Michael Marsello Owner
A Unique Salon Experience
1716 Union Street, Schenectady, NY 12309
Fulton/Montgomery Edition Give thanks to the LORD, for he is good; his love endures forever. ~Psalm 107:1
PROPANE, FUEL OIL AND TRASH REMOVAL
6,000 MEMBERS STRONG. 3,000,000 GALLONS OF BUYING POWER.
NO GIMMICKS, NO DOUBLE TALK, NO INSTALLATION FEE, NO TANK RENTAL FEE, NO JUNK FEES, FREE PRESSURE TEST, FREE TANK SET, STABLE PRICING. WE HAVE TANKS (Free Lease or Purchase)
(518) 882-5445 www.GalwayCo-op.com
“The Original Pizza Chef Grinders” Back In Town!! Brooklyn Pizza & Pasta where Pizza & Grinders are a religion! a place for the whole family
843-3000 254 Forest Ave., 254 Forest Ave., Amsterdam
Senior Citizens Get 10% off Entire Bill *Eat in and Pick up Only
LIMITED D TIME E OFFER
ALL STUDENTS 99¢ FOR ANY SLICE *limit 2 slices per customer. *eat in and pick up only. *Expires on March 31, 2013 Requirements: if available, a student ID
February 2013 • DollarSaver • Page 2
TYSON FOWLER FUNDRAISING EVENT SUNDAY FEB. 24
@ CANAJOHARIE HIGH SCHOOL LIVE AUCTION CHICKEN DINNER
RAFFLES SILENT AUCTION
BASKETBALL T TOURNAMEN
OVER 20 VENDORS
Featuring: The 911 Folkart Story Quilt
By: Denise E. Allen
Auction & Raffle Items Include: * NY Yankee Tickets * Syracuse Tickets
* San Diego Padres Tim Stauffer Jersey
* Picaso Print 1956 * 1 Ton of Pellets & Memorabilia Lithograph Signed w/ Letter * 40” TV and much much more . of Authenticity
To Donate or to Receive more info contact: Tysonfowlerfund@yahoo.com • ww.tysonfowlerfund.com
Violins, Violas, Cellos Violoncellos Bows and Accessories
“WE DO IT ALL”
Our latest addition
• Car Repair • Used Cars • Tires • Car Ports • Metal Sheds • Century Truck Caps
Nothing but strings... Since 1976
FIRESTONE BRIDGESTONE COUPE NOKIAN
518-868-9780 • Route 20 & 30A, Sloansville, NY
Of fer No in w gW iF i
An establishment where Good Food and Good Friends Meet
PH 518-853-4499 Fax 518-853-8870 21 Main St., Fultonville, NY 12072
Two Locations to Better Serve You 511 South Avenue Schenectady, NY 12305 (518) 370-0832 (primary shop) www.aviolinshop.com
We Have The Recreational Vehicle You Want!
SALES & SERVICE PARTS - ACCESSORIES - CLOTHING
Hours by Appointment 5 Fruitwood Drive Burnt Hills, NY 12027
(518) 256-1961 email: firstname.lastname@example.org
THE SPORTSMAN’S DEN
ARCHERY TOURNAMENT, FRIDAY MARCH 1ST, 6:30PM | $10 Entry, pre-registration not required YOUTH ARCHERY TOURNAMENT, SAT., MARCH 2ND, 2:30PM | $5 Entry, ages 15 & under • • • • • • • •
MUST PRESENT COUPON
State Rte. 7, Cobleskill • 518-234-0150
~ Speciall Onn ~
All Violins, Violas, Cellos, Cases & Accessories
$5.00 0 OFF ANY Y CATERING G ITEM 1/2 Sheet Pan Starting @ $2999 Lasagna • Ziti Stuffed Rigatoni • Salads Call For Complete Listing
Frank J. Marchitto, owner
LIVE BAIT (year round) Tackle Ammunition Hunting Supplies Archery Bows/Crossbows Pet Supplies NFL/MLB memorabilia
INDOOR ARCHERY RANGE with
FULL SERVICE ARCHERY SHOP
Gift Certific ates
LAYAWAY AVAILABLE Bows/Crossbows ONLY
Proprietor: Tanya Towne Tues.-Fri. 8-5 / Sat. 8-2 36 Canal St., Fort Plain, NY 13339 518-993-1010
Page 3 • DollarSaver • February 2013
Rose’s Main Street Auto & Tire
February 2013 â€˘ DollarSaver â€˘ Page 4
Deadline for March Issue is Thursday, st February 21
John Snyder, Sales Manager (518) 673-0129 email@example.com
Mark Fowler, Sales Associate (518) 673-0116 firstname.lastname@example.org
Kristen Lee, Sales Associate (518) 673-0100 email@example.com
Mary Skinner, Sales Associate (518) 673-0130 firstname.lastname@example.org
Call John Snyder for more information (518) 673-0129 or (518) 378-3279
Page 5 • DollarSaver • February 2013
Storage Sheds Garden Sheds & Garages Standard, Economy or Custom Built Available in Duratemp, Vinyl, Board & Batten or Metal.
Lancaster County style sheds built in East Central New York. Buy direct from the builder and save money. Financing available. Rent to own. Delivery & Set-Up Available Serving The Entire East Coast • 518-673-1073
Home Restoration Repair & Remodeling PLUMBING, KITCHENS, BATHS, CARPENTRY, WINDOWS, DOORS, INSULATION, METAL ROOFS ALSO SERVING MOBILE HOMES MOBILE HOME REPAIR (518)
701 - 3608
We Buy Old Barns
Style Painting & Tile Construction Donald MacDowell - Owner
Email: email@example.com “Custom Craftsmanship Since 1992”
Thank You for making 2012 a fantastic year. Our families thank all of our 2012 customers and we will continue to be your #1 contractor for 2013. . .
Call Now for Exterior Scheduling for Spring, and Sidewalk & Driveway Plowing this season. Same Reliability and Low Cost. Yard Clean Up after storms and Roof Repair.
Thank You Again, Together building a brighter future one home at a time. H E L P
WA N T E D :
Painters • Tapers • Basic Labor for possible work this winter.
February 2013 • DollarSaver • Page 6
Study: An apple a day lowers level of blood chemical linked to hardening of the arteries Eating an apple a day might in fact help keep the cardiologist away, new research suggests. In a study of healthy, middle-aged adults, consumption of one apple a day for four weeks lowered by 40 percent blood levels of a substance linked to hardening of the arteries. Taking capsules containing polyphenols, a type of antioxidant found in apples, had a similar, but not as large, effect. The study, funded by an apple industry group, found that the apples lowered blood levels of oxidized LDL — low-density lipoprotein, the “bad” cholesterol. When LDL cholesterol interacts with free radicals to become oxidized, the cholesterol is more likely to promote inflammation and can cause tissue damage. “When LDL becomes oxidized, it takes on a form that begins atherosclerosis, or hardening of the arteries,” said lead researcher Robert DiSilvestro, professor of human nutrition at Ohio State University and a researcher at the university’s Ohio Agricultural Research and Development Center. “We got a tremendous effect against LDL being oxidized with just one apple a day for four weeks.” The difference was similar to that found between people with normal coronary arteries versus those with coronary artery disease, he said. The study is published online in the Journal of Functional Foods and will
appear in a future print edition. DiSilvestro described daily apple consumption as significantly more effective at lowering oxidized LDL than other antioxidants he has studied, including the spice-based compound curcumin, green tea and tomato extract. “Not all antioxidants are created equal when it comes to this particular effect,” he said. DiSilvestro first became interested in studying the health effects of eating an apple a day after reading a Turkish study that found such a regimen increased the amount of a specific antioxidant enzyme in the body. In the end, his team didn’t find the same effect on the enzyme, but was surprised at the considerable influence the apples had on oxidized LDL. For the study, the researchers recruited nonsmoking healthy adults be-
tween the ages of 40 and 60 who had a history of eating apples less than twice a month and who didn’t take supplements containing polyphenols or other plantbased concentrates. In all, 16 participants ate a large Red or Golden Delicious apple purchased at a Columbus-area grocery store daily for four weeks; 17 took capsules containing 194 milligrams of polyphenols a day for four weeks; and 18 took a placebo containing no polyphenols. The researchers found no effect on oxidized LDLs in those taking the placebo. “We think the polyphenols account for a lot of the effect from apples, but we did try to isolate just the polyphenols, using about what you’d get from an apple a day,” DiSilvestro said. “We found the polyphenol extract did register a measurable effect, but not as strong as the straight ap-
ple. That could either be because there are other things in the apple that could contribute to the effect, or, in some cases, these bioactive compounds seem to get absorbed better when they’re consumed in foods.” Still, DiSilvestro said polyphenol extracts could be useful in some situations, “perhaps in higher doses than we used in the study, or for people who just never eat apples.” The study also found eating apples had some effects on antioxidants in saliva, which has implications for dental health, DiSilvestro said. He hopes to follow up on that finding in a future study. The study was conducted as a Master’s thesis by graduate student Shi Zhao, and was funded by a grant from the U.S. Apple Association/Apple Product Research and Education Council and a do-
nation from Futureceuticals Inc. of Momence, Ill. Also involved in the study were associate professor Joshua Bomser and research associate
Elizabeth Joseph, both in the Department of Human Nutrition, which is housed in the university’s College of Education and Human Ecology.
