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Connecting you with your community

A complete guide to homes, rentals and real estate in Central Maine and the surrounding area

RAISED RANCH

4 Bedroom 3 Bathroom Raised Ranch. Corian counters, built-in oven & stove and large 4 season sunroom with cathedral ceilings and 2 fireplaces! This newly listed property is offered at $217,000. Call Today!

KELLER WILLIAMS REALTY Jan Jacques & Company • 344-3250

THOMPSON LAKE BEAUTY!!

This quality built, immaculate, year round home with expansive Thompson Lake & Mountain Views from almost every room offers 4 large bedrooms, open floor, cathedral ceilings, 420 feet of waterfront, 2 dock systems, HUGE garage and much more!! $449,000

BELANGER REALTY Terry Hewitt • 240-9196

WE’RE ONLINE

www.MaineHomeseller.net

TO ADVERTISE in this booklet call 1-800-482-0759


Front Page Ad...

Just Listed

$217,000

Don’t miss out

207-344-3250

195 Center Street Auburn, ME 04210

www.janjacques.com ~ N.E. Farmhouse ~

Buy Me

$189,999

Beautifully Maintained home... Must See!!! Spacious 4Bed 3Bath home sits on a well maintained double lot. Boasting of Oak HW floors through out first floor. The kitchen has corian counters & a built-in oven & cooktop. Front to back living & family rooms & a beautiful 4 season sunroom with cathedral ceilings!

~ Dead-End Road ~

Just Listed

~ Unbelievable Property ~

$229,900

~ David Pond ~

Waterfront! $200,000

Rangeley Lake Retreat! Year-round waterfront is convenient to the mountains for skiing & snowmobiling too!Hot tub plus 3 floors of living space.

~ Martindale Area ~

Must See!

$460,000

Waterfront

Gorgeous Large Lot ~ Walk to Bates Unique home with many updates. HW floors, built-ins, rec. Lighting, 2FPS. Formal dining accesses deck with elevated vantage point.

$289,000

~ Waterfront ~

Reduced!

$749,000

Renovated Farmhouse! Fabulous Kitchen! Location, Location... Amazing Property! Come see beautiful hardwood This property has approximately This 4 BR, 2.5 bath home is Mahogany floors, cath. ceiling, floors, spacious kitchen, newly nestled into 3+ acres of privacy. pond views! Superb kitchen, 3 acres & comprises of the remodeled baths, 2 FPs plus 4 Almost 4000 sq.ft. of living main house w/2 RV hook, gas FP sun room, lovely master bay garage & in-ground pool! cottage & separate building lot. space plus 2 FPs & pool. suit, indoor pool & dock!

~Hot Tub&Pizza Oven ~

~ West Auburn Area ~

Just Listed

$210,000

Privacy

$335,000

Charming! 3 Bedroom, 2 bath Cape offers Hardwood and Tile floors, 2 FP’s, formal dining room, patio and finished family room.

Fabulous Area! Don’t miss out on the location and the amenties: 3000 sq.ft., fully finished basement, Pizza & hot tub addition plus 3.5 baths!

~ Fully Renovated ~

~ New Auburn Cape ~

View Me

$170,000

1st Time On Market New roof, siding,windows,doors and Buderus boiler! Master bedroom suite on the 1st floor. Wired for generator!

~ Back On Market ~

4-Unit

$115,000

Have you been dreaming about building your own home? We have various lots.

~ Land for Sale ~

~ Easy to Show ~

Reduced

$90,000

~ Sunday River ~

Furnished

$100,000

Reduced

$154,900

Spacious Rooms! Beautifully kept 3 BR, 2 bath home offers updated kitchen, 1st floor BR, deck off dining room, storage shed & more!

~ Multi-Family ~

2 Unit

$134,900

Large sunny rooms Great Investment Sunday River access road! Incredible Kitchen! Great 2 unit located in-town 4 Identical units, 3BR/1BA, This cute 1 BR condo sleeps This 3 BR Cape offers corner hardwood floors, washer/dryer 6 people and is located on the with easy access to shopping & brick FP in the living room, hook-up in each. Excelent in- ample closet space, breezeway shuttle run. It comes completely hospitals. New Buderus boiler, enclosed porch & more! come & potential owner occupy. furnished and is a great rental! to garage & large deck.

