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You’re home winter 2012

HOMES BY DUNDEE

OAK PARK LIVING

SPRING GREEN

DAYTONA HOMES

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565.4663

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205.2502

www.reginahomebuilders.com

CENTURY WEST

The official magazine of the Regina & Region Home Builders’ Association

harbourlanding.ca

www.reginahomebuilders.com


Prom ENJOY LIVING SMART IN THIS COMFORTABLE AND CONVENIENTLY LOCATED COMMUNITY IN NORTH WEST REGINA.

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Visit our Presentation Centre 1220 Blackfoot Drive, Regina, SK Nestled in the heart of Regina at 1220 Blackfoot Drive, Bellagio Terrace is one of the Regina’s most exciting and value-rich multi-unit developments. Embraced by the natural landscape of Wascana Park, this ideal location is just minutes from downtown, and within walking distance from the University of Regina and the Saskatchewan Legislature. With 77 units and 15 modern open floor plans to choose from, heated underground parking, and an indoor fitness facility, Bellagio Terrace offers a maintenance free, affordable lifestyle.

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LETTER FROM THE EDITOR o t e m o c l We e m o H You’re

T

here’s nothing like a good cold snap to make all of us appreciate the comforts of home!

As autumn’s kaleidoscope of colour fades to winter white, the burrowing instinct kicks in. The long winter ahead is a great opportunity to tackle a myriad of home renovation projects, from updating your decor to transforming a kitchen or bath. A recent survey conducted by Leger Marketing for one of Canada’s major banks reveals that Saskatchewan and Manitoba are leading the country in home renovation activity. Over two-thirds of home owners in Saskatchewan plan to renovate their homes this year, compared to the national rate of 51 per cent. The survey also identified the five most popular home renovation projects: kitchens (39 per cent); bathrooms (35 per cent); basements (16 per cent); bedrooms (11per cent) and family rooms (10 per cent). This edition of You’re Home is sure to inspire your plans to renovate and decorate. Discover the newest trends for kitchens and baths. Learn how to achieve showhome style in your home, with helpful tips from professional decorators. Find out how you can make your renovation project more environmentally friendly. A great design is the first step to any building or renovation project. This edition of You’re Home turns the spotlight on the housing designs shaping Regina’s newest neighbourhoods and offers valuable tips for designing the custom home of your dreams. Come on in,

Jeanni e .

You’re home Winter 2012 7


contents

29 11

37

91

features

ask an expert

building & design

29 my space

35 your home and the law

11 your house, your way

55 developing regina

50 your home as an investment

Home is where the Heart is Fusion of styles creates unique housing mix

76 welcoming

KC Renovation Warehouse Ltd.

84 reconnecting Conexus Credit Union

53 your home in real estate 59 10 tips for a smooth renovation 70

your home in design

91 landscaping with carson arthur The 5 Big Backyard Excuses

98 8  You’re home  Winter 2012

closing remarks

Don't settle for someone else's house

18 hiring a professional renovator 33 renomark™: sign of confidence 37 going green creates a win-win situation 44

luxury on tap

62 kitchen magicians

Designers help fulfill your kitchen wish list


contributors editor jeannie armstrong

art directors

24

bonnie bird jacquie bumphrey

photography shawn fulton

www.shawnfultonphotography.com

vienna di ruscio www.vmdphoto.com

55

76

contributing writers

47

publisher

66 renovated exteriors Functional and stylish

79

renovation masterpiece

89

always sign a contract

Collaboration key to award-winning renovations

92 best foot forward

New flooring trends in home décor

new homes 47 show home style

How to achieve it in your own home

87 modern designs Turn up appeal in Stone Ridge

jeannie armstrong carson arthur miranda burski tom eremondi julie folk christeen jesse andrew livingstone wendy livingstone tammy mclean Stu NIEbergall pavan sandhu carol todoruk michelle tyndall

leader-post You’re home  Winter 2012  9


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Y Y

our House, settle for our Way Don't someone else's house By Wendy Livingstone

S

ometimes, spending a little money can save you a lot. When it comes to having house plans custom-designed, the expenditure can also help to ensure that you move into a home that has been built specifically to suit your needs and wants, rather than to merely appeal to the average homebuyer. John Robinson, along with a team of designers at Robinson Residential Design Inc., believes that a well-designed home can often include all the features that a home buyer wants, but in a smaller size than was previously thought necessary - and the home will be uniquely theirs. “A lot of people come with preconceived ideas so we tell them to just take a step back from it and let us figure it out, and we might find something that works better. Sometimes people think that their house has to be, say, 2,000 square feet but we can show

them how, through moving things around and re-shaping it, we can actually get the house smaller and still get it to work. It just takes a bit of work re-doing the layout. Sometimes, we can make the structure simpler and that has probably one of the biggest impacts on price,” said Robinson. But cost savings are not the only benefits of a custom-built home. “We want people to walk into your house and say, ‘I know whose house this is’,” he added. The process of creating a home design that is perfect for its intended residents begins with the designer determining exactly what is important to the home buyer. “We want to be able to think like they do,” said Robinson. “We ask a lot of questions at the first meeting - sometimes we will ask questions for an hour. But we try to make it a fun process - fun and rewarding.”

You’re home  Winter 2012  11


The site orientation of the home will determine the most advantageous location of features such as windows and doors.

One of the first questions is, “Where is the house going to be situated?” The site orientation of the home will determine the most advantageous location of features such as windows and doors. Another initial consideration is what style the purchasers would like the house to be: contemporary or traditional. Then, the buyers are asked what they really want in their home and what they dislike about some other houses. Kitchens and bathrooms are the most common places where buyers want to make changes. To further determine an individual’s specific needs, other questions might include: • How many people do you want to sit at the dining room table every day, and how many do you want to sit there at Christmas time? 12 You’re home Winter 2011 2012


creating • Do you have a pool table or exercise equipment? • Do you have a special piece of antique furniture that you would like to display prominently? • Do you have large furniture pieces? Robinson uses digital furniture pieces to make sure there is adequate clearance for traffic flow. Those who have special collections, such as sculpture and/or artwork, are asked to inventory it so that a spot can be allotted for each piece, and the lighting is then designed to highlight it. Designers can help home buyers get the most enjoyment of the features they want included in their homes, such as a great room. Robinson suggests that seating in the great room be placed so that it faces away from the kitchen, eliminating the constant reminder of work that may need to be done.

Designers also work with the home’s exterior, making sure, for example, that window styles are congruent with the rest of the home. Robinson said that a common mistake made when planning exteriors is placing features such as brickwork on the front of the house only and not wrapping it slightly around the side so that it has a finished look from all angles. Designers may steer home buyers away from certain features that they have learned are best to avoid, such as a bonus room over the garage. “It basically has a cold floor, cold walls and cold ceiling. At the end of the day, it’s not really bonus - it’s costing them a fair bit to build it, to frame it, to span over the garage and to heat it. From a cost point of view, it’s best to work that square footage into your house rather than over the garage. I don’t think it’s necessarily the best place to build.”

You’re home Winter 2011 2012 13


The process of creating a home design that is perfect for its intended residents begins with the designer determining exactly what is important to the home buyer.

design

Another consideration is storage. Many homes are now being built without a basement, making provision for storage even more important. “Attics were once popular storage spots,” said Robinson, “but today, with truss framing and lots of insulation, the attic is pretty much inaccessible. Storage is something that you have to plan for. We will try to get as many closets as we can scattered throughout the house. In a garage, we can quite often get built-in storage high on the walls.”

14  You’re home  Winter 2011 2012

Home buyers often feel that they need more rooms than they really do. “They think they need a family room, a den and a bonus room, and then they’ll put a games room in the basement. At the end of the day, do they really use all those rooms? They think they’ll use them more than they do. So by showing them how they might use those spaces, we can sometimes cut some of those rooms out and give them space they can use more day-by-day.” But the purpose of hiring a designer is not so that you can build a home that the designer would like to live in. “The main thing we try and tell people is that we are helping them design a house, but it’s not about us - it’s about them in the end. It doesn’t really matter what we like as much as we want to find out what they like and try and make it all work,” said Robinson. At a cost of less than one per cent of the price of the house, money paid to have a custom-designed home, regardless of its size, can be money well spent. “It makes a lot of sense to me,” said Robinson. “They are going to spend more than that on the blinds for their windows.” n


2012

Congratulations at this year’s Provincial SAM Awards Sales Person of the Year Rebecca Nadler

Best Production Home Up To 1,500 sq.ft. Rebecca Nadler 2012 Regina Sales Team

Visit our website for showhome information daytonahomes.ca

The Eclipse D2

The Eclipse


C ountry Comfort & Urban Convenience W H I T E C I T Y / E M E R A L D PA R K

A COMBINATION OF

When Bill and Charlene Roszell wanted to construct their second home in June of 2011, they chose Emerald Park Homes as their builder and have been thoroughly impressed by the experience, and by the quality and the unique character of the home that it has produced. “We were really pleased with the down-to-earth, relaxed nature of both Garry and Lorena,” said Bill. “They’re very easy to deal with. They have real-world experience, so they understood that building a home is a big decision for anybody, and they were willing to take the time to listen to the things we wanted and were able to help us incorporate a lot of those things into our home.”

Given the Thumbs up by

That amiable professionalism allows Emerald Park Homes to maintain communication with its clients throughout the building process. “They’d meet with us on-site to look at things, so I was able to keep tabs on the whole build project right from beginning to end and able to work with Garry on revisions, and he was very accommodating if we did have any changes that we wanted to make through the building process.” “We did build a home seven years ago or thereabouts, and that experience was okay, but we didn’t have the same flexibility in the build and the quality of workmanship wasn’t quite as good. It was a more relaxed experience with Emerald Park Homes, and Garry and Lorena, than with the other homebuilder that we worked with.”


We were really pleased with the down-to-earth, relaxed nature of both Garry and Lorena,” said Bill. Photos by Calvin Fehr

White City - you will love it here! Call us today at

306-781-3383

That focus on professionalism, flexibility and quality extends to the tradespeople enlisted by Emerald Park Homes. “I’m extremely pleased with the trades folks that they do have that work for them. They’re very professional folks, very nice folks and they do very good work.” Consequently, Roszell is earnest in endorsing the builder that created such a quality home, and such a positive experience. “I would recommend them to anybody — friends, family, you name it — and I have, as a matter of fact. I’ll take any opportunity to recommend them because I do believe that they’re a quality builder that provides a great product. Ultimately, we’re very pleased with the results that we got from the folks at Emerald Park Homes.”

Custom Builder, Our Quality Show

W W W. E M E R A L D PA R K H O M E S . C A


Hiring a

Professional

Renovator “W

hen undertaking a renovation, whether you are re-doing your kitchen, or adding a new addition to your home, do it right the first time by hiring a professional renovator,” says Stu Niebergall, President & CEO of the Regina & Region Home Builders’ Association (RRHBA).

18  You’re home  Winter 2012

Renovating your home should be a positive experience, free from stress and worry. To accomplish this, you should have full confidence in your renovator, knowing that you are hiring a qualified professional. What do you look for to determine whether the renovator you are hiring is a professional? Niebergall says that a professional renovator will be able to

By Tammy Mclean help you from start to finish, from design to completion and should be able to offer you suggestions on the best way to accomplish your plans. A professional renovator will have the technical knowhow and be able to deal with challenges and problems, and have access to a network of staff, sub-trades and suppliers who are ready to contribute their expertise to your project.


Other things to look for would include an open book with a proven track record. A professional renovator will be ready to supply you with references - previous customers who can testify to the quality of the work done. Your renovator should also be able to provide you with accurate pricing, and provide a detailed written contract. Niebergall says that if a project goes poorly you have little if any legal recourse in court if there is no written contract. A professional renovator also carries insurance and has protection when it comes to work place safety. “It is better to be safe than sorry,“ says Niebergall, “and in the unlikely event of an accident causing injury or damage to your own or neighboring properties, a professional renovator’s insurance protects you from liability and cost.”

"when undertaking a renovation, whether you are re-doing your kitchen, or adding a new addition to your home, do it right the first time by hiring a professional renovator.”

Professional renovators will also carry all applicable licenses and permits. “Without a permit, there is no inspection to ensure that the job was done right,” says Niebergall. Finally, a professional renovator will provide a warranty on their work, and with professional installation, there is no risk of voiding the manufacturers’ warranties on materials and products.

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a timely manner and should supply you with all of their contact information. Where do consumers look to hire a professional renovator? They look to the RRHBA RenoMark™ Program. The RenoMark™ is the mark of excellence in the home renovation industry. RenoMark™ Renovators have agreed to abide by the RenoMark™ Code of Conduct which includes being a member in good standing with the RRHBA; providing a detailed written contract; offering a minimum two-year written warranty; carrying a minimum $2 million in liability insurance; and having coverage for workplace safety and employers’ liability. RenoMark™ Renovators also agree to carry applicable licenses and permits, maintain a professional level of knowledge and technical know how, maintain a safe and organized work site, and return calls within two business days. Niebergall warns that some of the red flags to look for are when the renovator insists on cash payment. “Be wary of renovators who ask for a cash payment before the work is done,” says Niebergall. “Some shady renovators demand cash payment and then have been known to run off with your money.” Also watch for those who vastly underbid all other contractors. “They may have the best price, but that doesn’t guarantee the best work,” Niebergall says. Another red flag is when you have difficulty being able to contact the contractor. A reliable renovator should be returning calls in

The RenoMark™ members of the RRHBA hold regular meetings to keep up to date on the industry. The meetings also provide a forum for renovators to get to know and learn from each other. In addition, as members of the RRHBA, RenoMark™ Renovators have access to all kinds of suppliers and tradespeople who are also qualified members of the Association. So how do you find a RenoMark™ Renovator? Go to www.reginahomebuilders.com. You can trust your next renovation to the qualified professionals of the RRHBA. n

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TRADEMARK HOMES goes beyond city limits

Trademark Homes’ latest project is located just 10 minutes outside of Regina, in the new Plains of Pilot Butte development in Pilot Butte.


A

t Trademark Homes, we are always looking

patio doors and the large picture windows in the nook

for new ways to get more people into a

and living room. All three home models come with an

brand new home without breaking the bank!

ensuite bathroom off the master bedroom, as well as

Trademark Homes offers many different

a walk-in closet. The 1100 square foot and the 1250

homes and projects that will work for all budgets.

square foot models both come with space for main floor

Besides just offering buyers the executive homes in the

laundry.

new developments, Trademark has been building single

Some of the standard features in these bungalows

family homes and up/down duplexes in the mature

include: stucco with stack stone to the exterior,

areas of the city like Churchill Downs, Highland Park,

hardwood floors to the living room, triple pane windows,

and Broders Annex. Recently, Trademark Homes also

air conditioning and much, much more. Each house will

released a project geared toward the mortgage helper

also be covered under the Progressive Home Warranty

basement suites in the West Landings of Harbour

Solutions Inc.. There is also the opportunity to upgrade

Landing, and they are now venturing out of the city.

to hardwood floors throughout the home and granite in

Trademark Homes’ latest project is located just 10

the kitchen.

minutes outside of Regina, in the new Plains of Pilot

These bungalows start at $359,900 including lot

Butte development in Pilot Butte. Here, Trademark

and GST for the 1018 square foot model. The 1100

Homes has been able to secure an entire block of land

square foot model starts at $369,900 ($376,400 with a

to construct 12 brand new homes on. Each lot is 52 feet

fireplace), and $399,900 ($406,400 with a fireplace) for

wide and 115 feet deep, which makes it larger than the

the 1250 square foot model.

average sized lot found within the city of Regina.

