VOL. 19 // ISSUE 01 // JANUARY 2020
Ways to Keep Your Fitness Routine On Track PLUS FOOD + DRINK ARTS + CULTURE COMMUNITY HIGHLIGHT HOME FURRY FRIENDS HEALTH + WELLNESS RECIPES Read More at www.TheBroomfielder.com
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PUBLISHER Loudmouth Media, LLC
EDITOR Julia Berthelette
GRAPHIC ARTS MANAGER Matthew Clark
SALES COORDINATOR Jason De La Cruz
ADVERTISING SALES George Billings: george@loudmouthmedia.com
CONTRIBUTING WRITERS Brandpoint Megan Eichner Family Features NewsUSA
PROUD MEMBER OF
FEATURES 16
5 Ways to Keep Your Fitness Routine On Track
26
How to Turn a Bad Day Into an Amazing Day
28
Help Safeguard Your Family's Finances
DEPARTMENTS 06 08 10 12 18 20 22 24
Read More Online: www.TheBroomfielder.com
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FOOD+DRINK Super Foods for a Nutritious Diet ARTS+CULTURE Alice in Wonderland – Danse Etoile Ballet COMMUNITY HIGHLIGHT Nick Barnes, Assistant Principal at Broomfield H.S. HOME 5 Easy Projects to Protect Your Home This Winter FURRY FRIENDS Ways Pets Improve Overall Well-Being RECIPES Peanut-Powered Protein – Nutritious Ideas for Flavor-Filled Family Meals HEALTH+WELLNESS Sleep Better at Night, Feel Better During the Day TIPS FOR A HEALTHIER YOU from St. Anthony North Health Campus
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5
FOOD+DRINK Super Foods for a Nutritious Diet By Family Features
The health community has long praised the benefits of vitamins and nutrients derived from natural sources. For those looking to improve their health or take preventative measures, these 10 natural super foods can be incorporated into your daily diet to help support your health: Green Tea - Armed with a special type of antioxidants called polyphenols, green tea can decrease plaque formed in the arteries and can fight prostate cancer. Rosemary - Studies have shown this powerful spice can reduce the risk of stroke, as well as protect against Alzheimer’s disease. Almonds - Full of plant sterols and amino acids, almonds can help lower high cholesterol and promote muscle growth. These handheld treats are also rich in vitamin E, which can protect skin from sun damage. Fatty Fish - Rich in omega-3 fatty acids, fatty fish such as salmon, flounder and sardines can lower
the risk of heart disease. Bananas - This easy, portable snack is loaded with essential potassium, which regulates the nervous system. Bananas also offer loads of vitamin B-6, which aids immunity and metabolism. Whole Grains - These powerful body defenders have been known to boost immunity, protect against various cancers and reduce cholesterol. Eggs - These energy-packed breakfast favorites contain a special type of protein that helps build muscle strength more than other proteins. When compared to other breakfast foods, eggs can also keep you feeling fuller longer with fewer calories and fat.
Spinach - Chock-full of magnesium, potassium and various vitamins and nutrients, spinach can prevent clogged arteries and protect against prostate and colon cancers. Soy - This protein-packed food contains isoflavones, which can aid in treatment and prevention of prostate cancer. Also, research from the Food and Drug Administration shows that 25 grams per day can help lessen the risk of heart disease. Dark Chocolate - Satisfy your sweet tooth and improve blood flow to the brain at the same time. Dark chocolate can also lower blood pressure and increase skin’s resistance to UV rays. Find more health-conscious tips at eLivingToday.com.
