Page 1

“Serving the Area since 1968”

JOHN’S BUILDING & REMODELING Fully Insured

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October

Fulton-Montgomery Edition Let us hold unswervingly to the hope we profess, for he who promised is faithful. ~ Hebrews 10:23

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October 2012 • Fulton-Montgomery DollarSaver • Page 2

Rolis Muscle Cars, LLC 30 S. Main Street, Schaghticoke, NY (518) 753-7446 www.rolisauto.com

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1st Annual Halloween Car Show Octoberr 27,, 2012 2 • 10am m - 2pm Scary Fun Events Include: Chinese Auction Costume Contest for Kids and Adults Apple Bobbing Contest Pumpkin Carving Pumpkin Coloring

Trophies Awarded For: Top 20 Vehicles Top 20 Best Dressed Cars Best Theme Most Club Participation Candy and Goodie Bags presented to everyone who attends!

30 S. Main Street, Schaghticoke, NY, 12154

Minimum $10 donation to the Ronald McDonald House in Albany

Ronald McDonald will be in attendance from 10am to noon

Crazy Herbs BBQ on hand Cider and Donuts available all day

For more info Contact Tracy or Sam @ 518-753-7446 or email tracy@rolisauto.com

WE ARE YOUR TRANSPORTATION SPECIALISTS!!!


Page 3 • Fulton-Montgomery DollarSaver • October 2012

Amish h Countryy Commons Located in the Heart of Montgomery County Amish Country Amish Country Commons is renting space to crafters for a Saturday Craft Market. Call for information.

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October 2012 • Fulton-Montgomery DollarSaver • Page 4

Deadline for November Issue is Thursday, October 25th John Snyder, Sales Manager (518) 673-0129 • jsnyder@leepub.com Kristen Lee, Sales Associate (518) 673-0100 • klee@leepub.com Mark Fowler, Sales Associate (518) 673-0116 • mfowler@leepub.com

Mary Skinner, Sales Associate (518) 673-0130 mskinner@leepub.com Steve Biggers, Sales Associate (518) 762-1234 sbiggers@leepub.com

Call John Snyder for more information (518) 673-0129 or (518) 378-3279


Dear God Q & A Ministries

110 Center St., Sharon Springs, NY 13459 518-284-6027 • www.thenewyorkhouse.com Since 1885 the New York House has been inviting guests to it’s quiet location in downtown Sharon Springs. Now with 6 guest rooms (2 of which are 2 bedroom suites) each with private baths. All rooms have the most luxurious mattresses and sheets you have ever slept on! Bathrooms come complete with hair dryers and spa quality bath soap, shampoo and conditioner. The Continental Breakfast includes homemade baked goods every day. During the day and evening, you can relax in our rocking chairs on our huge front porch. Within walking distance of great restaurants and shops. If you have a large event coming up and need a place for your friends and relatives to stay, give us a call!

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Innkeepers Bruce & Kelly Button

Dear God, I am concerned as to how society is taking lightly the warning found in the following two passages of the Bible. Matthew 24:38-39 and Luke 17:28-30 New American Standard Bible (NASB) “For as in those days before the flood they were eating and drinking, marrying and giving in marriage, until the day that Noah entered the ark, and they did not understand until the flood came and took them all away; so will the coming of the Son of Man be... It was the same as happened in the days of Lot: they were eating, they were drinking, they were buying, they were selling, they were planting, they were building; but on the day that Lot went out from Sodom it rained fire and brimstone from heaven and destroyed them all. It will be just the same on the day that the Son of Man is revealed.” I am heartbroken, as I expect You are, with the way this world is heading. When we continue, as a people, as a nation, as a society, to ignore warning signs and the truth about the True and Living Word of God, we become a people who fail to understand and grasp the facts of our past. As we look all around us, the same lifestyles that were in the days of Noah and Lot are so prevalent today and a vast number of people are, once again, in acceptance of these lifestyles and carry on as though all is normal. A prime example is one of NBC”s “hot” and new TV programs: “The New Normal”; a program that is trying to redefine God’s most precious and sacred institutions. The people of Noah and Lot’s days began to suppress the truth of God’s Word and we see evidence of that in our day. We, as God’s children, need to: • stand up and be counted. • stand up and not be ashamed. • stand up and not allow the truth to be suppressed. In other words, • stand up to be the “light” of the world as Noah and Lot were. • stand up to continually proclaim the Truth until Christ comes again. God has provided a way of escape as He did for Noah and Lot. May those who have an unbelieving heart begin to understand and grasp the true warning signs of God’s Word. Thank you God for allowing me the opportunity to share my faith in You. Richard C. Morris

Page 5 • Fulton-Montgomery DollarSaver • October 2012

BOOK NOW FOR THE SHARON SPRINGS FESTIVALS!!


October 2012 • Fulton-Montgomery DollarSaver • Page 6

HOME DECOR TRENDS: IT'S ALL ABOUT BEAUTIFUL BROWNS FOR TODAY'S HARDWOOD FLOOR COLOURS

One of the hot new trends in hardwood flooring this season is the use of beautiful brown flooring colors to inspire home decors by bringing nature indoors. Touted as the "colors of tomorrow" by a leading Canadian hardwood flooring manufacturer, these new colors already have interior design professionals and enthusiasts buzzing. Mercier Wood Flooring, one of North America's leading hardwood flooring manufacturers, recently rounded out its Design + Program

for hardwood floors with two trendsetting hues "Autumn Leaf" and "Kalahari" which they called the "colors of tomorrow" during their official launch. "Mercier Wood Flooring is always on top of the latest trends and never more so than today with the launch of these new colors," said designer Nancy Soccio of Dolce Interieur in Montreal. "My clients are always looking for these types of contemporary, yet nature inspired colours that work great in modern

and classic decors." According to Michel Collin Marketing Director for Mercier they're latest offering have already become favorites with clients. "A perfect blend of dark brown tones, Autumn Leaf is resolutely contemporary yet gives the impression that nature has really come into your home," he added. "And because it respects the fundamental principles of global harmony, it will go well with any style." Kalahari, another popular hue from this year's palette, features

beautiful gold and cognac tones. Soccio liked the versatility of this color that can be used in any decor. "Delightfully paradoxical, Kalahari is both trendy and timeless," she explained. "With its warm color it will brighten up any room. It's ideal for both chic contemporary spaces and those that are more modern or countrystyle." These new colors are available in solid, engineered and LOC versions in varying widths. More information on the latest trends in wood flooring is available at www.mercierwoodflooring.com.