This project was designed to allow buyers to get into a

Trademark Homes wanted to take these 12 lots and

new home with the great features at an attainable price.

create something that would take advantage of the

Building a new home is a dream that you can achieve

wide lots, but also come in at a price point that is more

and Trademark Homes wants to help. Take a drive

attainable to the buyer. What they have come up with is

down 5th Avenue in Pilot Butte and see the project, as

three bungalows that are 1018 square feet, 1100 square

construction has already started on the first few homes.

feet, or 1250 square feet — all of which come with a

You can also visit one of sales associates at our Show

triple attached garage! Best of all, you can own one of

Home located at 11 Cumberland Bay in White City. We

these homes for less than $400,000.

are open Monday through Thursday from 7 to 9 p.m.

The 1018 square foot model and the 1100 square foot

and weekends from 1 to 5p.m.

model are both two bedroom, two bath homes, while

Trademark Homes would like to hear from you. Are

the 1250 square foot model adds a third bedroom. The

there any ideas, products, or projects that you would like

design allows for open concept living, with the kitchen

to see us do? Feel free to contact us at (306)205-2502

opening up to the nook and living room area. Lots

and share your thoughts!

of natural light will fill the room from the sliding glass

3889 Arcola Ave. E., Regina, SK N (306) 205-2502 N info@trademarkhomes.ca

www.trademarkhomes.ca

You’re home Winter 2012 23


F

ine by

design

by jeannie armstrong photos by vienna di ruscio

Y

ou could call Ingrid Ruud a visionary. The Regina interior decorator has the ability to look at a room in any home and see its true potential.

“When I walk into a room, I can instantly see what it’s going to look like when it’s finished. Most people can’t visualize and that’s why they ask for assistance from an interior decorator,” said the founder of Ingrid Ruud Decor8…ING. Ingrid discovered the impact that colour, pattern and texture can have upon a room at an early age. “When I was ten years old, I came home from school one day and my older sister had surprised me. She had spent her first paycheque on fabric to decorate our bedroom. She had sewn and designed bedspreads and curtains in a lilac shade with a tiny floral pattern for our twin beds. The room was transformed in one day! My sister was definitely my inspiration!” she said. The former bank teller began her career as an interior decorator while living in Moosomin. Ingrid joined forces with her bank co-worker and neighbour Velma Moore to 24 You’re home Winter 2012

open Dekor-Bees in 1983. “We were busy from day one, consulting, painting and wallpapering. Three years later, we opened a small store on Main Street, where we sold wallpaper, blinds and home accessories. There weren’t very many people decorating homes at the time. It was a little bit of a challenge at first, but I believe we really made a mark in Moosomin,” she said. After 13 years, Ingrid decided to move back to her home city of Regina, where she continued with her career with Fiorante Homes and Commercial Ltd., then with Alford Floors & Interiors (1967) Ltd. While working as a design consultant with Alford’s, Ingrid earned a diploma in Interior Decorating, with honours, from the Stratford Career Institute. Ingrid also carries a diploma in floral design with the Canadian School of Floral Art. When her mother became ill, Ingrid had to reassess her priorities. “I really wanted to spend more time with my mom, so for more flexibility and having time to visit with her during the day, my husband and I decided to launch a mobile decorating business. Our fifth anniversary is coming up soon,” said Ingrid.


before She offers her clients an extensive range of services, from design consultations, custom blinds and drapery, space planning and staging to the selection of cabinetry, countertops, lighting, floor coverings, paint, wallpaper and furnishings. Ingrid will also recommend reliable tradespeople who specialize in home renovations. To establish that all important wish list, prospective clients are asked to fill out a “Dream Booklet” prior to Ingrid’s first visit to their home. The next step is a consultation, which usually takes place in the client’s home. “I ask them what colours they like, what feel they want. Do they like traditional styling or modern? It’s not about what I would prefer if I were living in their home, it’s what they want,” said Ingrid. She presents her recommendations in a decorating booklet, which she leaves with the client. “Decorators have to be flexible and be able to give their customers what they are looking for,” said Ingrid. She demonstrated that talent when she recently transformed a onebedroom apartment condo property for her client, a busy career woman named Bonita. “It was lovely before we started, but it just wasn’t her. It was the previous owner’s taste,” said Ingrid. “Bonita wanted to come home and feel that it was her very own.” Through a series of consultations, Ingrid created an interior decor that truly reflected the home owner’s sparkling personality. “Her style is very glamorous and she loves beautiful accessories!” You’re home  Winter 2012  25


205 - 1945 SCARTH ST.

REGINA, SK

306.205.2549 www.KRNdesign.ca

EXPERIENCE & CREATIVITY THE FOUNDATION OF KRN RESIDENTIAL DESIGN

D

esigning a home requires both experience and innovation, qualities that the staff of KRN Residential Design have developed through its hands-on role in countless building projects.

Over his 15 years in the field, Kelly Nadler, KRNʼs owner and operator, has played a role in designing buildings for both commercial and residential purposes. “I started in the industry back in ʼ95, and I was designing homes for some of the major builders in the city,” he said. The projects became increasingly large and commercial, including restaurants, bars, care homes, special needs housing, offices, shops, strip malls and apartment buildings.

Five years ago, Nadler decided to shift his attention and founded KRN Residential Design. “Our firm focuses on living spaces for individuals,” he said. “Our primary goal is single-family homes, but we do a lot of condominium complexes as well.” The company now boasts four full-time and two part time staff, and five consulting engineers. “We are the design representatives for over 30 builders in the city,” Nadler said. “If a builder

were to come to us and have us represent them as a design firm, we would take their design criteria, their specifications, and we would adapt them into our communication with their clients, who would meet with us at our office.

“We would also work with the builderʼs budget, square footage numbers and limitations, and we would work with their client to consult with them to design their house around their family needs and lifestyles, and to try to maximize use of space and functionality of the home in order to deliver something to the builder and to their client thatʼs going to meet the budget.” Nadler emphasizes the importance of discretion in working with builders and their clients. “The builders share their plan, their information, their inside budgeting and their numbers with us so that weʼre able to work with the clients — obviously, thatʼs all confidential.”

That said, the expertise gained through working with builders also benefits the individuals and families who enlist KRN to design their homes privately. “Having access to that information from builders really helps us to cater to these individuals, because we can help them understand the pros and cons of different types of building materials,” said Nadler. “Weʼre also exposed to the actual building costs, so we can make our client aware of what to expect in this growing industry.”

“Weʼll be able to work with them personally to solve design challenges and come up with new ways to maximize use and space based on personal family needs and lifestyle,” said Nadler. “We get to know the people on a personal level and we design the house around them.” Nadler finds KRNʼs greater focus on residential design, rather than commercial work, personally rewarding. “I feel a greater sense of giving back to the community, because Iʼm dealing with a lot of people on a personal level,” he said. “I really enjoy dealing with people one-on-one.”


The floor-to-ceiling makeover included a chic new colour palette of grey, black and cream, complemented by elegant choices in granite, backsplash, flooring, a feature wall with designed anaglypta wallpaper, window treatments, lighting and accessories. “We found a beautiful chandelier with sparkling Swarovski crystals at an out-ofthe-way shop. It is one of the first things you see when you walk into the condo,” said Ingrid. She also commissioned an original piece of art to be created for Bonita’s condo by a talented young artist from Calgary whom she discovered at a local furniture and design store in Regina. “I’m able to source about 99 per cent of my product here in Regina. I’m really proud of Regina. Our stores are excellent; they carry everything that we need right here in the Queen City!” Establishing and sticking to a budget is vital, Ingrid pointed out. “I’m very careful with my client’s money. To keep costs down, I’m always bargain hunting. I scour all the flyers regularly. I’m always on the lookout!” said Ingrid.

Hiring an interior decorator can prove more economical than going it alone, she added. “My clients tell me they don’t want to make a mistake. They find making decorating choices overwhelming, because there’s so much to choose from.” What top three trends is Ingrid excited about at this time? “Wallpaper - it’s back!” said Ingrid. “Tangerine Tango is the 2012 Pantone Colour of the Year. I recently staged a home for Pacesetter New Homes Ltd. and I used varying shades of orange as the accent colour throughout the show home.” The Pacesetter show home is located at 305 Brookview Drive in Regina. Vintage is also ultra-chic these days. “Upcycling old pieces of furniture, lamps and accessories, and giving them a new face has been my passion for over 30 years! Bohemian décor has really come to the forefront,” said Ingrid. What does she find most rewarding about her career as an interior decorator? “I love seeing a smile on my client’s face when we’re all done.” For more information, visit www.decor8ing.ca.n

WHAT IS THE DIFFERENCE BETWEEN AN INTERIOR DESIGNER AND A DECORATOR? When planning a renovation, should you call an Interior Designer or an interior decorator? Ingrid Ruud, founder of Ingrid Ruud Decor8…ING, explains, “An interior decorator helps people with colour, textiles, furnishings, lighting and other materials. A decorator can help you put your room together.” Ingrid is a member of the Canadian Decorators’ Association. (www. cdeca.com) An Interior Designer can not only enhance the visual environment of a home, these professionals have the expertise to do structural and architectural work. “If a client needs walls moved or a project that requires structural design, I recommend calling an Architectural Engineer Technologist or a member of the Interior Design Association of Saskatchewan (IDAS),” said Ingrid. The IDAS website explains that Interior Designers have graduated from a recognized college or university interior design program and have seven years combined education and work experience, including familiarity with provincial building codes and laws. They must have also passed the National Council for Interior Design Qualification Exam (NCIDQ), the international standard examination for Interior Designers. In Saskatchewan, the title of Interior Designer is regulated and can only be used by Registered Members of IDAS. Interior Designers have a wide range of options to practice collaboratively with other design professionals such as architects and engineers. (www.idas.ca)

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My Space

Home

is where the

by christine jesse photos by vienna di ruscio

f

Heart Is

or Ken and Leanne Ripplinger, home building and design is a way of life.

Owners of Ripplinger Homes, the couple has been building custom designed residential homes for more than 15 years. Over those years, they have worked on more than 250 homes, but the third-ever home they built still remains the most special. Tucked away under the trees at the end of a cul-de-sac on Robinson Street, sits the Ripplinger family home. Built in 1998, the large, inviting 2,939 square foot house is in the heart of their favourite neighborhood - a factor that has kept the family of six in the home for the last 14 years. “We had previously completed a renovation home on Leopold Crescent and loved the neighborhood and the unique characteristics of our home - the only drawback was the low ceilings in the basement. So when the opportunity to build a new home in the neighborhood came up, we were excited,” said Leanne Ripplinger. “Many days and nights were spent creating the ideal house plan.”

You’re home Winter 2012 29


"This was one of the first homes we built, and since then we have branched out into building in many other areas of the city, but it's the neighborhood that has kept us here." — Leanne Ripplinger

Inspired by the style of older houses in the area, the Ripplingers took a classic design and constructed it, while at the same time adding modern day, luxurious features. “We wanted to create an exterior which looked like it was built many years ago. To this day, when people enter our home, they often ask if this was a renovation or a new build. We loved the timeless white stucco exterior with red shingles to complement the grand trees which are located on the property and around the neighborhood,” said Ripplinger. Blending the old with the new, the six bedroom, three and a half bathroom home features nine foot ceilings on all levels, hardwood floors, granite countertops, stainless steel appliances, three fireplaces, crown moldings, and a cantilevered bay window. The grand white pillars at the front exterior of the home are mirrored inside the front entrance, and are complemented by bulkheads, which are also featured throughout the main floor. Large windows, a key feature of all Ripplinger homes, are in every room of Ken and Leanne’s Robinson Street home. They flood the home with natural light and provide views of some of the most beautiful trees in the city. “Our location is fantastic,” said Ripplinger. “We live in a quiet area with a grand apple tree in the center of the cul-de-sac where the kids play and learned to ride their bikes. We’re just two houses away from 30 You’re home Winter 2012

Wascana Creek, close to Wascana Park, and there are many neighborhood parks in the area - so we love that. You do get a bit of a country feel with the large elm trees and tall pine trees throughout the neighborhood.” With four children, the oldest in Grade 12 and the youngest in Grade 8, the Ripplingers designed the spacious, open-concept home with family in mind. Situated just blocks from Davin Elementary School and surrounded by friendly neighbors, the area was an ideal place to raise children.

and share ideas with clients, and show them what we’re all about.” After 11 years of working from home, Ripplinger Homes built and moved to a new office building at 1825 MacKay Street.

“Over time, we have thought ‘Should we rebuild?’ But we did a great job with this house, and the design really works for our family. This was one of the first homes we built, and since then we have branched out into building in many other areas of the city, but it’s the neighborhood that has kept us here.”

The great room at the front of the house is also very spacious and open - ideal for entertaining and interacting with family and friends. “Family time is very important in our home. We try to eat supper together as a family almost every day of the week, although that seems to get harder as the kids get older,” said Ripplinger.

The spacious, streamlined design of the home has allowed for the family to expand over the years, as well as their business.

In a profession that deals with new homes and designs every day, the Ripplingers have made some updates to their home over the last 14 years, but they have been able to find a balance between being home owners and home builders.

“We wanted something open, bright, and very spacious for all of us. We put a big office off the front entry, because at that time, we were running our home building business out of our home. With our office in the front, as well as the large dining room, we had lots of space to spread out prints

“As new products, materials and designs are implemented in our new homes, you do want to bring some things back to your own home, but I’ve learned to just live


"our location is fantastic. we live in a quiet area with a grand apple tree in the center of the cul-de-sac where the kids play and learned to ride their bikes."

— Leanne Ripplinger

Don’t relocate, RENOVATE vicariously through our new homes,” said Ripplinger. “We enjoy designing and selecting the finishings for our new homes. We also find it exciting to see the products, styles and colours selected by our customers. It is very rewarding when you see the excited smiles on our new home owners as they take possession. Over the years there have been changes in trends and designs, however, it is interesting to see how many of the features we included in our first homes are still popular today.” The Ripplinger Homes’ philosophy focuses mainly on the customer, as well as building high-calibre homes with quality workmanship, superior design and personalized service. “We love building homes,” said Ken Ripplinger. “We want all of our customers to enjoy the building experience and love their new home.” Regardless of the number of new homes and new developments popping up around the city, and the allure of brandnew designs, the Ripplingers plan to stay settled at the end of the cul-de-sac that they’ve grown to love. “We’re happy where we are right now. We live in a nice community, with good neighbors and friends. It’s a fantastic home which is just perfect for us.” n

You love your neighbourhood. You know your neighbours. Don’t relocate, renovate. – For over 33 years, people have relied on All Weather Windows and their extensive dealer network to help choose the right windows and doors for their renovations.

