Page 1

ALICE

®

ASSET LIMITED, INCOME CONSTRAINED, EMPLOYED

Winter 2016

STUDY OF FINANCIAL HARDSHIP UnitedWayALICE.org/Louisiana


REGIONAL MAP OF LOUISIANA

UNITED WAY ALICE PROJECT PARTICIPANTS United Way of Northwest Louisiana www.unitedwaynwla.org 820 Jordan Street, Suite 370 Shreveport, LA 71101

United Way of Northeast Louisiana www.unitedwaynela.org 1201 Hudson Lane Monroe, LA 71201

United Way of Central Louisiana www.uwcl.org 1101 4th Street, Suite 202 Alexandria, LA 71301

St. Landry - Evangeline United Way www.uwsle.org 311 W. Vine Street Opelousas, LA 70570

Capital Area United Way www.cauw.org 700 Laurel Street Baton Rouge, LA 70802

United Way of Southeast Louisiana www.unitedwaysela.org 2515 Canal Street New Orleans, LA 70119

United Way of Southwest Louisiana www.unitedwayswla.org 815 Ryan Street Lake Charles, LA 70601

United Way of Acadiana

www.unitedwayofacadiana.org 215 E. Pinhook Road Lafayette, LA 70501

Represents parish location of regional United Way office.

i

United Way of Iberia, Inc.

www.unitedwayofiberia.org 449 E. St. Peter Street New Iberia, LA 70560

St. John United Way

www.stjohnunitedway.org 299 Belle Terre Blvd., Suite AA LaPlace, LA 70068

United Way of St. Charles www.uwaysc.org 13207 River Road Luling, LA 70070


LETTER TO THE COMMUNITY Dear Louisianans,

Louisiana has had more than its share of natural disasters, from Hurricanes Katrina and Rita to the 2016 floods. While these events take a toll on all Louisianans, those who are most vulnerable are ALICE and families living in poverty. As someone directly impacted by the August flooding, I have often wondered how ALICE rebuilds after such devastating losses, with little or no saving to weather the unexpected crisis. ALICE is a group of people who work hard, but still cannot afford to make ends meet. ALICE lives in every town and every parish in Louisiana – working as child care providers, aides for the elderly, as cashiers, mechanics, and waiters and waitresses. They are our friends, family, and people we rely on every day. To provide a better understanding of ALICE, United Ways throughout Louisiana eagerly share this update, which advances the information by one year since our first United Way ALICE Report for Louisiana was released in January 2016. This Report reveals that 23 percent of all Louisiana households are ALICE and another 19 percent live in poverty. Together, 42 percent of all Louisiana households cannot afford basic expenses – housing, child care, food, transportation, health care, and taxes. One of our goals in releasing this Report is to help inform policy makers, coalitions, and organizations to more effectively help the people of our state. We take great pride in the fact that the Federal Emergency Management Agency (FEMA) recently used the United Way ALICE Report to help understand the impact of natural disasters on ALICE and to better target their services to our communities affected. This United Way ALICE Report for Louisiana is made possible by generous corporate support from the Entergy Corporation. As our sponsor and as a National ALICE Advisory Council member, Entergy supports ALICE research in our state and around the nation. The Louisiana Association of United Ways is also grateful for the support of JPMorgan Chase as a Louisiana Friend of ALICE. These corporate partners are helping to bring the message of ALICE to our great state. Both United Way ALICE Reports with parish-level information are available online at www.launitedway.org. If you would like to contact us about ALICE, please email us at ALICE@launitedway.org. Join us in the fight for families who struggle to feed their children and reach financial stability. When Louisiana’s ALICE households can improve their financial status so they are not struggling to make ends meet, we are all stronger and more prosperous. Sincerely,

Sarah H. Berthelot President and CEO, Louisiana Association of United Ways sarah@launitedway.org @sarahberthelot @launitedways #ALICELA #meetALICE

United Way ALICE Project Participants Capital Area United Way George H. Bell President/CEO www.cauw.org St. John United Way John Olynick Executive Director www.stjohnunitedway.org St. Landry – Evangeline United Way Ginger LeCompte Executive Director www.uwsle.org United Way of Acadiana Margaret H. Trahan President/CEO www.unitedwayofacadiana.org United Way of Central Louisiana David Britt President www.uwcl.org United Way of Iberia Corleen Rouly Executive Director www.unitedwayofiberia.org United Way of Northeast Louisiana Janet S. Durden President www.unitedwaynela.org United Way of Northwest Louisiana Bruce Willson, Jr. President & CEO www.unitedwaynwla.org United Way of Southeast Louisiana Michael Williamson President/CEO www.unitedwaysela.org United Way of Southwest Louisiana Denise Durel President/CEO www.unitedwayswla.org United Way of St. Charles John Dias Executive Director www.uwaysc.org

ii ii


FUNDERS AND PARTNERS National ALICE Advisory Council The United Way ALICE Project is partially funded and supported by the National ALICE Advisory Council, a body of corporate and national organizations convened to elevate ALICE’s voice to a national level. The Council is a forum for sharing experiences, developing best practices, and building innovative impact strategies to stabilize ALICE households and our broader economy. Current members include:

Aetna Foundation | AT&T | Atlantic Health System | Deloitte | Entergy | Johnson & Johnson KeyBank | Novartis Pharmaceuticals Corporation | OneMain Financial Thrivent Financial Foundation | UPS | U.S. Venture Dear Louisianans: At Entergy, one of the many ways that we power life is by working in partnership to address our communities’ most pressing issues. Working together, we have the power to break the cycle of intergenerational poverty. As one of only two Fortune 500 companies headquartered in Louisiana, we take our responsibility to support efforts such as the United Way ALICE Project seriously. Entergy is committed to giving back and inspiring positive change, because we can only be as strong as the communities we serve. This past year was a challenging one for the people of Louisiana, with devastating floods and tornadoes. For the more than 42 percent of Louisiana families who live below the ALICE threshold, these unexpected events hit the hardest. Three hundred of our very own employees were personally impacted by the 2016 floods, so the challenges of rebuilding really hit close to home. If history repeats, Louisiana will come back stronger than ever before. We are pleased to work with United Ways throughout Louisiana to help build stronger financial stability in hard-working families, while addressing the underlying causes of poverty. Our opportunity to know ALICE and how we can best help Louisiana’s struggling families opens a door for us all to move Louisiana families forward. At Entergy, we will use this report to do our part, knowing it will take everyone working together to create a brighter future for ALICE and indeed for all of us. Entergy Corporation is an integrated energy company engaged primarily in electric power production and retail distribution operations. Entergy delivers electricity to 2.8 million utility customers in Arkansas, Louisiana, Mississippi, and Texas. Entergy has annual revenues of approximately $11.5 billion and more than 13,000 employees. But more importantly, we have also invested approximately $82 million over the past 10 years in community efforts, creating a stronger, more prosperous, and sustainable Louisiana. We welcome all to join us as we work together to build stronger communities throughout Louisiana. Sincerely,

Patty Riddlebarger Director of Corporate Social Responsibility Entergy Corporation

Louisiana Friends of ALICE The Louisiana Association of United Ways is grateful for the support of corporate partners who are committed to the success of this project and helping bring the message of ALICE to the state of Louisiana. Current Louisiana Friends of ALICE include:

iii


THE ALICE RESEARCH TEAM The United Way ALICE Project provides high quality, research-based information to foster a better understanding of who is struggling in our communities. To produce the United Way ALICE Report for Louisiana, a team of researchers collaborated with a Research Advisory Committee, composed of 19 representatives from around Louisiana, who advised and contributed to our Report. This collaborative model, practiced in each state, ensures each United Way ALICE Report presents unbiased data that is replicable, easily updated on a regular basis, and sensitive to local context. Working closely with United Ways, the United Way ALICE Project seeks to equip communities with information to create innovative solutions.

Lead Researcher and National Director Stephanie Hoopes, Ph.D., is the lead researcher and national director of the United Way ALICE Project. Dr. Hoopes’ work focuses on the political economy of the United States and specifically on the circumstances of low-income households. Her research has garnered both state and national media attention. She began the United Way ALICE Project as a pilot study of the low-income community in affluent Morris County, New Jersey in 2009, and has overseen its expansion into a national initiative to more accurately measure financial hardship in states across the country. In 2015, Dr. Hoopes joined the staff at United Way of Northern New Jersey in order to grow this work in new and innovative ways as more and more states become involved. Dr. Hoopes was an assistant professor at the School of Public Affairs and Administration (SPAA), Rutgers University-Newark, from 2011 to 2015, and director of Rutgers-Newark’s New Jersey DataBank, which makes data available to citizens and policymakers on current issues in 20 policy areas, from 2011 to 2012. SPAA continues to support the United Way ALICE Project with access to research resources. Dr. Hoopes has a doctorate from the London School of Economics, a master’s degree from the University of North Carolina at Chapel Hill, and a bachelor’s degree from Wellesley College.

Research Support Team Andrew Abrahamson

Helen McGinnis

Dan Treglia, Ph.D.

ALICE Research Advisory Committee for Louisiana Gary Asmus, Ph.D. Workforce Opportunity Services

Vicki Mack, M.H.A., Ph.D. The Data Center

Robin A. Barnes, M.P.A. Greater New Orleans, Inc.

Clair Hebert Marceaux, P.C.E.D. Cameron Parish Policy Jury

Ali R. Bustamante Loyola University New Orleans

Jan Moller Louisiana Budget Project

Steven Dick, Ph.D. University of Louisiana at Lafayette

Dave N. Norris Jr., Ph.D. Louisiana Tech University

Barry Erwin Council for A Better Louisiana

Alexandra Priebe Louisiana Public Health Institute

Robert Eisenstadt, Ph.D. University of Louisiana at Monroe

Peggy Ramey BHP Billiton

John L. LaCour, M.S.W., retired University of Louisiana at Lafayette

Kim Hunter-Reed, D.P.P., M.P.A. HCM Strategists

Tre Rials New Orleans Business Alliance Patty Riddlebarger Entergy Corporation Bill Rodier St. Landry Parish Economic Development Adrienne C. Slack Federal Reserve Bank of Atlanta – New Orleans Branch Monty Sullivan, Ed.D. Louisiana Community and Technical College System

iv


THE UNITED WAY ALICE PROJECT The United Way ALICE Project provides a framework, language, and tools to measure and understand the struggles of the growing number of households in our communities who do not earn enough to afford basic necessities, a population called ALICE. This research initiative partners with state United Way organizations to present data that can stimulate meaningful discussion, attract new partners, and ultimately inform strategies that affect positive change. Based on the overwhelming success of this research in identifying and articulating the needs of this vulnerable population, the United Way ALICE Project has grown from a pilot in Morris County, New Jersey in 2009, to the entire state of New Jersey in 2012, and now to the national level with 15 states participating. Louisiana United Ways are proud to join the some 450 United Ways from these states to better understand the struggles of ALICE. Organizations across the country are also using this data to better understand the struggles and needs of their employees, customers, and communities. The result is that ALICE is rapidly becoming part of the common vernacular, appearing in the media and in public forums discussing financial hardship in communities across the country. Together, United Ways, government agencies, nonprofits, and corporations have the opportunity to evaluate the current solutions and discover innovative approaches to give ALICE a voice, and to create changes that improve life for ALICE and the wider community. To access reports from all states, visit UnitedWayALICE.org

States with United Way ALICE Reports

Oregon

North Dakota

Montana

Washington

Minnesota

Wisconsin

South Dakota

Idaho

Wyoming

Michigan

Iowa

Nebraska Nevada

New Hampshire Vermont Maine

Illinois Indiana Utah

Colorado

California

Kansas

Missouri

Oklahoma Arizona

Arkansas

Ohio

Tennessee

Georgia

Alabama Louisiana Alaska

Pennsylvania

West Virginia Virginia Kentucky

New Mexico Texas

New York

North Carolina

Massachusetts

Rhode Island Connecticut New Jersey Delaware Maryland District of Columbia

South Carolina Florida

Mississippi

New Jersey (2012) Hawaii

First Cohort (2014) Second Cohort (2015-16) Third Cohort (2016-17)

v


TABLE OF CONTENTS UPDATE TO THE UNITED WAY ALICE REPORT FOR LOUISIANA������������������������������������������������������ 1 SUPPLEMENT: UPDATE ON INCOME ASSESSMENT����������������������������������������������������������������������� 8 BIBLIOGRAPHY������������������������������������������������������������������������������������������������������������������������� 11 LOUISIANA PARISH PAGES�������������������������������������������������������������������������������������������������������� 12

INDEX OF FIGURES Figure 1. Household Income, Louisiana, 2007 to 2014��������������������������������������������������������������� 2 Figure 2. Household Type by Income, Louisiana, 2007 to 2014��������������������������������������������������� 2 Figure 3. Families with Children by Income, Louisiana, 2014���������������������������������������������������� 3 Figure 4. Household Survival Budget, Louisiana, 2007 to 2014������������������������������������������������� 4 Figure 5. Number of Jobs by Hourly Wage, Louisiana, 2014�������������������������������������������������������� 4 Figure 6. Household Assets, Louisiana, 2014����������������������������������������������������������������������������� 5 Figure 7. C omparing Basic Need with Public and Nonprofit Spending by Category (Excluding Health Care and Miscellaneous Expenses), Louisiana, 2014��������������������������������������� 6

ALICE IN LOUISIANA

Update providing 2014 data

vi


UPDATE TO THE UNITED WAY ALICE REPORT FOR LOUISIANA

Update providing 2014 data

In Louisiana, 723,077 households – fully 42 percent – struggled to afford basic household necessities in 2014. This update to the inaugural United Way ALICE Report for Louisiana provides the most current data on Louisiana residents who are struggling financially: 42 percent of households in Louisiana could not afford basic needs such as housing, child care, food, health care, and transportation in 2014. Many households are living below the Federal Poverty Level (FPL), but an even greater number of households are what United Way calls ALICE – an acronym for Asset Limited, Income Constrained, Employed. ALICE households have incomes above the FPL, but despite being hard working, still struggle to afford basic household necessities. This Report focuses on what has changed in Louisiana since the first United Way ALICE Report was published one year ago. Updating the data to 2014 aligns Louisiana with other state ALICE Reports. A multi-state comparison report will be available later in the year. Overall, with signs of improvement in the job market, life improved incrementally for many Louisianans. However, the cost of living continued to rise, while severe weather events and industry sector job fluctuations have forced many families to use up any savings, making it harder for them to get ahead.

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

This Report updates the cost of basic needs in the Household Survival Budget for each parish, and the number of households earning below this amount – the ALICE Threshold. It provides data on ALICE and poverty-level households by age and household type for each parish and municipality, where available, to reveal variations in hardship that are often masked by state averages. These breakdowns can be found in the Louisiana Parish Pages. Finally, the Report provides a new analysis of public and private assistance, demonstrating how these resources fall short in meeting the needs of ALICE households.

MORE HOUSEHOLDS STRUGGLING FINANCIALLY SINCE THE LAST ALICE REPORT Evidence is emerging that Louisiana is recovering, the population is increasing, and the number of jobs and level of wages are improving. Yet, the number of households below the ALICE Threshold also continues to rise, and their proportion of all households has remained the same. Households with income below the FPL remained at 19 percent from 2012 to 2014, while the proportion of ALICE households increased from 22 percent to 23 percent. The last report showed that in 2013, the proportion of ALICE households was 21 percent, which suggested a dip in the number of ALICE households, but data over a longer period of time shows the trend is increasing slightly. In fact, looking back to 2007, the start of the Great Recession, the number of households living below the ALICE Threshold has increased by 13 percent.

1


100%

1,820

90%

1,720

80%

1,620

70%

59%

60%

58%

59%

60%

1,420

50%

1,320

40% 30%

22%

23%

22%

23%

18%

18%

19%

19%

0%

2007

2010

2012

2014

1,220 1,120

20% 10%

1,520

Households (in thousands)

Percent of Households

Figure 1. Household Income, Louisiana, 2007 to 2014

Above AT ALICE Poverty Total HH

1,020 920

Source: American Community Survey, 2007-2014, and the ALICE Threshold, 2014

The size and makeup of households are changing across the U.S., with a trend towards smaller households, fewer households with children, fewer married-couple households, and more people living alone, especially at older ages. The number of families with children is decreasing, and households are aging. People are increasingly living in a wider variety of arrangements, including singles living alone or with roommates, and grown children living with parents. In 2014, single and cohabiting adults with no children under 18 years old made up the largest group in Louisiana, accounting for 49 percent of households (Figure 2).

Figure 2. Household Type by Income, Louisiana, 2007 to 2014

90%

800

80% 70%

57%

60%

500 390

40% 26%

20% 10% 0%

600

480

50% 30%

700

57%

61%

17% Single & Cohabiting (No Children Below 18)

13% 26% Families with Children

Source: American Community Survey, 2014, and the ALICE Threshold, 2014

28%

15% 65 and Over

400 300 200 100

Above AT ALICE Poverty Total HH

0

2

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

900

853

Households (in thousands)

Percent of Total Age Group

100%


• Families with children are the most likely group to be in poverty, especially those in single-parent families (Figure 3). Over the past decade, the number of married couples with children declined in Louisiana, while the number of single parent families increased. • Seniors are the most likely group to be ALICE, though the numbers are improving. In 2014, 15 percent of seniors were in poverty and 28 percent were ALICE. From 2007 to 2014, the number of households headed by someone over 65 increased, but the proportion in poverty decreased slightly from 16 percent to 15 percent. The biggest improvement was in the reduction in the percentage of senior ALICE households, from 34 percent in 2007 to 28 percent in 2014. • Other kinds of households – singles, married without children, families with children 18 and older, and roommates – account for almost half of all households in Louisiana, and 43 percent of these other households live below the ALICE Threshold (represented by the Single & Cohabiting category in Figure 2).

