Page 1

Buy with Confidence E V E R Y S T E P O F T H E W AY


38 years in business

6 consecutive years with total sales over $2 billion

215 top producing agents

20+ average years of experience per agent

4 strategically located offices

170 charitable causes supported


Kentwood Real Estate Kentwood Real Estate is an elite team of REALTORS®

LeadingRE network spans 70 countries and includes

whose exceptional service, local expertise and deep

more than 130,000 real estate professionals selling

community roots create a market advantage for

more property than any of the large national brands.

clients.

We are also members of Who’s Who in Luxury Real

From the beginning, Kentwood was built on the foundation of broker excellence. Only the most professional, ethical and knowledgeable top-

Estate, a compendium of the finest residential real estate firms from around the world from local boutique brokerages to large international brands.

producing brokers are selected to be affiliated with

Active and respected in the industry, Kentwood Real

our esteemed brand. Founded as The Kentwood

Estate has a significant number of brokers serving

Company in 1981 to represent a discerning clientele,

on committees and Boards of Directors at local, state

our firm’s original office opened in the Denver Tech

and national real estate associations including the

Center. In 1998, Kentwood opened our Cherry Creek

Denver Metro Association of REALTORS®, Colorado

office, and our downtown location followed in 1999. In

Association of REALTORS®, and the National

2018, Kentwood expanded our footprint to Northern

Association of REALTORS®.

Colorado with the addition of our Fort Collins office.

At our core, Kentwood is built on the foundation of

Kentwood Real Estate is the exclusive Colorado

supporting our local community. The company and

affiliate of Berkshire Hathaway’s HomeServices of

individual brokers are passionate in our ongoing

America. In 2016, the organizations aligned given our

commitment to supporting organizations that aid

shared core values of trust, integrity, stability and

those in need, such as HomeAid Colorado, which

longevity. HomeServices companies are independent

supports non-profits that create housing solutions

brands under the Berkshire Hathaway umbrella, not

and ancillary support for the homeless. Kentwood

franchises. We are owned and operated by BH as a

brokers additionally volunteer and support over

collective of the top real estate brands in the country,

170 local, national and international non-profit

yet managed locally to maintain our independence of

organizations.

brand, community roots and deep local knowledge.

Our brokers hold themselves to the highest standards

Kentwood is a member of Luxury Portfolio

in the real estate industry and remain committed

International® and Leading Real Estate Companies

to helping their clients, and each other, successfully

of the World®, the largest global network of premier

reach their goals. Kentwood brokers are family and, as

locally branded companies, dominated by many of

soon as you work with one, so are you.

the world’s top-tier independent brokerages. The


Libby Levinson is a born and raised Denver native who has spent time in all of Denver’s historic neighborhoods as well as the numerous suburbs surrounding the metro area. She enjoys sharing her knowledge of Denver and her love for the Mile High City with her clients. She graduated from the University of Colorado at Boulder with a degree in Communications, with a minor in Business Administration. Prior to becoming a Realtor ®, Libby worked in the event planning industry and non-profit sector, where she was able to develop her strong listening skills, mindful communication and commitment to outstanding customer service. Libby made the move into real estate in 2005 and proudly joined Kentwood Real Estate in 2006. During her career, Libby has had the pleasure of helping a variety of clients navigate their real estate transactions: helping first time buyers find their starter home, coordinating the synchronized sale and purchase for buyers looking for more space, sellers looking to down-size, and assisting sophisticated investors with their next investment opportunity. She has also enjoyed working with buyers building their dream home from the ground up. Libby is known for her ability to smoothly facilitate the complex details of both the buying and selling process. Giving back to the community is very important to Libby. She is a proud long-term supporter of St. Mary’s Academy, Kappa Alpha Theta Sorority, Jewish Colorado, and Bonfils Blood Center. In her spare time Libby enjoys checking out new movies along with all the cutting-edge restaurants around town with family and friends. Libby is an amateur photographer, though she leaves taking property photos to the professionals. You can see Libby featured in 5280 Magazine and the 2017 Kentwood television commercial on her website at www.LibbySellsDenver.com. Designations: Graduate of Real Estate Institute (GRI), Certified Residential Specialist (CRS), Certified International Property Specialist (CIPS)

MEET LIBBY LEVINSON LIBBY LEVINSON, CRS, GRI, CIPS 720.935.0412 • Libby@LibbySellsDenver.com LibbySellsDenver.com • LifestyleDenver.com

2005-2006: Broker Associate, Porch Light Real Estate Group 2006-Current: Broker Associate, Kentwood Real Estate – Cherry Creek 2007-2011: Member of Junior League of Denver 2008-2010: Board of Directors, St. Mary’s Alumnae Association 2009: Property featured on HGTV’s My First Place 2011–Current: Honoree of the Denver Metro Association of Realtors Awards for Excellence 2014–Current: Director of the Denver Metro Association of Realtors 2016-Current: Chair of the Denver Metro Association of Realtors Professional Development Committee (Member since 2014) 2016–2017: Vice Chair of the Denver Metro Association of Realtors 2017 – Current: National Association of Realtors Director 2017-Current: Member of the Denver Metro Association of Realtors Real Trends Committee 2017: Featured agent in the Kentwood Real Estate commercial 2018 - Current: Direction of the National Association of Realtors 2018 - Current: Member Denver Metro Association of Realtors Market Trends Committee 2018 - Ranked #5 for sales in Kentwood Real Estate - Cherry Creek Office


LIBBY IN THE MEDIA

Libby has become a knowledgeable source for the media to discuss the current Denver real estate market. Following are some of the interviews she has been a part of over the past few years:

2019 February: Realtor.com - Here’s What Home Buyers (and Sellers) Should do Super Bowl Weekend April: 5280 Magazine Cover Story - 11 Predictions for Denver Real Estate in 2019 and Beyond April: 5280 Magazine - Housing Market Update: Prices Even Out, but It’s Still a Seller’s Market

2018 January: Channel 9 - Denver Home Sales Decrease in 2018 March: Denver 7 – On air interview with Lance Hernandez – Average Denver Are Home Prices Break Half Million Mark for First Time March: 9News – On air interview with Kristen Aguirre – Buying and Selling Your Home May: 5280 Magazine Feature April: Panelist Cross Country - Explode Your Results in 2018

2017 March: Denver 7 – Denver agents make calls and send letters to find opportunities in tight market May: 5280 Magazine Feature June: Stared in Kentwood Real Estate TV Commercial October: Denver Post – Libby Levinson of Kentwood Cherry Creek appointed a director of the National Association of Realtors October: Denver Post - December – Denver 7 - If you’ve been waiting to buy a home, now might be a good time to do it October: 5280 Magazine Feature December: Inman News – 3 Tips for Working with Millennials December: Denver Real Producers Magazine – Featured as Rising Star


BUYING WITH LIBBY LEVINSON

KENTWOOD’S EXPERTISE HELPS YOU FIND YOUR NEW HOME

LibbySellsDenver.com


A Broker’s Responsibilities Libby will provide the luxury of personalized service and take care of it all, from specialized market knowledge to negotiating and closing your transaction.

EXPERT GUIDANCE

RESPONSIVENESS

Frame a property search around what’s most important to you

Act in good faith at all times

Adhere to your instructions

Recommend lenders for pre-approval to help determine a realistic price range, strengthen your offer and lead to a faster closing

Return all calls and emails promptly

Closely track dates and deadlines

Search MLS to find new properties that match your criteria

Preview properties, schedule appointments and accompany you to showings

Analyze comparable property values and advise you on current market conditions

Prepare and review your offer, disclosures and present all pertinent documents to Seller or Agent.

Negotiate skillfully on your behalf and promote clear and frequent communication among all parties

Review title commitment, recommend home inspectors, facilitate lender approval and insurance coverage, and recommend attorneys or tax professionals as needed Accompany you on your final walk-through

ACCOUNTING

Monitor all earnest money deposits

Receive and deliver all documents in a timely manner

Review final settlement statements

L O YA LT Y

Place your interests above all others

Keep your personal information strictly confidential

Ensure that all parties to the transaction are fully informed about any material facts that may affect the transaction


Steps in the Kentwood Buying Process

DISCUSS YOUR NEEDS

RECOMMEND LENDERS FOR PREAPPROVAL

SEARCH MLS & OTHER SOUCES FOR NEW PROPERTIES

DETERMINE SEARCH PARAMETERS

DETERMINE REALISTIC PRICE

PREVIEW PROPERTIES

DELIVER CONTRACT TO SELLER OR LISTING AGENT

FACILITATE FASTER CLOSING

SCHEDULE AND ACCOMPANY YOU TO SHOWINGS

NEGOTIATE ON YOUR BEHALF

REVIEW SETTLEMENT STATEMENT

NEGOTIATE YOUR INSPECTOR REQUESTS

FACILITATE & ATTEND CLOSING

ANALYZE COMPARABLE PROPERTY VALUES

ENSURE COMMUNICATION AMONG ALL PARTIES

W E LC O M E H O M E !

DECISION TO BUY PROPERTY AND PREPARE OFFER

ASSIST IN REVIEWING TITLE COMMITMENT

REVIEW CONTRACT AND DISCLOSURES

FACILITATE HOME INSPECTION


AN AGENT’S RESPONSIBILITIES Libby will take the time to explain the different agency relationships you may have with your Kentwood agent.

The People Involved and How Communication Takes Place BUYER’S AGENT

BUYER

LISTING AGENT

TITLE COMPANY

LENDER

INSPECTOR

About the Commission SELLER TYPICALLY PAYS

LISTING AGENT’S BROKERAGE OFFICE

LISTING AGENT

SOMETIMES BUYER PAYS

BUYER’S AGENT’S BROKERAGE OFFICE

BUYER’S AGENT

SELLER


General steps in the Kentwood buying process:

1.

Select a buyer’s agent to represent your interests.

2.

Discuss your needs. Make sure your broker fully understands what type of home will best suit you.

3.

Learn all you can about the community you would like to live in.

4.

Become pre-approved with a mortgage lender, as this will make you a more attractive buyer when making an offer.

5.

Make an offer by submitting your contract through your Kentwood broker to the seller for review.

6.

Finalize an official contract through Libby. Review Disclosures, Title Work, and HOA if applicable.

7.

Schedule inspectors and negotiate repair requests through Libby.

8.

Make preliminary moving plans with regard to utilities, insurance policies, etc.

9.

Final inspection and closing.


About your offer The written offer you submit to a seller becomes a binding sales contract if the owner accepts it. Your Kentwood broker will ensure that your offer is complete and serves your best interests.