Visit allweatherwindows.com to find a dealer near you.

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You’re home Winter 2012 31


Kitchen Craft and Homes By Dundee have enjoyed a long, mutually beneficial relationship. We know that we can count on Reiner and Val to design kitchens that satisfy our customers’ desires and can be installed trouble-free. Angus and his production team keep our construction on schedule and offer great service to us and our customers. Bill Langman General Manager - Construction/Estimating

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RenoMark™: Sign of confidence By miranda burski

O

ne of the first steps in any home renovation project is determining who you’re going to hire to do your renovation. This can sometimes be a daunting task. With the number of general contractors, tradespeople and installation experts in Regina, how do you determine who is going to give you the best quality for the best price?

Photos by Vienna Di Ruscio

Of course, getting estimates and checking references are steps you should always be sure to take. But, first, you need to narrow down your search. Jason Zaphe, owner of JIC Windows & Doors, recommends people go about this by first checking the list of RenoMark™ Renovators. “It’s not just anybody who can brand that logo,” said Zaphe. He explained that the RenoMark™ program is organized and promoted through the Regina & Region Home Builders’ Association (RRHBA), and that the RRHBA ensures that all of the RenoMark™ members are qualified renovators. “They [the RRHBA] do screen the people that do join RenoMark™, so you are going to get people that are qualified,” Zaphe added. “You’re going to get people that are locked in, home-based, they’re not just here for the weekend to do something and then you never hear from them again; you know

you’re going to be able to find them again.” All members of the RenoMark™ program have to abide by the RenoMark™ Code of Conduct. This includes such principles as offering a minimum two-year warranty for all work provided, carrying applicable licenses and permits, providing a written detailed contract, maintaining a safe and organized workplace and being a member of the RRHBA. And while choosing a RenoMark™ Renovator is beneficial to customers, being a RenoMark™ Renovator is beneficial to businesses. JIC Windows & Doors, for example, has only been a member of the RenoMark™ program for about a year. But Zaphe said that he is already seeing the benefits of membership. Several of these benefits go handin-hand with being a member of the RRHBA.

“The Home Builders’ Association is promoting it, and anything related to the (RRHBA) … is as good as gold,” said Zaphe. “We get a lot of companies that do come to us because we are members of the RenoMark™ program and because we are members of the Home Builders' Association. They have come to trust both those associations and know that it’s not anybody that can just be accepted into those programs, that you have to abide by the rules and the standards and live up to their expectations.”

You’re home  Winter 2012  33


One of the first steps in any home renovation project is determining who you’re going to hire to do your renovation. He went on to explain that being a RRHBA member has also helped him to expand his business by putting him in contact with new suppliers through RRHBA Membership Directory and Association events, such as meetings and the Spring Home Show. Zaphe’s company joined the RRHBA approximately three years ago, and two years ago moved from providing just installations and carpentry to also carrying StormTite windows and doors. Their membership with the RRHBA allowed the business to recently grow to also carry doors and windows manufactured by All Weather Windows. “[Being a member] definitely brought us to that next level,” said Zaphe. More information about the RenoMark™ program can be found by visiting www.reginahomebuilders.com n Jason Zaphe, owner of JIC Windows & Doors

781-8007

Corner of Ross Ave. & Fleury St.


Ask an expert Your home

and the law

greg murphy miller thomson lawyers llp 306.347.8314 gmurphy@millerthomson.com

by greg murphy

Q: i am thinking about buying/selling a house. do i need a lawyer? and will it cost me an arm and a leg?

lawyer based on instructions received from your lender. You will almost certainly be required by the lender to purchase title insurance.

A: You will most likely need a lawyer to effect transfer of title and to prepare and register mortgage documentation if financing is required. Lawyers are not often involved at the negotiation phase since if a REALTORÂŽ is acting as agent for the parties, standard forms will be used that direct attention to the most significant and common elements of a residential real estate deal. As for transaction costs, if you are selling or buying, the cost of a lawyer will be well down the list and a small fraction of the cost of your agent if you have used a REALTORÂŽ. If you are a buyer, you will typically not have any real estate fees as the seller will have incorporated them into the selling price. However, the legal and other related fees for the purchaser are larger than that of the seller. First of all, the registration costs of the transaction will belong to the buyer. The Land Registry charges $3 per thousand to issue a new title in your name. On a $300,000 purchase, this will amount to $900. If you are borrowing money to make the purchase and granting a mortgage to the lender, the Land Registry will charge $150 to register the mortgage which is a cost that the lender will have you pay. The mortgage documentation will be prepared by your

Another significant cost: If your down payment is less than 20%, the CMHC insurance fee, which is based on a percentage of the mortgage amount, will amount to thousands of dollars. If no real estate agent is involved, it would be a good idea to consult with a lawyer to ensure that you have a binding agreement, one in which the parties are identified, consideration changes hands, the closing date is identified, etc.

You’re home Winter 2012 35


Q: What legalities should I know about mortgages? A: You probably think lenders give mortgages. Actually it is the borrower that gives the mortgage. Lenders give borrowers money, now, in exchange for a promise to repay that money, later, with interest. To back up the promise to repay, lenders will require "security" for the promise in the form of a mortgage on the property being purchased. By giving the lender a mortgage

The mortgage is prepared by a lawyer in accordance with instructions received from the lender. There will be a principle amount in the mortgage which will typically match the amount loaned, although it may state a higher figure if it is a line of credit type loan. The interest stated in the mortgage will tend to reflect the interest rate in the loan commitment though, again, it might state a higher rate if the loan is a variable rate loan.

    

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the borrower is granting the lender the right to take title to the property if the borrower fails to keep the promise to repay the loan with interest.

10/12/2012 4:49:54 PM

For fixed rate fixed term loans, the mortgage will typically have a penalty if you wish to pay the loan out early. The minimum penalty is typically three months of additional interest. If you think there is a good chance you might need to move and sell the property within a few years, you might want to avoid fixing the interest rate for a term like five years, and choose a shorter term or a variable rate loan that allows prepayment without penalty.

Q: I have been trying to sell my house for some time. I have received an offer to buy it and receive payment over time by way of an agreement for sale. Are there any legalities I should be aware of? A: Selling property under an agreement for sale is risky. The prospective buyer likely has a very poor credit history or poor current ability to repay. There is a reason no one in the actual business of lending will finance the purchase. As a seller under an agreement for sale, title remains in your name until all payments have been received but if the buyer defaults, canceling the agreement for sale is no easy matter - it is essentially the same as foreclosing on a mortgage. n


going green creates win-win situation by carol todoruk photos by vienna di ruscio

k

ermit was wrong: it is easy being green, especially with the help of Regina's Habitat for Humanity's ReStore.

Habitat for Humanity Regina is a nonprofit organization working towards a world where everyone has a safe and decent place to live. The organization mobilizes volunteers and partners to build simple, decent and affordable housing to provide low-income families with access to affordable home ownership. Habitat for Humanity Regina also raises awareness of the need for affordable housing and promotes home ownership as a means to breaking the cycle of poverty. Habitat for Humanity Regina is a member of Habitat for Humanity International, which has built, rehabilitated, repaired or improved more than 500,000 houses worldwide, providing shelter for more than 2 million people.

a key component in the regina habitat for humanities' efforts is the restore. In 2004, Habitat for Humanity Canada took part in a study sponsored by Canada Mortgage and Housing Corporation (CMHC) that interviewed 185 partner families. The findings demonstrated the benefits of the Habitat for Humanity program: 40.6 per cent of families surveyed reported a marked increase in the school grades of their children; 54.2 per cent noticed an improvement in children's behaviour; 22.9 per cent of the parents went back to school; 34.1 per cent of the income earners moved on to better jobs; and, 36.1 per cent were less reliant on social assistance and community services

You’re home Winter 2012 37


"People are becoming more interested in finding ways to recycle," said Kendall A key component in the Regina Habitat for Humanities' efforts is the ReStore. In fact, the ReStore is the foundation of the organization, offsetting as it does all of Habitat's administration costs. “It’s an incredibly important part of our operation,” said store manager Gary Kendall. “It supports our cost of doing business. It supports us as we build homes for those who need them.” The ReStore sells new and used surplus building supplies and other donated materials to help reduce costs for home owners, landlords, craftspeople, community groups and artists. There's always something there to help with any kind of project. "We always have a supply of excellent products. Right now we have a great stock of brand new windows," Kendall said. Not only does the ReStore offer good deals on building materials, it also keeps stillgood items out of the landfill. Construction companies or others with extra stock or individuals working on DIY projects with good, used materials can drop them off. The Habitat for Humanity deconstruction team of Habitat staff and volunteers also works with builders, developers and homeowners to salvage reusable building materials from structures prior to demolition or remodelling. Building materials and supplies, like gently used doors, cabinetry and appliances that are removed from a building, are sold at the Habitat ReStore to offset the cost of running the ReStore. 38  You’re home  Winter 2012


Unused materials find a use, materials stay out of the landfill and customers get great deals. "It's really cool how it works," Kendall said. More and more companies and people are discovering how cool it can be — the ReStore has been so successful that it's had to expand. The section of the property at 1740 Broder St., formerly occupied by the ReStore building team, has been taken over by donated product for sale and the construction crew has relocated.

said Kendall. "The need is definitely growing and the benefits are great," he said of the circular movement of materials through the ReStore. It's the ultimate win-win arrangement. Kendall and staff invite everyone to come see how easy it can be to be green. "If you've never been there, you'll be amazed," he said. The ReStore at 1740 Broder St. is open 9 a.m. to 5 p.m. Tuesday through Friday & Saturday from 9 a.m. to 4 p.m. n

"People are becoming more interested in finding ways to recycle,"

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THINKING OF A NEW HOME? AT RIPPLINGER HOMES YOU HAVE CHOICES:

— Darlene and Pat McKenzie

UÊ iÈ}˜Ê̅iʅœ“iÊ̅>ÌÊwÌÃÊޜÕÀʏˆviÃÌޏi UÊ Õˆ`ÊvÀœ“Êœ˜iʜvʜÕÀʓ>˜ÞÊv>˜Ì>Ã̈VÊ«>˜Ã UÊ*ÕÀV…>ÃiÊ>ʅœ“iÊ՘`iÀÊVœ˜ÃÌÀÕV̈œ˜ Ո`ˆ˜}Ê>ʘiÜʅœ“iʈÃÊiÝVˆÌˆ˜}°ÊÊÌÊ,ˆ««ˆ˜}iÀÊœ“iÃÊÜiÊ “>ŽiÊVÀi>̈˜}ÊޜÕÀÊ`Ài>“Ê…œ“iÊi˜œÞ>Lit œÛiÊޜÕÀʘiÜʅœ“iʇʵÕ>ˆÌÞÊVÀ>vÌÓ>˜Ã…ˆ«]ÊÃÕ«iÀˆœÀÊ `iÈ}˜Ê>˜`Ê«iÀܘ>ˆâi`ÊÃiÀۈViÊܜÀŽÊ̜}i̅iÀÊ̜Êi˜ÃÕÀiÊ ÞœÕÀÊÃÌ>̈Ãv>V̈œ˜°

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All G2 and Heritage Series models available complement each other to create a strong aesthetic appeal within the neighborhood. The colors available are very natural, earth-toned stones and brick again providing that timeless, classic style. With an array of price points starting at $399,900 and floor plans available within the Heritage Series and G2 models, it is sure that you will find a home to suit your needs and lifestyle. Visit homesbydundee.ca today to find out more about the choices available, contact one of the new home sales consultants or visit one of the Show Homes for more information.

The Heritage Series has a traditional look and appeal. The homes are all-brick front exteriors and have a timeless appeal to them. They pair a traditional exclusive look with the efficiencies of a new home, which is very different from anything else on the market right now. Although still embodying the same, classic aesthetics as the Heritage Series, the G2 homes will also feature the choice of stone or brick front exteriors. The G2 homes are a modern home with an attached garage and the option for a future detached garage in the back. They are situated on extra deep lots, so if the homeowner chooses not to build an additional garage, they will have a large back yard complete with the privacy of a back lane.

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L

uxury on

taP by tom eremondi

t

he bathroom: It’s usually the smallest room in the house but it’s where people’s waking moments begin and end.

That’s why more and more homeowners are turning away from utilitarian style baths and creating spa-like retreats in their homes, says Shelley Colleaux, show room manager at Kitchen & Bath Classics.

bathroom renovations tend to start with tubs and also are favouring free-standing tubs, such as this one from bain-ultra.

As a division of Wolseley, the largest plumbing wholesaler in the world, Kitchen & Bath Classics is able to bring in the latest trends and products from plumbing manufacturers such as American Standard, Delta, Toto, Moen, and several others. “They keep us in the know about new products, which helps us keep our showroom fresh,” Colleaux says, noting the Hamilton street shop was recently renovated. In the case of bathrooms, she says most renovators tend to start with the tub. “There are so many tubs available, allowing people to customize. Whether it’s whirlpool jets, air jets, or traditional, it can be found. “The one style, though, that people are choosing today is a free-standing bath tub – a new, modern take on the old claw foot tub. It can be square, rectangular or oval but people are wanting it aproned down to the floor rather than set into it.” She notes air jets are trending at Kitchen & Bath Classics. “These have, instead of water going through the system, warm air. People like that because it’s really maintenance free.”

44 You’re home Winter 2012


experts note that bathrooms are no longer utilitarian. instead people are choosing spa-like retreats with wall mounted vanities and skirted toilets for cleaner, modern looks.

transform your bath

Bain-Ultra, the first company to produce an air jet tub in the 1970s, has just introduced a new version, the Geysair. “They have actually humidified the air blowing into the tub, which makes it heated more than any other air tub,” Colleaux explains. “It’s the only one like it on the market.” Adding to the spa effect, Colleaux says lights and even aromatherapy lights are other options with people. “It adds to the full sensory effect that homeowners are trying to achieve in their bathrooms. “When it comes to fixtures, people are going back to chrome,” she adds, “and they’re preferring very square faucets. They want a clean, modern look. This is also why bigger, square rain shower heads are currently so popular.” Other shower trends include what Colleaux calls the full ‘car wash’, with numerous features, including multiple shower heads, hand showers, and body wash sprays. Tiled walls and frameless glass shower cabinets are also in vogue at Kitchen & Bath Classics. Looks are equally important when it comes to toilets, Colleaux reports. “We’re seeing skirted toilets increasing in popularity. It hides the piping and is easy to clean while looking really great. We’re also seeing more onepiece toilets as opposed to the traditional tank and bowl. “Another popular look is to have the toilet wall mounted. There’s no tank to be seen, just a nice clean button on the wall. Again, it’s easy to maintain and looks fabulous.” You’re home Winter 2012 45


This design desire is also being repeated with vanities, Colleaux continues. “Homeowners are opting for vanities with legs, or vanities that are wall mounted. They look more like a piece of furniture. It’s a trend that has come from Europe.” At the Kitchen & Bath Classics show room people can see it all – showers, tubs, toilets, sinks, faucets, and specialty items or accessories such as towel warmers and towel bars. While the various options may seem overwhelming, Colleaux says there’s an easy way to start. “People can ask themselves how they want to use their bathrooms. Do they want to spend time soaking in a deep tub or just take a quick shower in the morning?” Once that’s determined, she says the design will flow from there.

shelley colleaux, show room manager for kitchen & bath classics, says people renovating their bathrooms have numerous options.

