PROGRESS ANNUAL REPORT 2013
HOW YOU CAN PARTICIPATE The focal point for our Community Investing strategy lies in balancing our investors’ need for a financial return with their desire to create greater access to affordable housing and quality community-based facilities in low-income areas. With more than $47 million in cumulative investments made, Leviticus has become adept at directing flexible capital to projects that have both positive social impacts and financial viability. One measure of our success is our high investor retention rate over our thirty year history. We invite you to consider joining our community of investors. Organizations. A faith-based organization, religious order, health care system, nonprofit organization, college or university can become an investor in Leviticus in one of two ways: n Member Investor. A Member makes what is called a subvention investment for a minimum period of five (5) years at a minimum amount of $5,000. The investment is evidenced by the purchase of a subvention certificate. The investment earns what is the equivalent of a fixed interest rate of 2% per annum, which is paid semi-annually. Member Investors elect Leviticus’ Board of Directors. n Associate Investor. An Associate makes a loan to Leviticus for a minimum period of one (1) year at a minimum amount of $1,000. The loan is evidenced by a loan agreement and promissory note. The Associate is paid a fixed interest rate of 2% per annum, which is paid annually. Individuals. An individual can also become an Associate Investor in Leviticus, and makes a loan to Leviticus in accordance with the same terms as apply to Associate Investors that are organizations. To learn more about investing with the Leviticus Fund, please call our office at 914-606-9003 x201, or visit http://www.leviticusfund.org/invest_overview.htm
Derrick A. Lovett, President Executive Director MBD Housing Corporation, Inc.
BOARD OF DIRECTORS Richard O’Brien Vice President Apple Bank for Savings
Cathy Rowan, Vice President Director, Socially Responsible Investments CHE Trinity Health
Michael Sena Vice President and Chief Accounting Officer Harbinger Group, Inc
Linda Hincken, Treasurer Chief Financial Officer Sisters of St. Dominic of Amityville
Justin Towey Managing Director Morse, Towey and White Group, HighTower Advisors
Judy Rimbey, OP, Secretary Treasurer Eastern American Province of the RSHM
Rev. Julius Walls, Jr. President Greater Centennial Community Development Corp.
Salvatore Del Bene Retired Bank Lender COMMITTEE MEMBERS (NON-BOARD MEMBERS) Carmel Caputo, CND, Missionaries of La Salette Alvaro Ortiz, Morgan StanleySparkill Mary Heyser, RSHM, Eastern American Province Peggy Scarano, OP, Dominican Sisters of Sparkill Dennis McDermott, JP Morgan Chase Maryann Summa, OP, Dominican Sisters of Sparkill Kathleen Walsh Murnion, KW Murnion Associates John Wilson, TIAA-CREF
Bernadette Kenny, RSHM Christine McGuinness, Schiff Hardin LLP
PRO BONO COUNSEL William J. Robb, Jr.
STAFF Greg Maher, Executive Director Kenneth Gold, Senior Loan Officer
Margaret Murphy, OP, Finance Officer Maryann Sorese, Business Development Officer
A home with an accessory apartment was renovated by A-HOME to create a homeownership opportunity for a low-income family in Pleasantville, New York.