YOUR OFFER INCLUDES:  Address and legal description of the property  Price you are offering to pay for the property  Terms such as “all cash” or “subject to you obtaining a mortgage for a given amount”  Anticipated closing date when title will be transferred  Earnest money accompanying the offer and cash-at-closing balance required, as well as the form it is in, i.e. check or promissory note  Contract provisions stating which party is responsible for the title insurance, survey, property inspections and similar expenses  Type of deed to be conveyed  Other requirements specific to your sale. These might include special inspections, tax advice, or occasionally, attorney review, disclosure of specific environmental hazards, or other statespecific requirements  A provision that the buyer may make a lastminute walk-through inspection of the property just before closing  A time limit after which the offer will expire  Contingencies that state the sale will only go through if certain conditions are met  Common contract contingencies include the buyer obtaining specific financing from a lending institution, a satisfactory report by a home inspector, and an appraisal for at least the value of the contracted price


Our digital reach All Denver Metro listings can be viewed 24/7 on the continually updated Kentwood.com. Kentwood has deployed cutting-edge technology in order to give you the most robust search tools, and information about brokers, home buyer resources, and market data. Get to know metro Denver and Northern Colorado by browsing through our in-depth community profiles. With our “Property Alerts� feature, you can save searches, share properties, and automatically keep your Kentwood Realtor up to date with what you like. You can also create an account by using your Facebook or Google login information. The cornerstone of Kentwood.com is our Advanced Interactive Mapping (AIM) feature which provides a unique map-based property search that allows you to search for just the right home and neighborhood.


Real time, dynamic search functionality Display of all property listing data on the map according to the search characteristics from your selection The ability to draw custom search boundaries using

Kentwood.com has all the tools you need for productive property searches:

the interactive ‘polygon’ search tool Point-of-Interest Plotting, enabling the buyer to search for area shops, services and amenities such as restaurants and schools Satellite photos of entire search areas as well as close-up “Street View” photographs of any neighborhood

Market Data And Statistics

Relevant information that aligns with your lifestyle. Categories include Events, Restaurants, Things to Do, Theatre And Arts, Music And Concerts, and Sports

Mobile Kentwood knows that more than 50% of real estate searches are done on mobile devices. This makes mobile accessibility crucial to the real estate market.


Web traffic sources

2018 Site usage

487,901 TOTAL VISITS

73.3%

56.85% NEW VISITS

D I R ECT T R A F F I C & O RGA N I C S E A RC H 357,6 2 3

2,052,934 PAGE VIEWS

26.3%

4.21 AVERAGE PAGE VIEWS PER VISITOR TYPICAL VISITOR’S PAGE VIEWS = 2

REFERRING SITES 12 8,5 3 9

Web traffic demographics 45%

55%

FEMALE

MALE

4.8%

27%

18 - 24 YEARS

25 - 34 YEARS

25.5%

19.8%

35 - 44 YEARS

45 - 54 YEARS

14.9%

8%

55 - 64 YEARS

65+ YEARS

3:12 AVERAGE MINUTES ON SITE TYPICAL SITE VISITOR’S MINUTES ON SITE = 1:50


REFERENCES FOR BUYERS

ADDITIONAL HELPFUL

Information & Resources


Information Every Buyer Should Know As the buyer, you may be responsible for the following expenses associated with the purchase of your home: P RO P E RT Y I N S P ECT I O N

$200 to $600 (Can vary depending upon square footage

of property and number of inclusions)

L E A D PA I N T I N S P ECT I O N

$250 to $300

H O M EO W N E R ’S I N S U R A N C E

Varies

T I T L E C O M PA N Y R E A L E STAT E C LO S I N G F E E

$200

D O C F E E ( STAT E TA X STA M P S )

$1 per $1,000 of sale price

P RO P E RT Y TA X E S

Will be a credit to you for the portion of the year

that the seller owned the property

RECOR DING F EE

$150-$200

K E NTWOOD F EE

$295

Settlement Costs Associated with Your Lender I M P ROV E M E N T LO CAT I O N C E RT I V I CAT E ( I LC)

$250 to $400

( I F N E E D E D P E R C O N T R ACT )

LOA N A P P L I CAT I O N

$250 to $500

C LO S I N G P O I N TS O R LOA N O R I G I N AT I O N F E E

1% to 3% of loan amount

(O P T I O N A L ) LOA N C LO S I N G F E E TO T I T L E C O M PA N Y

$330

P R I VAT E M O RTGAG E I N S U R A N C E ( P M I )

Required if loan amount is more than 80% of

purchase price (discuss with lender)

U N D E RW R I T I N G F E E

$250 to $500

APPRAISAL FEE

$300 to $500 depending on size of home

D O C U M E N T P R E PA R AT I O N

$50 to $300

F LO O D C E RT I F I CAT I O N F E E

$12 to $40

L E N D E R ’S T I T L E I N S U R A N C E P O L I CY

$300 and up

C R E D I T R E P O RT

$16 (varies)

Pre-Paids R E S E RV E F U N D F O R TA X E S C RO W

2-8 months prepaid real estate taxes

(May be received as credit from seller)

P R E PA I D I N T E R E ST

Interest on loan from closing date to end of month

H A Z A R D I N S U R A N C E E S C RO W

Typically 3 months SOURCE: LAND TITLE GUARANTEE COMPANY *COSTS ARE APPROXIMATIONS AND MAY VARY


Breakdown of your Mortage Payment Y O U R M O R T G A G E P A Y M E N T T Y P I C A L LY I N C L U D E S :

P R I N C I PA L The amount of money borrowed. Each month a portion of the principal is paid back. Over time, interest becomes a smaller part of the monthly mortgage payment, and more of the payment goes toward reducing the principal owed.

INTEREST The cost of borrowing money, usually expressed as an annual percentage of the loan amount, for example, 4% or 6%. Principal and interest are amortized over a period of years, typically for 15 or 30 years.