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"522' on Onderdonk Lake!" ABSOLUTE MULTI-PARCEL WATERFRONT REAL ESTATE, EQ., VEHICLES, ANTIQUES & BUILDING MATERIALS AUCTION! 9 * PARCELS SELL w/ LAKE RIGHTS! * 9 On site @ 243 Lake Rd., Berne, NY 12023 (ALBANY, NY area)

SAT., Oct. 13 @ 11 AM All in the family since 1950

Open House: 10/ 9 from 3- 6 PM. Walk the lots at your leisure. SALE ORDER: Real Estate, Vehicles then balance. A good one to attend! Real Estate: to be sold singly or in combo BUY ONE or ALL! ALL ON LAKE ONDERDONK LOT 1: Immaculate w/ A- frame 1,450 SQFT Home w/ 343' of "thumb shaped" waterfront w/ 76' x 343' lot. Breathtaking views w/composite decking, dock, gazebo, carriage barn, set up as 2 family year round income property w/ a 2 BR/ 2 full bath unit & 1 BR unit! Also is a 3 BR, 3 Full bath single family year round home. If you like to be right on the lake, this one is for you! w/ low taxes. LOT 2: 2 story 1,000 SQ FT Barn style home set up w/ (2) 1 BR units. w/ 182' x 83' Lot & 50' of deeded waterfront. w/ 2 car gar. area & 15 x 25 horse barn! Split heat & elec. LOT 3: 6.1 acres of land w/ views of the lake, 2 building lots and 50' of deeded waterfront. LOT 4: 900 SQFT 1 BR year round cottage w/ 250' x 99' Lot w/ 20' waterfront . LOT 5: 100' x 40' lot w/ 18' x 24' cow barn & 50' of deeded waterfront. LOT 6: 2 story 3 BR 1,050 SQ FT Cottage on 150' x 81' & 50' of deeded waterfront. LOT 7: 100' x 75' lot w/ & 50' of deeded waterfront. LOT 8: 25' x 161' lot. LOT 9: Former tavern on 1.5 acres w/ 179' of Waterfront w/ 3500 SQ FT hrdwd floor, views of the lake w/ Numerous possibilities. Something for everyone! ONLY 30 + MINUTE DRIVE - 25 MILES TO DOWNTOWN ALBANY, NY!!!!! CLASSIC CAR: 85' CADILLAC BARITZ w/ leather, v-8, new motor, new pumps, 20k invested, totally redone, mint w/ 90K! JD BACKHOE/ VEHICLES: (JD 410 C 4x4 Backhoe, 5258 hrs, 2000 F-150 4x4 Lariat w/ bed liner, AT, tow, Lther, ext. cab, A/C, V-8 tritan, 4.6 L. 85' Cadillac Biarritz w/ AT, V-8, leather & 56K, 1999 Mercury Sable Lazare LS w/ AT, V-6 w/ 84K. (APRILLIA ATLANTIC 500 Italian motorcycle, AT, newer w/ low miles), 12' motor boat w/ motor & 13' Alcort Sunfish sail boat. SHOTGUN: WINCHESTER m-1300 12 g. EQ/ TOOLS: TB 4510 snow blower w/ 45", HONDA HS 1132 snow blower w/ tracks, Wagner WP 1540 tamper, (Husqvarna GTH 52" lawn tractor only 6 mon. old.), JD 7.0 OHV lawn mower, Simp. riding mower, C 5.5 Gold push mower, C 6.75 mower, B&S push weed eater, RIC test pump, Husq 324 LD weed eater, R pole saw, Emglo air comp, Gemini dolly, tons of tools. NEW FURNACES/ BOILERS: Weil Mclain ultra plus gas fired water boiler w/ hot water heater w/ recirculating pipes, (2) Weil Mclain gold CG's propane gas fired water boilers w/ pumps & direct vents (15K value!) & Carrier fuel oil hot air furnace. BUILDING MATERIALS/ APPLIANCES: 400' of 3/4" new copper pipe, 300' of 1/2" new copper pipe, 38x 49 vinyl windows BRAND NEW! Dozens pocket doors, Dozens new vinyl rep. thermo Payne windows, sinks, countertops, vinyl picture windows, screen doors, new shower enclosure, enamel sinks, dozens of new vinyl shutters, (10) bi-fold doors, 2" Styrofoam, solid wood door frames, spindles, Aqua glass shower NIB, Glass shower enclosure, Brand names LUMBER: (30) 2x6 com 16' long, (100) 3x2 com 8' long, (30) 2x6 com 8' long, (4) 2x12 com 12' long, (12) 4x4 TR 12' posts, (10) 4x4 TR 14' posts, (4) 4x6 TR 12' posts, (20 1x6 deck 12' long, 4'x8' sheets plywood, cured Maple Lumber, NSF ind. dbl oven, 6' SS triple sink, Frigidaire gas stove, hot point elec. Stove, 100 SQFT ash 4" hrdwd, pine flooring, (2) oak hrdwd stairways, 200' of 1" plastic water line, ANTIQUES/FURNITURE/ MISC: STICKLEY desk, STICKLEY hi-chairs, 1875 ant Acorn Oaks wood stove, 1920's Indian Splint mfg Co. woven desk, Henderon No. 31 commode, ant., Ant. Native Am headdress, (19th Cent Ant prints of LAKE GEORGE, Ant. cut nails display, ant chandelier, Limoges china set, ant lobster trap buoys, ant Ant. Boat models, cast iron boilers, old yolks, ant. Planners, Hamilton VR20 elec. Drawing board, benches, mirrors, skis, & MUCH, MUCH MORE! Visit: Zoggbros.com for terms/ photos!

ANOTHER AUCTION MANAGED BY... A.V. ZOGG, JR. AUCTIONEERS “Since 1952” Zogg Brothers Auction & Cattle Co. 1264 NYS Route 392, Cortland, NY 13045 Office: 607-835-6599 Fax: 866-889-9866

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Page 7 • Fulton-Montgomery DollarSaver • October 2012


October 2012 • Fulton-Montgomery DollarSaver • Page 8

TRICK-OR-TREATING SAFETY TIPS Every year children anxiously count down the days until they are able to put on their costumes and head out into the neighborhood in search of candy. Although Halloween is meant to be a fun occasion for the young and the old alike, it can also be unsafe. Costumes may impair a child's vision and motor function. The American Academy of Orthopaedic Surgeons says that studies indicate Halloween is in the top three among holidays that produce the most visits to hospital emergency rooms. Finger and hand injuries account for 17.6 percent of injuries, and children ages 10 to 14 sustain the greatest proportion of Halloween injuries. Trips and falls also account for a high number of injuries. There are also a good deal of children who become injured before Halloween arrives, many of whom sustain lacerations when carving pumpkins. To make Halloween a safe holiday, children and adults can heed these suggestions. * Wear comfortable, sturdy shoes. Although kids might want to wear shoes that match the costume, shoes that fit well and are comfort-

able are a safer bet. This will help prevent tripping and falling over cumbersome shoes. It also reduces the risk of developing blisters and discomfort when walking from home to home. * Go trick-or-treating in groups. Children should not be allowed to go out in search of candy alone. Going in a group means that someone can get help if need be. Also, there is safety in numbers. Predators won't view a child as an easy target if he or she is with fellow trick-or-treaters. * Be visible. Since daylight saving time begins shortly after Halloween, there are fewer hours of daylight for trick-or-treating. When Halloween falls on a weekday, children have to wait until after school to venture out, and it can quickly become dark. Therefore, make sure that children are equipped with flashlights and put reflective tape on their costumes so they will be more visible to fellow pedestrians and motorists. * Stick to the sidewalks. Children should stay on sidewalks and cross the street only at established crosswalks. * Do not enter homes. Unless a

child is with an adult and the home is owned by a trusted friend, kids should not enter homes for treats. * Avoid candles and jack-o-lanterns. A costume can easily catch on fire, so it is best to steer clear of candles, luminaries and lit pumpkins. * Bring water. Costumes can become hot and uncomfortable, especially when worn for long periods of time. Be sure children have water to rehydrate themselves.

