DENTON October 2016
Paths to profit Area haunt, costume shop about more than seasonal sales ABOVE — The goat man leaps out at a group at the Dark Path Haunt in Denton.
By Matt Payne | Staff Writer f you’ve seen zombies veiled from head to toe in pitch black robes meandering around the Fry Street area, it’s not your beer goggles kicking in. In the spirit of Halloween, actors with the Dark Path Haunt on Old Alton Road have bumped in the night on recent weekends at local bars to greet tipsy locals while donned in full costumes. When approached by bar customers, their spindly hands reach out to offer a business card with a QR code that directs to Dark Path’s website. This man-on-the-street approach has propelled Dark Path’s reputation, and aside from a few fliers and social media pushes, it is the chief mode of advertisement, according to co-owner and “queen of darkness” Melanie Hancock. She said she never expected the business to
DRC file photo
RIGHT — Danny Garcia has been working at Rose Costumes for seven years. Photo by Jeff Woo
get as popular as it has since purchasing 4 1/2 acres near Old Alton Bridge in 2013, but word of mouth has spread her crew’s lore to the Denton community and beyond. “When we first started, we had a very small budget — but we did have costumes,” Hancock said. “We decided to have fun with it and let people know about us. Now, I think Denton is used to us.” The troupe of the Dark Path Haunt has joined a handful of costume-based businesses that have sought to carve a niche in a market described as overly corporate and oversaturated. Because of its small size compared with other haunts and outside venues, the staff at Dark Path consider their attraction an outlier. Hancock called her relationship with her actors a “haunt family,” and actually prefers when actors have little to no experience so they HAUNTS | CONTINUED ON PAGE 6
First-timers buying more homes By Josh Boak | AP Economics Writer
By Jenna Duncan | Staff Writer For 24 hours, 100 people camped out at the new Chick-fil-A in Cross Roads for its grand opening Oct. 13. The fast food joint joins others in the growing stretch of U.S. Highway 380. Sprouts Farmer’s Market is finally open! People lined up for the grand opening at 4930 Teasley Lane. Now that it’s up and running, store
hours are 7 a.m. to 10 p.m. daily. Vegans, rejoice. Plant-based restaurant Spiral Diner signed a lease for space in the Railyard, the development at 608 E. Hickory St. that houses co-working space Stoke. No opening date is set, but it is expected to be in early 2017. Motto Bar and Sushi at 222 W. Hickory St. closed in late September. DUNCAN | CONTINUED ON PAGE 8
WASHINGTON — For years, the U.S. housing market looked bleak for young couples hoping to buy their first homes but struggling with high student debt, low pay and meager down-payment savings. But a new survey by the real estate firm Zillow suggests that firsttime buyers may be entering the market in greater numbers than industry watchers had assumed. Over the past year, the survey found, nearly half of home sales have gone to first-timers. That’s a much higher proportion than some other industry estimates had indicated. And it comes as a surprise in part because ownership rates for adults under 34 are at their lowest levels since the government began tracking the figure in 1994. Zillow’s survey results suggest that the trend is shifting, and that some of this year’s growth in home sales has come from a wave of collegeeducated couples in their 30s, who
David Goldman/AP file photo
A pedestrian passes townhomes under construction Feb. 17cin Atlanta. First-time buyers may be entering the U.S. home market in greater numbers than industry experts had assumed. are the most common first-time buyers. They are people like Natasja Handy, a 32-year-old lawyer and new mother. She and her husband, a doctor, are about to close on their
first home in the Northeast section of Washington, D.C. — a row house with about 1,900 square feet that cost $720,000. HOUSING | CONTINUED ON PAGE 8
Women innovate to help cancer survivors lato was known for saying “Necessity is the mother of invention.” With October being both Breast Cancer Awareness Month and Women’s Small Business Month, I want to inform you about a new business startup with an invention that tackles a challenge often seen in breast cancer survivors, then follow up with my own story. One in eight women will have breast cancer. That means more than 13 million females in the United States will face this horrible disease. The American Cancer Society says most women diagnosed with breast cancer will have some type of surgery. Breast reconstruction surgery is often a painful and emotional part of the process in surviving breast cancer. NovoThelium, online at www.novothelium.com, is a woman-owned biotechnology company founded by Lauren Cornell and Bianca Cerqueira that has a patent-pending solution for breast cancer patients undergoing breast reconstruction. Because the surgery can cause loss of projection, sensation and pigmentation, NovoThelium is using regenerative medicine to create a nipple with human cells. This groundbreaking technology may lead to further developments to help breast cancer fighters and survivors.
Tina MIMS | NovoThelium won Texas Woman’s University’s first statewide women’s business pitch competition held Sept. 28 in San Antonio during Gov. Greg Abbott’s first Business Forum for Women. As the only university in the state with a center supporting women who desire the independence of business ownership, TWU was proud to recognize this biotechnology startup with a Houston J. and Florence A. Doswell Foundation cash award to further advance the company’s innovative, patentable idea. I was grateful to see NovoThelium shine at this competition, as I am a three-year, eight-month survivor of two types of breast cancer. During my own fight, necessity led to invention, as well as survival. I learned I had breast cancer in 2012. My aim became to reduce my stress heading toward seven surgeries and six months of aggressive chemotherapy treatment. Following surgery, I had two surgical drains connected by 2-foot
NovoThelium won Texas Woman’s University’s statewide women’s business pitch competition Sept. 28 in San Antonio. Pictured, from left, are Tina Mims, executive director of TWU’s Hub for Women in Business; NovoThelium co-founders Lauren Cornell and Bianca Cerqueira; and retired Air Force Maj. Gen. Mary Saunders, executive director of TWU’s Leadership Institute. tubes to grenade-like bulbs. I needed a solution for storing the drain bulbs. A survivor shared her idea of using a double-pocket men’s T-shirt. She wore the shirt inside-out so she could store the drains in the pockets, gaining free movement. I also discovered an option at All About You Wig Boutique and Cancer Recovery Salon, a business created by Tracy Gomez with a comfortable, compassionate environ-
Biz on the Wire
ment for cancer patients. There, I found bras with pockets for holding the drain bulbs. However, neither the T-shirt nor the pocketed bra was an ideal solution. I needed something better, so I went to work. Having a dad as an engineer, I considered a carpenter’s solution. At Home Depot, I bought an 80-cent, twopocket, polyester-cotton nail apron. This allowed me to store the drains, easily change
Tuesday, Oct. 25, 6:30 p.m. Tuesday, Nov. 8, 6:30 p.m.
Argyle Chamber of Commerce will host a networking lunch at Pizza Hut, 7040 Justin Road in Argyle, this month. Wednesday, Oct. 26, noon
Robert F. Bukaty/AP
The USS Zumwalt heads down the Kennebec River after leaving Bath Iron Works on Sept. 7 in Bath, Maine.
Builders worry about jobs while Navy celebrates stealthy ship BATH, Maine — The stealthy USS Zumwalt joined the Navy during a weekend commissioning ceremony, another destroyer departed for builder trials Monday and five other warships are under various stages of construction at shipbuilder Bath Iron Works. But many workers don’t see much cause for celebration. Rich Nolan, president of the yard’s biggest union, said workers are worried about future job cuts and that morale “is as low as I’ve ever seen it.” Shipbuilders approved concessions in December in hopes of winning a Coast Guard contract to preserve up to 1,200 jobs, but the shipyard was underbid. There’s currently enough of a backlog to limit job cuts in the short term, and the shipyard will refocus on winning the bulk of a 10-ship Navy contract next year. Buy without additional work, the shipyard’s 6,000strong workforce will become smaller through attrition and layoffs in coming years, and shipyard workers are frustrated. “The Coast Guard loss made everyone feel discouraged. Losing that contract was a blow to the whole company,” welder Dana Richardson said Monday. But, he added, “We’re going to make it. There’s too much at stake.” The shipyard is bustling for
the time being. The future USS Rafael Peralta went to sea for the first time Monday, two days after the Bath-built Zumwalt, the angular, futuristic-looking “stealthy destroyer,” was commissioned into service in Baltimore. Also under construction are two more ships in the Zumwalt class, along with the Peralta and three other conventional destroyers. The backlog includes another three destroyers. The failure to win the Coast Guard contract, worth more than $10 billion, was a bitter pill after shipbuilders agreed to concessions aimed at making the yard more efficient. There will be no opportunity to bid on additional work until next year, when the Navy is expected to submit a request for proposals for 10 more destroyers. Fred Harris, the shipyard president, told workers to focus for now on what they can control: Working efficiently and safely, and hitting deadlines. “It will take all of us working together, fully engaged, to move this company forward,” he wrote in an October newsletter to workers. While there’s some uncertainty about jobs, there’s little concern that things will get as bad as they were a decade ago when some Navy leaders thought the shipyard was expendable because there were too few warships being built to support both Bath
lenges and survived. So can you. TINA MIMS is executive director of Texas Woman University’s Hub for Women in Business. The Hub is the state’s only university center dedicated to women’s entrepreneurship and business ownership to help Texas become No. 1 in the nation in woman-owned businesses. She can be reached by email at firstname.lastname@example.org.
Calendar of Events APIs and IPAs, hosted by TechMill, meets every other Tuesday at Harvest House, 331 E. Hickory St., for a techcentered hangout.