SPICES A-Z *Wholee Grain n Organicc Flourr Milled d Here
FRESH *Premium Organic Hand Crafted Loose Teas Dried Fruits & Nuts - Candy & Snacks Baking/Cooking Supplies - Soup Mixes Onlyy 200 minutess from m Rotterdam m
Monday - Thursday 10-6 • Friday 10-7 • Saturday 9-3 http://sites.google.com/site/spicesandmorebulkfoods
10105 Western Turnpike, Delanson, NY 12053
518-875-6444 • Clean & Ample Parking
GET SMART FACTORY FINANCING1
AT YOUR CUB CADET DEALER, AVAILABLE ON SELECT MODELS.
by David Uffington Bank pile on fees Because of the new banking laws that limit how much banks can charge retailers, user fees have continued to rise as banks have hustled to find other ways to prop up their income. The recent 15th annual survey by Bankrate shows that the average monthly fee is now in the range of $5.50 — up 25 percent in a year — for accounts that don’t pay interest. For accounts that do pay interest (averaging 0.05 percent), that amount is more than $14. ATM fees also are up, averaging
$1.57 (charged by your own bank) if you make a withdrawal at a bank not your own. The bank that you withdraw from will charge an average of $3.50 if you don’t have an account there. Overdraft charges now average $31. Non-sufficient funds charges are all in the $30 range across the country, except for two states. Free checking is on its way out: Only 39 percent of checking accounts today free, as opposed to 76 percent of banks offering free checking back in 2009. “Free” not only means free of a charge for having the account, but being free of the re-
sponsibility of meeting the bank’s requirements, such as keeping a minimum balance. There are ways to get around being charged fees, but they aren’t for everyone. Setting up direct deposit is one way, but not everyone works for a company that offers to pay electronically. Another way is to agree to keep a higher minimum balance at all times, although those minimums have continued to rise, in many cases to more than $6,000. Banks are betting that you won’t abandon them despite higher fees, that you’ll decide it’s just easier to stay and hand over the money, no matter how high the charges go.
They have a point: If you change banks you might need to deal with new routines, the inconvenience of changing a direct deposit, new tellers who don’t know you, and more. Perhaps you have a loan with an interest rate that’s directly tied to having an account (not a good idea, for obvious reasons). Best bet: Per Bankrate, more than 70 percent of credit unions still have free checking. If your bank’s fees are continuing to climb, investigate a credit union near you. The “pain” of switching banks is only temporary. For more information, see bankrate.com. (c) 2012 King Features Synd., Inc.
Route 30 in Perth (corner of McQueen Rd. & Rt. 30)
Monday - Thursday 10-8 • Friday - Saturday 10-9 Sunday 12-5
L arges t Selection Lowes t Prices
PO Box 6 ~ 7608 Western Turnpike, Duanesburg, NY 12056
A Large Multi-Dealer Center January-February closed Tues. & Wed. • March-December closed Wed. HOURS: Dailyy 10AM M - 5PM
Family Owned & Operated for Over 30 Years.
Accepting Visa MasterCard and Discover
Mon.-Fri. 9-5 Sat. 9-3
No Appointment Needed • Over 3,500 Tires In Stock Custom Wheels • High Performance • Snow Tires
Anythingg thatt hass too doo withh Tires,, wee havee it! 3361 South Thompson St. Schenectady, NY 12306 518-630-5055 (Formerly Borst Tire, behind Bellevue Builders)
With our Knowledgeable Sales Staff & Fast Efficient Service Crew We make the tire buying experience easy! Check out our Website for Additional Info & Pictures
Page 7 • DollarSaver • February 2013
Dollars and sense
February 2013 • DollarSaver • Page 8
DREY’S CA$H IN ADVANCE THIS “N” THAT We Buy Gold, We Sell Hats, T-Shirts, Jeans and Gold Caps
Silver, Electronics, Computers & Coins Almost Anything of Value
71 Central Avenue, Albany, NY
A Full Variety Store 230 Washington Ave. Albany, NY 12210 Cell: (518) 334-0979
Call Mike (518) 330-7519 (718) 810-3703 or Chris 10% Off All Clothing (518) 334-0979 PRESENT THIS AD
Help Us Give Homeless Animals A Second Chance!
“SAFE” is not “HOME” Second Chance Rescue has many wonderful dogs still looking for their favorite homes. Please check out our web site, our Facebook page and our PetFinder site to see if you can find your next best friend!!!
1550 Altamont Ave., Rotterdam, NY 12303
Second Chance Rescue NYC is a 501(c)3 non-profit with a mission to save death row and other abandoned and unwanted animals. We exist solely on donations, and all donations are used for medical care, transportation and other care needed by the animals we save.
On Facebook: SecondChanceRescueNYCDogs • On Petfinder: http://nycsecondchancerescue.org/adoptable-dogs-cats/
For Valentine’s Day . . .
Treat Your Sweetie to Decadent Treats from...
Grandma Millie’s Bakery Shaped and Valentine’s Themed Cakes, Cookies and Cupcakes
Chocolate Dipped or Candied BACON!!
(everything is better with bacon and so is Valentine’s Day!!
Our Famous “LOVE” Baskets
(A delicious assortment of baked goods & other treats placed inside a shortbread tart shell lined with chocolate, wrapped in cellophane and tied with a pretty ribbon)
Our NEW “Chocolate Amore Assortment”
(an array of chocolate dipped cookies, cupcakes, and assorted fruits to share with your love)
“THE” BEST Homemade Cheesecakes Ever!! Black Forest Chocolate Strawberry White Chocolate Raspberry
New & Refurbished
D O N AT E
Voice Mail: 347-762-1364 www.nycsecondchancerescue.org
Computer Repair & Upgrades
Also Available... Chocolate Dipped Strawberries & Cherries
(dipped in our homemade chocolate ganache)
And Our Famous... Cheesecake Stuffed Chocolate Dipped Strawberries
Ord Recom ers mende d!!
(THE Ultimate decadence...cheesecake, strawberry & chocolate all in one bite!!!)