* Accessorize safely. Select flexible swords and knives if they are accompanying a costume. Avoid rigid items that can cause injuries. * Examine all candy before eating. Before kids have their first bite, parents should inspect candy wrappers to determine if there has been any tampering. Also, avoid homemade treats from homes unless you know the people who prepared the items.

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PUMPKINS TO USE IN MANY DIFFERENT WAYS

Autumn is the season when pumpkins are ripe for the picking, and thousands of people flock to local farms and roadside vendors to select perfect pumpkins. Many pumpkins are turned into decorative jack-o'-lanterns for Halloween, only to be tossed in the trash come November 1. That could be because many people are unaware of the various ways they can put pumpkins to good use. Pumpkins are gourds and members of the squash family and have been grown and used for thousands of years. Evidence suggests that pumpkins date back to 7000 B.C., possibly originating in Mexico. Today they are widely used for decorating around Halloween, but there are many other things that can be done with pumpkins. * Create a food vessel. Pumpkins can be transformed into bowls to hold soup, punch, fruit, or even dips. Make sure the pumpkin has been cleaned well of its pulp and seeds, as well as the stringy flesh that is inside. Rub the inside walls of the pumpkin with oil to keep them from drying out and caving in, then fill with your food of choice. * Make pumpkin puree. Puree from a pumpkin can be used in all types of recipes, from soups to baked goods. The puree also can re-

place the oil in cake recipes. Cut the pumpkin and scoop out the seeds and stringy membranes. Then place it cut-side-down in a pan with a little water in the bottom. Bake at 350 F for around 90 minutes. The flesh will become tender and easily removable. Blend the resulting puree in a food processor and reserve flesh for recipes. Some pumpkins are sweeter or better to use as part of recipes. Check the variety you're purchasing. * Whip up a facial. Use some pumpkin puree with a little brown sugar and a dash of milk to create a vitamin-rich facial mask. * Get illuminated. Turn hollowedout mini pumpkins into candles. Melt soy wax, beeswax or the gel type of candle wax that can be found at most craft stores. Add your favorite scent and place a wick into the bottom of the pumpkin. Then pour the wax into hallowed-out space and allow it to harden. Try the same thing with bumpy and multi-colored gourds for added decorating appeal. * Turn the pumpkin into a flower pot. Fill a hollow pumpkin with soil. You may not have to worry about scraping the pumpkin completely clean because the pulp can be used to help fertilize the potting soil. Plant your favorite fall flowers into

the festive and earth-friendly flower pot. When the pumpkin shows signs of rotting, simply put the whole thing into a traditional flower pot or bury it directly in the ground. * Make pumpkin stock. While vegetable or meat-based stocks may be the standards, pumpkin can be used to make stock as well. Clean out the seeds from the stringy guts of the pumpkin and put the guts into a pot filled with water. Add celery, carrots or any other aromatic vegetables for extra flavor. Allow to boil for at least 30 minutes. The stock is ready when it begins to

change color. Strain and reserve the stock for use in a variety of recipes. * Add to compost bins. Pumpkins are rich in zinc, vitamin A and vitamin C, among other nutrients. You can add the discarded pumpkins to your backyard compost bins to further replenish the soil. * Turn into a billowing cauldron. Instead of a standard jack-o'lantern, put a glass jar into the carved pumpkin, add dish soap and hot water to the jar and then put in a piece of dry ice. Bubbles and smoke will pour out of the pumpkin to create a spooktacular effect.

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Page 9 • Fulton-Montgomery DollarSaver • October 2012

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October 2012 • Fulton-Montgomery DollarSaver • Page 10

MAKE RAKING LEAVES EASIER AND MAYBE FUN Raking leaves is an annual event for people in many parts of the country. Some people enjoy getting out in the crisp, autumn air and spending a day cleaning up the yard. Others do not relish the idea of hours upon hours of leaf removal from their lawns. Making the process easier and more enjoyable benefits all involved. The majority of homeowners realize that in order to keep their lawn pristine, leaves and debris must be routinely removed from the yard.

Raking leaves is an activity that takes time and energy. It also can be strenuous work. However, by employing a few techniques, the work doesn't have to be that difficult and it might even be fun. * Invest in a quality rake, particularly one that bends a bit with each stroke. This will help maximize the number of leaves that will be collected with each pass. * If raking routinely causes aches and pains in your arms, shoulders and wrists, look for ergonomic

rakes that are the proper height for your body. * Move your legs when you are raking instead of remaining stationary and just using your arms. This will help reduce your risk of back pain. * Use smaller passes of the rake to collect leaves. This method is more efficient and less taxing on your muscles. * Turn on music while you are raking. Sing along to the tunes or move with the beat, and it just may take your mind off of the task at hand. * Be sure to rake downwind; otherwise every pile of leaves you collect may end up blowing around and giving you more work. * Rake leaves in groups. Enlist the help of all family members so that it will take much less time. Plus, everyone gets to spend time working together. Talking and joking around will certainly pass the time more quickly. * Use a leaf blower sparingly. It may seem advantageous to simply blow the leaves to the curb, but this can take more time and leaf blowers are much more noisy. Use the blower to dislodge leaves from hard-toreach areas, like behind bushes or under decks. Then rake the leaves

into manageable piles. * Wait until after the peak time for leaves to be falling before you do the majority of raking. Otherwise, you could spend just about every Saturday and Sunday cleaning up leaves. * Create family-centered games while raking. Have contests to see who can rake the largest pile in the shortest amount of time. Take breaks so that everyone can enjoy jumping in a giant leaf pile or horsing around. * Host a leaf-raking party with friends and family members. Tie it into a day when there is a football game on television, or toss around the old pigskin after the job is done. * Use two garbage pail lids to pick up leaves and put them into disposal bags. You'll grab more leaves in each pass. * There are some leaf blowers that can vacuum up leaves and mulch them at the same time. Put a portion of this leaf mulch into a compost pile or in your garden beds. * If your town collects leaves curbside, be sure to keep them in a neat pile to reduce the likelihood of leaves making their way into a nearby sewer. Leaf cleanup is a necessary task, but the task doesn't have to be tedious and time-consuming.

Include kids when raking leaves to make this chore a family affair

COME JOIN THE FUN & BE ON TV! FREE TO ATTEND

Psychic Talk Show!!

Monday October 22nd ARRIVAL TIME 5:45pm Location: 432 State Street in Schenectady PROCTORS UNDERGROUND (Next to the box office-go down the stairs)

FREE PSYCHIC READINGS ON TV John Cancio’s “TRUE TALK” featuring 3 local psychics.

IT’S FREE. Don’t miss it. Questions Call 518-982-0016 Reserve seats now email johncancio2000@yahoo.com

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Gloversville Office 518-775-8612 by appointment only IN YOUR HOME SESSIONS AVAILABLE Mentionn thiss Add forr $ 100 offf Firstt Session

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Announcements

Announcements

NOVEMBER ISSUE ADVERTISING DEADLINE Thursday, October 25th

Automotive

Warren’s Auto Body Foreign and Domestic Complete Collision Service Flatbed Service

Dollar$aver

or email classified@leepub.com Announcements # # # # #

ADVERTISERS Get the best response from your advertisements by including the condition, age, price and best calling hours. Also we always recommend insertion for at least 2 times for maximum benefits. Call Peg at 1-800-836-2888 or call 518-673-0111

Announcements NEED BUSINESS CARDS? Full color glossy, heavy stock. 250 ($45.00); 500 ($60.00); 1,000 ($75.00). Call your sales representative or or Lee Publications 800-218-5586 and ask for Beth or 518-6730101 bsnyder@leepub.com YARD SIGNS: 16x24 full color with stakes, double sided. Stakes included. Only $15.00 each. Call your sales representative or Beth at Lee Publications 518-673-0101 or bsnyder@leepub.com. Please allow 7 to 10 business days when ordering.