Spring, 2014 Dear Leviticus Members and Friends, The Leviticus Fund marked completion of its third decade in 2013. During our 30th anniversary celebration we reflected on the vision of our original members and thanked all our members and associate, bank and other institutional investors who have joined the Leviticus journey. Our 69 members, and their willingness to put their money squarely behind their values, are the bedrock of our story, and have helped open the doors to so many of you who have supported the work we do. From humble origins Leviticus has grown into a nearly $20 million loan fund today, with $47 million of investments under our belt. Those investments have aided projects that have allowed families with low incomes to gain access to safe, decent homes or high quality child care. Loans have made possible projects that provide housing to the formerly homeless, and to individuals suffering from mental or physical disabilities or substance abuse. Other loans have assisted residents of manufactured home parks in the cooperative purchase of the land under their houses, in the process safeguarding the future affordability of their community. In May we gave thanks for Dave Raynor and his fourteen years of dedicated service to the Leviticus Fund. During Daveâ€™s tenure Leviticus grew steadily, increasing three-fold in size and expanding its reach. In September we welcomed Greg Maher as our new Executive Director. Greg has been in the community development field for 23 years and brings a wide range of experience to the organization, all of which bodes well for our future. The last year saw increased discourse in the public square about the poor, the marginalized, those without opportunity, and the growing inequality in wealth and income in the United States and throughout the world. Our focus at Leviticus and the commitment of everyone who believes in our mission directly touches on that debate. We seek each day to strengthen communities where those in our society with fewer resources live and work. We thank our many donors, member investors, associate investors, partner investors, Board members, and all our supporters for backing the progress we achieved in 2013. We could not have done it without you! Sincerely,
Derrick Lovett, Board President
2013 Annual Report
Greg Maher, Executive Director
Access to home health and personal care assistance creates independence for older residents within their living space.
New Senior Housing Restores a The shuttered site of the former St. Francis Hospital in Beacon, New York stands as an archive of sorts, a chronicle of the most vital life experiences of residents of the city and the surrounding area. The hospital’s long hallways are etched with the community’s collective memories: the birth of a child; the recovery from an illness; the death of a loved one. State and community funding built the facility in 1958. It opened as Highland Hospital and when it was in danger of closing in 1984, the Dutchess County community rallied with donation drives to save it. When the hospital finally closed in the early 1990’s, it was a big blow to Beacon residents. Now a nonprofit developer has new plans for the property that will blend the need for affordable senior housing with auxiliary health care and home health aide services. Hudson Valley Housing Development Fund Company (HVHDFC) will be repurposing the former hospital into 68 units of affordable rental housing for seniors age 62 and older. The project will also include space for St. Francis Home Care Services, which will provide medical services to tenants and residents in the surrounding area plus an employment training program for home health care workers. The Leviticus Fund provided a $281,000 predevelopment loan to HVHDFC to initiate development of Highland Meadows, so named in deference to the original hospital on the site. It was one of eight projects that Leviticus 2013 Annual Report
supported in 2013 with almost $4 million of financing. “The building is such a part of the City of Beacon’s history,” said Margaret O’Leary, Chief Executive Officer of Community Services Program (CSP), the parent organization of HVHDFC. “A lot of the population was born there and many were responsible for raising funds to keep the hospital open back in 1984,” she added. “This project is a good adaptive reuse of the property and will address a community need for housing. In addition, it is a community development project that removes blight and keeps a landmark.” The cost to develop Highland Meadows is estimated at $18.8 million. Funding for the project is expected from multiple sources, including a potential low income housing tax credit award from New York State Homes and Community Renewal as well as capital and operating funding from the New York Office of Mental Health. CSP has designed the project to be affordable to seniors earning below 60% of area median income and the nonprofit developer will set aside 18% of the units to serve the physically handicapped and those living with a mental health diagnosis. CSP is an experienced developer of affordable senior rental housing in Dutchess, with additional projects at DiMarco Place I and DiMarco Place II in Wappingers Falls and Meadow Ridge II in Beacon. All three facilities report extensive waiting lists for available units. That level of demand is backed by census data that shows a surge in the
Sixty-eight units of affordable rental housing for seniors age 62 and older are proposed on the grounds of the former St. Francis Hospital in Beacon, New York.