Figure 3. Families with Children by Income, Louisiana, 2014 90%

Percent of Family Type

300

281 23%

80%

47%

70% 60%

19% 84%

158

50% 40%

20%

0%

25%

41

8% Married

Single Female-Headed

200

100

58% 8%

250

150 28%

30%

10%

188,860 Families with Children Below ALICE Threshold

Single Male-Headed

50

Families (in thousands)

100%

Above AT ALICE Poverty Total HH

0

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Source: American Community Survey, 2014, and the ALICE Threshold, 2014

BASIC COST OF LIVING OUTPACES INFLATION The Household Survival Budget identifies the minimum cost for each of the five basic household items needed to live and work in today’s economy: housing, child care, food, transportation, and health care. The cost of these expenses increased steadily in every parish in Louisiana between 2007 and 2014. The average budget rose by 27 percent, which is almost double the national rate of inflation of 14 percent during that time period. The average annual Household Survival Budget for a Louisiana family of four (two adults with one infant and one preschooler) was $46,240, and for a single adult was $16,817 – well above the family FPL of $23,850 and the single FPL of $11,670 (U.S. Department of Health & Human Services, 2014).

3


Figure 4. Household Survival Budget, Louisiana, 2007 to 2014 Monthly Costs – Louisiana Average – 2014 SINGLE ADULT Housing

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

2007 – 2014 PERCENT CHANGE

$527

$727

22%

$–

$795

16%

Food

$182

$550

20%

Transportation

$340

$679

31%

Health Care

$122

$486

31%

Miscellaneous

$127

$350

27%

Taxes

$103

$266

0%

$1,401

$3,853

27%

$16,871

$46,240

27%

$8.41

$23.12

27%

Child Care

Monthly Total ANNUAL TOTAL Hourly Wage *

*Wage working full-time required to fund this budget Note: Percent increases in Figure 4 are an average of the increases in each category for a single-adult and for a four-person family. Source: U.S. Department of Housing and Urban Development (HUD), 2014; U.S. Department of Agriculture (USDA), 2014; Bureau of Labor Statistics (BLS), 2014; Internal Revenue Service (IRS), 2014; Louisiana Department of Revenue; Care Solutions, 2015

LOW-WAGE JOBS DOMINATE THE ECONOMY

Number of Jobs (in thousands)

Figure 5. Number of Jobs by Hourly Wage, Louisiana, 2014 1,400 1,200 1,000 800 600 400 200 0

68% $15-$20

$10-$15

27% $30-$40

Less Than $10

$20-$30

Less Than $20

$20-$40

4% $40-$60

0.3%

0.3%

$60-$80

Above $80

Source: Bureau of Labor Statistics, Occupational Employment Statistics (OES) Wage Survey – All Industries Combined, 2014

4

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Low-wage jobs continued to dominate the landscape; 68 percent of all jobs in Louisiana paid less than $20 per hour and two-thirds of those paid less than $15 per hour. Working full time year round at $15 per hour earns an annual salary of $30,000, not enough to support the family Household Survival Budget. Yet the job market shows signs of improving: The number of jobs increased slightly (1 percent) from 2013 to 2014, and the percent of low-wage jobs (less than $20 per hour) fell from 71 percent in 2013 to 68 percent in 2014, though this is still well above the 2007 level of 58 percent.


FEWER FAMILIES HAVE SAVINGS AND ASSETS Accumulating assets has been difficult in Louisiana, particularly liquid assets that households can draw upon in times of emergency. Levels of ownership of three of the most common assets in Louisiana provide insight into resources families have for emergencies and to accumulate wealth. Ninety-one percent of households own at least one vehicles, 64 percent own a home, but only 16 percent have an investment that produces income. While a vehicle is a necessity for work, it does not hold its value over time. Homeownership is the means for most families to build savings, but more than half of households have a mortgage and may owe more money than they would earn by selling it. The most effective resource to weather an emergency is an investment that produces income, which can range from a savings account to a 401K retirement plan to a rental property. But with only 16 percent of households with such assets, most Louisiana households do not have a cushion against a crisis.

Figure 6. Household Assets, Louisiana, 2014 100%

Percent of Households

90% 80%

3+ Vehicles

70% 60% 50%

2 Vehicles With Mortgage

40% 30% 20%

1 Vehicle

10% 0%

Vehicle

No Mortgage Home

Interest, Dividends, or Rental Income

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Source: American Community Survey, 2014

GAPS REMAIN EVEN WITH PUBLIC ASSISTANCE The ALICE Income Assessment quantifies total income of households below the ALICE Threshold and how much public and nonprofit assistance is spent on these low-income households. The landscape for the ALICE Income Assessment is changing in Louisiana. As the number of households below the ALICE Threshold increased, the total need increased, but so did total income and assistance. However, much of the increase in assistance has been for health care spending, which accounts for the largest portion of assistance. As a result, there are large gaps in some budget areas. Figure 7 compares the budget amounts for each category of the Household Survival Budget for a family of four (shown in dark blue) with ALICE income (shown in dark yellow), plus the public and nonprofit spending in each category (shown in yellow cross-hatch). The gap or surplus in each budget area is the difference between the blue column and the yellow/crosshatch column. The comparison assumes that the income households earn is allocated proportionately to each category. For a new and expanded analysis of income assistance, see the Supplement: Update on Income Assistance.

5


Public and Nonprofit Spending (in millions)

Figure 7. Comparing Basic Need with Public and Nonprofit Spending by Category (Excluding Health Care and Miscellaneous Expenses), Louisiana, 2014 $6,000 $5,000

45% Gap

46% Gap

3% Gap

$4,000

49% Gap

$3,000 $2,000 $1,000 $0

Housing Minimum Need

Child Care ALICE Income

Food

Transportation

Government & Nonprofit Assistance

Source: Office of Management and Budget, 2014; U.S. Department of Agriculture, 2014; Internal Revenue Service, 2014; American Community Survey, 2014; National Association of State Budget Officers, 2014; NCCS Data Web, 2012

CONCLUSION Many younger workers struggle to find jobs that support independent living or repay college debt. Families with young children struggle to find affordable child care. Families who encounter an emergency – health, accident, and especially natural disaster – have little or no savings to help them cope. And seniors, especially those who used their savings to weather unemployment or underemployment, are struggling to regain stability above the ALICE Threshold. Research shows that there are layers of support for financially fragile families. Often the first place low-income people or those without emergency savings seek help are from friends and family, followed by private nonprofits and government; they each can provide unique sets of assistance (Collins & Gjertson, 2013; Consumer and Community Development Research Section of the Federal Reserve Board’s Division of Consumer and Community Affairs (DCCA), 2015; Lusardi, Schneider, & Tufano, 2011; Allard, Danziger, & Wathe, 2012). Short-term strategies are those that help a family cope with an emergency and prevent spiraling into poverty. Long-term strategies are harder to implement, but can help a family maintain financial stability and support their family over time. Depending on how far a family’s income is below the ALICE Threshold, different strategies may be required. But all strategies play an important role; there is no one solution. Many stakeholders have a role, including friends and family, nonprofits, employers, and government. This update is part of the larger United Way ALICE Project. More information, including the initial Louisiana Report and the new National Consequences of Insufficient Income report, is available on the Project website: www.UnitedWayALICE.org.

6

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

ALICE households remain vulnerable in Louisiana. Unemployment and low-wage jobs persist for some groups, and the total number of households with wage or salary income is still lower in 2014 than 2007. There are 14 percent more households in poverty in 2014 than there were in 2007 and 13 percent more ALICE households.


GLOSSARY ALICE is an acronym that stands for Asset Limited, Income Constrained, Employed, comprising households with income above the Federal Poverty Level but below the basic cost of living. The Household Survival Budget calculates the actual costs of basic necessities (housing, child care, food, health care, and transportation) in Louisiana, adjusted for different parishes and household types. The ALICE Threshold is the average level of income that a household needs to afford the basics defined by the Household Survival Budget for each parish in Louisiana. (Please note that unless otherwise noted in this Report, households earning less than the ALICE Threshold include both ALICE and poverty-level households.)

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

The ALICE Income Assessment is the calculation of all sources of income, resources, and assistance for ALICE and poverty-level households. Even with assistance, the Assessment reveals a significant shortfall, or Unfilled Gap, between what these households bring in and what is needed for them to reach the ALICE Threshold.

7


SUPPLEMENT: UPDATE ON INCOME ASSESSMENT In the ongoing effort to provide the most useful understanding of ALICE households, The United Way ALICE Project continually incorporates changing conditions, such as increases in the cost of basic necessities. In the case of the ALICE Income Assessment, the increased health care spending has spurred additional analysis. This section presents a new Unfilled Gap analysis. The ALICE Income Assessment quantifies total income of households below the ALICE Threshold and how much public and nonprofit assistance is spent on these low-income households. Though assistance appears significant, research has shown that assistance is not always well-targeted, effective, and timely. There are several challenges to meeting basic needs with public and private assistance. First, the majority of government programs are intended to fill short-term needs, such as basic housing, food, clothing, health care, and education. By design, their goal is not to help households achieve long-term financial stability (Haskins, 2011; Shaefer & Edin, 2013; Ben-Shalom, Moffitt, & Scholz, 2012). Second, crucial resources are often targeted to households near or below the Federal Poverty Level (FPL), meaning that many struggling ALICE households are not eligible for assistance. Benefits are often structured to end before a family reaches stability, known as the “cliff effect.” In Louisiana, as earnings rise above the FPL, SNAP benefits decrease and then stop once income reaches 165 percent of the FPL, or just $40,104 for a family of four – 15 percent less than the Household Survival Budget for a family (National Conference of State Legislatures, October 2011; Louisiana Department of Family and Child Services, 2016). Finally, because public and nonprofit assistance is allocated for specific purposes and often delivered as services, it can only be used for specific parts of the household budget. Only 5 percent of the assistance provided in Louisiana is done through cash transfers, which households can use toward any of their most pressing needs. The remainder is earmarked for specific items, like food assistance or health care, even though need varies across households.

Gap in Housing Resources In the Household Survival Budget for a family of four, housing accounts for 19 percent of the budget. If families spend 19 percent of income on housing, they are still far short of what is needed to afford rent at HUD’s 40th rent percentile. To fill the gap, federal housing programs provide $210 million in assistance, including Section 8 Housing Vouchers, the Low Income Home Energy Assistance Program, the Public Housing Operating Fund, and Community Development Block Grant (CDBG). In addition, nonprofits spend an estimated $47 million on housing assistance (because nonprofit spending is not available by category, the estimate is one-fifth of the total nonprofit budget). Yet when income and government and nonprofit assistance for housing are combined, there is still a 45 percent gap in resources for all households to meet the basic ALICE Threshold for housing.

8

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

As a result, there are large gaps in some budget areas. To estimate gaps in particular budget items, this analysis compares the total amount needed to fill each category of the Household Survival Budget for all families of four with the total income of all households below the ALICE Threshold plus the public and nonprofit spending earmarked for that category. This assumes that households allocate income according to its proportion in the budget. The gap or surplus in each budget area is presented below.


Gap in Child Care Resources In the Household Survival Budget for a family of four, child care accounts for 21 percent of the family budget. Yet for many ALICE households, 21 percent of income is not enough to pay for even home-based child care, the least expensive organized care option. Additional child care resources available to Louisiana families include $166 million in federal spending for Head Start, the program that helps children meet their basic needs or is necessary to enable their parents to work. Nonprofits provide additional child care assistance including vouchers and child care services estimated at $47 million. Combined, there is still a 46 percent gap in resources for all households to meet the basic ALICE Threshold for child care.

Gap in Food Resources In the Household Survival Budget for a family of four, food accounts for 14 percent of the family budget, yet for many ALICE households, 14 percent of their income is insufficient to afford even the USDA Thrifty Food Plan. Food assistance for Louisiana households includes $1.8 billion of federal spending on food programs, primarily SNAP (formerly food stamps), school breakfast and lunch programs, and the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC). Nonprofits also provide food assistance – including food pantries, food banks, and soup kitchens – totaling approximately $47 million. Combined, there is only a 3 percent gap in resources for all households to meet the basic ALICE Threshold for food.

Gap in Transportation Resources In the Household Survival Budget for a family of four, transportation accounts for 13 percent of the family budget. Yet for many ALICE households, 13 percent of their income is not enough to afford even the running costs of a car. While Louisiana’s public transportation systems are state funded, there is no government spending on transportation targeted specifically to ALICE and poverty-level families. However, nonprofits provide some programs, spending an estimated $47 million. That leaves a 49 percent gap in resources for all households to meet the basic ALICE Threshold for transportation.

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Taxes In the Household Survival Budget for a family of four, taxes account for 7 percent of the family budget, so this analysis assumes that 7 percent of income is allocated towards taxes. The federal Earned Income Tax Credit (EITC) provides $1.4 billion in tax credits and refunds for Louisiana’s working families, and Louisiana EITC (worth 3.5 percent of the federal) provides an additional $49 million. Eligible households collected an average federal tax refund of $2,862, which helped 506,000 ALICE and poverty-level families (National Conference of State Legislatures, 2016; Internal Revenue Service (IRS), 2014). With this assistance, there is no gap in resources for all households to meet the basic ALICE Threshold for taxes.

The Special Case of Health Care Health care resources are separated from other government and nonprofit spending because they account for the largest single source of assistance to low-income households: $7.4 billion, or 59 percent of all spending in Louisiana. Health care spending includes federal grants for Medicaid, CHIP, and Hospital Charity Care; state matching grants for Medicaid, CHIP, and Medicare Part D Clawback Payments; and the cost of unreimbursed or unpaid services provided by Louisiana hospitals (Office of Management and Budget, 2014; National Association of State Budget Officers, 2014; Urban Institute, 2012).

9

With the increasing cost of health care and the implementation of the Affordable Care Act (ACA), spending on health care has increased more than any other category. For this reason, public and nonprofit spending on health care in Louisiana surpasses the amount needed for each household to afford basic out-of-pocket health care expenses. However, even this level of assistance does not necessarily guarantee good or improved health to low-income Louisiana households.


There are special challenges for estimating health care needs and costs, and delivering health care efficiently to 723,077 struggling Louisianans. First, there is greater variation in the amount of money families need for health care than exists in any other single category. An uninsured (or even an insured) household with a severe and sudden illness could be burdened with hundreds of thousands of dollars in medical bills in a single year, while a healthy household would have few expenses. National research has shown that a small proportion of households facing severe illness or injury account for more than half of all health care expenses, and those expenses can vary greatly from year to year (Silletti, 2005; Culhane, Park, & Metraux, 2011; U.S. Department of Housing and Urban Development (HUD), 2010). The difference between health care spending and other types of assistance is also obvious in the average amount of spending per household below the ALICE Threshold. In Louisiana, on average, each household received $10,190 in health care resources from the government and hospitals in 2014. By comparison, the average benefit to these households from other types of federal, state, and local government and nonprofit assistance – excluding health care – was $7,076 per household. Combining the two categories, the average household below the ALICE Threshold received a total of $17,226 in cash and services, shared by all members of the household and spread throughout the year (Office of Management and Budget, 2014; American Community Survey, 2007, 2010, 2012, and 2014; National Association of State Budget Officers, 2014; Urban Institute, 2012).

10

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

To put the amount of per-household spending in perspective, most Louisiana residents, including those well above the ALICE Threshold receive some form of assistance. For example, households with income between $100,000 and $200,000 receive an average of $7,970 as a home mortgage interest deduction and $2,067 in real estate tax deductions; households with income above $1 million receive an average of $18,193 as a home mortgage interest deduction and $11,671 in real estate tax deductions (Internal Revenue Service, 2014).


BIBLIOGRAPHY Allard, S. W., Danziger, S., & Wathe, M. (2012). Policy Brief. National Poverty Center. Retrieved from http://www.npc.umich.edu/publications/policy_briefs/brief31/ PolicyBrief31.pdf

Lusardi, A., Schneider, D., & Tufano, P. (2011). Financially Fragile Households:Evidence and Implications. Retrieved from https://www.brookings.edu/wp-content/uploads/2011/03/ 2011a_bpea_lusardi.pdf

American Community Survey. (2007, 2010, 2012, and 2014). 2007, 2010, 2012, and 2014; 1-, 3-, and 5-Year Estimates. Retrieved from U.S. Census Bureau: http://factfinder2.census.gov/faces/nav/jsf/pages/searchresults. xhtml?refresh=t

National Association of State Budget Officers. (2014). State Expenditure Report: Examining Fiscal 2012-2014 State Spending. Retrieved from https://higherlogicdownload.s3.amazonaws.com/NASBO/9d2d2db1c943-4f1b-b750-0fca152d64c2/UploadedImages/SER%20Archive/ State%20Expenditure%20Report%20Fiscal%202012%202014%20S.pdf

Ben-Shalom, Y., Moffitt, R., & Scholz, J. (2012). An Assessment of the Effectiveness of Anti-Poverty Programs in the United States. (Chapter 22). Retrieved from http://www.irp.wisc.edu/publications/dps/pdfs/dp139211.pdf Care Solutions. (2015). Louisiana Child CareMarket Rate Survey 2014. Retrieved from https://www.louisianabelieves.com/docs/default-source/ early-childhood/louisiana-child-care-market-rate-survey---2014. pdf?sfvrsn=4 Collins, M., & Gjertson, L. (2013). Emergency savings for low-income consumers. Focus, 12. Retrieved from http://www.irp.wisc.edu/publications/focus/pdfs/foc301.pdf Consumer and Community Development Research Section of the Federal Reserve Board’s Division of Consumer and Community Affairs (DCCA). (2015). Report on the Economic Well-Being of U.S. Households in 2014. Retrieved from https://www.federalreserve.gov/econresdata/2014-report-economicwell-being-us-households-201505.pdf Culhane, D. P., Park, J. M., & Metraux, S. (2011). The Patterns and Costs of Services Use among Homeless Families. Journal of Community Psychology(39), 815–825. doi:10.1002/jcop.20473 Haskins, R. (2011, June). Fighting Poverty the American Way. Retrieved from http://www.brookings.edu/~/media/research/files/ papers/2011/6/20%20fighting%20poverty%20haskins/ 0620_fighting_poverty_haskins.pdf

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Internal Revenue Service (IRS). (2014). Statistics for Tax Returns with EITC for 2014 Retuns. Retrieved from https://www.eitc.irs.gov/EITC-Central/eitcstats Louisiana Department of Family and Child Services. (2016). Supplemental Nutrition Assistance Program. Retrieved from http://www.dss.state.la.us/index.cfm?md=pagebuilder& tmp=home&nid=34&pnid=7&pid=93&catid=0 Louisiana Department of Revenue. (2007, 2010, 2014). Resident Income Tax: IT-540 Forms and Instructions. Retrieved from http://revenue.louisiana.gov/TaxForms/IT540%282010%29.%20INST.pdf; http://revenue.louisiana.gov/TaxForms/IT540i(2014)F.pdf; http://revenue.louisiana.gov/TaxForms/it540%281_07%29f.pdf