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Computers

Givee Uss A Call,, Wee Doo Itt All!

CHECK YOUR AD - ADVERTISERS should check their ads on the first week of insertion. Lee Publications, Inc. shall not be liable for typographical, or errors in publication except to the extent of the cost of the first weeks insertion of the ad, and shall also not be liable for damages due to failure to publish an ad. Adjustment for errors is limited to the cost of that portion of the ad wherein the error occurred. Report any errors to 800-836-2888 or 518-673-0111

Antiques

Automotive

Warren Alexson

For as little as $6.00 - place a classified ad in Call Peg at 1-800-836-2888

classified@leepub.com

Mention You Saw This Ad In The DollarSaver

Phoenix Of Time

Antique & Gift Shop (518) 627-4016 or (518) 705-7280 4764 Rte. 30N • Amsterdam Corner of Log City Rd. & Rte 30 • Across From First Niagara Bank

1995 BUICK LeSabre, 65,000 miles, good condition. Call 518-673-5069

L

We Carry: ALL AMERICAN ORGANIC RAISED SHEEP • GOAT • SMALL BULL

K

1998 FORD EXPLORER Sport 4x4, 183k, $1,500/OBO. 518-231-1951 MAGNETIC SIGNS For trucks and cars. Call your sales representative or Beth at Lee Publications 518-673-0101 or bsnyder@leepub.com

Collectibles

1-800-836-2888

To place a Classified Ad Collectibles

3 IN 1 TREASURES

Home of: Nieces’ Pieces • C&S Nascar & More • Sue Mac Featuring vintage items, collectibles, sports cards, figurines & memorabilia, power tools, small electronics, coins, costume jewelry, police scanners, vintage magazines, bar & beer signs, glass, porcelain and so much more. Our inventory changes almost daily... who knows what treasure may catch your eye.

Order Your Turkey for Thanksgiving 10-17 Lbs.

Chicken Old Layers Order For Qurbani Oct. 15

White Broilers Roasters Red & Gray Cockerels Broilers Cockerels Roasters • Small Muscovey Hen Ducks • Muscovey Drakeys • Brown & Black Ducks

Restaurants & Hotels Welcome Standard or Custom Cut Packages ORDER YOURS TODAY

3 IN 1 TREASURES

A whole lamb is 45-60 lbs. of meat, a half is 22-30lbs.

518-377-0757

518-382-1000 • We accept Credit Cards & Food Stamps

1305 Nott St., Schenectady, NY 12308 (1 block from Ellis Hospital) For more information, call

HOURS: Tues.-Fri. 9-5 • Sat. 9-4 • Sun 8:30-5

Page 11 • Fulton-Montgomery DollarSaver • October 2012

DollarSaver

PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381


October 2012 • Fulton-Montgomery DollarSaver • Page 12

DollarSaver Custom Services

Custom Services

D&M

CLEANING & LANDSCAPING You Name It - We Do It From Fall Clean-ups - Painting Carpets - Windows - etc. ~ LOW PRICES ~ 22 Years Experience - Will Travel

518-727-9808 Dogs BORDER COLLIE PUPS. Red, Black, Blue & Merle, working lines, ABCA Reg. Shots.Dep. 518-673-5456

PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381

classified@leepub.com

Hair Styling

Hair Styling

SALON 125 Mohawk Ave., Scotia, NY 12302 Gloria Ellrich

Fusion Extensions

Owner/Stylist

518-986-2024

www.semprebellasalon.com

help@mcjewelryshop.com

Booth Rentals Available

bella4life23@yahoo.com

PO Box 3638 Schenectady, New York 12303

518-370-8080 518-370-8088

www.mcjewelryshop.com

Maintenance & Repair

Are You In a Foreclosure?

MAINTENANCE & Affordable Carpet Installation 518-9259694

HUNTING LEASE Montgomery County, NY. 270 acres Southern Zone, 3 miles from I-90. 518-461-3089

For Sale

LOCUST POSTS, POLES, Split Rails, 6x6’s, 4x4’s, other hardwood boards and planks, custom cut. Also lots, land cleared, woodlots wanted. 518-883-8284.

FOR SALE: Hand crank stainless steel honey extractor, $375.00. Conn Trombone, hard shelled case, $100.00. 518-843-6117

Furniture

Furniture

• Hair Coloring • Hair Cutting • Facial Waxing • Updos • Nails • Facials • Massage

Antiques • Furniture • Collectables • Jewelry • Home Decor

www.storeuphiddentreasures.com

Hair Styling

Lorraine’s Beauty Salon

Lorraine (Lulu) Scorzelli 125 Granite Drive, Suite 2 Cobleskill, NY 12043

518-234-3522 or 231-9102

BUSINESS CARD MAGNETS only $75.00 for 250. Free Shipping. Call Beth at Lee Publications 518-673-0101 or bsnyder@leepub.com Please allow 7-10 business days for delivery

Monuments

Monuments

115 Plaza Lane, Cobleskill, NY 12043

518-234-2944

Bottone Memorials, Inc.

Hair Styling, Cut and Color, Hair Extensions, Highlights, Straightening and Texturizing Cristina Badia • Owner/Stylist (518) 280-1968 Salon (518) 775-6285 Cell

HIDDEN TREASURES

518-982-5081 Mon.-Sat. 12-6pm

SIGNS SIGNS SIGNS All Kinds. Corrugated Plastic Signs With Stakes. Call your sales representative or Beth at Lee Publications 518-6730101 or bsnyder@leepub.com Please allow 7-10 working days to receive your signs after ordering.

BANNERS BANNERS BANNERS any size. Call your sales representative or Beth at Lee Publications 518-6730101 or bsnyder@leepub.com Please allow 7-10 working days to receive your banner after ordering.

25% Off New Customers Only

We Buy & Sell • Consignments Welcome

1901 State St., Schenectady, NY 12304

Miscellaneous

Miscellaneous

For Rent or Lease

Mon-Fri 9-2 We Specialize in both Men & Women

Visit us at www.mcjewelryshop.com where you will find the lowest price for the highest quality merchandise

FREE Hair Cut w/ Any Chemical Service

518-365-6825

Hair Styling

Your #1 Jewelry Shop

Financial Services

We Have the Answers

AMERICAN FENCE CO. Best Price. Best Quality. 30yrs. experience. Insured. Photo’s Free estimates. 518-231-9084.