Community Anchor 65 and older population in Dutchess County and the eight additional counties in New York’s Hudson Valley region. The numbers illustrate the desire of seniors to “age in place,” either in their own homes or in communities where there is familiarity with routines and an existing support network of friends and family. In Dutchess alone, the 65 and older age group grew 36% from 1990 to 2010 and is expected to increase 26% by the next decennial census. Drill deeper into the housing demand and the waiting lists, and two challenges rise to the surface. The first is that seniors are more likely to be cost burdened by housing-related costs than younger households. A 2010 report entitled Expenditures of the Aged by the federal Social Security Administration indicates that on average those 65 and older pay 35% of their annual expenses just for housing. That percentage of housing costs increases to 43% for the lowest income seniors. Out-of-pocket healthcare, plus food and transportation, absorb on average an additional 40% in annual expenses for all seniors. The second challenge is offering housing opportunities for seniors that create true independence within the living space as well as providing access to additional services as needs arise. CSP is structuring Highland Meadows specifically for lower income seniors, who already make up the bulk of potential renters on the nonprofit’s waiting list. The 2013 Annual Report
building’s design includes elevators, fire alarm systems appropriate for vision and hearing impaired tenants, plus features as specific as door handles and light switches suited for those with arthritis. The more comprehensive addition of the health care annex to the building’s redevelopment is a mixed-use that CSP believes will enhance its services and will allow the tenants to stay in place much longer. St. Francis Home Care Services will lease space in Highland Meadows. Its services include medical, nursing, nutrition counseling, occupational, physical and respiratory therapy, as well as home health aides to provide personal care assistance, housekeeping, food shopping and laundry. “St. Francis Home Care Services will be providing services on-site for our tenants, and they will be using that same center to train additional home health care workers,” explained Ms. O’Leary. “Our senior residents are living longer and as they age they are on certain medications that need to be checked monthly and in some cases weekly. By having the services on site it will give our tenants such peace of mind.” “Leviticus commends CSP for the innovative approach it is pursuing with the Highland Meadows project,” said Greg Maher, Leviticus’ Executive Director. “The demand for affordable senior rental in our area also includes a need for easy access to essential auxiliary services like medical and home health care services that enable our older residents to feel safe and independent in their living space.”
Education nurtures the curiosity of children to learn and explore. This is especially true for pre-school age youngsters enrolled in quality programs.
Early Childhood Education A loan of $1,010,000 from Leviticus supported the expansion of an existing early education facility in Camden, New Jersey. Acelero Learning Camden/ Philadelphia, Inc., a subsidiary of Acelero, Inc., added nine new classrooms to the building, increasing the center’s current enrollment by 145 children. Seven of the nine classrooms will be used for New Jersey’s Abbott Preschool program for three- and four-year old children from economically disadvantaged school districts and two will be used for the federal Head Start program. Leviticus’ loan is a participation in an over $2,000,000 loan initiated by The Reinvestment Fund to finance the facility’s $3,600,000 addition. Leviticus provided financing to the same borrower in 2010 to purchase this same building, which has since been used for Early Head Start and Extended Day programs for low-income children. This is the fourth loan that Leviticus has made to Acelero, Inc. and its subsidiaries.
Affordable Housing A-HOME, a nonprofit organization providing affordable rental housing in Westchester County, completed a gut rehabilitation of a single-family home in Pleasantville, New York that had sat vacant for years. Leviticus provided a $215,000 construction loan in support of the project. The home will be sold to a first-time homebuyer earning up to 80% of area median income (AMI.) An accessory apartment, which was added during the renovation, will be rented to a tenant earning up to 60% 2013 Annual Report
AMI. The house is located in one of several communities in Westchester under federal mandate to create more affordable housing opportunities for racial minorities. This is the fourth loan that Leviticus has made to AHOME and its affiliates.
CIL Affordable Housing Inc., an affiliate of Corporation for Independent Living (CIL), is committed to creating homeownership opportunities for low income families in Hartford, Connecticut. A $130,000 construction loan from Leviticus supported CIL’s most recent project to significantly renovate a vacant, deteriorated three-family house to a two-family home. When renovations are complete the home will be sold to a homebuyer earning up to 80% of area median income (AMI), with the additional unit rented to a tenant at or below 50% AMI. This is the sixth loan Leviticus has made to CIL and its affiliates, and the third loan of this kind to renovate distressed homes in the community for purchase by lowincome households.