By David Sharp | AP
clothes and have the freedom to move without pulling on the tubes. It also made me feel less like a Borg drone! Necessity truly is the mother of invention. What necessity in your life needs a solution? Is the solution something that you believe others may be interested in using? What’s stopping you from creating the solution? Sure, there is risk and challenge in pursuing something new. I have seen chal-
Iron Works and its chief competitor, the larger Huntington Ingalls shipyard in Pascagoula, Mississippi. Bath Iron Works’ parent corporation, General Dynamics, has invested heavily over the years in improvements. Also, Hurricane Katrina heavily damaged the Ingalls shipyard, underscoring to Navy leaders the advantage of having two shipyards. “Bath Iron Works is a survivor. I don’t think there’s any chance at all that Bath is going to go away,” said Loren Thompson, a defense analyst at the Lexington Institute, who pointed out that the shipyard remains profitable and that the Navy needs it. But the shipyard faces challenges in a shrinking shipbuilding budget that’s been stretched even thinner by the Navy’s decision to build smaller surface combatants at small shipyards in Alabama and Wisconsin instead of at Bath or Ingalls, he said. Because of the tight budget, cost is more important than Bath’s reputation for quality, he added. Nolan, president of Machinists Union Local S6, said it’s frustrating that the Navy is focused so heavily on costs rather than the best product for sailors. “The Navy used to be willing to pay a little bit more for the quality we gave them. Now it’s all about the bottom line, and the low bidder wins,” Nolan said.
Argyle Chamber of Commerce has a monthly breakfast meeting at Lantana Golf Club, 800 Golf Club Drive, the third Tuesday of each month. Tuesday, Nov. 15, 7:30 a.m.
Argyle Planning and Zoning Commission meets the first Tuesday of the month at 308 Denton St.
Denton Chamber of Commerce hosts its Smart Business 101 series regularly for members at the chamber office, 414 W. Parkway St. The event is free to members. This month, the sessions will focus on maximizing online benefits for business. Tuesday, Oct. 25, 11:45 a.m.
Saturday, Nov. 12, 8 a.m.
Denton County Young Professionals hosts meetings every Wednesday, except for the first of the month, at The Chestnut Tree, 107 W. Hickory St. Wednesday, Oct. 26, 7:15 a.m. Wednesday, Nov. 8, 7:15 a.m. Wednesday, Nov. 15, 7:15 a.m.
Denton County Young Professionals hosts a monthly mixer at a new business each month. November’s mixer will be at Backyard on Bell, 410 N. Bell Ave. Thursday, Nov. 3, 5:30 p.m.
Tuesday, Nov. 1, 6:30 p.m.
Aubrey 380 Area Chamber of Commerce will host its monthly networking luncheon at the Prairie House restaurant, 10001 U.S. Highway 380 in Cross Roads. Registration is available at www.aubreycoc.org and costs $12 per person. Wednesday, Nov. 16, 11:30 a.m.
Denton Black Chamber of Commerce meets the second Tuesday of the month at the Denton Housing Authority, 1225 Wilson St.
Denton Hispanic Chamber of Commerce holds its monthly lead generator luncheons the third Tuesday of the month. It is held at Sidewalk Cafe, 2900 Wind River Lane, and admission is $5 for members and $10 for guests. Tuesday, Nov. 15, 11:30 a.m.
The Denton League of United Latin American Citizens No. 4366 meets the third Saturday of every month at the Denton Senior Center, 509 N. Bell Ave. Saturday, Nov. 19, 9:30 a.m.
Tuesday, Nov. 8, 6 p.m.
Denton Chamber of Commerce will host its quarterly membership luncheon at the University of North Texas’ Gateway Center. Individual tickets cost $35, and table sponsorships, seating eight people, cost $375. The topic this luncheon is “Why Mental Health Matters at Work.”
Electronics Recycling takes place at The Cupboard Natural Foods and Cafe, 200 W. Congress St., the second Saturday of each month. Drop off any computer-related electronics for recycling. Visit www.computercrusher.com for a list of acceptable items and more information.
Denton Planning and Zoning Commission meets at City Hall, 215 E. McKinney St. Wednesday, Oct. 26, 6:30 p.m. Wednesday, Nov. 9, 6:30 p.m.
Lake Cities Chamber of Commerce holds weekly coffee meetings at alternating businesses on Wednesdays. More upcoming locations will be listed at www.lake citieschamber.com/ chamber-events. Wednesday, Oct. 26, 7:15 a.m., Corinth City Hall, 3300 Corinth Parkway Wednesday, Nov. 2, 7:15 a.m., Corinth City Hall Wednesday, Nov. 9, 7:15 a.m., Toyota of Denton, 3100 Interstate 35E
Little D Open Coffee Club, hosted by TechMill, meets every other Tuesday at West Oak Coffee Bar, 114 W. Oak St., to discuss technology and startups. Tuesday, Nov. 1, 8 a.m. Tuesday, Nov. 15, 8 a.m.
Sanger Chamber of Commerce hosts regular coffee club meetings the third Thursday of the month at Carson’s Coffee Corner, 801 W. Chapman Drive. Thursday, Oct. 20, 7:30 a.m.
Sanger Chamber of Commerce holds a networking leads luncheon the fourth Wednesday of every month. RSVP at http://sangertexas. com. This month’s luncheon will be held at the Wal-Mart Distribution Center, 2120 N. Interstate 35. Wednesday, Oct. 26, noon
Friday, Oct. 28, 11:30 a.m.
Who to contact Scott K. Parks Managing Editor 940-566-6879 | email@example.com Jenna Duncan Business Editor 940-566-6889 | firstname.lastname@example.org Sandra Hammond Advertising Director 940-566-6820 | email@example.com Shawn Reneau Advertising 940-566-6843 | firstname.lastname@example.org
Investing in the absurdity of a distorted market “Monetary policy is creating distortions in financial markets.” — OECD report, September he Organisation for Economic Co-operation and Development (OECD) provides a forum in which governments work together to share experiences and seek solutions to common problems. Its mission is to promote policies that will improve the economic and social well-being of people around the world. In OECD’s interim update released a few weeks ago, it sounded the alarm about the risks that central bankers around the world have created through their extreme monetary policies. We have been warning about these risks for some time. It’s nice that folks are starting to pay attention. Last month we wrote about the low levels of market volatility witnessed over the summer. There was not a lot of fear in the markets. We postulated that investors may have been too complacent given big events scheduled to play out this fall — the U.S. elections, a potential U.S. interest rate hike, “Brexit” negotiations, dormant risks linked to European banking issues, a lurking China devaluation, and troubles in the Middle East, just to name a few. Yet, with low levels of volatility, investors continued to plow money into passive index funds linked to the broader market. This created a selfreinforcing feedback loop. Most index funds are dominated by big holdings that have had big price movements higher. For example, as Amazon goes up in price, it has a bigger influence on the index, driving the index price higher. Investors see the index rising, so they pump more money into the fund. That new money is skewed into the names that have been running higher, and the snowball begins to build. In essence, investors keep adding to the most expensive parts of the market, driving those companies higher, making them even more expensive. We have seen this movie before. It doesn’t end well. While these passive funds are generally concerning, those that try to juice their returns with borrowed money — what Wall Street calls “leverage” — are really dangerous. We have asked our partners to review their other portfolio holdings and, if they own leveraged funds, to reconsider that exposure. But while broad stock index funds may be fully valued, leveraged-bond funds seem fraught with peril. The OECD report shone a spotlight on the absurdity that emerged this summer. Quantitative easing by central banks around the globe created massive distortions in credit markets. By printing money to buy their own government’s bonds, these central banks have bid the prices of bonds so high that they offer negative yields. This summer, over $13 trillion in bonds traded with a negative yield. That’s insane. How can this be? Let’s consider bonds that were sold by the German government this summer. If you bought one of their 10-year bonds — the equivalent of a U.S. treasury bond — you gave the German government 1,000 euros, agreed to receive 0 interest payments for 10 years and eventually get less than 1,000 euros back at the end of the term. You signed up for a guarantee to lose money. So why would people do this? They believed the European central bank would buy the bond from them at a higher price. So investors were willing to sign up for a guaranteed loser with the expectation they could flip it to the ECB with a
Jonathon FITE | profit, which would mean the ECB would be signing up for an even bigger guaranteed loser. What could go wrong? With logic reminiscent of a late-’90s dot-com IPO or Las Vegas real estate in 2007, this seems like a disaster in the making. In fact, the central bankers have said as much recently. While U.S. banks are earning a little money, European and Japanese banks are having a terrible time in this negative interest rate world. This is beginning to raise systemic risk concerns, as many big banks are not making enough profit to create buffers that would help them withstand unforeseen shocks to the system. As a result, some of these central bank policies may be unwound sooner than investors expect. This could lead to trouble ahead as investors rush to sell what they thought they could flip. When the music stops playing, who is going to be left without a chair? Just in the last three months, we have seen longterm U.S. interest rates (as measured by the 10-year treasury bond) spike from 1.3 percent to 1.8 percent last week. These are still very low
rates, but the change in rates, in such a short amount of time, is huge. Investors in leveragedbond funds have seen big declines in the prices of their holding as rates have moved higher. For example, owners of a common long-dated U.S. treasury bond fund, TLT, are down about 8 percent since early July. That’s a big move for a “safe” bond fund. But its leveraged cousin, TMF, is down 21 percent in the same period. That is just for a half-percent change in rates. What if rates go up faster? These declines could just be the beginning. So, what have we advised our partners to consider? Rethink any investment that is overpriced to begin with, especially those where investors are guaranteed to lose money over time. This is stupid by itself, but if inflation or interest rates take off, investors will get crushed. Specifically, rethink leveragedbond funds, market-capweighted stock funds and high-priced real estate deals. Instead, look for opportunities where the current price offers a large discount to intrinsic value. Ideally, these opportunities have specific operational and financial catalysts that aligned management teams are poised to exploit. If other macro catalysts (rising rates, higher commodity prices, falling dollar) can provide tail winds, even better. The key is to focus on good if not great businesses, trading at a discount to their true worth.
Daniel Roland/Getty Images
The European Central Bank is pictured Sept. 8 in Frankfurt, Germany. Quantitative easing by central banks around the globe created massive distortions in credit markets this summer. While the market distortions that exist today are hard to avoid, these considerations will help investors navigate any volatility that may arise as the distortions normalize.
JONATHON FITE is a managing partner of KMF Investments, a Texas-based hedge fund. Jonathon is a lecturer with the College of Business at the University of North Texas. This column is
provided for general interest only and should not be construed as a solicitation or as personal investment advice. Comments may be sent to email@KMFInvestments. com.
