The Wirral News ● Wednesday, October 24, 2012
● Visit our website: www.wirralnews.co.uk
The so rme’s uch forin it you !
Our best ever First Time Buyer Package If you’re looking to take those first steps onto the property ladder - Right now is a great time to buy a new home at Sevenoaks. With our new First Time Buyer initiative it now makes sense to buy your own home instead of wasting money on rent. Prices for a brand new stylish 3 bedroom home start from only £90,746* and remember, you also get a great specification as standard.
Just look at what you get New re
vised pric es Low dep osits FRee ca rpets an d blinds FRee wh ite good s FRee lig ht fittings FRee tu rf to rear gardens FRee on e-to-one financial advice
Homes from as little as
*p er week
Bedford Road, Rock Ferry, Wirral CH42 1LT
Tel: 0151 644 9906 Marketing Suites and Show Homes open Thursday to Monday 10am - 5pm.
*TYPICAL EXAMPLE: SHARED EQUITY Based on a 95% mortgage on 75% shared equity price with a minimum 5% deposit contribution. This scheme is available on selected Lovell properties subject to status and terms and conditions. It is not available in conjunction with any other offer or promotion. Lovell Partnerships cannot give you any financial advice but can refer you to an Independent Financial Advisor. The reservation fee of £500 (fully refundable on legal completion) may not cover the whole cost of obtaining a mortgage and purchasing the property and appropriate professional advice should be sort. The £500 figure also assumes that you are eligible for a 95% mortgage at the fully funded share price of 75% of the property value. This will also be subject to the terms and conditions of the appropriate lender and you must seek professional advice to ensure you match the criteria. Other fees may be required. A minimum deposit of £4,539 will be required dependent on lender’s criteria. The weekly payment figure £89 (rounded down from £89.22) is based on the mortgage being a repayment mortgage over a 30 year term and subject to availability and suitability. Fixed rate for the first 2 years is 3.49%. (4.1% APR). Total fees for arranging the mortgage is £749. Total amount payable over 30 years assuming no change in interest rates would be £147,906. An early repayment charge would be payable before the end of the 2 year period and would be a maximum of £2,600. The maximum Equity Loan will be 25% of the purchase price, the equity loan is provided Lovell Partnerships Ltd and is held as a charge. The repayment sum will reflect 25% of the market value of the property at the time of sale or valuation. Lovell cannot advise you on a mortgage. Selected plots. Full terms and conditions available upon request. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Prices and information believed to be correct at time of going to press and are subject to change without notice. Images are for illustrative purposes only. Based on 3 bedroom full purchase price of £120,995.