11

National Conference of State Legislatures. (2016). Tax Credits for Working Families: Earned Income Tax Credit (EITC). Retrieved from http://www.ncsl.org/research/labor-and-employment/ earned-income-tax-credits-for-working-families.aspx National Conference of State Legislatures. (October 2011). State Policies to Counteract the Cliff Effect in Public Programs: Summary Prepared by National Conference of State Legislatures. Retrieved from http://www.legis.nd.gov/files/committees/64-2014%20 appendices/17_9066_01000appendixb.pdf Office of Management and Budget. (2014). Fiscal Year 2015 Analytical Perspectives Budget of the U.S. Government. Retrieved from http://www.gpo.gov/fdsys/pkg/BUDGET-2015-PER/pdf/ BUDGET-2015-PER.pdf Shaefer, H. L., & Edin, K. (2013, May). Rising Extreme Poverty in the United States and the Response of Federal Means-Tested Transfer Programs. (Working Paper #13-06). Retrieved from http://www.npc.umich.edu/publications/working_papers/ ?publication_id=255& Silletti, L. (2005, June). The Costs and Benefits of Supportive Housing. Center for Urban Initiatives and Research, University of Wisconsin-Milwaukee. Retrieved from http://www.metropolisstrategies.org/documents/ CostsandBenefitsofSupportiveHousing-areview.pdf U.S. Department of Health & Human Services. (2014). Poverty Guidelines. Retrieved from https://aspe.hhs.gov/prior-hhs-poverty-guidelines-andfederal-register-references U.S. Department of Housing and Urban Development (HUD). (2010, March). Costs Associated with First-Time Homelessness for Families and Individuals. Retrieved from http://www.huduser.org/publications/pdf/Costs_Homeless.pdf Urban Institute. (2012). NCCS Data Web Report Builder, Statistics of Income 990EZc3 Report and 990 c3 Report. Retrieved from National Center for Charitable Statistics: http://nccs.urban.org/NCCS-Databases-and-Tools.cfm


LOUISIANA PARISH PAGES The following section presents a snapshot of ALICE in each of Louisiana’s 64 parishes, including the number and percent of households by income, the Household Survival Budget, household types that are struggling, savings and assets, and data for each municipality in the parish (where available). Because state averages often smooth over local variation, these parish pages are crucial to understanding the unique combination of demographic and economic circumstances in each parish in Louisiana. The map below provides a broad view of ALICE and poverty-level households in Louisiana.

West Carroll Morehouse 51% 53%

Bossier Lincoln 31% Webster 52% 46% Ouachita Richland Caddo 45% 42% 48% Bienville Jackson 49% 45% De Soto Red River 48% 43% Natchitoches 54% Sabine 48%

Vernon 37%

Winn 52%

Grant 49%

Rapides 45%

Caldwell 45%

East Carroll 67%

Madison 64%

Franklin 51% Tensas 59%

Catahoula 47%

La Salle 38%

Concordia 52%

Avoyelles 52%

East Feliciana 45% East Baton Rouge 39%

West St Helena Washington Feliciana 47% 55% 46% Evangeline Tangipahoa Beauregard Pointe 50% Allen 48% Coupee 39% St Landry 39% 50% 60% West Baton Livingston Rouge St Tammany 28% 34% 32% Jefferson Acadia Calcasieu St Martin Iberville Ascension 44% Davis Lafayette 43% 43% 29% St John 44% 44% St Bernard 32% Orleans The Baptist 47% St James 40% 52% Iberia 35% Cameron St Charles Assumption 37% Vermilion 25% 34% 39% 36% St Mary 40% Lafourche 45% Terrebonne 39% Jefferson Plaquemines 34% 39%

Percent Households Below ALICE Threshold 25%

67%

Source: American Community Survey, 2014, and the ALICE Threshold, 2014

12

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Union 46%

Claiborne 52%


Louisiana Parishes, 2014 Total HH

% ALICE & Poverty

Total HH

% ALICE & Poverty

Acadia

22,788

44%

Madison

4,035

64%

Allen

8,108

50%

Morehouse

10,383

53%

Ascension

41,433

29%

Natchitoches

14,598

54%

Assumption

8,726

39%

Orleans

152,788

52%

Avoyelles

15,107

52%

Ouachita

57,766

45%

Beauregard

13,095

39%

Plaquemines

8,772

34%

Bienville

5,888

49%

Pointe Coupee

8,888

39%

Bossier

47,072

31%

Rapides

46,738

45%

Caddo

94,854

48%

Red River

3,382

48%

Calcasieu

73,873

43%

Richland

7,676

42%

Caldwell

3,851

45%

Sabine

9,174

48%

Cameron

2,577

25%

St Bernard

14,051

47%

Catahoula

3,786

47%

St Charles

18,421

34%

Claiborne

5,677

52%

St Helena

4,155

47%

Concordia

7,767

52%

St James

7,925

35%

De Soto

10,172

43%

St John The Baptist

15,444

40%

East Baton Rouge

170,572

39%

St Landry

28,739

60%

East Carroll

2,592

67%

St Martin

18,834

43%

East Feliciana

6,909

45%

St Mary

20,183

40%

Evangeline

12,053

50%

St Tammany

88,123

32%

Franklin

7,748

51%

Tangipahoa

45,786

48%

Grant

7,204

49%

Tensas

1,936

59%

Iberia

25,855

37%

Terrebonne

39,975

39%

Iberville

11,257

44%

Union

8,712

46%

Jackson

6,166

45%

Vermilion

21,623

36%

Jefferson

169,033

39%

Vernon

18,112

37%

Jefferson Davis

11,553

44%

Washington

17,589

55%

Lafayette

88,611

32%

Webster

15,831

46%

Lafourche

34,564

45%

West Baton Rouge

9,030

34%

La Salle

5,715

38%

West Carroll

4,216

51%

Lincoln

17,060

52%

West Feliciana

3,976

46%

Livingston

48,943

28%

Winn

5,371

52%

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Parish

13

Louisiana Parishes, 2014 Parish


UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

14


ALICE IN ACADIA PARISH 2014 Point-in-Time Data

Population: 62,031 | Number of Households: 22,788 Median Household Income: $37,684 (state average: $44,555) Unemployment Rate: 9.4% (state average: 7.5%) ALICE Households: 23% (state average: 23%); Poverty Households: 21% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

15

Households by Income, 2007 to 2014 220011

23,000

100% 90%

22,500

80% 55%

70%

57%

54%

56% 22,000

60% 21,500

50% 40% 21%

30%

25%

23%

20%

21%

21%

2010

2012

2014

23%

20%

20,500

24%

10%

21,000

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

20,000

0% 2007 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Acadia Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$492

$637

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$123

$326

Taxes

Monthly Costs

$92

$214

Monthly Total

$1,351

$3,586

ANNUAL TOTAL

$16,212

$43,032

Hourly Wage

$8.11

$21.52

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Acadia Parish families with children live below the ALICE Threshold. Though more Acadia Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220012 4,500

4,266

90%

4,000

22%

80%

50%

59%

17%

2,500 2,000 13%

61%

30%

Church Point

1,722

61%

Crowley

4,832

55%

Egan

174

3%

Estherwood

285

29%

Iota

736

49%

Mermentau

283

50%

Morse

312

47%

Rayne

3,173

53%

1,500 1,000

20%

0%

3,000

2,278

89%

40%

10%

% ALICE & Poverty

3,500

70% 60%

Total HH

Town

Total Households

Percent of Families with Children

100%

Acadia Parish, 2014

28%

430

6% 5%

500 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220013

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

16

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Acadia Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ALLEN PARISH 2014 Point-in-Time Data

Population: 25,691 | Number of Households: 8,108 Median Household Income: $39,440 (state average: $44,555) Unemployment Rate: 7.5% (state average: 7.5%) ALICE Households: 33% (state average: 23%); Poverty Households: 17% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

17

Households by Income, 2007 to 2014 220031

100%

8,500

90%

8,400 8,300 52%

70%

52%

51%

50%

8,200

60%

8,100

50%

8,000 7,900

40% 26%

30%

29%

32%

33%

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

7,800 7,700

20% 22%

19%

17%

17%

2007

2010

2012

2014

10%

7,600 7,500

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Allen Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$341

Taxes

Monthly Costs

$94

$238

Monthly Total

$1,363

$3,754

ANNUAL TOTAL

$16,356

$45,048

Hourly Wage

$8.18

$22.52

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Allen Parish families with children live below the ALICE Threshold. Though more Allen Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Allen Parish, 2014 Town Elizabeth

Total HH

% ALICE & Poverty

190

62%

Kinder

1,113

64%

Oakdale

2,126

58%

Oberlin

686

48%

220032 1,800

1,660

90%

1,600

24%

80% 70%

1,400

52% 66%

1,200

19%

60%

1,000

50%

40%

572

30% 20% 10% 0%

800

17%

600

57% 24% 31%

281

Total Households

Percent of Families with Children

100%

400 200

10%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220033

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

18

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Allen Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ASCENSION PARISH 2014 Point-in-Time Data

Population: 117,029 | Number of Households: 41,433 Median Household Income: $66,576 (state average: $44,555) Unemployment Rate: 5.9% (state average: 7.5%) ALICE Households: 18% (state average: 23%); Poverty Households: 11% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

19

Households by Income, 2007 to 2014 220051

100%

42,000

90%

41,000

80%

40,000

70%

68%

69%

60%

39,000 70%

71%

38,000

50%

37,000

40%

36,000

30%

35,000 21%

18%

18%

18%

11%

13%

12%

11%

2007

2010

2012

2014

20% 10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

34,000 33,000 32,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Ascension Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$362

Taxes

Monthly Costs

$108

$286

Monthly Total

$1,432

$3,985

ANNUAL TOTAL

$17,184

$47,820

Hourly Wage

$8.59

$23.91

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Ascension Parish families with children live below the ALICE Threshold. Though more Ascension Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

56%

3,986

39%

122

59%

9,576

18%

652

40%

Sorrento

29%

10,000 51%

70%

8,000 20% 91%

6,000

40%

3,590

30%

4,000 43%

51%

20%

1,323 6% 3%

6%

Married

Single FemaleHeaded Poverty

Total Households

Percent of Families with Children

2,515

Gonzales

12,000

80%

0%

Donaldsonville

10,590

90%

10%

% ALICE & Poverty

Prairieville

100%

50%

Total HH

Town

Lemannville

220052

60%

Ascension Parish, 2014

2,000 0

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220053

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

10%

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

20

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Ascension Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ASSUMPTION PARISH 2014 Point-in-Time Data

Population: 23,170 | Number of Households: 8,726 Median Household Income: $47,961 (state average: $44,555) Unemployment Rate: 11.3% (state average: 7.5%) ALICE Households: 23% (state average: 23%); Poverty Households: 16% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

21

Households by Income, 2007 to 2014 220071

8,900

100% 90%

8,800

80% 70%

60%

64%

60%

61%

60%

8,700 8,600

50% 8,500

40% 18%

30%

22%

23%

15%

18%

16%

2010

2012

2014

21%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

8,400

20% 8,300

22%

10%

8,200

0% 2007 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Assumption Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$516

$656

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$126

$344

Taxes

Monthly Costs

$99

$243

Monthly Total

$1,385

$3,781

ANNUAL TOTAL

$16,620

$45,372

Hourly Wage

$8.31

$22.69

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Assumption Parish families with children live below the ALICE Threshold. Though more Assumption Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220072 1,800 1,569

90%

18%

70% 60%

1,200 12%

1,000

50%

800

40%

552

30%

600

55%

55%

20%

249

10%

15%

0%

5%

Bayou Corne

103

16%

Bayou L’Ourse

558

39%

Belle Rose

655

67%

Labadieville

722

34%

Napoleonville

212

53%

Paincourtville

398

18%

1,214

22%

325

67%

Supreme

1,400

27% 80%

% ALICE & Poverty

Pierre Part

1,600

33%

80%

Total HH

Town

Total Households

Percent of Families with Children

100%

Assumption Parish, 2014

400 200 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220073

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70% With Mortgage

60% 50%

2 Vehicles

40%

30% 20% 10%

No Mortgage 1 Vehicle

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

22

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Assumption Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN AVOYELLES PARISH 2014 Point-in-Time Data

Population: 41,604 | Number of Households: 15,107 Median Household Income: $33,781 (state average: $44,555) Unemployment Rate: 10.2% (state average: 7.5%) ALICE Households: 29% (state average: 23%); Poverty Households: 23% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

23

Households by Income, 2007 to 2014 220091

100%

15,800

90%

15,700

52%

70%

59%

56%

48%

15,600 15,500

60%

15,400

50%

15,300

40%

21% 20%

30%

22%

29%

15,200

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

15,100 15,000

20%

27%

10%

21%

22%

23%

2010

2012

2014

14,900 14,800

0% 2007 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Avoyelles Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$451

$665

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$117

$334

Taxes

Monthly Costs

$81

$226

Monthly Total

$1,293

$3,677

ANNUAL TOTAL

$15,516

$44,124

Hourly Wage

$7.76

$22.06

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Avoyelles Parish families with children live below the ALICE Threshold. Though more Avoyelles Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220092 3,000 2,651

90%

16%

80%

27%

14%

60%

2,000

73% 36%

50%

40%

70%

30% 20% 10% 0%

1,500

1,293

1,000

16%

37%

379

11%

Bordelonville

Total HH

% ALICE & Poverty

344

56%

1,614

65%

Center Point

116

38%

Cottonport

674

60%

Evergreen

149

68%

Fifth Ward

371

60%

Hessmer

391

51%

Mansura

605

68%

2,019

63%

Moreauville

408

59%

Simmesport

598

66%

Bunkie

Marksville

2,500

70%

Town

Total Households

Percent of Families with Children

100%

Avoyelles Parish, 2014

500 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220093

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

24

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Avoyelles Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN BEAUREGARD PARISH 2014 Point-in-Time Data

Population: 36,109 | Number of Households: 13,095 Median Household Income: $46,420 (state average: $44,555) Unemployment Rate: 6.7% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 17% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

25

Households by Income, 2007 to 2014 220111

13,150

100% 90%

13,100

80%

13,050

70%

63%

66%

63%

61% 13,000

60%

12,950

50% 40%

12,900

30% 19%

23%

20%

22%

15%

14%

17%

17%

2007

2010

2012

2014

20% 10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

12,850 12,800 12,750

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Beauregard Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$543

$672

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$129

$346

Taxes

Monthly Costs

$106

$248

Monthly Total

$1,422

$3,804

ANNUAL TOTAL

$17,064

$45,648

Hourly Wage

$8.53

$22.82

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Beauregard Parish families with children live below the ALICE Threshold. Though more Beauregard Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220112

DeRidder

3,875

43%

Longville

286

51%

Merryville

443

65%

Oretta

133

42%

Singer

190

26%

12%

2,946

3,000

80% 55%

33%

70%

2,500

85%

2,000

50% 1,500

6%

40% 30%

983

55%

1,000

20%

0%

% ALICE & Poverty

39% 5%

342

10%

Total Households

Percent of Families with Children

90%

10%

Total HH

Town

3,500

100%

60%

Beauregard Parish, 2014

500 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220113

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20% 10%

1 Vehicle

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

26

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Beauregard Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN BIENVILLE PARISH 2014 Point-in-Time Data

Population: 14,122 | Number of Households: 5,888 Median Household Income: $32,826 (state average: $44,555) Unemployment Rate: 10.9% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 27% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

27

Households by Income, 2007 to 2014 220131

6,000

100% 90%

5,900

80% 55%

70%

53%

51% 5,800

60% 5,700

50%

40%

19%

22%

25%

28%

27%

2010

2012

2014

20%

30% 20%

10%

5,600

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

5,500

N/A 5,400

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Bienville Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$334

Taxes

Monthly Costs

$94

$228

Monthly Total

$1,363

$3,678

ANNUAL TOTAL

$16,356

$44,136

Hourly Wage

$8.18

$22.07

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Bienville Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Bienville Parish, and single parent families are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220132

90%

38%

570

500

85%

50%

92%

40%

400

32%

300

30%

157

20%

0%

1,147

66%

Gibsland

436

60%

Lucky

106

52%

Ringgold

639

69%

Saline

124

43%

600

70%

10%

% ALICE & Poverty

700

80%

60%

Arcadia

Total HH

800

8%

713

Town

30%

3%

Total Households

Percent of Families with Children

100%

Bienville Parish, 2014

200 100

12%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220133

100%

Percent of Households

90% 80% 70%

4+ Vehicles 3 Vehicles

60% 50%

With Mortgage 2 Vehicles

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

28

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Bienville Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN BOSSIER PARISH 2014 Point-in-Time Data

Population: 125,064 | Number of Households: 47,072 Median Household Income: $50,704 (state average: $44,555) Unemployment Rate: 7.1% (state average: 7.5%) ALICE Households: 17% (state average: 23%); Poverty Households: 14% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

29

Households by Income, 2007 to 2014 220151

48,000

100% 90%

70%

63%

70%

60%

70%

69%

44,000

42,000

50% 40%

40,000

30%

23%

16%

20%

10%

19%

17%

Total Households

46,000

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

38,000

14%

14%

11%

14%

2007

2010

2012

2014

36,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Bossier Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$543

$757

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$129

$350

Taxes

Monthly Costs

$106

$261

Monthly Total

$1,422

$3,847

ANNUAL TOTAL

$17,064

$46,164

Hourly Wage

$8.53

$23.08

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Bossier Parish families with children live below the ALICE Threshold. Though more Bossier Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

35%

660

44%

Bossier City

24,869

31%

Eastwood

1,531

20%

Haughton

1,312

37%

353

56%

2,480

24%

8,000 7,000

68%

6,000

17%

90%

5,000 3,898

40%

4,000 1%

30%

3,000

48%

20%

0%

% ALICE & Poverty

9,000

70%

10%

Total HH

31%

1,270

Total Households

Percent of Families with Children

8,636

80%

50%

Benton

Red Chute

10,000

100%

60%

Town

Plain Dealing

220152

90%

Bossier Parish, 2014

2,000 1,000

3% 7%

0

Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220153

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

30

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Bossier Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN CADDO PARISH 2014 Point-in-Time Data