P R O P E RT Y TA X E S

Your mortgage payment typically includes:

Taxes paid to a local government, usually a

percentage of your property value, based on the milPRINCIPAL levy. Your lender generally collects the taxes

The amount of money borrowed. through your monthly payments andEach paysmonth them a portion of the principal is paid back. Over time, interest becomes a smaller part of the monthly mortgage payment, and more of the payment goes toward reducing the principal

directly to the local government. The amount of

owed.

tax will vary depending upon where you live and the type of property you own. INTEREST

The cost of borrowing money, usually expressed as an annual percentage of the loan amount, for example, 4% or HA Z APrincipal RD INSU R Ainterest N C E are amortized over a period of years, typically for 15 or 30 years. 6%. and An insurance policy that protects you from

PROPERTY TAXES

financial losses on your property that result from

Taxes paid to a local government, usually a percentage of your property value, based on the mil levy. Your lender

fire or other hazards.

generally collects the taxes through your monthly payments and pays them directly to the local government. The amount of tax will vary depending upon where you live and the type of property you own.

P R I VAT E M O R T G A G E I N S U R A N C E

INSURANCE ( PHAZARD MI) insurance policy that protects from financial losses on your property that result from fire or other hazards. AnAn insurance policy for down paymentsyou of less than 20% of the home price, which helps mortgage

PRIVATE MORTGAGE INSURANCE (PMI)

lenders recover some losses if a borrower fails to

An insurance policy for down payments of less than 20% of the home price, which helps mortgage lenders

fully repay. Mortgage insurance makes it possible

recover some losses if a borrower fails to fully repay. Mortgage insurance makes it possible to buy a home with

to a buy a down home with a low down payment. low payment.


Mortgage Application Checklist A F T E R YO U R LOA N O F F I C E R R E V I E WS YO U R A P P L I CAT I O N , A D D I T I O N A L I N F O R M AT I O N M AY B E R EQ U I R E D .

Copy of signed sales contract with all addenda and amendments attached

Your address for the past two years

The name and address of your employer for the past two years

Social Security numbers for all applicants

W2 forms for the past two years

Copies of pay stubs for the most recent 30-day period

Copies of statements for most recent two months (or most recent quarterly statement) for bank accounts, mutual funds, brokerage accounts, retirement, etc. to identify the source of your down payment and asset reserves. All pages of the statements will be required, even if blank

Most recent two years federal tax returns, including all schedules. If applicable, most recent two years corporate or partnership federal tax returns, including K1s, for all companies in which the applicant has ownership interest

Copy of canceled earnest money check, both sides, when available

Name, address, and phone number of current landlord, if applicable

Estimates of value of real estate owned

You also may be asked for information on VA loans, Certificate of Eligibility or DD-214, pending lawsuits, former bankruptcies or foreclosures, rental leases, and divorce decrees outlining child support or alimony

Name and number of the insurance agent you will be using for your homeowners insurance

AF T E R YO UR LOAN O FFI C ER REVI EWS YOUR A PPLICATION, A DDITIONA L INFORMATION MAY BE REQUIRED.


You need expert assistance throughout your transaction

A real estate transaction can be an incredibly complex journey loaded with unexpected bumps and turns. Libby will guide you down the best path and through any difficulties that may come up. A Buyer Broker knows the market, and will work with you to understand your wants and needs and work in your best interest, saving you time, money, and headaches. QUESTIONS A BUYER BROKER SHOULD BE ABLE TO ANSWER What Federal and State Disclosures will a seller be required to make? Lead Based Paint  Flood Zones  Foreign Investment in Real Property Tax Act (FIRPTA)  Agency Disclosures  Environmental Hazards including asbestos or radon What financing challenges may need to be overcome?  Does the seller have a pre-payment penalty and who is responsible for paying it? What happens if the appraisal comes in low?  What if a loan condition stalls closing?  What happens if there is a change in employment during the transaction? What are examples of title issues?  Easements on the property that the buyer was unaware of at the time of the offer Encroachments over the boundary lines  Liens that total more than the sales price or sellers’ proceeds  Mechanics liens placed by contractors for non-payment  Lis Pendens – public notice of a potential law suit that could impact title Buyer Brokers do more than unlock doors! Stunning pictures can turn into dream homes, but there’s a complex transaction to get you there.


Denver New Resident Information CABLE TV / SATELLITE

COMCAST . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 800-934-6489 Xfinity.com DIRECT TV . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 888-777-2454 DirecTV.com DISH NETWORK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 855-318-0572 Dish.com

UTILITIES When opening any account, it is advisable to have at least two pieces of identification: at least one with your photo and one with proof of your new

CENTURYLINK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 877-837-5738 (Telephone & Internet) CenturyLink.com XCEL ENERGY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 800-895-4999 (Gas & Electric) XcelEnergy.com TRASH COLLECTION & STREET . . . . . . . . . . . . . . . . . . . . . . . . . . . 720-913-8479 MAINTENANCE & RECYCLING Kentwood.com/trashrecycling WATER / SEWER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 303-893-2444 DenverWater.org

POST OFFICES

PUBLIC SCHOOLS

UNITED STATES POSTAL SERVICE . . . . . . . . . . . . . . . . . . . . . . . 800-ASK-USPS 800-275-8777 usps.com

DENVER PUBLIC SCHOOLS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 720-423-3054 dpsk12.org ALL SCHOOL DISTRICTS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . GreatSchools.org

DIVISION OF MOTOR VECHICLES

MARRIAGE LICENSING

HOMEOWNER’S EXEMPTIONS/ PROPERTY TAX INFO TAXES

VEHICLE LICENSE INFORMATION . . . . . . . . . . . . . . . . . . . . . . . . Colorado.gov/revenue/dmv

DENVER CLERK & RECORDER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 720-865-8400 DenverGov.org/

DENVER COUNTY ASSESSOR’S OFFICE . . . . . . . . . . . . . . . . . DenverGov.org/assessor

INCOME-FEDERAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 800-829-1040 INCOME-STATE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 303-238-7378