Call or stop by for more delicious details... Grandma Millie’s Bakery at the Fulton County Airport 160 County Hwy 153, Johnstown, NY • 518-762-7788
Virus Removal Specialists
SERVICES In Home & Commercial • Computer Repair • Computer Upgrades • Computer Consulting • Custom Built Computers
518-356-3800 10% Off Instore Repair • See Store For Details
Page 9 • DollarSaver • February 2013
February 2013 • DollarSaver • Page 10
Number / Classification 20 Air Compressors 25 Air Tools 35 Announcements 40 Antique Tractors 45 Antiques 55 Appraisal Services 75 ATV 80 Auctions 110 Bedding Plants 120 Bees-Beekeeping 130 Bird Control 155 Building Materials/ Supplies 157 Building Repair 160 Buildings For Sale 165 Business Opportunities 170 Butchering Supplies 175 Cars, Trucks, Trailers 180 Catalogs 190 Chain Saws 195 Cheesemaking Supplies 200 Chippers 205 Christmas 210 Christmas Trees 215 Collectibles 235 Computers 265 Construction Equipment For Rent 270 Construction Equipment For Sale 275 Construction Machinery Wanted 277 Construction Services 280 Construction Supplies 325 Custom Butchering 330 Custom Services 360 Deer-Butchering & Hides 370 Dogs 410 Electrical 415 Employment Wanted 417 Energy 440 Farm Machinery For Sale 445 Farm Machinery Wanted 447 Farm Market Items 460 Fencing 470 Financial Services 480 Fish 490 For Rent or Lease 500 For Sale 505 Forklifts 510 Fresh Produce, Nursery 525 Fruits & Berries 530 Garden Supplies 535 Generators 575 Greenhouse Supplies 580 Groundcover 585 Guns 600 Health Care/Products 605 Heating 610 Help Wanted 700 Lawn & Garden 760 Lumber & Wood Products 790 Maple Syrup Supplies 805 Miscellaneous 810 Mobile Homes 815 Motorcycles 820 Nurseries 840 Nursery Supplies 855 Orchard Supplies 910 Plants 950 Real Estate For Sale 955 Real Estate Wanted 960 RVs & Motor Homes 975 Rentals 1040 Services Offered 1075 Snowblowers 1080 Snowmobiles 1130 Tractors 1135 Tractors, Parts & Repair 1140 Trailers 1155 Tree Moving Services 1165 Trees 1170 Truck Parts & Equipment 1180 Trucks 1190 Vegetable 1200 Veterinary 1205 Wanted 3000 Furniture
Buildings For Sale
12X20 CABIN, 4’ porch, insulated, electric, wood heat, $4,500 OBO. You move. 518775-3978
ESTATE SALE: Christmas Villages, Bradford Exchange plates & household goods. 518-725-1461
MARCH ISSUE ADVERTISING DEADLINE Thursday, February 21st
’s Carpentry n a y R
For as little as $6.00 - place a classified ad in
Call Peg at 1-800-836-2888 or email firstname.lastname@example.org Announcements
# # # # #
NEED BUSINESS CARDS? Full color glossy, heavy stock. 250 ($45.00); 500 ($60.00); 1,000 ($75.00). Call your sales representative or or Lee Publications 800-218-5586 and ask for Beth or 518-6730101 email@example.com
ADVERTISERS Get the best response from your advertisements by including the condition, age, price and best calling hours. Also we always recommend insertion for at least 2 times for maximum benefits. Call Peg at 1-800-836-2888 or call 518-673-0111
CHECK YOUR AD - ADVERTISERS should check their ads on the first week of insertion. Lee Publications, Inc. shall not be liable for typographical, or errors in publication except to the extent of the cost of the first weeks insertion of the ad, and shall also not be liable for damages due to failure to publish an ad. Adjustment for errors is limited to the cost of that portion of the ad wherein the error occurred. Report any errors to 800-836-2888 or 518-673-0111
FREE HOME BIBLE STUDY: Great way to study through the Bible at your convenience. Exciting and informative study that could change your life. Compliments of Free Spirit Fellowship. 885-3149.
CUFFE COMPUTERS offers affordable repairs and upgrades as well as custom built systems. 518-993-4833.
FURNITURE * CABINETS * PICNIC TABLES SMALL ENGINE REPAIR & MUCH MORE * FREE ESTIMATES * Patrick Ryan (518) 795-5178
Cars, Trucks, Trailers
1998 FORD EXPLORER Sport 4x4, 183k, $1,500/OBO. 518-231-1951 YARD SIGNS: Full color with stakes, double sided. Stakes included. Starting at $15.00 each. Call your sales representative or Beth at Lee Publications 518-673-0101 or firstname.lastname@example.org. Please allow 7 to 10 business days when ordering.
MAGNETIC SIGNS For trucks and cars. Call your sales representative or Beth at Lee Publications 518-673-0101 or email@example.com
Warren’s Auto Body Foreign and Domestic Complete Collision Service Flatbed Service
(518) 355-1921 773 Western Turnpike • Duanesburg, NY 12056-3801 Auctions
AU C T I O N
ALL DAY EVENT • Beginning at 9 AM
Sunday, February 24th Canajoharie High School Sports Memorabilia Signed Items: Boxing: Marvin Hagler glove; Larry Holmes glove; Boxing Hall of Fame items; Football: Adrian Peterson; Basketball: Larry Bird & Magic Johnson ball, Paul Pierce, Walt Frazier; Baseball: Bats, Brooks Robinson, Don Mattingly, Whitey Ford; Balls, Curt Shilling (2007 world series), Vida Blue, Arron Small, Tom Grieve, Jorge Julio, Victor Martinez, Boog Powell, Bobby Valentine, Kelly Johnson, Mike Sandlock, Derek Lowe (world series), Tim Stauffer (card, hat, jersey, ball, photo), 8”x11” photos, Lee Mazzilli, Bucky Dent, Hoyt Willhem, George “Boomer” Scott, Moose Skowan, Monte Irvin Misc: 5 yards of concrete, Picasso print, golf lessons, Golf membership, gun cabinet, YANKEE TICKETS, SYRACUSE TICKETS, golf set and bag, Load of crusher run, Xbox 360, snowblower, Fitness center membership... and much, much more.
DAMIN FARM Home Raised BEEF APPLE CIDER Frozen SWEET CORN
5 Kinds of SAUERKRAUT
Jams - Jellies - Popcorn SNAP Benefit Cards Accepted
RECORDS WANTED: We’ll buy your old records from 1930- 1970. 45’s, 78’s, Albums, Rock-N-Roll, Blues, R&B, Country, etc. Call Pete 518-673-2384.
2 Miles West of St. Johnsville
WANTED - CA$H PAID: for old jewelry, books. Dolls toys, even if broken, 1970s older. 1960s & older: Clothing. Old frames, Christmas, Halloween items. Interested in almost anything old. Shirley 315-8949032. WANTED - CA$H PAID: for old jewelry, books. Dolls toys, even if broken, 1970s older. 1960s & older: Clothing. Old frames, Christmas, Halloween items. Interested in almost anything old. Shirley 315-8949032.
To place a Classified Ad
Kids Essential Consignment Shop GRAND G OPENIN
Open: Monday-Friday 8:00 AM to 8:00 PM Saturday & Sunday 8:00 AM Until...
447 McClellan Street Schenectady, NY 12304 (518) 847-4307 firstname.lastname@example.org
• Infant to Teen Clothing • Toys • Accessories • ....And More
Mention This Ad & Receive 10% Off Crafts
QuiltBug Quilt Shop 169 Main Street, PO Box 273 Esperance, NY 12066 Call toll free 888-817-6577
“FREE GIFT” When You Present This Ad
Notions & Classes Quiltbug.com
Have you got the bug? We’ve got the cure! Visit us online at
Page 11 • DollarSaver • February 2013
PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381
February 2013 • DollarSaver • Page 12
DollarSaver Services Offered
CANVAS PRINTS: All sizes. Mounted or Unmounted. Just bring in or send us your photo at Lee Publications. Call 518673-0101 email@example.com
TED’S PAINTING: Residential and Commercial. Good winter prices. Also landlord discounts. Call Ted 315-4293253
1203 State Street, Schenectady, NY 12304 518-377-8834 • 518-377-1102 Fax
10% Off Sales & Service MUST PRESENT COUPON
518-374-2656 We Gladly Accept Donations
Hours: Tues.-Sat. 10am-6pm
TRAINS - Bought, Sold, Repaired
DELAWARE TRAINS and ACCESSORIES
4 Easy Ways to Place A DollarSaver Classified Ad 1.
PHONE IT IN Just give Peggy a call at 1-800-836-2888
FAX IT IN For you MasterCard,Visa, American Express or Discover customers... Fill out the form attached completely and fax to Peggy at (518) 673-2381
346 Delaware Avenue, Albany, New York 12209 TUES, THURS 10-11:30am/1-5pm/SAT 10am-3pm
102 Troy Road, East Greenbush, NY 12061 MON, WED, FRI - 11am-5pm
IRELAND ITALY SCOTLAND
7 Day 8 Day Tour 8 Day Tour Spring Tour All Inclusive
Knights of Columbus
2,495 2,695 $
April Departure April Departure
For For Information & Information & Free Flyer Free Flyer Call Free Flyer Call 518-231-9533
SUPER-DUTY 2004 DODGE RAM 2500 w/Plow Dump Insert, Automatic, 4WD, ABS, Power Steering, Tilt Wheel, Sliding Rear Window, AM/FM Radio, Cassette, Dual Airbags, Side-Step Bed, Running Boards, Snow Plow, Dump Bed, AC, 58,000 Miles
CASH SALE $9,995
Call Doug 518-701-3608 SDH1719@hotmail.com
SEASONED firewood for sale. $80.00 face cord, $230.00 full cord. 518-376-2035.
New & Gently Used: Gifts, Party Supplies, Toys, Clothing, Home Decor, Housewares, Seasonal, Silk Floral Arrangements, Fashion Jewelry and much much more.