Luncheon to address mental health aintaining a safe work environment is becoming more and more crucial. All the rules and regulations preventing weapons, alcohol and illegal drugs, however, will have a limited impact on individuals who are dealing with personal mental issues. A lot of the outcomes are difficult to completely prevent, but at least helping employers better understand the root cause and symptoms is a good start. “Why Mental Health Matters at Work” will be the topic of speaker Teresa McKinney’s talk during the Denton Chamber of Commerce’s next membership luncheon Friday, Oct. 28, at the University of North Texas’ Gateway Center. The topic of mental health in the workplace is a standing
Chuck CARPENTER | initiative of the United Way of Denton County. The chamber’s membership includes most of the major Dentonarea employers. The subject is directly applicable to the audience. The luncheon sponsor is Texas Health Presbyterian Hospital Denton. Tickets are available at the chamber office, at Parkway Street and Carroll Boulevard. We’ll also use the luncheon
to promote interest and participation in the 2017 Denton County Days in Austin. Denton County Days has been held in conjunction with every regular session of the Texas Legislature since 1987. The event is designed to acquaint the state’s top elected decision makers and key agency officials with the many assets of the county, and heighten the overall image and visibility of the North Texas region. A joint project of the chambers of commerce in Denton County, the ultimate intent is to provide more exposure for area legislators, thus helping them to better represent the needs of their constituents. Besides scheduled personal visits with state legislators to deliver joint position statements, activities will include a
reception and special briefing. All 181 state legislators will be invited to the reception scheduled for the evening of Thursday, Feb. 23. We’ll receive individual updates during breakfast on Friday, Feb. 24, from the six legislators who represent Denton County. We’ve be working on joint position statements through the end of the calendar year with the city of Denton, United Way, Denton school district, North Central Texas College, Texas Woman’s University and UNT. Please call the chamber office at 940-382-9693 for more information. CHUCK CARPENTER is president of the Denton Chamber of Commerce. He can be reached at dcoc@ dentonchamber.org.
Unbanked Hispanics pay steep fees By Melissa Lambarena NerdWallet Mayra Navarro’s bank closed her account after a series of overdrafts. She wasn’t eligible to open another bank account because she had been blacklisted by ChexSystems, an agency that tracks consumers’ banking histories. Like many unbanked Hispanics, she turned to prepaid debit cards, check cashing services and money orders, which all came with fees. “I felt like I had failed at life and lost all control,” says Navarro, an executive assistant in California. She’s not alone. Recent data by the Federal Deposit Insurance Corporation reveals that approximately 16 percent of Hispanic households don’t have bank accounts. Using prepaid cards as an alternative could cost them up to $489 a year, according to a recent NerdWallet study. Fees from payday loans and money orders further drive up the cost of being unbanked.
Alternatives come with high costs
Frederic J. Brown/Getty Images
Without bank accounts, Hispanics are left vulnerable to high-interest debt traps and miss out on credit-building opportunities. “They are discouraged very soon when they start to pay fees or struggle to maintain a minimum balance,” says Antonio Alba Meraz, an educator with the Latino Financial Literacy Program at the University of Minnesota. Monthly banking fees can run as high as $15 and the median overdraft fee costs $34. Hispanics might avoid bank accounts to skip fees, but alternative financial services can cost more. NerdWallet found that the average checking account costs $150, but prepaid debit card users pay an average of $196 to $489 in fees annually, depending on whether they have direct deposit. Those who only use cash pay an average of $190.39 annually for check cashing and money orders. Depending on where one goes, money orders can cost a few dollars. Some check cashing services charge up to 10 percent of the check’s value. For a $300 check, that’s $30. Payday loans range from $10 to $30 for every $100 borrowed, and they get pricey when the loan
A man steps out of a Wells Fargo bank in downtown Los Angeles on Oct. 3. isn’t paid back quickly. Jurissa Ayala, a marketing associate in California, estimates that she was paying $50 per month combined in fees to load her prepaid debit card and cash checks. “I stopped cashing my check years ago because even 1 percent was too much to give away,” Ayala says. “It’s my money, and I want all of it.”
Why Hispanics are unbanked Spanish-speaking households are five times less likely to use a bank or credit union than bilingual households, according to the FDIC’s 2013 National Survey of Unbanked and Underbanked Households. The reasons they don’t have bank accounts include: ■ High or unpredictable fees. ■ Distrust or dislike of banks. ■ Problems with IDs. ■ Credit history issues. Additional factors for Hispanics include low income, education, language barriers and legal status, according to a New York City Department of Consumer Affairs study. The study reports that Hispanic
immigrants are fearful about what could happen to their money in a bank in the event of deportation. Since 2011, the rate of unbanked Hispanics has steadily declined. Between 2011 and 2013 the decline was due to an improved economy and higher levels of employment, income and education for Hispanics. Technology has also played a role: Mobile phones now have the potential to offer greater access to options and services for unbanked populations. Government agencies like the Consumer Financial Protection Bureau and the FDIC also have been working at the national and local levels to provide educational tools in English and Spanish for those with low to moderate incomes. Their resources, “Your Money, Your Goals” and “Money Smart,” have evolved over the years and Meraz now teaches them in his classroom.
How to cut costs Bank accounts aren’t al-
ways expensive. Some onlineonly banks, mobile banks and credit unions offer accounts without monthly fees or steep minimum balance requirements. A second-chance checking account is also a good transition back to banking, but only for those willing to pay temporary monthly fees that cannot be waived. For those with poor credit histories, low-fee prepaid debit cards that don’t charge monthly fees and reload fees can be a good choice. Though Ayala doesn’t qualify for a bank account, she switched to two prepaid debit cards with lower fees. Her direct deposit on one card waives the monthly fee, and the loading fees are less expensive on her second card. She now only spends up to $15 in monthly fees. After persistently applying, Navarro was able to get a bank account. “I was finally able to close the chapter on that horrible part of my life,” she says.
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Form relationships while doing business e’ve all heard it before: “You’ve gotta get out there and network!” “You’ve gotta form relationships in your community!” There’s truth to these statements, and in the back of our heads, I think most of us know we should be doing these things. Networking, being involved in the Denton community, keeping customers happy, trying to bring people into the fold — they’re all part of building a business. But that’s easy to forget in the day-today grind. It’s easy to get into sales mode, to go into these events focused on drumming up business, but a handful of quick sales isn’t going to sustain us in the long run.
Network for Denton We shouldn’t look at networking as a source of quick sales. We should be networking to form relationships in the Denton community and plant seeds for long-term business. This isn’t Dallas. This isn’t Fort Worth. It’s not Austin, Houston or some other huge city. This is Denton. And we’ve got something special going on around here. Denton is unique in many ways — and so are its people. As members of the Denton business community, we have an obligation to do more than just network a little to try to sell, sell, sell, only to move on quickly to the next event. We shouldn’t be in predator mode — not around here. We need to become active members of our community, form relationships and be ready to help folks — who have become friends over time — when they need something we can provide. Any truly successful business person isn’t just trying to hammer out sales. They’re not trying to shove a product or service down people’s throats. No, the truly successful business person is networking for a single purpose: to let people know they’re there to help.
Heather STEELE | Long-term relationships lead to growth over time We’ve found the most success in long-term relationships. People know what we do; they know how we can help. We don’t need to force a website or marketing plan on them. When it comes time for them to get a website, when they need some help, we’re there for them. But more than that, many of these folks become regular customers. We’re whom they come to when they have any marketing problems, and many sign up for ongoing marketing solutions. It’s a much more effective, more lucrative and more satisfying solution for both parties. They start to reap the benefits of quality, ongoing marketing, and we get more resources to be able to offer better solutions. But it requires a long-term commitment to the relationship itself, a knowledge that the relationship may take a long time to bear fruit (if it ever does), and a commitment to being helpful (and not “selling”). It requires diligence
Courtesy photo/Denton Chamber of Commerce
Networking, like the kind done at Denton Chamber of Commerce membership mixers, can be done to form relationships in the community and plant seeds for long-term business. and discipline. It requires staying in contact, being neighborly, even buying their products from time to time. It’s give and take, and it often starts with something of value being given away freely. That’s why we put on free marketing workshops from time to time, like the marketing strategy workshop we’re
doing with the Denton Public Library over the next few weeks (www.bss.tips/zeroto awesome). So next time you’re networking, try offering something of value to free — a gift to begin the relationship, if you will. Human beings have been giving each other gifts for millennia, greasing the
HEATHER STEELE is the founder of Blue Steele Solutions. She can be reached at heather@bluesteelesolutions. com.
RIGHT VANS TO GROW YOUR BUSINESS: CITY EXPRESS TO NEW 24-FOOT LCF
Be helpful One of my favorite sales stories of all time is based not on pushing through an unwanted sale but on being helpful. The story goes something like this, paraphrased poorly: A business owner is looking for someone to take on a large project for his building. About a dozen contractors line up at the door, trying to convince the owner that they’re the best outfit for the job. The owner knows them all, to some degree, but he isn’t particularly intrigued by any of them — he’s just not buying what they’re trying to sell. Then, another guy walks in. He goes to the business owner, who says, “Well, give me your pitch.” The guy thinks for a minute, then says, “I don’t have a pitch. I’m not trying to sell you anything. I’m here to help you, if I can. Here’s what I can do for you, and here’s what it costs. If that works for you, great. If not, I’m not going to waste your time.” Take a wild guess who won that contract. The moral of the story is this: Forming a relationship and offering to help is infinitely more successful than trying to force a sale on someone you don’t know very well. If we go in with the intention to “sell sell sell!” maybe we win, maybe we don’t, and maybe everyone leaves with a bad taste in their mouth. But, if we go in with the intention of helping, even if no one buys anything, the relationship remains intact. Maybe the time wasn’t right for that sale, but the right sale will come along in time — as the relationship grows.
bridges with members of the Denton community. Because when you give to Denton, Denton gives back to you.
wheels of business while showing respect and dedication to the relationship itself. And we’re not talking about a free estimate here — I mean something of real value, a gesture of goodwill. Try it for six months. See how it affects those relationships. And dedicate yourself to the long game, to building
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Cover Story HAUNTS | CONTINUED FROM PAGE 1
may be trained specifically for the Dark Path story. She mentioned a distaste of the idea of easily paying somebody to half-heartedly portray a particular character. Many of the actors have been with Dark Path since the onset, and the actors who’ve joined the cast over the last three years are mostly friends of the actors who’ve coaxed them to join. Dark Path Haunt uses its small size to its advantage, meaning that it strives to differentiate itself from larger haunted houses. Hancock said she and her actors push to make their experience a wellknown feature of Denton and surrounding areas instead of solely a seasonal means to rake in money. “It’s gotten to the point where we’ve had to close early some nights due to the amount of people,” she said. “A lot of hard work, but it pays to sit back and hear the stories of people peeing their pants and falling on their butts.” Staff members put effort into tweaking the path each year. Though the legend of Oscar Washburn, the “goat man” whom Goatman’s Bridge takes its nickname from, is frequently incorporated, new twists down the woodsy path emerge each season. In previous seasons, visitors have been led to the remains of what would seem to be Washburn’s burned house. A torched church has worked its way into the story this year. More supernatural, grotesque monsters now stomp through the haunted grounds.