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Real Estate Review

April 2013


"Beginning Traditions"

(207) 376-4830 681 Sabattus St., Lewiston, ME 04240

Norm & Denise Brodeur

www.Legacy-Realty.com

WATERFRONT!

FARWELL SCHOOL DISTRICT

BATES COLLEGE AREA

IN-GROUND POOL!

Ranch w/cathedral ceilings & 60' owned waterfront! 2 car garage, lovely landscaping. Open concept kitchen, liv. Rm. & dining room w/wall of windows to enjoy the water! MLS 1084090 $177,000 NORM 754-6060

Nice neighborhood home! 3 BDRMS, 1 BA, large kitchen w/appliances. 1 car garage. MLS # 1078984 $73,000 NORM 754-6060

GORGEOUS RANCH W/+-2991 Sq. Ft. w/3 BDRMS, Master Suite, 2.5 BA, cherry cabinets & granite counters in kitchen! Formal DR., LR. w/vaulted ceiling! FR w/wet bar + 3 car gar! MLS #1073754 $281,700 NORM 754-6060

MOVE RIGHT IN! Ranch w/+- 1956 Sq. Ft. w/3 BDRMS, 1.5 BA, HDWD flrs., formal DR, finished FR in daylight basement w/walk-out to pool! Attached 2 car gar. MLS # 1075934 $167,000 NORM 754-6060

+-3340 SQ. FT. LIVING SPACE

FINISHED LOWER LEVEL

NEW LISTING!

NEW LISTING/BEAUTIFUL!

RARE FIND! 4 BDRMS, 2 BA, w/formal LR., formal DR., family rm. w/gas fireplace. Enclosed 3-season room, 2 car garage. .71 Acre lot! MLS # 1077543 $250,0 0 0 NORM 754-6060

Updated ranch w/4 BDRMS, 2 BA, central vac, oak kitchen w/appliances. Lg. brick patio, private backyard! Garage. Great MLS # 1081772 Neighborhood! $168,000 NORM 754-6060

Ranch w/ 203' Road frontage w/ 1/2 Acre Lot! 3 BDRMS, large living room w/granite fireplace! Maple HDWD floors! 3-season porch + att. 2 car garage and barn. MLS # 1083921 $129,900 NORM 754-6060

Completely UPDATED ranch w/3 BDRMS, 1 3/4 BA., newer flooring throughout! 2 Fireplaces! Fencedin yard + 3-season room built in 2010! Generator MLS # 1083789 ready! 2 car garage. $225,000 DODIE 423-4486

April 2013

How To Buy A Pre-Owned Home • Be sure to get your credit score before you shop for a house.

• Just because you’re approved for $200,000 does not mean you have that much to spend. • Don’t buy a house in a rush.

Real Estate Review

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Which one is right for YOU? mainehomeseller.net

Real Estate Review

April 2013


“An independently owned and operated member of BRER Affiliates Inc”

Worden Office • 473 Center Street • Auburn, Maine 04210 me lcon e W pri g S

Lis New

Mary Ann Norcross • 577-2754

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MLS 1081694 Over 80 acres of rural land, possibility to subdivide, includes 1970 mobile with septic and well. $ 125,000 Call Mary Ann 577-2754

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MLS 1069410 Recently painted 2 bedroom condo with all a ppliances, private deck and garage, pets allowed. $113,500 Call Mary Ann 577-2754

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MLS 1083386 Custom built 3br/3 bath ranch on 2 acres with EZ access to Maine Turnpike. Lovely neighborhood. Quality throughout. $325,000 Call Anne 576-6915

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MLS 1064292 Home on Togus Pond completely rebuilt, has 3 bedrooms, 2 baths, all appliances, generator, gas stove and more. $193,500 Call Mary Ann 577-2754

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MLS 1060467 OFF TURNPIKE!