Wood For Sale
MOST MAJOR BRANDS
All Brand Cleaners & Sewing Center
Renee Burdick, Owner 37 Mohawk Avenue Scotia, New York 12302
PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381
MAIL IT IN Fill out the attached form, calculate the cost, enclose your check or credit card information and mail to: DollarSaver Classifieds PO Box 121, Palatine Bridge, NY 13428
E-MAIL IT IN E-mail your ad to firstname.lastname@example.org
FOR BEST RESULTS, RUN YOUR AD FOR TWO ISSUES! Cost for each Issue: $6.00 for the first 14 words, 15¢ each additional word. (Phone #’s count as one word) # of issues to run______ Total Cost $________
Name: (Print)______________________________________________________ Address:_________________________________________________________ City:_____________________________________St.:_______Zip:___________ Phone:_____________________________Fax:__________________________ Cell:_________________________E-mail:______________________________ I have enclosed a Check/Money Order Please charge my credit card: American Express Discover Visa MasterCard Acct#:__________________________________________Exp. Date:_________ Signature:________________________________________Date:____________
Required w/Credit Card Payment Only
100 S. Brandywine
BUY & SELL Electronics
FOR RENT: St Johnsville, 3 bedroom downstairs apt., off street parking. No pets, $475.00 per mo. plus security deposit, you pay utilities. 518762-8670
Are You In a Foreclosure?
6500 GENERATOR, never used, $750 OBO. 518-7753978
There is No Need to Lose Your House We Have the Answers
KATOLITE GENERATOR 40k trailer style and switch box, 1998 w/less than 50Hrs use, $3,900. 518-993-4786
I BUY HUNTING RIFLES for my collection. 518-673-0029, 518-321-5372
The Little Posy Place Florist and Gifts 281 Main Street, Ste. 2 Schoharie, NY 12157
“Like” us on Facebook For Sale
2002 SAFARI EXTENDED CARGO VAN
CASH SALE $5,045 Call Doug 518-701-3608 SDH1719@hotmail.com
Call John Relyea
Free Estimates 518-258-6324
2326 Broadway Schenectady, NY 12306
Call & Book Your Favorite Hair Stylist
1480 St. Rt. 7 Warnerville Old Metal Kegs $10.00
On Premises Nail & Spa Pedicure Technician
NO FUSS CASH FOR CANS
OPEN 7 DAYS A WEEK
5 cent deposit containers - ANY BRAND 5 cent deposit on Water Bottles
Magical Printing & Designs YOUR R ONE E STOP P SHOP
FOR ALL YOUR PRINTING & SHIPPING NEEDS AND MUCH MORE... 281 Main St. Schoharie, NY
303 Main Street, Schoharie Come See Us for Your Winter Supplies
Across from Schoharie County Building
Ph: (518) 872-3188 WWW.MAGICAL-PRINTING.COM
Heating PREMIUM GRADE ANTHRACITE Coal Nut, Pea or Rice. Franklin Brand. WOOD PELLETS: Warm Front Brand by New England. Wood Pellets: Premium Grade $219.00 per ton while supplies last. Benuel Fisher Auctions 518-568-2257
SIGNS SIGNS SIGNS All Kinds. Corrugated Plastic Signs With Stakes. Call your sales representative or Beth at Lee Publications 518-6730101 or email@example.com Please allow 7-10 working days to receive your signs after ordering.
COPIES • FAX • OFFICE SUPPLIES • UPS • FEDEX
Bottone Memorials, Inc. Schenectady, NY 12304
Miscellaneous BANNERS BANNERS BANNERS any size. Call your sales representative or Beth at Lee Publications 518-6730101 or firstname.lastname@example.org Please allow 7-10 working days to receive your banner after ordering.
ALL AMERICAN REDEMPTION CENTER
10 Stylists Waiting to Serve You
BUSINESS CARD MAGNETS only $75.00 for 250. Free Shipping. Call Beth at Lee Publications 518-673-0101 or email@example.com Please allow 7-10 business days for delivery
Automatic, V6, 125,000 Miles, 25 MPG, AC, Tow Package, Very Clean Full Set Of Racks on Top, Full Set of Drawers and Cabinets Inside.
Chimney & Masonry Work
For Rent or Lease
LOCUST POSTS, POLES, Split Rails, 6x6’s, 4x4’s, other hardwood boards and planks, custom cut. Also lots, land cleared, woodlots wanted. 518-883-8284.
Gaming Systems DVDs 4 for $9.99 Computers & Repair
WINCHESTER Model 70 Super Grade 458 Magnum Leopold Scope mfg. 1979, exc. cond., no marks die lead brass ammo, $1,675. 518863-2499 Northville
Gold & Silver Flat Screen TV’s Appliances
518-346-0508 Present this DISCOUNT CARD at in-home consultation or at the office Motorcycles
# # # # #
1986 HD 883 SPORTSTER, 33k miles, $2,500/OBO. 518231-1951
Services Offered WEDDING INVITATIONS printed and designed by Lee Publications: 100 (4.5x6) Invitations including envelopes with 100 RSVP postcards. Only $150.00 +tax. We can also do smaller and larger amounts. Call for pricing and designs 518-673-0101, or firstname.lastname@example.org Also Save the Dates • Shower Invitations • Baby Announcements and more.
A Picture is Worth a Thousand Words
FOR SALE: 2000 LS Suzuki Savage, 11,000 miles, leather saddle bags, color green, excellent condition. 518-5737468, 518-573-2969. Or trade for 4 wheeler or snowmobile.
Music GREG BENNETT Guitars. Authorized dealer. Imagineering Drum & Guitar shop. 27 West Main St. Little Falls. 315823-1500
It’s easy & economical to add a picture to your ad!
For Information Call
Page 13 • DollarSaver • February 2013
PO Box 121, 6113 State Hwy. 5 Palatine Bridge, NY 13428 800-836-2888 • Fax: 518-673-2381
February 2013 • DollarSaver • Page 14
Insects: could they be what’s for dinner? by Tom Turpin, Professor of Entomology, Purdue University Back in biblical times John the Baptist was a participant. Long before European settlers showed up in the so-called New World, so were Native Americans. Ditto the ancient people living in the Orient. We’re talking about entomophagy — eating insects. Yes, according to Old Testament biblical accounts, John the Baptist wandered in the wilderness and chowed down on locusts and wild honey. I suppose one could argue that John didn’t have much in the way of food choices available so he had to make do. Locusts, called grasshoppers here in the U.S., would have been plentiful. These insects were so common and numerous as to constitute one of the biblical plagues inflicted on the Egyptians of the time. On occasion, Native Americans were also said to have engaged in the eating of insects. It was the massive emergences of periodical cicadas that attracted the gustatory attention of these people. Periodical cicadas, by the way, were misnamed locusts by the European settlers, who were unfamiliar with the insects that are found only in North America.
On the other side of the world, silkworms have been part and parcel of Oriental civilizations for centuries and not just for the silk they produced. Many silkworms ended up between chopsticks as a food item. The pupa of the silkworm is the stage that is eaten. This is because the pupa is formed after the caterpillar has spun the silken cocoon. The cocoons are boiled to collect the silk. After the average of 1,000 yards of silk from each cocoon is harvested, the cooked pupae remain. Despite the historical precedent for using insects as a food item, the practice is not currently widespread in some parts of the world. Modern people, in general, seem to have an aversion to eating insects. Why is not totally clear. However, most people seem to enjoy eating the insect cousins that live in the sea. I’m referring to shrimp and lobsters. These sea creatures and insects are both arthropods, animals with an exoskeleton, antennae and jointed legs. So we shun eating the landdwelling arthropods but pay good money to dine upon the arthropods of the sea! At least we do not, like many other animals such as birds and frogs,
intentionally eat insects. Intentionally is the operative term because most people do consume insects on a regular basis. The weak of stomach and insect haters may want to stop reading here. As it turns out, foods of plant origin may include insects or insect parts. So much so that years ago the U.S. Food and Drug Administra-
tion began publishing a document called “The Food Defect Action Levels.” This document lists the maximum “levels of natural or unavoidable defects in foods for human use that present no health hazard.” Here are a couple of examples. Peanut butter: average of 30 or more insect fragments in per continued on pg. 15
WE’RE CELEBRATING... And We’d Like You To Join Us! As part of our Year-long Celebration of our 200th Anniversary, we are hosting a
Sleigh Ride Event for our Community
Saturday, February 9th 1-3 p.m. WE WILL BE PROVIDING: (if we don’t have snow, we will have horse-drawn wagon rides)
We hope you will come out for this special Community Event!
FREE Hot Beverages (coffee, tea, hot cocoa) FREE Refreshments FREE tours of our church building (built in 1834)
Christian Church of Charleston, 1380 E. Lykers Rd., Sprakers, NY 12166 518-922-9088
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Hours: Tues-Thurs 12-8; Fri 12-5; Sat 10-4
All Prom Gowns under $150 1/2 Price Tuxedo Sale (Basic Tux)
Order by Feb. 28th. Any Tux can be used anytime in 2013. May not be combined with any other offer, discount or value Tux.
