in any of the three stops. He explained that he felt lucky to be able to file a leave from work and enjoy peace and quiet time away from the city.

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KAOHSIUNG, TAIWAN, March 20 (PNA) – Although majority of cruise passengers tend to belong to the older population --particularly the elderly -- younger passengers are slowly starting to see its appeal. On Sunday, Hong Kong-based cruise line Star Cruises began its three-month home port deployment of one of its lines, Superstar Virgo, to Manila for the first time. The 13-story Superstar Virgo will have a six-day, five-night cruise from Manila starting Sunday (March 19) then proceed to Laoag, Kaohsiung, Hong Kong and back to Manila on Friday (March 24). Cecilia Pineda and her husband Remie, now on their third Superstar Virgo cruise, are both retirees and want nothing more than to go out of their homes but at the same time, stay indoors. Mrs. Pineda said she and her husband would no longer need to leave the ship when it docks in Loaoag and Hong Kong because they have both been there. However, she said that she is still has to decide whether they would tour a little bit of Taiwan. Her only concern is that it would require much walking as she now uses a cane to support her. Regardless if they leave the ship or not, Mrs. Pineda said she is sure that the ship has amenities to keep them both busy. She said her husband would visit the gym while she would sometimes watch the magic shows onboard. The Pinedas carry dual-citizenship, Filipino-US, decided to go on a cruise not just for a vacation but also to meet people from all walks of life. Mrs. Pineda said that since they

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Special session sought to tackle impeach rap vs Robredo MANILA, Mar. 22 (PNA) – Lawyer Oliver Lozano has asked the House leadership to call for a special session of Congress in April to tackle the impeachment case he filed against Vice President Leni Robredo. During a media forum on Wednesday in Quezon City, Lozano said Speaker Pantaleon Alvarez should already initiate the impeachment process against the Vice President through a special session at the House of Representatives. “I sent a request to Speaker not to wait until May… This impeachment can be done in April if there is a special session,” Lozano said. Lozano expressed confidence that the Robredo ouster move will prosper in the lower chamber, noting that there are at least a hundred congressmen who will support the impeachment try against her. A vote of at least one-third of all the members of the House is necessary before it can be transmitted to the Senate for trial. “There is a sufficient number of representatives that will favor the impeachment… There are 100 representatives already,” Lozano said. “There’s no such thing as a weak or strong impeachment complaint. Impeachment is a numbers game,” he added. Lozano described Robredo as a “thorn” that hampers the Duterte administration’s pursuit of radical change. “These dishonest and disloyal misrepresentations of the Vice President have shamed our country,” Lozano said. On Monday, Lozano, together with perennial senatorial candidate Melchor Chavez, delivered a copy of their impeachment complaint to the Speaker’s office requesting for proper endorsement. A complaint filed by any citizen should get the endorsement of a sitting congressman before it will be referred to the House committee on justice for hearing. Lozano is a known serial impeachment filer who filed impeachment complaints against former presidents Gloria Macapagal-Arroyo and Benigno Aquino III. In their complaint, Lozano and Chavez cited betrayal of public trust and culpable violation of the constitution as grounds for impeachment against Robredo. They explained that Robredo allegedly committed acts of injustice stemming from a video message she sent to the United Nations Commission on Narcotic Drugs where she criticized the conduct of the administration’s anti-drug campaign. “She (Robredo) betrayed the people by shaming the nation with her dishonest message to the United Nation,” the complaint read. Alvarez earlier said he is studying the possibility of filing an impeachment complaint against Robredo, whom he accused of having a hand in the first impeach move against President Rodrigo Duterte.

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DILG chief: ‘Palit Ulo’ not true

MANILA, March 21 (PNA) – Interior Secretary Ismael Sueno has denied Vice President Leonor Robredo’s allegations of a “Palit Ulo” scheme in the Philippine National Police’s (PNP) anti-illegal drugs operations. “I respectfully request the Vice President to please corroborate her statement,” Sueno said in a news release issued by the Department of the Interior and Local Government (DILG) Tuesday. “It would help if Vice President Robredo presents to us solid proof about this so-called ‘Palit Ulo’ scheme so we can act on it immediately.” The vice president, in a message to a United Nations conference in Austria, spoke of the alleged scheme where a member of a family takes the place of a drug suspect who could not be found. Sueno emphasized that the DILG-

MANILA, March 22 (PNA) – The Bureau of Customs (BOC) has warned the public against an individual who is misrepresenting himself as the replacement of Commissioner Nicanor Faeldon. In a statement, the bureau said that a certain Ariel Roselle Victorino, also known as Ariel Roa Victorino, allegedly a relative of President Rodrigo Duterte, was reported to have produced a letter stating that he would take over the post of the Customs chief. The letter was supposedly signed by Executive Secretary Salvador Medialdea. Likewise, the BOC noted that it had also received complaints that Victorino had been extorting money from customs employees, brokers,

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and even smugglers in exchange for protection and immunity from suit. With this, Faeldon urged the public to disclose the names of other individuals who have been involved in extorting money in exchange for protection. It noted that he has several pending criminal cases in the courts for estafa and fraud. National Bureau of Investigation records revealed that it had arrested Ariel and one Hershey Victorino for reportedly duping five applicants for a US visa. The BOC added that (Ariel) Victorino was accused of extorting money from garbage contractors after claiming to be the chief of Manila’s Department of Public Service in June 2013.

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PNP is open to suggestions from stakeholders on how to win the war against narcotics, saying they have even revised their strategy with the launch of Oplan Double Barrel 2. Meanwhile, Sueno noted that the letter sent by Vice President Robredo seeking information on the drug war was forwarded to Undersecretary for Public Order Catalino Cuy, who in turn forwarded it to the PNP. “The PNP is not hiding anything, and in fact, we have always been transparent with Oplan Tokhang, and we have been providing regular updates about Tokhang operations through the media,” he said. The DILG chief also said he has always been cordial to the Vice President and had even paid her a courtesy call to discuss how they could work together to solve jail congestion.

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CBCP official lauds PNP’s anti-terror measures MANILA, March 22 (PNA) – An official of the Catholic Bishops’ Conference of the Philippines (CBCP) has applauded the authorities particularly the Philippine National Police (PNP) for its immediate action against possible terrorist threats in the country. “We commend our law enforcers for uncovering possible terrorist threats to our country. They’ve done their job effectively and let’s hope that they’ll continue to do so,” said Fr. Jerome Secillano, Executive Secretary of CBCP Public Affairs Committee (PAC). At the same time, the Catholic priest asked the people to be calm and vigilant.

“The public needs to remain calm and not let fear overcome them. They have to be more vigilant though as they perform the Holy Week observances,” he said. Secillano believed that such threats will not stop the faithful to do their spiritual activities. “It has always been like that. There were always threats but Filipinos, despite such, were not deterred from doing their spiritual activities. I do believe that they’re even more inclined to pray to seek security from God,” he added. On the other hand, Manila Auxiliary Bishop Broderick Pabillo is letting the authorities to do their job as to the supposed threat.

Gov’t one-stop-service centers serve 500,000 OFWs in 7 months MANILA, March 21 (PNA) – The government’s One-Stop-Service Centers for OFWs (OSSCOs) have served close to half a million vacationing and would-be overseas Filipino workers in different regions in the country since its establishment seven months ago. The Department of Labor and Employment (DOLE) reported that a total of 494,611 individuals were provided services in OSSCOs at the main office of the Philippine Overseas Employment Administration (POEA) as well as in the 16 regional service centers. “DOLE, together with our attached agencies established OneStop-Service Centers, want to continue to ensure the speedy and timely delivery of various government

services to our clients,” said DOLE Secretary Silvestre Bello III in a statement. He added that a total of 463,423 OFWs have availed of the services at the POEA Main Office in Mandaluyong City, since its launch in August 15, 2016 and until March 3. The number includes, responses to 183,222 queries; receipt of a total of 257,448 documents for processing; issuance of 20,775 certificates; and provision of hands-on assistance to 1,980 clients. Bello added the 16 regional service centers recorded a total of 31,189 clients from their respective times of establishment until early this month. The OSSCOs have been established to shorten the processing time for all necessary OFW documents.

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Social media vital in raising awareness on ASEAN initiatives By Aerol B. Patena

BACOLOD CITY, March 21 (PNA) – Increasing engagement in social media can further strengthen awareness on the initiatives of the Association of Southeast Asian Nations (ASEAN) to further improve the welfare of people living in the region. Presidential Communication Operations Office Undersecretary and chairperson of the 15th Meeting of the ASEAN Senior Officials Responsible for Information (SOMRI) Noel George Puyat said the ASEAN is pursuing to increase its online presence in various social media accounts such as Facebook, Twitter and Instagram to create awareness within the region. “We are sharing information on different platforms just to push the awareness,” Puyat said in a press briefing held Tuesday at the SMX Convention Center in Bacolod City. He said the initiative is in line with the ASEAN Strategic Plan for Information and Media 2016-2025 that will guide the development and cooperation of information and media sector towards supporting other community pillars and sectors with their communication needs; advocating the policies and initiatives implemented by ASEAN; and communicating with our peoples through different platforms to promulgate the benefits of ASEAN’s development. Under the said plan, ASEAN aims to utilize information and communication technology (ICT) across different groups as a means to connect with the regional and global community. Among the measures to be implemented include using new media in disseminating information on ASEAN consolidation, solidarity, diversity and unity; facilitating development of ICT apps to promote the creation and production of digital content and dissemination of ASEAN content to different groups, engaging managers of new media platforms with ASEAN integration content and collaborating with other sectors to facilitate technology development and improve accessibility in the information and media sector. Furthermore, the PCOO official said the department is conducting ASEAN roadshows to different barangays across the country to deliver talks and answer questions from various audiences in order to share knowledge to the public. It has also been distributing reading materials in different dialects to explain ASEAN and the role of the Philippines in the regional association. PCOO has also visited schools, interacted with students and engaged with local government units, members of the academe and local media to discuss important issues on ASEAN that can impact their lives. Usec. Puyat reiterated that the regional group’s various initiatives on education, health care and social welfare is consistent with the principles of consensus building, centrality and diversity for each member states.

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Four killed, at least 20 injured in London attack

LONDON, March 23 (PNA/Xinhua) – Four people have been killed, including the stabbed officer and a male terrorist, and at least 20 injured in an attack on the Houses of Parliament Wednesday afternoon in a terrorist attack, police announced. Metz Police Assistant Commissioner Mark Rowley confirmed the deaths in a briefing at New Scotland Yard. The police officer died after being stabbed outside the House of Parliament. Several others are critically injured after a vehicle ploughed into crowd on Westminster Bridge just outside the Parliament. Mark Rowley, the national lead for Counter Terrorism Policing and the Acting Deputy Commissioner said in a statement that the attack started when a car was driven over Westminster Bridge, hitting and in-

juring a number of people and three police officers. “The car then crashed near to Parliament and at least one man, armed with a knife, continued the attack, trying to enter Parliament,” said the statement. The terrorist who stabbed the police officer was shot by police officers who raced to aid their colleagues. The terrorist was taken to hospital and died. The injured officers was also rushed to hospital for emergency treatment. Hospital authorities in London said at least 10 people were being treated. London Ambulance said an injured woman was pulled alive from the River Thames. Among the injured, three are French students, who were on a school trip in London when the

attack happened, French foreign ministry confirmed. As the incident continued, hundreds of people fled from the scene, fearing a bomb attack on Westminster. Business in the Houses of Parliament was immediately suspended, with around 500 politicians, staff and visitors moved to a safe area as the building was placed in a security lockdown. Specially trained officers were combing the parliament buildings for bombs or explosives. Downing Street issued a statement saying Prime Minister Theresa May was safe after security police whisked her from the Houses of Parliament to 10 Downing Street. May was planning to hold a special meeting later Wednesday of Britain’s main security advisors, known as the Cobra committee.

The London Eye, one of the capital’s biggest tourist attractions, was shut down, leaving many people spending several hours in the pods high above the River Thames. Commander BJ Harrington of the Metropolitan Police said a major terrorist incident had been declared. “Although we remain open minded to the motive, a full terrorism investigation is underway led by the Met’s Counter Terrorism Command,” said Harrington. Media in London reported that Foreign Office government minister Tobias Ellwood, a former captain in the British military, ran to the aid of the stabbed police officer. The attack came just days after the Met staged its biggest ever terrorism exercise on the River Thames, as part of preparations for any attacks on the Houses of Parliament.

DOF eyes establishment of PHL bank in Bahrain to assist OFWs, facilitate trade MANILA, March 22 (PNA) – Finance Secretary Carlos Dominguez III is exploring the possibility of opening a subsidiary of the Land Bank of the Philippines (LandBank) in Bahrain to cater to the banking needs of overseas Filipino workers (OFWs) living there and facilitate trade and investments between the Philippines and the island-kingdom. In his recent meeting with members of the Bahrain Chamber of Commerce and Industry, Dominguez informed them that he will advise President Duterte to look into this possibility as well as schedule a presidential visit to Bahrain, where possibly as many as 100,000 Filipinos reside and work.

A Philippine educational institution, the AMA International University-Bahrain, founded by Ambassador Amable Aguiluz V, has also been established in Salmabad, Bahrain’s industrial center. “We are at the moment converting and acquiring a bank to be a subsidiary [of LandBank] to provide for the needs of our overseas workers. I will certainly advise the President to make sure he visits Bahrain and look into the possibility of establishing a bank there for ease of doing business between us,” said Dominguez, who chairs the LandBank Board. Dominguez was referring to a government plan to acquire and convert the Philippine Postal Bank

into a LandBank subsidiary, which will be partly owned by OFWs. A bank dedicated to the needs of OFWs was among the promises of President Duterte to Filipino migrant workers. Dominguez’s statement was in response to the suggestion by the Bahrain delegation on the establishment of Philippine banks in Bahrain to help strengthen financial relations between the two countries. The delegation, led by His Excellency Khalid Abdulrahman Almoayed, the chairperson of the Bahrain Chamber of the Commerce and Industry (BCCI), also broached the possibility of the two countries working together to help the Philippines broaden its market for halal goods overseas, and expanding Bahrain’s investments here. “We have to work together on halal matters. The halal market is a big market that the Philippines [can tap],” Almoayed said. The other members of the Bahrain business delegation included Balqees Bahzad, the wife of Almoayed; Khulood Al Qatan, BCCI board member; Mohd Sajid Izharulhaq, chairman of the Bahrain-Philippines Business Council; Isa Abdulrahim, BCCI treasurer; Ahmed Al Saloom, founder and president of the SME Development Society of Bahrain; Shabir Sharafali, managing director of Shafarali Ventures; and Ahmed Abdulla bin Hindi, an executive committee member of the

BCCI. Accompanying the delegation were Ambassador Aguiluz, the Philippines’ special envoy to the Gulf Cooperation Council, and Milton Toledo from the Bahrain consulate. In the meeting, Almoayed cited BCCI’s concerns regarding the Philippine government’s requirements for the recruitment of Filipino workers to Bahrain, which he said “involved a lot of paperwork.” Dominguez said he will refer BCCI’s concern to the Secretary of the Department of Labor and Employment. “I will suggest that we refine our regulations... The President’s commitment is to simplify these steps.” The finance secretary also discussed with the delegation the three priority goals of the Duterte administration, which are to reduce the poverty incidence in the Philippines from 21.6 percent to 14 percent by 2022, nurture a law-abiding society, and create a climate of peace with armed insurgents here as well as establish cordial and strong relations with members of the international community. To reduce poverty, Dominguez said the Duterte administration is investing heavily in both urban and rural infrastructure and increasing public expenditures in social services to improve transport and logistics networks across the country, create jobs and spur development, especially outside Metro Manila.