Population: 252,603 | Number of Households: 94,854 Median Household Income: $39,315 (state average: $44,555) Unemployment Rate: 7.4% (state average: 7.5%) ALICE Households: 25% (state average: 23%); Poverty Households: 23% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

31

Households by Income, 2007 to 2014 220171

100%

100,000

90%

99,000 98,000

55%

57%

70%

59%

52%

97,000

60%

96,000

50%

95,000

40%

21%

30%

28%

25%

94,000

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

93,000

23%

92,000

20% 22%

10%

17%

18%

2010

2012

23%

91,000 90,000

0% 2007 Poverty

ALICE

Above AT

2014 Total HH

Household Survival Budget, Caddo Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$543

$757

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$129

$350

Taxes

Monthly Costs

$106

$261

Monthly Total

$1,422

$3,847

ANNUAL TOTAL

$17,064

$46,164

Hourly Wage

$8.53

$23.08

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Caddo Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Caddo Parish, and single parent families are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220172 12,000 10,372

90%

20%

10,543 10,000

80%

17%

70% 60%

59%

8,000

84% 6,000

50%

40% 63%

30%

21%

20% 10% 0%

4,000

Total HH

% ALICE & Poverty

Blanchard

1,231

32%

Greenwood

1,530

46%

Hosston

127

64%

Ida

109

55%

Lakeview

485

45%

Mooringsport

349

64%

Oil City

341

73%

Rodessa

106

54%

Shreveport

74,512

49%

Vivian

1,675

64%

Town

Total Households

Percent of Families with Children

100%

Caddo Parish, 2014

2,445 2,000

7%

20%

9%

0

Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220173

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

32

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Caddo Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN CALCASIEU PARISH 2014 Point-in-Time Data

Population: 197,204 | Number of Households: 73,873 Median Household Income: $45,742 (state average: $44,555) Unemployment Rate: 7.4% (state average: 7.5%) ALICE Households: 25% (state average: 23%); Poverty Households: 18% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

33

Households by Income, 2007 to 2014 220191

75,000

100% 90%

70%

59%

66%

62%

57%

74,000

60% 73,500

50% 40% 30%

23%

17%

21%

25%

20%

73,000

Total Households

74,500

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

72,500

10%

17%

18%

17%

18%

2007

2010

2012

2014

72,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Calcasieu Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$549

$729

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$353

Taxes

Monthly Costs

$108

$264

Monthly Total

$1,431

$3,884

ANNUAL TOTAL

$17,172

$46,608

Hourly Wage

$8.59

$23.30

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Calcasieu Parish families with children live below the ALICE Threshold. Though more Calcasieu Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220192 16,000

90%

13,501

23%

14,000

80%

44%

70% 60%

10,000

81%

50% 5,732

6,000

66%

30% 20%

0%

8,000

17%

40%

10%

12,000

11%

Town

Total HH

% ALICE & Poverty

Carlyss

1,766

41%

DeQuincy

1,228

50%

Gillis

233

35%

Hayes

127

31%

Iowa

1,154

46%

Lake Charles

30,751

55%

Moss Bluff

4,187

26%

Prien

2,953

34%

Starks

264

69%

Sulphur

7,748

41%

Vinton

1,474

61%

Westlake

1,821

42%

4,000

39% 12%

Total Households

Percent of Families with Children

100%

Calcasieu Parish, 2014

1,166

7%

2,000 0

Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220193

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60%

2 Vehicles

50%

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

34

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Calcasieu Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN CALDWELL PARISH 2014 Point-in-Time Data

Population: 10,008 | Number of Households: 3,851 Median Household Income: $36,792 (state average: $44,555) Unemployment Rate: 10.3% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 23% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

35

Households by Income, 2007 to 2014 220211

4,000

100% 90%

3,900

80% 59%

70%

62%

55% 3,800

60% 3,700

50%

40% 30%

22%

19%

16%

22%

22%

23%

2010

2012

2014

20%

3,600

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

3,500

10%

N/A

3,400

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Caldwell Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$333

Taxes

Monthly Costs

$94

$223

Monthly Total

$1,363

$3,668

ANNUAL TOTAL

$16,356

$44,016

Hourly Wage

$8.18

$22.01

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Caldwell Parish families with children live below the ALICE Threshold. Though more Caldwell Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Caldwell Parish, 2014 Total HH

% ALICE & Poverty

Banks Springs

522

77%

Clarks

203

70%

Columbia

181

48%

Grayson

206

48%

Town

220212 1%

90%

700

577

500

70% 60%

50%

600

33%

80%

4% 400

91%

99%

40%

300

237

63%

30%

133

20%

10% 0%

200

Total Households

Percent of Families with Children

100%

100 9%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220213

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

36

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Caldwell Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN CAMERON PARISH 2014 Point-in-Time Data

Population: 6,713 | Number of Households: 2,577 Median Household Income: $64,129 (state average: $44,555) Unemployment Rate: 6.0% (state average: 7.5%) ALICE Households: 16% (state average: 23%); Poverty Households: 9% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

37

Households by Income, 2007 to 2014 220231

2,700

100% 90%

2,650

80%

2,600

70% 71%

60%

74%

75%

2,550 2,500

50% 40%

2,450

30%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

2,400

20%

18%

10%

N/A

16%

16%

11%

10%

9%

2010

2012

2014

0% Poverty

ALICE

Above AT

2,350 2,300

Total HH

Household Survival Budget, Cameron Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$549

$729

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$353

Taxes

Monthly Costs

$108

$264

Monthly Total

$1,431

$3,884

ANNUAL TOTAL

$17,172

$46,608

Hourly Wage

$8.59

$23.30

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Cameron Parish families with children live below the ALICE Threshold. Though more Cameron Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Cameron Parish, 2014 Total HH

% ALICE & Poverty

Cameron

137

12%

Hackberry

494

32%

Town

220232 800 714

90%

700

80%

600

70% 60% 50%

500 90%

400

40%

300

30%

200

20%

10% 0%

Total Households

Percent of Families with Children

100%

100 7% 3%

N/A

N/A

Married

Single FemaleHeaded

Single MaleHeaded

Poverty

ALICE

Above AT

0

Total HH

What assets do households have?

Assets, All Households, 2014 100%

Percent of Households

90% 80%

220233

4+ Vehicles 3 Vehicles With Mortgage

70%

60% 50%

2 Vehicles

40%

30% 20% 10%

No Mortgage 1 Vehicle

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

38

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Cameron Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN CATAHOULA PARISH 2014 Point-in-Time Data

Population: 10,273 | Number of Households: 3,786 Median Household Income: $35,093 (state average: $44,555) Unemployment Rate: 9.1% (state average: 7.5%) ALICE Households: 24% (state average: 23%); Poverty Households: 23% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

39

Households by Income, 2007 to 2014 220251

100%

3,800

90%

3,790

3,780 58%

70%

58%

53%

3,770

60%

3,760

50%

3,750

3,740

40% 19%

30%

20%

24%

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

3,730 3,720

20%

10%

N/A

23%

22%

23%

2010

2012

2014

3,710 3,700

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Catahoula Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$331

Taxes

Monthly Costs

$94

$218

Monthly Total

$1,363

$3,638

ANNUAL TOTAL

$16,356

$43,656

Hourly Wage

$8.18

$21.83

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Catahoula Parish families with children live below the ALICE Threshold. Though more Catahoula Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Catahoula Parish, 2014 Total HH

% ALICE & Poverty

Harrisonburg

161

59%

Jonesville

792

66%

Sicily Island

159

66%

Wallace Ridge

109

31%

Town

220252

90%

800

3%

720

700

80%

600

70% 60%

500

78%

50%

400

97%

40%

300

30% 20%

10%

173

Total Households

Percent of Families with Children

100%

200

9%

100

13%

N/A

0% Married

Single FemaleHeaded Poverty

ALICE

0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220253

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

With Mortgage

50% 40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

40

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Catahoula Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN CLAIBORNE PARISH 2014 Point-in-Time Data

Population: 16,817 | Number of Households: 5,677 Median Household Income: $34,216 (state average: $44,555) Unemployment Rate: 16.0% (state average: 7.5%) ALICE Households: 27% (state average: 23%); Poverty Households: 25% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

41

Households by Income, 2007 to 2014 220271

6,000

100% 90%

5,900 49%

70%

51%

48%

5,800

60% 5,700

50% 40%

25%

24%

27%

26%

25%

25%

2010

2012

2014

30% 20%

10%

5,600

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

5,500

N/A 5,400

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Claiborne Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$334

Taxes

Monthly Costs

$94

$228

Monthly Total

$1,363

$3,678

ANNUAL TOTAL

$16,356

$44,136

Hourly Wage

$8.18

$22.07

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Claiborne Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Claiborne Parish, and single parent families are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Claiborne Parish, 2014 Town Athens

Total HH

% ALICE & Poverty

125

48%

Haynesville

1,021

58%

Homer

1,145

50%

220272

90%

600

6% 1%

536

486

80% 70%

500 53%

66%

400

60% 50%

300

93%

40% 30%

26%

200

13%

122

20% 10%

Total Households

Percent of Families with Children

100%

100

21%

21% 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220273

100%

Percent of Households

90% 80% 70%

4+ Vehicles 3 Vehicles

60% 50%

With Mortgage 2 Vehicles

40%

30% 20%

No Mortgage 1 Vehicle

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

42

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Claiborne Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN CONCORDIA PARISH 2014 Point-in-Time Data

Population: 20,609 | Number of Households: 7,767 Median Household Income: $29,824 (state average: $44,555) Unemployment Rate: 16.5% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 30% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

43

Households by Income, 2007 to 2014 220291

8,000

100% 90%

7,950

50%

70%

52%

48%

60%

7,900 7,850

50%

18%

40%

22%

22%

30%

7,800

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

7,750

20%

32%

10%

26%

30%

7,700

N/A 7,650

0% 2010 Poverty

ALICE

2012 Above AT

2014 Total HH

Household Survival Budget, Concordia Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$468

$637

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$120

$331

Taxes

Monthly Costs

$85

$218

Monthly Total

$1,317

$3,638

ANNUAL TOTAL

$15,804

$43,656

Hourly Wage

$7.90

$21.83

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Concordia Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Concordia Parish, and single parent families are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220292 1,200

1,127

90%

19%

80%

4%

70% 60%

1,022

24%

800 39% 600

50%

30% 20% 10%

77%

400

6%

% ALICE & Poverty

Clayton

272

63%

Ferriday

1,270

65%

Minorca

670

46%

Monterey

188

43%

Ridgecrest

296

50%

Spokane

175

21%

1,687

42%

Vidalia

1,000

71%

40%

Total HH

Town

Total Households

Percent of Families with Children

100%

Concordia Parish, 2014

237 37%

200

23%

0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220293

100%

Percent of Households

90% 80%

4+ Vehicles

3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

44

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Concordia Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN DE SOTO PARISH 2014 Point-in-Time Data

Population: 26,968 | Number of Households: 10,172 Median Household Income: $41,486 (state average: $44,555) Unemployment Rate: 8.9% (state average: 7.5%) ALICE Households: 20% (state average: 23%); Poverty Households: 23% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

45

Households by Income, 2007 to 2014 220311

100% 10,300

90% 80% 55%

58%

70%

10,100

57%

57% 9,900

60% 50%

9,700

40% 18%

30%

25%

20%

20%

20%

23%

23%

2010

2012

2014

20% 24%

10%

9,500

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

9,300

9,100

0% 2007 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, De Soto Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$543

$757

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$129

$350

Taxes

Monthly Costs

$106

$261

Monthly Total

$1,422

$3,847

ANNUAL TOTAL

$17,064

$46,164

Hourly Wage

$8.53

$23.08

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many De Soto Parish families with children live below the ALICE Threshold. Though more De Soto Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 15%

90% 80%

60%

1,266

84%

1,000

50%

40%

0%

800

33%

600

66%

60%

117

34%

Keachi

118

45%

Logansport

718

60%

1,771

55%

South Mansfield

205

75%

Stonewall

743

29%

400

20% 10%

119

Grand Cane

1,400

44%

1,200

30%

Frierson

1,600

19%

70%

% ALICE & Poverty

Total Households

Percent of Families with Children

1,800

1,672

Total HH

Town

Mansfield

220312 100%

De Soto Parish, 2014

4%

23%

12%

196

200 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220313

100%

Percent of Households

90% 80% 70%

4+ Vehicles 3 Vehicles

60% 50%

With Mortgage 2 Vehicles

40%

30% 20% 10%

1 Vehicle

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

46

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in De Soto Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN EAST BATON ROUGE PARISH 2014 Point-in-Time Data

Population: 446,042 | Number of Households: 170,572 Median Household Income: $46,778 (state average: $44,555) Unemployment Rate: 6.5% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 17% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

47

Households by Income, 2007 to 2014 220331

171,000

100% 90%

170,000

80%

169,000

59%

70%

62%

63%

61% 168,000

60%

167,000

50% 40%

166,000

30%

24%

22%

19%

22%

17%

16%

18%

17%

2007

2010

2012

2014

20% 10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

165,000 164,000 163,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, East Baton Rouge Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$905

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$374

Taxes

Monthly Costs

$108

$318

Monthly Total

$1,432

$4,111

ANNUAL TOTAL

$17,184

$49,332

Hourly Wage

$8.59

$24.67

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many East Baton Rouge Parish families with children live below the ALICE Threshold. Though more East Baton Rouge Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220332 25,000

23,247

90%

31%

80%

39%

20,000

70% 60%

14,720

15,000

24%

87%

50%

40%

10,000

45%

30% 45%

20% 10% 0%

3,946

9% 4%

Total Households

Percent of Families with Children

100%

East Baton Rouge Parish, 2014 Total HH

% ALICE & Poverty

Baker

4,828

43%

Baton Rouge

91,034

49%

Brownfields

2,027

30%

Central

10,097

24%

Gardere

3,506

47%

Inniswold

2,781

26%

Merrydale

3,234

41%

Monticello

1,957

27%

Oak Hills Place

3,680

19%

Old Jefferson

2,833

19%

Shenandoah

7,339

11%

Village St. George

2,717

21%

Westminster

1,356

19%

Zachary

5,119

24%

Town

5,000

16% 0

Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220333

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

50% 40%

With Mortgage

30% 20%

1 Vehicle

10%

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

48

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in East Baton Rouge Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN EAST CARROLL PARISH 2014 Point-in-Time Data

Population: 7,602 | Number of Households: 2,592 Median Household Income: $24,947 (state average: $44,555) Unemployment Rate: 18.2% (state average: 7.5%) ALICE Households: 27% (state average: 23%); Poverty Households: 40% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

49

Households by Income, 2007 to 2014 220351

2,700

100% 90% 38%

33%

70%

2,600

2,500

60% 50%

27%

27%

27%

2,400

40% 2,300

30% 20%

10%

36%

35%

2010

2012

40%

Total Households

37%

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

2,200

N/A 2,100

0% Poverty

ALICE

Above AT

2014 Total HH

Household Survival Budget, East Carroll Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$497

$637

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$123

$333

Taxes

Monthly Costs

$93

$223

Monthly Total

$1,357

$3,668

ANNUAL TOTAL

$16,284

$44,016

Hourly Wage

$8.14

$22.01

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many East Carroll Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in East Carroll Parish, and single parent families are more likely to have income below the ALICE Threshold.

East Carroll Parish, 2014 Town Lake Providence

Total HH

% ALICE & Poverty

1,506

72%

Families with Children by Income, 2014 220352 450 387

90% 80%

43%

350

70%

300

271

60% 50% 40%

400

250

100%

200

38%

150

30%

100

20%

10%

Total Households

Percent of Families with Children

100%

50

19%

N/A

0% Married

Single FemaleHeaded Poverty

ALICE

0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220353

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle

10%

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

50

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in East Carroll Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN EAST FELICIANA PARISH 2014 Point-in-Time Data

Population: 19,964 | Number of Households: 6,909 Median Household Income: $46,220 (state average: $44,555) Unemployment Rate: 6.5% (state average: 7.5%) ALICE Households: 27% (state average: 23%); Poverty Households: 18% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

51

Households by Income, 2007 to 2014 220371

6,950

100% 90%

6,900

80%

52%

70%

60%

55%

6,850

60% 6,800

50% 40% 27%

30%

23%

27%

20%

6,750

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

6,700

10%

21%

N/A

17%

18%

2012

2014

6,650

0% 2010 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, East Feliciana Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$905

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$374

Taxes

Monthly Costs

$108

$318

Monthly Total

$1,432

$4,111

ANNUAL TOTAL

$17,184

$49,332

Hourly Wage

$8.59

$24.67

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many East Feliciana Parish families with children live below the ALICE Threshold. Though more East Feliciana Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220372

% ALICE & Poverty

Clinton

714

54%

Jackson

724

58%

Norwood

139

57%

Slaughter

414

19%

Wilson

198

60%

1,000

38%

70%

800

45%

85%

7%

591

50%

600

40% 400

30%

55%

20%

179

39% 5% 10%

Total Households

Percent of Families with Children

970

80%

0%

Total HH

16%

90%

10%

Town

1,200

100%

60%

East Feliciana Parish, 2014

200 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220373

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

52

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in East Feliciana Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN EVANGELINE PARISH 2014 Point-in-Time Data

Population: 33,778 | Number of Households: 12,053 Median Household Income: $30,323 (state average: $44,555) Unemployment Rate: 8.6% (state average: 7.5%) ALICE Households: 23% (state average: 23%); Poverty Households: 27% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

53

Households by Income, 2007 to 2014 220391

100%

13,000

90%

12,800

53%

70%

53%

50%

50%

12,600 12,400

60%

12,200

50% 12,000

40%

17%

27%

30%

24%

23%

11,800

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

11,600

20% 30%

10%

20%

26%

27%

2012

2014

11,400 11,200

0% 2007

2010

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Evangeline Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$468

$637

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$120

$326

Taxes

Monthly Costs

$85

$214

Monthly Total

$1,317

$3,586

ANNUAL TOTAL

$15,804

$43,032

Hourly Wage

$7.90

$21.52

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Evangeline Parish families with children live below the ALICE Threshold. Though more Evangeline Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