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al disdain for insects, the idea that such food is dirty or just that we have never done so. As a food item, insects are high in protein and low in fat, and contain fiber and vitamins — nutritious food by any measure. Consequently, some people have promoted insects as a human food source and a way to provide more human food. Books on this subject date back
more than a half century. In 1951 A. S. Bodenheimer wrote the book “Insects as Human Food.” In 1971 R. L. Taylor authored “Butterflies in My Stomach,” complete with recipes. Two more recent titles are “Man Eating Bugs: The Art and Science of Eating Insects” by Peter Menzel and “Eat-a-Bug Cookbook” by David George Gordon. Professor Gene DeFoliart started
a food insect website. Insect festivals around the U.S., including Bug Bowl at Purdue University, have incorporated insect-cooking and -eating demonstrations as part of the festivities. Some people have even suggested that insect cultures might be a way to provide a continuous food source for future space travelers. Just another reason, I’m sure, for astronauts to complain about the food!
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Page 15 • DollarSaver • February 2013
continued from pg. 14 100 grams. Tomato juice: average of 10 or more fly eggs, or 5 or more fly eggs and 1 or more maggots, or 2 or more maggots in 12 subsamples of 100 grams. These are the defect action levels; anything below that is okay to eat. It is apparent we eat pieces and parts of insects on a regular basis. So why don’t we intentionally consume insects? It might be a gener-
February 2013 • DollarSaver • Page 16
• • • •
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Supplement to the Original Valley Pennysaver, the Family Pennysaver and the DollarSaver Produced by Lee Publications • 6113 St. Hwy. 5 • Palatine Bridge, NY 13428 • 518-673-3237 • 800-218-5586 • www.leepub.com
28 So. Main Street, Gloversville (518) 725-3405
www.glovecityrealty.com Amy Goebel, Licensed Real Estate Associate Broker
Amy and her husband Chuck Goebel along with three young children Emma, Derek, and Jordan have lived in the Broadalbin area for the past 8 years. Amy is from New Hampshire and has her Masters Degree in Teaching Physical Education from UNH. Amy provides her clients with lots of knowledge and experience.
Janet Hoose, Licensed Real Estate Salesperson I graduated from Mayfield Central High School. I've lived in the city of Gloversville for 38 years with my husband, John. I worked at the local phone company as a telephone operator for fourteen years. Then I was a waitress for eleven years. One of my dream occupations was to become a Real Estate agent, and have been working full time for eight years, and enjoying it. It's a challenge at times, but I love helping people find the right home.
Anthony Christiano, Licensed Real Estate Salesperson Tony is a native of Gloversville and along with his wife, Denise enjoy their family, children and grandchildren. Tony is FULL TIME and gives 100%. Make him your agent.
Dominica Gasbarra, Licensed Real Estate Salesperson Donna has been a licensed real estate person with Glove City Realty for 8 years. I was born and raised in Peekskill, NY and lived in the town of North Salem for 25 years with my husband Bill and two children, Staci and Billy. We have owned our home in Bleecker for 16 years and recently decided to move to the Town of Oppenheim.
Tara Keane, Licensed Real Estate Salesperson
John Lambo, Licensed Real Estate Salesperson
I currently reside in Bleecker. After graduating from Mayfield high school. I earned BS at Alfred State and SUNY Fredonia. I am currently serving our community at Nathan Littauer Hospital as a Medical Technologist. I am now looking forward to helping people find their DREAM HOME.
John along with his wife Nadine and daughters Molly and Maggie have lived in the area for 17 years. John works for Stewart's and currently lives in the Town of Mayfield and is developing a second career in Real Estate specializing in Residential Real Estate.
Marianne Edwards, Licensed Real Estate Salesperson
GIGI - COMPANY MASCOT
Marianne, along with her sons Jake and Lucas, lives in the Town of Mayfield. Marianne is an entrepreneur. The owner of the very successful School House Treasures and also is an established Real Estate Investor and knowledgeable of The Great Sacandaga Lake as the owner of Lakefront Properties. She is a graduate of Northeastern University with a Degree in Marketing.
Page 1 • REAL ESTATE GUIDE • February 2, 2013
R E A L E S TAT E G U I D E
February 2, 2013 • REAL ESTATE GUIDE • Page 2
Page 3 • REAL ESTATE GUIDE • February 2, 2013
MORTGAGE & HOME BUYING UPDATE
How to Survive Buying Your First Home First time home buyers easily can be overwhelmed by the process of buying a home. In addition to the legal hurdles associated with purchasing a home, the stress of committing such a substantial amount of money can lead to some sleepless nights. But first time home buyers in the market for a home can prepare themselves for the process ahead of time. Though the following tips might not guarantee a smooth and stress-free home buying experience, they can answer a few questions and facilitate the process.
The lowest home prices in years and tax incentives are driving many people to purchase their first home. Few things are simultaneously as exciting and nerve wracking as becoming a homeowner. Preparation can make sure individuals are covering all of the bases.
• Establish your price range.
• Expect to pay costs.
As the housing crisis of the last several years indicated, many homeowners got in well over their heads. Some lost their homes to foreclosure, while others found it extremely difficult to pay their mortgage each month. First time buyers can avoid such scenarios by honestly assessing what they can afford and searching for homes within their price range. A host of Web sites, including some lender sites, provide free mortgage calculators so buyers can see just what they can afford. Lenders often recommend spending less than 30 percent of income on housing costs.
Closing costs are often a big shock to first time home buyers. Closing costs include lender fees, title and settlement fees, taxes, and homeowners insurance or homeowners association fees. Bankrate.com provides an annual closing cost survey for buyers to get a better feel of just what they will be spending when the time comes to sign on the dotted line. A lender can also give an estimate of what fees may total.
• Research rates and taxes. Certain external factors beyond the price of the home will factor into a homeowner’s monthly financial commitment. Taxes and homeowner’s insurance can vary greatly depending on a home’s location. Research property taxes in different communities, and show around for homeowner’s insurance when looking for a home.
• Consult some professionals. Real estate professionals in the area might be able to paint a picture of what the real estate market is like at the moment. Prices might be on the rise, on the decline or remaining steady. If looking in a specific area, consult with a real estate agent about the area and what to expect. When shopping for a home for the first time, buyers should expect the unexpected. However, the surprise element can be reduced if buyers do their homework before starting the process.
Virginia M. Mackey, LLC Real Estate
Office: 518-212-5680 ext. 111 Fax: 518-212-5683 Cell: 518-321-4374
226 E. Fulton St., Gloversville, NY 12078
Beth Wanmer Licensed Real Estate Salesperson (518) 773-3298 • FAX (518) 725-8615 • Cell (518) 420-5953 www.vmackey.ihouse2000.com email: email@example.com
Polly Slezak Licensed Loan Originator E-Mail: firstname.lastname@example.org www.homesteadfunding.com/pslezak 4812 State Highway 30 • Amsterdam, NY 12010
www.judithannrealty.com email@example.com CELL: 518-424-5621
Judith A. Phetteplace Licensed Real Estate Broker 316 MOHAWK DR. TRIBES HILL, NY 12177
HOME: (518) 829-7813 OFFICE: (518) 829-7250 FAX: (518) 829-5119
Licensed Inspector #16000045787
MOHAWK VALLEY INSPECTIONS Your Full Service Home Inspection Headquarters Web Site: www.mvhomeinspections.com
Contact Information Office: (518) 762-5706 firstname.lastname@example.org
February 2, 2013 • REAL ESTATE GUIDE • Page 4
#3137 - Dolgeville - 2 family village home on large lot with plenty of parking. All separate utilities, natural gas heat, nice large rooms, 5 bedrooms total, great for owner occupant, first time buyer. . . . . . . . . . . . . . . .Only $45,000
#3069 - Salisbury - 6.6 Acres with nice horn barn and small cottage, also workshop w/heat. Nice new homesite, open with some woods, great for hobby farm. . . . . . . . . . . . . . . . . . . . . $55,000 #3093 - Dolgeville - 33 Ransom St. Well maintained 4 bedroom home with new family room addition. 100x150’ lot with 2 car garage, beautiful level land and located on dead end street. Lots of living space and energy saving improvements. . . . . . . . . . . .$119,900 #3064 - Salisbury - Rte. 29A - 3 Acres with 3-4 bedroom farmhouse and large pond. Open & wooded land, nice setting, many updates, but needs more cosmetic work. . . . . .Asking $54,900 United Country HBE Group, Inc. Specializing in Country Homes, Land and Recreational Property www.unitedcountry.com 6 Slawson St., Dolgeville, NY 13329 Ph: 315-429-9754 • Fax: 315-429-9363 email@example.com • www.dolgeville-ny-real-estate.com
MOHAWK Towne & Country Realty Sue Leavitt, Licensed Real Estate Broker Corner Rte. 5 & McKinley Rd., Palatine Bridge, New York
Village Colonial $129,900
Batteries Not Included . . . $94,500 1960 All Electric Fort Plain Ranch on an oversized lot at the end of the hill w/country views; 3 bedrooms, living room with fireplace, dining, kitchen, laundry, full bath, basement office, radiant heat throughout. Att. garage.