Washington Street garage

has 5-8 overhead doors, large paved lot, 3 furnaces, 3 offices. $219,000 Call Mary Ann 577-2754

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MLS 1053020 Both a new kitchen, a new roof and windows in 3 bedroom ranch near St. Mary’s Hospital. $105,000 Call Mary Ann 577-2754

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MLS 1059568 A 4 bedroom, 2.5 bath tri-level has family room, fireplace, garage with storage and big yard with patio. $145,800 Call Mary Ann 577-2754

Preparing Your Home for Your Move

1. Take the necessary steps to transfer memberships in clubs and organizations. 2. Inform creditors and credit companies of your change of residence. 3. Change your address at the Post Office 4. Notify insurance companies. Be sure to have proper coverage if you are moving to a new state. 5. Notify the utility companies of your new address for final billing and advise them of which date to discontinue service: gas, electric, telephone and water.

April 2013

Real Estate Review

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Negotiating Tips For Home Buyers

Negotiating Tactics to Use on the Seller It’s like a debate. On one side are the seller and Real Estate Agent. On your side, is your Real Estate Agent or property attorney negotiating with the seller’s Real Estate Agent. The rules of this game are:

• The sellers must convince you that this house IS worth the asking price, and you must convince them that the house is NOT worth the asking price If they have a savvy real estate agent working for them, the agent may show recent selling prices of homes in the area, which is the most widely acepted guide to pricing a house, along with reports of a property appraiser. But it’s not gospel, they may have more rooms or more amenities than the house you are buying.

• If the house is such a good deal, why hasn’t it sold yet?

If the house you’re looking at is such a good deal, it would have sold long before you got there. If the house you are looking at is available for you to buy, you should question the value with the seller.

• Use high maintenance fees to your advantage.

If maintenance fees are high, this could be a bargaining point for you to drive the price of the house down. Just remember, if you are about to walk away, chances are a dozen other buyers already have and the sellers are probably starting to panic. High fees can make the seller’s home difficult to sell.

• Start nit-picking.

If the house has central A/C, check the air filter and if it’s dirty, it’s a good sign of other potentially undesirable issues you might find in the house. Think about it, if they are selling and did not spend the $2.00 to change the filter to make a good appearance, what else did the seller neglect?

• Other houses nearby sold for $300,000

This is like taking credit for someone else’s work. While neighborhood pricing data is a good basis to start with, you need to convince the sellers that eaach house has its own intrinsic value, and just because a house 10 blocks away sold for $300,000, this does not mean the seller’s house is worth $300,000. Also, just because other buyers paid a high price for surrounding homes, does not mean it’s worth that much to you.

Real Estate Review

April 2013


207-344-3250 Visit

www.JanJacques.com to view visual tours, interior photos and ALL Maine listings.

195 Center Street Auburn, ME 04210

More FEATURED PROPERTIES from

JAN JACQUES & COMPANY

Newly Listed

$300,000

Spacious Colonial with In-Law This home offers fabulous living space inside with formal dining & living rooms plus den or office on main floor. You will also find a beautiful new 1 bedroom apartment to the left of the home offering an eat-in kitchen, formal dining room and a huge recreation room plus a 4 bay garage! A must to see!

Newly Listed

$250,000

Newly Listed

$289,900

5 Acre In-town Lot! 1st time on market! This privately set home on a quiet dead end road offers over 3,300 sqft of living space with plenty of glass to enjoy the outside and 5 acre wooded views! 4 bedroom, 2.5 bath, sunroom off kitchen overlooking deck and pool! There is also a 2 car garage with an oversized addition perfect for a work area.

Newly Listed

$262,000

10 Minutes from LL Bean! Gorgeous Greek Revival! This very deceiving cape cod styled home This stately 4 bedroom Greek Revival offers offers oodles of space inside with over 2200 over 4000sqft of livability with plenty of room sq. ft. of living. The home offers 2 fireplaces to expand on the 3rd level. Spacious formal plus a woodstove set-up so the cold days are rooms with 3 fireplaces, high ceilings, hardwood floors, screened porch and 2 bay garage always cozy. There are 4 bedrooms (1 located on the main floor) and 2 full bathrooms plus a with new deck above. Place this one high on fully finished basement for added space! your list and call to view today!

