Planning Tips for LGBT Individuals and Couples

Page 4

• If you participate in a defined contribution retirement plan at work, such as a 401(k)

or 403(b), you can generally choose to designate your partner as your beneficiary. • Investigate any domestic partner benefits in your state of residence.

STUDY

These planning tips offer general advice, and are not a substitute for consultation with an appropriate professional. Please see a health care professional, attorney, or other appropriate professional, especially one with experience with LGBT issues, when determining how the information and recommendations discussed apply to your specific situation. Still Ou t,

Still Ag ing

For More Information Download the MetLife study, Still Out, Still Aging, for insights on lesbian, gay, bisexual, and transgender Baby Boomers at www.MatureMarketInstitute.com.

Still Out

The Me March 2010

tLife Stu dy

, Still A

ging

of Lesbia

n, Gay,

Bisexual, and Tra

nsgender Baby

Boomers

The MetLife Mature Market Institute® ®

Mature

Ma

rket I N S T I T U T E

Established in 1997, the Mature Market Institute (MMI) is MetLife’s research organization and a recognized thought leader on the multidimensional and multi-generational issues of aging and longevity. MMI’s groundbreaking research, gerontology expertise, national partnerships, and educational materials work to expand the knowledge and choices for those in, approaching, or caring for those in the mature market.

MMI supports MetLife’s long-standing commitment to identifying emerging issues and innovative solutions for the challenges of life. MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates, is a leading provider of insurance, employee benefits and financial services with operations throughout the United States and the Latin America, Europe, and Asia Pacific regions. For more information about the MMI, please visit: www.MatureMarketInstitute.com.

SAGE SAGE is the world’s oldest and largest non-profit agency dedicated to serving lesbian, gay, bisexual, and transgender older adults. Since its inception, SAGE has pioneered programs and services for older people in the LGBT community, provided technical assistance and training to expand opportunities for LGBT elders across the country, and provided a national voice on LGBT issues. In 2005 SAGE became the first official LGBT delegate at a White House Conference on Aging. SAGE is the first LGBT member of the Leadership Council of Aging Organizations. In 2008, SAGE celebrated its 30th Anniversary with its 4th National Conference on LGBT Aging, sponsored by AARP. For more information, visit www.sageusa.org.

®

Mature Market I N S T I T U T E Variable And Long-Term Care Products Are: • Not A Deposit Or Other Obligation Of Bank • Not FDIC-Insured • Not Insured By Any Federal Government Agency Only Variable Annuity Products: • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value Only Long-Term Care Products: • Not Issued, Guaranteed Or Underwritten By Bank Or FDIC • Not A Condition To The Provision Or Term Of Any Banking Service Or Activity • Policy Is An Obligation Of The Issuing Insurance Company

MMI00132(0310)

©2010 Metropolitan Life Insurance Company, New York

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