Jewelers

SEMPRE BELLA

There is No Need to Lose Your House

Fencing

Jewelers

1548 State Street, Schenectady, NY 12304 Saloncristina-@hotmail.com

We Offer on Premises: • Barber • Nail Technician • Eyelash Extensions • Make-up Artist • Braiding • Weaves Heating

Heating

PREMIUM ALLEGHENY hardwood pellets for sale $225.00 ton. 518-568-7484

WANTED: Used Pellet Stove. Call 284-7006 or 701-3271

Help Wanted

Help Wanted

Schenectady, NY 12304

518-346-0508 Present this DISCOUNT CARD at in-home consultation or at the office Music

Piano Lessons by Nancy 20+ Years Teaching Experience

6349 Scotch Ridge Rd. Duanesburg, NY 12056 Home 518-895-2018 Cell 518-788-1117 Nancyy Schworm nschworm@nycap.rr.com

Music

FT/PT Exp. Groomer Dog & Cats. Must be reliable, able to groom dogs and cats. Have own tools and work some weekends. Pay neg. Apply Furry Friendss, 2675 Curry Rd., Rotterdam

518-557-7387

Music

PIANO SUITE LESSONS Available. Masters in Music Education. Schenectady, Woodlawn locations. Call Lucy 518-393-7498

Motorcycles

# # # # #

1986 HD 883 SPORTSTER, 33k miles, $2,500/OBO. 518231-1951


Real Estate For Sale

Services Offered

classified@leepub.com

Services Offered

Travel

IRELAND ITALY SCOTLAND

MONTGOMERY COUNTY: Town of Glen, 8½ acres, approved building site, $29,900. Financing. 518725-6585. For aerial photo, terms & directions email to markcare1995@gmail.com

7 Day 8 Day Tour 8 Day Tour Spring Tour

Knights of Columbus

Roofing

Call John Relyea

Free Estimates 518-258-6324 Services Offered

SMALL ENGINE REPAIR 518-701-3608

Fully Insured • • • • • • •

Bruce Baker II

Additions Kitchens/Baths Decks Roofs Lawnmowing Landscaping Snowplowing

Services Offered

Services Offered

BUY SELL GOLD Amsterdam 518-627-4016 CANVAS PRINTS: All sizes. Mounted or Unmounted. Just bring in or send us your photo at Lee Publications. Call 518673-0101 bsnyder@leepub.com DROME SOUND music lessons, rentals & repairs. 518370-3701

WEDDING INVITATIONS printed and designed by Lee Publications: 100 (4.5x6) Invitations including envelopes with 100 RSVP postcards. Only $150.00 +tax. We can also do smaller and larger amounts. Call for pricing and designs 518-673-0101, or bsnyder@leepub.com Also Save the Dates • Shower Invitations • Baby Announcements and more.

MOST MAJOR BRANDS

Sales, Parts & Service 10% OFF with ad

www.abcvacsew.com 1203 State Street Schenectady, NY 12304 518-377-8834 • 518-377-1102 Fax Wood For Sale

Thrift

Thrift

Village Values Thrift Shop

New & Gently Used: Gifts, Party Supplies, Toys, Clothing, Home Decor, Housewares, Seasonal, Silk Floral Arrangements, Fashion Jewelry and much much more.

Halloween Items

518-374-2656 We Gladly Accept Donations

FIREWOOD FOR SALE: Log links by the truckload. 315429-8010 leave a message.

4 Easy Ways to Place A DollarSaver Classified Ad 1. PHONE IT INJust give Peggy a

call at 1-800-836-2888

2.FAXForIT INyou MasterCard,Visa, American

Express or Discover customers... Fill out the form attached completely and fax to Peggy at (518) 673-2381

Tobacco SMOKE MORE For all your Tobacco needs Hookah Lounge, 1740 Union St., Schenectady 518-370-1313

Services Offered

ALL AMERICAN REDEMPTION CENTER

1480 St. Rt. 7 Warnerville Old Metal Kegs $10.00 NO FUSS CASH FOR CANS

OPEN 7 DAYS A WEEK

9am-5pm

5 cent deposit containers - ANY BRAND 5 cent deposit on Water Bottles

Trains

Trains

DELAWARE TRAINS and ACCESSORIES 346 Delaware Avenue, Albany, New York 12209 TUES, THURS 10-11:30am/1-5pm/SAT 10am-3pm

RENSSELAER TRAINS

All Gauge

518.253.1568

3.

4.

TRAINS - Bought, Sold, Repaired

102 Troy Road, East Greenbush, NY 12061 MON, WED, FRI - 11am-5pm

Vacuum

All Brand Cleaners & Sewing Center

Thrift SOMETHING OLD SOMETHING NEW 1326 State St., Schenectady 518-878-1955

518-894-4853

+ Tax

Vacuum

First Class Products screen printing, embroidery, promotional items, signs & banners, logo design, vehicle magnets, business cards. 518-355-7566

Renee Burdick, Owner 37 Mohawk Avenue Scotia, New York 12302

Services Offered

April Departure April Departure

For For Information & Information & Free Flyer Free Flyer Call Free Flyer Call 518-231-9533

1,795

$

Leaky Roof? Chimney Work

2,495 $2,695

$

All Inclusive

Roofing

Services Offered

Travel

s

Vince Gizzi

MAIL IT IN Fill out the attached form, calculate the cost, enclose your check or credit card information and mail to: DollarSaver Classifieds PO Box 121, Palatine Bridge, NY 13428

E-MAIL IT IN E-mail your ad to classified@leepub.com

FOR BEST RESULTS, RUN YOUR AD FOR TWO ISSUES! Cost for each Issue: $6.00 for the first 14 words, 15¢ each additional word. (Phone #’s count as one word) # of issues to run______ Total Cost $________

$6.00

$6.15

$6.30

$6.45

$6.60

$6.75

$6.90

$7.05

$7.20

$7.35

$7.50

$7.65

$7.80

$7.95

$8.10

$8.25

$8.40

$8.55

$8.70

$8.85

Name:(Print)______________________________________________________ Address:_________________________________________________________ City:_____________________________________St.:_______Zip:___________ Phone:_____________________________Fax:__________________________ Cell:_________________________E-mail:______________________________ I have enclosed a Check/Money Order Please charge my credit card: American Express Discover Visa  MasterCard Acct#:__________________________________________Exp.Date:_________ Signature:________________________________________Date:____________

(MM/YY)

Required w/Credit Card Payment Only

Page 13 • Fulton-Montgomery DollarSaver • October 2012

DollarSaver

PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381


October 2012 • Fulton-Montgomery DollarSaver • Page 14

SAFETY FIRST IN KIDS' HALLOWEEN COSTUMES Dressing up and engaging in role play is an important component of childhood learning and having fun. Although costumes are regularly used in day care centers, schools and at home, they become the center of attention when Halloween arrives. The practice of wearing costumes dates back at least 2,000 years to ancient Europeans and Celts. These cultures celebrated a holiday called Samhain, which represented their new year. Samhain fell on November 1 and marked the first day of winter after the summer harvest. These ancient people associated the winter with coldness, darkness and death and believed the day before Samhain -- October 31 -- established a distorted boundary between the living and the dead. Therefore, individuals wore costumes and masks to avoid being recognized by the ghosts that

came out on the night of Samhain. They would also place bowls of food outside of their homes to satisfy the ghosts and keep them from entering the home. Although Halloween has transformed more into a commercial holiday than one associated with death and the afterworld in the literal sense, many adults and children continue to participate in the rituals that were set forth many years ago, most notably wearing costumes. Parents may want to ensure that the costumes their children wear are safe to help make Halloween a day without injury. * Create a cape that doesn't choke. A long cape can be stepped on and then tug at a child's neck. Instead, make a cape that has arm loops to keep it in place instead of a tie around the neck. This way there never will be a choking hazard.