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Credit/Debit Card pre-authorization on rental cars does not constitute payment A month ago, this author rented a car for almost a month due to a collision repair. As a standard procedure with all vehicle rental companies, as stated on car rental companies Credit Qualifications Requirements, in order to enable them to process the rental, the car rental agent requires renters to submit two types of identification (IDs) such as a driver’s license and a major Credit or Debit Card for “pre-authorization or authorization hold,” which is the “practice within the banking industry of verifying electronic transactions initiated with a debit or credit card and holding its balance as unavailable UNTIL either the merchant (or car rental company on this case, clears the transaction, or settlement; “ otherwise, the ‘hold fails off’). In the case of debit cards authorization holds can fall off the account thus rendering the balance available again, anywhere from one to eight business days after the transaction date, depending on the bank’s policy. In the case of credit cards, “holds”may last as long as thirty days, depending on the issuing bank. Stated in the Credit Card Requirement of the Hertz Rent-A-Car vehicle I’ve rented from, to qualify to rent the Hertz vehicle, the renter must present a drivers license and a major credit or debit card, which this author did. Further their requirement stated that an “authorization hold will be secured to the debit/credit card provided to cover the estimated rental charges and any additional charges that maybe incurred. And in bold letters, it

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QC govt, MMDA, LTFRB ink MOA to eliminate illegal bus terminals By Juzel L. Danganan

stated that : “THESE FUNDS WILL NOT BE AVAILABE FOR USE and that these debit cars are accepted FOR PAYMENT at the END of the rental.” In this author’s case, I returned the rental car to the collision company and they claimed to have taken cared of payment for the whole month of my use of the rental car. A month had passed and to my surprise, Hertz Rent A Car processed the car rental payment WITHOUT prior notice to me and they automatically deducted the total month’s car rental fee from my debit card. Furious for the unprofessional way Hertz Rent-A-Car processed the transaction, I drove all the way to the collision car shop and they said they’ll deal with Hertz for the last time, because apparently I was not the only one they have done this before. Apparently, there was a blogger named Steve Elliott also wrote about the experience of a certain Perry Capurro, who rented a car from Hertz Rent-A-Car in Harrisburg, Pennsylvania regarding his unfavorable experience with the same company. So, unless Hertz Corporation changes their credit card preauthorization policiies, they will end up losing customers like us.

MANILA, March 21 (PNA) – The Quezon City government, Metro Manila Development Authority (MMDA), and Land Transportation Franchising and Regulatory Board (LTFRB) on Tuesday afternoon signed a memorandum of agreement on eliminating illegal bus terminals in the city. The memorandum, which aims to decongest EDSA and secondary roads that are used as alternative routes to the northern and southern portions of Metro Manila, was signed by Quezon City Mayor Herbert Bautista, MMDA chairman Tomas Orbos, and LTFRB chief Martin Delgra. Bautista warned illegal bus operators of permanent closure if they continue to refuse to abide by local and national laws on bus terminal operations. “Land always has use. Condominiums and other business establishments could be built on the (land occupied by) illegal bus terminals,” he said. The mayor further said he will recommend a standard design for bus terminals to better manage the traffic in Quezon City. For his part, chief of the QC Business Permit and Licensing Office, Garry Domingo, said, “We are hell-bent on enforcing the law. Only compliant bus terminals will be issued business permits.” He pointed out that passenger buses should follow the “nose-in, nose out” policy upon entering or leaving their terminals, as other vehicle ploys could further aggravate the traffic situation along EDSA.

ZTE Corporation pleads guilty to illegally sending US tech items to Iran WASHINGTON, March 23 (PNA/ Sputnik) – A Chinese telecommunication company, ZTE Corporation, has admitted in court that it has been violating US sanctions on technology sales to Iran, the Department of Justice said in a press release. “ZTE Corporation pleaded guilty today to conspiring to violate the International Emergency Economic Powers Act (IEEPA) by illegally shipping US-origin items to Iran, obstructing justice and making a material false statement,” the release stated on Wednesday. According to a court document, ZTE secured contracts with Iran

for illegal shipments in December 2010. Under the contracts, the Chinese company agreed to deliver the “self-developed equipment,” and receive payments for the projects and oversee the entire network. ZTE temporarily stopped unauthorized sales of American equipment to Iran in 2012, but then resumed its business and renewed licenses nearly a year after. The company attempted to conceal all information related to dealings with Iranian customers, the release noted. The corporation will now pay nearly USD 900 million in fines to the US government, the release added.

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DAMOCLES

FREEDOM

From page 1

fice, while still helping in the renewal of DACA, have stopped filing for first time applications to the program. Dreamers were told to seek legal consultation to be appropriately advised on the possible risks or consequences of applying for DACA in today’s political situation, and as well as to determine other legal remedies available to them. Kelly said about 10 percent of her clients turned out to be eligible to the special immigrant juvenile status clause or to other types of visa – like if they have been victims of crimes. Another resource speaker to the NAM media briefing, Martha Ruch of Equal Justice Works Emerson Fellow/Staff Attorney, Asian Americans Advancing Justice-Los Angeles, said DACA recipients or undocumented immigrants in general, are protected under the 4th and 6th Amendments of the United States Constitution from unreasonable searches and from self-incrimination; the right to remain silent and to be represented by an attorney. Ruch advised undocumented immigrants not to bring documents from their country of origin as they maybe incriminating. A lawyer who is familiar with an immigrant’s case would be a big help in case of an arrest, Ruch said. It would also be helpful for undocumented immigrants to make a general plan in anticipation of an emergency, Ruch added. “The hope is that you would never have to use it this kind of plan...make a list of important contact numbers you need to call in case of emergency...know where you are going to get help and who would take care of the children or an elderly at home,”

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advised Ruch. Undocumented immigrants should consult with lawyers about criminal issues, including DACA recipients (before they get into the program and while they were under the program), as these have become hot triggers under Trump’s immigration policy. Jose Magaña-Salgado, Managing Policy Attorney of Immigrant Legal Resource Center (ILRC) in Washington, DC, provided the overview to the discussion. Salgado explained that executive orders are directives from the president on how to implement certain policies. These executive orders cannot contravene existing laws, usually need complementing appropriations from Congress, can be subjected to litigations and can be repealed by a successor-president. In essence, according to Salgado, the three executive orders issued by Trump enabled the federal government to target everyone for deportation as against Obama’s policy of prioritizing those with criminal convictions. It also made deportations a lot quicker for many undocumented immigrants who, in the past, were allowed to face immigration courts. The new executive orders also enabled the federal government to use local resources and manpower to identify and deport undocumented immigrants. Odette Keeley, national media network director of New America Media, moderated the discussion. --

was played on March 16 during the UN-CND in Austria, allegedly maligned the Duterte administration by distorting facts. On March 16, 2017, one such side event sponsored by an anti-drug network featured the video-taped remarks of Robredo, who spoke on alleged drug-related extra-judicial killings in the country. “This side event was not part of the official proceedings of the 60th Session of the UN-CND and did not reflect the stand of participating governments,” the DFA stated. “In the UN context, side events, or activities organized outside the formal program of official UN meetings, provide an opportunity for Member States, UN entities and NGOs to

discuss themes in parallel to the official UN meetings or conferences where the NGOs are not involved,” it added. The event led by high-level government officials from the Philippine Drugs Enforcement Agency (PDEA), the Dangerous Drugs Board (DDB), and the Philippine Permanent Mission to the UN in Vienna explained that the Philippine government remains committed to fight criminality and illegal drugs in the country. They explained that the Philippine government is investigating the veracity of allegations of drug-related extra-judicial killings, which are being undertaken precisely in strict adherence to due process and the rule of law.

SAME SEX From page 1

Sorsogon Bishop Arturo Bastes noted that the action of the President is considered “a pogi point.” “It was a very pleasant surprise for me! Very nice of (President Duterte). It is a pogi point for our President!” he added. Novaliches Emeritus Bishop Teodoro Bacani said he is delighted with

President Duterte’s pronouncement. “I’m happy with the President’s decision. Let us not follow the bad example of other countries in this matter,” added the retired prelate. On Sunday, the President said that marriage in the country is between man and woman. But, he noted that he is not against homosexuals.

NO PLANS From page 1

these things are not true,” she said. “With regards to Scarborough Shoal, China’s position is consistent and clear. We place great importance on China-Philippines relations,” she added. China seized the shoal which is northeast of the Spratly islands in 2012, and denied access to Philippine fishermen, but after President Rodrigo Duterte visited China last year,

they allowed Filipino fishermen to return in the fishing grounds. The Department of Foreign Affairs was quick to send a note verbale to China asking for an official explanation. “We have sought clarification from China on reported plans on Scarborough Shoal,” DFA Spokesman and Assistant Secretary Charles Jose was quoted as saying.

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Golden Star Financial Group Inc.: Health, Wealth and Wellness Gemma Strong License #OG75903 President and CEO Golden Star Financial Group Inc.

“WE are a conglomerate of wellmeaning entrepreneurs and insurance specialists dedicated to the pursuit of people’s health, wealth and wellness.” “We are the platform where individuals can sow the seeds of their interminable pursuits for health, happiness, and the priceless reward of feeling secured about life. We are the partners to achieving a sense of optimism; secured on the thought that despite life’s unpredictable twists and turns, one can journey through it prepared and protected. We convey a sense of optimism so contagious it’s readily passed on to our loved ones and family.” • Golden Star Financial Group Inc. is the financial roadmap that leads to foremost, respected, reliable and time-tested insurance providers in the market. Golden Star Financial Group is your nexus to customized insurance products --- tailoring insurance products to meet the needs of each individual. We provide insurance policies for: Life, Accident &Health, Home & Auto, Business, Workers Compensation, Retirement& Investment. Golden Star Financial Group Inc. has branches at 9025 Wilshire Boulevard #301, Beverly Hills, CA 90211; #6 Pointe Drive, La Palma; an information center at 15355 Sherman Way Avenue Unit 6, Van Nuys 91406. • Cardini G. Gerardino License # OC34387 7-year exceptional and motivating industry experience http://cardini.freedomequitygroup.com Cell: 818-429-4673 Office: 310-525-40-81

able to fulfill a long-standing promise to her mother who lives in the Philippines. She was able to send $20,000 for the renovation of their ancestral home. Could you imagine that? She could have not possibly sent that big sum of money back home if there were not enough money for her family here in the US, right? That was one sad twist to a life’s journey. But because she chose to be prepared, she and her family were able to make it through that storm. And that one smart decision that she made was crucial factor to that victory over an adversity. Her husband and their children have since been aware that Living Benefits does matter when the going gets tough. This is a true story,” Gerardino swore. • Renato “NATZ” San Juan License # OK37340 is an entrepreneur who joined the insurance business for a chance to be of service to others. “PROTECTION is an issue that we often take for granted. And I want to take part in changing this attitude. I have seen so many families suffer because of this bahala na attitude. So I said to myself, I must use my talent and energy to bring about this healthy change, and why not?” “In life, we earn LEVERAGE when we make smart decisions. In the insurance business, we regard this truth as consequential to being smart.” “PEACE OF MIND is priceless. And this is what you get when you get yourself COVERED appropriately. And I tell you, WELLNESS starts from a clear mind.” “I am proud and thankful that I joined this industry that is teeming with people who really care about improving the quality of life of their fellow human beings. I particularly want to give credit to the efforts of GOLDEN STAR FINANCIAL GROUP INC., and our IMO, FREEDOM EQUITY GROUP.” • Bill Bodell License # 0708604 Father of three beautiful children. 30 years of sterling track record in the insurance industry

Young mother-caregiver fulfills long-standing promise to momafter “I have been in the insurance business surviving heart attack for over 30 years and I’ve seen a lot of “Two years ago, I had --- and I changes. But the best changes I’ve seen these would like to call it a providential chance --- to meet a 36-year-old caregiver recent years with life insurance industry from the Valley who was also a mother of five children,” Gerardino recalled. was the introduction of the so-called LIVING Gerardino’s skillful and spirited persuasion led the said caregiver to BENEFITS.” buy an insurance policy at an affordable amount of $47 a month. She was “I tell you, LIVING BENEFITS is real and it works. I have seen many convinced it was a good investment. But she had no inkling that the policy people who have suffered life-threatening illnesses. Many of them were would be of any use to her in the very near future. “But whether we accept it or not, life is precarious. An unexpected and unfortunate thing happened. She had a heart attack and was lucky to be rushed to the hospital just in the nick of time. She survived,” Gerardino narrated. Blessed to have survived a near-death experience, it dawned upon the young mother afterwards that she has a policy that provides Living Benefits. G e ra rd i n o wo r ke d with her to get approved for her policy’s “Critical Illness Accelerated Benefit Rider.” “And you know what? While this young mother was recuperating, she was even Team builders 2017. Team that works together stays together.

breadwinners of their respective families. And you know what, it helped a lot that they only had to focus on getting well instead of worrying about the financial burden that came along with such critical illnesses. LIVING BENEFITS help them survive those challenging moments of their lives.” “I have three beautiful children. And I want to leave them a legacy of a compassionate and meaningful work. I found this work to be fulfilling. It gave me a purpose in life. This awareness --- that I can literally change a person’ slide for the better and possibly help extend their life --- is really exciting!” • Domingo Baccay License # OH56635 Insurance agent focusing mainly on middle class clientele “As a restaurant operator for 27 years, I learned that the secret to a long lasting relationship with customers is to treat them according to their unique ways every time they come to the restaurant. I brought along this attitude to the insurance business and so I humorously called myself a “financial chef.” I love serving people, and I love to satisfy their cravings.” “We anticipate our clients’ need to develop PRO-ACTIVE RISK TRANSFERRING STRATEGIES in their lives. Just like their favorite food, I customized plans that would fit their budget, need and objective.” “The restaurant industry is a tough world. Hard work is certainly is an understatement to those operators and managers who has lingered in this business. But nobody stays young forever. Four years ago, a close friend who worked as store manager for a popular food chain in the Philippines for 25 years, was diagnosed with liver cancer. The family went bankrupt. All their savings vanished into thin air. His ordeal opened my eyes. And I realized the potency of the insurance industry’s so-called LIVING BENEFITS.” “At first, I acquired LIVING BENEFITS for my personal use. But later on, I appreciated its value and the help that it can provide to people I knew, it became a sort of a personal crusade for me.” “My enthusiasm inspired my business partners in the restaurant business. And we ventured fervently into the realm of the insurance industry. As of now, we are serving over 1000 clients that we have put together in just a span of three years. We have become part of a conglomerate that represents insurance companies that has been around for around 100 years.” • James Lopez License # OI97109 son of the CEO/President of Golden Star Financial Group Inc. “My goal is to achieve financial freedom in five years. I would like to see myself, and as well as our business par tners, as unimpeachable and undisputable leaders of the insurance industry in the near future.” “We started Golden Star Financial Group armed with a powerful vision of an enterprise that would harmoniously merge corporate and clientele interests. We want to educate people on how to pursue HEALTH, WEALTH and WELLNESS. We want them to learn how to best leverage their resources and be their own boss.” “Golden Star Financial Group is a family-oriented enterprise. We want people to feel at home with us. We believe and strive for Transparency, Communication, Support, Respect, Commitment and Loyalty.” “We consider being part of Freedom Equity Group as a great honor. This collaboration allows us to have the freedom to share any product that has living benefits and to build highly trained teams to serve our communities.” “Freedom Equity Group is a company that shares equity to its team members. Maasahan. Reliable and time-tested. It has shown great concern for the welfare and growth of our own enterprise.” We are hiring. You could earn as much as $3,000-$5,000 monthly. Call: 310-525-40-81, 310-890-4997

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Let’s play Alphabet soup to get a Business Visa A business visa attorney can let you know all types of visas that you might be able to apply for under U.S. Immigration law. Depending on your situation, the type of visa will differ. For example, a business visa attorney might tell you about the H-1B. For example, the H-1B is for people who have college degrees. The business visa attorney will explain that the H-1B is referred to as the specialty occupation visa. The job itself must reflect the reality of the position requiring the use of the college degree. The business visa attorney would explain that you could not be a cashier with an electrical engineering degree and still expect to get the H-1B. There are only 65,000 H-1B Visas per year. The business visa attorney

may elaborate that those are usually gone in the first week that the door opens in which to apply for the H-1B (which is April 3.) It is time to apply right now, so don’t wait. However, there are many type of business visas that do not require a college degree. For example, there is the O-1 Visa. The business visa attorney explains that the O-1 is for people who are extraordinary in whatever it is that they do. There are several requirements for the O-1 as would be elaborated by the business visa attorney. You must be able to establish that you have extraordinary ability in your field. Essentially, the O-1A visa is for people who are recognized as being at the very top of their field and who are coming to the United States to continue work in that field. To establish eligibility for an O-1A visa you must either have received a major, internationally recognized award, similar to a Nobel Prize, or submit evidence that affirmatively answers at least 3 of the 8 categories as put forth and explained by the business visa attorney. Those areas are as follows: Have you received a lesser nationally or internationally recognized prize or award for excellence in the field of endeavor? Are you a member of any associations which require outstanding achievements of their members as judged by

recognized national or international experts? Is there published material in professional or major trade publications or major media about you which relates to your work in the field? Other questions/categories as explained by a business visa attorney are as follows: Have you participated on a panel or individually as a judge of the work of others in the same or in an allied field of specialization? Have you made original scientific, scholarly or business-related contributions of major significance? Have you authored scholarly articles in professional journals or other major media? Have you been employed in a critical or essential capacity for organizations and establishments that have a distinguished reputation? Have you or will you command a high salary or other remuneration for your services? Yet other types of business visas involve investments. For example, there are the E-2 and the L-1. These are visas for persons who want to either start their own business in the U.S., or in the alternative, to open up a branch office in the U.S. Thus, the business visa attorney will explain that the E-2 will require about $100,000 investment, but you can run your own business and come to the United States to make your dream come true. The L-1 requires much less investment, but would require that you have very good records for the company you are running in your home country. The typical business visa attorney will know that many countries do not keep good records and are running businesses without invoices and contracts and tax records. These

types of businesses are not very good businesses for the L-1. Another type of related investment visa is the E-1 and the E-1 deals with trading with your home country. Therefore, if the business does at least 50% of its work trading with the home country, then the E-1 might be the best way to proceed forward. The B1 can be used if you want to come into the United States to negotiate contracts for your company in your home country, or if you have to do temporary training or attend conferences. These are very short duration visas and can be quickly issued. Another type of business visa if you’re from Canada or Mexico is the TN Visa. The TN is somewhat related to the H-1B, except there are no limitations on the amount of TN’s and some TN’s do not require a college degree. In any event, if you want to get a business visa, be sure that you find an experienced business visa attorney. Brian D. Lerner is a certified specialist in Immigration and Nationality Law as approved by the California Bar, Board of Legal Specialization. He has been a certified specialist for over 15 years and has been practicing law for over 25 years. The Law Offices of Brian D. Lerner will give you a free consultation and has offices in Long Beach and Carson, California and Quezon City, Philippines. You can e-mail Brian Lerner directly at blerner@ californiaimmigration.us or make an appointment by calling 562-4950554 or self-scheduling an appointment at blerner.checkappointments. com. Either way, he will try to help you and your family.