Landing a leading role Like the Dark Path Haunt has figured out, Rose Costumes has endured the test of time for 35 years through finding qualities that distinguish the shop from its competition. Located off North Interstate 35, workers at Rose Costumes strive to offer higher-quality costumes than chains like Party City and Spirit of Halloween — and even beyond Halloween. Though manager Annemarie
Photo by Jeff Woo
Rose Costumes manager Annemarie Aldrich, right, helps Mary Stockard try on a Victorian costume Tuesday in Denton. Rose Costumes strives to offer higher-quality costumes than those found at chain stores.
“A lot of hard work, but it pays to sit back and hear the stories of people peeing their pants and falling on their butts.” — Dark Path Haunt co-owner Melanie Hancock Aldrich said that the month of October attracts the most traffic each year, she doesn’t think Rose Costumes would still be in business were it not for the ability to adapt and cater to folks who simply want to experience what it’s like to embody another identity. Aldrich said clients between the ages of 35 and 70 make up the main demographic of Rose Costumes. “We offer costumes that aren’t packaged and historically accurate,” Aldrich said. “We’re like a Disneyland for adults — a place for people to
MATT PAYNE can be reached at 940-566-6845 and via Twitter at @MattePaper.
DRC file photo
Visitors to the Dark Path Haunt pass by some spooky activity.
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get away from their problems and dress up.” Aldrich also cited the obstacle of “digital disruption,” with online storefronts like Amazon that have the flexibility to offer deep discounts on pre-packaged costumes. She said that if Rose Costumes solely focused on the Halloween season, the results would be dire and the store would close. But theater and performance have allowed the costume shop to find staying power. Shrek the Musical, which is set to open a run by Music Theatre of Denton, features Paul Iwanicki, an actor and employee at Rose Costumes. Iwanicki has held roles in The Addams Family and Les Miserables. For his latest role in Shrek the Musical, his costume and makeup were designed and applied at Rose Costumes. The shop routinely helps high school theater programs prepare for the annual University Interscholastic League one-act play competition by tailoring and supplying outfits for students who attend Denton High School, Ryan High School and even Nolan Catholic High School down in Fort Worth. The chance to escape and explore a new persona when many people are forced to abide by white-collar business dress codes keeps clients spellbound by endless possibilities behind the doors of Rose Costumes. “I think it’s important to have a better avenue in an oversaturated market,” Aldrich said. “It’s hard to find elbow room once Halloween season rolls around, but theater allows us to continue on.”
The troupe of the Dark Path Haunt has joined a handful of costume-based businesses that have sought to carve a niche in a market described as overly corporate and oversaturated.
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Unemployment Update National numbers By Christopher S. Rugaber | AP WASHINGTON — The number of Americans seeking unemployment benefits stayed at a 43-year low in the most recent week of data available, in the latest sign that layoffs are scarce. Weekly applications for unemployment benefits were unchanged at a seasonally adjusted 246,000, the Labor Department said Thursday. The four-week average, a less volatile measure, fell 3,500 to 249,250. Both figures were at their lowest levels since November 1973. The number of people receiving aid fell 16,000 to just over 2 million. That is the fewest since June 2000. Applications are a proxy for layoffs, so the figures indicate that companies are cutting very few jobs. With the unemployment rate down to 5 percent, from 10 percent in October 2009, some businesses say they are having trouble finding qualified workers. That suggests they are less likely to lay anyone off. A resilient job market is a key reason the Federal Reserve is likely to raise the short-term interest rate by January. The economy expanded at a pace of just 1.1 percent in the first half of the year.
Vital Statistics BUILDING PERMITS
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The following building permits were issued by the Denton Planning and Development department in September. Commericial alterations and commercial permits reflect the owner or tenant and the address of the business. CERTIFICATES OF OCCUPATION Azalea Londonderry LLC, 700 Londonderry Lane Nos. 100, 200, 300, 400 City of Denton Housing, 317 S. Elm St. City of Denton 101 S. Mayhill Road, Nos. 101-102 901 Texas St., Building 1 Denton Ridgecrest Apartments, 1300 Dallas Drive, Building 1-17, Fitness Center Eri-Elk Springs Ranch LP, 3801 N. Interstate 35, No. 134 Inland Western Denton, 1800 S. Loop 288, No. 240 LAD Ventures LLC, 5800 N. Interstate 35, No. 403 Laquita Harmon, 5021 Teasley Lane, No. 101 Masch Branch Realty LP., 2301 N. Masch Branch Road, No. 221 Michael L. Malamut, 111 E. University Drive, No. 108 South Stemmons Group, 1809 Hinkle Drive, No. 100 Southridge Partners Ltd., 2430 S. Interstate 35E, No. 164 Teasley Square Shopping, 1776 Teasley Lane, No. 107 Thomas Edward Hook, 611 E. McKinney St. Weldon Burgoon, 347 E. Hickory St. Woodhill 352 LLC, 1408 Teasley Lane, Building 1-40 Yorlum Realty Ltd., 4801 W. University Drive, No. 103 Y-P Properties Ltd., 3321 Colorado Blvd.
6500 Edwards Road 4120 Boxwood Drive
3820 Juniperio St. 3717 Juniperio St.
Habitat for Humanity, 411 Ruth St.
Innovation Builders, 9320 Benbrook Lane
History Maker Homes 3705 Harbour Mist Trail 3709 Juniperio St. 3701 Juniperio St. 3709 Harbour Mist Trail 5301 Sea Cove Lane 3617 Harbour Mist Trail 5700 Dolores Place 3804 Harbour Mist Trail 3721 Juniperio St.
James Etal Hare, 1102 E. McKinney St.
C Wood Installation, 3708 Blagg Road DR Horton 2100 Ringtail Drive 3912 Cuddy Drive 4016 Crosstrees Drive 3809 Cuddy Drive 3801 Crosstrees Drive 3805 Crosstrees Drive 3808 Gennaker Drive
9013 Wichita Lane Carmen Investments Inc., 8225 Sawgrass Lane Country Lakes West LLC 6301 Meandering Creek Drive 6413 Meandering Creek Drive 3508 Meandering Creek Drive
Forestar Real Estate Group 7355 Sweetgate Lane
COMMERCIAL ALTERATION Addick’s Family Trust, 1805 N. Locust St. City of Denton, 601 E. Hickory St. City of Denton Solid Waste, 651 S. Mayhill Road Daryl Germann Farms, 206 W. University Drive Denton County, 701 Kimberly Drive Denton County History, 414 W. Sycamore St. Earthwise Produce, 728 N. Elm St. Erbert & Gerberts, 119 Ave. A Gould Pro Inc., 2001 Denison St. Honey Baked Ham Co. LLC, 1435 S. Loop 288, No. 113 Jack’s Tavern, 508 S. Elm St., No. 101 Jason’s Deli, 2219 S. Loop 288, No. 114 Juice Lab, 508 S. Elm St., Nos. 103-104 Kung Fu Tea, 2735 W. University Drive, No. 1061 Sally Beauty, 3900 Morse St. Social Security, 2219 Colorado Blvd. Texas Health South, 209 N. Bonnie Brae St. T-Mobile 1400 S. Loop 288, No. 128 300 Massey St. Verizon Wireless, 2818 W. University Drive Victor Technologies, 2800 Airport Road Zig Zag Stripe, 207 N. Elm St., No. 101
12117 Willet Way 9704 Blackwood Drive 9809 Blackwood Drive 9705 Stonewood Drive 12113 Willet Way Sandin Homes, 5713 New Ballinger Drive
Megatel Homes Inc. 1916 Pavilion Lane 1920 Pavilion Lane 4225 Roxbury St.
Travis Timble, 3025 Brandywine St.
Robson Denton Dev. LP 8108 American Way 8320 American Way
Wyndham Custom Homes 3512 Meadowtrail Lane 1616 Morin Drive
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Biz on the Wire October’s top credit card tip By Ellen Cannon | NerdWallet As the month in which we celebrate Halloween, October kicks off the end-of-year spending season. Our top credit card tip for October is to activate your bonus rewards categories for the fourth quarter. ■ Chase Freedom: 5 percent cash back at department stores, wholesale clubs and drugstores. ■ Citi Dividend Platinum Select Visa: 5 percent at Best Buy and department stores. ■ Discover it Cashback Match: 5 percent back at Amazon, department stores and Sam’s Club. ■ U.S. Bank Cash+ Visa Signature: 5 percent in two categories you choose, including cellphones, electronics, bookstores and department stores.
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Business Spotlight fast. Only 66 percent of millennial homeowners are white. The big gains have come from Latinos, who make up 17 percent of millennial homeowners but just 9 percent of all homeowners. Asians also make up a greater share of millennials. This means that as today’s millennial generation ages, the housing market may look considerably more diverse than it does now.