20%

31%

80%

60%

81%

1,500

1,341 34%

50%

1,000

40% 64%

30% 20% 10%

35%

5%

% ALICE & Poverty

Basile

581

55%

Chataignier

169

50%

1,355

66%

Pine Prairie

333

48%

Reddell

285

29%

Turkey Creek

125

40%

2,796

68%

Ville Platte

2,000

16%

70%

Total HH

Total Households

Percent of Families with Children

2,500

2,254

90%

Town

Mamou

220392 100%

Evangeline Parish, 2014

500 204

14% 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220393

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

54

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Evangeline Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN FRANKLIN PARISH 2014 Point-in-Time Data

Population: 20,645 | Number of Households: 7,748 Median Household Income: $30,607 (state average: $44,555) Unemployment Rate: 9.5% (state average: 7.5%) ALICE Households: 24% (state average: 23%); Poverty Households: 27% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

55

Households by Income, 2007 to 2014 220411

100%

8,000

90%

7,950 51%

70%

57%

48%

49%

7,900 7,850

60%

7,800

50% 7,750

40%

25%

21%

18%

30%

24% 7,700

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

7,650

20% 28%

25%

27%

27%

2007

2010

2012

2014

10%

7,600 7,550

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Franklin Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$468

$637

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$120

$333

Taxes

Monthly Costs

$85

$223

Monthly Total

$1,317

$3,668

ANNUAL TOTAL

$15,804

$44,016

Hourly Wage

$7.90

$22.01

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Franklin Parish families with children live below the ALICE Threshold. Though more Franklin Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Franklin Parish, 2014 Town

Total HH

% ALICE & Poverty

Baskin

122

48%

Gilbert

141

71%

1,865

67%

332

60%

Winnsboro Wisner

220412 1,142

1,200

8%

90% 80%

1,000

43%

70% 60%

800 79%

633

50%

11%

92%

40%

600 400

30% 20%

5%

10%

16%

46%

158

Total Households

Percent of Families with Children

100%

200 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220413

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

56

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Franklin Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN GRANT PARISH 2014 Point-in-Time Data

Population: 22,363 | Number of Households: 7,204 Median Household Income: $39,729 (state average: $44,555) Unemployment Rate: 10.3% (state average: 7.5%) ALICE Households: 29% (state average: 23%); Poverty Households: 20% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

57

Households by Income, 2007 to 2014 220431

7,450

100% 90%

7,400 50%

70%

61%

51%

7,300

60%

7,250

50%

40% 31%

30%

29%

22%

N/A

7,200

7,150

20%

10%

7,350

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

17%

19%

20%

2010

2012

2014

7,100 7,050

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Grant Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$530

$656

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$128

$333

Taxes

Monthly Costs

$103

$224

Monthly Total

$1,405

$3,665

ANNUAL TOTAL

$16,860

$43,980

Hourly Wage

$8.43

$21.99

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Grant Parish families with children live below the ALICE Threshold. Though more Grant Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220432 1,228

90%

60%

71% 800

50%

626 600 69%

30% 20%

400

38%

22%

128

10% 0%

1,000

58%

40%

7%

4%

Married

Single FemaleHeaded Poverty

Total HH

% ALICE & Poverty

Colfax

569

69%

Dry Prong

167

33%

Georgetown

121

38%

Montgomery

283

53%

Pollock

168

58%

Prospect

161

33%

Rock Hill

108

47%

1,200

24%

80% 70%

1,400

7%

Town

ALICE

Total Households

Percent of Families with Children

100%

Grant Parish, 2014

200 0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220433

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20%

No Mortgage 1 Vehicle

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

58

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Grant Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN IBERIA PARISH 2014 Point-in-Time Data

Population: 73,913 | Number of Households: 25,855 Median Household Income: $46,290 (state average: $44,555) Unemployment Rate: 8.5% (state average: 7.5%) ALICE Households: 21% (state average: 23%); Poverty Households: 16% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

59

Households by Income, 2007 to 2014 220451

26,600

100% 90%

70%

60%

62%

62%

63%

26,200

60% 26,000

50% 40%

25,800

18%

19%

20%

21%

19%

16%

2007

2010

2012

2014

30%

19%

Total Households

26,400

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

21%

20%

25,600

10%

25,400

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Iberia Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$519

$707

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$126

$335

Taxes

Monthly Costs

$99

$233

Monthly Total

$1,388

$3,684

ANNUAL TOTAL

$16,656

$44,208

Hourly Wage

$8.33

$22.10

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Iberia Parish families with children live below the ALICE Threshold. Though more Iberia Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Iberia Parish, 2014 Total HH

% ALICE & Poverty

Jeanerette

1,889

61%

Loreauville

290

44%

Lydia

317

6%

11,409

45%

Town

New Iberia

220452 4,500

4,278

90%

4,000

23%

80%

3,162

70% 60%

3,500

52%

3,000 82%

38%

2,500

50%

2,000

40%

1,500

30% 20% 10%

48%

39%

5%

955

Total Households

Percent of Families with Children

100%

1,000

500

13%

0

0% Married

Single FemaleHeaded

Poverty

ALICE

Single MaleHeaded

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220453

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

60

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Iberia Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN IBERVILLE PARISH 2014 Point-in-Time Data

Population: 33,375 | Number of Households: 11,257 Median Household Income: $45,692 (state average: $44,555) Unemployment Rate: 8.1% (state average: 7.5%) ALICE Households: 24% (state average: 23%); Poverty Households: 20% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

61

Households by Income, 2007 to 2014 220471

11,700

100% 90%

11,500

80%

70%

61%

62%

56%

56% 11,300

60% 11,100

50% 40% 30%

18%

20%

23%

24%

20% 2014

20%

10,900

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

10,700 20%

19%

21%

2007

2010

2012

10%

10,500

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Iberville Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$438

$637

Child Care

$–

$905

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$116

$352

Taxes

Monthly Costs

$77

$265

Monthly Total

$1,275

$3,874

ANNUAL TOTAL

$15,300

$46,488

Hourly Wage

$7.65

$23.24

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Iberville Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Iberville Parish, and single parent families are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220472 1,600

1,441

90%

28%

80%

60%

6% 1,000

84%

800

50% 49%

40%

600

66%

30%

351

20% 10% 0%

10%

Bayou Goula

185

54%

Crescent

269

40%

Grosse Tete

280

48%

Maringouin

402

64%

Plaquemine

2,811

44%

Rosedale

422

48%

St. Gabriel

1,230

44%

870

62%

1,200

1,125

70%

% ALICE & Poverty

White Castle

1,400

33%

Total HH

Town

Total Households

Percent of Families with Children

100%

Iberville Parish, 2014

400 200

18%

6%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220473

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20% 10%

1 Vehicle

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

62

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Iberville Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN JACKSON PARISH 2014 Point-in-Time Data

Population: 16,199 | Number of Households: 6,166 Median Household Income: $36,466 (state average: $44,555) Unemployment Rate: 8.0% (state average: 7.5%) ALICE Households: 21% (state average: 23%); Poverty Households: 24% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

63

Households by Income, 2007 to 2014 220491

6,200

100% 90%

6,150

80%

70%

61%

58%

55%

60%

6,100 6,050

50% 6,000

40%

30%

22%

22%

21%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

5,950

20% 10%

N/A

17%

20%

2010

2012

24%

5,900 5,850

0% Poverty

ALICE

Above AT

2014 Total HH

Household Survival Budget, Jackson Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$489

$637

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$122

$334

Taxes

Monthly Costs

$91

$228

Monthly Total

$1,346

$3,678

ANNUAL TOTAL

$16,152

$44,136

Hourly Wage

$8.08

$22.07

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Jackson Parish families with children live below the ALICE Threshold. Though more Jackson Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

800

77%

50%

29%

507

40%

600

73%

400

30% 20%

7%

10%

16%

63%

139

63%

Hodge

165

42%

1,638

59%

183

62%

1,000

34%

70% 60%

280

East Hodge

1,200

17%

80%

Chatham

North Hodge

10%

1,018

% ALICE & Poverty

37%

174

Total Households

Percent of Families with Children

90%

Total HH

Town

Jonesboro

220492 100%

Jackson Parish, 2014

200 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220493

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

64

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Jackson Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN JEFFERSON PARISH 2014 Point-in-Time Data

Population: 435,716 | Number of Households: 169,033 Median Household Income: $46,961 (state average: $44,555) Unemployment Rate: 5.8% (state average: 7.5%) ALICE Households: 24% (state average: 23%); Poverty Households: 15% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

65

Households by Income, 2007 to 2014 220511

100%

170,000

90%

168,000

80%

166,000 58%

59%

70%

57%

61%

164,000

60%

162,000

50%

160,000

40%

158,000

30%

27%

29%

28%

24%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

156,000 154,000

20% 10%

12%

15%

15%

15%

2007

2010

2012

2014

152,000 150,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Jefferson Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$646

$948

Child Care

$–

$949

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$142

$399

Taxes

Monthly Costs

$135

$381

Monthly Total

$1,567

$4,392

ANNUAL TOTAL

$18,804

$52,704

Hourly Wage

$9.40

$26.35

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Jefferson Parish families with children live below the ALICE Threshold. Though more Jefferson Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220512 25,000

23,462

90%

31%

80%

20,000 56%

70% 60%

82%

23%

14,605

15,000

50%

10,000

40% 30% 46%

20% 10% 0%

32%

4,421

7% Married

Single FemaleHeaded Poverty

% ALICE & Poverty

Avondale

1,765

58%

Barataria

452

48%

Bridge City

2,426

56%

Elmwood

2,681

25%

Estelle

5,130

32%

387

41%

Gretna

6,844

53%

Harahan

3,927

30%

Harvey

7,788

48%

683

35%

Jefferson

5,137

45%

Kenner

25,553

36%

Lafitte

448

45%

Marrero

12,191

56%

Metairie

59,799

37%

River Ridge

5,774

29%

Terrytown

8,475

43%

Timberlane

3,492

35%

Waggaman

3,431

51%

Westwego

3,770

53%

Woodmere

3,671

35%

Jean Lafitte

5,000

11% 12%

Total HH

Town

Grand Isle

Total Households

Percent of Families with Children

100%

Jefferson Parish, 2014

0

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220513

100%

Percent of Households

90% 80%

4+ Vehicles

3 Vehicles

70%

60%

2 Vehicles

50% With Mortgage

40%

30% 20%

1 Vehicle No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

66

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Jefferson Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN JEFFERSON DAVIS PARISH 2014 Point-in-Time Data

Population: 31,492 | Number of Households: 11,553 Median Household Income: $40,335 (state average: $44,555) Unemployment Rate: 10.4% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 22% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

67

Households by Income, 2007 to 2014 220531

12,000

100% 90%

11,900

80% 70%

64%

64%

57%

56%

60%

11,800 11,700

50% 11,600

40% 30%

18%

22%

23%

22%

2012

2014

22%

20% 10%

20%

18%

14%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

11,500 11,400 11,300

0% 2007

2010

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Jefferson Davis Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$341

Taxes

Monthly Costs

$94

$238

Monthly Total

$1,363

$3,754

ANNUAL TOTAL

$16,356

$45,048

Hourly Wage

$8.18

$22.52

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Jefferson Davis Parish families with children live below the ALICE Threshold. Though more Jefferson Davis Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220532 2,500

2,374

21%

70%

58% 1,500

81%

50%

995

40%

1,000

62%

30%

42%

20%

0%

% ALICE & Poverty

Elton

479

61%

Fenton

164

61%

Jennings

3,790

52%

Lacassine

135

12%

Lake Arthur

993

53%

Roanoke

164

40%

1,148

46%

Welsh

2,000

80%

10%

Total HH

17%

90%

60%

Town

10%

346

9%

Total Households

Percent of Families with Children

100%

Jefferson Davis Parish, 2014

500

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220533

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

1 Vehicle

No Mortgage

Vehicle

Home

40%

30% 20% 10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

68

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Jefferson Davis Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN LASALLE PARISH 2014 Point-in-Time Data

Population: 14,874 | Number of Households: 5,715 Median Household Income: $41,173 (state average: $44,555) Unemployment Rate: 6.9% (state average: 7.5%) ALICE Households: 19% (state average: 23%); Poverty Households: 19% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

69

Households by Income, 2007 to 2014 220591

5,800

100% 90%

5,700

80%

5,600

70%

60%

67%

62%

5,500

60%

5,400

50%

40%

5,300

30%

26%

20%

10%

N/A

19% 20%

14%

13%

2010

2012

19%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

5,200 5,100 5,000

0%

Poverty

ALICE

Above AT

2014

Total HH

Household Survival Budget, LaSalle Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$476

$637

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$121

$331

Taxes

Monthly Costs

$87

$218

Monthly Total

$1,328

$3,638

ANNUAL TOTAL

$15,936

$43,656

Hourly Wage

$7.97

$21.83

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many LaSalle Parish families with children live below the ALICE Threshold. Though more LaSalle Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220592

1,189

1,452

41%

Midway

620

61%

Olla

533

41%

Tullos

151

47%

Urania

215

44%

1,200

3%

70%

1,000

60%

800

89%

600

82%

40% 30%

349

400 35%

20%

0%

% ALICE & Poverty

15%

80%

10%

Jena

Total HH

Total Households

Percent of Families with Children

90%

50%

Town

1,400

100%

60%

LaSalle Parish, 2014

110

5% 6%

5%

Married

Single FemaleHeaded Poverty

ALICE

200 0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220593

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70% With Mortgage

60% 50%

2 Vehicles

40%

30% 20% 10%

No Mortgage 1 Vehicle

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

70

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in LaSalle Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN LAFAYETTE PARISH 2014 Point-in-Time Data

Population: 235,644 | Number of Households: 88,611 Median Household Income: $51,060 (state average: $44,555) Unemployment Rate: 4.9% (state average: 7.5%) ALICE Households: 19% (state average: 23%); Poverty Households: 13% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

71

Households by Income, 2007 to 2014 220551

100%

90,000

90%

89,000

80%

88,000

70%

68%

69%

63%

87,000 68%

60%

86,000 85,000

50%

84,000

40%

83,000

30% 15%

17%

20% 10%

20%

14%

17%

17%

2007

2010

2012

19%

13%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

82,000 81,000 80,000 79,000

0% Poverty

ALICE

Above AT

2014 Total HH

Household Survival Budget, Lafayette Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$791

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$346

Taxes

Monthly Costs

$94

$257

Monthly Total

$1,363

$3,803

ANNUAL TOTAL

$16,356

$45,636

Hourly Wage

$8.18

$22.82

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Lafayette Parish families with children live below the ALICE Threshold. Though more Lafayette Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

16,000

28%

80%

12,000

67%

60%

31%

92%

10,000 7,805

8,000

40%

6,000

30% 41%

20%

10% 0%

Broussard

3,468

30%

Carencro

3,217

40%

640

51%

Lafayette

49,939

36%

Milton

1,019

6%

Ossun

691

42%

Scott

3,641

31%

Youngsville

3,237

13%

14,000

70%

50%

% ALICE & Poverty

33%

2,120

3% 5%

Total Households

Percent of Families with Children

18,000

16,312

90%

Total HH

Town

Duson

220552 100%

Lafayette Parish, 2014

4,000 2,000 0

Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220553

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

50% With Mortgage

40%

30% 20%

1 Vehicle No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

72

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Lafayette Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN LAFOURCHE PARISH 2014 Point-in-Time Data

Population: 98,020 | Number of Households: 34,564 Median Household Income: $41,842 (state average: $44,555) Unemployment Rate: 7.4% (state average: 7.5%) ALICE Households: 26% (state average: 23%); Poverty Households: 19% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

73

Households by Income, 2007 to 2014 220571

100%

36,000

90%

35,500

80%

35,000 59%

70%

62%

63%

55%

34,500

60%

34,000

50%

33,500

40%

33,000

30%

26%

22%

25%

20% 10%

19%

25%

13%

12%

2010

2012

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

32,500 32,000

19%

31,500 31,000

0% 2007 Poverty

ALICE

Above AT

2014 Total HH

Household Survival Budget, Lafourche Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$496

$773

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$123

$359

Taxes

Monthly Costs

$93

$277

Monthly Total

$1,356

$3,947

ANNUAL TOTAL

$16,272

$47,364

Hourly Wage

$8.14

$23.68

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Lafourche Parish families with children live below the ALICE Threshold. Though more Lafourche Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 8,000 7,000 47%

6,000

70% 60% 50%

5,000 90%

4,000 87%

40%

3,041

30%

3,000 48%

20%

10% 0%

Bayou Country Club

Total HH

% ALICE & Poverty

4,305

38%

523

11%

1,815

31%

344

52%

Cut Off

2,040

36%

Galliano

2,816

38%

Golden Meadow

749

36%

Kraemer

409

54%

Lafourche Crossing

815

17%

2,565

39%

Lockport

990

43%

Lockport Heights

439

22%

Mathews

779

35%

Raceland

3,756

43%

Thibodaux

5,518

47%

Larose

Total Households

Percent of Families with Children

13%

80%

Bayou Blue

Choctaw

100% 6,851

Town

Chackbay

220572

90%

Lafourche Parish, 2014

2,000

1,117 1,000

6% 4%

5%

Married

Single FemaleHeaded Poverty

ALICE

0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220573

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

74

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Lafourche Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN LINCOLN PARISH 2014 Point-in-Time Data

Population: 47,243 | Number of Households: 17,060 Median Household Income: $34,210 (state average: $44,555) Unemployment Rate: 12.3% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 30% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

75

Households by Income, 2007 to 2014 220611

100%

17,200

90%

17,000

54%

70%

54%

54%

48%

16,800 16,600

60%

16,400

50%

16,200

40%

18%

21%

19%

22%

16,000

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

15,800

30%

15,600

20% 28%

2007

10%

25%

27%

30%

2010

2012

2014

15,400 15,200

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Lincoln Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$613

$759

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$138

$349

Taxes

Monthly Costs

$126

$257

Monthly Total

$1,521

$3,840

ANNUAL TOTAL

$18,252

$46,080

Hourly Wage

$9.13

$23.04

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Lincoln Parish families with children live below the ALICE Threshold. Though more Lincoln Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220612 2,500

