Lake Carroll News December 2013

Lake Carroll News A publication of the Lake Carroll Association and its members The Lake Carroll News is online! www.golakecarroll.com News & Events>Newspaper December 2013

www.golakecarroll.com

What’s Inside...

President’s Message

“I don’t know the key to success, but the key to failure is trying to please everybody.”

Campground Season 2013 – “That’s a Wrap” See page 14A

The new bridge over the Plum Creek is ready for use.

See page 8B

LAKE LEVEL As of Tuesday, November 26th – 736’ 6” ADMIN OFFICE CLOSED: Thursday-Saturday, November 28-30 Tuesday/Wednesday, December 24 & 25 Tuesday/Wednesday, Dec 31 & Jan 1 2013 BOARD MEETING SCHEDULE: Dec 1 – Annual Meeting, CHLL Dec 13 (Tentative-if needed) 2014: Jan 24, Feb 28, Mar 28

Plumtree Recreation Area 2013/2014 Winter Season Open

Saturday, December 21st Tentative-Conditions Dependent See complete Winter Schedule on page 9B.

Winterfest

January 18th Live Entertainment “Free Fall” See page 10B.

Winter Carnival

February 15th With or Without Snow!

Live Entertainment “Legends” See page 7B.

The Lake Carroll Staff

wish you and your family a very Merry

Christmas

and a prosperous and

successful New

Year!

Vol. 41 No. 12

Bill Cosby

A few months ago I wrote that my term as President of the Board was coming to an end at the conclusion of our 2013 Annual Meeting. As I mentioned at that time, our By-Laws provide that a person can only hold the office of President for three consecutive years, and for me that John Grotto means that my time is up. It has truly been an Board President honor and a humbling experience to have six members of our Board elect me President not just once but for three years running. Obviously they have seen something in me that I did not, and I can only hope that I did not disappoint.

Having said that, my term on the Board is not up for another two years.

And as I reflect on what has come to pass and what the future holds, it is my hope that history will judge the Board as a group, not on the basis of any one individual, giving due consideration to how our community has grown and, hopefully, prospered over these past years. After all, being a Board member, any Board member, carries a lot of responsibility to make decisions that are best for the organization as a whole. And for that, the above words of Bill Cosby come to mind.

We are a diverse community out here at Lake Carroll, a community composed of retirees and persons who are still engaged in the workforce, whether by choice or by necessity. Some of our property owners are financially stable and secure, whether in retirement or otherwise, while others are struggling to make ends meet. Some of our property owners are barely making a living or are unemployed or underemployed, and they are doing whatever they can to hold their lives together while they continue to weather the recession. And while outward appearances may be deceptive to some, believe me there are property owners out here who are truly struggling in ways that many of us could not imagine. With that in mind, I always bristle when I hear a property owner or owners who during the course of chastising the Board for not endorsing a higher assessment increase or increased fees state that if someone cannot afford to live here then they should just leave.

I believe that a Board Member has a clear duty and obligation to know his or her constituents, and to have a clear understanding of how his or her vote on an issue will affect us all. Towards that end, the Board has continually encouraged each and every one of our property owners to provide their input and thoughts on various issues, particularly those issues relating to the financial affairs of the association.

What I find particularly disturbing is when someone, board member or property owner, refuses to listen to all sides of an issue, always feels that he or she is right no matter what the facts or circumstances are, or when someone is unyielding or stubborn when circumstances beg for compromise.

After all, no one person has all the answers.

During past budget cycles, and again during this most recent budget cycle, as the Board wrestled with how to deal with projected deficits, I heard the argument time and time again from various sources and at various meetings

and forums that the Board was not fulfilling its responsibilities because it did not and would not endorse significant increases in assessments and fees.

While it is true that the Board has recommended budgets that called for only a slight increase in assessments, this was not done as a sign of weakness (or a concern of “…being re-elected…” as one committee member said), but was rather a recognition of how drastic increases would affect a large segment of our property owners who are not financially stable and who have suffered mightily in the recession. And I must say that having held the line on assessment increases, and through some very careful planning, the day to day operation of the association has not, in my opinion, suffered dramatically.