HOUSING | CONTINUED FROM PAGE 1
The couple worked with brokers at Redfin and made a 5 percent down payment after having lost two bids on other homes. “We waited a very long time to purchase our first house,” Handy said. “We’ve always felt like we were giving someone else our money, instead of putting it into something we own.” In suburban Minneapolis, few first-time buyers have enough savings for a down payment, and many rely on gifts or loans from relatives, said Marcus Johannes, an agent with Edina Realty. “Most of my people, they get funds from family,” he said. “They get creative tapping 401(k)s.” If the pattern in Zillow’s survey holds, it could raise hopes that today’s vast generation of 18-to-34-year-old millennials will help support the housing market as more of them move into their 30s. The 168-page report that Seattle-based Zillow released Tuesday also found that home ownership is increasingly the domain of the college-educated. And it reported that older Americans who are looking to downsize are paying premiums for smaller houses. Here’s a breakdown of Zillow’s key findings:
47 percent are first-timers Forty-seven percent of purchases in the past year went to first-time buyers. Their median age was 33. By contrast, surveys from the National Association of Realtors have indicated that firsttimers account for only about 32 percent of buyers. The difference between the two surveys may stem from their methodologies. The
Older Americans are upgrading while downsizing The so-called “silent generation” — those ages 65 to 75— bought homes in the past year with a median size of just 1,800 square feet, about 220 square feet smaller than the homes they sold. But that smaller new home still cost more. These retirement-age buyers paid a median of $250,000, nearly $30,000 more than the home they sold. In some cases, the higher purchase price likely reflects the profits from the sale of their previous home, in other cases a desire by upscale buyers for luxury finishes and amenities.
Starter homes are no longer popular Mel Evans/AP file photo
A builder works on new homes in Belmar, N.J. NAR has used a mail-based survey for its annual figures. Zillow used an online survey that might have generated a greater response rate from younger buyers. Zillow’s findings might help explain a persistent shortage of homes for sale: Unlike move-up buyers, first-time purchasers don’t have a home to list for sale, thereby depriving the market of supply. Adam DeSanctis, an NAR spokesman, noted that his
organization’s own survey, due out later this month, will show a rising share of first-time buyers, though it will remain below the historical average of 39 percent that’s prevailed since the organization began tracking this figure in 1982. DeSanctis noted that government figures show home ownership among young adults remain at its lowest level in history, which is why his organization is skeptical that nearly half of sales go to
No college? Dwindling chance of homeownership It’s become harder to realize the dream of home ownership without a college degree. Sixtytwo percent of buyers have at least a four-year college degree. Census figures show that just 33 percent of the U.S. adults graduated from college. The gap between the education levels of homebuyers and the broader U.S. population in-
dicates that workers with only a high school degree are becoming less likely to own a home. In 1986, just 12 percent of homeowners were college graduates, according to government figures.
Millennial home buyers are increasingly Hispanic Out of the 74 million U.S. households that own their homes, a sizable majority — 77 percent — are white. But these demographics are changing
When millennials buy, they’re leapfrogging past the traditional, smaller starter home. This younger generation paid a median of $217,000 for a 1,800-squarefoot house. That median is nearly identical to what older generations buy. Across the United States, the typical home costs $222,000, has three bedrooms, 2 1/2 baths and 1,900 square feet. For someone with children at home, that figure swells to 2,000 square feet and a median price of $234,000.
Open/ Closed DUNCAN | CONTINUED FROM PAGE 1
It wasn’t open for very long after it took over for Service Industry earlier in the year. It functioned as a sushi bar during lunch and dinner hours and as a club after dark. Sushi Motto is still open at 2430 S. Interstate 35E. Vintage furniture and home decor store Shop the Barn is coming back to the downtown Square. Expect to see it open in the coming weeks at 116 N. Locust St. Owners kept a booth at their old location on West Oak Street, which is now Vintage Bleu Home, that they’ll stop operating when the new storefront is complete. Casual Mexican chicken restaurant El Pollo Loco is now open at Rayzor Ranch Marketplace. They do full chicken meals as well as the expected fast-casual Mexican food like burritos and quesadillas. Nationwide loan office Colonial National Mortgage has opened a branch at 142 Old Town Blvd. in Argyle. Rayzor Ranch Town Center has some new developments, though the companies and developer RED Development were quiet on the details. Both Rooms to Go and an unnamed movie theater have put in preliminary applications with the city to open at Town Center. Speaking of, yes, the In-NOut Burger construction is underway at Town Center, No, we don’t have an opening date yet, but at least there’s a building frame. Move over, J.T. Clothiers. The transformation from clothing store to Ebby Halliday at 2430 S. Interstate 35E is complete. The real estate office officially opened its doors last week. Krum has a new event venue: Hawthorn Hills Ranch. The venue had a grand opening earlier this month, and is now booking weddings and large events for the winter and spring seasons.
The legal perils of family business amily businesses have an important place in America’s economy and our psyche. Family businesses (or businesses that start out that way, i.e. Wal-Mart, Berkshire Hathaway) not only make up a significant share of American businesses, they are tied up in our ideas about the best of the American dream. The benefits and rewards of working with and building something meaningful for your family are obvious. Locally, this ideal has found expression in businesses such as Gohlke Pools. While the rewards (financial and otherwise) of doing business with family can be great, there are significant obligations and risks that all family members should be aware of when deciding whether to run or own a business together. Historically, people who were in business together owed each other the highest duty recognized in civil law. This duty, which creates several obligations, is called a fiduciary duty. Fiduciary duties include the duty of loyalty, utmost good faith, candor, integrity and to refrain from self-dealing. If an allegation of a breach of fiduciary duty has been made, often the person who owed the duty largely shoulders the burden of proving that their conduct satisfied these duties. In the last few decades, there has been a movement to limit or remove these duties from business relationships, particularly between co-owners. For example, if your business is formed as a limited liability company, the duties that you owe to that business
Sam BURKE | and the others who own or operate that business are governed by the Texas Business Organizations Code and the operating agreement of the LLC. These duties will depend on the position you hold in the company, the capital you contributed and your position in day-to-day operations. If desired, the obligations of any given member to the other members of the company can be very limited. For several reasons, the limitation of these obligations can be more difficult in a family business. One reason the limitation of obligations can be difficult in family business is that fiduciary duties can be created in multiple ways. Among them is a pre-existing relationship of trust and confidence. While the existence of a familial relationship does not automatically create this preexisting relationship of trust and confidence, it is a factor courts will consider, and, as a practical matter, few family members will deny that a relationship of trust and confidence exists between them. The existence of that type of relationship can create fiduciary duties in a family business where ordinarily they would not exist. Also, during transitions of
control from one generation to the next, additional complications can arise. As parents or other family members age and their ability to take care of their own dayto-day affairs is diminished, children or other family members often are given powers of attorney (or other written authority) so they can conduct business for their aging family member. Few people are aware that becoming an attorney-in-fact for a parent creates not only a fiduciary duty to the person you are authorized to act for, it also creates a statutory duty to account for every action that you take under that power of attorney. Imagine a situation where a family member who has been helping manage a family business and provide for significant health care has to account for all the actions they took under a power of attorney for a period of several years when they had no knowledge they had a duty to keep track. When this duty is not recognized and understood, it becomes very difficult and, at times, in the context of litigation, very expensive to account for the attorney-in-fact’s actions. A power of attorney or similar arrangement can create other duties that ordinarily would not exist in a business relationship. When well thought out, company agreements are designed to match the partners’ business objectives and contributions. For example, each partner’s obligations match their investment, desired participation in the business and the benefit they hope to receive from the busi-
David Woo/DMN file photo
Gale and Harold Green attempt to sell their Bentley’s barbecue sauce to Blake Harkey, right, on Aug. 4, 2014, in Dallas. While the rewards of running a family business can be great, there are significant obligations and risks that all family members should be aware of. ness. However, family businesses at times are structured not with these business objectives in mind but as estate planning or asset protection tools. In this context, parents or grandparents are often identified in company agreements as having control of the business and as the individuals who will primarily benefit from the business, when in fact their responsibilities are limited or delegated to other family members. In such cases and during times of transition, without communication and planning, this can lead to a mismatch of power and responsibility. For instance, a child acting under
a power of attorney might be assisting in operating the family business, but is a minority owner in the family business who does not stand to benefit (per the company agreement) from the business. When conflicts arise regarding the care of the parent or grandparent, whether it is time to take away car keys or to consider assisted living, these mismatches can create leverage that can lead to dangerous enabling of parents or grandparents or various types of litigation that can strain, if not destroy, family relationships. As with almost all problems, prevention is worth a pound of cure. In this case,
prevention requires communication ahead of the stresses that create conflict. Family businesses deserve the place they have in the hearts and minds of most Americans. In most cases, they embody the best of the American dream. But, like all dreams, they can become a nightmare when communication fails or family members become motivated primarily by fear or self-interest. SAMUEL B. BURKE is certified by the Texas Board of Legal Specialization in civil trial law. He can be reached at sburke@denton law.com or www.dentonlaw. com.
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Area Chamber Roundup Greater Argyle Chamber of Commerce
The next month is a busy one for the Argyle chamber, as we enjoy breakfast with the Argyle school district and Liberty Christian School football coaches, a networking lunch at Pizza Hut of Lantana, our annual Pot Love at Cross Timbers YMCA — with food donated by local restaurants and all donations by patrons supporting the Y. We’re also planning our annual Christmas extravaganza, Caring at Christmas, benefitting member nonprofits and our scholarship fund. Ribbon-cuttings are scheduled for Massage Green Spa in Highland Village and Bartonville Animal Hospital.