2,338

90%

20% 1,912

80%

17%

70% 60%

29% 3%

1,500

50%

1,000

40%

20% 10% 0%

68%

63%

357

7%

% ALICE & Poverty

Choudrant

443

42%

Dubach

331

68%

Grambling

1,478

64%

Ruston

7,973

59%

Simsboro

407

40%

Vienna

170

33%

2,000

81%

30%

Total HH

Town

12%

Total Households

Percent of Families with Children

100%

Lincoln Parish, 2014

500

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220613

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

40%

With Mortgage

30% 20%

1 Vehicle No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

76

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Lincoln Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN LIVINGSTON PARISH 2014 Point-in-Time Data

Population: 135,751 | Number of Households: 48,943 Median Household Income: $60,466 (state average: $44,555) Unemployment Rate: 5.4% (state average: 7.5%) ALICE Households: 17% (state average: 23%); Poverty Households: 11% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

77

Households by Income, 2007 to 2014 220631

100% 50,000

90% 80%

70%

65%

66%

62%

60%

40,000 72% 30,000

50% 40%

20,000

30% 23%

24%

11%

11%

2007

2010

20% 10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

22% 17% 16%

10,000

11% -

0% Poverty

ALICE

2012 Above AT

2014 Total HH

Household Survival Budget, Livingston Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$867

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$368

Taxes

Monthly Costs

$108

$300

Monthly Total

$1,432

$4,049

ANNUAL TOTAL

$17,184

$48,588

Hourly Wage

$8.59

$24.29

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Livingston Parish families with children live below the ALICE Threshold. Though more Livingston Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220632 12,000

11,235

90%

29%

80%

10,000

70% 60%

87%

8,000

68%

18%

6,000

50%

40%

3,744

30%

4,000

53%

21%

20% 10% 0%

4% 9%

1,682

11%

Married

Single FemaleHeaded Poverty

Town Albany

Total HH

% ALICE & Poverty

531

43%

3,876

38%

French Settlement

484

39%

Killian

423

41%

Livingston

650

31%

Port Vincent

345

28%

Springfield

162

48%

Walker

2,303

34%

Watson

354

48%

Denham Springs

Total Households

Percent of Families with Children

100%

Livingston Parish, 2014

2,000 0

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220633

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0%

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

78

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Livingston Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN MADISON PARISH 2014 Point-in-Time Data

Population: 12,008 | Number of Households: 4,035 Median Household Income: $24,028 (state average: $44,555) Unemployment Rate: 19.2% (state average: 7.5%) ALICE Households: 28% (state average: 23%); Poverty Households: 36% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

79

Households by Income, 2007 to 2014 220651

4,100

100% 90%

42%

38%

36%

70%

4,050

4,000

60% 50%

26%

40%

29%

28%

3,950

3,900

30% 20%

10%

32%

33%

36%

2010

2012

2014

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

3,850

N/A 3,800

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Madison Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$484

$659

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$122

$336

Taxes

Monthly Costs

$90

$229

Monthly Total

$1,340

$3,699

ANNUAL TOTAL

$16,080

$44,388

Hourly Wage

$8.04

$22.19

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Madison Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Madison Parish, and single parent families are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Madison Parish, 2014 Total HH

% ALICE & Poverty

Delta

110

64%

Richmond

172

43%

2,551

65%

Town

Tallulah

220652 6% 4%

90%

509

500

80% 70%

428

56%

400

52%

60% 50%

40%

600

9%

300

90% 15%

200

30% 20% 10%

109

39%

29%

Total Households

Percent of Families with Children

100%

100 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220653

100%

Percent of Households

90% 80% 70%

4+ Vehicles 3 Vehicles

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

80

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Madison Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN MOREHOUSE PARISH 2014 Point-in-Time Data

Population: 27,319 | Number of Households: 10,383 Median Household Income: $28,304 (state average: $44,555) Unemployment Rate: 10.4% (state average: 7.5%) ALICE Households: 25% (state average: 23%); Poverty Households: 28% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

81

Households by Income, 2007 to 2014 220671

11,000

100% 90%

10,800 48%

50%

70%

46%

47%

10,600 10,400

60%

10,200

50% 19%

40%

28%

26%

25%

30%

10,000

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

9,800

20%

31%

24%

10%

28%

28%

2012

2014

9,600

9,400

0% 2007

2010

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Morehouse Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$514

$691

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$125

$340

Taxes

Monthly Costs

$98

$238

Monthly Total

$1,381

$3,744

ANNUAL TOTAL

$16,572

$44,928

Hourly Wage

$8.29

$22.46

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Morehouse Parish families with children live below the ALICE Threshold. Though more Morehouse Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Morehouse Parish, 2014 Town Bastrop Mer Rouge

Total HH

% ALICE & Poverty

4,141

65%

190

54%

220672 1,600

1,434

90%

19%

1,400

26%

80%

60%

1,200

17%

70%

1,028 1,000

78%

800

50% 40%

20%

4%

10%

18%

600

74%

64%

30%

Total Households

Percent of Families with Children

100%

400 150

200 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220673

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

82

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Morehouse Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN NATCHITOCHES PARISH 2014 Point-in-Time Data

Population: 39,359 | Number of Households: 14,598 Median Household Income: $33,629 (state average: $44,555) Unemployment Rate: 11.2% (state average: 7.5%) ALICE Households: 26% (state average: 23%); Poverty Households: 28% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

83

Households by Income, 2007 to 2014 220691

100%

15,200

90%

15,100 47%

49%

70%

52%

46%

15,000 14,900

60%

14,800

50% 19%

40%

25%

22%

26%

14,700 14,600

30%

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

14,500

20%

32%

10%

28%

26%

28%

2010

2012

2014

14,400 14,300

0% 2007 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Natchitoches Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$587

$727

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$135

$346

Taxes

Monthly Costs

$118

$253

Monthly Total

$1,484

$3,805

ANNUAL TOTAL

$17,808

$45,660

Hourly Wage

$8.90

$22.83

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Natchitoches Parish families with children live below the ALICE Threshold. Though more Natchitoches Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220692 17%

15%

80%

2,000

70% 60%

1,554

26% 1,500

83%

50%

40%

1,000

75%

30%

57%

20% 10% 0%

259

8% 9%

% ALICE & Poverty

Ashland

108

43%

Campti

309

75%

Clarence

139

59%

Goldonna

155

48%

Natchez

140

80%

7,014

63%

Point Place

146

35%

Provencal

227

49%

Vienna Bend

498

52%

Natchitoches

2,500

10%

2,199

90%

Total HH

Town

Total Households

Percent of Families with Children

100%

Natchitoches Parish, 2014

500

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220693

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

84

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Natchitoches Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ORLEANS PARISH 2014 Point-in-Time Data

Population: 384,320 | Number of Households: 152,788 Median Household Income: $35,504 (state average: $44,555) Unemployment Rate: 10.3% (state average: 7.5%) ALICE Households: 25% (state average: 23%); Poverty Households: 27% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

85

Households by Income, 2007 to 2014 220711

100%

180,000

90%

160,000 44%

54%

70%

50%

48%

140,000 120,000

60%

100,000

50% 80,000

40%

37%

22%

30%

22%

25%

60,000

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

40,000

20% 10%

24%

19%

28%

27%

2012

2014

20,000 -

0% 2007

2010

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Orleans Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$646

$948

Child Care

$–

$949

Food

$182

$550

Transportation

$340

$679

Health Care

$129

$511

Miscellaneous

$143

$403

Taxes

Monthly Costs

$137

$389

Monthly Total

$1,577

$4,429

ANNUAL TOTAL

$18,924

$53,148

Hourly Wage

$9.46

$26.57

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Orleans Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Orleans Parish, and single parent families are more likely to have income below the ALICE Threshold.

Orleans Parish, 2014 Town New Orleans

Total HH

% ALICE & Poverty

152,788

52%

Families with Children by Income, 2014 220712 16,000

14,608

90% 80%

21%

24%

12,438

14,000 12,000

70% 60%

10,000

34%

82%

8,000

50% 40%

20%

10% 0%

6,000

64%

30%

45%

6%

2,544

Total Households

Percent of Families with Children

100%

4,000 2,000

12%

0

Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220713

100%

Percent of Households

90% 80% 70% 60%

4+ Vehicles 3 Vehicles

2 Vehicles

50% 40% With Mortgage

30% 20%

1 Vehicle No Mortgage

10% 0%

Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

86

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Orleans Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN OUACHITA PARISH 2014 Point-in-Time Data

Population: 156,325 | Number of Households: 57,766 Median Household Income: $41,139 (state average: $44,555) Unemployment Rate: 7.3% (state average: 7.5%) ALICE Households: 21% (state average: 23%); Poverty Households: 24% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

87

Households by Income, 2007 to 2014 220731

100%

59,000

90%

58,000

80%

57,000

57%

70%

62%

55%

55% 56,000

60%

55,000

50% 54,000

40% 23%

30%

16%

22%

21%

53,000

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

52,000

20% 20%

22%

23%

24%

2007

2010

2012

2014

10%

51,000 50,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Ouachita Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$522

$693

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$126

$341

Taxes

Monthly Costs

$100

$238

Monthly Total

$1,392

$3,747

ANNUAL TOTAL

$16,704

$44,964

Hourly Wage

$8.35

$22.48

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Ouachita Parish families with children live below the ALICE Threshold. Though more Ouachita Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

9,622

10,000 16% 58%

8,000

6,690

79%

6,000

50%

40%

69%

30% 20% 10%

Bawcomville

1,359

61%

Brownsville

1,695

57%

331

48%

Claiborne

4,528

35%

Lakeshore

718

32%

18,390

58%

Richwood

660

77%

Sterlington

649

43%

Swartz

1,823

38%

West Monroe

5,447

55%

4,000

22%

4% 20%

17%

1,219

Total Households

Percent of Families with Children

15%

70% 60%

% ALICE & Poverty

Monroe

12,000

100%

80%

Total HH

Town

Calhoun

220732

90%

Ouachita Parish, 2014

2,000 0

0% Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220733

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

50% With Mortgage

40%

30% 20%

1 Vehicle No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

88

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Ouachita Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN PLAQUEMINES PARISH 2014 Point-in-Time Data

Population: 23,545 | Number of Households: 8,772 Median Household Income: $54,835 (state average: $44,555) Unemployment Rate: 5.1% (state average: 7.5%) ALICE Households: 18% (state average: 23%); Poverty Households: 16% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

89

Households by Income, 2007 to 2014 220751

100%

8,900

90%

8,800

80%

8,700

70%

65%

67%

66%

60%

8,600 8,500

50% 8,400

40%

8,300

30% 25%

20%

10%

N/A

10%

0%

2010 Poverty

ALICE

19%

18%

14%

16%

2012

2014

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

8,200 8,100 8,000

Above AT

Total HH

Household Survival Budget, Plaquemines Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$646

$948

Child Care

$–

$949

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$142

$399

Taxes

Monthly Costs

$135

$381

Monthly Total

$1,567

$4,392

ANNUAL TOTAL

$18,804

$52,704

Hourly Wage

$9.40

$26.35

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Plaquemines Parish families with children live below the ALICE Threshold. Though more Plaquemines Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220752

Belle Chasse

Total HH

% ALICE & Poverty

4,895

26%

Boothville

358

63%

Buras

386

46%

Empire

449

50%

Port Sulphur

710

56%

90%

2,010

80%

43%

2,000

45%

70% 1,500

86%

50%

20%

23%

40%

1,000

772

30% 20%

37%

10%

9%

0%

5%

32%

294

Total Households

Percent of Families with Children

Town

2,500

100%

60%

Plaquemines Parish, 2014

500

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220753

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

90

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Plaquemines Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN POINTE COUPEE PARISH 2014 Point-in-Time Data

Population: 22,631 | Number of Households: 8,888 Median Household Income: $46,158 (state average: $44,555) Unemployment Rate: 6.1% (state average: 7.5%) ALICE Households: 23% (state average: 23%); Poverty Households: 16% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

91

Households by Income, 2007 to 2014 220771

100%

9,200

90%

9,100

80%

9,000

51%

70%

57%

63%

61%

60%

8,900 8,800

50% 8,700

40%

22%

8,600

30%

31%

22%

23%

12%

15%

16%

2010

2012

2014

20%

27%

10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

8,500 8,400 8,300

0% 2007 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Pointe Coupee Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$905

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$374

Taxes

Monthly Costs

$108

$318

Monthly Total

$1,432

$4,111

ANNUAL TOTAL

$17,184

$49,332

Hourly Wage

$8.59

$24.67

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Pointe Coupee Parish families with children live below the ALICE Threshold. Though more Pointe Coupee Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

379

29%

Livonia

587

35%

Morganza

303

40%

1,810

52%

480

24%

20%

1,341

1,400

80%

41%

70%

1,200

31%

1,000

86% 17%

50%

40%

800 600

503

30%

49%

20%

42%

234

Total Households

Percent of Families with Children

Fordoche

1,600

90%

0%

% ALICE & Poverty

Ventress

100%

10%

Total HH

Town

New Roads

220772

60%

Pointe Coupee Parish, 2014

400 200

4% 10%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220773

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

92

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Pointe Coupee Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN RAPIDES PARISH 2014 Point-in-Time Data

Population: 132,488 | Number of Households: 46,738 Median Household Income: $40,434 (state average: $44,555) Unemployment Rate: 8.6% (state average: 7.5%) ALICE Households: 25% (state average: 23%); Poverty Households: 20% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

93

Households by Income, 2007 to 2014 220791

55,000

100% 90%

50,000

80% 70%

60%

61%

59%

55%

45,000

60% 50%

40,000

40% 30%

22%

21%

20%

25%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

35,000

20%

10%

18%

18%

21%

20%

2007

2010

2012

2014

N/A

30,000

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Rapides Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$530

$656

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$128

$333

Taxes

Monthly Costs

$103

$224

Monthly Total

$1,405

$3,665

ANNUAL TOTAL

$16,860

$43,980

Hourly Wage

$8.43

$21.99

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Rapides Parish families with children live below the ALICE Threshold. Though more Rapides Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220792 9,000

8,290

15%

90%

8,000

23%

80%

60%

6,000

38%

79%

5,000

4,573

50%

62%

40%

4,000 3,000

30% 20%

5%

10%

16%

47%

% ALICE & Poverty

Alexandria

17,237

52%

Ball

1,413

34%

Boyce

528

65%

Cheneyville

196

72%

Deville

749

43%

Forest Hill

194

52%

Glenmora

496

61%

Lecompte

404

58%

5,111

47%

526

30%

Pineville Woodworth

7,000

70%

Total HH

Town

Total Households

Percent of Families with Children

100%

Rapides Parish, 2014

2,000 982 15%

1,000 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220793

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle

10%

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

94

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Rapides Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN RED RIVER PARISH 2014 Point-in-Time Data

Population: 8,937 | Number of Households: 3,382 Median Household Income: $37,681 (state average: $44,555) Unemployment Rate: 11.6% (state average: 7.5%) ALICE Households: 24% (state average: 23%); Poverty Households: 24% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

95

Households by Income, 2007 to 2014 220811

3,400

100% 90%

3,350

80% 54%

70%

57%

52% 3,300

60% 3,250

50% 40%

30%

24%

25%

21%

21%

22%

24%

2010

2012

2014

20% 10%

N/A

3,200

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

3,150

3,100

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Red River Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$334

Taxes

Monthly Costs

$94

$228

Monthly Total

$1,363

$3,678

ANNUAL TOTAL

$16,356

$44,136

Hourly Wage

$8.18

$22.07

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Red River Parish families with children live below the ALICE Threshold. Though more Red River Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Red River Parish, 2014 Total HH

% ALICE & Poverty

Coushatta

732

69%

Hall Summit

135

46%

Martin

223

38%

Town

220812 600

9%

90%

496

500

18%

80% 70% 60%

64% 81%

50%

300

249

40%

73%

200

30% 20% 10% 0%

400

Total Households

Percent of Families with Children

100%

130

21%

100

9% 15%

10%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220813

100%

Percent of Households

90% 80% 70%

4+ Vehicles 3 Vehicles With Mortgage

60% 50% 40%

2 Vehicles

30% 20% 10%

No Mortgage 1 Vehicle

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

96

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Red River Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN RICHLAND PARISH 2014 Point-in-Time Data

Population: 20,845 | Number of Households: 7,676 Median Household Income: $38,708 (state average: $44,555) Unemployment Rate: 10.8% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 20% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

97

Households by Income, 2007 to 2014 220831

100%

7,700

90%

7,650

80%

7,600 57%

58%

70%

57%

58%

7,550

60%

7,500

50%

7,450

40%

7,400 20%

30%

22%

23%

22%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

7,350 7,300

20%

22%

21%

20%

20%

2007

2010

2012

2014

10%

7,250 7,200

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Richland Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$468

$637

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$120

$333

Taxes

Monthly Costs

$85

$223

Monthly Total

$1,317

$3,668

ANNUAL TOTAL

$15,804

$44,016

Hourly Wage

$7.90

$22.01

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Richland Parish families with children live below the ALICE Threshold. Though more Richland Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Richland Parish, 2014 Town

Total HH

% ALICE & Poverty

Delhi

1,090

44%

309

56%

1,368

57%

414

43%

Mangham Rayville Start

220832 1,470

1,600

9%

90%

1,400

80%

60%

1,000

78%

50%

800

697

91%

40%

600

30% 20%

10% 0%

1,200

59%

70%

29%

14%

400 142

12%

8% Married

Single FemaleHeaded Poverty

ALICE

Total Households

Percent of Families with Children

100%

200 0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220833

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

98

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Richland Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN SABINE PARISH 2014 Point-in-Time Data

Population: 24,286 | Number of Households: 9,174 Median Household Income: $36,513 (state average: $44,555) Unemployment Rate: 10.6% (state average: 7.5%) ALICE Households: 27% (state average: 23%); Poverty Households: 21% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

99

Households by Income, 2007 to 2014 220851

100%

10,200

90%

10,000

70%

53%

63%

55%

52%

9,800 9,600

60%

9,400

50% 9,200

40% 30%

25%

14%

25%

27%

9,000

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

8,800

20% 23%

22%

20%

21%

2007

2010

2012

2014

10%

8,600 8,400

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Sabine Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$515