Kitchen & Bath Classics is located at 1176 Hamilton Street. You can also find more information by visiting wolseleyinc.ca and clicking on the “showrooms” tab. n

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SH how

ome style

How to achieve it in your own home

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ou’ve done the rounds of the latest show homes that have sprung up across Regina over the past few months. Returning home, you look around your own place and wonder: how do I get that show home look for myself?

Well to help you out, this article will explain some of the ways in which I went about achieving the style for my latest show home for Deveraux Developments, located at 2636 Green Water Drive in The Greens on Gardiner. When starting a project it’s important to know what you are hoping to achieve. For this show home, my goal was to create something a little unique. Trying this for your own home will get you thinking outside the box and out of your style comfort zone.

GET INSPIRED

By Pavan sandhu Photos by Shawn Fulton

After knowing what you would like to achieve, it’s important to get inspired. Your inspiration can come from anywhere! A city, a celebrity and even a colour for a project have inspired me in the past.

You’re home  Winter 2012  47


After knowing what you would like to achieve, it's important to get inspired. For this show home, I was inspired by country modern interiors. This was particularly important in the design of the kitchen. I

BUYING A NEW HOME? PROTECT YOUR INVESTMENT

went for framed traditional style cabinetry but with a modern all white colour scheme. The modern faucet and stainless steel subway tiles offset the country style farmhouse sink. Of course it can be a little overwhelming knowing where to start to get inspiration. I suggest looking through interior design magazines or books for ideas. Being aware of the trends can really help to give you new ideas for your own home. This doesn’t mean that you must only stick to the current fashion because an interior is harder to change than your wardrobe. However neither do you want to get stuck in a decorating rut. Reading the latest interior design magazines and doing a spot of research on the internet will help you get inspired for your project.

DEFINE LIVING SPACES

Choosing a builder who belongs to the New Home Warranty Program ensures your new home is protected from problems that can occur with new buildings. You’ll be covered for*: s9OURINITIALDEPOSITUPTO IFTHEBUILDERDEFAULTS s$EFECTSINWORKMANSHIPORMATERIALSFORTHElRSTYEAR s%XTERIORWATERPENETRATIONFORTWOYEARS s-AJORSTRUCTURALDEFECTSFORlVEYEARS 0LUS YOUCANGETEVENMORECOMPREHENSIVECOVERAGEWITHTHEOPTIONALEXTENDED COVERAGEFORSINGLEFAMILYHOMES 4OlNDOUTMORE VISITOURWEBSITE ORCONTACTUSTODAY This is not a comp;lete description of coverage. Contact the Ne Home Warranty Program of Saskatchewan for warranty details.

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To create that unique look, one of the first decisions I made was to locate the fireplace in the middle of the main living space. This zoned the area into living and dining without creating a barrier. Simply moving the fireplace from an exterior wall into the middle of the space created a unique yet functional element to the home. Additionally I wanted to use stone, but in an unusual and different place. Putting it on one wall in the master ensuite was a great way of using the material somewhere unexpected while still being functional and stylish.

WHITE HOUSE Being on trend for a show home is also important. This year, white interiors have been gaining in popularity and it just so happens this classic colour is one of my favorites. I ran white throughout much of the show home, which allowed me to use bright pops of colour on the walls, furnishings and accessories.


wallpaper is a great way of creating something unique and beautiful in your home and you are bound to find one that expresses your personality.

WALLPAPER AS ART For those of you who have already visited the house you may have noticed the ‘wallpaper art’ as I call it around the house. Its resurgence in popularity in Europe is due in part to the many wonderful and exciting patterns and colours that are now available. Wallpaper is a great way of creating something unique and beautiful in your home and you are bound to find one that expresses your personality. However I tend to refrain from doing a whole room in wallpaper, rather using it as an accent to give a splash of colour and interest as seen in the master bedroom.

FEELS LIKE HOME Finally, let’s talk about how to keep the balance between a lived-in house and a show home. One of the challenges of a show home is the sterile feeling that can result from a lack of occupants. I try to counteract this by using art and accessories. These give a space personality and warmth, helping the home to feel less sparse. Things like books, clocks, plants and candles can all soften a space. For a “lived-in” home, the challenge is often clutter which distracts from the design. I would suggest trying to be selective about what stays out on display. Investing in good storage solutions can help de-clutter your space, giving your carefully styled home the ability to really shine! There are my suggestions to help you on your way. If you still feel overwhelmed by the thought of undertaking this all on your own, you always have the option of finding a designer to do all the hard work so you don’t have to! n

Phone: (306) 352-6617 | Toll Free: 1-877-352-6617

www.robinsonplans.com

You’re home Winter 2012 49


Ask an expert Your home

as an investment

barbara hitchens mortgage specialist rbc royal bank 306-584-9401 barbara.hitchens@rbc.com

by barbara hitchens

Your home is one of the most exciting and important investments you’ll ever make. Don’t let mortgage interest rate concerns get in the way. Instead, put your mind at ease with the security of a fixed rate mortgage. Q: WHAT IS A FIxED RATE MORTGAGE? A: As the name implies, a fixed rate mortgage offers a specific interest rate that is fixed or locked in for the term of the mortgage. It means you’ll know exactly what to expect, including: • the interest rate of your mortgage • the amount of your regular mortgage payments • the portion of your payment that goes toward principal and interest • the amortization of your mortgage (or how long it will take to pay off). The longer you are locked in, the more you’ll be protected from potential interest rate increases over the term of your mortgage.

Q: CAN A FIxED RATE bE GUARANTEED IN ADVANCE? A: Yes. If you are arranging a new mortgage, your fixed rate interest rate can be guaranteed up to 120 days before the closing date of your home. If interest rates go down, you will automatically get the lowest rate for the term selected. And when it’s time to renew, you can guarantee your mortgage interest rate for 30 days prior to your renewal date.

Q: HOW DO I DECIDE bETWEEN A CLOSED, OPEN OR CONVERTIbLE MORTGAGE? A: With closed, open and convertible fixed rate mortgages, you can choose the term that provides the level of security (and interest rate) that is right for you.

50 You’re home Winter 2012

For example, if you don’t anticipate paying off your mortgage before the end of the term by making a prepayment, a closed mortgage provides the lowest fixed rates available. However, if you change your mind, you’ll probably have to pay breakage costs. An open mortgage can be paid off in part or in full, without breakage costs. But because of the extra prepayment flexibility, interest rates are often higher. A convertible mortgage gives you the security of a closed mortgage, but can be converted to a longer term closed mortgage any time, without breakage costs. If you think interest rates may drop, this allows you to pick your moment to lock in your rate. But this is only beneficial if you convert and lock in at the right time.


Q: Is it worthwhile to make prepayments on my mortgage? A: Prepayments are optional. Additional payments go directly toward paying down your mortgage principal, the amount you initially borrowed for your mortgage. That means they help you pay off your mortgage faster – and, over time, that can save you interest costs.

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There are several ways to make pre-payment convenient: • Make weekly or biweekly accelerated payments instead of monthly payments. It’s like making one extra mortgage payment per year, which can save you substantial interest over the lifetime of your mortgage. • Make Double-UpŽ mortgage payments on any or every payment date. • Prepay up to 10% of the original principal amount of your closed mortgage once every 12 months. The prepayment is applied directly to the principal of your mortgage. • Increase your mortgage payment up to 10% once every 12 months. • Make a principal prepayment of $500 or more to your open mortgage as often as you like. Whether you’re buying your first home, moving to a new home or renewing an existing mortgage, you can count on your mortgage specialist for the advice you need. We can help you choose the best rate, term and options for yourself and discuss ways to pay down your fixed rate mortgage faster. n

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"EWJDFZPVDBOCBOLPOŠ All personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. *Offer may be withdrawn, extended or changed at any time, without notice. Not available in combination with any other rate discounts, offers or promotions. Applicable to residential mortgages only. RBC will pay up to a maximum $300 switch out fee charged by your current financial institution. RBC will not pay any prepayment charge levied by your current financial institution. Minimum $100,000 mortgage ($75,000 in Saskatchewan, Manitoba and Atlantic Provinces) to qualify for this offer. Other conditions apply. Ž Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. TM Trademark of Royal Bank of Canada. 45810 (07/2011) You’re home  Winter 2012  51


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Ask an expert Your home

in real

estate

dale ripplinger realty executives dale ripplinger and associates 306.775.5555 dale@daleripplinger.com

by dale ripplinger

Q: I'M THINKING OF SELLING My HOUSE HOUSE. WHAT SORTS OF RENOVATIONS SHOULD I UNDERTAKE TO MAKE IT MORE SALEAbLE? A: That is one of the most common questions a REALTOR® hears, but unfortunately there is no simple answer because the response will be situation specific. The correct answer will depend on how good or bad the overall condition of a property is as well as which components require attention. Generally, inconsistencies in the condition of a home should be corrected. For example, if the house has newer hardwood floors in the living areas but worn carpets in the bedrooms then it makes sense to spend the money on new flooring in the bedrooms. If the flooring throughout is rough, does it make sense to redo them all? Again that will depend on what the general condition of the rest of the house is. If the rest of the house also needs work then it would not make sense to spend money only on the flooring. However if the flooring is the only thing or one of few things that needs attention then it may make sense to replace it.

Q: OTHER THAN CORRECTING THE INCONSISTENCIES ARE THERE ANy RENOVATIONS THAT A HOME SELLER SHOULD CONSIDER? A: Let’s separate renovations from repairs. The first and most important thing to do to get your house ready for sale is to do minor repairs and tune ups. Specifically that means fixing anything that is broken, such as leaking taps, loose doorknobs, burnt-out light bulbs, broken fence boards, etc. Next, move on to minor improvements such as touch-up painting, deck repairs and staining, refastening any loose trim, replacing stained or chipped sinks, those sorts of things. Then decide if there are any of the larger components that require attention. Perhaps a whole room (or two) needs painting. Painting gives you the highest return on investment when selling. This is where the decisions become a little more difficult because as the repairs become larger the return on those repairs becomes smaller.

Q: yOU MEAN THAT THE MORE MONEy yOU SPEND, THE LESS yOU GET bACK? A: Generally, yes. New kitchens and bathrooms will certainly help to sell a property but usually the increase in the sale price is less than the renovations will cost. So it really doesn’t make sense to spend $30,000 on new cabinets if you are only going to get $20,000 more on the selling price. One of the most difficult decisions will actually be determining what to do and what not to do and where to stop. Doing too much could actually cost you money.

Q: HOW DOES A HOME SELLER KNOW WHAT TO DO AND WHAT NOT TO DO? A: First, have your REALTOR® look at your property and offer his or her suggestions. Then proceed with necessary minor repairs and touch up painting as required. I would suggest that you even repaint rooms that only need it for cosmetic reasons. You should always de-clutter and do an extensive and intensive cleaning of the entire house and yard. But I would stop short of any major renovations. Major renos should be done for your own use and not for resale purposes. Ultimately the greatest value you receive from a major renovation is the enjoyment it provides and any increase in value is only a bonus. Finally, you may want to call a professional home stager for assistance. A good home stager will make suggestions for repairs and improvements and help you finally prepare the home for sale. And the very last piece of advice would be to hire a professional for whatever repair or renovation work that you decide on. I have seen too many homes where the owner tried to do the improvements themselves and did more harm than good. Unless you are as good as a professional, it is best to hire someone and spend the money to do it right. n

“I’LL BE BACK”... …with an offer on your condo! Dale Ripplinger is The Condonator and should be the first person you call if you want to sell your condominium.

Buying or Selling Call

The Condonator

Dale has 30 years of experience selling condos and has developed an extensive database of condo buyers. Put the advantage of his experience and expertise to work for you.

www.daleripplinger.com

775-5556 DALE RIPPLINGER AND ASSOCIATES

You’re home Winter 2012 53


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S

Fusion of traditional and contemporary

Developing Regina

tyles

R

egina has an interesting mix of housing styles. We remain primarily traditional, but builders are starting to answer the call for more modern styles of housing, leading to a unique mix of housing product that creates multiple styles in Regina neighbourhoods. When it comes to types of housing, many neighbourhoods, such as Skyview, Maple Ridge and The Creeks, feature the two-storey, bungalow and bi-level homes that have traditionally made up Regina’s subdivisions over the past 25+ years. “Everybody has a different version of their ‘dream house,’ whether it’s a two-storey, bungalow or bi-level,” said Doug Rogers of Terra Developments Inc., developer of Skyview. In other communities, new housing products are beginning to be added to the mix. “The market is changing quite a bit, simply because the cost of housing has almost doubled in the last five years, so we have to get more creative with the types of things we bring to the

creates unique housing mix

By julie folk

market,” said Paul Moroz of Dundee Developments, developer of Harbour Landing. Because of this, in addition to single-family homes, Dundee has introduced different types of options, including lane lots, wideshallow lots, apartment-style condos and rental units, fee-simple townhomes, multi-family configurations, 8- or 12-plex garden suite condos, condo bungalows, single family secondary suites, side-by-side semi-detached units, and three-plex stacked condos (what looks like a single family home but features suites on the basement, main floor and upstairs). “The trick is how do you get more for less,” said Moroz. “I think the city is very open to different development standards right now... over time it’s been easy to build bigger and wide, but as we move into this area of affordability we have to do bigger and smaller and all those components.” Hawkstone, Edgewater, Fairways West and The Greens on Gardiner have similar ideas in development.

You’re home  Winter 2012  55


Builders are starting to answer the call for more modern styles of housing, leading to a unique mix of housing product that creates multiple styles in Regina neighbourhoods.