Taste for Good, one of the Argyle Chamber of Commerce’s annual fundraisers, was held at Lantana Golf Club on Sept. 13. Nineteen restaurants, two distilleries, two breweries and a winery provided delicious tastes, while Deal Me In Casino offered casino games and guests enjoyed live music on the club’s patio from the John Murphy and Eric Scortia Duo. Our thanks to 7 Loaves Catering, Costco, Dickey’s Barbecue Pit of Lantana, Dido’s Urban Grill, Flour Shop Bakery, Kroger of Bartonville, Lantana Golf Club, Mod Market, Piranha Killer Sushi Highland Village, Pizza Hut of Lantana, Prime Farm to Table, Rockfish Seafood Grill of Highland Village, Savory Bistro, Starbucks of Lantana Town Center, Yellow Rose Steak & Chop House, Bakewell Patisserie Gourmet, Angry Orchard and Traveler, Dripping Springs Vodka and Lost Oak Winery — whose generous donations enabled us to distribute generous donations to our nonprofit participants and add to our scholarship fund. Also in September, we featured Paul Frederikson, Argyle town manager, at our monthly membership breakfast and learned what is in the plans for Argyle. A delicious and productive networking lunch at Yellow Rose Steak & Chop House wrapped up the month. Early in October, we welcomed Holtman Designworks to the chamber with a ribboncutting.
Aubrey 380 Area Chamber of Commerce It has been a wild fall in “the Area.” The Aubrey 380 Area Chamber of Commerce celebrated ribbon-cuttings for attorney Leigh Hilton, Consignment Depot and the much-anticipated opening of Chick-fil-A. Our Miss Horse Country USA, Lilly Crane, and her court rode in a white horse-drawn carriage in the Aubrey Peanut Festival Parade. Our annual golf tournament was Oct. 10 at Frisco Lakes Golf Club, and the winners were: Hopper Ranch, first place; Equine Express, second place; and Ciera Bank, third place. Thank you to our event sponsors: DATCU, PointBank, Stanley Ford (also the Hole in One sponsor), and LIFE Credit Union. Thank you to our golf tournament supporting sponsors: Palladium USA, SNAG, CLC Signs by Design, Fuzzy’s
Consignment Depot in Cross Roads
Super Tortas No. 1 in Corinth
Miss Horse Country USA Lilly Crane rides in the Aubrey Peanut Festival Parade. Taco Shop, Aubrey Chiropractic, CoServ Electric, Aubrey Community Pharmacy, D&L Farm and Home, Quality Excavation, Winterhaven’s Crowning Touch Embroidery, Goosehead Insurance and Aubrey Magazine. There will be lots of spooky activities going on for Halloween, including Keep Aubrey Beautiful’s Halloween Carnival and Haunted House at Festival Park in downtown Aubrey. A trunk-or-treat at KellerWilliams Realty, 806 S. U.S. Highway 377, is sponsored by Town & Country Realtors, Northstar Bank Mortgage and Sendera Title Co. The event will run from 5:30 p.m. to 8:30 p.m. Monday, Oct. 31. Check us out at www. aubreycoc.org, www.facebook. com/aubreycoc or 940-3659781.
Lake Cities Chamber of Commerce The Lake Cities Chamber of Commerce is welcoming fall with new members, mixers and ribbon-cuttings. Our last month has been busy with ribbon-cuttings at the Fast Center, The Village Assisted Living, CW Floors and Lighting, and Super Tortas No. 1. Our November luncheon is sponsored by David Gilmore of Edward Jones and will be held Tuesday, Nov. 15, at Oakmont Country Club. We will be featuring North Central Texas College as our presenter. Our next mixer will be Thursday, Nov. 17, at Mastershine Car Wash on FM2181. Please visit our website for locations of our weekly chamber coffees, luncheons and all events. We would love to have you attend.
something that interests you. You can “like” the Pilot Point Chamber of Commerce on Facebook, follow us on Twitter or visit www.pilot point.org for detailed information on our chamber members, events and community. Bonnie and Clyde Days was a success with attendance reported at more than 5,000. The Soap Box Challenge, organized by our local cabinet makers and created by Chandler Cabinets, had a recordbreaking number of sponsors, and organizers are already looking for drivers for next year’s event. Please join us for our luncheon Thursday, Oct. 20. Speaker is legendary football coach G.A. Moore, and it will be a treat to attend as a guest. The luncheon is at the PointBank community center from 11 a.m. to 12:30 p.m., and the cost is $12. The next event is trunk-ortreat Monday, Oct. 31 at 5 p.m. at Sonic Drive-In. Then, start November off right, attending Pilot Point High School’s Nov. 4 football game against Van Alstyne at Massey Stadium and supporting all chamber volunteers by buying food at the concession stand. Make sure to stop by and say hello to Michele Walling, the new executive director of the Pilot Point Chamber of Commerce. We would love to meet you and hear how we can help you grow your business. We are proud to introduce new members Jerry’s Beverage City and Subway, Stop-N-Go, Neu Plumbing, and Habitat for Humanity of Denton County. Thank you for joining us at an exciting time of growth and groundbreaking new adventures.
The Fast Center relocated to Corinth.
CW Floors and Lighting in Denton
The Village Assisted Living & Memory Care in Denton
Holtman Designworks in Argyle
Pilot Point Chamber of Commerce The holiday season is here. Pilot Point is the place to visit and stay during this wonderful time filled with family, friends, holidays, decorations and entertainment. The calendar is packed with activities, and we hope you will find
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Vital Statistics MIXED BEVERAGE TAX The following mixed beverage tax information was issued by the state comptroller’s office for September. The list includes the name of the business, address and reported tax. 380 Roadhouse LLC, 6781 E. U.S. Highway 380, Little Elm, $2,427.07 940s Kitchen & Cocktails, 219 W. Oak St., Denton, $2,346.34 American Legion Post No. 550, 905 Foundation Drive, Pilot Point, $1,224.09 Andy's Bar And Grill, 122 N. Locust St., Denton, $6,140.61 Angelina's Mexican Restaurant, 1400 N. Corinth St., Suite 111, Corinth, $1,271.12 Applebee's Neighborhood Grill, 707 S. Interstate 35E, Denton, $2,875.64 Applebee's Neighborhood Grill, 2672 FM423, Little Elm, $2,019.31 Aramark Educational Services, 303 Administration Drive, Denton, $210.58 Ashton Gardens, 2001 Ashton Gardens Lane, Corinth, $1,168.21 Barley & Board, 100 W. Oak St., Suite 160, Denton, $5,571.65 Best Western Area Crown Chase, 2450 Brinker Road, Denton, $345.38 BJ's Restaurant & Brewery, 3250 S. Interstate 35E, Denton, $4,049.27 Black-Eyed Pea, 2420 S. Interstate 35E, Denton, $0 Bone Daddys House Of Smoke, 3258 S. Interstate 35E, Denton, $2,720.20 Bono's Chop House & Saloon, 2025 N. U.S. Highway 287, Decatur, $1,734.22 Boomerjack Wings No. 8, 407 W. University Drive, Denton, $1,269.18 Brunswick Zone Denton, 2200 San Jacinto Blvd., Denton, $752.67 Buffalo Wild Wings Grill & Bar, 1400 S. Loop 288, Suite 110, Denton, $2,831.15 Cabana Beverages Inc., 2330 W. University Drive, Denton, $231.88 Casa Torres Mexican Restaurant, 2708 S. FM51, Decatur, $1,227.23 Caskey's Bar And Grill, 1206 W. Hickory St., Denton, $0 Caskey's Bar And Grill, 1206 W. Hickory St., Denton, $0
Chili's Grill & Bar, 600 S. U.S. Highway 287, Decatur, $2,174.82 Chili's Grill & Bar, No. 1562, 2825 W. University Drive, Denton, $2,206.51 Chili's Grill& Bar, 2406 S. Interstate 35E, Denton, $1,542.40 Chilitos Private Club Inc., 619-623 S. Denton Drive, Lake Dallas, $288.36 Chiloso Mexican Bistro, 2215 S. Loop 288, Suite 312, Denton, $1.54 Chipotle Mexican Grill, 1224 W. Hickory St., Denton, $29.81 Chuy's Denton, 3300 Wind River Lane, Denton, $5,048.31 Cool Bean's, 1210 W. Hickory St., Denton, $3,222.03 Courtyard By Marriott, 2800 Colorado Blvd., Denton, $226.79 Crossroads Bar, 1803 N. Elm St., Denton, $1,175.58 Dani Rae's Gulf Coast Kitchen, 2303 S. Interstate 35E, Denton, $815.52 Dan's Silverleaf, 103 Industrial St., Denton, $2,259.91 Drunken Donkey Bar & Grill, 3350 Unicorn Lake Blvd., Denton, $4,981.78 Dusty's Bar & Grill & Marina, D119 S. Elm St., Denton, $3,325.00 Dusty's Bar & Grill & Marina, D119 S. Elm St., Denton, $3,262.76 Earl's 377 Pizza, 427 S. U.S. Highway 377, Argyle, $2,337.83 East Side Denton Oak Street, 117 E. Oak St., Denton, $13,669.94 El Fenix-Denton Texas, 2229 S. Interstate 35E, Denton, $761.45 Ernesto's Mexican Restaurant, 10279 E. FM455, Suite 1, Pilot Point, $2,171.93 Frilly's, 1803 S. U.S. Highway 287, Decatur, $1,434.60 Fry Street Public House, 125 Ave. A, Denton, $4,292.95 Fry Street Public House, 125 Ave. A, Denton, $5,260.23 Fuzzy's Taco Shop, 109 N. State St., Decatur, $1,128.48 Fuzzy's Taco Shop, 115 Industrial St., Denton, $717.50
