V103Is14FEB16-2010

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TUESDAY, FEBRUARY 16, 2010

LAST MOUNTAIN TIMES 11

Sask births reach 17-year high To date, there were 14,465 live births registered in Saskatchewan in 2009, compared to 13,973 in 2008. There hasn’t been this many births since 1992, when 14,992 live births were registered in the province. This information does not include those babies born outside the province to Saskatchewan mothers. According to registration information Saskatchewan’s most popular baby names in 2009 were Ethan for boys and Emma for girls. Ethan remained the most popular baby boy name for the eighth year in a row. The following list shows the top 20 male and female baby names in their order of popularity in Saskatchewan in 2009.

Male Names Ethan Liam Carter Jacob Aiden Logan Hunter Ryder Noah Owen Lucas Benjamin Matthew William Joshua Alexander Mason Carson Jayden James

Female Names 93 77 72 65 63 62 55 54 53 51 51 48 44 43 43 42 41 40 40 39

Emma Ava Olivia Emily Brooklyn Chloe Madison Alexis Hailey Hannah Ella Grace Lily Elizabeth Addison Taylor Nevaeh Avery Abigail Sarah

82 69 66 65 54 52 48 46 44 42 41 40 40 38 38 38 36 35 33 33

SELL YOUR CAR IN THE CLASSIFIEDS!

Centennial Manor News Managing Your Money Everyone at the Manor was happy to stay inside the weekend of January 24 when we had the three day snow storm. We were the lucky ones because several church services were cancelled and we got to enjoy the lovely dessert Kay MacPheat had made for the United Church annual meeting. Some of us ‘older folks’ said this big snow storm wasn’t as bad as the one we had in 1947 when even the snow banks were too big for the trains to get through. Horses and sleighs were the mode of travel in those days and sometimes the horses had trouble getting through the big drifts. We were lucky to get to town once a week to buy groceries and other necessities. We hope the younger generation appreciate all the improvements over the last several years. Remember we didn’t have any gravel roads or snow plows at that time. Frank and Doris had their ninth great grandchild born on December 29, a boy, Mike Austin to Cristal Wirll of Moose Jaw. There was some excitement at ‘games night’ at the Manor when Kay Nordal dealt herself a 28 hand in cribbage. It was not a perfect 29 but still very exciting. Rick and Beryl surprised Helen when she was curling in the ladies bonspiel in Strasbourg. Beryl came out on the ice ringing her cow bell which she takes to every hockey game, and after greeting each other, she asks if they can stay overnight.

What a question, eh! Kay Nordal hosted a post Christmas celebration for her family at the Manor on February 7. Roberta catered for it and served a delicious roast beef supper. The afternoon and evening were thoroughly enjoyed with lots of visiting and game playing. Family members came from Saskatoon, Regina, Southey and Bulyea. They missed others from Alberta, BC and Ontario who were unable to come. Several from the Manor enjoyed the Country Women’s Tea at the United Church on February 10. Helen, together with Kathleen Henfrey, motored to Lumsden on Wednesday to attend the opening of the 2010 Tankard. It was especially enjoyable watching the Schick team with the Coutts twins playing second and third positions for the team. We’ve been following their progress since they first curled in Bulyea when they were about seven years old. They won their first game against Heidt 9-3 so they had a good start. We wish them lots of luck in their next games. Everyone at the Manor seems to be enjoying themselves with cards, curling, reading, watching curling and putting at least two jigsaw puzzles together. We’ll be watching more television when the Olympics begin. Quote: “Laughter is a tranquilizer with no side effects.” H.C.T.

Emotional investing – the road to ruin It’s a fact: Emotional investing doesn’t pay, it costs. Market study after market study has clearly proved that when investors are driven by emotions – jumping into and out of stocks looking for the next winner, pouring money into mutual funds following a period of strong market growth, and then moving to the next ‘hot’ asset class during market troughs – they often lose, and sometimes lose big. Here’s an example: In 1999, the Canadian equities market jumped a spectacular 31.7 per cent, prompting a lot of investors to hop on board in the year 2000. Over the next two years, the market went negative, declining by over 12 per cent in each of those two years and many of those ‘heat seeking’ investors bailed out. So, not only did they miss the big jump of 1999, they also absorbed large losses when they cashed out. However, had those investors stayed invested for the entire 1999-2007 period they would have enjoyed overall returns of close to 30 per cent.* And that brings us to one of the prime rules for investing success: Trying to time the market or a stock almost never works. But time in the market does by delivering better overall returns – especially when you couple your long-term stay the course strategy with: • Effective asset allocation – Markets are always volatile to some degree or another – it’s in their nature – but with a carefully selected and properly diversified ‘mix’ of

assets, you can effectively reduce risk, and enhance your chances of achieving your long-term goals. • Dollar cost averaging – This is the strategy of buying a stock or fund on a regular basis, at an amount you can afford, regardless of the stock or fund price. It is a systematic buying approach that saves you from trying to time the market, averages out the price of your stock or mutual fund units, and ensures you are always participating in the market so you will never miss out on periods of excellent returns. When you invest with reason instead of emotion and wrap other effective strategies around the ones introduced here – such as investing according to your tolerance for risk, achieving instant diversification through a portfolio mutual fund, and dollar cost averaging to eliminate any concerns you may have as to when the right time to invest is – you will be well on the road to financial success, regardless of short-term market or economic downturns. Your professional advisor can make sure your investing strategies are right for your personal needs, expectations and goals. * Source: Investor Economics as cited in Managing Emotions When Investing, Investors Group Inc. 2008 This column, written and published by Investors Group Financial Services Inc. (in Quebec – a Financial Services Firm), presents general information only and is not a solicitation to buy or sell any investments. Contact a financial advisor for specific advice about your circumstances. For more information on this topic please contact your Investors Group Consultant.

Work out your plan. Call Verne Fritzler.

Your Investors Group Consultant Phone: (306) 693-6655 Direct: (306) 693-3316 verne.fritzler@investorsgroup.com 524 Main St North Moose Jaw, SK S6H 3K3 ™ Trademark owned by IGM Financial Inc. and licensed to its subsidiary corporations.

*****PUBLIC NOTICE***** Please be advised that a three dimensional (3D) seismic exploration program is underway in the Rural Municipalities of Usborne and Wreford. The seismic process involves sending vibrations into the earth and measuring the returning waves. The energy source will be setback from all structures in accordance with Saskatchewan Seismic Exploration Regulations. This regional seismic program is being conducted by Boyd PetroSearch on behalf of BHP Billiton Canada Inc. (formerly BHP Billiton Diamonds Inc.) in order to assess potential potash reserves. Please note that unless you are contacted, your lands are not being entered. No private property will be accessed without prior consent from the landowner. Status of field operations: Surveying was completed January 8, 2010. Seismic drilling operations were completed January 22, 2010. Recording layout commenced January 5, 2010. Exploration Company: Boyd PetroSearch Date of Operations: ongoing to March 31, 2010 Program Name: 2009 Boulder Lake 3D Energy Source: dynamite Boyd PetroSearch File Number: 20091033 Should you have any questions or concerns, please feel free to contact our Landowner Liaison, Beck Duffy at 403-803-8420; or our head office at: Phone: 403-233-2455 Fax: 403-262-4344 Toll Free: 1-800-663-8943 Dani MacLeod – Permit Manager Kevin Bowman – Operations Manager 8ctf

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