April 2013

Real Estate Review

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Roy L’itaLien

L auRa DRinkwateR

John SuLLivan A W

A

Team L I ’ talien

“Make the Right Move… Call Us Today! ” 754-6789

TEAM L’ITALIEN

WWW.TEAMLITALIEN.COM

AWESOME RANCH

NEW LISTING!

Remodeled Ranch in Awesome 2009 custom Gorgeous gambrel in 6 Unit in Lewiston. Lewiston. Features inbuilt Colonial in Auburn near Poland. Features 1.4 Features vinyl windows, ground pool, pool house, country club & turnpike. Offers acres, in-ground pool, porches, coin-op & sun deck for entertaining as approximately 3,000 sq. ft., 5 patio, 2 car attached more! Apartments are well as new roof, appliances, bedrooms, 3 baths, open concept, garage, landscaping, 3 in good shape. ONLY flooring and furnace and bedrooms, 2 baths, formal master suite, gorgeous granite $149,900! Call Roy at MORE! Centrally located counters & hardwood floors, 1st dining, pellet stove, 1st 754.6789 floor laundry & mudroom. floor laundry, porch & 2 car garage. near amenities. #1078320 ONLY $137,000! #1052073. Price reduced to Only $215,000! Call John at 754.9492 $219,900! Call Laura at 212.8633 Roy 754.6789 WHY RENT?

LEWISTON

Cute Cape in Lewiston. Features shed/workshop, upd electrical & plumbing, new paint, new carpets, vinyl windows & more!!! #1078405 ONLY $45,000!!! Lot rent is $155 / mth. Call John at 754.9492

Gorgeous & Spacious Cape in Lewiston.Features 5 bedrooms, 2 baths, hardwood, built-ins, formal dining, 2 car attached garage, 3 season porch & newer shingles. #1065554 ONLY $149,900! Call Roy at 754.6789

WHY RENT?

NEW LISTING

NEW LISTING!

Awesome Ranch in WELL KEPT & FULLY Sabattus. Features 3 RENTED 3 UNIT in Lewiston. Features nice bedrooms, new roof, windows, yard, 3 car garage, ample doors, paint flooring and more! parking, porches, laundry Partially finished basement hook-ups & newer furand attached heated garage! nace. ONLY $99,900! #1057960 ONLY $149,900! CALL ROY AT 754.6789 Call Laura 212.8633 NEW LISTING! / BOWDOIN

1999 Custom built contemGorgeous Cape in Attractive and updated cape. Centrally located near Sabattus. Features new porary on 18+ private acres. offers newer appliances, bus terminal and all in town kitchen, windows, plumbing, amenities. Newer windows, SS apliances, carpets, paint hardwood floors, sunroom, decks, custom bathroom w/ & more! Also offers large siding, roof, flooring. Why spa tub. Has 2nd driveway deck & large backyard. rent when you can own this & lots already cleared. Close to Martin’s Point lovely home!! #1066092 #1075373 Beach. #1084455 ONLY $55,000! ONLY $134,900! ONLY $93,500! John 754.9492 Call John at 754.9492 Call Laura at 212.8633 MINOT

RIVER FRONT!

Gorgeous mobile in MiCute river front not. Features 9 acres, atv/ property in Auburn. snowmobile trails, 2 sheds, Features hardwood floors, portable car port & deck. upd kitchen, formal dining, Mobile has been tastefully built-ins, deck, fenced remodeled & is being sold in back yard & awesome furnished. #1074946 water views!! #1049302 ONLY $85,000! ONLY $65,000! Call Roy at 754.6789 Laura 212.8633

NEW LISTING!

LEWISTON

Gorgeous fully rented 2 unit in Lewiston. Features garage, fenced in yard, 3 season porch, vinyl windows and siding and more! Awesome owner occupy!! #1070356 ONLY $77,000! Roy 754.6789

NEW LISTING!

ENDLESS POSSIBILITIES with this 4000 sq.ft. hall in Sabattus on 8+ wooded acres w/ tons of parking! Features 2 event rooms w/kitchens, 2 bars, stage, double fireplaces, ample seating & bathrooms. Ideal for private club, hall rentals or catering! Call John at 754.9492

• WWW.TEAMLITALIEN.COM

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AWESOME 2009 COLONIAL!