“Some of these products have been built in bigger cities,” said Lorne Yagelniski of Yagar Developments Inc., developer of The Greens on Gardiner. “Regina hasn’t seen that, mainly because there was no market for it, our economy didn’t demand it. But because of our economy and us growing and it becoming more expensive, I would say, Regina has grown up. We have the same issues as big city developments.... That’s part of what the City does – makes it affordable and accessible to a wide variety of people.” Harvard Development Inc.’s Edgewater in Regina’s northwest provides many different styles of housing, from lane lots to large walkout lots backing the Joanne Goulet golf course, offering something for everyone.

for ALL your Complete Kitchen & Bathroom Renovations www.lifestylecabinetryinc.ca 1400 St. John St.

56  You’re home  Winter 2012

Regina SK

545-7301

Kevin Reese of Karina Developments Ltd., developer of Hawkstone and The Creeks, said many builders are looking at developing secondary suites within a home to provide help with mortgage payments for homeowners. All developments have guidelines that encourage the creation of cohesive neighbourhoods. “We feel architectural guidelines are an important way to encourage the best in design practices and to help build and protect home values,” said Chad Jedlic of Harvard Developments, the developer of Fairways West, Edgewater and Greenside Terrace. Jedlic added that Regina’s home builders have a good understanding and appreciation for the value of architectural guidelines.


“You can make exteriors interesting, even if it’s (a small home),� added Reese. “Nice finishes on the exterior make them look really good.� When builders take a planned approach,the result is a more unified neighbourhood concept. By purchasing a strip of lots, the builder can create a streetscape with architectural controls including elements such as roof designs and trims.

some developments, there are also minimum square footages that have to be met, but typically that is never an issue. “We’ve tried not to be too onerous, and called them guidelines,� added Rogers, echoing a thought of most developers. n

“The design of the exterior to me is just as important as the inside of the house, because it’s the first impression of the area, street and development,� said Yagelniski. “I’m the facilitator. We’re a developer, but also if (builders or homeowners) have an idea or a new product, I would encourage (them) to be innovative. The more types of materials that we can use that are environmentally friendly (the better).�

“Our general philosophy is variety,â€? said Moroz. “Our architectural guidelines are designed to encourage invigoration and variety. There’s definitely some movement in the market to different and creative things‌ There’s also a bit of a throwback to the ‘50s.â€? The ‘50s influence is also referred to a mid-century style. Architectural guidelines often incorporate a neutral look within new styles. “We try to incorporate as much stone and brick, keeping along the theme of having some natural reserve,â€? said Rogers. In Who we talked to Paul Moroz, Dundee Developments – Harbour Landing Chad Jedlic, Harvard Developments Inc. – Fairways West, Greenside Terrace, Edgewater Kevin Reese, Karina Developments Ltd. – The Creeks, Hawkstone, Maple Ridge Doug Rogers, Terra Developments Inc. – Skyview Lorne Yagelniski, Yagar Developments Inc. – The Greens on Gardiner, Maple Ridge, Kensington Greens

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Similarly, Dundee tries to encourage new ideas.

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Relax. You’re home. Clif fstoneRegina.ca 306-352-5900


10

tips for a smooth renovation Follow these 10 tips when you embark on your home renovation project:

1

8

2 3 4 5

9

Establish good two-way communication with the renovator. It’s essential to have good communication for a smooth renovating project. Does the renovator listen? Does he or she answer questions clearly and candidly? Can you reach him when you need to? Does he return phone calls promptly? Does he let you know when problems arise and work with you on solving them? Make sure you have compatibility and “fit” with the contractor. You’ll spend a lot of time with your renovator so it’s important to have a good rapport and trust in him. Set a clear and mutual understanding about the schedule. You and your renovator should agree on the schedule up front to avoid conflict and problems later in the project.

Request a written proposal. Often times, two people remember the same conversation differently. Get the proposal in writing and work with the renovator to ensure it reflects your wishes. Determine a clear and mutual understanding on the miscellaneous details. There are a lot of little details that need to be settled before work starts. What times of day will they be working? How will he access the property? How will cleanup be handled? How will they protect your property?

Agree on a well written contract that covers all the bases. The contract should include these elements: a timetable for the project, price and payment schedule, detailed specifications for all products and materials, insurance information, permit information, procedures for handling change orders, lien releases, provisions for conflict resolution, and details on the important issues (such as access to your home, care of the home, cleanup and trash removal). Ask for a written Lien Waiver from the renovator upon completion of the work. If the renovator hires subcontractors for portions of the work it is their responsibility to see them compensated. In order to ensure this has been done and to protect yourself, ask for a written lien waiver when the work is finished. This document will verify everyone has been paid.

10

Establish a project plan, covering all phases and dependencies in the work. Plan your big picture goals with the renovator and talk out your needs. Hire a renovator who will plan it out with you, listen to concerns, and answer questions.

6

Remember to be flexible. Renovating is an interruption of your normal life. Remember to be flexible during the project so that you can handle the unexpected and go with the flow.

7

Create a clear and mutual understanding of how Change Orders will be handled. With renovating there is always the chance you may want to change materials or other project details during the job. Agree with your renovator on how these changes will be handled before the start of work. Also understand that changes could affect the schedule and the budget, so it’s important you have all changes in writing. You’re home Winter 2012 59


Evans Court

ascana W

on

THE BIRKSHIRE TOWNHOMES

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Featuring large windows and south exposure, the York is a one bedroom plus den, one bath unit and features an open concept kitchen.

For single family homes contact: Merna Evans - President N (306) 584-5378 N evansdev@accesscomm.ca


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Selected Suites Immediate Possession.

B

Showhomes by appointment. For information and viewing for Ramsgate Hall apartments, condos and Birkshire town homes contact: Bruce Evans – Sales Executive N (306) 581-7740 N ELs2000@accesscomm.ca N www.evansdevelopmentgroup.com

rilliant sunrises and sunsets flood the exceptional Ramsgate Hall apartment condominiums bordering the southern edge of Wascana Park on 23rd Avenue. Bright, spacious, well-appointed, exceptionally finished Ramsgate apartments will more than meet your expectations. Ramsgate Hall at Evans Court is more than just an apartment condominium complex — it is a community in the heart of Regina, next to the glistening Wascana Lake and the impressive legislative buildings. Ramsgate is the new home for a variety of residents, and has options to fit every lifestyle, with suites ranging from 1,130 to 1,563 square feet.

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KitcHen

agicians

designers help fulfill your kitchen wish list

by miranda burski photos by shawn Fulton

r

enovating your kitchen is no small task. It could involve changing anything from paint and countertops to flooring, cabinets and appliances. And when you look at the number of choices available for each of those elements, the task of deciding what to do and how to do it can feel a bit overwhelming. Angus Smith, manager of Kitchen Craft Cabinetry in Regina, said that renovating a kitchen can definitely be a stressful time for homeowners. To help remove some of this stress from the situation, people in the kitchen renovation industry recommend doing such things as hiring a designer or contractor, doing your homework and keeping your expectations in check. 62 You’re home Winter 2012


One of the biggest perks of hiring a designer is getting a kitchen that’s both stylish and functional. Trends that kitchen renovators have been seeing lately focus on clean, modern designs, usually in shades of greys or white. But, at the same time, homeowners want their kitchens to be functional and relatively maintenance-free.

having a designer by your side during the process of choosing the elements of your kitchen can help you make these decisions because it means you're informed.

“In a situation of a renovation, quite often people have lived for a number of years in a home that they wish they had easier access to cabinets, drawers, that sort of thing,” said Laura Bernier, who’s been a designer for 10 years and currently works at Kitchen Craft Cabinetry. “They don’t want to have to be crawling on their hands and knees to find things.”

A maintenance-free kitchen can also be found in the type of countertop chosen. Brian McIntyre, branch manager of Floform Countertops in Regina, said that he’s seeing a lot of people choose quartz over granite, largely because quartz isn’t porous and therefore doesn’t need to be sealed. But, he said, someone looking for a more unique kitchen may choose granite, because the fact that it’s made naturally means that every slab is going to be different, while quartz’s manmade origin makes it a bit more repetitive. Having a designer by your side during the process of choosing the elements of your kitchen can help you make these decisions because it means you’re more informed. “It gives [the customer] a better understanding of what material suits their lifestyle,” said Brenda Jesse, a customer service representative at Floform Countertops.

Brian McIntyre, Branch Manager of Floform Countertops in Regina

You’re home Winter 2012 63


Hiring a designer or contractor can help you plan for more than just the style of your kitchen. “We should be able to walk them through or talk them through problems that we’ve seen that have happened in other renovations,” said McIntyre. He explained that this includes such things as floors not being level, electrical problems or mould. A designer or contractor is likely to have seen problems like these in past jobs, and so they’ll have a better idea of how to deal with them than someone who is doing their own home renovation without any past experience. This past experience is also part of the reason why it’s so important to do your homework before starting on your kitchen renovations. Both Smith and McIntyre recommend checking with several renovators, whether they’re contractors or designers, before deciding on whom to work with. This includes getting estimates, checking references and asking tough questions.

one of the biggest perks of hiring a designer is getting a kitchen that's both stylish and functional. “How long is it going to take to finish this job? What recourse do I have when it isn’t finished? Who can I speak to? Are you going to call me back?” said Smith. “Just ask the questions and just see how comfortable that business makes you feel.” Doing your homework will also help you to have a better idea of what you want. Bernier, for example, often asks her clients for a wish list of items that they want included in their kitchen. This way, she can compare what they need with what they want, and design a kitchen that includes as many items from both columns as possible, while also staying within the client’s budget. This, of course, also means that it helps to have a budget in mind before starting. “Quite often, I’ve worked with people that don’t have a plan, and … things don’t roll smoothly, or they’ll be part-way through and change their mind and want to do something different, and all of a sudden it adds to the expense of the project. So it really helps to get the budget together to have everything in place before you start,” she said. Finally, keeping your stress level down while renovating can also be done by keeping an open mind, particularly regarding the amount of time the renovation is going to take. Depending on the extent of your renovation, it could take anywhere from two weeks to a month, and that timeline could be extended because of Regina’s busy building and renovation market. “With our little boom that our little city’s having, it’s hard to keep up,” said Jesse. “It’s great, on one hand, but you want to please everybody all the time; that’s not easy.”

Laura Bernier, designer for Kitchen Craft Cabinetry

64 You’re home Winter 2012

But keeping your expectations realistic will help to keep some of the stress out of the renovation. And keeping the stress out means that, when your kitchen’s finished and you’re enjoying it with your family, you won’t be looking back on its creation with bad memories. n


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renovated exteriors both

S

functional and

tylish by andrew livingstone

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outhern Saskatchewan has experienced an explosion of housing starts in recent years, but there will always be homeowners who prefer to update and renovate their homes rather than lose the place that they love. Exterior makeovers are among the most popular home renovation projects in Regina. Not only will the homes achieve a more modern appearance, the residents will also enjoy the benefits of decreased maintenance and greater environmental control.

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Sinisa Stefanovic is the co-owner / operator of Armada Construction Corporation, a custom construction and renovation company in business for over two decades. Employing 11 workers, the Moose Jaw-based business applies its expertise to “the complete package, interior and exterior,” said Stefanovic. “I couldn’t say that there’s a facet of building and renovations that we wouldn’t take on.” In renovating a home’s exterior, “the trend is to make it maintenance-free, for most people,” he said. Products like stucco, stone, PVC, aluminum-clad windows and aluminum soffit, facia and claddings are preferred by many homeowners because they are so easy to maintain.

66 You’re home Winter 2012


In southern Saskatchewan’s highly variable climate, maintaining the interior temperature of a home is crucial to both conserving energy and increasing the comfort of its occupants. Stefanovic said that many older homes are in need of upgraded insulation. “Homes that were built before the mid-1970s were all built with 2x4 construction, and you can only have an R-12 in there,” he said, adding that R-20 is today’s building standard. Stefanovic describes the steps that are required to bring a home’s exterior up to present standards. “You would take the exterior down to the sheeting, and then you would put on, depending on what your final exterior’s going to be, either your housewrap or your insulation right away.” In combination with the remaining, antiquated insulation, the renovator could install a new exterior with a value of up to R-13, thus improving the walls’ total value enough to meet present standards. It is important to note that full temperature control involves more than just the walls of a building. “There are lots of ways you can improve: triple glazed windows, with low-E gas (like Argon gas) inside the panes, low-E coating for ultraviolet rays,” said Stefanovic. “Insulation in your attic is very important, so you have to bring

that up too. That’s not considered part of your exterior, but it’s very important for heat-loss.” Another benefit of a new home exterior is improved soundproofing, especially desirable for those living near busy roads, facilities or airports. “If you go to triple pane windows, your soundproofing is tremendous compared to windows that were made pre-1980, or even the dual pane windows of today. There’s a big difference between a dual pane window and a triple pane in terms of soundproofing,” said Stefanovic. Practical concerns aside, a new exterior will also make your home more attractive. Stefanovic says that varying textured looks are currently in style. “The trend today is stucco and some stonework in the front, and some nice, contrasting colours on window frames,” said Stefanovic. “There are a variety of different colours, but the trend is definitely a stone veneer or some kind of surface other than just stucco or siding.” Earth tones are still popular, but their value has changed. “Earthies were quite popular five years ago and still are today, but we’re moving toward lighter colours today: beiges, light sands, whites, with a mixture of dark for trim and other window frames,” Stefanovic said. Ultimately, he advises that renovators should consider the surrounding colours more strongly than current hues and shades, for a home looks its best as part of a harmonious neighbourhood. n

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Ask an expert Your home

in design esign

brenda gordon and heidi inden design consultants alford floors & interiors (1967) ltd. alford 306.522.5651 bgordon@alfords.ca hinden@alfords.ca

by brenda gordon & heidi inden

renovation strategies Q: WHEN HIRING PEOPLE TO WORK ON My RENOVATION, WHAT ARE THE MOST IMPORTANT ASPECTS TO CONSIDER? A: With any renovation, it is important to decide early on who will do the work for you. If you are hiring a contractor, are they reputable? Ask for credentials and references. Find a budget you’re willing to work with, inform the professionals, and stick to your budget. Be realistic and you will not be disappointed.

Q: IF I’M DOING MOST OF THE RENOVATION WORK MySELF, IS THERE ANyTHING IN PARTICULAR I SHOULD KEEP IN MIND?

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A: Preparation is the most important part of any type of reno. Do your research. Take samples home to see what they look like in your lighting. And if you’re putting any money into it, love what you’re buying. If you have to wait a few months to find the product you love, that’s worth waiting for. Even if a renovation is small, make sure you know what you’re doing. Most companies you buy product from, such as tile or paint or flooring businesses, have professionals to give you suggestions. If you have someone installing a product, make sure they are good at what they do.

Q: IF I CAN ONLy RENOVATE ONE ROOM AT A TIME, WHERE SHOULD I START? A: The kitchen is the hub of the house. That’s where your colour is going to branch from – the counters and cabinets. So if you have a big enough budget, start with the kitchen and then work your way around it.

Q: HOW DO I CREATE bIG IMPACT ON A SMALL bUDGET? You’re an Alford’s Customer...