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THE BROOMFIELDER™ JANUARY 2020
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ARTS+CULTURE
Alice in Wonderland Danse Etoile Ballet
This winter, experience Lewis Carroll’s timeless story interpreted through original choreography by Marie-Jose Payannet and premiering original music pieces by composer Bruce Klepper. Marie-Jose Payannet, executive and artistic director of Danse Etoile Ballet, grew up in Southern France and studied ballet at the Conservatory of Classical Dance and Music in Avignon. She trained and danced with dancers such as Galina Mezentseva, prima absoluta Kirov Ballet; Gaenor Grange Parkes, Royal Ballet; Mira Popvic, principal Czech Republic; and David Herriot, principal dancer Winnipeg Ballet and North Carolina Ballet. Marie-Jose moved to the United States with her husband and was a principal dancer with the Huntsville Ballet. Prior to founding Danse Etoile, she was director of the Apprentice Company of Ballet Nouveau Colorado. “I created Danse Etoile in August 2004 to give an opportunity to dancers, musicians, actors to train, perform, and educate others about what they love most. Danse Etoile is unique. Our dancers have different backgrounds, levels of training or talent yet each one brings something unique to the team. All dancers participate in the creation of a performance from helping others in rehearsals to ideas about a piece, a costume, or a set design. By supporting Danse Etoile, either by coming to our performances, volunteering, sponsoring or giving donations, you are helping us build a community that is not based only on video games and reality TV…the future
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THE BROOMFIELDER™ JANUARY 2020
of the arts is in the hands of the young.” Danse Etoile’s mission is to produce quality artistic performances, programs, and instruction which will foster access to and appreciation of dance and theatre for new audiences. Danse Etoile’s performance of Alice in Wonderland will take place on January 31st, February 1st and February 2nd at the Broomfield Auditorium. Follow Alice on her crazy adventures after she falls down a rabbit hole, and meet the wacky characters of the Wonderland world. The performance will be held at the Broomfield Auditorium and tickets are discounted for students, seniors, and children. Visit https://bpt.me/4313489 to purchase tickets!
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9
COMMUNITY HIGHLIGHT Nick Barnes,
Assistant Principal at Broomfield H.S. By Megan Eichner
Bonnie Steele, featured in the November issue for her work in Broomfield Health and Human Services, nominated Nick Barnes, the Assistant Principal of Broomfield High School for this month’s Community Highlight. She thought such a hard working person deserved recognition for their contribution to our community. Nick Barnes is the Assistant Principal at Broomfield High School, and has been working there for 22 years. He began his career as a teacher, but found his passion for education through his Master’s degree program in School Administration. He felt that his greatest ability for impact on students was in an administrative role. His goals and responsibilities are focused on providing a welcoming and safe learning environment for all of the students and staff at Broomfield High School. Some of this work involves other community groups, such as Broomfield Police, Broomfield Health and Human Services, Broomfield Recreation Department, Broomfield Rotary, and F.I.S.H of Broomfield. Together they are able to “all work seamlessly to provide the best resources and support” for students and families. This all builds to the greater
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THE BROOMFIELDER™ JANUARY 2020
goal of providing the best possible education for the students Nick cares about so deeply. Nick reflected that despite the growth of our city “it still feels like a small town community,” and this attitude is shown by the historic and continued support for the high school. During his time as an assistant principal, he had the opportunity to give a tour of the school to one of the earliest graduating classes, and the alumni were able to share stories about various school traditions. He said this experience reminded him, “there is a lot of history with Broomfield and many more celebrations and stories yet to come.” His favorite part of his job is that no two days are the same, and positive interactions always become the highlight of the day. By engaging with students on a personal level, Nick is able to get to know them as they grow through some of their most formative
years. He finds this work rewarding and is honored to be part of their high school life and watch them walk across the stage when they graduate. Nick considers himself the luckiest man in the world to work with “such an amazing staff, the best students in the world, and a community that is second to none.” As a Broomfield High School Graduate, I agree that it is always a great day to be an eagle! Do you know someone who is making a difference in the community that deserves some recognition? Email your nominations for Community Highlights to editor@loudmouthmedia.com.
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HOME 5 Easy Projects to
Protect Your Home This Winter By BPT
There are several ways to lower your heating bill and protect your home this winter. Below are 5 simple winter projects every homeowner should know.
1. Change Air Filters Easiest to do, easiest to forget. A clean air filter provides healthy air quality and savings on your energy bill. Regularly changing an old air filter can reduce energy costs by permitting air to flow more easily through the HVAC system, according to the Department of Energy. Fresh air filters are also important for the long-term health of your HVAC system.
2. Upgrade Your Thermostat A smart programmable thermostat can save you up to $180 a year on utility costs, according to EnergyStar. This thermostat works by automatically raising or lowering the temperature in your home to keep it consistent, which saves fuel. For example, you can program most thermostats on a mobile app to keep your home at a lower temperature while you’re away during the day, and warm back up again at night.