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Clients with wage garnishment, huge sales tax, freak accident seek BK relief Freak Accident Liability I think I want to discuss the client with the freak accident first. First client is 45. This is really a very unusual case. In fact, I have never encountered a case like this before in the last 30 years. Client has a rental condo that needs plumbing repair because of water leak coming out of the walls. He hires a plumber that he knows from work. Plumber determines that the leak is coming from a water pipe that is inside the wall. So he cuts a hole through the wall big enough for him to work on the leaking pipe. He uses a blowtorch to seal the leak. The blowtorch accidentally sets the inside of the wall on fire. They try to stop the fire from spreading. They fail to stop the fire from spreading. The condo burns down. The fire spreads to the other condos in the building. Eventually, the entire building is on fire and is destroyed. The building has a master insurance that covers the repairs for building so the building is reconstructed and everybody gets their condos back in shape. So what is the problem for client if the insurance has paid for everything and all the damage caused by the fire? The problem of course is that the insurance company will sue client to recover whatever they can from client and client does not have liability insurance for the fire. I don’t know what else to call this but a freak accident. This is potentially a multimillion liability for client in the future. If client qualifies for Chapter 7 relief then he has no worries anymore because Chapter 7 will just wipe out all of his potential liability for the damage caused. If he does qualify, he can wipe this out and have a fresh start. What we can learn from this accident is that if you should have a plumbing problem and the plumber

uses a torch, you better stand behind him with a big fire extinguisher! So, just in case the same thing happens, you can immediately use the fire extinguisher on the fire to kill it and prevent your house from being burned down by a plumbing problem. WAGE GARNISHMENT The second client is 63. She had car repossession some time ago. As far as she knows, the repo deficiency was about $25K. Must have been an expensive car with that kind of deficiency. She has just received a wage garnishment order for $40K based on the repo deficiency judgment! She still works and earns a gross of $5K monthly. How does the wage garnishment work? It will take 25% of her gross wages, or $1,250 a month until the $40K is fully paid at legal interest of 10% a year. She can’t live with such a big deduction from her wages. She won’t be able to pay her rent of $1,100 if the garnishment is done. She also owes about $30K of credit cards. She needs Chapter 7 relief to stop the garnishment, wipe out the judgment of $40K and all of $30K of credit cards. She will get a fresh start without the burden of accumulated debt. She will be able to reestablish credit immediately. She still has a car payment. She will also be able to get new credit cards as soon as she is done with her bankruptcy because there are banks that specialize in giving new credit cards to debtors who have just come out of bankruptcy. HUGE SALES TAXES The third client is 66. He operated

a business for several years but did not pay sales tax for his products as they got sold. He owes $120K of sales tax. He closed his business last year. However, before he closed his business, he was audited by the State and it was determined that he owed $120K of sales tax. Well, that’s bad news. Nobody wants to owe $120K of sales tax at the age of 66; in fact, no one at any age would want to owe so much sales tax. I mean, at 66 you get full benefits from social security but if you owe $120K of sales tax, then your social security will just go to pay the sales tax. Now what kind of retirement is that? That would be like living in the twilight zone, wouldn’t it? Now the question is, are sales taxes dischargeable in Chapter 7? In California, sales taxes are dischargeable. The reason they are dischargeable is because they are transactional taxes. They are not taxes, which are held in trust by debtor. If they were held in trust by debtor then there would be a fiduciary relationship that was breached and that would make the tax not dischargeable. So sales taxes are not excepted from discharge, therefore they are dischargeable. The caveat is that the legal prerequisites to discharge the sales tax must be met. CREDIT CARDS If you owe credit card debt that eats up a significant portion of your net income, it’s time to get rid of them now with a Chapter 7 wipe out or Chapter 13 reorganization. It’s time to get a fresh start and become productive again. If you owe $30K of credit cards, the minimum payment is $1K a month just for interest payment to keep them current. In three years you will pay $36K of interest but still owe $30K of principal. Get out of financial quicksand now with Chapter 7 or 13. Owe nothing but

keep all your assets, your house, your cars, your retirement accounts and everything else you own and more of your net income for your future financial well being and the financial well being of your family. Even Walt Disney filed for Chapter 7 twice before he became successful. Hershey also filed for Chapter 7 before his Hershey chocolate business became successful. Orange County also filed for bankruptcy to protect itself a decade ago. Several Catholic dioceses filed for bankruptcy protection from child molestation lawsuits just several years ago. So, if there is too much debt, bankruptcy is a prerequisite for future success and productivity. It’s the right step to take and the simplest and best solution to take. Disclaimer: The foregoing is an expression of opinion and is not meant to be legal advise to any reader. There is no attorney client relationship established by this article with reader. If you want to discuss your situation, you have to set an appointment to consult with Attorney Yang. First general consultation is free. “JESUS CAME AND SPOKE TO THE DISCIPLES, SAYING, ‘ALL AUTHORITY HAS BEEN GIVEN TO ME IN HEAVEN AND ON EARTH.’ MATTHEW 28:18 Lawrence Bautista Yang is a graduate of Georgetown University Law Center and has been in law practice for thirty years. He specializes in bankruptcy, business and civil litigation and has handled more than five thousand successful bankruptcy cases in California. He speaks Tagalog and looks forward to discussing your case with you personally. Please call Angie, Barbara or Jess at (626) 284-1142 for an appointment at 1000 S Fremont Ave, MAILSTOP 58, Building A-1 SUITE 1125, Alhambra, CA 91803 OR at 20274 Carrey Road, Walnut, CA 91789.

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Planning for the custody and care of your children in case immigration detains you

Part of the new Trump administration’s agenda is a tougher and more aggressive stance on immigration enforcement. This may be in the form of more detention and deportation of undocumented immigrants. Many of the undocumented immigrants have established families in the United States including minor children. One has to plan in advance what would happen to your minor children if you were detained and/or deported by immigration under the current administration’s policy. With no parents to take care of your minor US Citizen children, a friend or extended family member would have to Petition for Guardianship in Court in order to obtain the right to take care of your children and make decisions as to their health, education, and welfare in your absence. Filing

a Petition for Guardianship will take time and resources which the detained parents may not have. In addition, the Court process of obtaining a temporary guardianship for the children would take time. If you are at risk of being detained by immigration, you should seriously consider making plans for the care and custody of your children as a contingency plan. There are ways where you can plan in advance to name one or more persons to perform any and all acts necessary for the day-to-day care,

Thailand, PHL vow to boost military cooperation to address security issues BANGKOK, March 22 (PNA/Xinhua) – Thailand and the Philippines pledged here Tuesday to boost military cooperation between the two countries to address security issues like terrorism and illegal drugs. The pledge was made at a joint press conference after the meeting between Thai Prime Minister Prayut Chan-o-Cha and visiting Philippine President Rodrigo Duterte. “We stress the need to address traditional and emerging threats to our collective security and stability. This includes transnational crimes such as terrorism and violent extremism, piracy at sea as well as the trafficking of persons and illicit drugs,� Duterte told the press. Thailand, like the Philippines, continues to wrestle with the spread of illegal drugs. During their meeting, the two leaders also believed that the South China Sea “should be a sea of peace, stability and sustainable development� for the sake of the region and its peoples. The two also witnessed the signing of agreements on tourism, agriculture as well as science and technology aimed at boosting economic growth in their countries. This is Duterte’s first official visit to Thailand.

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custody, education, recreation, and property of your children including any and all medical and dental care decisions. You may also give your designated person the right to travel with your children should the need arise. Planning in advance can avoid the delay and expense of having to open up a Guardianship case in Court. Please note that this article is not legal advice and is not intended as legal advice. The article is intended to provide only general, non-specific legal information. This article is not intended to cover all the issues related to the topic discussed. The specific facts that apply to your matter may make the outcome different than would be anticipated by you. This article does create any attorney client relationship between you and the Law

Offices of Kenneth U. Reyes, APLC. This article is not a solicitation. Attorney Kenneth Ursua Reyes is a Certified Family Law Specialist. He was President of the Philippine American Bar Association. He is a member of both the Family law section and Immigration law section of the Los Angeles County Bar Association. He is a graduate of Southwestern University Law School in Los Angeles and California State University, San Bernardino School of Business Administration. He has extensive CPA experience prior to law practice. LAW OFFICES OF KENNETH REYES, APC is located at 3699 Wilshire Blvd., Suite 747, Los Angeles, CA, 90010. Tel. (213) 388-1611 or e-mail info@ kenreyeslaw.com or visit our website at Kenreyeslaw.com

PHL, Thailand renew deal on tourism cooperation MANILA, March 22 (PNA) -- Tourism officials of the Philippines and Thailand have renewed a 23-yearold tourism cooperation agreement during the official visit of Pres. Rodrigo Duterte to Bangkok this week. Philippine Department of Tourism (PDOT) Secretary Wanda Teo and Thai Ministry of Tourism and Sports (MOTS) Minister Kobkarn Wattanavrangkul signed the Implementing Program of Tourism Cooperation 2017 to 2022 at the Santi Maitri Building of the Government House of Thailand on Tuesday. Philippine Pres. Duterte and Thai Prime Minister Prayut Chan-o-Chan, meanwhile, stood as witnesses. Teo said the implementing program is rooted in a Memorandum of Agreement (MOA) on tourism cooperation signed in Manila between the Philippines and The Kingdom of Thailand on March 24, 1993. Under the agreement, officials and staff of both countries shall visit each country to build their capacity in the areas of tourism development, administration and finance, human resource, marketing and promotions and standards and regulations. It also allows the Philippines and Thailand to actively encourage their respective local travel agents to develop a joint promotional program that would market destinations in

both countries under one tour package. Teo said this development would also encourage tourism educational institutes in both countries to exchange technical materials, send experts to give lectures and provide information on the opportunities for tourism-related training. Thailand joins China, Cambodia and Turkey as Philippines’ partners with new tourism cooperation agreements signed within nine months of the Duterte administration. “Philippines’ tourism program may yet gain an added boost with this concrete commitment for tourism cooperation with Thailand as a result of President Duterte’s fruitful official visit in Bangkok this week,� Teo said. “There is so much we can learn from Thailand in terms of tourism development strategies, noting that it tops south East Asian countries in terms of visitor arrivals,� she added. Manila-based travel and tour operators, who accompanied Teo’s group, said the shared tourism program could raise the awareness of the Thai market and other international markets about the Philippines destinations. In 2016, visitor arrivals from Thailand jumped by 8.8 percent at 47, 913 visitors. Thailand accounts for 10 percent of the total arrivals from ASEAN.

Negosyo Centers serve over 750,000 entrepreneurs nationwide By Kris M. Crismundo

MANILA, March 21 (PNA) – More than 750,000 entrepreneurs have been served by the Department of Trade and Industry (DTI) through its Negosyo Centers nationwide. “There are 759,223 total clients served to date, to include business name registration and other Negosyo Center services,� DTI Undersecretary for Regional Operations Group Zenaida Maglaya said in a chance interview. She noted that for business name registration alone, Negosyo Centers have facilitated at least 438,619 clients -- 52,284 entrepreneurs in 2015, 283,487 entrepreneurs in 2016, and 102,848 entrepreneurs for this year. Under Republic Act No. 10644 or the Go Negosyo Act, DTI is mandated to establish Negosyo Centers, which are tasked to assist in business registration, provide business advisory services, promote business information and advocacy, and monitor and evaluate business processes for mi-

cro, small, and medium enterprises (MSMEs). The government targets to establish a total of 1,700 Negosyo Centers in all cities, as well as in first- and second-class municipalities in the country. According to Maglaya, DTI opened 452 Negosyo Centers as of end-2016. This covers 100 percent of cities and 50 percent of first- and second-class municipalities throughout the country. DTI eyes to launch a total of 150 Negosyo Centers this year. Maglaya mentioned that the department has allocated PHP530 million for the establishment of Negosyo Centers for 2017. She said DTI aims to partner with local government units (LGUs) to host Negosyo Centers. “We’re partnering with LGUs for the next Negosyo Centers since DTI provincial offices are now saturated. Our offices in the province already have these facilities,� the DTI official said.

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2 Malaysian seafarers rescued from ASG in Sulu By Priam F. Nepomuceno

MANILA, March 23 (PNA) – Fleet-Marine units under Joint Task Force Sulu have successfully rescued two Malaysian seafarers from the clutches of the Abu Sayyaf Group (ASG) bandits in Pata, Sulu Thursday early morning. The rescue took place around 2 a.m. off the seawaters of Kalinggalang Caluang near Pata island, in the said province. Capt. Jo-ann Petinglay, Western Mindanao Command (WMC) spokesperson, identified the rescued Malaysian as Tayudin Anjut, 45 and Abdurahim Bin Sumas, 62. The two were rescued by combined elements of the Philippine Marine Ready Force Sulu led by Major Angcap, Marine Special Operations Group, and Marine Battalion Landing Teams 1 and 3 after eight months of captivity. Both victims were immediately brought by the troops to the Sulu military station hospital for medical check-up and interview. “The rescued kidnap victims are weak and in a sickly state when they were rescued by our troops. Military doctors are now attending to them as we speak in our hospital in Sulu,” WMC head Major Gen. Carlito G. Galvez Jr. said. Earlier, the Marines received information that ASG sub-leader Alhabsy Misaya with about 30 fully armed followers and two Malaysian hostages were hiding at the mangrove area of Barangay Karudong in Kalinggalang Caluang, Sulu. This prompted government troops

to focus their efforts at the reported area in order to rescue the victims. “This accomplishment is a product of the combined efforts of our soldiers and the different stakeholders in putting pressure on the kidnappers for the past months,” Galvez said. “Following the successful operation of the Marine troops in Capual Island last Feb. 7, where eight Abu Sayyaf members under Misaya were killed, our troops on the ground have maximized their intelligence monitoring and have been closely pursuing the group of Misaya to safely rescue the hostages,” he added. “WMC troops are continuing pursuit against the kidnap for ransom groups to rescue the remaining kidnap victims and continue the pressure on the Abu Sayyaf to release their hostages and possibly for them to surrender to authorities,” the WMC chief stressed. Anjut and Sumas were among the five Malaysian crewmen of Tugboat Serudung 3 who were kidnapped on July 19, 2016 at the sea waters of Dent Haven, Tambisan, Lahad Datu, Sabah by the group of ASG sub-leader Sibih Pissih. They were reported missing after their tugboat and barge were recovered without crew members in Tanjung Labian, Lahad Datu Sabah.

