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ASK THE

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WE ASK THE EXPERTS TO GIVE YOU THE ANSWERS YOU NEED

EXPERT

Peter Bradshaw, National Accounts Director, Selectapension As we don’t know what future governments will decide about the state pension age or payments, having your own pension to top up your income in retirement is a good idea.

Why is it important to save for your pension sooner rather than later? There are significant benefits to be had from saving early on in your working life: you are likely to accrue more money over time than if you started at a later date and there are tax benefits as well – in effect free money all put into your pot. It also creates a regular saving habit.

EXPERT

How does the workspace environment influence happiness and productivity? At PLATF9RM we believe a good working environment is a physical and social

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How can I make pension planning less scary? Since 2015 people have been given the freedom to do what they want with their pension pots. However, with more responsibility, comes uncertainty and many are confused about choosing the option that is right for them. But pension planning does not have to be a daunting process. Planning tools are available on the market which can help map out exactly how much you need to save to reach your retirement goal. Pension Monster, www.pensionmonster. com, the new free online retirement tool, provides consumers the guidance they need to take an informed view of their

retirement options ahead of seeking financial advice. Where can I go for guidance and support for my pension? We would always recommend individuals seek advice from a professional financial adviser before buying any retirement product. They will take the time to understand your particular circumstances and help you implement your plan appropriately. Tools such as Pension Monster are an ideal way for anyone, regardless of the stage in their working life, to research their options and to start the planning process before seeking professional advice. It is important that consumers are made aware that these services are available and free, and can help people feel more in control over their future. www.pensionmonster.com

Seb Royle, Founder, PLATF9RM collaboration. The physical aspect is about the quality of the workspace and the level of design, from an aesthetic as well as practical perspective. The social is about helping people connect because meetings breed creativity. When both are carefully balanced you create the perfect melting pot. We work with an interior designer to create bespoke spaces for our members. We’re about style and function - it’s no use having a beautifully designed space if, ultimately, people aren’t comfortable working in it. Humans are social animals and, for a flexible members workspace, the communal side of the environment is key. In the main space we have long desks and, though people are obviously there to work, the vibe is upbeat and chatty in these areas.

Water has been linked with productivity, and we have filtered water, citrus water and ice available. In addition, there are teas and coffees from local producers; they’re constantly replenished for members, and we’re not shy in buying some cakes of an afternoon. (They never last long, nor do the beers we put out at 4pm on a Friday!) It’s important to provide opportunities for workspace members to connect outside of their normal working day. We do this through monthly Socials and regular training events. Humans are creative and social creatures and work best with others. At PLATF9RM we’re really just providing a space that gives people the chance to harness that creativity in the way that suits them best.

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Sussex Business Times - Issue 414  

Sussex Business Times - Issue 414 - July 2017

Sussex Business Times - Issue 414  

Sussex Business Times - Issue 414 - July 2017

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