WWW.TEAMLITALIEN.COM

• WWW.TEAMLITALIEN.COM

POLAND

B/O

TO BE BUILT CONDO IN AUBURN! Features quiet intown location, 25 common acres, 2 car garage, 2 bedrooms, hardwood & more. Close to shopping! $199,000. Call Laura at 212.8633 For more details.

CenturyCentury 21 AdvantaRoy 21 Advantage 754-6789ge • 506 Main • 506Street, Main Street, Lewiston Lewiston Real Estate Review

April 2013


Roy L’itaLien

L auRa DRinkwateR

John SuLLivan A W

A

Team L I ’ talien

“Make the Right Move… Call Us Today! ” 754-6789

TEAM L’ITALIEN

POLAND

Gorgeous gambrel in Poland. Features 1.4 acres, in-ground pool, patio, 2 car attached garage, landscaping, 3 bedrooms, 2 baths, formal dining, pellet stove, 1st floor laundry & mudroom. Only $215,000! Roy 754.6789

WWW.TEAMLITALIEN.COM

SaL e PenDing

Gorgeous 2006 raised ranch in Sumner. Features 3.4 acres, deck, gorgeous views, stone patio, heated garage, open concept, 2 baths, walk-out basement & gen transfer! Move in ready! #1079676 Only $152,500.Roy 754.6789

NEW LISTING

1994 ranch in Minot with gorgeous 2005 in-law apartment! Features 2 acres, deck, 2 car attached garage with breezeway, 2 car garage under, woodstove, pine floors, hot tub and more! Lots of room here for your toys! #1068488 Price reduced to $199,900!!! Roy 754.6789

Century 2121 AdvantaRoy • 506 Main Street, Century Advantage754-6789ge • 506 Main Street, Lewiston RealLewiston Estate Review

April 2013

• WWW.TEAMLITALIEN.COM

NEW LISTING!

WWW.TEAMLITALIEN.COM

Awesome 2009 custom built Colonial in Auburn near country club & turnpike. Offers approximately 3,000 sq. ft., 5 bedrooms, 3 baths, open concept, master suite, gorgeous granite counters & hardwood floors, 1st floor laundry, porch & 2 car garage. #1052073. Price reduced to $219,900! Call Laura at 212.8633

SOLD!

• WWW.TEAMLITALIEN.COM

B/O

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ARE YOU LOOKING TO...

Buy a New Home?

Refinance an existing Home?

At Rainbow, “We are here for you!� Let us see what we can do for you. Call for a mortgage appointment or apply online!

4 conveniently located branches to better serve YOU! Rainbow FCU Main Office 381-391 Main St. Lewiston 784-5435 784-5453

Mechanic Falls Branch Auburn Office South Paris Branch 20 Washington St., Auburn 1 Lewiston Street, McFalls 172 Pine Street, So. Paris 207-783-0351 346-3001 207-883-0351 743-5410

Federally insured by NCUA

Become the homeowner you always dreamed of being! 10

Real Estate Review

April 2013


www.JerryDouglassRealty.com • www.JerryDouglassRealty.com • www.JerryDouglassRealty.com

When You REALLY Want TO SELL OR BUY Call (207) 782-2209

Serving the Central Maine area for over 30 Years www.JerryDouglassRealty.com • www.JerryDouglassRealty.com • www.JerryDouglassRealty.com

Private Setting

Solid home with sun filled kitchen & family room. Offers 1st floor bedroom, office, full basement, garage & heated workshop. Well maintained home with large wrap around deck. Call Bethany

Spacious home

with 1,350+/- sq ft of office space. Fantastic location with plenty of visibility. Home offers lots of windows facing the private backyard. Fireplace in family room & master bedroom. Plenty of parking + 2 car garage. $450,000 Call Jerry

One floor living!

Freshly painted inside, hardwood floors & updated breezeway. Full basement with room for workspace. Attached 2 car garage. Attractive level & fenced in lot. $139,000 Call Jerry!