$637

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$126

$334

Taxes

Monthly Costs

$98

$228

Monthly Total

$1,383

$3,678

ANNUAL TOTAL

$16,596

$44,136

Hourly Wage

$8.30

$22.07

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Sabine Parish families with children live below the ALICE Threshold. Though more Sabine Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

1,000

82%

771

50%

800

79%

600

30% 20% 10% 0%

261

34%

Converse

155

58%

Florien

182

63%

Fort Jesup

155

44%

1,014

70%

Pleasant Hill

275

52%

Zwolle

724

60%

1,200

58%

70%

40%

Belmont

1,400

15%

80%

60%

% ALICE & Poverty

29% 6%

Total Households

Percent of Families with Children

1,600

6%

1,454

90%

Total HH

Town

Many

220852 100%

Sabine Parish, 2014

400 150

200

13%

12%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220853

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

With Mortgage

60% 50%

2 Vehicles

40%

30% 20%

No Mortgage 1 Vehicle

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

100

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Sabine Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. BERNARD PARISH 2014 Point-in-Time Data

Population: 41,114 | Number of Households: 14,051 Median Household Income: $44,706 (state average: $44,555) Unemployment Rate: 12.2% (state average: 7.5%) ALICE Households: 31% (state average: 23%); Poverty Households: 16% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

101

Households by Income, 2007 to 2014 220871

100%

14,500

90%

14,000

47%

48%

70%

53%

13,500 13,000

60%

12,500

50% 12,000

40% 39%

30%

35%

31%

11,500

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

11,000

20% 10%

N/A

14%

17%

16%

2010

2012

2014

10,500 10,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, St. Bernard Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$646

$948

Child Care

$–

$949

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$142

$399

Taxes

Monthly Costs

$135

$381

Monthly Total

$1,567

$4,392

ANNUAL TOTAL

$18,804

$52,704

Hourly Wage

$9.40

$26.35

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. Bernard Parish families with children live below the ALICE Threshold. Though more St. Bernard Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

1,584

54%

Chalmette

6,813

50%

Meraux

2,144

28%

Poydras

819

55%

1,912

50%

2,000

1,633 1,500

40% 1,000

30%

27%

52%

23%

340

Total Households

Percent of Families with Children

59%

36%

67%

50%

0%

Arabi

2,500

60%

10%

% ALICE & Poverty

12%

80%

20%

Total HH

3,000

2,806

90%

70%

Town

Violet

220872 100%

St. Bernard Parish, 2014

500

14%

10%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220873

100%

Percent of Households

90%

4+ Vehicles 3 Vehicles

80% 70%

60%

2 Vehicles With Mortgage

50% 40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

102

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. Bernard Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. CHARLES PARISH 2014 Point-in-Time Data

Population: 52,616 | Number of Households: 18,421 Median Household Income: $57,785 (state average: $44,555) Unemployment Rate: 8.2% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 12% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

103

Households by Income, 2007 to 2014 220891

100%

18,800

90%

18,600

80%

18,400

70%

67%

67%

65%

66%

60%

18,200 18,000

50% 17,800

40%

17,600

30% 20%

20%

23%

22%

13%

13%

12%

12%

2007

2010

2012

2014

20% 10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

17,400 17,200 17,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, St. Charles Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$646

$948

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$142

$382

Taxes

Monthly Costs

$135

$337

Monthly Total

$1,567

$4,205

ANNUAL TOTAL

$18,804

$50,460

Hourly Wage

$9.40

$25.23

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. Charles Parish families with children live below the ALICE Threshold. Though more St. Charles Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220892 4,500 4,021

90%

4,000

27%

80% 70% 60%

3,500

55% 87%

33%

3,000 2,500

2,100

50%

2,000

40%

20% 10% 0%

1,500

29%

30%

Total HH

% ALICE & Poverty

Ama

529

32%

Bayou Gauche

942

27%

Boutte

947

35%

Des Allemands

724

37%

Destrehan

3,933

25%

Hahnville

1,198

44%

Killona

238

96%

Luling

4,298

30%

Montz

643

29%

New Sarpy

571

56%

1,149

30%

Paradis

441

24%

St. Rose

2,970

45%

Town

Norco

Total Households

Percent of Families with Children

100%

St. Charles Parish, 2014

1,000

40% 9% 4%

16%

354

500 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220893

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20% 10%

1 Vehicle

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

104

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. Charles Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. HELENA PARISH 2014 Point-in-Time Data

Population: 10,937 | Number of Households: 4,155 Median Household Income: $35,262 (state average: $44,555) Unemployment Rate: 15.3% (state average: 7.5%) ALICE Households: 21% (state average: 23%); Poverty Households: 26% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

105

Households by Income, 2007 to 2014 220911

4,250

100% 90% 43%

49%

70%

4,200 53% 4,150

60% 50% 40%

34%

28%

21%

4,100

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

30% 4,050

20% 10%

23%

23%

26%

2010

2012

2014

N/A 4,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, St. Helena Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$867

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$368

Taxes

Monthly Costs

$108

$300

Monthly Total

$1,432

$4,049

ANNUAL TOTAL

$17,184

$48,588

Hourly Wage

$8.59

$24.29

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. Helena Parish families with children live below the ALICE Threshold. Though more St. Helena Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

St. Helena Parish, 2014 Town Greensburg

Total HH

% ALICE & Poverty

241

52%

Families with Children by Income, 2014 220912 700 610

90%

23%

600

80% 70% 60%

500

19%

70%

422 400

50% 300

40% 30% 20%

10%

58%

12%

200

Total Households

Percent of Families with Children

100%

100

18%

N/A

0% Married

Single FemaleHeaded Poverty

ALICE

0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220913

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20%

No Mortgage 1 Vehicle

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

106

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. Helena Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. JAMES PARISH 2014 Point-in-Time Data

Population: 21,782 | Number of Households: 7,925 Median Household Income: $53,259 (state average: $44,555) Unemployment Rate: 11.0% (state average: 7.5%) ALICE Households: 19% (state average: 23%); Poverty Households: 16% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

107

Households by Income, 2007 to 2014 220931

8,000

100% 90%

7,900

80%

70%

68%

64%

65%

60%

7,800 7,700

50% 7,600

40%

30%

21%

19%

13%

15%

16%

2010

2012

2014

19%

20%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

7,500

7,400

10%

N/A

7,300

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, St. James Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$341

Taxes

Monthly Costs

$94

$238

Monthly Total

$1,363

$3,754

ANNUAL TOTAL

$16,356

$45,048

Hourly Wage

$8.18

$22.52

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. James Parish families with children live below the ALICE Threshold. Though more St. James Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220932 1,600

1,488

90%

23%

70%

1,200

15%

1,000

60%

50%

92%

770

800

40%

600

62%

30%

0%

Total HH

% ALICE & Poverty

214

41%

1,293

33%

Grand Point

821

18%

Hester

161

28%

Lutcher

1,353

42%

North Vacherie

804

37%

Paulina

439

24%

1,421

28%

St. James

344

40%

Union

349

59%

Welcome

243

44%

Gramercy

400

20%

10%

Convent

South Vacherie

1,400

80%

Town

Total Households

Percent of Families with Children

100%

St. James Parish, 2014

200 3% 5%

N/A

Married

Single FemaleHeaded Poverty

ALICE

0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220933

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70% With Mortgage

60% 50%

2 Vehicles

40%

30% 20% 10%

1 Vehicle

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

108

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. James Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. JOHN THE BAPTIST PARISH 2014 Point-in-Time Data

Population: 44,570 | Number of Households: 15,444 Median Household Income: $50,716 (state average: $44,555) Unemployment Rate: 10.8% (state average: 7.5%) ALICE Households: 23% (state average: 23%); Poverty Households: 17% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

109

Households by Income, 2007 to 2014 220951

100%

16,000

90%

15,900

80%

15,800

53%

70%

59%

60%

60%

60%

15,700 15,600

50% 15,500

40% 32%

30%

26%

25%

23%

15,300

20% 10%

15,400

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

15%

15%

15%

17%

2007

2010

2012

2014

15,200 15,100

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, St. John The Baptist Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$646

$948

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$142

$382

Taxes

Monthly Costs

$135

$337

Monthly Total

$1,567

$4,205

ANNUAL TOTAL

$18,804

$50,460

Hourly Wage

$9.40

$25.23

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. John The Baptist Parish families with children live below the ALICE Threshold. Though more St. John The Baptist Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Percent of Families with Children

24%

25%

3,000

7%

2,500

80% 70% 60%

29%

83%

2,000

50%

1,582 1,500

40% 68%

30%

10% 0%

1,000

47%

20%

Total HH

% ALICE & Poverty

Edgard

860

42%

Garyville

932

52%

Laplace

9,907

40%

123

30%

Reserve

3,342

41%

Wallace

253

43%

321

8% 9%

Total Households

3,500

100% 2,906

Town

Pleasure Bend

220952

90%

St. John The Baptist Parish, 2014

500 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220953

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20% 10%

1 Vehicle

No Mortgage

Vehicle

Home

0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

110

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. John The Baptist Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. LANDRY PARISH 2014 Point-in-Time Data

Population: 83,709 | Number of Households: 28,739 Median Household Income: $27,753 (state average: $44,555) Unemployment Rate: 6.8% (state average: 7.5%) ALICE Households: 29% (state average: 23%); Poverty Households: 31% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

111

Households by Income, 2007 to 2014 220971

33,000

100% 90%

32,000

80%

40%

50%

70%

59%

58%

31,000

60%

30,000

50%

29%

40%

20%

14%

30%

17%

20% 30%

27%

25%

2007

2010

2012

10%

29,000

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

28,000 31%

27,000 26,000

0% Poverty

ALICE

Above AT

2014 Total HH

Household Survival Budget, St. Landry Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$428

$637

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$114

$326

Taxes

Monthly Costs

$74

$214

Monthly Total

$1,260

$3,586

ANNUAL TOTAL

$15,120

$43,032

Hourly Wage

$7.56

$21.52

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. Landry Parish families with children live below the ALICE Threshold. Though more St. Landry Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

4,999

23%

10%

80%

5,000

70% 60%

4,000

3,411

82%

3,000

50% 40%

80%

77%

2,000

30% 20%

10% 0%

% ALICE & Poverty

Arnaudville

422

47%

Cankton

257

37%

3,965

56%

Grand Coteau

364

61%

Krotz Springs

445

64%

Lawtell

498

28%

Leonville

352

61%

Melville

431

76%

Opelousas

5,820

64%

Port Barre

696

60%

1,186

54%

288

68%

Sunset

829

9% 9%

Total Households

Percent of Families with Children

6,000

10%

90%

Total HH

Town

Eunice

220972 100%

St. Landry Parish, 2014

Washington

1,000 0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220973

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

With Mortgage

1 Vehicle

No Mortgage

Vehicle

Home

50% 40%

30% 20% 10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

112

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. Landry Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. MARTIN PARISH 2014 Point-in-Time Data

Population: 52,823 | Number of Households: 18,834 Median Household Income: $42,948 (state average: $44,555) Unemployment Rate: 7.8% (state average: 7.5%) ALICE Households: 26% (state average: 23%); Poverty Households: 17% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

113

Households by Income, 2007 to 2014 220991

100%

19,400

90%

19,300

80%

19,200

70%

60%

61%

56%

57%

19,100 19,000

60%

18,900

50%

18,800

40%

18,700

30%

21%

22%

25%

26%

20%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

18,600 18,500

10%

19%

17%

19%

17%

2007

2010

2012

2014

18,400 18,300

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, St. Martin Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$791

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$346

Taxes

Monthly Costs

$94

$257

Monthly Total

$1,363

$3,803

ANNUAL TOTAL

$16,356

$45,636

Hourly Wage

$8.18

$22.82

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. Martin Parish families with children live below the ALICE Threshold. Though more St. Martin Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 220992 4,000

3,576

90%

13%

60%

2,500

80% 1,891

50%

2,000

40%

20% 10% 0%

1,500 32%

53%

12%

9% Single FemaleHeaded Poverty

2,832

54%

Cade

574

28%

Catahoula

312

43%

Cecilia

408

20%

Henderson

563

57%

Parks

260

51%

2,315

68%

St. Martinville

1,000 388

11%

Married

% ALICE & Poverty

3,000

56%

34%

30%

Breaux Bridge

Total HH

3,500

80% 70%

Town

ALICE

Total Households

Percent of Families with Children

100%

St. Martin Parish, 2014

500 0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

220993

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

With Mortgage 2 Vehicles

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

114

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. Martin Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. MARY PARISH 2014 Point-in-Time Data

Population: 53,784 | Number of Households: 20,183 Median Household Income: $41,956 (state average: $44,555) Unemployment Rate: 11.7% (state average: 7.5%) ALICE Households: 18% (state average: 23%); Poverty Households: 22% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

115

Households by Income, 2007 to 2014 221011

20,400

100% 90%

20,200

80% 70%

61%

64%

59%

20,000 60% 19,800

60%

19,600

50% 40%

19,400

30%

19%

18%

17%

21%

19%

18%

22%

22%

2007

2010

2012

2014

19,200

20% 10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

19,000 18,800

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, St. Mary Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$518

$696

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$126

$334

Taxes

Monthly Costs

$99

$230

Monthly Total

$1,387

$3,669

ANNUAL TOTAL

$16,644

$44,028

Hourly Wage

$8.32

$22.01

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. Mary Parish families with children live below the ALICE Threshold. Though more St. Mary Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

26%

3,000

80%

60%

53%

7%

70%

2,500

2,182

2,000

87%

50% 1,500

40% 67%

30%

47%

20%

10% 0%

Total HH

% ALICE & Poverty

Amelia

866

33%

Baldwin

846

53%

Bayou Vista

1,969

34%

Berwick

1,789

39%

759

44%

Franklin

2,626

50%

Glencoe

140

80%

Morgan City

4,819

39%

Patterson

2,238

35%

Siracusaville

167

65%

Sorrel

278

29%

664

1,000

Total Households

Percent of Families with Children

3,500

3,306

90%

Town

Charenton

221012 100%

St. Mary Parish, 2014

500

4% 9%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221013

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60%

2 Vehicles

With Mortgage

1 Vehicle

No Mortgage

Vehicle

Home

50% 40%

30% 20% 10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

116

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. Mary Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN ST. TAMMANY PARISH 2014 Point-in-Time Data

Population: 245,829 | Number of Households: 88,123 Median Household Income: $63,210 (state average: $44,555) Unemployment Rate: 6.5% (state average: 7.5%) ALICE Households: 21% (state average: 23%); Poverty Households: 11% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

117

Households by Income, 2007 to 2014 221031

100%

90,000

90%

89,000

80%

88,000

70%

67%

67%

64%

68%

87,000

60%

86,000

50%

85,000

40%

84,000

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

83,000

30% 22%

24%

11%

9%

2007

2010

20% 10% 0%

Poverty

ALICE

23%

21%

13%

11%

2012

2014

82,000 81,000 80,000

Above AT

Total HH

Household Survival Budget, St. Tammany Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$646

$948

Child Care

$–

$867

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$142

$388

Taxes

Monthly Costs

$135

$352

Monthly Total

$1,567

$4,270

ANNUAL TOTAL

$18,804

$51,240

Hourly Wage

$9.40

$25.62

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many St. Tammany Parish families with children live below the ALICE Threshold. Though more St. Tammany Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

31% 44%

Eden Isle

2,929

15%

267

55%

3,182

45%

347

30%

Mandeville

4,670

27%

18,000

Pearl River

1,003

49%

10,091

40%

16,000

Slidell Sun

131

55%

Lacombe

42%

14,000 12,000

28%

87%

10,000

50%

40% 30%

6,000

45%

20%

0%

8,000

45%

5,831

1,891

9% 4%

13%

Total Households

Percent of Families with Children

27%

70%

10%

Madisonville

20,000

19,040

% ALICE & Poverty

976

Folsom

80%

60%

Abita Springs

Total HH

3,294

221032

90%

Town

Covington

Families with Children by Income, 2014 100%

St. Tammany Parish, 2014

4,000 2,000 0

Married

Single FemaleHeaded Poverty

Single MaleHeaded

ALICE

Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221033

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20% 10%

1 Vehicle

No Mortgage

Vehicle

Home

0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

118

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in St. Tammany Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN TANGIPAHOA PARISH 2014 Point-in-Time Data

Population: 127,049 | Number of Households: 45,786 Median Household Income: $40,689 (state average: $44,555) Unemployment Rate: 10.4% (state average: 7.5%) ALICE Households: 27% (state average: 23%); Poverty Households: 21% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

119

Households by Income, 2007 to 2014 221051

47,000

100% 90%

46,000

56%

58%

70%

52%

52%

45,000 44,000

60%

43,000

50% 40% 21%

30%

25%

23%

27%

42,000

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

41,000

20% 21%

19%

2007

2010

10%

25%

21%

40,000 39,000

0% Poverty

ALICE

2012 Above AT

2014 Total HH

Household Survival Budget, Tangipahoa Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$540

$822

Child Care

$–

$867

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$129

$371

Taxes

Monthly Costs

$105

$308

Monthly Total

$1,418

$4,083

ANNUAL TOTAL

$17,016

$48,996

Hourly Wage

$8.51

$24.50

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Tangipahoa Parish families with children live below the ALICE Threshold. Though more Tangipahoa Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 221052 9,000

90%

16%

7,659

80%

39%

17%

70% 60%

8,000

81%

5,000

4,165

4,000

40% 67%

30% 20% 10% 0%

% ALICE & Poverty

Amite City

1,323

46%

Hammond

6,854

56%

Independence

636

52%

Kentwood

863

76%

Natalbany

1,013

57%

Ponchatoula

2,646

48%

Roseland

408

66%

Tangipahoa

191

65%

Tickfaw

267

43%

7,000 6,000

50%

Total HH

Town

3,000

57%

Total Households

Percent of Families with Children

100%

Tangipahoa Parish, 2014

2,000 1,035

8% 11%

4%

Married

Single FemaleHeaded Poverty

ALICE

1,000 0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221053

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle

10%

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

120

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Tangipahoa Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN TENSAS PARISH 2014 Point-in-Time Data

Population: 5,008 | Number of Households: 1,936 Median Household Income: $26,178 (state average: $44,555) Unemployment Rate: 10.4% (state average: 7.5%) ALICE Households: 30% (state average: 23%); Poverty Households: 29% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