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SolGen: De Lima fabricated petition filed in SC By Christopher Lloyd T. Caliwan

MANILA, March 21 (PNA) – Solicitor General Jose Calida on Tuesday said detained Senator Leila De Lima fabricated the jurats in her petition and attached affidavit of merit filed before the Supreme Court (SC). ”The Notary Public did not go to Crame. I have affidavits. The notary public met with her she must be imagining things baka espiritu ng lawyer,” Calida told reporters when sought for a comment before the continuation of oral arguments on the petition filed by De Lima questioning the legality of her arrest in connection to the drug raps filed against her. He said the jurat in her petition was signed by the Senator when there is no record in Camp Crame that she was visited by the notary public. Under Rule II, Section 6 of the Rules on Notarial Practice, a Jurat is an act in which an individual appears in person before the notary public and presents an instrument or document. Said person, who must be personally known to the notary public or identified by the notary public through competent evidence of identity, signs the instrument or document in the presence of the notary and takes an oath or affirmation before the notary public as to such instrument or document. Without the jurat or if it is fake, Calida said it will appear that no petition has been filed. De Lima maintained that the jurat was authentic, insisting that the notary public met with her in Camp Crame. In a press conference held in Manila, Atty. Alex Padilla legal counsel of De Lima said that the Office of the Solicitor General’s statement on the alleged defect in the notarization of her petition to the SC is a false allegation. According to De Lima, the notary public met with her at Camp Crame for the former to notarize the petition that she signed. De Lima further said that, contrary to the OSG’s claim, the notary public was, in fact, in Camp Crame, when the Senator was brought there. De Lima points out that the OSG, by repeatedly attempting to resort to the basest of technicalities, and in lieu of substantial arguments against the merits of her Supreme Court petition, is scraping the bottom of the barrel for whatever argument is left to support her continued illegal detention. The senator said that the OSG attack is obviously borne out of desperation.

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OPINION

Duterte’s birthday wishes: More strength, time with family

MANILA, March 23 (PNA) – President Rodrigo Duterte’s birthday wishes are simple – more strength to complete his work and a quiet time with his family. “So my wish really, my prayer to God is that bigyan niya ako ng konting lakas na lang to do our -- work, time because it is needed,” he said during a press briefing held at the Ninoy Aquino International Airport upon arriving from his official visits to Myanmar and Thailand. The President, who will be turning 72 on March 28, said that 24 hours is not really enough for the presidency, unless one wants to sleep more than just about four hours. “I only ask God that give me a little bit of time, a little strength to surmount the problems of the country and that I’d be able, not really to solve but maybe mitigate some of the rigors of governance,” Duterte said. He also said that the only gift he would like on his birthday is time with his loved ones. “I would be very glad to spend my time with my newest grandson Stone and the rest of my children and grandchildren. That would have been the greatest gift that I can ask in this planet. Iyon sa akin tama na,” he said. Duterte said that he could no longer ask for more since God has already given him everything. “Naibigay na ng Diyos ang lahat ang dapat ko. I have reached the highest -- the apex of anybody’s dream,” he said. He said that he would also offer a prayer for the Philippines. “Nakuha ko na lahat. No more gifts to -- except maybe a prayer to God for my country,” Duterte said.

Bello to combatants: ‘Observe restraint’ MANILA, March 21 (PNA) –Chief Peace Negotiator Labor Secretary Silvestre Bello III on Tuesday asked combatants to “observe restraint” to avoid further bloodshed. “We are really saddened by these unfortunate incidents. We have communicated with our counterparts and they vowed to look into it,” Bello said after learning that another firefight occurred in Misamis Occidental last March 18. “We remain firm and confident that we can still proceed according to the agreement we just signed in Utrecht to swiftly reinstate our respective unilateral ceasefires while we work on the terms of an interim bilateral ceasefire agreement,” he pointed out. It has come to his attention that the Western Mindanao Command is now conducting pursuit operations against New People’s Army (NPA) rebels after the communist camp was overran in Tudela town. The rebel lair was seized following encounters with 55th Infantry Battalion troops and members of the NPA’s Western Mindanao Regional Party Committee. No soldier was killed nor hurt in the fighting. Between April 2 to 6, 2017, a new round of peace talks between the Philippine Government and NDFP is scheduled for a new round in The Netherlands. Erik Førner, the Norwegian Ambassador to the Philippines said in a statement that he is pleased that representatives of the Philippine Government and the NDFP will meet for a new round of talks. This will be the fourth round of talks since formal negotiations were resumed summer 2016.

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‘Cynical’ New York Times report a ‘well-paid hack job’ – Palace By Cielito M. Reganit

MANILA, March 22 (PNA) – Malacañang on Wednesday assailed the New York Times (NYT) article portraying President Rodrigo Duterte as a ‘thug’ and a ‘brutal strongman’ and said that the op-ed piece is nothing more than a ‘well-paid hack job’ out to embarrass the President and intimidate him over his independent foreign policy. In a statement, Presidential Spokesman Ernesto Abella slammed the NYT article as a “cynical and unfair narration of President Duterte’s rise to power in the context of violence.” “One would expect more from The New York Times. Their article, ‘Becoming Duterte: The Making of a Philippine Strongman,’ sounds like a well-paid hack job for wellheeled clients with shady motives,” the Palace official said. In the said NYT article published March 21, Richard Paddock described Duterte as a man who” relishes the image of killer-savior.” “Mr. Duterte and his friends have long cultivated legends of his sadistic exploits, like throwing a drug lord from a helicopter and forcing a tourist who violated a smoking ban to eat his cigarette butt at gunpoint. It is a thuggish image that Mr. Duterte embraces,” the NYT correspondent wrote. “Whether Mr. Duterte has done what he says -- the killings he claims to have carried out are impossible to verify -- he has realized his gory vision in national policy. First as a mayor, now as president of the Philippines, he has encouraged the police and vigilantes to kill thousands of people with impunity,” Paddock said. Abella pointed out however that the NYT report “deliberately fails to mention the many initiatives the President made when he was Davao City mayor.” “Davao City, under the leadership of President Duterte as mayor, is hailed as one of the safest cities in the world where residents follow an anti-smoking and a midnight alcohol ban,” he said.

“Moreover, Mr. Duterte ensured that Davao City Hall is a responsive government known for its efficient delivery of government services,” Abella added. He also enumerated some of the notable programs initiated by Duterte in his home city. While Davao City mayor, Duterte established a one-stop shop for business permits; a Central Communication and Emergency Response Center, or Central 911, which links residents who need assistance with emergency resources of the government; provided a Lingap Para sa Mahirap health financial assistance; and free primary and secondary education in public institutions as well as access to college education for underprivileged but deserving students among others. The Palace official also took exception over the NYT report vilifying Duterte’s “coarse manner” and “outrageous comments.” “President Duterte does not engage in western liberal niceties to promote his agenda, to rebuild a nation with compromised internal structures,” he stressed. “He is a rough-hewn outsider who vowed to reduce poverty; restore trust in the government by addressing crime, corruption and illegal drugs; and reinforce peace agreements with ethnic Moros who experienced historic injustice, and the CPP/NPA/NDF who have been fighting for social justice for decades,” he said. The Presidential Spokesperson -- who was erroneously named in the article as Duterte’s Press Secretary -- said that overall, the article looked more like a subtle jibe to intimidate the President over his independent foreign policy. Since taking office, Duterte has veered away from the United States, the Philippines’ historical ally, and pursued warmer relations with China and Russia. “One gets the feeling NYT is not interested in presenting the whole truth, only that with which they can bully those who attempt an independent foreign policy,” Abella said.

PHL Navy: BRP Gregorio Velasquez capable of surveying Benham Rise By Priam F. Nepomuceno

MANILA, March 21 (PNA) – The Philippine Navy (PN) is ready to deploy its sole survey and hydrographic ship, the BRP Gregorio Velasquez (AGR-702), if ordered to survey Benham Rise. The statement was made by Armed Forces of the Philippines (AFP) public affairs office chief, Col. Edgard Arevalo, when asked what assets could the military field should President Rodrigo Duterte and Defense Secretary Delfin Lorenzana formalize the order calling for the mapping of the 13-million-hectare Benham Rise, which the UN Convention on the Law of the Sea (UNCLOS) confirmed as part of the Philippines’ continental shelf in 2012. “In most probability, the BRP Gregorio Velasquez will be the one to be deployed,” Arevalo said in an interview with the Philippine News Agency (PNA) Tuesday. Arevalo said the ship is the Navy’s sole asset capable of conducting oceanagraphic and hydrographic survey. The BRP Gregorio Velasquez (formerly the R/V Melville) was one of two former American ships pledged by then president Barack Obama during his visit to the Philippines during the APEC Leaders Summit in November 2015. The other ship was the USCGC Boutwell, which has been renamed to BRP Andres Bonifacio (FF-17), the third Hamilton-class cutter in the Navy’s service. BRP Gregorio Velasquez was commissioned

into PN service in June 2016. The R/V Melville was used in the 1976 movie “King Kong”, starring Jessica Lange, specifically because of its hypoid propulsion drive at that time, which allowed it to move sideways. This type of drive is used on research vessels for station keeping in the ocean over drill and coring sites. According to policy, auxiliary research vessels are to be named after national scientists, hence her namesake, Dr. Gregorio Velasquez, a pioneer in Philippine phycology. Velasquez pioneered the intensive study and collection of the Philippine blue-green algal species. He was named National Scientist in 1982. He was also conferred a Distinguished Science Medal and Diploma of Honor by the Republic of the Philippines (1956), the John Simon Guggenheim Memorial Foundation Fellowship (1956-1957), and the Republic of the Philippines Cultural Heritage award in 1972. He was in the World’s Who’s Who in Sciences in 1970. Arevalo meanwhile clarified that the Chief Executive and Lorenzana have yet to give specific orders for the military to patrol Benham Rise, as well as parts of the West Philippine Sea. “Up to now there is still no instruction from President Duterte and Secretary Lorenzana for us to patrol the Benham Rise and the West Philippine Sea. But we are always ready to defend our territory and sovereignty,” he added.

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Duterte v. The Church

In a country where religion and politics have influenced the development of the Philippines for so many years, the debate regarding the death penalty bill is putting President Duterte against the influential Catholic Church. Supporters of the bill, including myself, see it as a common sense legislation that will help deter criminals from committing crimes, particularly on illegal drug trafficking. If the bill becomes law, it would deteriorate further the already fractious relationship between President Duterte and the Catholic Church. The Philippines is perhaps the only country in Asia today that does not impose the death penalty on criminals convicted of drug trafficking. No wonder, the Philippines has now more than three million drug addicts based on the latest records of the Philippine National Police. The Philippines is also known as the “dumping ground” of illegal drugs coming from South American countries and Mexico before these banned substances are shipped to United States and in Europe. The Catholic Church, meanwhile, views the death penalty bill as an attack on life and church values. The Church also claimed that death penalty has never been proven effective as a deterrent to crime. The Church also argued that while victims of heinous crimes deserve justice and reparations, criminals remain children of God who should be given a chance to repent and reform. The Catholic Bishop Conference of the Philippines (CBCP) has also issued a pastoral letter and called on the people to close ranks and uphold the sanctity of life and make a stand against the proposed capital punishment which was abolished by the government in 2006. The CBCP is claiming that the proposed capital punishment will only affect the poor since they could not afford to hire good lawyers to represent them. The feisty President Duterte, who won by a landslide in last year’s presidential election, has launched an aggressive campaign against crime, particularly on illegal drugs, and promised to revive the death penalty. Duterte prefers hanging than the electric chair as his mode of execution. So far, Duterte and his allies have won the first round against the Catholic Church on the proposed restoration of death penalty. The Lower House, spearheaded by House Speaker Pantaleon Alvarez, voted last week to restore the capital punishment. The death penalty has already been forwarded to the Senate for deliberations. Although I expect the bill to encounter rough sailing due to the threat of Liberal Party (LP) senators to block its passage, it will ultimately become into law because

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CA junks plea to stop conversion of Army, Navy Club facility into hotel-casino By Christopher Lloyd T. Caliwan

of the large number of Senators allied with President Duterte. I do not know how strong the Catholic Church could flex its powers to influence the outcome of the results when the time comes for all senators to cast their votes whether to bring back the death penalty or not. Although Catholicism has been the predominant religion in the Philippines, I think that the Catholic Church influence in the country is waning. The proof is the passage of the Reproductive Health Law despite the intense lobbying and threats of church leaders against politicians, including threats to call civil unrest and to excommunicate then President Benigno Aquino. Filipinos must have gotten tired on how the Catholic Church has bullied and threatened politicians if they fail to give in to whatever request they make. The Catholic Church has been successful in asserting its influence on our political leaders and has played major roles in to ensure the success or failures of our leaders, including our past presidents. And the Church still thinks that its 70 million or so faithful still believe in its doctrine. This I do not believe. I think time has changed. The Filipino younger generation has developed their own ideas beyond the church. I think the Church is losing its members to the charismatic groups that have mushroomed all over the country. They should find a way to bring back their members to their fold and compete with other religious sects which have attracted millions of disgruntled Catholics because of alleged sex scandals involving priests. A survey conducted by the Social Weather Station (SWS) showed that majority of Filipinos no longer agree with most of the Catholic Church stance on several issues. The apparent declining support of Filipino Catholics to the Church must have motivated Duterte and his allies to bring back the death penalty. Once the death penalty bill is approved by Congress and signed into law by President Duterte, the Catholic Church will have another battle to worry about – divorce. It was reported that some lawmakers are seriously pushing for a divorce to become legal in the Philippines. This is another battle between President Duterte and the Catholic Church on issues concerning morality.

MANILA, March 22 (PNA) – The Court of Appeals dismissed the petition filed by Volunteers Against Crime and Corruption (VACC) seeking to stop the conversion of the historic Army and Navy Club in Manila into a boutique hotel and a casino gaming facility. In a six-page resolution dated Feb. 28 but was released to media on Wednesday, penned by Associate Justice Ramon Ramon Garcia and was concurred by Associate Justices Leoncia Dimagiba and Jhosep Lopez, the CA’s Fifteenth Division dismissed VACC’s petition for certiorari and prohibition for violating the principle on hierarchy of courts. This means the Oceanville Hotel and Spa Corp. will continue the conversion of the facility. The CA explained the petitioner’s violation of the principle on hierarchy of courts that while it has concurrent jurisdiction with the Regional Trial Court in issuing the writ of certiorari, direct resort is allowed only when there are special extraordinary or compelling reasons that justify the same. “Unfortunately, the present petition for certiorari is bereft of any compelling reason or circumstance to warrant an exception to the rule,” CA explained. The appellate court also noted that the decision of the Manila City government to enter into an agreement with private entities for the development of the Army Navy Club and the approval of the development by the National Historical Commission of the Philippines (NHCP) cannot be considered a judicial, quasi-judicial or ministerial action that can be a subject of a petition for certiorari. “The City of Manila’s execution of the lease contract with Oceanville Hotel and Spa does not fall within the ambit of judicial, quasi-judicial or ministerial function as the same is within its prerogative, powers and authority in the exercise of its executive function. On this court alone, certiorari and prohibition will not lie,” the CA ruled. The group’s petition primarily seeks the nullification of the agreement among respondents Philippine Amusement and Gaming Corporation, the city government of Manila, National Historical Commission of the Philippines, Oceanville Hotel and Spa Corporation and Vanderwood Management Corporation for the development of the Army Navy Club and to enjoin them from converting the said property into a boutique hotel and casino game facility, VACC’s proper remedy is to file a civil action for annulment of contract which falls under the jurisdiction of the trial courts. ”Neither certiorari nor prohibition is the remedy in the present case. Wherefore, the instant petition for certiorari is hereby dismissed. Accordingly, this case is considered closed and terminated,” the CA decision read. Named respondents in the petition were the Philippine Amusement and Gaming Corporation, the city government of Manila, National Historical Commission of the Philippines (NHCP), Oceanville Hotel and Spa Corporation and Vanderwood Management Corporation. In 2014, the Manila city government entered into a lease contract with Oceanville for 25 years. The contract also allows Oceanville to sublease any part of the Army and Navy Club. The NHCP then approved Oceanville’s redevelopment plan to renovate and restore the facility for the purpose of turning it into a boutique hotel, a plan which was also approved by the city government of Manila. Ocenaville then entered into memorandum of agreement with Vanderwood for the sublease of a portion of the facility for 20 years or from November 2014 to November 2034. Vanderwood then started construction of a casino gaming facility which it then subleased to PAGCOR for a period of 15 years. It added that the city government is also mandated to ensure and protect the preservation and enrichment of culture adding that the facility is a visible and tangible representation of the Philippine culture and tradition.

