This report mainly consists of three parts which are; organizational part, literature part and learn

ON LINE BANKING Banking sector has become very competitive and to provide more satisfaction and advantages to the customers at a very low cost, On-line banking system is the solution. The board of directors and management of Jamuna Bank Limited always aware of this fact and have eagerness for providing world class banking facilities to its valued customers. With this view a group of talented IT professionals under the excellent leadership of the Managing Director started the journey to reach the ultimate goal. JBL started its expedition at the middle of May 2004 for implementation of real time on line banking system and within a very few month and hard working of the team the bank reached the successful implementation of its on-line computerized project, which was possible due to the dedication by all the members of JBL computer team. Taking future vision for improvement of the project and minimize the cost from the very beginning JBL established centralized integrated on-line system between all of its nineteen branches. Flora Bank On-line Banking software, switching software, servers, ATM, data storage system and other hardware simultaneously set up to acquire a fully equipped data center at bank's computer Division, Head Office. To get maximum speed for operating the On-line system, JBL contracted Square Informatics Limited and Metronet Bd. Ltd. Square Informatics Limited provides information/data through satellite and Metronet provides information/data via optical fibre. The Disaster Recovery Site (DRS) is going to be established very soon. Transfer of data from old system to on-line system started in phases and all the then existing branches were brought under the new centralized system within a short span of time. All branches were added in JBL's On-line network at Chittagong, Gazipur and Dhaka from the first day of operation. The customer of JBL can now enjoy the world class banking service locally at a very reasonable cost through the fully automated On-line banking system. JBL is the only 3rd generation bank, going to introduce ONLINE BANKING service.

ISLAMIC BANKING BRANCH In the year 2004, Jamuna Bank Limited opened another Islamic banking branch at Jubilee Road, Chittagong on November 27, 2004. The already existing Nayabazar Islamic Banking Branch started its operations from October 25, 2003, the total Islamic banking branches stands at 02 (Two). The operational performance of the branches as on 31-12-2008 is shown through the Balance Sheet, Profit & Loss Account of the Islam! Banking Branches below :