Denver New Resident Information TRANSPORTATION

REGIONAL TRANSPORTATION DISTRICT . . . . . . . . . . . . . 303-299-6000 (Bus and Lightrail) RTD-Denver.com AMTRAK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 800-USA-RAIL (800-872-7245) Amtrak.com AIRPORT INFORMATION - DIA . . . . . . . . . . . . . . . . . . . . . . . . . . 800-247-2336 303-342-2000 FlyDenver.com

VOTER REGISTRATION

GENERAL CITY OF DENVER SERVICES

VOTER REGISTRATION INFORMATION . . . . . . . . . . . . . . . . 720-913-8683 Kentwood.com/voterregistration

CITY OF DENVER SERVICES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dial 311

F O R M O R E I N F O R M AT I O N , P L E A S E V I S I T W W W. L I B B YS E L L S D E N V E R .C O M / M OV I N G _ TO _ D E N V E R


Planning for Your Move ONE MONTH PRIOR TO MOVE DAY

ONE WEEK PRIOR TO MOVE DAY

Confirm the moving date and time with your moving company

Remove fragile and loose items from drawers and pack them carefully in small boxes

Book a moving company •

This is the latest you’ll want to wait to reserve the services of a moving and storage company to ensure that sufficient trucks and workers are available.

Order moving supplies in advance so that you can begin a methodical packing

Notify subscription newspapers, magazines, and periodicals of new address information

Sort, discard or donate unwanted items. Don’t pay to move items unnecessarily. Many charitable organizations will pick up household items from your home

Collect all items that are being cleaned, stored or repaired

Return library books, anything borrowed from friends and collect your loaned out items

Confirm elevator, loading dock, and parking arrangements for moving day at both the origin and destination locations

Begin packing rarely used items (e.g., china, books)

Separate and label the items that you do not want the crew to transport

Set aside keys, passports, travel documents, jewelry, cash, credit cards checkbooks & prescription medication that should be moved personally

Consolidate clearly marked boxes of fragile items in one area of your home

Notify utility companies and other service providers per their requirements.

Identify furniture that is fragile or weakened and make a note to inform moving crew

Defrost, drain, wash, and dry refrigerators and freezers

Drain gas and oil from lawn mowers and any other equipment

Disconnect propane tanks from gas grills, as the crew will be unable to transport it

Clear and clean your walkways and driveway

Be sure to clearly label the boxes with your name, contents, and the destination of the contents (for example, “DR” for Dining Room)

Begin to use supplies of canned foods, frozen foods and other household items •

Buy only what will be used before the move

TWO WEEKS PRIOR TO MOVE DAY •

ONE DAY PRIOR TO MOVE DAY

Water will be transferred at closing. For all other utilities, call to have the services either initiated or cancelled starting the day you take/give possession

Begin the process of disassembling bulky items such as pool tables, swing sets, etc.

Make arrangements for babysitters and pet sitters for moving day

Arrange for time off from work in order to be present on moving day


Packing Tips for Moving GENERAL GUIDELINES •

Use heavy-duty boxes and containers that can be secured tightly • •

Don’t use low grade, odd sized, lightweight boxes as they won’t pack, stack, or protect well.

OTHER HOUSEHOLD ITEMS •

the book •

It’s worth it to purchase boxes specifically designed to protect dishes, clothing, and other special items

Fill all the boxes to the top •

Half-filled boxes tend to crush

Be careful not to overfill, as boxes with rounded tops are difficult to stack

Avoid loading more than 50 pounds into any box

Use professional packing materials

Pack books flat and alternate the spine and open side of

Wardrobe boxes are ideal for hanging clothes •

Other clothes, blankets, and linens can be folded and packed in linen boxes/suitcases

Use china boxes for pots and pans •

Stack them together as much as possible separated by packing paper

• •

Fill all empty spaces in those boxes with newspaper

Remove shades and light bulbs from lamps

This will save you time and help ensure the safety of your items

Use packing tape rather than masking tape or duct tape, as both tend to tear easily

Cushion contents with packing material such as bubble wrap, newspaper, or tissue

Label all boxes on the top & sides noting the content type

Wrap lamps in layers of tissue paper and place in a box on their base Wrap lampshades lightly in white tissue or packing paper and nest them inside each other as much as possible

• •

Pack each nest of lamp shades in separate boxes

Wrap electronic and audio-visual equipment heavily in

Pack heavy items in small boxes

bubble wrap and place in a box, preferably in the original

Example: canned goods, decorative items and DVDs in small boxes

box if possible

Make certain all boxes are taped securely using 3 strips of tape on the top & bottom

movement •

Label each box and indicate •

The room it should go to at the destination location

Whether it is fragile

If it should be loaded last so that it can be unloaded first

Place bubble wrap at the bottom and sides to prevent

If you remove the screws, tape them to the object they were taken from

• •

Label cables and tighten transit screws

Have rugs & draperies cleaned before moving and leave them in the wrapping for the move

Make a list of things you will need over the course of the move and keep these items together and pack them in a box labeled “Open First”

Separate these items such as toiletries, kitchen supplies, clothes, etc.