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If you continue to borrow just to pay debts, here’s what will happen If you are in debt and don’t have enough to pay your debts each month after taking care of living expenses, you may be tempted to borrow money from credit cards to pay your other debts. At first blush, it may seem like a “brilliant” idea. Don’t do it. If you do, you are playing a game you’re certain to lose. It’s only a matter of time before you would realize how foolish this “brilliant” idea actually is. Eventually, if you do end up filing for bankruptcy later, it also possible that creditors will object to your discharge on the grounds that you used the creditors’ money with no intention to repay. The intention may be inferred from the fact that you were using your credit cards right prior to bankruptcy filing at a time that you knew (or at least had reason to know) that once your credit cards are charged up, you won’t be able to pay back the money that you used and that you would have to file for bankruptcy to discharge what you owe. This is quite common in bankruptcy practice as most people are not aware of the fact that it is not a good idea to have a lot of large pre-filing cash advances and charges if Bankruptcy is the route one is left to take. In some cases, you may end up having to pay your creditors back if they get a judgment against you in bankruptcy court. Of course, I am speaking in

general terms and that there may be facts unique to every case which would result in a different analysis. But the point is, using your credit cards right prior to bankruptcy filing may give creditors a reason and a basis to object and thus this would defeat your purpose in filing. Borrowing to pay back other debts is like digging a hole that gets deeper and deeper. It’s only a matter of time before you can’t get out. Well, you say, “How about getting a debt consolidation loan? Wouldn’t that solve all my debt problems if I could consolidate all my debts into just one loan?” First of all, the interest on a debt consolidation loan is usually high especially if you’re credit is not that good. Secondly, banks that give out debt consolidation loans will usually ask for collateral to secure the loan. If you are a homeowner and there is sufficient equity in your property to protect the creditor’s interest, you may qualify if you are willing to give the bank a trust deed on your property. If you do this,

however, make sure that you’re not just acquiring another debt you won’t be able to pay. The best type of debt consolidation you will ever find is the kind of debt consolidation that federal bankruptcy law allows for individuals who are eligible (Chapter 13). What is Chapter 13? Chapter 13 is the section of the Bankruptcy Code that allows you to reorganize your finances when debts have become unmanageable. For instance, if you can’t afford to even make the minimum payments on your credit cards, you may consolidate all your debts into one affordable monthly payment. In Chapter 13, your monthly payment is generally determined by the amount of your surplus income each month after living expenses are paid. If you have “regular income” from any source such as employment, pension, social security or even family contributions, you may be eligible for a Chapter 13 debt consolidation. Depending on your income, you can get completely out of debt in only 3 years unless the plan requires a longer term (up to 5 years) in order to be approved. In most cases, it is possible to cut your monthly debt payments in half or even less. The interest on credit card debts is reduced to zero in Chapter 13. Thus, all your payments go towards the principal amount owed. Compare this

with the 23-29% interest you’re paying on your credit cards. I’m sure you realize that if you are only making the minimum credit card payments, it will take you forever to pay off your debts! Chapter 13 also has certain benefits which space won’t allow me to discuss here. Some of these benefits include stopping a foreclosure to save your property, stopping a car repossession, paying back delinquent IRS, State and property taxes, and consolidating student loans. If you have to borrow each month to pay other debts, this is a danger signal that you shouldn’t ignore. Take action before the problem gets worse. Your property, your wages and your financial future may be at risk! If you want to find out what your legal options are, call my office at TOLL FREE 1-866-477-7772 to schedule a personal consultation. Whether you need debt elimination or debt consolidation, there are remedies available under the law if you qualify. For your convenience, we have offices in Glendale, Cerritos and Valencia. (None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 5,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call RJB Law Offices at TOLL FREE 1-866-477-7772).

California home sales struggle compared to other states California real estate sales in the last decade peaked around 2004-2005 to the tune of about 70,000 homes sold per month. The sales dipped to about 19,000 home sold per month to its lowest in and around 2008. Since then Dec 2016 homes sales totaled 39,400; Jan 2016 homes sold 27,000 and Jan 2017 homes sold 28,400. California Home sales will continue to struggle for the remainder of 2017. Rising interest rates have dampened homebuyers’ purchasing power and enthusiasm. Some of the reasons are due to jobs recovery in CA which has been dragging for the last eight years now, a confidence issue both for buyers and move up sellers, and is pronounced by wage increase below the rate of inflationary prices. Ca finally regained all job lost during the 2008 recession in mid-2014, but has yet to return to pre-recession employment levels after considering the 1.1 million working aged population increase. Economist are predicting a full recovery pace by 2019 for California jobs. Short sales and Bank Owned prop-

erty resales and speculators have contributed to sales volume distortion over the past few years, making it hard to assess actual home ownership buyers or just speculating investor flips. Regular sales with conventional positive equity sellers by home owner occupants were the exception. As prices rise, move up homeowners will return to the market to sell and concurrently buy a more suitable replacement home. But if the options is still not suitable due to rates or excess in home inventories, these move up sellers/buyers might actually stay put and enjoy their fully remodeled home with very low and affordable rates. Surprise, 7% of mortgaged homeowners are still either underwater or just above level to how much they owe on their mortgage and its current

EDMUND ANCIANO I M M I G R AT I O N

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Edmund Anciano is an attorney admitted to practice before the US Citizenship and Immigration Services and the Board of Immigration Appeals. He is authorized by Federal Law [US Code of Federal Regulations 8 C.R.F. 1.1 (f)] to represent persons in all 50 states before the US Immigration and Naturalization Service. His law practice is limited to Immigration and Nationality Law. He is not an attorney licensed to practice state law in California but an attorney licensed in New Jersey. Edmund Anciano received his bachelor’s degree from St. Joseph’s University in Pennsylvania. He received his law degree from Rutgers University.

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value. Therefore, turnovers for these owners are restricted. I would suggest for these homeowners to really consider to break even now if that is an option. HOME SALES IN THE COMING YEARS The coming trend in CA home sales is a mixed of both buyers and seller. Homebuyer income is going further and doing more than anytime the past 15 years due to increased borrowing capacity brought on by low interest rates. In fact the Buyers Purchasing power went negative in since mortgage rates started going up in November of 2016. In December 2015, the Federal Reserve (the Fed) committed itself to raise short-term interest rates in order to keep a lid on the recovery (as they did in both 1984 and 1994 midway through those recoveries). This upward rate move by the Fed (and the bond market) will instantly be reflected in ARM rates, and eventually trickle into higher mortgage rates, likely around mid-2016. Higher FRM rates will promptly trend real estate sales volume down and some 9-12 months beyond prices will slip. As prices start to decrease, expect the short-term rate to decline in the 2017-2018 period which will slow and put an end any downward turn in real estate sales volume and the economy. Analyst forecasts home sales volume will return to 2006 levels around 2020-2021. The peak sales volume last seen in 2004, inflated by speculator acquisitions and excessive mortgage money, is unlikely to return for decades, when interest rates cyclically peak. Relocating Baby Boomers going into retirement later this decade will be the primary propelling force in both selling homes and buying replacements beginning around 2019. Their Generation Y (Gen Y) children will add to the sales volume at the same time as they find jobs at better pay levels and become first-time homebuyers. Gen Y influence will peak in sales volume at

the end of this decade as they complete their shift from renting to owning. Once Californians feel the effects of two or three years of healthy employment growth, their confidence about the future will improve. They will once again be willing to invest in the economy since the expectations for tomorrow are projections based on yesterday’s most recent experience. Only then will occupying homebuyers – end users – return in sufficient numbers for sales volume to swell significantly. In 2018, sales volume will begin to pick up in earnest, peaking in 20192021. Employment and labor force participation will have reached beyond its 2007 peak, and grow quickly. Then, California will once again see home prices jump beyond the rate of consumer inflation. Mortgage lenders with an eye for excess profits will then begin to loosen their lending standards to whatever extent federal regulators permit or lawyers divine. The memory of the grim mid-2000s will be politely pushed aside, and mistakes might be repeated by all participants – lenders, builders, brokers and buyers. These metros with the largest jumps in year-over-year median price were Fargo, ND (up 19.9 per cent); Burlington, VT (up 18.4 per cent); Tampa, FL (up 15.9 per cent); Indianapolis (up 14.3 per cent); and Dallas-Fort Worth (up 13.9 per cent). It had a lot to do with big corporations moving to these states and taking CA jobs out of California. Thanks for your inquiry, Call Ken Go of 1st Innovative Finance Group for your mortgage needs call 562-5087048. Or write to kennethgo@verizon. net. BRE 01021223 NMLS 238636.

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Arci denies rift with Cristine after set accident Sarah G as Darna? Arci Muñoz denied that there is a rift between her and Cristine Reyes after she left the actress bruised while they were rehearsing for an act for the ABS-CBN talent show “I Can Do That.” Muñoz maintained that it was purely an accident. “Meron kaming ginawang act. Nagpa-practice kami. ‘Yung isa sa mga steps, parang sisipa ako backwards. Sakto si Aa (Reyes’ nickname) nasa likod… Pagka-bend down niya, ako naman sumipa. Nagkasalubong. Tinamaan si Aa sa mukha. Malakas talaga ‘yun. Nag-panic ako,” she narrated. Muñoz said she immediately rushed to Reyes to check on her and to apologize. “Siyempre masakit ‘yun. Napaiyak siya pero tumatawa. Aksidente talaga ‘yung nangyari pero sobrang game pa rin siya. Nagpunta siya ng clinic, ginamot tapos sobrang game pa rin niya. Parang walang nangyari,” she said. Contrary to speculations, every-

Here’s what she has to say

Cristine Reyes

thing is well between the two sexy actresses. “Sobrang cool naman ni Aa talaga and alam din naman niya na accident. Wala namang may kasalanan,” she said. Reyes described her injury as painful, but added that she harbors no ill-feelings towards Muñoz as she knows it wasn’t done on purpose. (MNS)

Will Arci fall for Daniel Matsunaga? Arci Munoz shrugged off the idea of possibly falling for Daniel Matsunaga, who was her training partner in an aerial dance number during the pilot weekend of the ABS-CBN talent show “I Can Do That.” Following their winning routine that weekend, Munoz and Matsunaga immediately gained a following which dubbed their team with the moniker “Darci.” Munoz, however, stressed that her relationship with Matsunaga is purely professional and “for show” only. “Meron kaming kontrata na pinirmahan. May kontrata kami na hindi kami puwede pumasok sa isang relasyon starting nung March 10. Kailangan six months kaming single. Apat kaming pumirma doon. Kasama po si Dandan. Kaya hindi po kami puwede talaga,” she said. Munoz recently broke up with local rock artist Badi del Rosario, the son of Brunei’s Prince Jefri Bolkiah, while Matsunaga was previously in a relationship with Erich Gonzales. While she appreciates the supporters of her tandem with Matsunaga, Munoz said she is not yet ready to love again just yet.

Arci Munoz

“Siguro sign ni God din ito na dapat mag-concentrate muna ako sa mas importanteng mga bagay. Hindi pa muna ako ready,” she said. Munoz also has something to say to those who think she is just using her breakup with del Rosario to create noise because she has a new show. “Wala akong pakialam sa kanila. Hindi ako nagbabasa ng mga comments. I’m going to live my life the way I want to,” she said. (MNS)

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Why Angelica Panganiban is excited to work with Julia Montes Angelica Panganiban did not have second thoughts about accepting an upcoming project when she learned that its cast would include prime actresses of their respective generations. Elated to be offered a television series to be starred by Lorna Tolentino, Cherry Pie Picache and Julia Montes, Panganiban said there was no room for her to think twice. “Noong pinadala sa akin yung balita, nandoon ‘yung pangalan ni Julia and ni Miss LT and ni Miss Pie. Talaga namang sabi ko, wow, sige go,” she said. Panganiban even mentioned in jest that it is refreshing to work with actresses of her age, pertaining to Montes, who is in reality a few years younger than her. “I’m very excited. Noong nakatabaho ko si Kathryn (Bernardo) sa “Pangako Sa ‘Yo’ and ngayon naman si Julia, excited akong nakakatrabaho

Now that Angel Locsin won’t be playing the Filipino superhero Darna in the much-awaited movie from director Erik Matti, the hunt is on for the next actress to don the iconic red-and-gold costume. Fans of Sarah Geronimo, for one, are eager to see their idol in the role. But the singer-actress just gave out a hearty laugh when asked about playing Darna. “Eh ‘di wow! Gusto ninyo bang makakita ng Darna na naka-jumpsuit?” she quipped. Geronimo believes something else is meant for her and the much-talked about role is not one of them. “Hindi po totoo ‘yan. Popsters lang ang may gusto ni- Sarah G yan,” she said, referring to her fans. Meanwhile, Geronimo admitted feeling anxious as she and her fellow coaches gear up for the blind auditions of “The Voice Teens.” “Mag-start na po kami mag-taping. Kinakabahan ako. Challenge po kasi talaga sa akin umupo sa red chair na ‘yun. Pero I promised to myself na mag-e-enjoy ako this time. Ayaw ko to put so much pressure on myself,” she said. “Iba pa rin talaga [ang pressure sa coach]. Kasi kami ang nagde-decide who stays sa competition. Mahirap [hind imaging emotionally involved] pero I will do my best,” she added. As a returning coach, Geronimo’s only goal is to be instrumental in the journey of an aspiring talented artist.(MNS)

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CAREGIVER NEEDED Live in for the Elderly in Arizona. 10 Bed Facility with Caregiver’s quarters and bath. Paid vacation / Paid retirement Call 480-766-1786

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We are a Busy Structural Steel Construction Company looking for a Steel Detailer or Draftsman who meets the following requirements: • Must have general Knowledge of Building Construction • Must have experience in Steel Detailing • Detail & Prepare Structural & Shop Drawings for Commercial & Miscellaneous Steel Items using Autodesk AutoCAD latest versions and SDS/2. • Must have a valid California Driver’s License and must be ZLOOLQJ WR WUDYHO WR WKH MRE VLWHV WR WDNH ÀHOG QRWHV dimensions on projects • Must have experience in reading Structural & Architectural Drawings ‡ 0XVW KDYH NQRZOHGJH LQ XVLQJ 06 2IÀFH HVSHFLDOO\ EXCEL. • Must possess Strong Math Skills, Good Communication 6NLOOV WKH DELOLW\ WR 0XOWL 7DVN EHWZHHQ VHYHUDO SURMHFWV IF YOU BELIEVE YOU HAVE THESE QUALITIES, PLEASE E-MAIL YOUR RESUME TO SHEILA@D-MSTEEL.COM THANK YOU.

CAREGIVERS NEEDED! Irvine Cottages Memory Care is hiring live-in caregivers, singles and couples to work full time. Offering excellent pay and great accommodation with sign-up bonus! 1 Year Alzheimer’s experience required. Contact Alex Valle (949) 533-1136 or Diane Stevens (949) 394-5678 Or email resume to supernez@aol.com

LIVE-IN CAREGIVER Elderly people facility in Pasadena is looking for live-in female caregiver. Call 909-618-6166. LIVE-IN CAREGIVER Wanted full time caregiver for Adult Residential facility in Riverside City. For further information please call Constantin 951-335-5554.

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PLUMBER/HANDYMAN Plumbing repair, drain cleaning, copper repipe, bath & kitchen, remodel hydro jetter, toilet, disposal, heating water heater, iron works, electrical & carpentry. Free estimate. (818) 730-6571

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B MARKET NOW HIRING PROJECT ASSISTANT is looking for Filipino Sales Consultants - preferably with car sales experience. We offer great income DQG EHQHĂ€WV

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WANTED

Los Angeles based Advertising agency is looking for a very presentable assistant to help manage our Filipino clients advertising portfolio. Should be available to attend community events, take photos and answer client questions intelligently. Our successful applicant will also be able to assemble and present advertising quotations and follow up as the project liaison between client and the various production departments here at the agency. Some exposure in social media marketing advantage. Must be well dressed applicant, have a clean driving record, and be articulate in English and Tagalog. Prior experience in customer service, sales, or P/R an advantage. For immediate response, please email your resume to:

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HEALTH & BEAUTY

WHO congratulates PHL for 1.1-M decline in number of smokers By Leilani S. Junio

MANILA, March 22 (PNA) – The World Health Organization (WHO) has lauded the country’s leadership in promoting significant interventions leading to a dramatic decline in the number of smokers from 2009 to 2015. “The decrease in tobacco use that we’ve seen here in the Philippines for the last years is truly remarkable, also from a global perspective,� WHO country representative, Dr. Gundo Weiler, has said. Weiler was referring to the 2015 Global Adult Tobacco Survey (GATS) report, which showed a 1.1 million drop in the number of smokers in the country from 17 million in 2009 to 15.9 million in 2015. The GATS Survey is used to monitor adult tobacco use and track key tobacco control indicators across countries. In the Philippines, the survey was conducted in collaboration with the Philippine Statistics Authority, with technical assistance provided by the US Centers for Disease Control and Prevention (CDC) and WHO, among others. The analysis and writing of the report was funded by the Department of Health. Weiler noted that with the nearly 20 percent reduction in the number of smokers, the Philippines has achieved the level of international practices. “You see such a dramatic change. Change can only be brought about based on a very strong political commitment,� the WHO official said in an interview. Weiler said the current administration’s sound leadership, as demonstrated by President Rodrigo Duterte in Davao City when he was still mayor, and the long-time advocacy of Health Secretary Dr. Paulyn Ubial, has contributed a lot to the reduction. He also cited the other factors that led to the reduction, among them the implementation of the Tobacco Reform Law in 2012 or the “anti-cancer tax� as stipulated in Republic Act 10351; the implementation of the Graphic Health Warning in cigarette packs; and the creation of anti-smoking ordinances by local governments. Weiler expressed hope that these interventions would be further strengthened by the much-awaited Executive Order on a smoke-free Philippines that is expected to be signed by the President soon. Noting that some 87,000 Filipinos die of smoking-related illnesses every year, he said these interventions are needed to protect the youth and children, from whom would come the next generation of smokers. “While this is truly a great achievement, we need to redouble our efforts and intensify the interventions that have proven to be effective,� he said.