Fuzzy's Taco Shop, 2412 S. Interstate 35E, Denton, $1,176.65 Fuzzy's Taco Shop, 1004 Maple St., Suite 101, Sanger, $310.00 Fuzzys Taco Shop, 421 S. U.S. Highway 377, Argyle, $763.26 Fuzzy's Taco Shop Cross Roads, 11450 U.S. Highway 380, Suite 160, Cross Roads, $1,396.21 Genti's Private Club Inc., 3700 FM2181, Hickory Creek, $437.37 Good Eats No. 729, 5812 N. Interstate 35, Denton, $0 Hangout Bar & Dine, 827 Eagle Drive, Denton, $224.58 Hannahs, 111 W. Mulberry St., Denton, $2,884.88 Harvest House, 331 E. Hickory St., Denton, $6,236.22 Hickory Street Lounge, 212 E. Hickory St., Denton, $2,093.54 Hilton Garden Inn Denton, 3110 Colorado Blvd., Denton, $520.72 Hooligans LLC, 104 N. Locust St., Denton, $4,152.25 Hooters, 985 N. Interstate 35E., Denton, $3,726.74 Hula Hut Restaurant, 210 E. Eldorado Parkway, Little Elm, $4,795.39 II Charlies Bar & Grill, 809 Sunset St., Denton, $3,702.68 Jack's Tavern, 508 S. Elm St., Suite 101, Denton, $2,219.64 Jem Beverage Company LLC, 217 W. Division St., Pilot Point, $259.96 Johnny Carino's Italian, 1516 Centre Place Drive, Denton, $547.79 Keiichi LLC, 500 N. Elm St., Denton, $340.89 Kobe Sushi & Steak LLC, 2832 E. Eldorado Parkway, Suite 208, Little Elm, $215.74 La Milpa Mexican Restaurant, I820 S. Interstate 35E, Unit 1, Denton, $1,273.80 Lake Cities Post No. 88, 105 Gotcher Ave., Lake Dallas, $1,678.41 Lake Dallas Point Restaurant, 303 Swisher Road, Suite 100, Lake Dallas, $1,850.67 Lake Ray Roberts Area Elks Lodge, 1601 Marina Circle, Sanger, $158.12 Lake Ray Roberts Area Elks Lodge, 1601 Marina Circle, Sanger, $134.60 Lantana Golf Club, 800 Golf Club Drive, Argyle, $1,508.77 Las Cabos Cantina, 4451 FM2181, Corinth, $73.09
SALES TAX The following sales permits were issued by the state comptroller’s office for September. The list includes the owner, name of business and address within ZIP codes 75022, 75034, 75068, 76201, 76205, 76207, 76208, 76209, 76210, 76226, 76227, 76234, 76249, 76258, 76259 and 76266. 75022 RSW Motors LLC, RSW Motors LLC, 996 Red Rock Circle, Bartonville 75034 J & K Restoration LP, Servpro of Sherman/Denison, 1877 Witt Road, Little Elm 75068 Adama A. Sheriff, Ada's Perfect Creations, 1913 Tawakani Lane, Little Elm Caroline A. Lockey, Summerbird Designs, 341 Rocky Shore Drive, Little Elm Denton I.S.D. Accounts Payable, Catherine Bell Elementary, 601 Villa Paloma Blvd., Little Elm Pro Lube Services Inc., Pro Lube Services Inc., 3017 Aurora Mist Drive, Little Elm Trace Mobility LLC, Trace Mobility LLC, 2608 Deer Hollow Drive, Little Elm William E. Mendez, 24/7 Carpet Restoration, 123 Hardwicke Lane, Little Elm 76201 Andrew Edward Boyer, Three Dust Bunnies, 118 N. Locust St., No. 94, Denton Courtney A. Friedemann, The Container Garden, 908 S. Locust St., Denton Gonzo Athletics LLC, Crossfit Gonzo, 517 S. Locust St., Denton Hairapy LLC, Hairapy Color Lab, 513 S. Locust St., Denton Leah M. Daniel, UNT Metals Club, 1201 W. Mulberry St., No. 115, Denton Richard Jolly Denton, Blonde Salon, 2640 W. University Drive, Denton
Timothy M. Piatt, Piatt Designs, 1412 Broadway St., Denton Utopian Ventures LLC, Denton's Deli, 311 E. Hickory St., Suite 110, Denton Whimsy Finds Inc., Whimsy Finds Inc., 221 W. Hickory St., Denton 76205 Brenda Ibeth, Munoz Glam Pop, 1207 Kerley St., Denton Carmen Nunez Cabrera and Roxanne Nunez, Custom Cabinets and More, 1014 E. Prairie St., Denton Eternity Mart Inc., Eternity Mart Inc., 1210 Duncan St., Building 6, Denton Khalife Restaurants & Food International LLC, Advanced Auto Group, 2300 Fort Worth Drive, Suite 200, Denton 76207 Bauer Precision LLC, Bauer Precision LLC, 3801 N. Interstate 35, Suite 134, Denton Mayday Manufacturing Co., Mayday Manufacturing Co., 3100 Jim Christal Road, Denton Smith Brothers Inc., Smith Brothers Inc., 7833 N. Interstate 35, Denton 76208 Intech Together Inc., Intech Together Inc., 2011 Glen Manor Road, Corinth Jamal Christopher Gillis, Jamal Christopher Gillis, 5416 Dolores Place, Denton Jose Benito Aguinaga, 380 Flea Market, 4200 E. University Drive, Denton Raymond C. Stefl, Raymond C. Stefl, 6801 Smoketree Trail, Denton Scarecrows Place LLC, Scarecrows Place LLC, 4109 Waverly Road, Corinth
76209 Dolex Dollar Express Inc., 1743 La Azteca North Denton, 619 E. Sherman Drive, Denton Greenfinity Farms, Greenfinity Farms, 1922 N. Locust St., Denton May Elizabeth Everett, Handmade By M.E.E., 509 Yucca Drive, Denton Sharon N. Barnhill, Attics & Under, 3329 Hummingbird Lane, Denton Shelbee D. Lee, In-Depth Customs, 3839 Market St., Suite 101, Denton 76210 Cut Up & Tan LLC, Cut Up & Tan LLC, 3969 Teasley Lane, Suite 1400, Denton Deidra Oustin, Yonts Avery's Braids, 2721 Hereford Road, Denton Fsg Group LLC, Great Clips Kensington Square Corinth, 4451 FM2181, Suite 115, Corinth Interco LLC, Interco LLC, 2805 Warwick Drive, Corinth Jessica Diane Seip, Jessica Diane Seip, 2200 Brazos Drive, Corinth LP. Ragland Inc., LP. Industrial Supply, 1430 Robinson Road, Suite 300, Denton My Flooring Denton LLC, My Flooring Denton LLC, 3008 S. Interstate 35E, Denton Poum 21 Food Inc., Gentis Pizza, 4451 FM2181, Suite 125, Corinth Roger G. Black, Alliance Pest Control, 1513 Oakhollow Drive, Corinth Whatley Glass Inc., Royal Glass Co., 9064 Teasley Lane, Denton
Leeper Creek BBQ & Cantina Club, 3142 N. U.S. Highway 287, Decatur, $94.87 Library Bar, 109 Ave. A, Denton, $895.12 Lone Star Attitude Burger Co., 113 W. Hickory St., Denton, $5,649.44 Los Jalapenos Restaurant, 420 E. Eldorado Parkway, Little Elm, $211.65 Lowbrows Beer and Wine Garden, 200 S. Washington St., Pilot Point, $583.90 Lucky Lou's, 1207 W. Hickory St., Denton, $8,010.52 Luigi's Pizza Italian Restaurant, 2000 W. University Drive, Denton, $254.93 Mable Peabody's Beauty Parlor, 1125 E. University Drive, Suite 107, Denton, $1,221.27 Mellow Mushroom, 217 E. Hickory St., Denton, $1,477.48 Meritt Ranch Beverages Limited, 2946 W. Ganzar Road, Denton, $42.07 Metzler's Food and Beverage, 1251 S. Bonnie Brae St., Denton, $367.02 Mi Taza Latin Tex-Mex Café, 5017 Teasley Lane, Suite 101, Denton, $797.76 Miguelito's, 1521 E. McCart St., Krum, $769.42 Miguelitos, 1412 N. Stemmons St., No. 178, Sanger, $1,157.35 Motto Bar And Sushi, 222 W. Hickory St., Suite 103, Denton, $260.16 Movie Tavern Denton, 916 W. University Drive, Denton, $2,507.60 Mulberry Street Cantina, 110 W. Mulberry St., Denton, $2,816.61 Norman Heitz Memorial Post 104, 501 Thompson Drive, Lake Dallas, $1,064.42 Oak Street Drafthouse, 308 E. Oak St., Denton, $5,220.77 Oakmont Country Club, 1200 Clubhouse Drive, Corinth, $1,984.47 Ollimac Company, 1400 Corinth Bend, Suite 103, Corinth, $598.04 On The Border, 2829 S. Interstate 35E, Denton, $2,554.44 Outback Steakhouse, 300 S. Interstate 35E Denton, $1,600.22 Parker Brothers Trail Dust, 1200 S. Stemmons St., Sanger, $425.98 Pedro's Tex Mex & Grill, 420 E. McKinney St., Suite 100, Denton, $0
Pedro's Tex Mex & Grill, 209 S. Washington St., Pilot Point, $530.23 Pei Wei Fresh Kitchen, 1931 S. Loop 288, Suite 130, Denton, $63.91 Phil Miller Post No. 2205 VFW, 909 Sunset St., Denton, $1,253.57 Pilot Point Columbus Club, 221 N. Prairie St., Pilot Point, $44.48 Pizza Hut, 730 S. U.S. Highway 377, Pilot Point, $13.26 Pollo Tropical Beverages LLC, 2220 S. Loop 288, Denton, $22.11 Prairie House Restaurant, 10001 U.S. Highway 380, Cross Roads $1,219.86 Queenie's Steakhouse, 113 E. Hickory St., Denton, $1,705.68 Red Lobster No. 6349, 2801 S. Interstate 35E, Denton, $1,172.90 Riprock's, 1211 W. Hickory St., Denton, $4,039.16 Rock 101 Patio Grill, 2833 Eldorado Parkway, Suite 301, Little Elm, $3,386.44 Rockin Rodeo, 1009 Ave. C, Denton, $3,880.43 Rooster's Roadhouse, 113 Industrial St., Denton, $2,550.35 Rooster's Roadhouse Decatur, 106 N. Trinity St., Decatur, $1,751.44 Rosa's Cafe & Tortilla Factory, 1275 S. Loop 288, Denton, $209.50 RT's Neighborhood Bar, 1100 Dallas Drive, Suite 124, Denton, $6,615.91 Ruby Jeans Bar & Café, 309 N. FM156, Ponder, $508.32 Rusty Taco Denton, 210 E. Hickory St., Denton, $1,219.26 Savory Bistro & Gourmet To Go, 2650 E. FM407, Suite 165, Bartonville, $954.28 Shots And Crafts LLC, 103 Ave. A, Denton, $1,383.61 Springhill Suites By Marriott, 1434 Centre Place Drive, Denton, $250.24 Starbucks No. 6698, 4600 Swisher Road, Hickory Creek, $5.02 Sweetie Pie's Ribeyes, 201 W. Main St., Decatur, $347.46 Sweetwater Grill & Tavern, 115 S. Elm St., Denton, $1,311.05 Sweetwater Grill & Tavern, 115 S. Elm St., Denton, $1,163.45 Tex Tapas, 109 Industrial St., Denton, $1,093.70 Texas Roadhouse, 2817 S. Interstate 35E, Denton, $3,013.86
The Aztec Club, 720 W. University Drive, Denton, $1,577.31 The Backyard On Bell, 410 N. Bell Ave., Denton, $0 The Bears Den, 11670 Massey Road, Pilot Point, $122.87 The Clubhouse At Robson Ranch, 9428 Ed Robson Circle, Denton, $269.00 The Draft House Bar & Grill, 2700 E. Eldorado Parkway, Suite 250, Little Elm, $2,960.19 The Fry Street Tavern, 121 Ave. A Denton, $4,016.04 The Garage, 113 Ave. A, Denton, $3,013.05 The Green House, 600 N. Locust St., Denton, $1,330.88 The Labb, 218 W. Oak St., Denton, $1,514.60 The Labb, 218 W. Oak St., Denton, $1,647.86 The Labb Club, 218 W. Oak St., Denton, $0 The Loophole, 119 W. Hickory St., Denton, $3,482.12 The Milestone, 1301 W. Sherman Drive, Aubrey, $1,574.70 The Olive Garden Italian Restaurant, 2809 S. Interstate 35E, Denton, $1,419.46 Tokyo Samurai, 3600 E. FM407, Suite 100, Bartonville, $526.41 Toms Daiquiri Place, 1212 W. Mulberry St., Denton, $1,383.41 Tower Tap House, 290 E. Eldorado Parkway, Little Elm, $2,963.34 Tredways BBQ, 721 E. Hundley Drive, Lake Dallas, $235.90 University Lanes, 1212 E. University Drive, Denton, $608.69 Verona Pizza Italian Restaurant, 201 Loop 81, Decatur, $42.88 Villa Grande Mexican Restaurant, 12000 U.S. Highway 380, Suite 100, Cross Roads, $1,614.03 Villa Grande Mexican Restaurant, 2530 W. University Drive, Suite 114, Denton, $1,510.64 Vitty's Sports Bar, 1776 Teasley Lane, Suite 102, Denton, $1,900.52 Walters Tavern, 201 Main St., Lake Dallas, $2,464.86 Wildhorse Grill, 9440 Ed Robson Circle, Denton, $2,998.85 Wing Daddys Sauce House, 2763 E. Eldorado Parkway, Suite 105, Little Elm, $3,251.44 Wing Town, 4271 FM2181, C316, Corinth, $26.13 Xchan Thai Bistro and Sushi, 113 N. State St., Decatur, $0
76226 Amelia A. Steele, Art Of Wallpaper, 165 Pheasant Run Road, Argyle Angela M. Jack, Survival Gear, 5413 Balmorhea Drive, Denton Cordero Veterinary Services LLC, Bartonville Veterinary Center, 88 McMakin Road, Bartonville H2 Contracting LLC, H2 Contracting LLC, 1315 Stonecrest Road, Argyle Kathleen K. Wason, Matador Floral & Gifts, 1300 Brush Creek Road, Denton Source Electrical Systems LLC, Source Electrical Systems LLC, 2126 Hamilton Drive, Suite 380, Argyle Texaquip Inc., Texaquip Inc., 4020 Trey Lane, Argyle
Michael Corcoran, M & T Farm, 338 County Road 1110, Decatur Patrick John Clarke, Chicken Express, 1204 S. U.S. Highway 287, Decatur Robert P. Whitted, Lobotech, 269 County Road 2627, Decatur Teri R. Houchin, Faithfully Yours Boutique, 205 County Road 3250, Decatur
76227 Betty M. Wilson, Betty's Flowers and Gifts, 903 S. U.S. Highway 377, Aubrey Hailee B. Walker, Hailee B. Walker, 26850 E. U.S. Highway 380, Apt. 1906, Little Elm His Fancy Her Cowboy, His Fancy Her Cowboy, 500 E. Highmeadow Drive, Apt. 2205, Aubrey KB Wholesale Building Products LLC, Kb Wholesale Building Products, 4940 S. U.S. Highway 377, Suite 10, Aubrey Samira Riahi, Samira Riahi, 1000 Cheyenne Drive, Aubrey 76234 Complete Heat and Air Care LLC, Complete Heat and Air Care LLC, 449 Hlavek Road, Decatur Debra Eileen Drake, Rustic Rose, 432 County Road 4358, Decatur Garrett Haae, 17959 Clicktapbuy, 279 Riverside Drive, Decatur J2 Industries LLC, J2 Industries LLC, 304 N. Church St., Decatur June M. Holt, A Dog's Dream Grooming, 1201 S. FM51, Suite L, Decatur Leann Rashell, Chabert Southern Roots, 402 W. Main St., Decatur
76249 Thomas J. Couture, Coochies BBQ, 441 W. Lloyd St., Krum 76258 Alicia Rai Sartor, Jewelr E. Box 13, 551 Private Road 5805, Pilot Point Lone Star Lodge Resort and Marina LLC, Lone Star Lodge Resort and Marina LLC, 2200 FM1192, Pilot Point 76259 Shandril R. Sallee, Fan Theories and Headcanons, 3595 Sweet Lee Lane, Ponder 76266 Benco Equipment Company, Benco Equipment Company, 2330 Autumn Breeze Drive, Sanger Bolivar St. BBQ LLC, Bolivar St. BBQ LLC, 205 Bolivar St., Sanger Emilio Montalvo, Fix N. It Rite, 107 Shady Grove Drive, Sanger Jim Crosby Equipment Co. Inc., Jim Corsby Equipment Co., 5875 Milam Ridge, Denton Kenneth Johnson, Kenneth Johnson, 7460 Indian Wells Road, Sanger Paws and Claws Veterinary Clinic LLC, Paws and Claws Veterinary Clinic LLC, 302 Acker St., Sanger William A. Coberly, Andrews Treescapes, 8881 Private Road 6630, Sanger
The following names (followed by DBA and address) were posted in September at the Denton County Clerk’s office. NAME — DBA/ADDRESS Bryan Dennis, D&L Family Roofing, 1008 Sandpiper St., Denton Carl Lundgren, Lundgren Music, 1709 W. Oak St., Denton David Mata Jr., Perfected Bodies Fitness Training, 3624 Wessex Court, Denton Masinura Price, Price Barbeque Catering, 2300 Georgetown Drive, Denton
BUY IT. SELL IT. FIND IT.
LIENS The following liens were posted in September at the Denton County Clerk’s office.
TEXAS WOMAN’S UNIVERSITY
STATE TAX LIENS NAME/ADDRESS Jennifer Lee Hitchcock, 3808 Drexel Drive, Denton
TYPE Limited sales excise and use tax
REC. DATE 09/29/2016
TYPE Limited Sales, Excise and Use Tax Limited Sales, Excise and Use Tax Limited Sales, Excise and Use Tax Limited Sales, Excise and Use Tax Limited Sales, Excise and Use Tax
AMOUNT $20,559.72 $1,086.14 $2,057.78 $3,600.42 $67,411.09
REC. DATE 09/15/2016 09/15/2016 09/23/2016 09/23/2016 09/29/2016
TYPE 1040 1040 1040 1040 1040 940, 941 1040
AMOUNT $17,482.99 $36,490.04 $12,858.20 $18,864.06 $2,506.72 $6,169.25 $5,337.87
REC. DATE 09/01/2016 09/07/2016 09/14/2016 09/14/2016 09/22/2016 09/28/2016 09/28/2016
Hub for Women in Business
RELEASE OF STATE TAX LIENS NAME/ADDRESS Outfield Marketing Inc., 135 E Hickory St., Denton Jeffery Wilman St. Romain, 2608 Whispering Oaks, Denton Anwar Ahmad Alsuheem, 706 Fort Worth Drive, Denton PC Depot Plus LLC, 627 Mayhill Road, Suite 113, Denton Gricelda Samano, 602 E. McKinney St., Denton
FEDERAL TAX LIENS NAME/ADDRESS Allan J. and Holly S. Rosenbaum, 2022 N. Locust St., Denton Edwin T. and Joni N. Coker, 3112 Belmont St., Denton Laura A. Webster, 4108 Bonita Ave., Denton Joseph C. Brager, 6101 Goldenrod Drive, Denton Lori C. Dorman, 3321 Teabson Court, Denton E9 Logistics Inc., 621 Chateau Court, Denton Barry R. and Linda L. Jacobs, 2520 Natchez Trace, Denton
We are a Dave Ramsey SmartVestor Pro 2412 Old North Road, Suite 103 Denton, TX 76209 940.566.1212 DIRECT email@example.com www.stockerwoods.com
Mike Woods, CFP®
Saluting Women Business Owners
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WE’RE HERE TO SERVE YOUR FINANCIAL NEEDS! Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer. Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.Cambridge and SWF are not affiliated. Best of Denton award results are based on a general reader IU poll and do not reflect investment performance or client experience.
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