Very nice 3-4 bedroom spacious Nelliston brick, sunporch, pocket doors, wide-board floors, original staircase, landscaped LARGE yard overlooks the Mohawk.
Palatine Bridge . . . $143,500
Canajoharie . . . $86,500
Victorian 2-3 bedroom home w/apart. Foyer has open staircase & fireplace. Living room w/fireplace, 1 3/4 baths, kitchen has breakfast nook, small den or office. Beautiful hardwood floors, french doors, deep lot w/garage, Mohawk River view & area for wildlife refuge.
A brick fireplace in living room, Canajoharie 3 bedroom Cape with hardwood floors, white pine kitchen, full bath, large attic & basement, garage and big fenced yard. Affordable taxes.
Amanda Haig, Sales Assoc. Pete Manikas, Sales Assoc. Joann Christman, Assoc. Broker Connie Dingman, Sales Assoc. Nancy Dornburgh, Assoc. Broker
518-673-3235 518-673-5482 518-256-4911 518-673-2026 518-993-2335
Visit Us: www.mohawk-realty.com
“...for the personal attention you deserve!” LANA RUGGIERO, GRI, ASP 11 Forest St., Gloversville (518) 470-4738 www.ruggierorealtyllc.com • firstname.lastname@example.org
144 Prospect Ave., Gloversville
200 W. Fifth Ave., Johnstown
Magnificent European style contemporary boasting 5 bedrooms, 7 baths, 2 living rooms, formal dining room, sunroom, office space, lower level studio/bar, kosher kitchen and so much more!
Lovely home, lovely yard, lovely location. 5 beds, 3.5 baths, in-ground pool, hot tub, wet bar, large attached garage plus huge RV garage. City amenities, easy access to NYS Thruway.
119 Bertrand Rd., Mayfield
6 Brant Rd., Johnstown
Enticing year round ranch with beautiful 30 ft. permit on the Great Sacandaga Lake. Pristine condition inside and out. Views from the deck, lots of storage, well manicured, spacious yard.
Phenomenal 3 level ranch on just about 1/2 acre, with beautiful in-ground pool, gazebo, screened in summer room. Plenty of living space and storage with 3 beds, 2 baths and 2 car garage.
Page 5 • REAL ESTATE GUIDE • February 2, 2013
Savvy Tips to Help Sell Your Home There are so many questions that surround selling your home: Which realtor should you choose? How do I lure potential buyers? Don’t put your home on the market blindly. Following are a few tips to help get you started: CHOOSING A BROKER Speak with two or three brokers from different agencies. Ask them the same questions to compare what they would do to sell your home. Some questions to ask include: • How many years have you been in business? • How long have you sold houses in this area? • How many houses did you sell in the past year? • What is your commission? • If I were to work with you, how would you best market my house? • Will you organize meetings with potential buyers and will you coordinate them personally? • Can you give me names and telephone numbers of others families that have that have used your services?
PREPARING YOUR HOME
• Get rid of odors.
So you’ve chosen a broker but now you have to get your home in gear. No matter how much or little it costs, its important to do some “spring cleaning” to your home before you put it on the market. Paying even a little attention to the details can make a huge difference in the appearance of your home and attract more interest from prospective buyers. Some ideas include:
Place potpourri around the house, especially if you have pets or a smoker in the family.
• Clean the exterior.
• Eliminate clutter.
Keep the grass cut and the outdoor area tidy. Paint or wash the exterior of the home including windows, shutters, siding and doors. Examine the gutters, chimney and driveway; get them into good condition. Seal any cracks in foundation or walkways.
Remove any unnecessary garbage from your closets, garage, attic and basement. Store garbage, debris, lawn mowers and hoses out of sight.
• Touch up the interior. Clean and brighten rooms that have heavy traffic with a fresh coat of paint. Wash wallpaper, tiles, paneling, floors, carpets, tubs and showers. Clean heat and air-conditioning air filters.
It’s IMPORTANT to get your home into top notch condition for prospective buyers.
Office: 518-212-5680 Fax: 518-212-5683 Cell: 518-321-4374
• Repair leaking or worn faucets and oil squeaky doors. Also, clean underneath sinks, fixing any leaks and painting any areas with visible damage.
• Prepare it for the arrival of guests. Put your best face forward. Store any items you don’t want visitors to see or have access to, like jewelry or other valuables. Get rid of excess furniture. Flowers and new guest towels also make a subtle yet important difference. Good luck!
Virginia M. Mackey, LLC Real Estate 226 E. Fulton St., Gloversville, NY 12078
Marguerite King “Markie”
Branch Manager/Licensed Loan Originator
Licensed Real Estate Salesperson
E-Mail: email@example.com www.homesteadfunding.com/phans
(518) 773-3298 • FAX (518) 725-8615 • Cell (518) 774-2717 www.vmackey.ihouse2000.com email: firstname.lastname@example.org email@example.com
4812 State Highway 30 • Amsterdam, NY 12010
NY Lic. #16000022349 NACHI #05122792 104 Reed Street Canajoharie, NY 13317
Gott U Covered • HOME E INSPECTIONS S•
(518) 332-6294 Fax (518) 673-3667 firstname.lastname@example.org
Res: 518-829-5163 Cell: 518-424-9752 www.judithannrealty.com E-mail: email@example.com
Joelle L. Phetteplace-Bluvas Associate Broker 316 MOHAWK DR. TRIBES HILL, NY 12177
OFFICE: (518) 829-7250 FAX: (518) 829-5119
February 2, 2013 • REAL ESTATE GUIDE • Page 6
Kinship Properties Inc.
2 Locations To Serve You
St. Johnsville Branch
54 East Main Street, St. Johnsville NY 13452 • (518) 568-2776
10 E. State St., Dolgeville NY 13329 • (315) 429-9750
Sam Licari -Broker 518-568-2776
Debbie Sicilia - Salesperson 518-495-5770
Bob Snell - Salesperson 518-321-9897
Heidi Mouyos - Salesperson 315-717-7269
GLOVERSVILLE Walnut Street Priced to Sell At $109,500
John Case - Salesperson 518-281-8008
EPHRATAH Cty. Rte. 119 Outstanding Chalet three story home. 125 acres with 2 garages. Double fieldstone fireplace, security system / total privacy. Good hunting.
Newly renovated, Owner willing to put down flooring of buyers choice! Everything is brand new from top to bottom! Off street parking. Single family home or starter home!
Call Debbie at 518-495-5770
Call Debbie 518-495-5770 or Jim Van Duesen 518-332-6769
GLOVERSVILLE 482 West Fulton St. Ext. $159,000
PALATINE BRIDGE 127 Failing Hill Rd. $279,000 4 Family exceptional property, 4 living units, perfectly maintained. Present operating income very good. Owner financing available for qualified buyer. Only 5 minutes from Canajoharie exit of the thruway. Call John Case 518-281-8008
SALISBURY 2114 State Rt. 29 $445,000 The Country Store & Apartment. This gas station, convenience store, gift shop, ice cream parlor, restaurant and bar is a wellestablished neighborhood store with an active walk-in business, as well as a steady clientele. Only provider in area with non-ethanol gas and total fuel sales that vary from 16,000-20,000 gallons per month. Newly built successful restaurant and bar. Property has a beautiful 2 bedroom apartment for the prospective buyer to live on premises or have as an additional income. Great opportunity for a turn key investment. Price includes real estate and all fixtures. SELLER FINANCING TO QUALIFIED BUYER. Call Heidi Mouyos 315-717-7269
Well-kept split-level home. Has apartment upstairs for additional income if desired. Could be opened up for more bedroom space. 12x12 shed, with above-ground pool, great tree fort playground, and lots of room with fenced-in backyard. Good quiet neighborhood, but yet minutes from city for stores, doctors and in small Hamlet of Meco.
