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What Are The Rules You Should Follow Before You Buy Health Insurance? Health insurance plans for you and your family is an important thing which is essential during uncertain times. Since life is so unpredictable, it is important to buy a health insurance plan that suits all your needs and give you coverage. There are various family health insurance plans that offer you fantastic services such as covering your medical expenses. Finding a health insurance online can be real tricky. There are a few online insurance companies in India that offer family health insurance plans by providing various features and benefits such as coverage pre and post hospitalization expenses, flexibility to choose policy term for an year or two, no exit age restriction, benefits up to 100% of the basic sum insured, availing cashless facility, a cancellation period of the policy, etc. Finding health insurance plan online can be a bit confusing, to make sure that you purchase aright the insurance online, here are some rules that you should most definitely keep in mind when you buy health Insurance.


1. Lifetime Renewability: Research and buy health insurance that gives you a lifetime renewability feature. Insurance that gives you this benefit will help in long run especially in old age and will keep you protected during any health woes.

2. Avoid Claim Loading: Due to uncertainties of life, it is better to choose an insurance company which does not give you claim loading. If you get a critical illness that requires you to get months of treatment with a claim loading your premiums will only increase. This should be avoided as much as possible to make sure you are not paying way too much for your premiums.

3. Reputed Insurance Company: If ever you face any serious health situation you need an insurance company that would offer insurance assistance and coverage. There are various factors that you have to look into such as an insurance company where you do not always have to justify your situation, etc. Health insurance plans cover major aspect of any health problem. 4. Provision of Top-up: Buying a health insurance plan where you can get an option to top-up can prove to be quite beneficial just in case you completely utilize your assured sum. For any unforeseen circumstances not having an option to top-up can cost you a lot more than expected.

5. Don’t Lie in Your Application Form: Since this is about buying a family health insurance plan it is important to write down true information. Whether it about a health condition or something that you are allergic to, you can only get a coverage that would benefit you for lifetime if the information entered is valid.


Contact Us : Liberty General Insurance Company Address : 10th floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel Mumbai Maharashtra 400013 Website : https://www.libertyinsurance.in/ Phone No : 022-67001313 Fax No : 022-67001606 Email : care@libertyinsurance.in Social Connections : Facebook : https://www.facebook.com/libertyvideocon Twitter : https://twitter.com/LibertyVideocon LinkedIn : https://www.linkedin.com/company/liberty-videocon-general-insurance Google+ : https://plus.google.com/+LibertyvideoconIndia YouTube : https://www.youtube.com/user/LibertyVideoconIndia

What Are The Rules You Should Follow Before You Buy Health Insurance?  

Finding a health insurance in India can be confusing since there are various insurance companies that can provide you and your family health...

What Are The Rules You Should Follow Before You Buy Health Insurance?  

Finding a health insurance in India can be confusing since there are various insurance companies that can provide you and your family health...

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