3. Inspect Doors and Windows Set aside time to look at all the windows and doors in your home and check
for gaps. Fill any gaps you find with simple caulk work and replace any worn doorstops to help prevent unwanted air from flowing in or out of your home. This step helps insulate your home and generate energy savings.
4. Clean Your Gutters Cleaning your gutters before the snow flies can help you avoid major issues later on. This prevents ice dams, which can turn into a leaky roof. And even if you live in a warmer climate, full gutters are heavy and can cause damage - like mold growth and leaks - by pulling away from your house.
5. Seal and Protect Your Water Sources It is important to protect the water sources inside and outside of your home. If you have an outdoor water spigot, be sure to cover the faucet. You can find simple-to-install covers at most local hardware retailers. Empty out your water hoses and bring them inside so they don’t freeze and become damaged. On those below-freezing nights, let your indoor faucets drip to maintain a flow of water and prevent your pipes from bursting.
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THE BROOMFIELDER™ JANUARY 2020
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THE BROOMFIELDER™ JANUARY 2020
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Ways to Keep Your Fitness Routine On Track By BPT
With the New Year comes resolutions to live better in the year ahead, and the most common resolutions are often related to fitness and health. Everyone seems to start the year off with the best intentions, motivated and ready to tackle their goals, but come mid-February many of these resolutions have gone by the wayside and people return to old habits. Here are some ways to keep your fitness goals on track.
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THE BROOMFIELDER™ JANUARY 2020
1
Find a Workout Buddy
2
Fuel Up
Instead of flying solo, bring a friend so you can encourage each other during your workouts. To help maximize the impact, try to pick a partner that is on the same fitness level as you and shares similar goals - you will want to be able to increase your intensity level and challenge each other as a team.
An active lifestyle requires proper nutrition. When regularly exercising, your body needs fuel for optimal performance and proper recovery. Before a workout, opt for healthy and easily digestible carbohydrates like brown rice, quinoa, whole-grain bread and pasta, fruits and vegetables to give you energy. Afterward, try a protein-packed snack like Emergen-C Protein Fuel and Superfoods.
3
Head to the Weights
If your fitness goals include improving body composition and losing weight, you may want to introduce strength training into your regimen. While exercises such as walking, running and cycling can do wonders for your cardiovascular health and help burn calories, strength training with weights can elevate your metabolism for a longer period - meaning your body will continue burning calories even after a workout.
4
Switch it Up
After a while, bodies can grow accustomed to the same exercise routine, often leading to stalled results. If you find yourself breezing through a workout, it’s time to switch it up and push your limits. If you like to run long distances, try implementing sprint intervals. At the gym? Try out new equipment or vary your reps. Challenge your body and you may be surprised by the results.
5
Take a Break
The last way to maximize your fitness routine has nothing to do with the gym at all. In fact, it requires you to skip the gym. Exercise provides many health benefits, but too many high-intensity workouts can backfire, potentially causing injury from overuse and hindering your results. Allow your body enough time to heal before hitting the gym again and try to work active rest days into your schedule, such as going for a light walk or bike ride. For more information, visit www.emergenc.com. Read more online at: www.TheBroomfielder.com
17
FURRY FRIENDS Ways Pets Improve
Overall Well-Being By Family Features
Self-care is an important piece of maintaining a happy and healthy life, and adopting a pet can be a beneficial way to improve overall well-being in a number of ways.
Increase Physical Activity Adopting a pet offers owners a chance to improve daily exercise habits. From taking walks and playing in the yard to having a new partner for hikes and visits to the park, dog owners have numerous opportunities to be active with their four-legged friends. Cats also need playtime each day, providing cat owners with a designated time to get active while bonding with their pets.
Reduce Feelings of Isolation Pets have the ability to make people feel less alone. Whether coming home from a long day or taking a stroll around the neighborhood, having a wagging tail around can make everything better. According to research from DePaul University, nearly one-third of professional truck drivers said being alone and away from their families is a significant issue affecting their mental health. To help reduce those feelings of loneliness, behind a campaign from the Mobil Delvac™ and PEDIGREE® brands called Mutts4Trucks is pairing drivers with shelter dogs in need of homes.