£Èä£Ê{̅ÊÛi˜ÕiÊÊÊÊÊÊÊxÓӇxÈx£ÊUÊÜÜÜ°>vœÀ`ðV> 70 You’re home Winter 2012

A: Paint can fix a lot of things for a very low cost – from wall colour to cabinets. Make sure you ask for the right paint for the application. Changing hardware on your kitchen cabinets refreshes the room. Also replacing trim and mouldings is huge. Changing from oak to white is a big facelift. Trim is also wider than it used to be. New furniture, lighting and appliances can update a space.


Q: HOW DO I MIx A NEW LOOK WITH PARTS OF My HOME THAT I CAN’T CHANGE? A: Find something you absolutely love that will blend nicely with what you have. For example, if you don’t really like your kitchen countertop but can’t change it, find a backsplash you love that blends with the countertop.

Q: HOW DO I LIVE DURING A RENOVATION? A: Any reno is going to take time – it’s not going to happen overnight. But don’t go on a holiday. You have to be nearby to make sure those working on your home are doing what you wanted. Don’t worry about “bugging” them. Check every other day. If you’re living in the house, that’s easy to do. You have to be around. Make sure the craftsmanship is good, and if you’re not happy, speak up right away. The other issue is timing. Allow for more time to have the project completed than anticipated. Also find a time in your life that works. For example, don’t renovate while planning a wedding or having a child.

Q: I REALLy LIKE COLOUR. HOW CAN I INCORPORATE THAT INTO My RENOVATION? A: With any design, less is more. Something very busy isn’t going to last very long. Also stay away from coloured items you can’t change. For example, keep blinds neutral. Then play up colour with things that are more disposable. With any renovation, think 20 years from now. Large items should be more timeless.

Q: WHEN CHOOSING PRODUCT, WHAT SHOULD I THINK AbOUT bESIDES bUDGET? A: Make sure you love what you’re buying. Then think about how you live. Will the products hold up to your lifestyle? You may love hardwood, but are you OK if your child drops a plate on it and creates a big dent in the floor? Maybe laminate would be better for you. You may like the look of ceramic tile, but do you like the feel of it? Does your paint need to be washable if your kids are very messy? Also determine if your environmental footprint is important to you. Many factors affect product choice. n

You’re home Winter 2012 71


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time for a change

d

o you remember when the smoke and carbon monoxide (CO) alarms were installed in your home?

Manufacturers advise that smoke alarms be replaced every 10 years, and CO alarms every seven to 10 years, whether they are battery operated or hard-wired into your home’s electrical system. To ensure your family’s safety, install one smoke alarm on every storey of the house and outside of bedrooms. If you sleep with the door closed, install the smoke alarm inside your bedroom. If your home has any fuel-burning devices, including a natural gas furnace, natural gas water heater, gas appliances, an attached garage or carport, install at least one CSA-approved carbon monoxide alarm on each storey of the home, outside of sleeping areas. Ensure that all alarms are fully powered. Never take out batteries or remove an alarm from the ceiling due to a false alarm. (News Canada) n

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ictures By RYAN HOLOTA FREELANCE WRITING & MARKETING

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t one time my wife and I used to spend a lot of weekends looking at show homes. With all of the construction going on here in Regina, there are plenty to choose from and it was nice to look at them and get some ideas for our own home renovations. Eventually though, we just stopped going. It has probably been three or four years since we last set foot in a show home, and in that time entirely new neighbourhoods have been built. This weekend we loaded the kids into the car and decided to see what was new on the market.

And then in the master bedroom they had this:

74 You’re home Winter 2012

All of the homes that we saw were beautiful, and all of them had interesting ideas. But one home had something that really made it standout and made me sit up and take notice. It was the Harmony Builders showhome located at 4818 Upson Road, here in Regina. Priced at a cool $1.2 million, this home was chock full of neat ideas such as a wallpapered ceiling in the master bedroom. But what really excited me was the marketing in the house.


In the bonus room, this was displayed:

All of them had interesting ideas. But one home had something that really made it standout and made me sit up and take notice. You see, wherever they had put extra time into the home, they called attention to it with a little sign and some great copywriting. Every house that we went through had a great room in it that would be perfect for pulling out some board games and spending an evening with the family. But only Harmony Builders had this. The take-away is that these signs force

an image into the reader’s mind. I may not have thought of playing board games in the rec room, but as soon as I see this sign I’m immediately imagining the ďŹ replace roaring on a cold winter night, Mom and Dad sipping a glass of red wine, the kids in pajamas, and a board game laying across the ottoman. Everybody is laughing and having a good time. Now I’ve personalized the house. Now it feels like mine.

I wrote an advertorial for Harmony Builders a few years ago when they were just starting out. I respected their apparent work ethic and the quality that they talked about putting into their homes. I don’t know who they are using right now for their marketing, but whoever it is has hit it out of the park with this subtle but effective touch. To be honest, I wish that I had thought of this. If you are in the business of selling homes, you should be doing this. N

WWWHARMONYBUILDERSCAs  You’re home Winter 2012 75


Welcoming

Kc

renovation WareHoUse ltd. by christine jesse photos by shawn Fulton

f

or more than 30 years, the Regina & Region Home Builders’ Association (RRHBA) has been playing an integral role in bringing businesses in the residential construction industry together. Members of the Association work together not only to provide a foundation for residential construction, but also to build relationships with other members and develop professional recognition in the community. It was the draw of local recognition and integration that attracted business owners Kevin Hu and Colin Mackay to join the RRHBA just five months after opening KC Renovation Warehouse Ltd. in Regina in 2009.

76 You’re home Winter 2012

“We had heard about the Home Builders’ Association before we joined and had heard so many good things...we saw it as a way to gain confidence from our customers and also to get a chance to get to know contractors around the city,” said Kevin Hu, coowner of KC Renovation Warehouse. Specializing in stone countertops and fireplaces using granite, quartz, marble, soapstone and slate products, KC Renovation Warehouse works with clients throughout renovation and resurfacing processes. Facilitating such large and often costly projects, it’s important that they are trusted by customers and have a strong reputation in the community - something that Hu says the RRHBA has helped them build.


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Specializing in stone countertops and fireplaces using granite, quartz, marble, soapstone and slate products, kc Renovation Warehouse works with clients throughout renovation and resurfacing projects.

“Being a part of the Association has really built up our reputation with customers,” he said. “When people see that we are a member, they are confident to purchase from us. That’s the biggest thing. We focus our business on having the best product, the best service, the best price and the best selection. We always spend at least an hour with the client first at our shop, showing them all the details of the stones — the weaknesses, the strengths, the care procedures. We then do all our own installation, delivery, service and everything. So our customers are very important to us.” Having developed professional recognition and a strong client base in the city after just three years with the Association, KC Renovation Warehouse highly values their membership with the

78  You’re home  Winter 2012

RRHBA. Hu says the biggest benefit of their involvement is seen in day-to-day business, but also branches out into larger arenas. “We have developed relationships with other businesses. Lots of people, like contractors and other members of the Association, have been able to learn about us through our membership. They might not have otherwise heard about us if we weren’t part of the Association,” said Hu. “We were also able to be a part of the Spring Home Show, which was big for us.” As they look forward to long-term involvement with the RRHBA, KC Renovation Warehouse will continue to garner customer confidence while developing as a member within the Association for years to come. n


after

H

M

ow can you ensure your home renovation is a dream-come-true instead of an epic nightmare?

It’s important for consumers to do their homework before proceeding with any home renovation project, advises Darren Bezborotko, owner of Home Solutions in Regina. “A very good place to start is with the members’ directory of the Regina & Region Home Builders’ Association (RRHBA), to find the names of reputable renovators,” said Bezborotko.

“When you deal with RRHBA members, you know that you’re dealing with trusted companies that will take good care of you through the process.” It’s important to meet with and ask for references from several companies, then follow up on those references, he advises. “As a home owner, you need to find someone that you’re going to feel comfortable with. They’re going to be in your home and part of your household for a significant amount of time.” Ask for estimates and get them in writing. “The estimate shouldn’t change significantly, unless the home owner asks for additional work outside of the original agreement,” he added.

before

Renovation

asterpiece

Collaboration key to award-winning renovations By jeannie armstrong

Home Solutions received this year’s Best Kitchen Renovation Master Award from the Regina & Region Home Builders’ Association for renovating the kitchen of a home on Quebec Street, located in the historical General Hospital area. The home, owned by Shannon and Daryl Brown, was built in 1946. The kitchen had not been renovated since the 1970s and was definitely showing its age. Not only was the kitchen outdated, it was less than functional. “It was an old but structurally beautiful home that needed a facelift. The home owners had a real vision for what they wanted to do with the home,” said Bezborotko. You’re home  Winter 2012  79


Home Solutions got the project rolling by completely gutting the kitchen, tearing out old cabinets and the existing flooring. An entire wall was knocked down to create a more open and inviting space. Home Solutions joined forces with Fanny’s Furniture & Kitchens to transform the room with gorgeous custom Kekuli Bay cabinets. The home owners chose a “transitional” style of cabinets that represented a blend of old and new style elements. Kekuli Bay describes the transitional kitchen as offering “the clean lines of contemporary with the warm feeling of classic. This style offers a way to break away from traditional design rules and allows a mixture of finishes and details.”

after

"when you deal with rrhba members, you know that you're dealing with trusted companies that will take good care of you through the process." Particularly striking is the backsplash created from stainless steel subway tiles. “The stainless steel subway tile was specifically chosen by the home owners. It was part of their vision for this kitchen,” said Bezborotko. Also stunning are the contrasting granite countertops. While a light-coloured granite countertop is featured on the banks of lower cabinets, a contrasting darker granite was selected to highlight the furniture-style island.

before

A bright and cheery window area in the kitchen was transformed into an inviting breakfast bar with colourful bar stools – a great place for the family to start the day! “The kitchen is now suited to a modern, young family. At the same time, we respected the integrity of the way the house was built. While the kitchen has a really nice modern feel to it, it blends in well with the home’s character style,” said Bezborotko. “The project was a real collaboration between the home owners, Home Solutions and Fanny’s Furniture & Kitchens,” he added. “We sat down together and determined the design elements and how to best use the available space.” The Master Award is definitely a high point in Bezborotko’s career. “It was exciting to win and be recognized by our peers,” said Bezborotko. After working for a number of years for local construction companies and training under journeyman carpenters, Bezborotko decided to venture into business for himself in 1999 and started Home Solutions. The company provides a wide range of services, including kitchen and bath renovations, basement developments, additions, installation of hard surface flooring and custom deck construction.

after

Bezborotko made the decision in 2007 to join the Regina & Region Home Builders’ Association, taking the extra steps to gain certification as a RenoMark™ Renovator. “I saw value in aligning myself with an association that understands what the business is all about, that addresses consumers’ concerns and promotes best practices among its members,” said Bezborotko.

before 80 You’re home Winter 2012

Gaining certification as a RenoMark™ Renovator has given his business a higher level of credibility, he added. “You hear so many renovation horror stories when people don’t do the proper research and hire a reputable company. Knowing you’re dealing with a professional renovator, and someone that has the backing of the RRHBA, helps you to proceed with confidence.” n


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A Perfect Family Playground Phase 3 Lots Now Available

Green Meadow Park is now completed. Featuring ponds, mature trees, walkways, a playground structure and plenty of open space, Green Meadow Park is the activity hub of The Greens On Gardiner. For the active family, now is the best time to buy a home in The Greens On Gardiner. Phase 3 lots, only minutes from the park, are available now. There are also a few select Phase 2 park-adjacent lots still available. Talk to your builder now to ensure best selection.

Please visit our website at

www.greensongardiner.com to view a 3D animation of Green Meadow Park

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Regina’s Largest Newly Completed Park!

OWHOMES H S R U O IT VIS N W HOMES O E N O W T H WIT R ND VIEW OU THE PARK A OMPLETED C Y L L U IF T BEAU OW PARK. D A E M N E E GR

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reconnecting with…

conexUs credit Union

by christine jesse photos by shawn Fulton

c

onexus Credit Union knows the importance of a community connection. The Regina-based Credit Union places true value on their clientele, and with 47 locations in Saskatchewan, they have strong partnerships and relationships with people across the province. Looking to pursue personal connections, as well as commercial ones, Conexus joined the Regina & Region Home Builders’ Association (RRHBA) as a member in 1976. Willow Place is a newly released Mission Style inspired luxury adult condominium project located in popular Southeast Regina at the corner of Willow Road and East Haughton Road. Located within one block of the beautiful Prince of Wales Park, Willow Place is also close to various amenities along Quance Street as well as throughout the booming East end. Willow Place has 2 bedroom and den options. Sizes range from 1063-1434 sq.ft. Suites feature modern

A JOINT GILROY/VARSITY HOMES PROJECT

84 You’re home Winter 2012

open floor plans with 9’ ceilings and lots of windows for natural light, granite counter and vanity tops with undermount sinks, maple or oak cabinets with clients choice of stain, stainless steel appliance package, ensuite bathrooms have 5’ glass enclosed showers. Features of the building include: amenities room, exercise room, heated ground level garage parking and storage, elevator service and wheelchair accessible. For complete information call 539-7628.

As a long-time member of the RRHBA, Conexus has seen many changes within the Association. People and businesses have come and gone, but the vision has remained consistent and has recently been adjusted to: “Creating an innovative, sustainable, and diverse community” — a concept Conexus strongly supports. “We have a great relationship [with the RRHBA],” said Stan Hanoski, Commercial Mortgage Manager with Conexus. “More and more people, businesses and organizations are recognizing the value of RRHBA and as such, under the direction of Stu Niebergall and his staff, have grown into an organization that is recognized and respected for its work and advocacy within the community.”


Conexus plays a major role in assisting the construction industry, from the trades and suppliers to the builders and developers. They also provide consumer financing, business loans and lines of credit to commercial mortgage financing, which includes land development, condo apartments, town house projects, commercial warehouses, office buildings, strip malls and many other forms of commercial real estate. Hanoski, whose experience lies on the commercial real estate side, works in conjunction with a team of Conexus lenders that work on all other forms of lending. He says the benefits of the company’s membership with the RRHBA reach across the board. “I can’t say enough about the relationships that I have enjoyed and the benefits that Conexus has received. With that, Conexus sees the importance of giving back and has done so by supporting the involvement of its staff and the ongoing support on its many functions. Conexus is in it for the long term and looks forward to other staff members getting involved in the Regina & Region Home Builders’ Association,” said Hanoski. “Networking is certainly a key component in joining the RRHBA, as indicated by many of the members, but taking it a step further is building relationships. I am happy to say that I feel I’ve been very fortunate to have developed so many relationships and many friends along the way. The nice thing is, with the growth of the Association, the potential for new relationships continues to grow.” Once relationships are built, the potential of doing business together often presents itself. Conexus has done very well in providing services to many members, and looks forward to dealing with other members as the need arises. Conexus is a community owned Credit Union that makes its business decisions locally and can react to almost any inquiry within a very short time frame. Their Relationship Managers are stable —as they are not subject to transfer — so the person you deal with today in most cases will be your contact for years to come.