As described in more detail earlier in this report, a vacant, former hospital in Beacon, New York is being repurposed thanks to the work of the Hudson Valley Housing Development Fund Company, Inc. (HVHDFC). The nonprofit received $281,000 in predevelopment financing from Leviticus to initiate redevelopment of the former hospital property to 68 units of affordable rental housing. The rental units will serve seniors age 62 and older with income levels up to 60% of area median income. The project also includes development of leased
One of six homes in Suffolk County, New York operated by Suburban Housing that offers a formerly homeless family an opportunity for safety and stability.
space for St. Francis Home Care Services, Inc. to provide medical services to the project’s tenants and area residents, as well as employment training for home health care workers. This is the third loan that Leviticus has made to HVHDFC and its parent organization, Community Services Programs, Inc.
A four-unit multi-family building in Port Jervis, New York was acquired and renovated to provide transitional and permanent rental housing for homeless individuals and families in Orange County. Leviticus provided $40,000 in financing to Community Housing Innovations, Inc. (CHI) for the project, which included $200,000 in building acquisition and over $51,000 in renovations. CHI is a nonprofit housing and human services agency that works in three other Hudson Valley counties of Westchester, Dutchess and Ulster, as well as Nassau and Suffolk counties on Long Island. This is the third loan Leviticus has made to CHI.
Leviticus provided $500,000 in permanent financing to Suburban Housing Development and Resources, Inc. to refinance existing debt at a lower rate on six properties used for affordable housing. The loan included additional funds for Suburban to use for development of new properties. The six parcels included in the refinance are each single-family homes that offer permanent affordable housing for a formerly homeless population. Suburban provides shelter and services for families in need in Suffolk County, New York. This is the sixth loan Leviticus has made to Suburban. 2013 Annual Report
Manufactured Home Community Leviticus was one of three nonprofit lenders supporting significant infrastructure improvements to a new resident-owned manufactured housing community in North Adams, Massachusetts. Wheel Estates Tenants Association, Inc. purchased the 400 acre, 188-unit community in May 2013 for $2,650,000. Prior to the purchase, a property condition assessment revealed a pressing need for repair and replacement of water and sewer piping, storm water drainage, roads and driveways. Leviticus’ $600,000 loan was a participation in a $1,180,000 loan made by Resident Ownership Capital, LLC.
Non-Profit Facility Two office buildings in Sheldon-Charter Oak, one of Hartford, Connecticut’s oldest neighborhoods, are being converted into a nonprofit office center by CIL Community Resources Inc., also an affiliate of CIL, which is mentioned in one of the above housing loan summaries. The project’s total cost is $6,060,000 and Leviticus provided $1,200,000 in financing for acquisition and renovation of the two buildings. When completed, CIL Community Resources, Inc. will lease space in the buildings to nonprofit organizations for below-market rents, providing shared conference room and back-office access to the nonprofit tenants. This is the seventh loan Leviticus has made to CIL and its affiliates.
Homeowners in the resident-owned community of Wheel Estates will benefit from infrastructure improvements in their manufactured-home park.