Lewiston

In town affordable 3 bedroom home. Kitchen boasts high end stainless range along with double wall ovens. Nice back yard with deck. New Roof! Great price and affordable taxes make this a must see! $54,000 Call Jerry

25 Unit Package Mixture of 1, 2 & 3 bedrooms 6 Unit

7 Unit

multi-family building with fenced in backyard. Large porch and off street parking. Listed and ready to sell. $90,000 Call Jerry

multi family building with nice mix of 1,2 and 3 bedroom apartments. Off street parking.

$100,000 Call Jerry

12 Unit

investment property. Enclosed porches and storage sheds for tenants. Off street parking. $190,000 Call Jerry

$360,000 Call Jerry

www.JerryDouglassRealty.com • www.JerryDouglassRealty.com • www.JerryDouglassRealty.com

www.JerryDouglassRealty.com • www.JerryDouglassRealty.com • www.JerryDouglassRealty.com

www.JerryDouglassRealty.com • www.JerryDouglassRealty.com • www.JerryDouglassRealty.com

HOUSE BUYING TIP #4 ORGANIZE YOUR PAPERWORK. YOU WILL NEED ..... • Your Credit Report. Banks run their own copy, but you need to get your own Credit Report to verify that it is correct. • Bank statements for the last 2-6 months. 3 months is typical. • If you had a bankruptcy, collect all the paperwork together. • Last 2 consecutive pay stubs. Get 60 days worth, some banks ask for more. • Monthly statements or coupon books from loans you are paying off. • Last 2 W2 Forms. Some banks ask for your previous 2 tax filings. • Property tax statement from last year if you paid any. • If you are a recent graduate, get your transcripts, they will ask for them. • A form from your utility company stating that you are current on your bills. Most utilities have a standard form ready to fax out. • Income from divorce, alimony, Social Security, gaming, lawsuits, inheritance. • Your drivers license & social security card. • Car titles, if you own your car 100%. • Retirement plan statements for the last 3 months. • Statements from your Stock, Mutual Fund, or IRA accounts. • Any other 1099 forms that companies sent you for doing work for them. • Your last 3 credit card statements showing nice low balances. They will check your credit report for this, but have it ready in case they ask for it. • If any income is derived from ownership in a corporation, banks ask for the corporate tax return, even though earnings appear on your Schedule K. They verify income because if your down payment was from an illegal source, the government can seize your house, leaving the bank stranded.

April 2013

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n o i t n Atte

Business Owners Business loans available up to

$250,000.00

equal opportunity lender

Are you expanding, purchasing state-of-the-art equipment, upgrading your machinery, thinking of starting a new company or even looking for a new business home? Contact Stephanie Lewis to learn more. slewis@economicgrowth.org

• Prime 5.33 acre lot in Lewiston Industrial Park, a mile from Exit #80. • Site is graded and pad ready for building construction. • Fully permitted & approved for 150’ x 300’ or 48,000 sq. ft. building. • Public water & sewer, 3-phase power, natural gas already installed.

Lewiston Development Corporation 207-784-0161 • www.economicgrowth.org Real Estate Review

April 2013


How to Feel at Home After You Move (ARA) - Moving to a new community can be a great adventure, if you go with the right attitude and a sound strategy for settling in. Make an action plan and you’ll stay focused, organized and proactive -- just what’s needed to put roots down fast.

Before You Go

* Complete a change of address form with the post office, which can be done online at usps.com. You’ll also want to send your new address to any publications you subscribe to. * Make initial contact with childcare facilities. Depending on the area you move to, you may need to put your name on a waiting list. * If possible, enroll your children in school. Firm plans will reduce the stress. * Pack a box with essentials for your first few nights, such as prescription medicine, toiletries, a telephone, clothing, towels, toilet paper and bed linen. * You’ll also want to make arrangements to have utilities transferred to your name or turned on.

Upon Arrival * * * *

For safety and peace of mind, change the locks. Locate emergency services -- police and fire stations and the closest hospital. Hang drapes or curtains to give you some privacy. Select one room, perhaps the family room, as a place of refuge. Make it a cozy space, free of unpacked boxes, empty cartons or anything else move-related. * Stock the fridge with prepared entrees and the makings for no-fuss meals.