Pack medicines in leak-proof containers

Use picture boxes and bubble wrap for paintings, mirrors, and glass Valuable pieces should be professionally crated by your moving company


PLANTS •

Approximately two weeks before the move, prune your plants to facilitate packing •

A week before the move, place the plant in a black plastic bag along with a bug/pest strip, conventional flea collar, or bug powder •

Consult a florist or plant book for instructions

Seal the bag and place it in a cool area overnight in order to kill any pests on the plant or in the soil

The day before the move, place the plants in cardboard containers •

Hold them in place with dampened newspaper or packing paper

Use paper to cushion the leaves and place a final layer of wet paper on top

If it’s not possible to take your plant with you, consider taking a cutting along in a plastic bag packed with wet paper towels

On moving day, set the plant boxes aside and mark “Do Not Move” •

Close the boxes and punch air holes in the top before loading them in your car

During the move, park your car in the shade in the summer and in the sun in the winter

Upon arrival, unpack the plants as soon as possible

Remove the plants through the bottom of the box to avoid breaking the stems

Do not expose plants to too much sunlight at first to allow them to gradually become accustomed to sunlight again

PETS •

Cats and dogs should be taken in the car •

Pets can get carsick and may require frequent stops along the way •

Be sure to take along food, a water dish, a leash, and sheets to keep your car clean

Be sure to plan ahead and reserve rooms at hotels that allow pets

Depending on your pet’s temperament and size, it may be advisable to have it flown by air •

Check to see if your destination has any local requirements or restrictions

You may need a health certificate, which can be obtained from your veterinarian

Check with the airline regarding their requirements for pet containers

You might consider giving your pet a mild tranquilizer from your veterinarian

PACKING SUPPLIES

Hamsters, birds and other small animals can easily be transported in your car

Boxes

Bubble Wrap

To help keep them calm and quiet cover their cages with a cloth

Make sure they have plenty of food and water available

Marker / Sharpie

It may be impractical and risky to move fish

Newspaper

Scissors

Check with your pet store for recommendations on moving specific types of fish

Tape


NEIGHBORHOOD REFERENCE GUIDE

EXPLORE DENVER’S COMMUNITIES Colorado has many wonderful and beautiful cities that offer a wide variety of arts, culture, recreation and entertainment. Following is a list of communities that offer these unique traits.