Encourage Relationship Building Pets require walks, trips to the vet and grooming, which can get their parents out and into new settings and environments. When out and about, pets can provide a comforting presence
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for their owners and serve as conversation starters, helping to put their owners at ease and encourage socialization. Pets also provide opportunities to meet, mingle and make friends with neighbors while at the park, on walks or running errands.
Help with Stress Reduction Almost anyone who’s ever sat on the couch with a furry friend knows pets can bring a calming presence. Having a dog in the house can also help people feel safer and more secure in their surroundings. From comforting snuggles to a friendly tail wag, pets have an uncanny ability to help ease their owners’ minds and reduce stress. For more information on the benefits of pet adoption, visit www.Pedigree.com.
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THE BROOMFIELDER™ JANUARY 2020
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RECIPES Peanut-Powered Protein
Nutritious Ideas for Flavor-Filled Family Meals By Family Features
Sitting down for a homemade meal may feel harder to come by these days, but recipes that are both nutritious and flavorful can help bring your loved ones together at the family table. From morning to night, these breakfast, dinner, side and dessert recipes from the Georgia Peanut Commission provide power-packed solutions loaded with protein to help your family take on a full schedule while coming together for memorable meals and moments.
Thai Chicken Lettuce Wraps with Peanut Sauce Recipe courtesy of Parker Wallace of Parker’s Plate on behalf of the Georgia Peanut Commission Prep time: 30 minutes | Cook time: 15 minutes | Servings: 4 Peanut Sauce: • 1/2 cup creamy peanut butter • 2 tablespoons low-sodium soy sauce • 1 tablespoon rice vinegar • 2 tablespoons brown sugar • 3 teaspoons chili garlic sauce • 1/2 lime, juice only
Peanut Power Bowl Recipe courtesy of Parker Wallace of Parker’s Plate on behalf of the Georgia Peanut Commission Prep time: 15 minutes | Servings: 2 Peanut Dressing: • 1 cup creamy peanut butter • 3/4 cup full-fat coconut milk, plus additional, if desired • Lime juice Power Bowl: • 1 cup cooked farro or quinoa • 1/2 cup chopped cabbage • 1 cup shredded carrots • 1 avocado, sliced • 1 cup spiralized zucchini or butternut squash • 1/2 cup pomegranate arils • 1 cup mandarin pieces • 1/2 cup roasted peanuts • Chopped cilantro, for garnish • Green onions, for garnish To make Peanut Dressing: In bowl, whisk peanut butter, coconut milk and lime juice until smooth. Add coconut milk, if necessary, to achieve desired consistency. To make power bowl: Layer farro or quinoa then top with cabbage, carrots, avocado, zucchini or squash, pomegranate arils, mandarin pieces, peanuts and Peanut Dressing. Garnish with cilantro and green onions.
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THE BROOMFIELDER™ JANUARY 2020
Lettuce Wraps: • 2 heads Boston or butter lettuce • 1 pound cooked chicken • 1 red bell pepper, thinly sliced • 4 green onion, sliced • 3 carrots, shredded and grated
• • • • •
• • • • •
2-3 garlic cloves, pressed or grated 2 tablespoons fresh ginger 1 teaspoon fish sauce 1/2 cup full-fat coconut milk 4 tablespoons warm water, plus additional, if necessary
1/2 cucumber, sliced into matchsticks 1 bunch fresh basil 1 bunch fresh mint 1/4 cup crushed peanuts Sliced limes, for garnish
To make Peanut Sauce: In small saucepan over low heat, combine peanut butter, soy sauce, rice vinegar, brown sugar, garlic sauce, lime juice, garlic, ginger, fish sauce, milk and water. Add more water for thinner sauce, if desired. To make Lettuce Wraps: Fill lettuce leaves with chicken and Peanut Sauce; top with bell pepper, onion, carrots, cucumber, basil and mint. Sprinkle crushed peanuts on top and garnish with lime slices.