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Rationale behind ‘Repeal and Replace’ Obamacare Obamacare added 20 million more to the roster of insured Americans, ensured that those with pre-existing conditions will never be declined coverage, and allowed youths 26 years old and below to remain covered in their parents’ policy. Despite these, why would Republicans insist to “repeal and replace� Obamacare? “To the victors go the spoils�. Donald Trump and the Republicans ran and won on the campaign promise to “repeal and replace� Obamacare. Why did this resonate with the voting public? Remember when then President Obama said:�If you want your doctor, you can keep your doctor�? “If you want your plan, you can keep your plan�? This did not happen to many. According to Speaker Paul Ryan, in 2016 there were only 200 counties with 1 insurance carrier; but, in 2017, that number skyrocketed to more than 1,000 counties. That number is expected to increase further as another major insurance carrier announced that they will pull out of the market in 2018. Today (2017), premium prices of coverage spiked to as high as 116% in one state, or an average of 25% nationwide. The young and healthy complain, upon learning that the burden was imposed on them, why they should subsidize the old and frail and sickly? Still others question why the government should penalize them for choosing not to own health coverage? “Obamacare is imploding�, according to President Trump. And if the Republicans don’t act soon, the American people will continue to suffer. High prices and less choices! No less than Mark Bertolini, Aetna

CEO, said: “Obamacare is on a death spiral�. And, even President Clinton had some unfavorable comments for Obamacare during the election campaign last year! Well, why not just “repair� Obamacare? Retain the good and discard the bad portions. The problem with Obamacare, according to the Republicans, is in its entire architecture. It is practically a government takeover of health care. It mandates plans that limit choices. It imposes regulations that curtail competition. It forces government spending that is unsustainable. What will be repealed in Obamacare? The burdensome taxes for individuals and companies will be repealed. The unsustainable spending will be repealed. The regulatory mandates will be repealed. And, as Congress debates health care reform, the proposed American Health Care bill aims to provide “universal access to health care, more choices, lower cost, and put patients in control� of their health care. Let’s see what happens! About the author: LEO MONSALUD is an insurance broker who holds CA license # 0G55218 as well as a Non-Resident license in Nevada. He may be reached at 323-535-7373 or, e-mail at: leo.balita@gmail.com.

Smartphone device could measure male infertility in seconds: study

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WASHINGTON, March 23 (PNA/ Xinhua) – U.S. researchers said Wednesday they have developed a low-cost and easy-to-use smartphone device that can accurately measure semen quality in seconds. More than 45 million couples worldwide are affected by infertility, but current standard methods for evaluating semen quality, which require testing in a clinical setting, are expensive, labor-intensive and slow to return results, according to the study published in the U.S. journal Science Translational Medicine. “Men have to provide semen samples in these rooms at a hospital, a situation in which they often experience stress, embarrassment, pessimism and disappointment,� Hadi Shafiee, principal investigator at the Brigham and Women’s Hospital, said in a statement. “We wanted to come up with a solution to make male infertility testing as simple and affordable as home pregnancy tests.� In the new study, Shafiee and colleagues created a portable device that quantified sperm concentration and motility in seconds, using the processing power and camera found in widely-available smartphones. The analyzer, assembled for a total materials cost of less than five U.S. dollars, consists of an optical attachment that can connect to a smartphone and a disposable microchip onto which a semen sample can be loaded. The researchers analyzed 350

specimens, demonstrating that the device was able to detect abnormal semen with either insufficient sperm concentrations or low levels of motility with an accuracy of 98 percent. “This test is low-cost, quantitative, highly accurate and can analyze a video of an undiluted, unwashed semen sample in less than five seconds,� said Shafiee. What’s more, the test was so user-friendly that 10 volunteers with no formal training correctly classified more than 100 semen samples. Study co-author John Petrozza, director of the Massachusetts General Hospital Fertility Center, called the ability to bring point-of-care sperm testing to consumers or health facilities with limited resources “a true game changer.� “More than 40 percent of infertile couples have difficulty conceiving due to sperm abnormalities,� Petrozza said. “This development will provide faster and improved access to fertility care.... we have really been able to create a product that will benefit a lot of people.� The researchers said the smartphone-based fertility test could be also used by men to monitor their semen at home after undergoing vasectomies or by animal breeders to confirm the virility of a sample.

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Spring break travelers reminded to protect themselves against Zika

CDC considers travel to Mexico, Latin America a potential risk for infection SACRAMENTO – The California Department of Public Health (CDPH) advises spring break travelers vacationing in warmer climates to protect themselves from mosquito bites and avoid unprotected sex in areas with known transmission of the Zika virus. “Spring break is the perfect time to have fun in the sun, but it is important that people take precautions to prevent Zika,” said CDPH Director and State Public Health Officer Dr. Karen Smith. “Unfortunately, the mosquitoes that spread Zika enjoy warm weather too.” The Centers for Disease Control and Prevention (CDC) considers any travel to Mexico and most of Latin America to be a potential risk for Zika virus infection. Local transmission of the Zika virus has been reported in many areas of Mexico, including states with popular tourist destinations such as Ensenada, a coastal city approximately 85 miles south of San Diego, Baja California Sur (Cabo San Lucas) and Sonora, which borders Arizona. Zika virus can spread through mosquito bites and can also be transmitted by both men and women during sex. Sexually active people who travel to areas with Zika transmission should use condoms or other barriers to avoid getting or passing Zika. Condoms will help reduce the chance of sexual transmission of the Zika virus, but should not be the only form of contraception for pregnancy prevention. Most people who are infected with Zika do not experience symptoms (fever, rash, joint pain and red eyes), but they should still take precautions to avoid sexual transmission. In particular, young women who could become pregnant, pregnant women and couples considering pregnancy need to be cautious because Zika virus can cause severe birth defects. Couples planning pregnancy when either partner has been

exposed to Zika virus should speak with a health care provider about a safe time to try to get pregnant. A health care provider can also provide information on the most effective contraceptive methods. Pregnant women are urged to avoid travel to areas with known Zika transmission if at all possible. If travel is necessary, it is extremely important to take steps to prevent mosquito bites. While there has been no local transmission of Zika virus in California to date, CDPH has confirmed 524 cases of travel-associated infections in the state. Florida and Texas have experienced locally transmitted cases of Zika. People traveling to areas with known Zika transmission should take steps to avoid mosquito bites: – Use insect repellents containing DEET, picaridin, IR3535, oil of lemon eucalyptus or para-menthane-diol for long-lasting protection. If using sunscreen and insect repellent, apply sunscreen first and then the repellent. Pregnant women and women who are breastfeeding should choose an EPA-registered insect repellent and use it according to the product label. Do not use insect repellent on infants less than two months of age. – Wear long-sleeved shirts and long pants. – Use air conditioning or window and door screens to keep mosquitoes outside. If mosquitoes may come indoors, sleep under a bed net. – Reduce the number of mosquitoes outside by emptying standing water from containers, such as flowerpots and buckets. More information about Zika can be found in the February 2017 CDPH Health and Travel Advisory, and on the CDPH website, which includes resources about Zika and travel, Zika and pregnancy, Zika and sex, and mosquito bite prevention. Additional information is also available on the CDC and Mexico Ministry of Health websites. www.cdph.ca.gov

Trump signs bill pushing for crewed NASA mission to Mars by 2033 WASHINGTON, March 22 (PNA/ Xinhua) – U.S. President Donald Trump on Tuesday signed into law a bill that set a goal for the country’s space agency NASA to send humans to Mars by 2033. The bill, known as the NASA Transition Authorization Act, authorized USD19.5 billion budget in spending for NASA for the fiscal year 2017. The bill reaffirmed “our national commitment to the core mission of NASA,” Trump said, according to a pool report. “It supports NASA’s deep space exploration including the space launch system and the Orion spacecraft ... It advances space science by maintaining a balanced set of mission and activities to explore our solar

system and the entire universe.” Under the bill, NASA was directed to further advance human deep space exploration, including establishing “potential human habitation on another celestial body and a thriving space economy in the 21st Century.” It also ordered the agency to develop a human exploration roadmap for “the long-term goal of human missions near or on the surface of Mars in the 2030s” and specifically asked for a feasibility study of a Mars human spaceflight mission to be launched in 2033. Last week, the Trump administration proposed a budget that would reduce NASA’s fiscal year 2018 budget to 19.1 billion dollars.

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31st Annual Long Beach Pilipino Cultural Night hosted by the CSULB Pilipino American Coalition Long Beach California -March 7, 2017 - The 31st annual Pilipino Culture Night will take place on Sunday, April 23 2017, at the Carpenter Performing Arts Center at California State University, Long Beach, hosted by the members and community of the Pilipino American Coalition and One Nation. With its birth in 1986, PCN brands itself as the 2nd largest student-run production on the CSULB campus and has been revered as one of the grandest Pilipino American community-driven shows for over 30 years. Built solely upon the passion and love for the culture, this celebratory night has brought together hundreds of students over the years to put on a show for thousands of people, complete with traditional Pilipino dances, a heart-warming storyline, and music with lyrics you will never forget. Join us in celebrating 31 years of culture as we follow the lives of Nick and Reina, who begin to learn of their parents stories of immigrating to America. As they hear each of their parents narrate their past hardships, they develop a deeper appreciation in the importance of sacrifice, unity, and understanding of your roots. The Pilipino American Coalition strives to remain the home away from home for students who yearn to grow rich in culture and active in their community in the LA and South Bay regions. For more information on Pilipino Culture Night, please visit www.lbpcn.com.

Sari-Sarie Talent Show 2017 to be held in Cerritos Filipino Cultural School to host ‘Sari-Sari Talent Show 2017’ as a talent showcase fundraiser for its upcoming Summer Program. Cerritos, March 21, 2017: Filipino Cultural School will host its 2nd annual Sari Sari: Talent Show Fundraiser on April 30th, from 11:30-3:00 pm at Josephine’s Cerritos (11305 183rd St, Cerritos, CA 90703). Filipino Cultural School, based in Cerritos, CA. and other neighboring cities, is a 501©(3) Non Profit Organization geared to the preservation and promotion of the Philippine heritage and culture. FCS has and continues to be open to all. Filipino and non-Filipino who are interested in the Philippine culture are invited to attend. “Sari-Sari” is a Tagalog word for “variety”, and in this talent show, FCS aims to celebrate the diverse talents of our community members in forms of singing, dancing, spoken words, etc., along with some great Filipino food from the restaurant. Pre-sale tickets are $10 for ages 13 years old and above, and $5 for ages 12 years old and under. Door prices will be $15 for ages 13 years old and above, and still $5 for ages 12 years old and under (ticket prices do not include food). The raised funds for the event will go towards helping cover for the cost of venue, insurance, and materials for the FCS Summer Program. For information on how to purchase a ticket and also sign-up to perform in the show, please visit our website http://filipinoculturalschool.org. For any inquiries, feel free to contact us at filipinoculturalschool@gmail.com.

LA resident convicted in tax fraud in refunds for ‘employees’ of ghost companies SANTA ANA, California – A Los Angeles man who participated in a scheme that filed fraudulent tax returns with the Internal Revenue Service seeking more than $800,000 in refunds was found guilty today of federal charges. Julien Jitt Noel, 36, who lived in Placentia while he participated in the scheme, was convicted this morning of one count of conspiracy to defraud the United States and five counts of aiding and assisting in the preparation of false and fraudulent tax returns. After a five-day trial, a jury in United States District Court deliberated for approximately one hour before finding Noel guilty. The evidence presented at trial showed that, starting in late 2008 or early 2009, Noel and two co-conspirators prepared and filed fraudulent tax returns, most of which were filed in the names of individuals whose identities had been stolen. The fraudulent tax returns indicated that the taxpayers were employed by a shell company called Picaso Fashions, a business that did not employ the taxpayers and never had any employees. The tax returns indicated that Picaso Fashions had excessively withheld income tax for each taxpayer, and each fraudulently filed tax return sought a tax refund the

taxpayer was not entitled to receive. Members of the conspiracy filed 69 false individual federal tax returns during 2009 that claimed tax refunds totaling $621,589. Noel and one of his co-conspirators established other fake companies to serve as fraudulent employers. In relation to these other bogus companies, Noel filed 45 fraudulent tax returns in 2009 and 2010 that sought $195,344 in refunds.

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Nissan Armada named one of Autotrader’s ‘2017 Must Test Drive Award’ winners NASHVILLE, Tenn. – Nissan today announced the all-new 2017 Armada fullsize SUV has been selected as one of Autotrader’s “2017 Must Test Drive Award” winners. Chosen by a panel of Autotrader editorial staff, the consumer-focused award program is “designed to highlight the top 12 vehi- Manuel Lava cles car shoppers must see and experience to believe… ones that can change the way a consumer perceives the model – or even the entire brand.” In choosing Armada from a field of more than 300 current or next model-year models, the Autotrader staff wrote: “The redesigned Armada surprised Autotrader editors by just how well it drives and how nimbly it handles for being such a large vehicle, and combined with its high-quality interior materials, features and offroad abilities, the Armada ‘squarely competes with the best’ in the class.” The all-new 2017 Armada is built on

2017 Nissan Armada

the heritage of the Nissan Patrol, which has been a workhorse for the world for many decades. While it is intended primarily for family adventures here in North America, Armada remains true to its roots as a strong, durable and authentic fullsize, 8-passenger SUV. “Featuring best-inclass1 maximum horsepower, a range of class-exclusive2 available safety and security features and a starting MSRP3 of $44,900, we are certainly in agreement with Autotrader that Armada is a must to drive and experience,” said Dan Mohnke, vice president, Nissan Chief Marketing Manager & Marketing Operations. “Armada has played an important part in Nissan’s position as the fastest growing brand in America in 2016. And already in 2017, Armada sales are up nearly 125 percent.” Key distinctions between the 2017 Armada and the previous generation include a fresh exterior design, enhanced performance from a new 5.6-liter Endurance® V8 with best-in-class1 390-horsepower and a new 7-speed automatic transmission, a comfortable full-feature cabin and class-exclusive1 available safety and security features – including Predictive Forward Collision Warning (PFCW)3, Blind Spot Intervention (BSI)4, Backup Colli-

sion Intervention (BCI)5 and Around View® Monitor (AVM) with Moving Object Detection (MOD)6. The Armada also offers an exceptional array of standard features, including Nissan Navigation with NavTraffic and NavWeather information (SiriusXM® subscription required, sold separately) and 8.0-inch color display, heated front seats and 13-speaker Bose® audio system. As part of its adventure-ready spirit, the new Armada offers standard towing capacity of 8,500 pounds for both 4WD and 2WD models (when properly equipped). The durable independent double-wishbone front and rear suspension provides smooth ride comfort and responsive handling for both on-road and off-road driving. The new Armada also continues the nameplate’s reputation for value and choice, offering a range of three high-content grade levels – SV, SL and Platinum – in both 2-wheel and 4-wheel drive configurations. It is on sale now at Nissan dealerships nationwide. If you have been desiring to own a new Nissan vehicle, come down to Nissan Mission Hills and check out our kababayan Manuel Lava of Nissan Mission Hills. So what are you waiting for? Schedule a Test drive on the vehicle of your choice at Nissan of Mission Hills. Call Manuel at 1-888-5887635 and test drive a Nissan vehicle today! Nissan of Mission Hills is located at 11000 Sepulveda Blvd., Mission Hills, CA 91345.

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Best used cars now available in the market for less By Jon Linkov Consumer Reports

Not everyone enjoys poring over used-car classified ads to find that hidden gem. Even our experts find the hunt through bad cars to be the worst part of the buying experience. An easier solution: Simply determine your budget and choose a vehicle from our lists of the best used cars. We dug through years of test data and hundreds of thousands of survey responses, and cross-referenced those metrics with the availability of electronic stability control, a lifesaving safety feature. The best of the best used car models can be accessed at consumerreports.org.. Each model performed well in our road tests when it was new and had above-average reliability for the model years shown. In addition, each vehicle offered ESC as a standard or optional feature. We also included a list of used cars you should avoid considering because they proved to be particularly troublesome and unreliable. Of course, even for used cars we recommend, there can be stinkers – due to a bad day at the factory or a former owner who didn’t care much for car maintenance. Before you buy, make sure to pay for a thorough inspection by a certified mechanic, so there are no surprises down the road. But there is a much better way of buying a used vehicle. And all you have to do is get down to Cars 911, where all used vehicle have been checked and re-cheked before they even go to the lot. Fo a hassle-free car-buying for a used vehicle, call Cars 911 now. Cars 911 is one of the leading car dealerships that specializes in preowned vehicles. They have experts in all car brands and will provide you the best tips on why buying a used vehicle is worth it all, especially when you are in dire need of a vehicle ASAP as if getting one is an “emergency.” They have more than 25 banks, all of which are ready to approve! Call now. The Cars 911 experts are waiting for you. You can reach them at (323) 222-2400. Cars 911 is located at 2244 N. San Fernando Rd., Los Angeles, CA 90065. Mention our ad here in this edition of Weekend Balita and you will be treated with utmost care.