FORT PLAIN 68 Hancock St $120,000 An excellent investment property! This property is currently leased to an Auto Parts Dealer and a religious organization, with a positive cash flow. Excellent location, plenty of vehicle traffic, plenty of parking and good tenants. Call Bob Snell for your appointment @ 518-321-9897
VISIT OUR WEBSITE AT www.kinshipproperties.com
February 23, 2013 Issue Deadline Friday, February 15, 2013
SERVING HOMES IN THE FOLLOWING COUNTIES: c Albany c Fulton c Herkimer c Montgomery c Oneida c Otsego c Saratoga c Schenectady c Schoharie
For More Information Call John Snyder 518-673-0129 Reach Over 110,200 Homes Distributed In: The Original Family
Page 7 • REAL ESTATE GUIDE • February 2, 2013
RE A L ES TAT E GU I D E
February 2, 2013 • REAL ESTATE GUIDE • Page 8
Supplement to the Original Valley Pennysaver, the Family Pennysaver and the DollarSaver Produced by Lee Publications • 6113 St. Hwy. 5 • Palatine Bridge, NY 13428 • 518-673-3237 • 800-218-5586 • www.leepub.com
Page 1 • AUTO -N- TRUCK • February 2, 2013
Your n w o t e m Ho
February 2, 2013 • AUTO -N- TRUCK • Page 2
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Page 3 • AUTO -N- TRUCK • February 2, 2013
February 2, 2013 • AUTO -N- TRUCK • Page 4
Servicing Central NY With Quality Sales and Service Since 1988
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2005 HONDA ODYSSEY EX Full Power, New Tires, New Brakes, 110,834 Miles
2003 NISSAN MAXIMA GLE Leather, Moonroof, 5 Spd., 111,700 Miles
2004 HONDA ACCORD EX-L 6 Disc CD, Sunroof, Loaded, 34MPG, 109,020 Miles
2006 HYUNDAI TUCSON LX 4WD, Auto, Air, Cruise, 89,067 Miles
2003 SATURN L-SERIES
V6, Loaded, Sunroof, Alloys, 111,664 Miles
2005 GMC SIERRA SLT EXT CAB
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2004 DODGE GRAND CARAVAN 2006 FORD FIVE HUNDRED SE Anniversary Ed., AC, Cruise, Loaded, 122,000 Miles
2004 CHEVY AVEO 34MPG, Auto, Cruise, CD, AC, 89,479 Miles
Loaded, Great on Gas, 97,993 Miles
2001 ACURA MDX TOURING Nav System, 1 Owner, 108,000 Miles
2003 BMW X5 3.0i
Loaded, Leather, Sunroof, Heated Seats, 118,200 Miles
2004 TOYOTA COROLLA CE Air, Power Mirrors, 70,500 Miles
2007 FORD FUSION Loaded, Leather, PW, PL, Spoiler, 5 Spd., 91,351 Miles
2009 TOYOTA MATRIX Loaded, 4 Spd. 30+MPG, 59,139 Miles
2005 MERCURY MONTEGO PREMIER Leather, Heated Seats, Keyless Entry, AM/FM/CD, Cruise, 95,719 Miles
2004 MAZDA 6
Bose Stereo System, Rear Spoiler, Alloy Wheels, Sunroof, 106,120 Miles
2000 VOLKSWAGEN PASSAT GLS 1.8T Auto, Full Power, P. Sunroof, New Tires, New Brakes, 133,722 Miles
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Leather, P. Seat, PW, PL, Air, Cruise, P. Sunroof, 116,453 Miles
2002 NISSAN ALTIMA 2.5 SL Loaded, PW, PL, Cruise, AM/FM/CD, 142,000 Miles
2004 VOLKSWAGEN JETTA GL PW, PL, AM/FM/CD, Keyless Entry, Auto, 30MPG, 88,605 Miles
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29 4 /Mo.
90,155 Miles Red
2002 CHEVY SILVERADO 1500 93,167 Miles Red
2010 CHEVY CAMARO
2002 GMC SIERRA 1500 4X4 8FT BED 86,645 Miles Blue
2013 DODGE AVENGER 3,424 Miles Grey
2001 FORD RANGER EXT 4X4
2001 DODGE RAM 1500 4X4
2006 FORD FOCUS
77,261 Miles Red
2004 CHRYSLER PACIFICA 2011 VOLKSWAGEN JETTA 2007 CHRYSLER TOWN & COUNTRY 86,617 Miles Red
74,408 Miles Brown
25,994 Miles Grey
2 40 /Mo.
Guaranteed Credit Approval w/24 Mo / 24,000 Mile Warranty Establish / Re-Establish Credit
We Also Have
Buy Here Pay Here Financing
Low Cash/Bank Financing Pricing
1853 State St., Schenectady, NY 12304 518-377-0046 www.primeautosales.net
Full Service Center & Body Shop
Oil Change with Brake Service
Page 5 • AUTO -N- TRUCK • February 2, 2013
Prime Auto Sales and Service Inc
February 2, 2013 • AUTO -N- TRUCK • Page 6
Auto repair: wondering about your warranty? It’s a common misconception that only car dealers can perform the routine maintenance and repairs on a newer vehicle that is under warranty. In fact, it is law that consumers can patronize their neighborhood repair shop or do the work themselves without violating the manufacturer’s warranty, says the Car Care Council. Consumers are protected by the Magnuson-Moss Warranty Act, enforced by the Federal Trade Commission (FTC), which prohibits a manufacturer from voiding the vehicle warranty because service was done by a non-dealer. According to the FTC, “It’s illegal for a dealer to deny
your warranty coverage simply because you had routine maintenance or repairs performed by someone else. Routine maintenance often includes oil changes, tire rotations, belt replacement, fluid checks and flushes, new brake pads and inspections.” “Many motorists wonder if they will void their factory warranty if someone other than the dealer services their vehicle,” said Rich White, executive director, Car Care Council. “The truth is that consumers can have routine repairs performed by their local independent repair shop or do the work themselves without
affecting the warranty. It is also important to note that using aftermarket parts does not void the warranty.” When using a non-dealer, independent aftermarket shop to maintain your vehicle, the council strongly recommends keeping records and receipts for all maintenance that is done to the vehicle and adhering to scheduled maintenance requirements. If a warranty claim arises, these records will provide proof that maintenance has been done in accordance with the manufacturers’ recommendations and requirements.
FOR SALE: 2000 LS Suzuki Savage, 11,000 miles, leather saddle bags, color green, excellent condition. 518-573-7468, 518-5732969. Or trade for 4 wheeler or snowmobile. FOR SALE: 2001 Ford F150 XLT Super Cab- 4WD, 8 Cyl. 4 Speed Automatic, Air, Alloy Wheels, Tilt, Short Bed, 119,000 miles. $5,900 Stop in or call Salisbury Motor Car, 2729 St. Rt. 29, Salisbury Center, NY 13454 (315)429-9902 2002 FORD Ranger 3.0L 6cyl. auto, 4x4, 107,000, $2,800. Serious inquiries only. 518-322-8219 SHARP Vehicle for sale: 2007 Ford F350 XLT, 4WD, Super Cab, Diesel, 8 Cyl. Air, Tilt, 115,000 miles. Asking $21,900 Check it out at Salisbury Motor Car, 2729 St. Rt. 29, Salisbury Center, NY 13454 (315)429-9902 ATV TRAILERS by Bosski Industries first automatic “Dump Assist” trailers GVWR 800lbs.+ 1600lbs. models available. Come check them out at North Creek Auto 315-866-3698
Advice for families coping with an older driver’s changing abilities (BPT) — As we age, and watch our loved ones grow older, it’s important to think about — and plan for — a time when we may no longer be able to drive. But how do we decide when it’s time to transition from driver to passenger? In our busy suburban communities driving is essential to an independent lifestyle, and the decision to stop driving is a sensitive, personal one. In addition to creating practical challenges, giving up driving may stir feelings of anger, frustration, isolation and depression, so it is not to be taken lightly. With the significance of driving in mind, family members can help older drivers make the transition from driver to passenger. But how do you initiate the difficult conversation? The experts at AARP Driver Safety and The Hartford offer some advice. First, help older drivers stay safe behind the wheel for as long as possible. Adult children can help aging parents regularly maintain their vehicles. And if it’s time for a new car, adult children can help identify choices with new technologies that can enhance safe driving, like reverse monitoring systems. Older drivers can brush up on their driving skills with AARP Driver Safety’s course, which is specifically designed to help people 50 and older refresh their driving skills. To find a classroom course near you, call 888-227-7669, or visit www.aarp.org/findacourse; or sign up for an online course. Courses are available in English or Spanish. Second, family members should observe an older loved one’s driving by taking a ride as passenger and keeping an eye out for warning signs. It’s important to look for changes in driving abilities. These signs include: • Frequent “close calls” or near-crashes • Unexplained dents or scrapes on vehicles, fences, mailboxes, garage doors, etc. • Getting lost, even in familiar locations • Difficulty seeing or following traffic signals, road signs and pavement markings • Slower responses to unexpected situations, trouble moving the driving foot from the gas to the brake, and confusing the two pedals • Misjudging gaps in traffic at intersections or on highway entrance and exit ramps
• Experiencing road rage or inspiring it in other drivers • Easily becoming distracted while driving • Difficulty turning around to check the rear view while backing up or changing lanes • Receiving multiple tickets or warnings from law enforcement officers. Third, if you notice a pattern of warning signs and an increase in frequency, then it’s time to initiate a conversation. It’s important to choose the right time, place and messenger. “It’s important that the right person initiate the conversation,” says Jodi Olshevski, a gerontologist and assistant vice president at The Hartford. “Research indicates that 50 percent of married drivers prefer to hear about driving concerns from their spouses first, then doctors and finally adult children. Whoever initiates the conversation should have a strong rapport with the older driver. “Whoever it is should be empathetic, armed with facts about her driving and able to offer ideas for alternative transportation if needed,” Olshevski advises. Avoid bringing up the topic of driving during family gatherings. Instead, look for a quiet, private time when all parties involved will have privacy and minimal distractions. If it’s time to initiate a conversation with a parent or spouse about driving, AARP Driver Safety’s “We Need to Talk” seminar can help. Developed based on information created jointly by The Hartford and MIT AgeLab, the free, online seminar helps caregivers and those with an older loved one initiate productive and caring conversations about driving safety. To take the free seminar, visit www.aarp.org/weneedtotalk, and to download or order a free guidebook, visit www.thehartford.com/lifetime. While many older Americans are staying safe on the roads and driving longer than ever before, for some, health-related changes in vision, hearing, flexibility or cognitive function can make them less safe behind the wheel. With planning, preparation and sensitivity, families can help make the transition from being a driver to being a passenger a bit easier for older drivers and those who love them.