NEIGHBORHOOD

NORTH

SOUTH EAST

WEST

ALAMO PLACITA

6th Ave

Speer Blvd

Downing St

Pennsylvania Ave

BAKER

6th Ave

Mississippi Ave

Broadway

S Platte River Dr

BALL PARK

30th St

15th St/18th St

Lawrence/Welton

S Platte River

BELCARO

Cherry Creek Dr S

Mississippi Ave

Colorado Blvd

University Blvd

BELMAR

Alameda Ave

Virginia Ave

Ouray St

Wadsworth Blvd

BERKELEY

52nd Ave

46th Ave

Federal Blvd

Sheridan Blvd

BONNIE BRAE

Exposition Ave

Mississippi Ave

S Steele St

University Blvd

BYERS

Speer Blvd

Alameda Ave

Downing St

Broadway

CAPITOL HILL

Colfax Ave

7th Ave

Downing St

Broadway

CASTLE PINES NORTH

Grigs Road

Country Club

I-25

Daniels Park Road

CASTLE PINES VILLAGE

Country Club Pkwy

Santa Fe Drive

I-25

Daniels Park Road

CHAFFEE PARK

50th Ave

38th Ave

Inca St

Tejon St

CHEESMAN PARK

Colfax Ave

6th Ave

York St

Downing St

CHERRY CREEK NORTH

6th Ave

1st Ave

Colorado Blvd

University Blvd

CHERRY CREEK SOUTH

1st Ave

Cherry Creek Dr S

Colorado Blvd

University Blvd

CHERRY HILLS

Hampden Ave

Belleview Ave

Monaco Pkwy

Clarkson St

CITY PARK

23rd Ave

Colfax Ave

Colorado Blvd

York St

CITY PARK WEST

23rd Ave

Colfax Ave

York St

Downing St

CONGRESS PARK

Colfax Ave

6th Ave

Colorado Blvd

York St

CORY-MERRILL

Missississi Ave

I-25

Colorado Blvd

University Blvd

COUNTRY CLUB

8th Ave

Alameda Ave

University Blvd

Downing St

CRESTMOOR

6th Ave

Alameda/1st Ave

Monaco Pkwy

Holly St

CURTIS PARK

Brighton Blvd/Blake St

Welton St

Downing St

20th St

DOWNTOWN

Larimer/Park Ave

Colfax Ave

Broadway

Lawrence St/Speer Blvd

FIVE POINTS

38th Ave

20th Ave/Colfax

Downing St

S Platte River D

GLENMOOR

Glenmoor Dr

Belleview Ave

Glenmoor Dr

Glenmoor Cir

GOLDEN TRIANGLE

Colfax Ave

Speer Blvd

Lincoln St

Speer Blvd

GREEN OAKS

Green Oaks Dr

Orchard Rd

University Blvd

Clarkson St

GREENWOOD VILLAGE - EAST

Belleview Ave

Orchard Rd

Dayton St

I-25


NEIGHBORHOOD

NORTH

SOUTH EAST

WEST

GREENWOOD VILLAGE - WEST

Belleview Ave

Orchard Rd

I-25

Clarkson St

HALE MAYFAIR

Colfax Ave

6th Ave

Holly St

Ash St

HERITAGE HILLS

C-470

Lincoln Ave

I-25

S Yosemite St

HIGHLANDS - POTTER

38th Ave

Speer Blvd

S Platte River Dr

Federal Blvd

HIGHLANDS - WEST

38th Ave

29th Ave

Federal Blvd

Sheridan Blvd

HILLTOP

8th Ave

Alameda Ave

Quebec/Monaco

Colorado Blvd

JEFFERSON PARK

Speer Blvd

Colfax Ave

S Platte River Dr

Federal Blvd

LODO/RIVERFRONT

Park Ave/Platte St

Lawrence St

S Platte River Dr/20th St

Speer Blvd

LOHI

38th Ave

23rd Ave

I-25

Federal Blvd

LOWRY

11th Ave

Alameda Ave

Dayton/Havana

Quebec/Oneida/Monaco

MAYFAIR

Colfax Ave

6th Ave

Holly St

Colorado Blvd

MEADOWS

Santa Fe Dr

Wolfensberger Rd

I-25

N Perry Park Rd

MONTCLAIR

Colfax Ave

6th Ave

Quebec St

Holly St

NORTH PARK HILL

MLK Blvd

23rd Ave

Quebec St

Colorado Blvd

OBSERVATORY PARK

Evans Ave

Yale Ave

Colorado Blvd

University Blvd

PINERY

Pinery Pkwy

Democrat Rd

Pinery Pkwy

Parker Rd

PINEY CREEK

Smoky Hill Rd

Orchard Rd

Buckley Rd

Parker Rd

PLATT PARK

I-25/Mississippi Ave

Evans Ave

Downing St

Broadway

PLUM CREEK

Plum Creek Pkwy

Tomah Rd

Lake Gulch Rd

I-25

POLO GROUNDS

Cherry Creek Dr S

Exposition Ave

Colorado Blvd

University Blvd

PRADERA

Raintree Cir

Carefree Trail

Cherry Creek

Crowfoot Valley Rd

PRESERVE

Belleview Ave

Orchard Rd

Colorado Blvd

Holly St

REGIS

52nd Ave

I-70

Federal Blvd

Harlan St

RINO

I-70

Park Ave

Arapahoe St

I-25

SADDLE ROCK

Smoky Hill Rd

Arapahoe Rd

E-470

Liverpool St

SLOAN’S LAKE

29th Ave

17th / 19th Ave

Federal Blvd

Sheridan Blvd

SOUTH PARK HILL

23rd Ave

Colfax Ave

Quebec St

Colorado Blvd

SOUTHMOOR PARK

Hampden Ave

Belleview Ave

Yosemite St

Happy Canyon Rd


NEIGHBORHOOD

NORTH

SOUTH EAST

WEST

STAPLETON

I-70

Montview Blvd

Havana St

Quebec St

STONEGATE

E-470

Stonegate Pkwy

Jordan Rd

Chambers Rd

SUNNYSIDE

I-70

38th Ave

Inca St

Federal Blvd

TALLGRASS

Hampden Ave

Quincy Ave

Picadilly Rd

Liverpool St

TALLYN’S REACH

Smoky Hill Rd

County Line Rd

Powhaton Rd

E-470

UNIVERSITY HILLS

I-25

Hampden Ave

I-25

Colorado Blvd

UPTOWN

23rd/ 26th/ Welton

Colfax Ave

Downing St/York St

Broadway

VIRGINIA VILLAGE

Mississippi Ave

Evans Ave

Cherry Creek Dr S

S Colorado Blvd/Quebec

WASH PARK - EAST

Alameda Ave

I-25

University Blvd

Downing St

WASH PARK - WEST

Alameda Ave

I-25 / Mississippi Ave

Broadway

Downing St

WASHINGTON - VIRGINIA VALE

Alameda Ave

Cherry Creek N

Quebec St

Colorado Blvd

WELLSHIRE / SOUTHERN HILLS

Yale Ave

Hampden Ave

University Blvd

Colorado Blvd

WHITTIER

MLK Blvd

23rd Ave

York St

Downing St

WILLOW CREEK

Dry Creek Rd

County Line Rd

Yosemite St

Quebec St


Neighborhood Shopping Areas BERKELEY

H I L LT O P

Tennyson Street between 38th Avenue and 44th Avenue

2nd Avenue at Holly Street

BONNIE BRAE University Boulevard between Exposition Avenue and Ohio Avenue

CAPITOL HILL

L I N C O L N PA R K Sante Fe Drive between 6th Avenue and 14th Avenue LOWRY Quebec Street at 3rd Avenue

9th Avenue at Corona Street

PA R K H I L L

11th Avenue at Ogden Street

23rd Avenue at Dexter Street

6th Avenue between Broadway and York Street

22nd Avenue at Kramiera Street

C E N T R A L P L AT T E VA L L E Y

P L AT T PA R K

Platte Street at 15th Street

Old South Pearl Street Pearl Street between East Louisiana Avenue

CHERRY CREEK NORTH

and East Florida Avenue

2nd, 3rd and 6th Avenue between York Street and Steele Street

POTTER HIGHLANDS 32nd Avenue between Zuni Street and Clay Street

C O N G R E S S PA R K

33rd Avenue at Tejon Street

12th Avenue between Josephine Street and Detroit Street 12th Avenue between Cook Street and Monroe Street