STATEMENT OF FINANCIAL POSITION FOR THE YEARS ENDED December 31, 2013 December 31, 2012 ASSETS Cash and Cash Equivalents - including $1,548,529 and $1,439,012 set aside to fund loan commitments as of December 31, 2013 and 2012, respectively $ Investments - including restricted investments of $252,596 and $208,859, respectively Notes Receivable - Projects Less: Loan Loss Reserve Interest Receivable Contributions Receivable Other Assets Deferred finance costs - net of accumulated amortization of $15,329 and $12,019, respectively Equipment and Furniture - net of accumulated depreciation of $58,338 and $50,180, respectively Total Assets $ LIABILITIES & NET ASSETS Liabilities Notes Payable Promissory Notes - Associates Subordinate Debt - Subventions Payable - Members Subordinate Debt - Equity Equivalent Investment Deferred Revenue Accounts Payable Interest Payable Deferred Rent Total Liabilities Net Assets Unrestricted Unrestricted - Board Designated (Operating Reserve) Total Unrestricted Net Assets Temporarily Restricted Net Assets Total Net Assets Total Liabilities and Net Assets
2013 Annual Report
2,200,669 14,379,048 (772,876) 101,941 4,990 6,854
3,043,225 12,389,903 (958,241) 87,912 48,967 6,854
5,771 12,057 19,495,076
8,792,427 $ 1,996,517 2,900,000 1,250,000 7,062 39,593 56,454 2,345 15,044,398
8,710,891 1,909,506 3,240,000 750,000 5,736 27,618 46,115 2,072 14,691,938
3,454,409 521,834 3,976,243 474,435 4,450,678 19,495,076 $
3,528,569 523,276 4,051,845 438,435 4,490,280 19,182,218
Suburban Housing values the location of its affordable housing within well-established neighborhoods with easy access to transportation and schools.
STATEMENT OF ACTIVITIES FOR THE YEARS ENDED December 31, 2013 REVENUE AND OTHER SUPPORT Interest - Investments Interest - Project Loans Contributions Grants Commitment and other Fees Other Net Assets released from Temporarily Restricted Total Revenues and Other Support
EXPENSES Interest Other Program Services Total Program Services Management and General Fundraising Total Expenses
349,421 560,538 909,959 94,822 22,475 1,027,256
(DECREASE) INCREASE IN UNRESTRICTED NET ASSETS
Contribution Income Net assets released from restrictions INCREASE IN TEMPORARILY RESTRICTED NET ASSETS CHANGE IN NET ASSETS Net Assets, Beginning of Year Net Assets, End of Year
2013 Annual Report
49,355 789,227 67,544 45,382 146 951,654
December 31, 2012
41,067 749,898 118,225 383,373 40,168 78,500 1,411,231
304,087 722,057 1,026,144 110,597 18,338 1,155,079
95,000 (78,500) 16,500
(39,602) 4,490,280 4,450,678 $
272,652 4,217,628 4,490,280
The support of a holistic case manager from Community Housing Innovations provides a first step for individuals and families transitioning from homelessness.
Congregation of the Blessed Sacrament, Highland Heights, OH Dominican Sisters of Sparkill, NY Sisters of Charity of New York Peter Crippen Katherine M. Elsner Carole Kakos Trust Lenore E. Maroney John B. Sullivan Richard and Charline Watts Sisters of Charity, Nazareth, KY Adrian Dominican Sisters Apple Bank for Savings Wells Fargo Bank
Anonymous Cashin Family Fund Bernadette Cronin-Geller Salvatore Del Bene Sondra Ford Kenneth Gold Charles Hammerman Elizabeth Hasselt, OP Linda Hincken Carole Kakos Maureen LaPiana Francis Lewis Antonio Linneman Derrick Lovett Sue Ellen and Greg Maher Katherine Marschall R. Gabriel Moran Patricia Mulryan, SC Kathleen Murnion Richard and Susan O’Brien Catherine and Tom Rowan Apple Bank for Savings Capital One Congregation of Notre Dame Emigrant Bank JPMorgan Chase Foundation Mercy Investment Services
2013 Annual Report