MAGNETIC SIGNS for trucks and cars. Call Beth at Lee Publications 518-6730101 firstname.lastname@example.org Free Shipping 2009 HONDA Civic LX, maroon, 29k, 4cyl., auto, 4door, AC, CD, full power. Great on Gas!! SALE: $15,995. John C. Miller, Inc. 518-762-7124 2007 JEEP Liberty Lmtd 4x4, red, 50k, V-6, auto, leather, moonroof. SALE: $15,995. John C. Miller, Inc. 518-762-7124 www.johncmiller.com FREE multi-point inspection with an oil change. Skinner Service Station, 5637 State Rt. 5, Herkimer, NY. 13350 (315)866-3530 2010 MERCURY Milan Premier, blue, 23k, 4cyl., auto, leather, full power. Great on gas!! SALE: $17,995. John C. Miller, Inc. 5187 6 2 - 7 1 2 4 www.johncmiller.com 2006 CHRYSLER Sebring Touring, silver, 72k, V-6, auto, AC, CD, full power. SALE: $8,995. John C. Miller, Inc. 518-762-7124 SAVE 10% OFF ANY repair service now till the end of February. Ike’s Garage, 58 East Main St., St. Johnsville, NY. 518-568-5055. 2005 CHEVY Cobalt LS, blue, 68k, 4cyl., auto, AC, CD, Great on Gas!! SALE: $8,495. John C. Miller, Inc. 5 1 8 - 7 6 2 - 7 1 2 4 www.johncmiller.com 2009 CHRYSLER PT Cruiser, black, 46k, 4cyl., auto, full power. SALE: $9,495. John C. Miller Inc. 518-762-7124 www.johncmiller.com
2007 HARLEY DAVIDSON 1200 XL Custom Vance & Hines Pipes, Vance & Hines Fuel Pak, Stage 1 EFI Kit, Black, 8,500 Miles, $7,500. Excellent Condition!
2002 LINCOLN CONTINENTAL, white, V8, leather, sunroof, mint condition, 47K, $7,500 OBO. David 315508-5086 1999 MERCURY Grand Marquis LS, green, 92k, auto, leather, alloys, half vinyl top, nice car. SALE: $5,495. John C. Miller, Inc. 5 1 8 - 7 6 2 - 7 1 2 4 www.johncmiller.com 1967 GTO, new radiator, good tires, runs, west coast car, $3,500.00. Call 253-208-0288. Need a new car? Get 0% financing at Sampson Motor Car where everyone is approved! 261 East Main Street Amsterdam. 518-8487359 FOR SALE: 2006 Ford Taurus SE- 4 Speed Automatic, 6 Cyl. Keyless Entry, Tilt, Air, Cruise, Power Mirrors & Locks, 82,000 miles. Nice, clean vehicle asking $6,900. Stop in or call Salisbury Motor Car, 2729 St. Rt. 29, Salisbury Center, NY 13454 (315)429-9902 2006 SUBARU Baha Sport, silver, 52k, 4cyl., auto, moonroof, leather trim, full power, all wheel drive. SALE: $17,995. John C. Miller, Inc. 518-762-7124 2002 FORD Ranger 3.0L 6cyl. auto, 4x4, 107,000, $2,800. Serious inquiries only. 518-322-8219 2007 HARLEY DAVIDSON 1200 XL Custom Vance & Hines Pipes, Vance & Hines Fuel Pak, Stage 1 EFI Kit, Black, 8,500 Miles, $7,500. Excellent Condition! 518378-3279 LOOKING FOR AN HONEST mechanic? Low rates? Quality service? Ike’s Garage is the place to go! 58 East Main St., St. Johnsville, NY. 518-5685055.
USED TIRE SALE: Huge Inventory, mounting & balancing FREE. No appointment necessary! Save money call Auto World, 534 North Perry Street, Johnstown 12095 518-762-7555 2005 FORD Focus 2x4, tan, 71K, 4 cyl., auto, full power. Great on gas!! SALE: $7,995. John C. Miller, Inc. 5 1 8 - 7 6 2 - 7 1 2 4 www.johncmiller.com 2003 CHRYSLER Sebring LX 4 door, gold, 4cyl., auto, A/C, PW, PL, PS, 127k miles, runs good, needs tires, $2,000 or best offer. 518-568-7309
Page 7 • AUTO -N- TRUCK • February 2, 2013
Sale ends Monday, Feb. 4th! HUR
February 2, 2013 • AUTO -N- TRUCK • Page 8
2011 Dodge Ram 1500 Sport Nav, Sunroof, Leather, Hemi, Loaded
Very Clean, Looks & Drives Like New
AWD, Luxury Package, Mint
Crew Cab, Loaded with all the Goodies
2007 Pontiac Vibe FWD, Great MPG, 64,733 Miles
17,285 Miles, 6 Speed
2010 Dodge Grand Caravan SXT 3.8 V6, Stow & Go
Certified 2011 Kia Optima Pre-Owned Sharp, Factory With The Warranty, Gas Miser New Car $ 68 Mo Feel!
2008 Cadillac CTS
2008 F150 King Ranch
2010 Jetta TDI Diesel
L SSIONA PROFE & CLEAN BLE EDGEA L W O N K STAFF
Technology Package, AWD, Sharp
44494 Mo 2005 Ford 500 SEL
2009 Suzuki Sx4
2007 Chevy Malibu LS Extra Clean, Gas Saver, 54,288 Miles
2010 Dodge Nitro - Heat 20 Inch Wheels, Must See, Extra Clean
2007 Hyundia Tuscan GLS 5 Speed, 4x4 $
On-Site DMV Financing For All Types of Credit
2009 Silverado 3500
Over 75 Vehicles Reg Cab, 4x4, To Choose New Tires, Stainless From V-Blade Changing $ 12 Daily Mo
Visit Us On The Web Site To View All Inventory licarimotorcar.com
State Rte. 28 North, Herkimer, NY - Just behind Hannaford Supermarkets
Drain & Fill
Clean, Professional Auto Care LIFETIME BRAKE PADS
95 Winterization $ Check Up Front or Rear
Must present coupon at time of service. Certain restrictions may apply. Offer expires 2/8/13
Must present coupon at time of service. Certain restrictions may apply. Offer expires 2/8/13
Must present coupon at time of service. Certain restrictions may apply. Offer expires 2/8/13
*Payments based on Tier 1 credit with $2,000 cash or trade in. Tax & tags not included.
Must present coupon at time of service. Certain restrictions may apply. Offer expires 2/8/13
TIRES F ree Mount & Balance with Purchase of a set of Tires Must present coupon at time of service. Certain restrictions may apply. Offer expires 2/8/13
Includes: Tire Rotation, Visual Brake Check, Check All Fluids and Check Air Filter Must present coupon at time of service. Certain restrictions may apply. Offer expires 2/8/13