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Best-selling 2017 Honda CR-V Earns Top Safety Pick + Rating from IIHS TORRANCE, Calif. – The 2017 Honda CR-V, America’s best-selling SUV, has earned the highest possible safety rating of TOP SAFETY PICK+ from the Insurance Institute for Highway Safety (IIHS) when equipped with available Honda Sensing™ and LED headlights. The model earned a SUPERIOR rating for frontal crash prevention when equipped with available Honda Sensing. Honda Sensing is standard on EX and higher trims on the CR-V. The CR-V earned a top rating of GOOD in five IIHS crash test modes, including the rigorous small overlap frontal crash test. CR-V also earned an ACCEPTABLE rating for its headlights. To earn the 2017 TOP SAFETY PICK+ award, a vehicle must earn a rating of GOOD in the small overlap front, moderate overlap front, side, roof strength and head restraint tests. It also must have an available front crash prevention system with an ADVANCED or SUPERIOR rating and headlights that earn an ACCEPTABLE or GOOD rating. For the 2017 model year, four Honda models have earned a TOP SAFETY PICK+, with three models receiving a TOP SAFETY PICK rating under the Institute’s more stringent 2017 ratings requirements, making Honda among the leaders in safety ratings in the automotive industry. 2017 Honda TOP SAFETY PICK+Vehicles: CR-V with available Honda Sensing and LED headlights Ridgeline with available Honda Sensing and LED headlights Accord Sedan with available Honda Sensing and projector beam halogen headlights Pilot with available Honda Sensing and LED headlights 2017 Honda TOP SAFETY PICK Vehicles: Accord Coupe with available Honda Sensing Civic Coupe with available Honda Sensing Civic Sedan with available Honda Sensing Honda vehicles offer a broad range of active and passive safety features, including the Honda Sensing suite of advanced safety and driver-assistive

Raymond Orosa makes owning a Mercedes-Benz an easy feat

2017 Honda CR-V

technologies, which can help drivers avoid a collision or mitigate its severity. There are more than 300,000 vehicles equipped with Honda Sensing on U.S. roads today. Honda Sensing is available on the Civic, Accord, CR-V, Pilot and Ridgeline. Honda Sensing technologies include Collision Mitigation Braking System™ (CMBS™) with Forward Collision Warning (FCW), Road Departure Mitigation (RDM) with Lane Departure Warning (LDW), Lane Keeping Assist System (LKAS) and Adaptive Cruise Control (ACC). All 2017 Honda models come equipped with a multi-angle rearview camera as standard equipment. Additional standard safety equipment on all Honda models. Although a Honda is a Honda wherever you see one, Filipinos flock to Carson Honda because of the friendly Filipino staff at the dealership and of course because of the service our kababayans provide. One of them, Rohmer Manalese, has even earned the “Best in Customer Satisfaction,”an honor he keeps consistently, along with the three other Filipino sales staff in the persons of Ricky Agagas, Terzo Pallen and Christian Reyes, all of whom are veterans in the car sales industry. “We have a great staff and this is a great dealership,” Carson Honda General Manager Krisztian Kratky said. “We have a friendly atmosphere.” Carson Honda is located at 1435 E. 223rd Street, Carson, CA 90745. They can be reached toll free at 1-800- 503-2321.

March 31, 2017.

“The two professions that people don’t like are attorneys and car salesmen, because off-the-bat, people think that they are going to be cheated by them. But not all of us are like that.” Fleet Sales Manager Raymond Orosa of Mercedes-Benz, Encino, opens up. “It’s about selling (yes), but it’s not about selling to them today – if they’re not ready. You don’t push them. You may Filipino-American Raymond Orosa of MB Encino. Photo: Angel Tahimik close a sale by do“(It’s) the people,” Orosa uttered ing that but it’s not a ‘buyer for life,’ (that sale) ends there. I don’t go for in a heartbeat. “I love helping people. You help as many people as you can one-hit wonders. I go for you, your brother, your and the rest keep on. There’s one rule sister, your friends. Eventually, I I follow: you don’t think about the don’t have to call people anymore re- money you make. It will come. If you lationship and his bedrock principle genuinely help people by giving them is the rightest: he is not your typical sufficient information, they see that “car salesman.” Orosa has been with and they come back to you.” Car Salesmen are stereotyped Mercedes-Benz for 10 years. Having sold roughly 2,500 cars in his lifetime negatively for this reason: the typical – and only with Mercedes-Benz – the “car salesman”will try to win you over man clearly has car-selling down to at all cost in the shortest amount of a fine art. He won “Salesman of the time possible. However, a few of Year” numerous times and is known them would try to earn your trust, for going above and beyond the norm take time and work along your pace – of client service. “I deliver cars...pick not theirs. They are not your typical up their cars for service...I’d lease a car salesman, and one of them goes car so that when I pick up their car by the name of Raymond Orosa. You they’d have a loaner car – I do things can reach him at 818.536.2413 or go to Mercedes-Benz of Encino at 16721 differently,” Orosa adds. Orosa’s face lit up when he spoke Ventura Blvd., Encino, CA 91436. about his favorite thing about the job. (Angel Tahimik)

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2017 MITSUBISHI

% 0.0 APR 48 Months

% 0.0 APR 72 Months

MIRAGE G4

Expires 03/31/2017

$189 per month/ 36 months/ $2,888 due at lease signing. signing Includes required refundable security deposit. deposit Exclusive tax, tax license, license title, registration, documentation fees, insurance and the like. Lease example for 2017 Outlander Sport 2.0 ES 2WD CVT, MSRP $20,995 PLUS $895 destination handling.Due at signing is if customer applies $500.00 lease reabate. Available through Ally Financial, subject to approved credit and insurance. Net capitalized cost is $19,086 and includes $595 acquisition fee. Option to purchase at lease end at price determined at lease signing. Lessee is responsible for maintenance, repairs, excess wear, and $0.20 per mile over 12,000 miles/year. Not all customer will qualify. Price, terms and vehicle availability may vary. Other lease terms/details apply. This offer may not combine with factory cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

OUTLANDER SPORT

$750 Purchase Bonus Cash

Expires 03/31/2017

Expires 03/31/2017

0.0% APR for 48 months PLUS $750 APR Customer Rebate (48 monthly payments of $20.83 per $1,000 financed at 0.0% APR) Available through Ally Financial, subject to approved credit and insurance. Some customers will not qualify. Price, terms and vehicle availability may vary. This offer may not combine with factory cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

0.0% APR for 72 (72 monthly payments of $13.89 3 89 per $1,000 $1 000 financed at 0.0% 0 0% APR) Available through Ally Financial, Financial subject to approved credit and insurance. Some customers will not qualify. Price, terms and vehicle availability may vary. May not combine with factory cash rebates. See dealer for details. Illustration shown may not be the same as actual vehicle sold.

PRICE LISTED AFTER ALL APPLICABLE REBATES. SUCH AS LOYALTY, MILITARY AND MANUFACTURER’S REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

PRE-OWNED SUPER CENTER ‘15 NISSAN VERSA S 1.6LL I-4 CYL, SEDAN

Stk: P2321 | 869836

7,695

NOW

$

‘17 MITSUBISHI MIRAGE GT 1.2LL I-3 CYL, HATCHBACK

Stk: P2533 | 002819

NOW

12,995

$

‘06 TOYOTA CAMRY 2.4LL I-4 CYL, SEDAN

Stk: P2309RSA | 655314

8,995

NOW

$

‘15 HONDA FIT LX

1.5LL I-4 CYL, HATCHBACK

Stk: S71022DA | 748162

NOW

12,995

$

‘13 MITSUBISHI OUTLANDER SPORT ES 2.0LL I-4 CYL, SUV

Stk: 70205A | 010783

9,695

NOW

$

‘14 KIA OPTIMA LX 2.4LL I-4 CYL, SEDAN

Stk: P2519 | 264912

NOW

13,695

$

‘16 HYUNDAI ACCENT SE 1.6LL I-4 CYL, SEDAN

Stk: P2501RS | 967571

NOW

10,985

$

‘14 KIA SOUL BASE

1.6LL I-4 CYL, HATCHBACK

11,485

$

‘15 MITSUBISHI LANCER GT ‘13 HONDA ACCORD SPORT 2.4LL I-4 CYL, SEDAN

Stk: P2518 | 003068

NOW

14,295

$

2.4LL I-4 CYL, SEDAN

Stk: S70795DB | 003008

NOW

14,445

$

2.4LL I-4 CYL, SEDAN

Stk: S71574A | 042296

Stk: P2367 | 079822

NOW

‘12 HYUNDAI SONATA HYBRID BASE

NOW

12,495

$

‘15 TOYOTA PRIUS

1.8LL I-4 CYL, HATCHBACK

Stk: P2460R | 450740

NOW

15,990

$

TEST DRIVE TODAY! MENTION THIS AD -AND-

GET 3 DAY/2 NIGHTS LAS VEGAS VOUCHER

‘15 NISSAN SENTRA 1.8LL I-4 CYL, SEDAN

Stk: P2517R | 672417

NOW

12,575

$

‘16 MITSUBISHI OUTLANDER SPORT ES 2.0LL I-4 CYL, SUV

Stk: P2510 | 063925

NOW

16,590

$

‘13 HONDA FIT SPORT

1.5LL I-4 CYL, HATCHBACK

Stk: S71307DA | 054949

NOW

12,595

$

‘16 NISSAN JUKE 1.6LL I-4 CYL, SUV

Stk: P2545 | 658470

NOW

17,995

$

Balita

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Mar. 25 - 31, 2017

Diamond Honda of Glendale Honda

www.diamondhondaofglendale.com

0%

*FREE LIFETIME POWERTRAIN WARRANTY *Included with the purchase of any new or selected used vehicle. We will extend your Powertrain Warranty for as long as you own your vehicle. Peace of mind you can’t get anywhere else.

Lease for only

APR

NEW 2017 Honda Civic LX 4 Dr, Automatic

RQ OLPLWHG ORQJ WHUP ¿QDQFLQJ RQ VHOHFW QHZ +RQGD PRGHOV IRU ZHOO TXDOL¿HG EX\HUV 2Q DSSURYHG FUHGLW

2 AT THIS OFFER 6WN 9,1

0RGHO )& ) +(: Starting at $20,375. $4,055 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months nth thss

Lease for only

NEW 2017 Honda Accord LX 4 Dr, Automatic

2 AT THIS OFFER 6WN 9,1

0RGHO &5 ) *(: Starting at $23,990. $4,499 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months

Lease for only

NEW 2016 Honda CR-V EX 2WD, Automatic

1 AT THIS OFFER 67. 9,1 0RGHO 50 + *-: Starting at $30,300. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.20 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 months

Lease for only

NEW 2016 Honda ODYSSEY LX

2 AT THIS OFFER 6WN 9,1 0RGHO &5 ) *(: Starting at $30,300. $5,598 due at lease signing plus destination, tax, title & tags. 36 month lease, 12k miles/yr. 36 miles with $0.15 per excess mile. No security deposit required. On approved above average credit through American Honda Financial Services.

per month plus tax at 36 monthss

2009 Scion XB 27385A/91087661

2014 Volkswagen Jetta 92441/EM210670

WAS $9,498

NOW

$7,488

2014 Honda CR-V LX 92526/EH521358

$17,791

$10,588

2015 Honda Accord Sport 27312A/FA142018

$16,988

$10,991

2016 Honda CR-V 261852A/GH518058

T261727A/CH532338

$19,488

2013 Honda Fit 92508/DC037370

WAS $12,491

NOW

$10,991

2015 Nissan Frontier SV 4WD 92528/FN743175

WAS $20,988

NOW

On Select Honda Models

ON APPROVED CREDIT FOR QUALIFIED BUYERS

2012 Honda Civic

WAS $12,491

NOW

WAS $18,488

NOW

Diamond Honda

of Glendale

92530/FL443811

WAS $12,088

NOW

WAS $19,291

NOW

2015 Nissan Versa Note SV

1.9% APR

RATE AS LOW AS

+RQGD &HUWL¿HG 8VHG &DUV 2WKHU 3UH RZQHG 6SHFLDOV

$22,991

27495A/EG701146

WAS 13,491

NOW

$11,991

2015 Honda Odyssey EX-L 92419/FB055057

WAS $24,491

NOW

2014 Honda CR-V EX

WAS $17,388

NOW

2014 Honda Pilot EX-L 92478A/EB021627

WAS $28,498

NOW

$26,588

www.diamondhondaofglendale.com

866.237.7092 $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ¿QDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SUHSDUDWLRQ FKDUJH DQG DQ\ HPLVVLRQV WHVWLQJ FKDUJH )RU ZHOO TXDOL¿HG EX\HUV RQ DSSURYHG FUHGLW 1RW DOO ZKR DSSO\ ZLOO TXDOLI\ $G H[SLUHV RQ

$15,888

WAS $28,091

NOW

$26,591

27

28

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Mar. 25 - 31, 2017

CERRITOS MITSUBISHI

Balita

GIANT Mitsubishi store with HUGE inventory!

OMNIBUS CARS SAVINGS “Punta na dito, mga kababayan. babaayan. Aalalayan ko kayo sa pagha paghanap anap ng presyo at sasakyan na akma sa inyo.” SONNY C. Filipino Sales

2017 MITSUBISHI MIRAGE MSRP................$13,830 Customer Rebate.....................$1,500 Military Rebate .......................$500

BUY FOR

10,199

$

ES 48 MONTHS % FINANCING AVAILABLE IN LIEU

0

2017 MITSUBISHI LANCER

*

Customer Rebate.....................$1,500 Loyalty Rebate ........................$500 Military Reb Rebate ebate te ... ...... .......................$500 ...... ... ...... ... ...... ... ...... ... ... ... .. .. ..$ ....$ $ 500

14,299

$

BUY FOR

122

*

OF REBATES

40

in stock

in stock

Stock # : S17009

Stock # : C17074

2017 MITSUBISHI OUTLANDER ES 7 SEATER

OUTLANDER SPORT ES 72 MONTHS MSRP...................$20,690 % FINANCING AVAILABLE IN LIEU

2017 MITSUBISHI

Customer Rebate.......................$1.500 Loyalty Rebate ..........................$500 Military Rebate ........................$500

BUY FOR

0

MSRP................$19,630

OF REBATES

ES SEDAN 72 MONTHS % FINANCING AVAILABLE IN LIEU

15,599

$

0

0

MSRP..............$24,390

Customer Rebate.......................$2,000 Loyalty Rebate ...........................$500 Military Rebate ...........................$500

OF REBATES

*

18,699

$

BUY FOR

108

72 MONTHS

% FINANCING AVAILABLE IN LIEU OF REBATES

*

122

in stock

in stock

Stock k # : C17107

Stock # : C17192 *Evolution and i-MiEV are excluded from the 10 year 100 thousand mile Warranty

FRIENDLY PRICED PRE-OWNED CARS! TEST-DRIVE NOW! ‘06 HYUNDAI SONATA

WAS $7,988

Stk: C17268A

$

4,988

‘14 HYUNDAI ACCENT GLS SEDAN

WAS 14,800 $

Stk: C2987P

$

9,988

‘06 TOYOTA CAMRY SOLARA CNVRTBL

WAS $10,900

$

Stk: C3031A

6,988

‘14 MITSUBISHI MIRAGE ES HB

WAS $11,900

‘13 HONDA CIVIC Si SEDAN

16,800

Stk: C3038P

WAS 24,800 $ $

NURSES/HEALTHCARE PROFESSIONALS PROGRAM AVAILABLE!

10100

*All special lease are based on Tier 1 Credit through Mitsubishi Motors Credit of America. All payments are plus tax, first payments, license and acquisition fees included in lease.

5YR

10 YR/100,000 MILES LTD POWERTRAIN LIMITED WARRANTY 5 YR/UNLIMITED MILES ROADSIDE ASSISTANCE

NO ONE OFFERS MORE!