That is not to say that there are no budget challenges yet to be faced. For certain there are, particularly with the fixed asset portion of our budget. Be assured that there are both long term and short term solutions to that challenge if we all work together and if we all keep our eye on the big picture.

For example, I feel very strongly that one of those solutions that has already been implemented by the Board and will hopefully continue to be approved by our property owners is the early retirement of our debt which will free up money that would have normally been used to pay down the loan. Those savings can, in turn, then be used to address some of our fixed asset needs (please let me be clear on this - this is not to advocate that the extra money that has been approved separately by our property owners for the exclusive use of the early retirement of our loan is to remain intact. The way that program has been structured, that cannot be done without a vote of and the approval of our property owners. I am only referring to those funds from our on-going operating budget which are used to pay down our debt). I look at the early debt retirement program somewhat like a person priming a water pump – pour a little existing water down the well to be used to generate an abundance of water in the future.

So as I step aside as President, please always keep in mind what is in the best interests of the majority as we are faced with difficult and even controversial decisions. And in doing so, please reflect on what Bill Cosby was saying – trying to please everyone is essentially impossible because of, at least in the case of Lake Carroll, the wide range of views brought about by the diversity of our community. Any attempt to do so will bring gridlock and inaction because no one decision will ever be acceptable to all.

------------------------I wish to take this opportunity to thank those of you who have helped me and guided me in my role as President. Your insight into the pulse of our community and my ability to tap into your experience has been invaluable.

To each and every one of our committee chairs – thank you. It has truly been an honor and a privilege to sit down with each of you as a group and share your thoughts, ideas and concerns. I will cherish those meetings and the insight that you have given me.

To Mike Schmieder – as President, it has been a pleasure working with you, and I look forward to our continued interaction while I am still on the Board.

And to everyone else – thank you for the calls, the emails and our “in person” discussions. It has helped me tremendously and for that I am eternally grateful.

Lake Carroll Registration Requirements

By Donna Beyer

Licensed Vehicle Decals 1. Make/Model/Year. 2. License plate. 3. NEW Requirement for 2014 - A copy of your current state registration card.

NOTE: * Vehicle decals are issued only for vehicles owned by Members in good standing.. * Guest Passes cannot be used in Member vehicles.

Insurance Requirements 1. You are required to provide proof of $500,000 liability insurance for watercraft, off-road trail vehicles, snowmobiles, and golf carts.

2. Snowmobiles & ATV’s: Lake Carroll Association must be named as an “Additional insured” on snowmobile & ATV policies. Make sure we have copies of your current insurance policies.

3. Proof of membership in any snowmobile alliance is also a requirement for snowmobile registration at Lake Carroll.

4. Copies of current State registrations must be on file at the Association Office for all boats & snowmobiles.

NEW IDNR Water Usage Stamp Effective July 1, 2013, you are required to purchase an annual Water Usage Stamp for non-motorized watercraft, i.e. kayaks, canoes & paddleboats (available where they sell fishing licenses). You must provide the same Watercraft information used for a State registration to purchase the Stamps.

Proof of current Water Usage Stamp must be on file with the Association Office before decals will be issued. If your current registration expires June 30, 2014 or June 30, 2015, you will not need a stamp until that time. For more information, please visit the IDNR’s website.

Trailer and Vehicle Camp Shelters being registered at Lake Carroll are required to show proof of ownership. Proof of ownership can be: Title, Insurance, and/or State License Plate registration.

If you have registration & insurance questions, please call Karen or Missy at 815-493-2552 ext 10 or ext 20.

Stay In Touch

By Donna Beyer

There are three areas your contact information may be used – 1. The LCA Membership Database. 2. LCA Reverse911 System. 3. Lake Carroll Website.

The three areas have three separate databases that are not tied together in any way. Our connection to you is only as good as the contact information you’ve provided. So please remember, when you have a change in address, phone number(s) (landline and cell), and email address, you should always provide your updated information to the Admin Office. Additionally, if you’ve registered with the LC Reverse911 Emergency Notification System and/or the Lake Carroll website, please also provide your updates to them, also.