LEADERS IN LITIGATION AREAS OF PRACTICE INCLUDE
Peanut Butter Squares Recipe courtesy of Southern Peanut Growers Prep time: 20 minutes Cook time: 20 minutes Yield: 24 squares Ingredients: • Nonstick cooking spray • 1 package (17 1/2 ounces) peanut butter cookie mix • 3 tablespoons vegetable oil • 1 tablespoon water • 1 egg • 3 cups miniature marshmallows • 2/3 cup light corn syrup • 2 tablespoons butter • 2 teaspoons vanilla • 1 bag (10 ounces) peanut butter chips • 2 cups crispy rice cereal • 2 cups salted roasted peanuts
Family Law Wrongful Death and Personal Injury Criminal Defense Liquor Licensing Employment Law Civil Litigation
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Directions: 1. Heat oven to 350 F. Spray 13-by-9-inch pan with nonstick cooking spray. 2. In large bowl, stir cookie mix, oil, water and egg until soft dough forms. Press dough into prepared pan. 3. Bake 15-20 minutes, or until set. 4. Sprinkle marshmallows over crust. Bake 1-2 minutes until marshmallows begin to puff. Remove from oven. 5. In 4-quart saucepan over low heat, heat corn syrup, butter, vanilla and peanut butter chips, stirring constantly until chips are melted and smooth. Remove from heat. 6. Stir in cereal and peanuts; spoon mixture evenly over marshmallow layer. 7. Refrigerate 30 minutes, or until firm. Cut into bars and serve. Find more recipe ideas for meals throughout the day at www.gapeanuts.com. Read more online at: www.TheBroomfielder.com
21
HEALTH+WELLNESS Sleep Better at Night, Feel Better During the Day By NewsUSA
Sleeping should be simple, but insomnia and other sleeping disorders prevent many people from getting the rest they need for good health. Internet data suggests that approximately 246,000 searches are done on “insomnia” per month, and 60 percent of American adults report having sleep-related problems several nights a week, according to the American Psychological Association. Sleep is one form of rest, but not the only way to rest. A “certain state of ease,” according to the yogi Sadhguru, provides the body with rest, even if it isn’t asleep. “Learn to keep your body restful,” he adds in a YouTube video on the topic of sleep quality. When it comes to getting a good night's sleep, quality matters more than quantity. An easy, yoga-style practice called Inner Engineering has demonstrated improvement in quality of sleep without the need for sleep medication. The Inner Engineering program features a comprehensive process that promotes optimal health by aligning the mind, body, energy and emotions. In particular, Shambhavi Kriya, a type of meditation, can help improve sleep quality. A survey of participants in Inner Engineering showed that 84 percent reported improvements in insomnia symptoms with regular practice of Shambhavi Kriya.
In a recent study, adults who practiced Shambhavi Kriya had twice the amount of REM sleep (the deepest, most restful part of sleep) as those who didn’t practice. In addition, those in the Shambhavi group fell asleep in one-eighth the time and reached REM sleep in one-third the time as non-practitioners. The Inner Engineering program, developed by Sadhguru, is designed not only to improve sleep, but also to serve as an antidote for stress and help promote restful feelings throughout the day. “Being restful alleviates chronic ailments and improves your immune system and healing,” according to the Inner Engineering website. “[Being restful] also improves mental health by reducing anxiety, stress and depression, allowing you to be happier.” For more information about the Inner Engineering program, as well as more details about ways to improve your sleep and health, visit www.innerengineering.com.
“HOSPITAL FREE” TOTAL JOINT REPLACEMENT Need a hip or knee replacement? At Cornerstone Orthopaedics, we have you covered!
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22
THE BROOMFIELDER™ JANUARY 2020
Pictured, are total hip outpatients of Dr. Weber (far left) and Dr. Eickmann (far right).
Improvements in surgical techniques, among other factors, have led to the ability to perform same-day total joint replacements. Dr. Thomas Eickmann and Dr. Ian Weber have been performing total joint surgeries for several years – where the benefits of both patient satisfaction and cost reduction are significant.
OUTPATIENT BENEFITS • Out-of-pocket cost per patient is • Improved experience: same quality care and ability to recover in the comfort of own home half that of a hospital stay • Pain is better controlled at home through self-management • Nursing to patient ratio = 1/1 • Decreased risk of infection • Overall satisfaction is higher
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Learn more at: www.cornerstoneorthopedics.com
Thank You for Voting Us “Best Dentist” in the 2019 Talk of the Town Reader Survey!