The First Week

* Check with the post office to see if they are holding mail for you. Finish sending out change of address to credit card companies, clubs, associations, friends and family. * File away all documents related to the move. You’ll need them for verification of moving expenses at tax time. * Call your waste removal company or department of sanitation for a trash collection schedule. * Update your driver’s license and transfer the vehicle registration. * Register to vote. * Take a tour of your neighborhood to become familiar with your new surroundings. Learn the routes to work, school, grocers, etc.

Help Your Children Adjust

* Maintain family routines. Kids will appreciate the continuity of family life. * Involve the kids. Allow them to select new furnishings or decorate their rooms. * Visit the local playground. * Try to be home when the children return from their first day at school. Kids feel reassured when a parent is there to hear about their day.

Get Involved in the Community * * * * * * *

Spend time outdoors. Neighbors may greet you and come by for sidewalk chats. Walk your dog in an area where you see other dog owners congregating. Schedule an after-work coffee or dessert hour. Invite neighbors to drop by. Choose a place to worship and get involved; consider doing volunteer work. Select professional service providers such as doctor, dentist and financial and/or tax advisor. Join a club or take up activities you enjoyed before the move. Take a job-related class to develop new professional contacts and update skills.

Don’t hesitate to contact local financial and real estate professionals for more ideas or information about your new community. By re-establishing daily patterns and developing ties soon after arrival, your new environment will feel like home in no time. – Courtesy of ARAcontent

April 2013

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PREAPPROVAL If you think homeownership is for you, getting pre-approved for a mortgage is a good idea. This determines the size of the mortgage you qualify for, and therefore, decides the price range for the homes you can look at. Pre-approval helps you to: • Know how much you can borrow. • Confirm your ability to qualify for a mortgage based on your credit, financial and employment information. • Strengthen your position to make an offer on a house. A seller will be more willing to accept an offer if the buyer is pre-approved. To become pre-approved, you'll need to work with a mortgage lender. The mortgage lender will review your credit history, earnings information, employment history and assets. You will need to provide certain documents to the lender to verify this information. After the review, the lender will give you a "pre-approval letter." The pre-approval letter tells home sellers that you have the ability to qualify for a certain mortgage amount. A pre-approval letter tells home sellers that you have the ability to qualify for a mortgage. Getting pre-approved is not the same thing as getting pre-qualified. Pre-qualification simply states that the borrower qualifies for a loan based on some preliminary questions but does not commit the mortgage lender to approve the mortgage. The mortgage lender will still have to conduct a complete review of your financial situation, including your credit report and your income and employment history. The pre-approval process is more thorough. The lender does most of the work for full approval except for an appraisal and title search because there is no property identified to buy. Real Estate Review

April 2013


Top 10 Remodeling Projects That Offer the Biggest Returns On February 18, 2013, in Home Trends, Remodeling Adviser, by Melissa Tracey By Melissa Dittmann Tracey, REALTOR(R) Magazine Home owners are investing in their homes once again, according to recent industry surveys that point to a strong rebound taking hold in home remodeling. Home owners also may be seeing higher gains from some of these remodeling projects at resale, according to the most recent Cost vs. Value Report, which reviews the top remodeling projects that offer the highest returns at resale. The Cost vs. Value Report is conducted each year by Remodeling Magazine, in conjunction with REALTOR(R) Magazine. So, which remodeling projects offer the potential for some of the biggest pay-backs at resale? The following mid-range remodeling jobs offer the highest returns, according to the 2013 Cost vs. Value Report.