* Check makeup labeling. There are many safe Halloween cosmetics on the market, but some should not be used around the eyes or mouth because allergic reactions could occur. Double-check all ingredients lists and package warnings before using makeup on children, who

tend to have more sensitive skin than adults. Also, it is a good idea to do a test patch of the product. Put a small dab of the makeup in the crook of the inside of the child's elbow. Wait 24 hours and see if any itching or a rash forms. This could indicate

Safety 15

Handyman For Hir e • No Job Too Big • • No Job Too Small •

Ask Us About Our Affordable Carpet & Installation 24 Hour Emergency Service

Holiday Fix Up Family Coming for the Holiday? Fix up your needed repairs now.

Fully Insured •

518-925-9694

Lock, Stock & Barrel Sporting Supply, LLC Announces New Extended Fall Hours

Sept.. 1stt through h Dec.. 31stt We e Willl Be e Open: Tuesday & Wednesday 9AM to 5PM • Thursday & Friday 9AM to 9PM Saturday 9AM to 12 Noon

We Specialize In: Antique & Collector Firearms & Accoutrement Modern Sporting Arms & Accessories

BUY - SELL - TRADE

COMING SOON HANDGUN SALES RETURN 5794 State Hwy. 10, Palatine Bridge, NY 13428

518-673-2166 •

CELL

518-844-9108

Pride of the Neighborhood

FREE Loaf of Br ead Buy one Loaf of bread, Get the 2nd loaf of bread of equal or lesser value. Freihofer’s Bakery Outlet With this coupon. One coupon per visit. Not Valid with other offers or prior purchase.

Offer expires 10/25/12

$2 Off Any Purchase of $12 or more Freihofer’s Bakery Outlet With this coupon. One coupon per visit. Not Valid with other offers or prior purchase.

Offer expires 10/25/12

Ask about our Frequent Shopper Card Program & Start Saving $$$ Today

SEVEN CONVENIENT LOCATIONS Nelliston Outlet

Saratoga Springs Outlet

Rte. 5, Nelliston, NY 13410 (518) 993-3300

610 Maple Ave. (Route 9) Saratoga, NY 12866 (518) 583-1803

Colonie Outlet 40 Fuller Road, Albany, NY 12205 (518) 489-4053

Riverside Plaza 849 Second Ave., Troy, NY 12182 (518) 237-0880

Schenectady Outlet 1874 State St., Schenectady, NY 12304 (518) 346-4224

Double Stamp on Frequent Shopper Card Freihofer’s Bakery Outlet With this coupon. One coupon per visit. Not Valid with other offers or prior purchase.

Offer expires 10/25/12

Glens Falls Outlet 195 Cronin Road Queensbury, NY 12804 (800) 722-8179

Boght Corners 1092 New Loudon Road Cohoes, NY 12047 (518) 783-5788


an allergy to the product. * Keep eyes open. Masks are popular components of Halloween costumes, but some designs can obstruct vision or even impair breathing. Masks always should be comfortable to wear and offer good forward and peripheral views. * Choose natural materials for costumes. Buying a pre-made costume at the store may save you time and money, but there may be safer options if you construct a costume yourself. Many costumes are made overseas and may contain materials that are toxic or off-gas volatile organic chemicals (VOCs), particularly plastic and vinyl products. Breathing in the fumes can be dangerous to young children. By

making the costume yourself, you can control what fabrics and other materials are used. * Go organic. There are a number of companies that are now making Halloween costumes from organic fabrics and recycled materials. A simple online search can give you a host of prospects for purchasing these costumes. * Make it visible. Trick-or treating at night can be, well, tricky. Darkness can make it hard for drivers and other pedestrians to see costume-clad children. If going door -to-door will be happening at night, consider giving children glow sticks or flashlights to carry. There also are reflective tapes that can be attached to costumes that make them light up when lights shine

on the tape. * Avoid choking hazards. Many costumes come with small detailing or accessories that may be hazardous to young children. Youngsters who do not yet know what items should and should not be put in their mouths should not wear costumes with removable or small detailing.

Also, avoid the use of fake teeth (such as vampire fangs) and fake blood or goo capsules that are meant to be bitten, so they won't be swallowed. Halloween is meant to be a time of fun and adventure. Ensuring costumes are safe for children can help make the day even more enjoyable for all involved.



CLASSIC QUALITY GENUINE STOVES NEW for 2013! ELEMENT A small stove that delivers big heat when you need it. • Versa Grate Cleaning System • Self-Cleaning • 50 lb Hopper • Available in 3 Custom Finishes • Multi-Fuel Burn System

NAPOLEON SALES EVENT

500

$ Quality Fireplaces

SCF-050 Rebates up toFurnace

$2,100

Offer ends 11/1/12

FALL SAVINGS

on New England Wood Pellets

Call for price 1669 9 Main n Street,, Pattersonville,, NY Y • 518-887-5504 8 minutess from m Schenectadyy • 10 0 minutess from m Amsterdam

Roofing, Siding, Remodeling, Decks, Kitchens, All Interior and Exterior Painting Style Painting and Tile Construction will continue to be your Local Company you can depend on. We now offer yard clean up from storms, apartment cleaning and general maintenance.

Style Painting & Tile “A Complete Construction Company”

• Interior • Exterior • Comm. & Res.

• Softwood • Hardwood • Floor Refinishing

Building a Style “Custom Craftsmanship Since 1992” brighter future Painting Phone: (518) 469-3797 one home and Tile Email: dmacdowell@citlink.net at a time. Construction Also, we now want to say "Thank You" again to all of the community by offering for the adults one room painted, get one room free. . . kids with a complete estimate get a night on us at High Rollers Family Fun Center in Amsterdam, NY. Also, we will be raffling off once a month at High Rollers Family Fun Center in Amsterdam, NY for a free one room interior painting. You pick one room and we will paint it absolutely free. Tickets sold at High Rollers are $5.00 per ticket and the winner will be drawn the 20th of each month. . . GOOD LUCK.

Page 15 • Fulton-Montgomery DollarSaver • October 2012

Safety from 14


October 2012 • Fulton-Montgomery DollarSaver • Page 16


REGISTER FREE!!! Find Auctions Near You!! Auctioneers Register FREE!! List all your upcoming auctions with us!! Brought to you by: Country Folks, Country Folks Grower, Wine & Grape Grower, Hard Hat News, Mane Stream, Waste Handling Equipment News, North American Quarry News, Small Farm Quarterly and by Lee Publications Inc. Palatine Bridge, NY 13428 www.leepub.com (800) 218-5586 4919 Western Turnpike Duanesburg, NY 12056

all the rumors are true!!

518-895-1031

Meat * Deli * Seafood * Baked Goods

Don Greco is the New Promoter of C.O.S. Adul at Kids . Luck ts at S y Do Trick C.O. gs Week en Oct. or 26th d Party Prize - Oct. 27 Treat? Scariests&foSr the th

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Checkers Out Speedway & Lucky Dogs Covering All Your Entertainment Needs: Young and Older!