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Drs. David Fleischmann, DDS and Elizabeth Minard, DDS Caring for Broomfield Residents for Over 23 Years
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Hours: Mon: 8am–5pm • Tues: 7am–2pm • Wed: 7am–5pm • Thur: 7am–5pm • Fri: 8am–4pm • Sat & Sun: Closed
Read more online at: www.TheBroomfielder.com
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THE BROOMFIELDER™ JANUARY 2020
• Think you can avoid getting the flu by staying away from people who are sick? Think again. Between 20 and 30 percent of people carrying the flu virus display no symptoms. • People who get the flu vaccine every year are twice as likely to have less-severe causes when they do contract the virus, as compared with people who haven’t been vaccinated in the previous three seasons. • Boost your immune system this season: o Say no to sugar – excess glucose can reduce white blood cell reactivity (your immune response) by up to 40 percent. A 32-ounce soda can render your immune system useless for four or five hours.
o Eat your mushrooms – One study found eating cooked shiitake mushrooms can increase the performance of your body’s T-cells, which play an essential role in immune response.
Grow Your Business with
M A I L
• Scientists formulate a new flu vaccine every year in anticipation of the strain most likely to affect the greatest number of people. But not all vaccines are well-matched with the year’s strain. The 2018-2019 was 47 percent effective, which is within the average range of 40 to 60 percent. That’s significant protection. Plus, getting vaccinated lessens the severity and duration of your symptoms if you do end up with the flu.
o Meditate – A recent review of 20 studies found some early evidence that mindful meditation may have positive effects on the immune system.
It’s the best way to get known in your community.
D I R E C T
he flu vaccine can cut your risk of getting the flu in half, yet many people are still reluctant to get the shot. “I hear a lot of patients say, ‘I don’t need it. I’ve never gotten the flu,’” says Dr. Jason Campbell, family medicine physician at Avista Family Medicine. “What I tell them is you haven’t gotten the flu yet.” Here’s what he says you need to know about protecting yourself this season.
R A C K S
•
Visit: www.thebroomfielder.com
M O B I L E
•
O N L I N E
Get your flu shot! Schedule an appointment with your primary care office, stop by a local pharmacy, or find a new provider by visiting www.centura.org/find-a-provider.
Resolution or Procrastination? Avoid Probate Reduce Taxes Feel Secure
Plans That Work. People Who Care. Estate Planning Wills Trusts Business Planning Efficient Probate and Trust Administration Serving our client family since 1996 Offices in Brighton and Westminster 303.654.0100 www.EstatePlansThatWork.com
The Truth About Estate Planning™ Workshop Come and learn about your planning options, including costs, without obligation. You’ll also learn how you can create a plan tailored to your needs by working with people who know you personally and truly care about you and your family. Workshop dates are listed below. Space is limited, and reservations are required, so call to make your reservation today. Workshops may not be held in our offices.
TUESDAY, JANUARY 14TH AT 6:30 PM BRIGHTON THURSDAY, JANUARY 30TH AT 6:00 PM WESTMINSTER
Around the holidays, we tend to reaffirm the things we know we need to get done by making resolutions for the new year. Resolution: The act of being determined upon a course of action. Procrastination: To put off until another day or time. These two words have very different meanings, but around New Year’s Eve they always seem so similar. We resolve to do the things we should do and that would really make a difference, like estate planning. Then, we spend the new year doing the less important things that occupied our time last year. Procrastinating in the area of estate planning may result in a complete mess upon your death, causing your children and other family members to fight, potentially destroying relationships. Putting off estate planning may cause your family to unnecessarily spend large amounts of your hard-earned wealth for your care if you should become disabled later in life. It may also result in assets being distributed to the wrong beneficiary and possibly a large portion of your estate being used up on major costs after death that could have been avoided. A properly designed and implemented estate plan will make life a whole lot easier - both emotionally and financially - for your spouse, children, and family. So instead of Resolution or Procrastination, why not commit to Completion? If you would like to learn more about estate planning, attend one of our complimentary workshops.
