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The Liz Borg Team Your Dream Home Professionals

Happy New Year! Pennsylvania Home Seller's Guide In general, all home sellers approach the task with the same two goals in mind: get the best possible price in the least time. And while the details of the process may vary according to the type of home and local market conditions, following these seven steps increases the prospect of success. Step One: Look Before you Leap You'd never buy a home on a whim; you shouldn't try to sell one that way, either. So before you do anything, take some time to study the local market and current trends. And the best way to do that is to schedule a pre-market consultation with The Liz Borg Team professionals. We've sold hundreds of properties, and are uniquely experienced in helping sellers understand what they can do to prepare their home for sale. Step Two: Learn your Home's True Value Nothing is more important than setting the right asking price for your home. That's why it's smart to get the help of a professional with the expertise and experience to get it right the first time. That's precisely what you'll receive in a professionally prepared Competitive Market Analysis (CMA) from your professional - at no cost or obligation. Step Three: Educate Yourself While we're confident we can do the best job for anyone selling a home in Lancaster County, we can do a much better job for those who really understand the selling process. Step Four: Choose the Right Sales Associate & Company In our minds, of course, the smartest sellers are those who list with The Liz Borg Team. Because no one can match the training and resources that each of our professionals brings to the job. Step Five: Use the Right Tools to Reach the Right Target A fast, profitable sale is seldom a matter of luck. Far more often, it's the result of a sound marketing plan that makes the most of all the tools a realtor has at his or her disposal. With The Liz Borg Team, those tools are formidable indeed - from the collective resources of our area-wide office network, to a relocation organization whose ability to reach out-of-town buyers dwarfs that of any other Lancaster County broker. PLUS we have a host of unique programs to generate buyer interest in your property. Step Six: Give Your Buyers an Added Value... Whether your buyer is moving in from across the country or around the corner, they'll want all the help they can get. And that's just what they'll get if your home is listed with The Liz Borg Team, thanks to our affiliation with Homesale VIP Services. A Home Services Coordinator handles everything from moving arrangements to purchasing appliances and home furnishings, free of charge to buyer and seller alike. That's one extraordinary added value for your buyer. And one big competitive advantage for you. Step Seven: ...and Added Peace of Mind, Too! Another key selling point The Liz Borg Team can add to your home is an American Home Shield Home Warranty. The plan, which covers repair and replacement costs in the event of unexpected breakdowns to major appliances and mechanical systems, protects you while your home is on the market and your buyer for one full year after closing. It's the best plan of its kind, and it's only available through Prudential Homesale Services Group. 215 S Centerville Road Lancaster, PA 17603 P:717-393-0100

F:717-393-4262


Super Bowl Seven Layer Dip Ingredients 1 1/2 Lbs Ground Beef, 1 (16 oz) Can Refried Beans 4 Cup(s) Shredded Cheddar - Monterey Jack Cheese Blend 1 (8 oz) Container Sour Cream, 1 Cup Guacamole 1 Cup Salsa, 1 (6 oz) Can Black Olives, chopped 1/2 Cup Chopped Tomatoes, 1/2 Cup Chopped Green Onions

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Directions

In a large skillet, brown ground beef. Set aside to drain and cool to room temperature. Spread the beans into the bottom of a 9x13 inch serving tray that is about 1 1/2 inches deep. Sprinkle 2 cups of shredded cheese on top of beans. Sprinkle beef on top of cheese. Spread sour cream very slowly on top of beef. Spread guacamole on top of sour cream. Pour salsa over guacamole and spread evenly. Sprinkle remaining shredded cheese. Sprinkle black olives, tomatoes, and green onions on top. You can serve this dish immediately, or refrigerate it over night and serve cold.

Liz Borg, Realtor, Team Leader, CSP Mobile: 717-824-0191 Lizborg@gmail.com www.YourDreamHomeProfessionals.com Sheldon Zimmerman, Realtor, CSP Mobile: 717-587-2424 Thehappythree@gmail.com www.YourDreamHomeProfessionals.com

Erin Youndt, Realtor, CSP Mobile: 717-330-9884 Eyoundt@prudentialhomesale.com www.YourDreamHomeProfessionals.com

Brought to you by The Liz Borg Team. www.YourDreamHomeProfessionals.com or 717-393-0100

How to Save Money Over the Winter It Doesn't Always Take Money to Save Money

Winter is rearing its ugly head and so are heating costs, but more often than not it takes money to save money. For many, spending money on major home improvement projects to make a home more energy efficient just isn’t in the cards this year. You do not have to spend a bunch of money to cut your heating costs. Below you will find nine tips on how to save money on energy bills without breaking the bank 1. Bundle up! It doesn’t cost anything to wear warmer clothes inside and by doing so you can keep the temperature inside the house a few degrees cooler and save big. 2. Not all doors are used in the winter, nor are the windows, so plastic up the windows and doors that are going to go unused. 3. Turn the heat down at night and when no one is home. 4. After baking cookies or making dinner in the oven, leave the door open a crack. 5. Use a space heater only in the current room you are hanging out in. 6. Use silicone to fill cracks in doors, windows, etc, including basement floor and walls. 7. Close any vents going to rooms that are not used regularly. 8. Put weather stripping around windows and doors. 9. Cover up the attic entry with plastic, pieces of insulation, old blankets, weather stripping, saran wrap, painter drop cloth, or even a few old shirts. All of these tips are good, old fashioned, common sense thoughts that don’t take but a few minutes and maybe a few dollars to implement. True these thoughts won’t save you thousands like all new windows would, but they will help you to save as much as possible with what you have.

The Liz Borg Team 215 S Centerville Road Lancaster, PA 17603 P:717-393-0100 F:717-393-4262

Greg Martin, Realtor, CSP Mobile: 717-606-7338 Gregory.martin@gmail.com www.YourDreamHomeProfessionals.com Gerry Gwinn, Realtor, CSP Mobile: 717-201-8527 ggwinn@prudentialhomesale.com www.YourDreamHomeProfessionals.com

Interest rate as of 1/4/11

4.75% *rates are subject to change

PRSRT STD U.S. POSTAGE PAID LANC. PA 17604 PERMIT No.855


Happy New Year