Costu

me

Delicious Subs and Sandwiches!! MADE TO ORDER

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PACKAGE #2 $39.99 2 2 1 4 2

PACKAGE #3 $49.99 3 3 2 2 1 2 2

t

2299 St. Hwy. 30A, Johnstown, NY 12095 • OPEN 6 Days A Week • 518-736-4630

Featuring Boar’s Head & Store Made Products

Fresh & Frozen Seafood

exies

Come party with us underneath the underpass at Lucky Dogs formally Knuckle Heads

FULL DELI

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Wee Take SNAP

PACKAGE #4 $69.99

lbs. Chuck Roast lbs. Pork Loin Roast lbs. Stew Beef lbs. Meatball Mix 3 lb. Chicken lbs. Ground Chuck lbs. Italian Sausage

Large Selection of Custom Cut Meats

Chicken Cordon Bleu Stuffed Pork Chops 2 lb. Sirloin Steak pc. Boneless Chicken lbs. Ground Chuck

3 4 4 3 3 2 3

PACKAGE #5 4 lbs. NY Strip Steak 4 lbs. Center Cut Pork Chops 2 lbs. Sandwich Steaks 2 lbs. Haddock Fillets

lbs. lbs. lbs. lbs. lbs. lbs. lbs.

Meatball Mix Link Italian Sausage Country Style Ribs Sandwich Steaks Ground Chuck Bacon Chicken

$99.99 3 lbs. Baby Back Ribs 4 lbs. Beef Roast 3 lbs. Boneless Chicken Breast 2 lbs. Ground Chuck

SERVING

Hot and Cold Prepared Food & Fresh Salads Daily!

Schoharie • Middleburgh • Cobleskill • Duanesburg • Rotterdam • Guilderland • Altamont & Surrounding Areas

Page 1 - Section B • DollarSaver • October 2012

www.aaauctionfinder.com


Section B - Page 2 October 2012 • DollarSaver •

Swarey Roofing COMMERCIAL & RESIDENTIAL ROOFING

Metal • Standing Seam Rubber • Shingles • Roof Painting If you want the BEST roofing system at the BEST Price Call Now and get booked for this fall.

 Free e Estimates  Owner r Applicator r On n Site  Fully y Insured  Professionally y Trained

WE CAN $AVE YOU MONEY Swarey Roofing

Sam Swarey

315-868-8207 526 Hard Scrabble Road Little Falls, NY 13365


1550 Altamont Ave., Rotterdam, NY 12303 at Sunnycrest Orchards

New & Refurbished

October 6 & 7 9am-5pm Each Day Rain or Shine / Free Admission

Garlic Galore  Seed & Culinary  Local Produce & Products  Garlic Inspired Products  Crafters & Artisans  Patchwork Alpacas  North East Gardner’s Pickles & Jellies  TePee Petes Famous Garlic Chili

Saturday: SS Rotary Sponsoring Brooks BBQ In Our Store Always: Apples • Sweet Cider • Cider Donuts & Home Baked Pies

Just Picked: Macintosh, Cortlands, Honey Crisp, Galas & More

Garden Mums / Pumpkins / Fall Decor Country Gift Shop: Filled with Country Delights!

Sunnycrest Orchards 7869 St. Hwy. 10, Sharon Springs, NY 2 mi. north of 5S on Rte. 10, 8 mi. south of Canajoharie

www.sunnycrestorchards.com 518-284-2256 Open 9-5 Daily

Laptop

Desktop

FREE

Computer Diagnostic

Virus Removal Specialists

SERVICES In Home & Commercial • Computer Repair • Computer Upgrades • Computer Consulting • Custom Built Computers

518-356-3800 10% Off Instore Repair • See Store For Details

HOUSEHOLD FURNITURE 900 State Street • Schenectady, New York 12307 • 518-928-2583

FULL FREE If you’re shopping for Quality Used Furniture or a ESTATE LOCAL BRAND NEW MATTRESS act II is the store for you! BUY OUTS DELIVERY • We Buy & Sell Household Furniture • Now offering Brand New Bunk Beds • Over 15 Bed Models on our Showroom Floor • Your local authorized Dream Well Mattress Dealer • Act II has the lowest price on mattresses GUARANTEED

We offer a basic twin mattress from $99.00 and specialize in double pillow top and memory foam sets starting at $299.00.

Showroom Hours: Monday-Saturday 12pm to 6pm

Page 3 - Section B • DollarSaver • October 2012

Computer Repair & Upgrades


Section B - Page 4 October 2012 • DollarSaver •

DOOR PRIZES!! OCTOBER

Take your door prize ticket to the WHEN Booth for a chance to win!!

24-25 1

2012

Wed. 9-5 & Thurs. 9-5

st PRIZE Mig Welder Courtesy of

Haun Welding

Henrietta Dome • Monroe County Fairgrounds 2695 East Henrietta Road Henrietta, NY 14467

Indoor Displays and

LIVE DEMOS Recycling Machinery and Forestry Processing Equipment!

FREE ADMISSION!* * $10 Parking Fee

2

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3/4” Milwaukee Air Impact Courtesy of

Quality Craft Tools

Don’t Miss These Exhibitors at the WHEN Recycling Expo Live Demo Show Allu Group Inc • Demo Area 6 Apollo Equipment.net, LLC • 24 Commonwealth Equipment Corp • 91 Conviber, Inc • 29 Custom Milling & Consulting • 10 D&W Diesel, Inc • 11 Dings Company Magnetic Group • 21, 22 Emerald Equipment Systems, Inc • 23 George & Swede Sales & Service • O-4, O-5 Grinder Wear Parts, Inc • 24 Hammel New York, LLC • Demo Area 1 Hard Hat News • 102, 103, 104, 105 Haun Welding Supply, Inc • E Kennametal • 76, 77 Komptech • O-6 Land Improvement Contractors of America (LICA) • 40 Liquitube Marketing International • 25 Moley Magnetics Inc • C Monroe Tractor • O-1 Nextire, Inc • 20 Nuwer Auto Parts • 118 Quality Craft Tools • A Sandvik Construction • Demo Area 2 Vermeer • Demo Area 3 WHEN • 102, 103, 104, 105

AND MORE!!!

Produced by the Trade Show Division of Lee Newspapers, Inc.; P.O. Box 121, 6113 State Hwy. 5; Palatine Bridge, NY 13428. Publishers of WHEN, NAQN and Hard Hat News

Questions? Call 800-218-5586 or 518-673-0114 www.whenrecyclingexpo.com


BBB cautions consumers and offers tips to avoid falling prey BUFFALO, NY — Millions of Americans receive a steady string of automated telephone calls from “Rachel” at Cardholder Services, who claims your “credit card interest rates may increase” or wants to help you “lower your credit card rates.” The Better Business Bureau warns Up-

state New York consumers these robocalls often come from criminals who are trying to obtain your credit card information in order to use it for their own criminal enterprise. Calls can go to home numbers and cell phone numbers. If you press “1? as instructed to get a person — you are connected

with someone who wants to ask questions about your credit cards. After the representative verifies the consumer’s name, phone and address, the representative then asks for the consumer’s credit card number. “Savvy consumer know if this was truly was a call from their credit card company, the repre-

Restaurant & Bar Steaks • Seafood • Pub Fare 5180 Western Tpk., Guilderland, NY 518-356-1116 • www.TheInnTown.com ALWAYS THE MOST AND BEST FRESH SEAFOOD Tuesday & Wednesday

Appearing Live in October

50% Of f

Second Dinner • Chicken • Fish • Steak

Music Just Gets Better with Age!