STA P L E TO N Quebec Street at 29th Avenue

FIVE POINTS Welton Street at 20th Street

W A S H I N G T O N PA R K Old South Gaylord

HIGHLANDS 32nd Avenue between Julian Street and Perry Street

Gaylord between Tennessee Avenue and Mississippi Avenue


Denver Neighborhoods and Metro Area Cities

Regis

Globeville

Chaffee Park

NE

Northfield Elyria Swansea

DENVER

I-70

NW

Berkeley

Sunnyside

RiNo I-25

DENVER

West Highland

Clayton

Whittier

Skyland

North Park Hill

North Capitol Hill

City Park West

City Park

South Park Hill

Capitol Hill

Cheesman Park

Five Points Lower Downtown

Jefferson Park

Auraria

Downtown

West Colfax Sun Valley

Lincoln Park

Alamo Placita

West Barnum

SW

Barnum

Baker Valverde

Athmar Park

Mar Lee

Ruby Hill

DENVER

Wash Park West

Bear Valley

Wash Park

Congress Park

Cherry Creek

Bonnie Brae

Mayfair

Hilltop

Montclair

Crestmoor

Lowry

Virginia Vale

Belcaro

Windsor

Cory Merrill Overland

College View

Country Club

Speer

Westwood

Harvey Park

East Colfax

Golden Triangle

Villa Park

Virginia Village

Platt Park

Indian Creek

Observatory Park

South Platte University

Rosedale

SE

DENVER

Goldsmith

University Park Slavens

Harvey Park South

Wellshire

University Hills

Hampden

Southmoor Park

Fort Logan

Marston

I-225

Stapleton

Curtis Park

LoHi

Sloan’s Lake

Northeast Park Hill

Cole

Highland

Kennedy

I-225

Hampden South


WELLINGTON

PIERCE

1 287

25

14

FORT COLLINS

Denver Metro Major Areas AULT

257

287 LUCERNE

392 WINDSOR

GREELEY

LOVELAND

263

34

TO ESTES PARK

402

257

KERSEY

60 60 BERTHOUD

JOHNSTOWN

56

36 MEAD PLATTEVILLE

LYONS

66 7

LONGMONT

FIRESTONE

119 KEENESBERG

52 HUDSON

BOULDER

287

ERIE

25

7

119

76

85 LAFAYETTE

BRIGHTON

LOUISVILLE

36 93

NORTHGLENN BROOMFIELD THORNTON

E-470

76 WESTMINSTER

DIA

270

ARVADA

GOLDEN

70

WHEAT RIDGE

70

DENVERCHERRY CREEK

6

AURORA

225

LAKEWOOD

GENESEE

MORRISON

ENGLEWOOD

THE VILLAGES

E-470

EVERGREEN LITTLETON

285

CENTENNIAL

470

LONE TREE

DEER CREEK CANYON

HIGHLANDS RANCH PARKER

CONIFER LARKSPUR

85

25 ELIZABETH

CASTLE PINES SEDALIA

83 CASTLE ROCK

67 105

TO COLORADO SPRINGS

86


A quick guide to agency terms SELLER’S AGENT: A seller’s agent works solely on behalf of the seller to promote the interests of the seller with the utmost good faith, loyalty and fidelity. The agent negotiates on behalf of and acts as an advocate for the seller. The seller’s agent must disclose to potential buyers all adverse material facts actually known by the agent about the property. A separate written listing agreement is required which sets forth the duties and obligations of the broker and the seller.

BUYER’S AGENT: A buyer’s agent works solely on behalf of the buyer to promote the interests of the buyer with the utmost good faith, loyalty and fidelity. The agent negotiates on behalf of and acts as an advocate for the buyer. The buyer’s agent must disclose to potential sellers all adverse material facts actually known by the buyer’s agent, including the buyer’s financial ability to perform the terms of the transaction and, if a residential property, whether the buyer intends to occupy the property. A separate written buyer agency agreement is required which sets forth the duties and obligations of the broker and the buyer.

TRANSACTION BROKER: A transaction-broker assists the buyer or seller or both throughout a real estate transaction by performing terms of any written, fully informing the parties, presenting all offers and assisting the parties with contracts without advising, including the closing of the transaction without being an agent or advocate for any of the parties. A transaction-broker must use reasonable skill and care in the performance of any oral or written agreement, and must make the same disclosures as agents about all adverse material facts actually known by the transaction-broker concerning a property or a buyer’s financial ability to perform the terms of a transaction and, if a residential property, whether the buyer intends to occupy the property. No written agreement is required, but Colorado’s Real Estate Commission encourages one.

CUSTOMER: A customer is a party to a real estate transaction with whom the broker has no brokerage relationship because such party has not engaged or employed the broker, either as the party’s agent or as the party’s transaction-broker. The broker must treat a customer to a transaction with honesty and fair dealing.

APPRAISER: The person who declares the market value of a home based on its condition and the selling prices of comparable homes recently sold in the area. His or her job is to compute a fair estimate of market value to help the lender determine a reasonable loan amount.

ASSESOR: A public official who appraises property for tax purposes, determining the assessed value, not the tax rate.

CLOSING: The conclusion of a real estate transaction, which includes delivery of a deed, financial adjustments, signing of notes and disbursement of funds necessary to the sale or loan.

CONTINGENCY: A condition that must be met before a contract is binding. For example, the sale of a home might be contingent upon the seller paying for certain repairs, resulting from buyer’s inspection.


CONVENTIONAL LOAN: A loan made with real estate as security and not involving government participation in the form of insuring (FHA) or guaranteeing (VA) the loan.

FIXED RATE LOAN: A loan with the same rate of interest for the life of the loan. HOMEOWNER’S POLICY: A multiple-peril insurance policy commonly called a package policy. Available to owners of private homes, it covers the dwellng and contents in case of theft, fire, or wind damage, as well as liability for property damage and personal liability.

INTEREST RATE CAP: The maximum interest rate charge allowed on an adjustable-rate loan for any one adjustment period during the life of the loan.

OPEN MORTGAGE: A mortgage that may be repaid in full at any time over the life of the loan without a prepayment penalty.

POINT: A point is a dollar amount paid to a lender for making a loan, each point being equal to one percent of the laon amoun, also called a discount point.

REALTOR: A member of the National Association of Realtors who subscribes to a strict code of ethics. TITLE: Documentary evidence of the right to or ownership of property, which in real estate is the deed. Title may be acquired through purchase, inheritance, gift or exchange, as well as through foreclosure of a mortgage.


Notes

LIBBY LEVINSON C R S, G R I , C I P S 720.935.0412 Libby@LibbySellsDenver.com LibbySellsDenver.com LifestyleDenver.com

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Kentwood Real Estate shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.


Profile for Libby Levinson

Libby's 2019 Buyer Book  

Libby's 2019 Buyer Book  

Advertisement