Send your updates to: 1. Admin Office – julieb@golakecarroll.com; 815-493-2552 ext 14 2. Reverse911 – lcreverse911@golakecarroll.com; 815-493-2552 ext 15 3. Website – webmaster@golakecarroll.com; 815-493-2552 ext 11 Note: The Lake Carroll News mailing database is created each month directly from the Admin Membership database. So whatever you have provided to the Office is the address your newspaper will be mailed.

The registration form for the Reverse911 and website can be found at the Admin Office and online to registered members at www.golakecarroll.com (Resources>Document Library>Membership/General Info>Reverse911 Registration & Website Logon Info & Form.

Page 2A

Lake Carroll News, December 2013

LAKE CARROLL

LANARK

Nick Isenhart Managing Broker 815-864-2390 24490 Payne Road Shannon, IL 61078

866-493-2300

www.isenhartrealty.com

WATERFRONT

WATERFRONT

24-102 & 103 SHENANDOAH DRIVE

16-217 BRYMOOR COURT

FABULOUS RETREAT

SUPERB LAKE VIEWS

* * * *

6 BRs 4.5 Baths 7,470 Sq. Ft. Call Kimberly

* * * *

12.61 Acres 245’ Shoreline 3 Car Garage $925,000

Amy Barnes Managing Broker 815-493-2323 107 N. Broad Street Lanark, IL 61046

* * * *

5 BRs 3 Baths 3,720 Sq. Ft. Call Nick

* * * *

0.35 Acre 80’ Shoreline 3 Car Garage $509,000

GOLF COURSE

WATERFRONT

5-108 TOPSAIL COURT

31-17 MEDINAH DRIVE

17-163 LAKESIDE DRIVE

EXTENSIVELY REMODELED!

SPECTACULAR BRICK HOME!

WATERFRONT

* * * *

4 BRs 3 Baths 2,549 Sq. Ft. Call Nick

* * * *

0.39 Acre 100’ Frontage 1 Car Garage $479,000

* * * *

* 5 BRs * 3.5 Baths * 4,268 Sq. Ft. Call Amy or Nick *

2.31 Acres 17th Fairway 6 Car Garage $469,000

LAKESIDE GETAWAY * * * *

3 BRs 3 Baths 2,932 Sq. Ft. Call Amy

* * * *

0.50 Acre 94’ Shoreline Stone Patio $429,000

WATERFRONT

WATERFRONT

LAKE VIEW

WATERFRONT

17-181 HARBORVIEW COURT

21-51 FOREST HILL DRIVE

5-223 HEATHCLIFF DRIVE

28-54 SOUTHVIEW DRIVE

5-107 TOPSAIL COURT

HIGH VIEW TREED SETTING

SECLUDED WOODED WATERFRONT

RENOVATED IN 2007!

CONTEMPORARY CHARM!

WATERFRONT

* * * *

3 BRs 2 Baths 2,237 Sq. Ft. Call Nick

* * * *

Agent Owned 205’ Shoreline 2 Car Garage $419,000

* * * *

3 BRs 2 Baths 1,750 Sq. Ft. Call Nick

* 2.22 Acres * 192’ Shoreline * Heavily Wooded * $409,000

* * * *

3 BRs 2 Baths 2,016 Sq. Ft. Call Nick

* * * *

Agent Owned 92’ Shoreline 2 Car Garage $399,900

* * * *

4 BRs 3 Baths 3,907 Sq. Ft. Call Betty

* * * *

3.09 Acres Fireplace 3 Car Garage $389,000

GREAT LAKE VIEWS * * * *

4 BRs 3 Baths 2,712 Sq. Ft. Call Bonnie

* * * *

0.37 Acre 93’ Shoreline 2 Car Garage $375,000

SCENIC VIEW

SCENIC VIEW

LAKE VIEW

WATERFRONT

26-5 WYNWOOD COURT

4-83 Beachcomber Lane

21-27 FOREST HILL DRIVE

28-16 SOUTHVIEW DRIVE

3-449R DEERFIELD COURT

GENEROUS OPEN FLOOR PLAN

GREAT LEVEL LOT

LOG HOME WITH WOODED LOT

GREAT PANORAMIC VIEWS

CORNER LOT NEAR CLUBHOUSE

* * * *

4 BRs 3.5 Baths 3,816 Sq. Ft. Call Nick

* * * *

SOLD

1.90 Acres High Views 2 Car Garage $377,500

* * * *

3 BRs 2 Baths 1,920 Sq. Ft. Call Nick

* * * *

Agent Owned 76’ Frontage 2 Car Garage $369,000

LAKE VIEW

GOLF COURSE

4-126 BEACHCOMBER LANE

4-252R GRANDVIEW DRIVE

GORGEOUS 2ND TIER VIEWS

BEAUTIFUL COURSE VIEWS!

* 4 BRs * 3 Baths *2,269 Sq. Ft. * Call Nick

* * * *

0.30 Acre Finished LL 2 Car Garage $279,900

* * * *

3 BRs 2.5 Baths 2,608 Sq. Ft. Call Nick

0.65 Acre Fireplace 2 Car Garage $259,000

4 Season Room Fireplace 2 Car Garage $189,900

3 BRs 3 Baths 2,462 Sq. Ft. Call Nick

* * * *

0.28 Acre Screen Porch 2 Car Garage $189,000

1.45 Acres Deeded Slip 2 Car Garage $359,000

* * * *

* * * *

2.56 Acres Deeded Slip 3 Car Garage $299,900

* * * *

4 BRs 2.5 Baths 2,166 Sq. Ft. Call Nick

* * * *

0.81 Acre Fireplace 3 Car Garage $295,000

25-29 OLD MILL ROAD

31-85 COUNTRY CLUB COURT

5-176 DEVONSHIRE COURT

SPACIOUS HIGH VIEW HOME

MOVE-IN READY RANCH HOME

4 BRs 3.5 Baths 2,810 Sq. Ft. Call Penny

* * * *

2.38 Acres Pool 2 Car Garage $254,500

2-306 HOLIDAY COURT GOLF COURSE LOCATION * * * *

4 BRs 3.5 Baths 2,755 Sq. Ft. Call Nick

LAKE VIEW

GOLF COURSE

DEEDED SLIP - 2ND TIER * * * *

* * * *

GOLF VIEW

* * * *

16-158 STONEHEDGE DRIVE

MAINTENANCE FREE EXTERIOR * * * *

* * * *

3 BRs 2.5 Baths 2,468 Sq. Ft. Call Penny

LAKE VIEW

LAKE VIEW

16100A STONEFIELD DRIVE 4 BRs 3.5 Baths 2,218 Sq. Ft. Call Betty

* * * *

SOLD

TOWNHOUSE

* * * *

WOODED

2 BRs 2 Baths Cul-De-Sac Call Nick

* * * *

0.91 Acre 3 Lots 3 Car Garage $159,000

* * * *

3 BRs 3 Baths 3,082 Sq. Ft. Call Amy

* * * *

1.52 Acres Sauna 2 Car Garage $249,900

SPLIT FOYER WITH LAKE VIEWS * * * *

3 BRs 2 Baths 1,872 Sq. Ft. Call Nick

* * * *

0.66 Acre Many Updates 2 Car Garage $219,000

GOLF COURSE

LAKE VIEW

5-49 Chadbourne Drive

23-211 Blackberry Court

WATERFRONT LOT

WATERFRONT

COURT 24-84 RANCHWOOD COUR T

COURT 21-46 MARINA COURT

SOLD SOLD SOLD SOLD

LET OUR PROFESSIONAL TEAM OF SALES ASSOCIATES WORK FOR YOU!

Amy Barnes 815-238-8360

Nick Isenhart 815-275-2050

Bonnie Isenhart 815-275-2049

Doug Moll 815-238-3626

Penny Fink 815-275-3804

Aime Heldt 815-291-8256

Corine Charles 815-541-5187

Jack Fritz 815-275-2159

Betty Moorhead 815-541-8281

Trish Oppold 815-541-7138

Kimberly Taylor 815-541-5557

Michelle Paisley 815-541-5930

Notes from the Office

By Julie Brantner

2014 ASSOCIATION BILLING & INFORMATION SHEETS The office staff is preparing for the mailing of the 2014 Annual Dues packet. This information will be sent during the month of December in 4x9 black and white Lake Carroll envelopes. We ask you to examine all the information carefully. As in previous years, your 2014 completed & updated information sheet must be returned (with your monies) before new decals will be issued. Include the bottom portion of your billing statement with your payment & completed information sheet. Payments must be postmarked by January 31, 2014 to avoid $100 late fees. Using Credit Cards, Debit Cards & Gift Cards for the payment of Dues is no longer allowed. Visa/Master Credit Card Authorization forms are enclosed in the packet if you want to charge your mowing fees, decals, marina slips, golf trail & storage etc. Please check the appropriate line items.

Authorization form needs to completed each year as old forms are destroyed annually. If you have dues or billing questions, call Julie 815-493-2552 x14. As always, please keep your credit card information up-to-date.

Please verify all your current information thoroughly. Print any changes legibly to help us update your files correctly and accurately. The photo ID Amenity cards are intended to be used for multiple years. Do not discard them, there is a $20 replacement fee. Vehicle decals will not be issued until the make/model, year, license plate & a copy of YOUR CURRENT STATE REGISTRATION CARD for each vehicle is received. Once again, you will be required to provide proof of $500,000 liability for watercraft, off-road trail vehicles, snowmobiles, & golf carts. Lake Carroll Association must be named as an “Additional insured” on snowmobile & ATV policies. Make sure we have copies of your current insurance policies. Proof of membership in any snowmobile alliance is also a requirement for snowmobile registration at Lake Carroll. Copies of current State registrations must be on file for all boats & snowmobiles. Effective July 1, 2013, you are required to purchase a Water Usage Stamp for non-motorized watercraft, i.e. kayaks, canoes & paddleboats (available where they sell fishing licenses) You must provide the same Watercraft information used for registration to purchase the Stamps. If your current registration expires June 30, 2014 or June 30, 2015, you will not need a stamp until that time. For more information, please see the IDNR’s website; http://www.dnr.illinois.gov/ recreation/boating/Pages/BoatingFAQs.aspx Trailer and Vehicle Camp Shelters being registered at Lake Carroll are required to show proof of ownership.

Proof of ownership can be: Title, Insurance, and/or State License Plate registration. If you have registration & insurance questions, please call Karen or Missy at 815-493-2552 ext 10 or ext 20.

2014 BOAT SAFETY CLASS Lake Carroll has scheduled one Boat Safety Class for 2014. Saturday, March 29, 2014 is the date to mark on your calendar. This class will be held from 8am through 4:30pm at the Clubhouse (lower level). Sign-up information and more details will be in the February issue of the Lake Carroll News. A minimum of one member per lot must complete an IDNR Boat Safety course before watercraft may be registered at Lake Carroll.

2014 LAKE CARROLL HOMEOWNER PHONE DIRECTORY Lake Carroll Homeowners that have a Lanark (493 prefix) telephone number or cell phone number which is used as the primary number at your Lake residence will be included in the annual Directory to be published in April 2014. The ‘Lake Phone Number’ on your 2014 Information Sheet will be the number published in the directory. Please review and update ALL phone numbers.

Lake Carroll Homeowners wishing to be EXCLUDED from the 2014 Directory must return the form included with the 2014 Membership mailing on or before January 31, 2014. If this form is not returned to the office by January 31st, your name and Lake Carroll phone number will appear in the new directory when it is published.

2014 MARINA SLIP ASSIGNMENT PROCEDURES Deeded Boat Slips Bills for deeded boat slips will be mailed by December 26, 2013. These forms must be returned on or before January 17, 2014. Failure to submit the form & payment by January 17, 2014 will be considered a negative response and the slip will be made available to other members in good standing.

Assigned Boat Slips Members in good standing who had an assigned slip in 2013 will be sent bills by January 31, 2014. These payments will be due on or before February 21, 2014. Failure to submit the form and payment by February 21, 2014 will be considered a negative response and the slip will be made available to other members in good standing.

East Marina Shoreline Slips East Marina Shoreline slip registration information will be mailed by December 26, 2013 to the members in good standing using these docks this past season. Payment will be due on or before January 17, 2014. Failure to submit the forms for the East Marina shoreline slips (by 1/17/14) will be considered a negative response and the slips will be made available to other property owners.

New Boat Slip Users/Non-Deeded The 1st Saturday in March (3/1/14) is the day for new boat slip users (non-deeded) to apply for a boat dock.

Mark this date on your calendar to attend the Marina Slip Lottery. Further questions on assignments should be directed to Julie at 815-493-2552, ext 14. The Marina Slip Assignment & Payment Schedule is included in the Rules & Regulation Booklet.

GOLF STORAGE & TRAIL, CAMPGROUND SEASONAL & STORAGE, & BOAT PARKING Bills for the above will be mailed approximately February 12, 2014. Payment will be due on or before 3/28/14. Decals will not be issued until payment and current insurance information is received.

SEASONAL CAMPSITE LOTTERY The Campground lottery will be held the 1st Saturday in March (3/1/14). This is the date for new seasonal campers to apply for a seasonal campsite. Further questions on campground assignments should be directed to the Front Desk Staff at 815-493-2552 ext 10 or 20.

KEEP YOUR CONTACT INFORMATION UP-TO-DATE! There are three areas your contact information may be used – 1. The LCA Membership Database. 2. LCA Reverse911 System. 3. Lake Carroll Website.

The three areas have three separate databases that are not tied together in any way. Our connection to you is only as good as the contact information you’ve provided. So please remember, when you have a change in address, phone number(s) (landline and cell), and email address, you should always provide your updated information to the Admin Office. Additionally, if you’ve registered with the LC Reverse911 Emergency Notification System and/or the Lake Carroll website, please also provide your updates to them, also.

Send your updates to: 1. Admin Office – julieb@golakecarroll.com; 815-493-2552 ext 14 2. Reverse911 – lcreverse911@golakecarroll.com; 815-493-2552 ext 15 3. Website – webmaster@golakecarroll.com; 815-493-2552 ext 11 Note: The Lake Carroll News mailing database is created each month directly from the Admin Membership database. So whatever you have provided to the Office is the address your newspaper will be mailed.

The registration form for the Reverse911 and website can be found at the Admin Office and online to registered members at www.golakecarroll.com (Resources>Document Library>Membership/General Info>Reverse911 Registration & Website Logon Info & Form.

2014 “REMOVABLE WINDOW CLING” GUEST PASSES Once again “Removable Window Cling” style guest (vehicle) passes will be issued in 2014. Please mark the appropriate space on the back of your information sheet if you will need these. Four passes (per lot) will be issued if they are requested. Each set of four will display identical numbers (i.e. 0051). Your section & lot number will not appear on the actual guest tag. The displayed number will be assigned to your database information (see sample). Per Lake Carroll Rules (Chapter 1, Section G, 1c), no guest passes may be used in member vehicles.

MEMBERSHIP PHOTO ID CARDS Thanks to all of you who have submitted photos for your membership cards. Your picture on your Amenity card is MANDATORY if you wish to exercise your use of the amenities (i.e. pools, ski hill, golf course, etc).

The Front Desk Staff will continue to take and accept pictures (Monday through Saturday, 9am – 3pm) and electronic photo files may be sent to photoid@golakecarroll.com throughout the year. The office staff may not be able to process your picture immediately as December & January are two of our busiest months. If you plan on using your amenity card at the ski hill or pool during the 2013 winter season, please submit your photos now or visit the Association Office soon.

REMINDER: The photo ID Amenity cards are intended to be used for multiple years. