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FOR 55+ MARCH 2017 Making Our Seniors Matter -

Brampton A not for profit organization that provides resources and information to seniors and their families through our radio, newsletter & website and for business’ who serve seniors, we promote training and education opportunities!

WHO WAS THIS MAN …. ST PATRICK? He was born into a rich family in Northern England or Southern Scotland in about 385AD and was probably called Maewyn Succat. When he was 16 he was kidnapped by raiders who took him to Ireland, and was a slave for six years. It is thought he became a Christian during this time. He escaped to France and studied in a monastery, before returning to Ireland to convert pagans to Christianity. He took the Christian/Roman name of Patricius, which was later known as Patrick. Patrick was appointed second bishop to Ireland, and set up monasteries, churches and schools. His missionary work in Ireland continued for 30 years. He died on March 17 and was made a saint by the local church. The year of his death is contested but it is thought to be around 461AD. He is said to have given a sermon so powerful it sent the snakes packing, but that’s just a myth or a metaphor. There have been no native snakes in Ireland since the end of the ice age! Lá Fhéile Pádraig Sona Duit!

That’s ‘Happy St Patrick’s Day’ in Irish – pronounced ‘Law Ale-yeh Pawd-rig Sunna Ditch!’


TAX CREDITS & BENEFITS FOR SENIORS in ONTARIO See contact info on page 4 for Dipika Damerla Ministry of Senior Affairs for more information.

Healthy Homes Renovation Tax Credit If you are 65+ years old, you could get up to $1,500 to help with the cost of making your home safer and more accessible. Home and Vehicle Modification Program You could get money to help with the cost of making your home and vehicle more accessible if you or your child has a disability that restricts mobility. ODB: Ontario Drug Benefit Program Find out if the cost of your prescription drugs are covered by the province.

GAINS: Ontario Guaranteed Annual Income System If you are 65+ years old and receive the federal Old Age Security pension and the Guaranteed Income Supplement payments, you could get up to $83 per month to ensure your income stays above a certain amount. Ontario Senior Homeowners' Property Tax Grant If you are 64+ years old and own a home, you could get up to $500 to help with the cost of property taxes. Reduced Co-payment for Lower Income Seniors Depending on your annual income, you may be able to have the ODB $100 annual deductible waived and have your co-payment reduced to $2 per prescription. Trillium Drug Program If you have high prescription drug costs and a low household income, you may be able to pay $2 or less for every prescription.

A special thank you to all our trusted advertisers who fund the cost of printing this newsletter. We hope you will call them if you need their services. To comment, or supply a story, event info or photo for this newsletter please get in touch with me! Liz Cunningham 647-982-4052 info@MakingOurSeniorsMatter.com PLEASE FEEL FREE TO TAKE COPIES TO YOUR GROUP TO HAND OUT. CALL ME FOR MORE!!!

Gary Booth Chartered Accountants Our GBCA Team provide services in:

What do you get when you cross poison ivy with a four-leaf clover? A rash of good luck.

Personal and Corporate Tax Financial Statement

Seniors Safety Line Toll Free 1-866-299-1011 Confidential Resource for seniors who are experiencing abuse, including financial, physical, sexual &emotional abuse as well as neglect. The telephone line provides information, referrals and support for seniors 24 hours a day, 7 days a week in over 150 languages.


May the luck of the Irish be with you! * Do not resent growing old. Many are denied the privilege. * Lose an hour in the morning & you’ll be looking for it all day.

Bookkeeping Assurance Work U.S Personal Tax ITIN-IRS Acceptance Agent Tax Minimization Strategies Long Term Wealth Building Strategies Gary is a proud and trusted member of “Making Our Seniors Matter”. His is available to help you with any accounting concern. Call him today!

Tel. 416-626-2727 Fax 416-621-7136 Email: admin@garybooth.com

* Better good manners than good looks. * Life is like a cup of tea; it’s all in how you make it! * I complained that I had no shoes, until

I met a man who had no feet.

* You’ve got to do your own growing, no matter how tall your father was.

The World Day of Prayer is at St. Paul’s United Church on March 3rd at 2 p.m. and there is a reception afterward hosted by St. Paul’s. There are 10 churches participating in the program with St. Paul’s members taking a very active part. (905) 451-1405

March Smiles Should High Real Estate Prices Concern ME? According to the Toronto Real Estate Board MLS® House prices in Peel have skyrocketed by over 23% (average of all housing styles) from January 2016 to January 2017. That is an alarming rate considering the increase in pensions and family income This means in short, a typical home that would have sold for $500,000 in January 2016 would sell for over $615,000 in January 2017. As someone who has been in the Real Estate since 1988 I can tell you the last time we saw this kind of increase was in 1987 and 1988 and many of us can remember the downturn that followed from 1989 through 1995. Is this a time to “CASH OUT? Well if you are planning on staying in your home for a longer time I don’t think so. If you are planning on downsizing now is the time for a conversation and starting a plan of action. There are so many wonderful opportunities today, adult lifestyle communities, Shared housing, downsizing to a condo or multi generational home lifestyles. There is no “one size fits all” but there are Professionals who focus in this field and have options to help you. Make sure you get professional advise on taking the right steps, having the right advisors to make sure your assets are covered now and for the future. This includes a solid financial plan including your new lifestyle. Unfortunately sometimes seniors living on their own feel overwhelmed and uncertain on who to turn to. Who can you trust with your retirement years and your largest single investment? Talk to family, consult with a specialist in the field ask for references and find out what options are available by going to the website for Real Estate Designed for Seniors and click on housing options. Or call me for help 647-525-4621

*If you can't be kind, at least have

the decency to be vague.