Award-winning acoustic singer-songwriter duo

Consider us for your next Holiday Party/Event • Christmas • Corporate • Wedding • Company • Church

Starting in November

SUNDAY BRUNCH Adults $12.50

10AM - 2PM

We Accommodate Party’s of 20-300 Personalized attention & service throughout the planning of your wedding • Country elegance at its best • Visit our website for menus & pricing • Beautiful outdoor on-site weddings • Accommodations up to 300 in our ballroom

1123 SETTLES HILL ROAD ALTAMONT 518-355-0460 WWW.SETTLESHILLBANQUETS.COM

sentative would already have their credit card number on file,” said David Polino, Better Business Bureau President. “We would like everyone who receives these calls to do as these savvy consumers do — hang up! These calls continue because they’re profitable for con artists. It’s important for consumers to know that most robo callers will hang up when consumers ask them questions.” BBB warns these kinds of calls generally begin with recorded messages that include statements like: “There is a problem with your account,” or “Your account is in good standing however it is urgent that you contact us concerning your eligibility for lowering your interest” or, “This is our final attempt to reach you since you’ve not responded to our other calls to discuss your credit card debt.” Automated messages invariably do not include the name of the company, but may claim to be with Card Services or Card Holder Services in an attempt to dupe consumers into thinking their credit card company was contacting

them. If consumers are caught by a “live operator” they would likely hear a sales pitch where representative ask for credit card numbers and claim they can lower interest rates or they can help to prevent an interest rate hike. BBB warns consumers against these traps and reminds them that many credit card companies will negotiate better rates for consumers who meet their criteria if they contact them on their own. Unfortunately some consumers report to the BBB they’ve paid hundreds of dollars and in some cases over $1,000 — to have the ‘credit card firm’ contact their credit card company and negotiate lower rates. Consumers simply don’t need to pay any company a thousand dollars to negotiate lower rates on their behalf. BBB offers the following advice for consumers who receive calls from companies offering to lower their interest rate: • Never give personal information, including Social Security, bank or credit card numbers, over the phone to an unknown telemarketer. Always research the company with

the BBB by reviewing their Business Review at www.bbb.org. • When considering any company offering any type of financial assistance, insist on getting a contract in which all terms and conditions are clearly explained before signing up or providing credit card or other payment information. • U.S. consumers can place their home phone number on the federal Do Not Call list by visiting www.donotcall.gov . If the consumer’s number is already on the list but continues to receive telemarketing calls — or is receiving robocalls on a cell phone — he or she can use the same Web site to report the incident to the FTC. While the Do Not Call is helpful, it’s not perfect. Consumers will be happy to know help could be on the way. The Federal Trade Commission announced an enforcement action on last month that may curtail these bothersome and malicious calls. For additional information you can trust or to find more consumer advice, start with trust at bbb.org.

Page 5 - Section B • DollarSaver • October 2012

Credit card robo calls bothering you?


OCT.. 27,, 2012

OCT.. 27,, 2012

OCT.. 27,, 2012

OCT.. 27,, 2012

October 2012 • DollarSaver •

Section B - Page 6


Visit The Old Barn with Country & Primitive Gifts

C Cider C Donuts C Pies C Cheese C Honey C Syrup

October 6th & 7th

Bouncy Bounce, Face Painting, Antique Tractors, Crafters 844 Ft. Hunter Road, Amsterdam, NY 12010 • 518-829-7024

www.gardenbuggiftshop.com

Hours: Mon.-Fri. 10-6, Sat. 9-5, Sun. 10-4

“Your Hometown Hearth Shops” www.sacandagastoveandchimney.com 2808 St Hwy 29, Johnstown 518-762-FIRE (3473)

FALL HOURS: Mon.-Wed. 10-6, Thurs. 10-8, Fri. 10-5, Sat. 10-4, Sun. 11-2

THINK THINK THINK

www.adirondackfireplace.com 4748 St Hwy 30 N, Amsterdam 518-843-2905

FALL.... FIRE.... SAVINGS!

With Falling Temperatures & Rising Fuel Prices,

Now is The Time to Make Your Purchase! See The Difference...

275 Gallons Oil = $1043.00 1.6 Cords of Wood = $325 Oil $3.79 Gallon. Wood at $200 per cord.

Page 7 - Section B • DollarSaver • October 2012

FALL L FLOWERS S • PUMPKINS S • GOURDS S • INDIAN N CORN N N STALKS S • FALL L BOWS S • WREATHS S • CORN ECORATIONS • MANY Y MORE E FALL L DE


Section B - Page 8 October 2012 • DollarSaver •

WE ARE THE BANK! EVERYONE IS APPROVED!

$1,000 OFF! ANY VEHICLE PURCHASE* *WE

WILL MATCH YOUR DOWN PAYMENT UP TO

$10,085

07 JEEP COMMANDER

$86wk or $13,995

84k 84k

05 NISSAN FRONTIER

$116wk or $18,995

06 DODGE CARAVAN SE

06 CHRYSLER PT CRUISER T

$62wk or $9,995

$62wk or $9,995

07 VW JETTA

117k

Wolfsburg Edition, 2.5L, 5 Spd., P1146

98k

06 SUBARU IMPREZA 2.5i

4 Cyl., Man.-5, Rt. 66 Edition P1264

7 Passenger, V-6, Auto P1263

3rd Row, 4x4, Chrome Wheels! P1225

*PLUS TAX & DMV FEES

86k

88k

109k 109k

V-6, Auto, 4x4, Low Miles! P1270

$1,000.

ONLY $100 DOWN* Auto, AWD, Gas Saver! P1257

$86wk or $13,995

147k

07 JEEP GRAND CHEROKEE LAREDO

$80wk or $12,995

Sunroof, Auto, 4x4, Sharp! P1262

$80wk or $12,995

102k 102k

07 FORD EDGE SE

AWD, Keyless Entry, Very Nice! P1256

$98wk or $15,995

APPROVED!! 518-853-4550 APPROVED!! 78k

07 JEEP WRANGLER X

Man.-6, V-6, Removable Roof P1207

$116wk or $18,995

07 FORD F150

5.4L, Bank Power, 18” Chrome Wheels, Lifted! P1268

$153wk or $24,995

77k 77k

78k

08 JEEP LIBERTY LIMITED

Leather, 3.7L, Auto, Sharp! P1250

$98wk or $15,995

08 FORD F250 SUPER DUTY

6.4L Twin Turbo, Leather, Like New! P1252

$171wk or $27,995

158k

49k

05 HYUNDAI SONATA GL

05 DODGE DAKOTA

4Cyl., Auto, Low Miles! P1217

Quad Cab, V-6, Auto, 4x4 P1265

$67wk or $10,995 *PAYMENTS BASED

46k

ON

$67wk or $10,995 $100 DOWN 15.99% X 260

31k 31k

71k 71k

$12,575

10 CHEVY SILVERADO K1500

09 MITSUBISHI GALLANT ES

$183wk or $29,995

$80wk or $12,995

4x4, Auto, V-8, New Condition! P1254

166k

08 FORD FUSION SEL

AWD, Sunroof, Keyless Entry P1259

$62wk or $9,995

4Cyl., Auto, Like New! P1261

55k

05 GMC SIERRA K1500

V-8, Auto, 4x4, Z71, Nice! P1253

$116wk or $18,995

96k

138k

04 DODGE RAM 1500 QUAD CAB 04 DODGE RAM 1500 QUAD CAB 5.7L Hemi, Auto, 4x4 P1242

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Lift Kit, 4x4, 20” Rims, Nice! P1203

$98wk or $15,995

ON APPROVED CREDIT

Dollar Saver Fulton / Montgomery 10.12  

Dollar Saver Fulton / Montgomery October 2012

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