121

Households by Income, 2007 to 2014 221071

2,200

100% 90%

2,150 49%

70%

41% 54%

2,050

60%

2,000

50% 19%

40%

30% 1,950

19%

30%

1,900

20% 10%

2,100

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

32%

27%

29%

2012

2014

1,850

N/A 1,800

0% 2010 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Tensas Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$468

$637

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$120

$333

Taxes

Monthly Costs

$85

$223

Monthly Total

$1,317

$3,668

ANNUAL TOTAL

$15,804

$44,016

Hourly Wage

$7.90

$22.01

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Tensas Parish families with children live below the ALICE Threshold. More families are headed by single parents than married parents in Tensas Parish, and single parent families are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Tensas Parish, 2014 Total HH

% ALICE & Poverty

Newellton

455

61%

St. Joseph

379

74%

Waterproof

262

73%

Town

221072 5%

250

229

90% 80%

23%

200

47%

70%

60%

150

136

50% 40%

21%

30% 20% 10%

100

72%

Total Households

Percent of Families with Children

100%

50

32% N/A

0% Married

Single FemaleHeaded Poverty

ALICE

0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221073

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

50%

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

122

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Tensas Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN TERREBONNE PARISH 2014 Point-in-Time Data

Population: 113,328 | Number of Households: 39,975 Median Household Income: $46,678 (state average: $44,555) Unemployment Rate: 6.9% (state average: 7.5%) ALICE Households: 21% (state average: 23%); Poverty Households: 18% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

123

Households by Income, 2007 to 2014 221091

40,500

100% 90%

40,000

80% 70%

66%

67%

62%

61%

60%

39,500 39,000

50% 38,500

40% 30%

21%

21%

16%

17%

18%

2010

2012

2014

14%

18%

19% 2007

20% 10%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

38,000 37,500 37,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Terrebonne Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$496

$773

Child Care

$–

$823

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$123

$359

Taxes

Monthly Costs

$93

$277

Monthly Total

$1,356

$3,947

ANNUAL TOTAL

$16,272

$47,364

Hourly Wage

$8.14

$23.68

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Terrebonne Parish families with children live below the ALICE Threshold. Though more Terrebonne Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

20%

7,000

80%

41%

60%

5,000 87%

50%

4,000

3,539

40%

3,000 62%

30%

59%

20%

10% 0%

7,788

33%

888

33%

1,052

48%

Dulac

443

45%

Gray

1,804

48%

Houma

12,297

40%

Montegut

474

41%

Presquille

500

12%

Schriever

2,516

30%

Bayou Cane Bourg

6,000

18%

70%

% ALICE & Poverty

1,634

Total Households

Percent of Families with Children

8,000

7,507

90%

Total HH

Town

Chauvin

221092 100%

Terrebonne Parish, 2014

2,000 1,000

3% 10%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221093

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles With Mortgage

50% 40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

124

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Terrebonne Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN UNION PARISH 2014 Point-in-Time Data

Population: 22,623 | Number of Households: 8,712 Median Household Income: $35,115 (state average: $44,555) Unemployment Rate: 7.6% (state average: 7.5%) ALICE Households: 21% (state average: 23%); Poverty Households: 25% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

125

Households by Income, 2007 to 2014 221111

100%

8,800

90%

8,700 8,600

57%

70%

57%

52%

54%

8,500

60%

8,400

50%

8,300

40%

24%

21%

30%

25%

21%

8,200

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

8,100 8,000

20% 22%

18%

2007

2010

10%

24%

25%

2012

2014

7,900 7,800

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Union Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$522

$693

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$126

$341

Taxes

Monthly Costs

$100

$238

Monthly Total

$1,392

$3,747

ANNUAL TOTAL

$16,704

$44,964

Hourly Wage

$8.35

$22.48

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Union Parish families with children live below the ALICE Threshold. Though more Union Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Union Parish, 2014 Town Bernice

Total HH

% ALICE & Poverty

519

65%

1,479

62%

Junction City

210

64%

Marion

297

54%

Farmerville

221112 1,377

90%

1,600

5% 3%

1,400

27%

80%

60%

1,200

2%

70%

1,000

75% 824

50%

800

92%

40%

600

71%

30% 20%

8%

10%

17%

Total Households

Percent of Families with Children

100%

400 163

200 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221113

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70% With Mortgage

60% 50%

2 Vehicles

40%

30% 20%

No Mortgage 1 Vehicle

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

126

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Union Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN VERMILION PARISH 2014 Point-in-Time Data

Population: 58,784 | Number of Households: 21,623 Median Household Income: $47,344 (state average: $44,555) Unemployment Rate: 8.2% (state average: 7.5%) ALICE Households: 18% (state average: 23%); Poverty Households: 18% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

127

Households by Income, 2007 to 2014 221131

22,500

100% 90%

70%

63%

66%

67%

64%

21,500

60% 21,000

50% 40%

20,500

30%

18%

16%

20%

18%

Total Households

22,000

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

18% 20,000

10%

19%

18%

15%

18%

2007

2010

2012

2014

19,500

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Vermilion Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$516

$657

Child Care

$–

$694

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$126

$329

Taxes

Monthly Costs

$99

$219

Monthly Total

$1,385

$3,614

ANNUAL TOTAL

$16,620

$43,368

Hourly Wage

$8.31

$21.68

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Vermilion Parish families with children live below the ALICE Threshold. Though more Vermilion Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 221132 5,000 4,293

90%

3,000

90%

2,500

2,015

2,000

15%

63%

30% 20%

0%

3,500

3%

40%

10%

% ALICE & Poverty

4,461

52%

Delcambre

725

36%

Erath

899

38%

Gueydan

668

42%

Kaplan

1,933

53%

Maurice

518

26%

4,000

57%

70%

50%

Abbeville

Total HH

4,500 34%

80%

60%

Town

28%

1,500 622

Total Households

Percent of Families with Children

100%

Vermilion Parish, 2014

1,000 500

5% 5%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221133

100%

Percent of Households

90% 80%

4+ Vehicles

3 Vehicles

70%

60%

2 Vehicles

With Mortgage

50% 40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

128

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Vermilion Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN VERNON PARISH 2014 Point-in-Time Data

Population: 52,844 | Number of Households: 18,112 Median Household Income: $46,867 (state average: $44,555) Unemployment Rate: 7.5% (state average: 7.5%) ALICE Households: 24% (state average: 23%); Poverty Households: 13% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

129

Households by Income, 2007 to 2014 221151

18,600

100% 90%

18,500

80%

18,400

70%

66%

71%

60%

66%

63% 18,300 18,200

50% 40%

18,100

30%

17%

16%

20% 10%

23%

24%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

18,000 17,900

17%

13%

11%

13%

2010

2012

2014

17,800

0% 2007 Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Vernon Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$546

$915

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$367

Taxes

Monthly Costs

$107

$300

Monthly Total

$1,427

$4,034

ANNUAL TOTAL

$17,124

$48,408

Hourly Wage

$8.56

$24.20

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Vernon Parish families with children live below the ALICE Threshold. Though more Vernon Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 221152 6,000

5,159

90%

27%

5,000

80%

4,000

75%

25% 3,000

50%

40%

19%

30% 20% 10% 0%

% ALICE & Poverty

Anacoco

410

34%

Fort Polk North

962

33%

Fort Polk South

2,139

43%

Hornbeck

168

44%

Leesville

2,460

47%

New Llano

1,019

45%

Pitkin

222

59%

Rosepine

650

51%

Simpson

258

20%

52%

70% 60%

Total HH

Town

2,000

1,391

48% 18%

29%

Total Households

Percent of Families with Children

100%

Vernon Parish, 2014

1,000 323

7%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221153

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

50%

With Mortgage

40%

30% 20%

1 Vehicle

10%

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

130

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Vernon Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN WASHINGTON PARISH 2014 Point-in-Time Data

Population: 46,723 | Number of Households: 17,589 Median Household Income: $31,750 (state average: $44,555) Unemployment Rate: 16.1% (state average: 7.5%) ALICE Households: 27% (state average: 23%); Poverty Households: 28% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

131

Households by Income, 2007 to 2014 221171

100%

17,800

90%

17,700

47%

57%

70%

49%

17,600 45%

17,500

60%

17,400

50%

17,300

40%

26%

22%

27%

19%

30%

17,200

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

17,100 17,000

20% 24%

27%

29%

2007

2010

2012

10%

28%

2014

16,900 16,800

0%

Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Washington Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$482

$657

Child Care

$–

$867

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$121

$349

Taxes

Monthly Costs

$89

$255

Monthly Total

$1,336

$3,843

ANNUAL TOTAL

$16,032

$46,116

Hourly Wage

$8.02

$23.06

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Washington Parish families with children live below the ALICE Threshold. Though more Washington Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Washington Parish, 2014 Total HH

% ALICE & Poverty

Bogalusa

4,497

61%

Franklinton

1,353

58%

144

78%

Town

Varnado

221172 3,500

90%

23%

2,864

23%

3,000

80% 6%

70% 60%

2,500

74%

2,000

50% 40%

71%

30% 20%

10%

1,500

1,322

77%

1,000

Total Households

Percent of Families with Children

100%

11% 328

500

15% 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221173

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

132

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Washington Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN WEBSTER PARISH 2014 Point-in-Time Data

Population: 40,890 | Number of Households: 15,831 Median Household Income: $35,292 (state average: $44,555) Unemployment Rate: 10.6% (state average: 7.5%) ALICE Households: 22% (state average: 23%); Poverty Households: 24% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

133

Households by Income, 2007 to 2014 221191

16,800

100% 90%

16,600

80%

57%

70%

58%

59%

54%

60%

16,400 16,200

50% 16,000

40% 22%

19%

20%

18%

24%

22%

23%

24%

2007

2010

2012

2014

30%

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

15,800

20% 10%

15,600 15,400

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, Webster Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$764

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$334

Taxes

Monthly Costs

$94

$228

Monthly Total

$1,363

$3,678

ANNUAL TOTAL

$16,356

$44,136

Hourly Wage

$8.18

$22.07

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Webster Parish families with children live below the ALICE Threshold. Though more Webster Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014 221192 2,500

90%

2,131

32%

80%

60%

22%

1,500 28%

50%

1,000

40% 58%

20% 10% 0%

Cotton Valley

429

49%

Cullen

415

77%

Dixie Inn

115

65%

Doyline

366

47%

Minden

4,786

52%

Sarepta

318

30%

Sibley

509

37%

2,175

54%

2,000

1,478

82%

30%

% ALICE & Poverty

Springhill

20%

70%

Total HH

Town

40%

434

Total Households

Percent of Families with Children

100%

Webster Parish, 2014

500

11% 7%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221193

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

134

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Webster Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN WEST BATON ROUGE PARISH 2014 Point-in-Time Data

Population: 24,347 | Number of Households: 9,030 Median Household Income: $49,202 (state average: $44,555) Unemployment Rate: 6.1% (state average: 7.5%) ALICE Households: 17% (state average: 23%); Poverty Households: 17% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

135

Households by Income, 2007 to 2014 221211

9,200

100% 90%

70%

60%

65%

66%

8,800

60% 8,600

50% 40%

8,400

30%

27%

20% 10%

20%

Total Households

9,000

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

17% 8,200

N/A

13%

15%

17%

2010

2012

2014

8,000

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, West Baton Rouge Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$905

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$374

Taxes

Monthly Costs

$108

$318

Monthly Total

$1,432

$4,111

ANNUAL TOTAL

$17,184

$49,332

Hourly Wage

$8.59

$24.67

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many West Baton Rouge Parish families with children live below the ALICE Threshold. Though more West Baton Rouge Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

West Baton Rouge Parish, 2014 Town

Total HH

% ALICE & Poverty

Addis

1,540

28%

Brusly

897

25%

Erwinville

867

19%

Port Allen

2,237

49%

221212 2,000

1,806

90%

18%

80%

1,800 1,600

10%

1,400

70% 60%

78%

83% 930

50%

40%

10%

1,000

800

72%

30% 20%

1,200

600

Total Households

Percent of Families with Children

100%

400

3%

18%

14%

185

4%

0% Married

Single FemaleHeaded Poverty

ALICE

200 0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221213

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60% 50%

2 Vehicles With Mortgage

40%

30% 20%

1 Vehicle

10%

No Mortgage

0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

136

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in West Baton Rouge Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN WEST CARROLL PARISH 2014 Point-in-Time Data

Population: 11,522 | Number of Households: 4,216 Median Household Income: $31,843 (state average: $44,555) Unemployment Rate: 9.6% (state average: 7.5%) ALICE Households: 29% (state average: 23%); Poverty Households: 22% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

137

Households by Income, 2007 to 2014 221231

4,250

100% 90%

4,200 52%

70%

53%

49%

60%

4,150 4,100

50% 4,050

40% 26%

30%

25%

29%

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

4,000

20% 10%

N/A

22%

22%

22%

2010

2012

2014

3,950 3,900

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, West Carroll Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$468

$637

Child Care

$–

$760

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$120

$333

Taxes

Monthly Costs

$85

$223

Monthly Total

$1,317

$3,668

ANNUAL TOTAL

$15,804

$44,016

Hourly Wage

$7.90

$22.01

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many West Carroll Parish families with children live below the ALICE Threshold. Though more West Carroll Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

West Carroll Parish, 2014 Town

Total HH

% ALICE & Poverty

Epps

180

63%

Forest

119

48%

Kilbourne

177

64%

Oak Grove

663

62%

221232 700

3%

90%

589

600

80%

500

70% 60%

76%

400

50%

300

92%

40%

300

30%

200

20%

3%

10%

21%

Total Households

Percent of Families with Children

100%

100 N/A

0% Married

Single FemaleHeaded Poverty

ALICE

0

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221233

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60%

2 Vehicles

50%

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

10% 0% Vehicle

Home

Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

138

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in West Carroll Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN WEST FELICIANA PARISH 2014 Point-in-Time Data

Population: 15,485 | Number of Households: 3,976 Median Household Income: $53,967 (state average: $44,555) Unemployment Rate: 12.6% (state average: 7.5%) ALICE Households: 31% (state average: 23%); Poverty Households: 15% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

139

Households by Income, 2007 to 2014 221251

4,150

100% 90%

4,100

80% 50%

70%

53%

54%

60%

4,050 4,000

50% 3,950

40% 30%

35%

31%

31%

15%

16%

15%

2010

2012

2014

Total Households

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

3,900

20% 10%

3,850

N/A

3,800

0% Poverty

ALICE

Above AT

Total HH

Household Survival Budget, West Feliciana Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$550

$799

Child Care

$–

$905

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$130

$374

Taxes

Monthly Costs

$108

$318

Monthly Total

$1,432

$4,111

ANNUAL TOTAL

$17,184

$49,332

Hourly Wage

$8.59

$24.67

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many West Feliciana Parish families with children live below the ALICE Threshold. Though more West Feliciana Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

West Feliciana Parish, 2014 Town St. Francisville

Total HH

% ALICE & Poverty

616

43%

Families with Children by Income, 2014 221252 900

5% 774

90% 80%

800

33%

24%

700

70% 60%

600 78%

15%

500

50%

400

40%

71%

30%

272

300 52%

20% 10% 0%

122

16%

Total Households

Percent of Families with Children

100%

200 100

6%

0

Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221253

100%

Percent of Households

90% 80%

4+ Vehicles 3 Vehicles

70%

60% 50%

2 Vehicles

With Mortgage

40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

140

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in West Feliciana Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE IN WINN PARISH 2014 Point-in-Time Data

Population: 15,000 | Number of Households: 5,371 Median Household Income: $32,608 (state average: $44,555) Unemployment Rate: 6.8% (state average: 7.5%) ALICE Households: 26% (state average: 23%); Poverty Households: 26% (state average: 19%)

How many households are struggling?

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

141

Households by Income, 2007 to 2014 221271

5,480

100% 90%

5,460 49%

70%

53%

48%

5,420

60%

5,400

50% 40%

28%

30%

25%

26%

5,380 5,360

20% 10%

5,440

Total Households

80%

Percent of Households

ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve between 2010 and 2014 for some, but not for all.

23%

22%

2010

2012

N/A

26%

5,340 5,320

0% Poverty

ALICE

Above AT

2014 Total HH

Household Survival Budget, Winn Parish SINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Housing

$501

$637

Child Care

$–

$737

Food

$182

$550

Transportation

$340

$679

Health Care

$122

$486

Miscellaneous

$124

$331

Taxes

Monthly Costs

$94

$218

Monthly Total

$1,363

$3,638

ANNUAL TOTAL

$16,356

$43,656

Hourly Wage

$8.18

$21.83

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Louisiana Department of Revenue; Louisiana Department of Education.


How many families with children are struggling? Children add significant expense to a family budget, so it is not surprising that many Winn Parish families with children live below the ALICE Threshold. Though more Winn Parish families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

Families with Children by Income, 2014

Winn Parish, 2014 Total HH

% ALICE & Poverty

Dodson

115

64%

Joyce

120

31%

St. Maurice

266

91%

1,861

65%

Town

Winnfield

221272

Percent of Families with Children

892

90%

18%

80% 70% 60%

13%

17%

900

10%

800 700

70%

600

518

500

50%

40% 30% 20% 10%

400

73%

69%

300

8% 135 22%

Total Households

1,000

100%

200 100 0

0% Married

Single FemaleHeaded Poverty

ALICE

Single MaleHeaded Above AT

Total HH

What assets do households have?

Assets, All Households, 2014

221273

Percent of Households

100%

90%

4+ Vehicles

80%

3 Vehicles

70%

60%

2 Vehicles

With Mortgage

50% 40%

30% 20%

1 Vehicle

No Mortgage

Vehicle

Home

10% 0% Interest, Dividends, or Rental Income

Note: Municipal-level data on this page is for Places, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match parish-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

142

UNITED WAY ALICE REPORT – 2016 UPDATE FOR LOUISIANA

Ownership of assets can contribute to stability of households. Yet few families in Winn Parish own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.


ALICE is a registered trademark of the United Way of Northern New Jersey. Š Copyright 2009–2016 United Way of Northern New Jersey. All rights reserved.

No further use, copying, dissemination, distribution, or publication is permitted without the express written permission of United Way of Northern New Jersey.

The United Way ALICE Report for Louisiana - released April 2017  

2016 Update

Read more
Read more
Similar to
Popular now
Just for you