*A penny saved is a government oversight. *The easiest way to find something lost around the house is to buy a replacement. *He who hesitates is probably right. *The sole purpose of a child's middle name is so he can tell when he's really in trouble. *Living on earth is expensive, but it does include a free trip around the sun. *Birthdays are good for you; the more you have, the longer you live. *How long a minute is depends on what side of the bathroom door you're on.

Glenn Cunningham, is a Broker with RE/MAX Realty Services Inc and holds his CPCA® (Certified Professional Consultant on Aging) under the brand of

*Have an awesome day, and know that someone has thought about you today

Real Estate Designed for Seniors

www.realestatedesignedforseniors.com phone 647 525 4621

Senior Council : from minutes February 7 .

Open Discussion Dennis Harford: Concerned that when issues are brought up at these meetings Councillors are not following up. Regional Councillor Medeiros suggested that we formalize the process in a letter and then staff could investigate and report back. Dennis Harford: Tow trucks: Drivers are very intimidating when there is an accident. In Vancouver they cannot come within 1500 ft. of the accident and it’s well enforced. Dennis Harford: Trucks on Steele Avenue. Since there are 3 lanes there should be one lane dedicated to trucks only. This would move traffic faster. Laurie Obidowski: Club 106 is spearheading a Quiet Place Project where seniors can enjoy quality time either alone or in interaction with others. A piece of land on the Flower City Campus has been designated for this project and some funding has been obtained through the federal government. We need to raise about $25,000 and need you to get your club interested in this initiative. Spread the word and promote this project. We would love to have this completed during Canada 150 th anniversary. We want to leave behind a legacy for the next generation. Your support is needed for this to happen. Mel Morrison: What will happen to the parking at the Lawn Bowling when they start construction of the Café at Flower City Seniors Centre? Sharon indicated that the parking lot will not be affected by the construction. Copied from minutes taken by Sharon. Next meeting: Tuesday March 7, 2017, 9:30am, .Flower City Seniors Recreation Centre

Sally Gouveia Financial Advisor with Investors Group

Enjoys working with seniors. In fact Sally is taking her CPCA, Certified Professional Consultant on Aging program to help her be more aware of and educate herself more fully on the needs of her senior clients! Sally is also an advocate for people with Alzheimer disease...a personal issue for her family. 905-450-1500 x226 Cell 416-845-7465 sally.gouveia@investorsgroup.co Proud and trusted member of

“Making Our Seniors Matter”

If you are concerned about high debt call Scott Terrio at Cooper & Co. He is so very good at what he does. He provides help and information on how to reduce debt/payments. If you need help, do NOT be embarrassed , call Scott today for a confidential conversation. Valued and trusted member of “Making Our Seniors Matter” and a CPCA— Certified Professional Consultant on Aging

Minister of Senior Affairs

Dipika Damerla Supports, develops and delivers public services to improve the quality of life for seniors and helps them lead safe, engaged, active and healthy lives. Toll-free: 1-888-910-1999 Email:

Kate Saldanha is an associate lawyer with Prouse, Dash & Crouch LLP. With her thoughtful approach to client needs and careful attention to detail, Kate is able to assist her clients to make well informed decisions whether they are developing an estate plan, owning a property, or making business decisions. Kate offers her clients strategic legal thinking that is both compassionate and supportive in matters which are often emotionally charged. Born and raised in Brampton, Kate joined PDC upon her return to her hometown after university. Kate began with PDC as an articling student in 2011 and joined the firm as an associate in 2012. Outside of law, Kate enjoys photography, yoga, and travel.

EDUCATION: Juris Doctor, Health Law and Policy specialization, Dalhousie University Schulich School of Law Bachelor of Arts (Hons.), Acadia University Kate is a lawyer at Prouse, Dash & Crouch, LLP practicing in the areas of Wills and Estates, Real Estate Law, and Business Law. Kate can be reached at 905-451-6610.

Kate is a board member of Making Our Seniors Matter and a caring legal resource for you. Give her a call. Kate has helped many of our clients with Wills and an understandable and clear Power or Attorney for both Health and Finance.


Resources for seniors and their families...great guests from a variety of services and businesses share information and contacts that may be useful to you! It is easy to find and listen to 24/7...whenever it is convenient for you ...just go on your computer and type in...

www.MakingOurSeniorsMatter.com SENIORS HELPING SENIORS LOOKING FOR VOLUNTEERS TO RUN A SERIES OF SHOWS IN BRAMPTON, at Flower City! Maybe your club would like to do this? NO EXPERIENCE NEEDED BUT IF YOU HAVE IT ...GREAT!! Looking for people to do research for speakers, who would you like to ask questions to? Someone to interview the guests, organize the show, set up studio each week, timetable, come up with questions, time tracker, marketing and promotion of show.

Contact Liz


Profile for Liz Cunningham

March 2017  

Who was St Patrick? Tax credits and benefits for Seniors in Ontario. Should real estate prices concern me? Find out more about seniors an...

March 2017  

Who was St Patrick? Tax credits and benefits for Seniors in Ontario. Should real estate prices concern me? Find out more about seniors an...