Missionary Sisters of the Immaculate Heart of Mary Morgan Stanley Congregation of Infant Jesus, Rockville Centre, NY Wells Fargo Foundation
Congregation of Infant Jesus Franciscan Brothers of Brooklyn Franciscan Sisters of Peace Franciscan Sisters of the Atonement Sisters of Charity of Halifax Sisters of Our Lady of Christian Doctrine Society of Jesus New York Province Sisters of St. Francis of the Neumann Communities Ursuline Convent, Wilmington Jonathan D. Beard & Rachel Theilheimer Bernadette Cronin-Geller Victoria DiLucia Katherine Elsner Patricia M. Kenny Alan J. Kidder Ann W. LaValle Francis R. Lewis Eifiona L. Main and Charles J. Engel Kathleen Murnion James & Susan O’Shea Carmelite Sisters for the Aged and Infirm Sisters of St. Joseph of Northwestern Pennsylvania St. John’s Church, Larchmont, NY Ursuline Community, Liberty Avenue Ursuline Community, Linden Avenue Ursuline Community, Longstreet Avenue
Albany Area Housing Opportunities, Albany, NY Brothers of the Christian Schools, District of Eastern North America Catholic Biblical Association, Washington, DC Church of St. Raymond, Bronx, NY Congregation of Christian Brothers, New Rochelle, NY Congregation of Holy Cross, Moreau Province, TX Congregation of Holy Cross, US Province, IN Congregation of Infant Jesus, Rockville Centre, NY Congregation of Notre Dame, Wilton, CT
Congregation of the Blessed Sacrament, Highland Heights, OH Daughters of Divine Charity, Staten Island, NY Daughters of the Holy Spirit, Putnam, CT Daughters of Wisdom, Islip, NY Discalced Carmelite Nuns, Beacon, NY Dominican Fathers & Brothers, Province of St. Joseph, NY Dominican Sisters of Hope, NY Dominican Sisters of Peace, OH Dominican Sisters of Sparkill, NY Franciscan Brothers of Brooklyn, NY Franciscan Sisters of Allegany, St. Bonaventure, NY Franciscan Sisters of Peace, Haverstraw, NY Franciscan Sisters of Peekskill, NY Franciscan Sisters of the Atonement, Garrison, NY Georgian Court University, Lakewood, NJ Leadership Conference of Women Religious, Region 2 Marist Brothers of the Schools, Bayonne, NJ Maryknoll Fathers and Brothers, NY Maryknoll Sisters, NY Missionary Sisters of Immaculate Heart of Mary, New York, NY Montfort Missionaries, Ozone Park, NY Paulist Fathers, Jamaica Estates, NY Province of St. Mary of the Capuchin Order, White Plains, NY Redemptoristine Nuns, Esopus, NY Religious of the Sacred Heart of Mary, Tarrytown, NY School Sisters of Notre Dame, Atlantic-Midwest Province School Sisters of St. Francis, Milwaukee, WI Sisters of Charity of Halifax, Nova Scotia, Canada Sisters of Charity of New York Sisters of Mary Reparatrix, Riverview, MI Sisters of Mercy, Mid Atlantic Community Sisters of Mercy, Northeast Community Sisters of Mercy, New York, Pennsylvania, Pacific West Community Sisters of Our Lady of Christian Doctrine, Nyack, NY Sisters of St. Dominic, Blauvelt, NY Sisters of St. Dominic, Caldwell, NJ Sisters of St. Dominic, Tacoma, WA
Early care and education programs benefit low-income children and their families and generate jobs and broader economic activities in local communities. Sisters of St. Francis of the Neumann Communities Sisters of St. Francis of Philadelphia, PA Sisters of St. John the Baptist, Bronx, NY Sisters of St. Joseph of Carondelet, Albany Province Sisters of St. Joseph of Peace, Englewood Cliffs, NJ Sisters of St. Ursula, Rhinebeck, NY Sisters of the Divine Compassion, White Plains, NY Sisters of the Good Shepherd, Jamaica, NY Sisters of the Holy Cross, Notre Dame, IN Sisters of the Order of St. Dominic, Amityville, NY Sisters of the Presentation, New Windsor, NY Sisters of the Resurrection, Castleton-on-Hudson, NY Sisters Servants of the Immaculate Heart of Mary, Immaculata, PA Sisters Servants of the Immaculate Heart of Mary, Scranton, PA Society of Jesus, New York Province, NY Society of the Holy Child Jesus, American Province, Rosemont, PA The Crusade for Family Prayer, Inc., North Easton, MA The Reformed Church of Bronxville, NY The Sinsinawa Dominicans, Sinsinawa, WI Ursuline Convent, Wilmington, DE Ursuline Convent of St. Teresa, New Rochelle, NY Ursuline Sisters of Roman Union, Eastern Province Ursuline Sisters of Tildonk, Jamaica, NY
