Figure-13: Hypothesis test for client’s perception about repayment system for corporate lending of Islamic and non Islamic bank.
Interpretation: The table value of χ 2 for ν (degrees of freedom) = (2-1) x (3-1) = 4 at 10% level of significant is 7.779. Thus the calculated value of χ 2 is lower than the tabulated value. So the null hypothesis is no rejected. From this test, it is revealed that there is a difference between corporate loans standard and repayment of Islamic and non Islamic bank. More of the respondents satisfied with the repayment system of Islamic bank because the grass period is more. Also Islamic banks don’t charge any extra charge for the gress perid charge but other no Islamic banks charge extra charge for gress period charge. Also Islamic banks consider the profit charge if the client side failed to pay the profit but then it strictly observe the business.
5.15. Relation between corporate loan program and Islamic and non Islamic Banks Performance Research Questions: What is the relationship between corporate loan program and Islamic and non Islamic Banks Performance? Hypotheses-: Null Hypothesis H0: There is a positive association between corporate loan standard and Banks performance. Alternative Hypothesis H1: There is no positive between corporate loan standard and Banks performance. Table-15: Percentage of Investment income of different banks of their total income. Bank Total Income (Million in AB Bank TK) Bank Asia Trust Bank Islami Bank
Year 2007 3217 2253 1328 5161
2008 4118 2892 2006 11594
2009 5360 4129 2467 12326