“As a long term member and past Board Member [of the RRHBA], I would certainly encourage every member to think about how they could get involved with the Association,” said Hanoski. “Being involved in the Association over the years has been a beneficial endeavor, as you develop a greater appreciation for every trade, supplier, builder, developer and competitor and how each of them are interlinked.” n

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You’re home Winter 2012 85


A touch of elegance

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modern

esigns

turn up appeal in

Stone Ridge arlington

N

ewly-constructed homes tend to conform to whatever trends currently dominate the marketplace and can suffer from a lack of character that only becomes apparent with time. Homes by Dundee is constantly seeking ways to explore innovative aesthetics and floor plans and is now building an entire neighbourhood in The Greens on Gardiner with a more timeless appeal, called Stone Ridge. Homes by Dundee takes pride in being very forward-thinking and creating innovative, high quality homes. They have been building in Regina for close to 60 years so are intimately aware of what is going on in the Regina market and pride themselves in creating homes that are ideal for their customers. In Stone Ridge, they have created homes that are both functional and unique from what is currently available. The front exteriors of the houses within Stone Ridge are entirely characterised by brick or stone. The full stone or brick fronts are what really distinguishes these homes. That classic style will define the aesthetics of two different series of homes in Stone Ridge, called the Heritage Series and G2, both of which are available as bungalows or two-storey dwellings.

edgeworth You’re home  Winter 2012  87


madison homes by dundee is constantly seeking ways to explore innovative aesthetics and floor plans and is now building an entire neighbourhood in The Greens on gardiner with a more timeless appeal, called stone ridge. The Heritage Series has more of a traditional look and appeal with a detached garage. They are all-brick exteriors, and they are very classic, timeless homes. The Heritage Series does not look like today’s common new home. It pairs a traditional exclusive look with the efficiencies of a new home. They are very different from anything else on the market right now. Although still embodying the same, classic aesthetics as the Heritage Series, the G2 homes will also feature the choice of stone or brick front exteriors. All available choices complement each other to create a strong aesthetic appeal within the neighborhood. The colours available are very natural, earth-toned stones and brick again providing that timeless, classic appeal.

88 You’re home Winter 2012

The G2 homes are a more modern home with an attached garage and the option for a future detached garage in the back. They are situated on extra deep lots, so if the homeowner chooses not to build an additional garage, they will have a large back yard complete with the privacy of a back lane. The G2 Series is the best of both worlds providing you the reality of a clutter free attached garage and basement with the extra space provided by the capacity to have a second garage. It allows your family a more efficient and functional living space. Homes by Dundee is constructing an entire neighborhood of 80 homes in Stone Ridge. The neighborhood consists entirely of Heritage Series and G2 homes in order to best harmonize each home with its surroundings and create a stronger sense

of community. Each of the homes around you will hold the same characteristics of your home while providing variety, as there are many models available. The community is situated across from The Greens on Gardiner’s park providing you and your family quick convenience to the 16.5 acre park and all of its amenities! With an array of price points starting at $399,900 and floor plans available within the Heritage Series and G2 models, it is sure that you will find a home to suit your needs and lifestyle. Within the neighborhood there are both inventory and custom built homes available. Visit homesbydundee.ca today to find out more about the choices available, contact one of the new home sales consultants or visit one of their Show Homes for more information. n


always sign a

contract!

b

eing a smart consumer means protecting your investment and when you build your home, signing a contract is the best way to do that.

Before you build, make sure that you have chosen a professional, reputable builder. The Regina & Region Home Builders’ Association (RRHBA) members are the best in the industry, know the importance of having a good contract, the need to follow building code and safety guidelines and are on the look-out for their client’s best interests. When you choose an Association member, you are choosing a professional. Once you have decided on which builder to hire, the next step is to discuss the details of a contract with your builder. With large builders, this is usually done at the sales office, where you and the salesperson together work through the items that go into the contract. Alternatively, the builder may write up the contract on his or her own and present it to you for consideration. Or you may choose to have your lawyer prepare the contract. There is no mandatory or standard contract form; many professional new home builders use forms adapted from model contracts developed by their Home Builders' Association or new home warranty program. A good contract will cover issues including a description of the lot, the model, the selected upgrades and other obvious items such as the price and financing terms. In addition, it should include information on restrictions and obligations that may affect your rights and responsibilities as a home owner, such as:

unnecessary, is setting up a risky relationship that may not end well. Without a written contract that outlines the agreed upon price and responsibilities of both you and your builder, it is your word against theirs. In the event that there are cost overruns or payment issues, you have little protection if work is not being done as expected. If a builder says that a contract is not needed, there may be reason to be wary that work will not be done properly or that costs will be different than expected. Without a contract, a builder may ask for more money without completing agreed upon work, they may do sub-standard work, or they may not be carrying appropriate insurance to protect you and those working on the house. With a contract in place, however, there is a written guarantee from the builder that work will be done at a certain price within a certain amount of time. A good contract treats both parties fairly. You want assurance that you will get what you agreed to, on the schedule agreed to, at the price agreed to. Contractors want their obligations clearly spelled out, and assurance that you will pay in full and on time. n

'RANITEs1UARTZs-ARBLE/THER.ATURAL3TONES CNG Stone did the granite countertops in our kitchen.We had originally hired another company to do it, which then went bankrupt. Understanding the difficult situation we were in, CNG Stone worked hard to find us the granite that we had originally wanted, and went above and beyond to help us get the kitchen we wanted.Their customer service is great. Scott and Susan are fantastic to work with. -Tyler and Heather Sebulsky They did an amazing job in my kitchen and bathroom.Their quote was competitive, but their customer service and attention won us over. We were working with a designer, and they had previously worked with CNG Stone and confirmed that it was an excellent company to work with. They met all of their timelines, and worked very cleanly.When they left, everything was shiny and spotless.

• Rights of way or easements registered against the lot. For instance, will there be a fire hydrant on your lot, or an electrical box? • Subdivision requirements. For instance, there may be restrictions on the number or kinds of trees that you may plant. Or restrictions on parking commercial vehicles, trailers and boats or performing general automotive maintenance in the driveway. Or on installing a satellite dish. • Municipal bylaws that regulate activity in the neighbourhood. For instance, are there any restrictions on secondary suites, home businesses or storage buildings? A builder that does not agree to sign a contract, or tells you that a contract is

-Karen Pacholka

585-9876

£{{xÊ-V>À̅Ê-ÌÀiiÌÊUÊ,i}ˆ˜>]Ê-

Fax 585-9830

www.cngstone.com for ideas & testimonials

You’re home Winter 2012 89


A lifetime of memories start in your kitchen. Begin making memories today. From our showroom to your home, FLOFORM is committed to ensuring that your countertop will be the centerpiece for a lifetime of memories.

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by carson arthur Landscape Designer, Author and Television Host of Green Force on HGTV and Global's Room to Grow

the 5 big backyard excuses

a

s a landscaper designer, I’ve seen it all, from barren wastelands to jungles that got away. It seems that backyards are this intimidating place for most homeowners. Many people feel that they can’t make changes so the backyard stays the same, year-after-year. Here are my 5 favourite excuses that people use when stuck in a gardening ‘rut’. 1. “If I replace my lawn with gardens, I will have to spend more time in the backyard working?” This is a completely false statement. The truth is, grass requires more maintenance than any other item you’d replace it with. A well planned garden will use less water and require less weekly attention than the average lawn. The key is to have a garden that works in your location. Doing a little research will provide years of reward. Get your camera and take some pictures of what grows well in your neighbour’s yard. That’s always a great place to start. 2. “I have a large tree and nothing grows under it." This really isn’t a challenge but an opportunity. Under a tree is the first place people want to sit in the hot summer months. Make this garden inviting using the following simple tips. Work with the roots of the tree instead of trying to compete with them. Plan the garden in the area between the roots and think of them as your framework for designing the space. Using shade loving plants sometimes isn’t enough as they have to compete with the tree for water and nourishment. Plant

your shrubs and perennials inside a larger pot in the ground which allows them a chance to get established. 3. “It’s going to be expensive to make big changes." It’s true, landscaping is never cheap if done properly but there are a few things to consider. A well designed outdoor space holds its value when it comes to resale. Also, no one ever said that you had to do it all at once. Have a plan and work towards the yard of your dreams as the funds become available. 4. “I don’t have time to look after my outdoor space." Often, having the right tool for the job makes it so much easier. With new technology, gardening has never been so simple. Light-weight, battery-operated, environmentallyconscious garden tools make all the difference. Gardening is supposed to be a pleasure, not a chore. 5. “My children need a place to play." Perfect… kids love to garden. Plan a space with your children that they can participate in. Let them help pick plants and design their own section of the yard. Remember, this is a garden for them to play in and some things aren’t going to make it but that’s okay. A garden is a great spot to spend the afternoon for the whole family. The truth is, if you want to make a change in the way you use your outdoors, then go for it. What’s really stopping you? n

You’re home Winter 2012 91


Best Foot Forward

New flooring trends in home décor By Michele Tyndall

P

urchasing a new floor is an important investment and can be a complex process, both for new home owners and for those looking to upgrade their existing homes. “Flooring makes a big impact. Large sums can be spent on flooring for the home and the upgrade has to last ten to 15 years at least. Investing in their home is what people want, right from the beginning,” said Darren Illingworth, owner of Floors by Design Ltd. in Regina. “Flooring has gone from a commodity to a fashion product. The desire for a look and the budget for it have to align; finding the best match between the look and the cost is important,” said Robert Grain, owner of Parkland Carpet One.

92  You’re home  Winter 2012

Knowing the latest trends in flooring and understanding why they have become popular is a great first step to finding the right look for your home. Carpeting is still a popular choice, especially in bedrooms and basements, but lately the trend is moving towards hard surfaces such as hardwoods, vinyl and tile. “Carpet sales are still going strong, but the desirability for hard surfaces such as luxury vinyl tile is high — mostly for ease in cleaning and for the look of smooth surfaces,” said Grain. Flooring that is easy to clean and maintain is an important consideration for today’s busy homeowner and, in many cases, the full carpet that requires vacuuming and stain-proofing has given way to a hard

surface accented by an area rug. They come in an array of patterns and neutral shades and are easier to replace. Area rugs can accent the flooring beneath them, and often come in a variety of environmentally friendly materials. Once only considered for kitchens and laundry rooms, vinyl flooring has become much more common throughout new houses. Vinyl is affordable and easy to take care of, and with the many designs that can be incorporated, vinyl flooring is perfect for re-creating the look of natural wood or stone with less maintenance and a wide array of choices. Tile in all shapes, sizes and colours is an adaptable trend — able to work with whatever vision you have for your home. It comes in different materials, such as


Purchasing a new floor is an important investment and can be a complex process, both for new home owners and for those looking to upgrade their existing homes.

porcelain, ceramic and stone, and lends itself to clean spaces with wide solid colours, or mosaics with small, patterned tiles to match any décor. Tile is versatile and durable, and is often a great choice for fashion conscious shoppers. The visual style and classic look of hardwood makes it a popular choice, year after year. Recently, choices in hardwood have expanded, in keeping with the demands of homeowners to create interesting looks and follow trends while keeping the classic feel of hardwood flooring, knowing that it is a substantial investment for any home. Finding a fresh look that will still be serviceable and attractive in later years is a big motivation for choosing a classic like hardwood. Hardwood can be laid down in patterns, such as the V shape of herringbone, giving

your room a more interesting visual style while maintaining the traditional feel of hardwood. Wood floors are also available in wider planks for a unique look. And if you’re keeping your lifestyle environmentally friendly, flooring made from repurposed wood is available in many styles. Upkeep on hardwood floors can be more work than with vinyl, tile or carpet, but a new trend in flooring is allowing homeowners to enjoy the beauty of wood without having to give up serviceability. The newest style of hardwood is handscraped, and gives a vintage, lived-in look to your floor while maintaining the wood’s rich beauty. Hand-scraped wood floors are better designed for daily use and are easy to clean, making them the perfect choice for homes that include children and pets.

“Hand-scraped woods are definitely popular here and throughout North America. Their ease of care and maintenance, and how their natural marks and indentations become part of the character of the floor make them suitable for families,” said Grain. “Hand-scraped wood is conducive to our climate and is a flooring trend that we are a leader in; the demand is very high in Saskatchewan,” said Illingworth. “Saskatchewan is so busy right now that we’re on top of the trends. We used to live in a beige world, but people aren’t afraid to take risks and try new things anymore,” said Illingworth. Whatever your taste, whatever your budget, the perfect floor is out there, ready to showcase your taste, whether it’s for now, or for a lifetime. n You’re home  Winter 2012  93


PHASE 8

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WHY HIRE A Information Technology Solutions

RENOMARK™ RENOVATOR?

The RenoMark™ program was adopted by the Regina & Region Home Builders’ Association to provide consumers with confidence in their Renovation Contractor.

PAYING CASH for RENOVATIONS INCREASES YOUR RISK! x Home owners assume huge

risk if they hire a Renovator without the proper paper work. No contract means no recourse if anything goes wrong. No permits pulled means no inspection. No receipt means that you are ineligible for any government energy or home improvement grants.

x The RRHBA ensures that

their RenoMark™ members have agreed to abide by the higher standards in the Renomark™ Code of Conduct to avoid these issues.

x Before planning or moving

forward with your next renovation project, look for the RenoMark™ logo!

The RenoMark™ logo is the mark of excellence in the Renovation Industry. All contractors who are part of the RenoMark™ program have agreed to abide by the following Code of Conduct: x

Is a member in good standing with the Regina & Region Home Builders’ Association

x x x

Abides by the RRHBA Code of Ethics Provides a detailed written contract Offers a two year warranty on major work

x

Carries $2 million liability insurance Has coverage for workplace safety and employers’ liability insurance Carries all applicable licenses and permits

x

Maintains a professional level of knowledge on current

x x

building codes, permit procedures, and technical skills x

Maintains a safe and organized work site

In the end, the quality of your home depends on the quality of your Renovator. Ensure your renovation is done with one of our RENOMARK™ RENOVATORS Armada Construction Corporation ~ Bar T Construction & Pre-Stainer Ltd. ~ Chippers Contracting Ltd. ~ Doing It Right Construction ~ Fenk Construction Ltd. ~ Fix Building Products ~ Home Solutions ~ HYBRID Construction ~ Innovation Renovation & Roofing Inc. ~ J & C Custom Cabinets Ltd. ~ JIC Windows & Doors ~ Mackins Construction ~ P.B. Custom Cabinets Renovations & Millworks ~ Regina Window & Exteriors ~ Rick’s Custom Cabinets & Renovations Ltd. ~ Trithart Homes ~ Windfield Construction Ltd.