Jonathan D. Beard & Rachel Theilheimer John Brennan and Frances Sullivan Anne Marie Bucher OP Edward and Elaine Chanda Quincy E. Chanda Thomas Conlon Peter Crippen Bernadette Cronin-Geller Nancy & Joe Cruickshank Paul Dermody Victoria DiLucia Rose DiMartino Lawrence & Marjorie Donahue Mary-Cabrini Durkin Katherine M. Elsner
2013 Annual Report
Gadfly Trust Lynne M. Gerber Trust David Gustafson John & RoseMary Hunt Carole Kakos Trust Brian Kaminer Patricia M. Kenny Alan J. Kidder Ann W. LaValle Elizabeth M. Leddy Trust Francis R. Lewis Eifiona Main & Charles J. Engel Margaret A. Mariani Lenore E. Maroney William M. & Miriam F. Meehan Foundation Kathleen Murnion James & Susan Oâ€™Shea Mary C. Oberc Marilyn Olin Carla Padilla Dr. Frances M. Poggioli Catherine & Thomas Rowan Marta Santiago Michael Sena Elizabeth V. Sorese Robert Strittmatter & Norine R. DiCarlo Rev. John B. Sullivan Mary A. Sullivan Richard and Charlene Watts Charles Wiggins Woodlands Investment Management Account Kathleen M. Worthington Adorers of the Blood of Christ, Wichita, KS Carmelite Communities Inc., MD Carmelite Srs. for the Aged and Infirm, Germantown, NY Carmelite Sisters of Charity, Washington, DC Catholic Health East, Newtown Square, PA Holy Spirit Missionary Sisters, Techny, IL Institute for Public Architecture, New York, NY Jewish Funds for Justice, Philadelphia, PA Leadership Conference of Women Religious, Region 2 Loretto Literary and Benevolent Institution, KY
The New England Conference of Diocesan Directors of Religious Education St. Johnâ€™s Church, Larchmont, NY School Sisters of Notre Dame, Atlantic-Midwest Province School Sisters of Notre Dame, Milwaukee Province School Sisters of St. Francis, Milwaukee, WI Sisters of Charity of St. Elizabeth, Convent Station, NJ Sisters of Charity of the BVM, Dubuque, IA Sisters of Charity, Nazareth, KY Sisters of St. Joseph of Carondelet, Albany Province Sisters of St. Joseph of Carondelet, St. Paul Province Sisters of St. Joseph of Northwestern Pennsylvania Sisters, Servants of the Immaculate Heart of Mary, Scranton, PA Society of the Divine Word, Techny, IL Sustainability Group, Boston, MA United Methodist Church, General Board of Global Ministries, New York, NY Ursuline Community, Liberty Avenue, New Rochelle, NY Ursuline Community, Linden Avenue, New Rochelle, NY Ursuline Community, Longstreet Avenue, Bronx, NY
Adrian Dominican Sisters Apple Bank for Savings Bank of America Basilian Fathers of Toronto Bon Secours Health System, Inc. Capital One Catholic Health Initiatives, Denver, CO CDFI Fund Mercantil Commercebank Mercy Investment Services Ridgewood Savings Bank Seton Enablement Fund Signature Bank Small Business Loan Fund, U.S. Treasury TD Bank Trinity Health Corporation Wells Fargo Bank Wells Fargo Regional Foundation
NON PROFIT ORG US POSTAGE PAID OSSINING, NY PERMIT NO. 6229 Leviticus 25:23 Alternative Fund, Inc. 33 W. Main Street, Room 205 Elmsford, NY 10523
A proposed nonprofit office center in Hartford, Connecticut. will promote shared space and services, as well as collaboration, among nonprofit tenants. The two buildings, which are pictured at the bottom center and left, are being renovated by CIL Community Resources, Inc.