Mitsubishi Honda Toyota Nissan

YES

ONLY 3/36

ONLY 3/36

ONLY 3/36

YES

ONLY 3/36

ONLY 5/60

ONLY 5/60

YES

NONE

NONE

NONE

WAS $36,988 $

Stk: C2936P

23,800

See Dealer for Details

PowerTrain Repair Cost

Until August 2027

100,000-mile 10 year Powertrain Limited Warranty

Stk: C3043P

32,988

ARTESIA FWY

Mile Road Assistance

0

7,999

WAS 28,999 $

5 Year Unlimited

$

$

Stk: C2894P

SOUTH ST.

CERRITOS MITSUBISHI DEL AMO BLVD.

STUDEBAKER RD.

560

5 YR/60,000 MILES BUMPER TO BUMPER WARRANTY

ANY CREDIT SITUATION, WE CAN HELP YOU. BEST IN CLASS PAYMENT

WAS $10,900

‘15 MITSUBISHI LANCER EVO SEDAN

PALO VERDE AVE.

PRICE LISTED AFTER ALL APPLICABLE REBATES. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE PLUS DESTINATION CHARGE ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS. PRICE LISTED AFTER ALL APPLICABLE REBATES SUCH AS CUSTOMER & LOYALTY REBATE. NOT ALL CUSTOMERS QUALIFY FOR LOYALTY RABATE. TO QUALIFY CUSTOMER MUST BE A CURRENT MITSUBISHI VEHICLE REGISTERED OWNER. ALL VEHICLES SUBJECT TO PRIOR SALE PRICES PLUS GOVERMENT FEES AND ANY DEALER DOCUMENT PREPARATION CHARGE AND EMISSION TESTING CHARGE. ALL FACTORY REBATES IN LIEU OF SPECIAL RATES OFFERED BY MITSUBISHI CREDIT AND SPECIAL RATES ARE NOT AVAILABLE WITH ANY ADVERTISED VEHICLES. SEE DEALER FOR ADDITIONAL DETAILS.

6,999

‘13 HONDA PILOT EX-L FWD SUV $

21,800

Stk: C3045P

$

Stk: C3040P

‘13 TOYOTA SIENNA VAN

WAS 19,988 $ $

WAS $10,988

6,988

Stk: C3026P

‘07 MITSUBISHI ECLIPSE GS COUPE

‘09 NISSAN SENTRA SEDAN

$

562-494-0187 10944 South St. Cerritos CA 90703

Balita

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Mar. 25 - 31, 2017

29

Nissan of Mission Hills

Out to be the #1 Nissan Dealer in the Nation*

Serving the Filipino Community for more than 20 years.

ROLL INTO SPRING WITH SIGNIFICANT SAVINGS. “Tawagan or hanapin nyo lang ako”

Manuel Lava

“Kayang-kaya nyo ang down at mababa lang ang monthly payment!” Ikaw ba ay problematic dahil sa Bad Credit/No Credit?. No Driver’s License? No SS? Ok na ang TIN!. Bankruptcy? WALANG PROBLEMA!!!

NEW CAR SPECIALS

Internet | Fleet Manager

Cell: (661)-644-0944

2017 NISSAN SENTRA

2017 NISSAN ALTIMA

69 Z 6SODVK *XDUG DQG 0DWV

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$

$

149

189

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7ZR RU PRUH DW WKLV SULFH

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2017 NISSAN SENTRA

2017 NISSAN ALTIMA

0

0

$35

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$35

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PRE-OWNED CARS AVAILABLE

‘11 KIA SOUL MAN

8,995

$

Stock#: U48851 | Vin: 717057

‘14 HONDA CIVIC SEDAN CVT LX

14,995

‘15 NISSAN VERSA 1.6

10,995

$

Stock#: H25391 | Vin: 915865

‘15 HYUNDAI ACCENT GLS

15,995

‘15 HYUNDAI ACCENT GLS

11,995

$

‘15 KIA FORTE LX

11,995

$

‘16 NISSAN SENTRA I4 MANUAL S

14,695

$

Stock#: U5079 | Vin: 819553

Stock#: H24501 | Vin: 377145

Stock#: G20011 | Vin: 258608

‘14 HONDA ACCORD COUPE I4 CVT LX-S

‘13 TOYOTA PRIUS PLUG-IN HB

‘15 KIA OPTIMA SX TURBO

16,995

$

$

$

Stock#: H26471 | Vin: 248961

Stock#: U5078 | Vin: 914625

Stock#: H23291 | Vin: 003700

17,995

$

Stock#: H23641 | Vin: 038850

20,995

$

Stock#: U4976 | Vin: 405740

www.nissanofmissionhills.com | 11000 Sepulveda Blvd. Mission Hills, CA 91345

888-588-7635

WE SERVE ALL AAA, COSTCO, AARP, CREDIT UNION, SAM’S CLUB MEMBERS

2ϑHUV VXEMHFW WR DYDLODELOLW\ 1HW FRVW EDVHG RQ FXUUHQW UHEDWHV 1LVVDQ &XVWRPHU &DVK LQ OLHX RI 6SHFLDO )LQDQFLQJ 0XVW ¿QDQFH WKURXJK 10$& $OO 8 6 0LOLWDU\ SHUVRQQHO DFWLYH DQG UHVHUYH $OO DGYHUWLVHG SULFHV H[FOXGH JRYHUQPHQW IHHV DQG WD[HV DQ\ ¿QDQFH FKDUJHV DQ\ GHDOHU GRFXPHQW SURFHVVLQJ FKDUJH DQ\ HOHFWURQLF ¿OLQJ FKDUJH DQ\ HPLVVLRQ WHVWLQJ FKDUJH DQG GHDOHU DGG RQV RU DFFHVVRULHV 9HKLFOHV VXEMHFW WR SULRU VDOH ,QWHUHVW DFFUXHV IURP GDWH RI FRQWUDFW $G SULFHV JRRG WKUX FORVH RI EXVLQHVV 10$& ¿QDQFLQJ PD\ EH UHTXLUHG RQ VRPH YHKLFOHV VHH GHDOHU IRU GHWDLOV $OO ¿QDQFLQJ VXEMHFW WR FUHGLW DSSURYDO )DFWRU\ UHEDWH LQ OLHX RI VSHFLDO $35 &HUWL¿FDWH 3URJUDP VHH GHDOHU IRU GHWDLOV

30

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Mar. 25 - 31, 2017

Balita

SUBARU OF GLENDALE

Subaru of Glendale is the #1 Volume Subaru Dealer in Southern California!!! #1 claim based on SOA MTD Sales Report for new car sales in Southern Californian for January 2017**

Visit Subaru of Glendale to find your dream car at a great price with the help of our friendly, no pressure sales staff. Whether it’s love at first sight or after your test drive, you’ll have a great experience and leave with a grin on your face.

2017 SUBARU

Forester 2.5i

2017 SUBARU

WRX

CVT with Alloy y Wheel Package g LEASE OFFER

LEASE OFFER

169

$

199

$

PLUS TAX PER MONTH ONTH LEASE// 36 MONTHS/10,000 00 MILES PER YEAR

$2,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$2,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra) Model Co Code HFB-02 2 Offer Expires 03/31/17

FINANCE OFFER 0% Limited Term Financing on ALL New Foresters in Stock

2017 SUBARU

2017 SUBARU

219

$

PLUS TAX PER MONTH ONTH LEASE/ 0 39 MONTHS/10,000 MILES PER YEAR

PLUS TAX PER MONTH ONTH LE LEASE/ 42 MONTHS/10,000 0 MILES PER YEAR

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra) Model Code HRC-12 Offer Expires 03/31/17

FINANCE OFFER 1.90 % Limited Term Financing on ALL New Crosstreks in Stock

2017 SUBARU

FINANCE OFFER As low as 0% APR Financing up to 63 months on ALL New Legacys in Stock

Outback 2.5i

Limited CVT with Eyesight & Navigation

2017 SUBARU

Model Code HAD-11 Offer Expires 03/31/17

Legacy 2.5i

Limited CVT with Navigation & Eyesight

Sign & Drive

LEASE OFFER

2 LEASE OFFERS

269

Legacy 2.5i Premium CVT

Sign & Drive

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$

Model Code HUN-01 Offer Expires 03/31/17

LEASE OFFER

LEASE OFFER

199

FINANCE OFFER As low as 2.90 % Limited Term Financing on ALL New WRX & STIs in Stock AND No payments for 90 days on approved credit

Crosstrek 2.0i Premium CVT

$

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

299

PLUS TAX PER MONTH ONTH LEASE// 0 36 MONTHS/10,000 MILES PER YEAR

$

PLUS TAX PER MONTH LEASE/ 36 MONTHS/10,000 MILES PER YEAR

$1,999 Down Payment $0 Security Deposit $0 First Months Lease Payment

$0 Down Payment $0 Security Deposit $0 First Months Lease Payment

$1,999 Total Due Lease Signing (tax, title, license & doc fees extra)

$0 Total Due Lease Signing (tax, title, license & doc fees extra)

FINANCE OFFER 0% Limited Term Financing on ALL New Outbacks in Stock

Model Code HDF-24 Offer Expires 03/31/17

FINANCE OFFER As low as 0% APR Financing up to 63 months on ALL New Legacys in Stock

Model Code HAF-24 Offer Expires 03/31/17

Driving People Happy “Para sa bagong Subaru, tawagan nyo lang po kami !”

SUBARU OF GLENDALE 1308 S Brand Blvd, Glendale, CA 91204 www.SubaruofGlendale.net

855-230-1547 Andrew Marilla Sales & Leasing

Christian Marilla Finance Manager

Subaru, Forester, Outback, Tribeca, Legacy, Impreza, WRX, STI, and SUBARU BOXER are registered trademarks. Purchase or lease any new (previously untitled) Subaru and receive a complimentary factory scheduled maintainance plan for 2 years or 24,000 miles (whichever comes first). See Subaru Added Security Maintenance Plan for intervals, coverage and limitations. Customer must take delivery before 12-31-17 and reside within the promotional area. At participating dealers only. See dealer for program details and eligibility.

Balita

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Mar. 25 - 31, 2017

USED CARS E

We’ll help you get a car!

L to SA 0 50 cars Over ! choose from

SALES EVENT

“Marami kayong pagpipilian!! Tawag na kina kababayang Joel at Jose!�

May Filipino Department na tutulong sa inyo :

Jose Villanueva 500-1260 at0Joel (323) Jose V(213) illanue ev va ((2 21 2 13) 3) 50 00-1 126 1 260 2 6Paguio 0 a att J Joel oe l Paguio Pag ag547-5394 uiio o ((3 323) 3 323 23) 3) 547 547 54 474 7-5394 5394

‘05 BMW 325CI 2DR COUPE

$

‘98 MERCEDES-BENZ SL-CLASS SL500

5,495

$

5,995

VIN: WBABV13435JT23391 STOCK: X70151A

VIN: WDBFA67F9WF164842 STOCK: X61690

‘09 TOYOTA MATRIX 5DR WGN MAN S FWD

‘11 SUZUKI KIZASHI 4DR SDN CVT FWD GTS SPORT

$

8,495

$

8,995

‘01 NISSAN FRONTIER 2WD KING CAB V6 AUTOMATIC SE DESERT RUNNER

$

6,495

VIN: 1N6ED26T51C360577 STOCK: X61701

‘14 NISSAN VERSA 4DR SDN MANUAL 1.6 S

$

9,495

‘05 AUDI TT 2DR ROADSTER AUTO

$

6,995

‘14 TOYOTA YARIS 5DR LIFTBACK AUTO L

‘13 HYUNDAI SONATA 4DR SDN 2.0T AUTO LIMITED

$

10,995

VIN: 3N1CN7AP1EL858979 STOCK: X60630

VIN: JTDKTUD36ED581581 STOCK: X61824

‘16 HYUNDAI ELANTRA GT 5DR HB MAN

‘16 SCION IA 4DR SDN AUTO

‘15 MAZDA MAZDA3 4DR SDN AUTO I SPORT

‘15 NISSAN ALTIMA 4DR SDN I4 2.5

VIN: KMHD35LH0GU252093 STOCK: X61283

‘16 TOYOTA COROLLA 4DR SDN AUTO L

$

14,695

VIN: 5YFBURHE7GP443229 STOCK: X70259

$

12,995

$

13,995

VIN: 3MYDLBZV1GY128557 STOCK: X70187

VIN: 3MZBM1U77FM200645 STOCK: X70038

‘13 TOYOTA PRIUS PLUG-IN 5DR HB

‘15 TOYOTA CAMRY 4DR SDN I4 AUTO XLE

$

15,995

VIN: JTDKN3DP6D3041742 STOCK: X70153

250 Off SPECIAL!

*$

FOR WEEKEND BALITA READERS!

$

16,995

VIN: 4T1BF1FK8FU947449 STOCK: X61636

7,995

VIN: WBAAZ33433PH35173 STOCK: X50159A

VIN: JS2RE9A62B6110005 STOCK: X70088

12,499

$

VIN: TRUTC28N451007685 STOCK: X70332

VIN: 2T1KE40EX9C007621 STOCK: X70364

$

‘03 BMW 325I 4DR SEDAN

$

14,495

VIN: 1N4AL3APXFN340833 STOCK: X61672

‘13 LEXUS CT 200H 5DR SDN HYBRID

$

17,995

VIN: JTHKD5BH2D2166350 STOCK: X70017

$

11,995

VIN: 5NPEC4ABXDH660902 STOCK: X61874A

‘14 HONDA CIVIC LX CVT SEDAN

$

14,495

VIN: 19XFB2F56EE245483 STOCK: X70350

‘10 MERCEDES-BENZ E350 4MATIC LUXURY SEDAN

$

18,495

VIN: WDDHF8HB2AA194182 STOCK: X70348

More than 25 banks are ready to approve!

Bad Credit! No Credit! Fair Prices! We Finance All!!! We buy car!!! Bring your Family!!! Free Food!!!

For Car Emergency, Call:

(323) 222-2400 2244 N. San Fernando Road, Los Angeles, CA 90065 Call Kabayan Jose V. at (213) 500.1260 or Kabayan Joel P. at (323) 547.5394 $OO SULFHV SOXV JRYHUPHQW IHHV DQG WD[HV DQ\ ͤQDQFH FKDUJHV FDUJR SUHSDUDWLRQ GHDOHU DQG DQ\ HPLVVLRQ WHVWLQJ FKDUJH ZLWK DSSURYHG FUHGLW DERYH QRUPDO )LQDQFLQJ DSSURYHG FUHGLW ZLWK D ),&2 VFRUH DERYH &$56 &20 WKDQ XVXDO 3KRWRV IRU LOOXVWUDWLRQ SXUSRVHV RQO\ ([SLUHV 0HQWLRQ WKLV DG RU EULQJ D FRS\ WR WKH GHDOHU 2IIHU YDOLG XQWLO

31

32

Visit www.Balita.com

Weekend Balita, Sat.-Fri., Mar. 25 - 31, 2017

Balita

Mercedes-Benz of Encino

Spring Specials... get yours today!

Certified Pre-Owned by

Mercedes-Benz

Raymond Orosa

Pre-owned models have never looked this good!

View Our Selection Of

Certified Pre-Owned Vehicles Our Financing is as low as .99% APR.

2014 MB C250 Sport Sedan Stk#: 67493C

$24,988

2015 MB GLK350 Stk#: 67612C

$32,988

2015 MB GLA250 4MATIC速 AWD Stk#: 67874C

$34,988

2015 MB E350 Sport Sedan Stk#: 67838C

$36,988

2014 MB SLK350 Roadster Stk#: 67758C

$41,988

2013 MB C250 Coupe Stk#: 67919C

$25,988

2015 MB GLK350 Stk#: 67549C

2014 MB E350 Sport Sedan

$32,988

$34,988

2014 MB SLK250 Roadster Stk#: 67870C

$39,988

2015 MB E350 Sport Sedan Stk#: 67916C

818.536.2413

$42,988

$29,988

Stk#: 67657T

$33,988

Stk#: 67678C

2015 MB C300 4MATIC速 Sport Sedan AWD Stk#: 67677C

2015 MB GLA250 4MATIC速 AWD

2015 MB E350 Sport Sedan Stk#: 67491C

$35,988

2015 MB C300 4MATIC速 Sport Sedan AWD

$39,988

Stk#: 67911C

2015 MB E350 Sport Sedan Stk#: 67801C

$44,988

16721 Ventura Blvd. Encino CA 91436

mbencino.com

Filipino Sales

Call 818.536.2413

Email: rorosa@mbencino.com

2014 MB CLA250 4Dr Coupe Stk#: 67892C

$31,988

2014 MB GLK350 Stk#: 67679C

$33,988

2014 MB E350 Coupe Stk#: 67948C

$36,988

2014 MB ML350 Stk#: 67867C

$40,988

2016 MB E350 Sport Sedan Stk#: 67922C

$45,988

Mercedes-Benz of Encino

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