1. Entry door replacement (steel) Estimated job cost: $1,137 Return on investment at resale: 85.6%

6. Attic bedroom Job cost: $47,919 ROI: 72.9% 7. Siding replacement (vinyl) Job cost: $11,192 ROI: 72.9%

2. Deck addition (wood) Job cost: $9,327 ROI: 77.3% 3. Garage door replacement Job cost: $1,496 ROI: 75.7%

8. Window replacement (vinyl) Job cost: $9,770 ROI: 71.2% 9. Basement remodel Job cost: $61,303 ROI: 70.3%

4. Minor kitchen remodel Job cost: $18,527 ROI: 75.4% 5. Window replacement (wood) Job cost: $10,708 ROI: 73.3%

10. Major kitchen remodel Job cost: $53,931 ROI: 68.9%

Courtesy of Androscoggin Valley Board of Realtors

April 2013

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T ER R Y H EWITT

BELANGER REALTY Visit: www.TerryHewitt.com

tt

Terry Hewi

for ALL current listings in Maine

998-4516 Ext. 203 Cell:

207-240-9196

EMAIL: RealEstateWithTerryHewitt@gmail.com

POLAND

This Almost new ranch offers covered porch, gleaming hard wood and tile floors, open floor plan, huge bath and much more.

$149,900

Real Estate with a diff different erent point of view...Yours!

WHITNEY POND

This affordable classic Maine cottage sits right at waters edge of Whitney Pond, expansive water views, large screened porch, 2 Ponds in one...boat from Whitney to Hogan Pond. Year round access.

$149,000

THOMPSON LAKE BEAUTY

Gorgeous year-round home offers wood & tile floors, stone fireplace, 3 or 4 bedrooms, HUGE custom kitchen and dining area, large master suite, 2 full baths, expansive water views, patio and deck area, tar drive, sandy waterfront on pristine Thompson Lake.

$349,900

THOMPSON LAKE

This quality built, immaculate, year-round home with expansive Thompson Lake & Mt. views from almost every room offers 4 large bedrooms, open floor, cathedral ceilings, 420 feet of waterfront, 2 dock systems, HUGE garage.

$449,000

POLAND PARK

Immaculate double-wide, large screened-in porch, 2 full baths, public rights to Tripp Lake just around the corner, appliances included, Many new updates!

$39,900

$119,900

WHITNEY POND

This Wonderful year-round Post and Beam home on Whitney Pond offers screened porch, deck,3 wood stoves, wood & tile floors, 2 baths, cathedral ceilings, exposed beams, 1st floor master, tar drive, huge garage, plus much more!

$289,000

POLAND

This older mobile with an addition offers 2 enclosed porches, 2 car garage, and wood burning stove with brick hearth. Home is situated on a nice parcel of land. Price to sell!

$59,900

THOMPSON LAKE

This Thompson Lake 4 season cottage offers expansive water views, easy year round access, lots of windows, wood floors, propane fireplace, pine interior, deck, dock and many updates. Enjoy pristine Thompson Lake all year long!

$249,900

OXFORD

This large ranch on a beautifully landscaped lot offers, a deck, 1 car garage, 2 out buildings, sauna, sun room, huge kitchen, open floor plan and much more. A MUST SEE!

THOMPSON LAKE

2 car garage with guest quarters on Pristine Thompson Lake. 8.3 acres of peace and serenity. 200 feet of deep water frontage. 2 huge decks, fieldstone fireplace, tar drive, outbuilding, and much more. A must see!

$399,000

THOMPSON LAKE RIGHTS

This large well cared for cape offers rights to pristine Thompson Lake just steps away, huge sandy beach and boat launch, wood and tile floors, new family room, large kitchen, 2 car garage, well landscaped lot and much more! A MUST SEE!

$225,000

POLAND

Quality home offers wrap around covered porch, grand fireplace, wood and tiles floors, sun room, decks, 2 baths, formal dining room, large barn + 2 car garage, Pastoral views of Tripp Lk. Gorgeous woodwork,updated systems, was used as B&B at one time.

$179,000

WHITNEY POND

This classic Maine Cottage on Whitney Pond offers 4 bedrooms, large deck, wonderful water views, sandy bottom for great swimming, wood stove, wood floors, year round access, large lot and much more!

$189,000

WONDERFUL LOCATION OXFORD

Over 5 acres of peace and serenity Watch the wild life from your front door. This newly updated ranch offers, open floor plan, new flooring, new roof, recently painted, 3 bedrooms and 1.5 baths. Affordable living loaded with extras!

$119,000

Visit: www.TerryHewitt.com for ALL current listings in Maine Real Estate Review

April 2013


April RER 2013  

April Real Estate Review 2013

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