A SOLID FOUNDATION FOR YOUR RENOVATION OR ADDITION Learn more at

www.reginahomebuilders.com


RRHBA Member Directory 1 Stop Vacuum Centres

Clear Vistas Management Corporation

Genivar Inc.

aaa spray foam

CNG Stone Products Ltd.

Gentek Building Products Ltd.

Access Communications

Coast Wholesale Appliances LP

GES Global Experience Specialists

Advance Door Systems

Cold Busters Insulation Services

Gilroy Homes Inc.

AECOM

CONEXUS Credit Union

Glacier Glass Service Ltd.

Alford Floors & Interiors (1967) Ltd.

Continental Factory Direct

Golden West Radio (800 CHAB/COUNTRY 100/mix 103)

All Weather Windows

Convoy Supply Ltd.

Habitat for Humanity Regina

Allman Homes & Realty Ltd.

Cornerstone Masons Ltd.

Halcyon Spas

AmeriSpec Home Inspection Service

CrackMaster Concrete

Harmony Builders Ltd.

Ardel Steel

Crawford Homes (1991) Ltd.

Harris Rebar

Armada Construction Corporation

Creative Door Services Ltd.

Harvard Developments Inc.

Arrow Plumbing & Heating

Creative Kitchens Ltd.

haztech fire and safety services inc.

ASL Paving Ltd.

Crown Appraisals - Randy Toth

henderson insurance inc.

Aspen Granite

Crown Shred & Recycling Inc.

Home Solutions

Aspen Homes Ltd.

Culligan Water Conditioning

Homes by Dundee

Associated Engineering Ltd.

Cypress Homes Ltd.

Huntwood Custom Cabinets Ltd.

Association of Regina REALTORS Inc.

D & S Homes Ltd.

HYBRID Construction

Audio Warehouse

Dakine Home Builders Inc.

Hydeman Property Management Ltd.

Authentic Developments Inc.

Daytona Homes Regina Ltd.

Bank of Montreal

Deiana General Construction Ltd.

Information Services Corporation of Saskatchewan

Bar T Construction & Pre-Stainer Ltd.

Delta Regina

Ingrid Ruud Decor8…ing consultant

BathFitter Regina

Deveraux Developments

Inland Concrete Div of Lehigh Hanson

Baywest Projects sask Inc.

DGL Suncoast

Inland Metal Mfg. (1994) Ltd.

Best Price Railing Ltd.

Doing It Right Construction & Welding

Innovation Renovation & Roofing Inc.

Better Business Bureau of Sask. Inc.

Dominion Lending Centres/Team Kehler Inc.

I-XL Masonry Supplies Ltd.

Biofoam Spray Foam Insulation & Coatings

Dundee Developments

J & C Custom Cabinets Ltd.

Brandt Tractor Ltd.

easy wall & ceiling

Jastek Master Builder

Brock White Canada

Edward Jones Investments

JELD-WEN Windows and Doors

brown communications group inc.

Emco Corporation

JGN Kitchen Cabinets

Budget Blinds

Emerald Park Homes Ltd.

JIC storm-tite Windows & Doors

budget car & truck rental

K.M. Burgess Agencies Ltd.

Builders’ Plumbing and Heating

Enercon Products Ltd. a beacon roofing supply company

calvert construction ltd.

Enterprise Saskatchewan

Karina Developments Ltd.

Canada Mortgage & Housing Corporation

EnviroFoam Insulation Regina

Kaycan Ltd.

Evans Development Group Inc.

KC Renovation Warehouse Ltd.

Canadian Condominium Institute southern saskatchewan chapter

Everflow Eaves & Exteriors Inc.

Kelturn Drywall Ltd.

Evolution Insulation Inc.

Kenroc Building Materials Co. Ltd.

Canadian Home Builders’ Association

exit realty fusion

Kim Shaheen Financial Inc.

Canadian Home Builders’ Association - Saskatchewan

Exterior Finishers Direct Inc.

Kitchen & Bath Classics

f.y. construction inc.

Kitchen Craft Cabinetry

Fanny’s Furniture & Kitchens

Klean King Vac Ltd.

Federated Insurance

KMP Law

Fenk Construction Ltd.

kpmg llp

Fiorante Homes and Commercial Ltd.

Kratz Homes Ltd.

Fix Building Products

kraus canada inc.

Floform Countertops

Krazy Kiley’s

Floors By Design Ltd.

krn residential design ltd.

FM Residential Designs & Consulting Inc.

Lafarge North America

Focus Corporation

Larry’s Sheet Metal

Fries Tallman Lumber (1976) Ltd.

Leader Post - Div of Postmedia Network INC.

frontier masonry ltd.

Lennox Ind. (Canada) Ltd.

G.R. Distributors Inc.

Lifestyle Cabinetry/Cabinet Outlet Inc.

Gang Nail Trusses & Building Components

Loraas Disposal Services Ltd.

Geiger Homes Ltd.

Lowe’s Canada

Gellner Homes Ltd.

mackins construction

Canadian Western Bank Canridge Roofing CAP Masonry Capital Ford Lincoln casa stucco & plastering inc. caveman stone products inc. Centum Canada Mortgage Direct Ltd. Century 21 dome Realty inc. Century West Homes Ltd. CertaPro Painters chateau regina hotel & suites Chippers Contracting Ltd. CIBC Mortgage & Lending Cindercrete Products Ltd. City of Regina Classic Canadian Homes Ltd. 96  You’re home  Winter 2012

Kanuka Thuringer LLP


RRHBA Member Directory MacPherson Leslie & Tyerman LLP

Regina Regional Opportunities Commission

superblinds & draperies of regina

McKercher LLP

Regina Soffit & Eaves Ltd.

Superior Cabinets

Midwest Surveys Inc.

Regina Window & Exteriors

superior fd coatings ltd.

Mikron Homes & Construction Ltd.

Reimer Custom Homes & commercial Inc.

TD Canada Trust

Miller Thomson LLP

Renewed Kitchens

Terra Developments Inc.

Mintz & Wallace C.A.’s

Richardson Lighting

The Brick

Monarch Homes (1970) Ltd.

Rick’s Custom Cabinets & Renovations Ltd

The Lung Association of Saskatchewan

MPM Construction Services Ltd.

Ripplinger Homes

the mortgage centre - design mortgages

Munro Homes Ltd.

Robinson Residential Design Inc.

The Rusty Shovel Landscape Shop

Myrah Appraisals

Rona Home & Garden

Thomas Sand & Gravel

N.I.S. Contractors Ltd.

Roofmart Prairies Ltd.

National Home Warranty Group Inc.

Saskatchewan Chamber of Commerce

Timberstone Distribution Regina

New Home Warranty Program of Saskatchewan

Saskatchewan Construction Safety Association

Town & Country Plumbing & Heating (2004)

nexus construction ltd.

Saskatchewan Housing Corporation

Travelodge Hotel & Conference Centre

Nimbus Water Shop

Saskatchewan Research Council

Trithart Homes

nordwest stucco ltd.

SaskEnergy

Truss T. Mfg. Ltd.

North Prairie Developments Ltd.

SaskPower

Ultimate Insulation

North Ridge Development Corporation

SaskTel

United Drywall Ltd.

Northern Fireplace Ltd.

Schandre Estates Inc.

Uponor Ltd.

Northern Tar & Tile Ltd.

ScotiaMcLeod - Prairieview Wealth Management

Usonia Homes Inc.

Northern Tropic Solariums

scott nicholson fine arts

Van Der Velden Masonry Ltd.

Nu-Fab Building Products

Security Building Supplies

Varsity Homes Ltd.

Oak Park living

SecurTek

W.F. Botkin Constr. Ltd. Ready Mix Div.

Olive Waller Zinkhan & Waller LLP

Shatkowski Homes

Wappel Construction Ltd.

Olympic Paving Stone Inc.

Shaver’s Sash & Door Ltd.

West Harvest Inn Regina

on av inc.

Sherwood Co-op Home Centre

westcan mechanical sales ltd.

Operation Dirt (2006) Inc.

Shield Integration Ltd.

Westmount Developments Ltd.

optimum roofing inc.

Shoemaker Drywall Supplies

Westridge Homes Ltd.

Overhead Door Co. & Door Store

Sierra Construction Ltd.

WestSource

P.B. Custom Cabinets Renovations & Millworks

Sign A Rama - Regina

Wheatland Fireplace Wheatland Roofing Inc.

Pacesetter New Homes Ltd.

SK Environmental Industry & Managers Association

Palandri Cabinets

SlabMaster Ltd.

Wilco Contractors Southwest Inc.

Paradise LeisureScapes

South Country Equipment Ltd.

Willows Tulloch

Paramount Plantscapes Ltd.

southland roofing inc.

windfield construction ltd.

Parkland Carpet One

Spray Guard Air Tight Solutions Inc.

Wood Country

Phantom Screens

Spray Jones

Wood Ridge Flooring Ltd.

pinkwood ltd.

Spraywest Inc.

Yagar Developments Inc.

Ply Gem Canada Inc.

spring green homes ltd.

zarkor construction ltd.

posh patio deck covers inc.

Stantec Consulting Ltd.

Power House Electric Ltd.

Steel Craft Door Sales & Services Ltd.

precise temp insulation ltd.

Stellar Electric Ltd.

Prime Fasteners Professional Plumbing & Heating Inc.

Sterling Plg, Htg & A/C Ltd.

Progressive Home Warranty Solutions Inc.

Sthamann Homes Inc.

PV Disposal

stuart olson dominion construction ltd.

Queen City Glass (1961) Ltd. R.N.G. Marketing Inc. RBC Royal Bank Realty Executives Dale Ripplinger & Associates

Stucco by Tom (2010) Inc. Sun Life Financial sun west construction ltd.

Regina & District Chamber of Commerce

sundog developments ltd.

Regina Construction Association

Sunset Bay Leisure

Regina Geothermal Solar Inc.

Trademark Homes Inc.

Wiens Stucco Wire Ltd.

Bold listings indicate members advertising in this issue

PRODUCTS ENERCON AENERCON Beacon Roofing Supply Company 977 McDonald Street Regina, SK S4N 2X5 Phone: (306) 721-7544

The Experience You Want The Service You Expect The Value You Deserve www.enerconroof.com You’re home  Winter 2012  97


cLOsIng REMaRks by stu niebergall, president & ceo regina & region home builders’ association

guiding homeowners to green renovations

m

any of us would like to see progress in addressing important environmental issues such as climate change and reducing greenhouse gas emissions, improving air quality and protecting our natural resources. At the same time, many homeowners are interested in lowering operating costs and adding value to their homes. Having a healthy home also tops the list for many. The good news is that with a home renovation, any project large or small can be a step towards a “greener” home. Our professional renovators are helping homeowners take a leadership role on these issues. A professional renovator can guide homeowners through their “green” choices, pointing out features, costs and benefits. Look for the RenoMark™ logo when looking for a professional renovator. RenoMark™ renovators are members of the Regina & Region Home Builders’ Association and they have the expertise when it comes to “green” home renovations. There are three important steps to work through when “greening” a renovation project: increasing energy and water efficiency; ensuring clean indoor air; and choosing resource-smart materials and products. By far the most important of the “green” options is saving energy and water. Renovating offers the opportunity to reduce significantly the amount of energy and water used in the household, reducing the impact on the environment and saving on operating costs now and in years to come. These upgrades can also add value to the home making it more attractive to others if there is the decision to sell. There is a wide range of energy and water efficiency improvements that can be made. Replace or upgrade heating systems with high-efficiency equipment, and in doing so look for ENERGY STAR® certified products. If the project involves exposing exterior walls or renovating the exterior, take the opportunity to add insulation. When installing new windows, choose higher-performance windows and look for ENERGY STAR® certification. Upgrade light fixtures and bulbs to compact fluorescent, halogen and LED lights. If water heating equipment is getting old, consider replacing it with new more energy efficient models. Replace appliances with new ENERGY STAR® appliances. When choosing new plumbing fixtures, look for those with the WaterSense® certification as they are the most efficient on the market. One of the best steps to take before planning a renovation is to get a home energy assessment from an independent certified home energy 98 You’re home Winter 2012

evaluator. This will identify how the home uses energy, where it is being wasted and what changes need to be made. This can assist greatly with the renovation plans and is an essential component in qualifying for an energy upgrade grant. Until October 31, 2013, Saskatchewan homeowners are eligible for home energy-upgrade grants through the Saskatchewan EnerGuide for Houses Retrofit Grant Program. To qualify, homeowners must have an initial evaluation before work is started and a second evaluation once work is completed. The maximum provincial grant is $5,000. A renovation project is the perfect opportunity to improve indoor air quality, and protect your family’s health from molds, chemicals and other pollutants. A healthy home needs proper ventilation to bring in fresh air and get rid of stale or moist air, chemicals and other indoor pollutants. As the home gets more airtight, additional ventilation may be needed to keep indoor air fresh and healthy. Consider adding a heat recovery ventilator that delivers fresh air without extra heating costs. “House as a system” thinking is important when planning a renovation, because changes made to one part of the home can affect other parts. Ask about the “clean air” products that can be used when upgrading. Such products would include pre-finished hardwood flooring, ceramic, stone, marble and other hard-surface tiles for flooring and walls, low or noVOC paints and adhesives, and many others. Choosing resource smart products and materials is another important method of “greening” a renovation. Here are some examples of the type of products that are better for the environment. Materials made from recycled waste including insulation, and decking materials that are made from recycled plastic, just to name a few. Some products are made from easily renewable or wellmanaged resources or natural materials that involve less processing. Ask suppliers for the “green” information on the particular product options. Locally-produced materials reduce energy intensive transportation. Durable products that last longer may cost a little more upfront, but are money-saving and better for the environment over time. There are many reasons for choosing to go with a “green” renovation. It is a personal decision. But whether it is for financial savings by lowering household operating costs and adding value to the home, or whether it is because of the benefits to the environment or to personal health, it is always the right choice to go “green” in renovating. For more information on this go to www.reginahomebuilders.com. n


Prom ENJOY LIVING SMART IN THIS COMFORTABLE AND CONVENIENTLY LOCATED COMMUNITY IN NORTH WEST REGINA.

MODERN. PRACTICAL. SMART.

FUNCTIONAL. COMFORTABLE. AFFORDABLE.

LIFE HAPPENS IN A HOME


You’re home winter 2012

HOMES BY DUNDEE

OAK PARK LIVING

SPRING GREEN

DAYTONA HOMES

NORTH RIDGE DEV.

PACESETTER

TRADEMARK

522.1062

522.3210

347.8100

352.5900

586.9106

565.4663

719.1444

205.2502

www.reginahomebuilders.com

CENTURY WEST

The official magazine of the Regina & Region Home Builders’ Association

harbourlanding.ca

www.reginahomebuilders.com

You're Home - Winter 2012  

The official magazine of the Regina and Region Home Builders' Association

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