2020-2021 Enrollment for New Families is Now Open! www.pyramidplus.org
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CCAP Accepted
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Mission Statement:
Bal Swan Children’s Center builds a social-emotional foundation and nurtures an inclusive learning community where each child and family grows and belongs!
www.balswan.org Read more online at: www.TheBroomfielder.com
25
How to Turn a Bad Day Into an
Amazing Day
With some effort and a little mental toughness, a bad day can be turned into a good day. If your day is off to a bad start, be determined to still get as much from that day as you can.
Relax. The first step is to take a deep breath and relax. Slow down your heart rate, think a few positive thoughts, and regain your composure. Put yourself in the right frame of mind to salvage the remainder of the day.
Accomplish Something. Get one little thing accomplished that you can check off your list. Give yourself a small success and a little momentum.
Learn to make a good day out of a bad day with these strategies:
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THE BROOMFIELDER™ JANUARY 2020
Make a Plan for the Remainder of the Day. If you want to salvage the day, you need a plan. Look at the time you have left in the day and decide what’s most important to accomplish.
2020 Summer Camp
Photo by Misha Photography
Summer Enrollment has begun! Register today for an unforgettable summer.
Call a Friend. Call a friend and share your bad day. You want to call someone that will be encouraging. Avoid calling someone that will do more harm than good.
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3001 Industrial Lane, #12 | Broomfield, CO 80020 | 303.466.5685
Be Grateful. Gratitude can reset your attitude. When you feel grateful, you have a better perspective and can be more productive. You feel less hopeless when you experience gratitude.
TAKE THE STORM OUT OF YOUR VEHICLE!
Get Some Exercise. A bad day can create a lot of negative emotions. Those emotions create a lot of energy that needs to be burned off. Exercise is a great way to move toward feeling normal again.
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Allow yourself to feel proud as soon as you make even a tiny bit of progress. This will provide a well-needed boost to your mood, self-esteem, and progress.
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Make a Plan for Tomorrow. Choose to make the most of tomorrow. You might have some catching up to do. Or, you might need to plan a night on the town with a few friends. Make up for having a bad day by having a magnificent day.
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27
Help Safeguard
Your Family’s Finances By Family Features
Every year, millions of American workers enroll in employee benefits through their workplaces during a period known as annual enrollment. It’s usually a short window of time, but employees make crucial financial decisions for their families for the coming year.
In addition to medical insurance, many employers offer a range of voluntary benefits – those you select and pay for yourself, often by having the cost deducted directly from your paycheck. These voluntary benefits can help bridge the gap between what health insurance covers and what you’re financially responsible for, especially as more employees opt for high-deductible health insurance plans. In fact, according to a poll of 1,512 full-time U.S. workers conducted by employee benefits company Unum, 49% of working adults plan on enrolling in a high-deductible health plan for the coming benefit year, with Millennials (58%) and Gen Z’ers (54%) at even higher rates. “While high-deductible health plans offer lower monthly payments, that can mean more financial responsibility for policyholders when they need to use the benefit,” said personal finance expert Laura Adams. “Combining a high-deductible health plan with a health savings account can offset out-of-pocket costs, but it’s also a good idea to consider voluntary benefits like disability, accident and hospital insurance to further financially protect your family.” If an accident, illness or injury prevents you from working, disability insurance replaces a portion of your income. While it may seem unlikely to many they would ever experience a disability, it’s more common than some realize. Based on 2019 information from the Social Security Administration, more than 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67. Accident and hospital insurance can pay a lump sum directly to you to offset out-ofpocket costs associated with medical care often not covered by health insurance.
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THE BROOMFIELDER™ JANUARY 2020
•
Accident Insurance can provide financial benefits for urgent care and emergency room visits, ambulance and other transportation to the hospital, initial care and surgery, hospital stays and lodging expenses related to an accident and even follow-up care such as doctor’s visits and physical therapy.
•
Hospital Insurance can pay a benefit directly to you when you are admitted to the hospital. This could include immediate medical costs and travel expenses or to help cover other bills.
Voluntary benefits, policies and details vary, so it’s essential to review your options and discuss with your family before your benefits enrollment begins. “Investing a little additional time on the front end can help reduce your family’s financial risk down the road,” Adams said.
For more information about employee benefits, visit www.Unum.com/benefits.
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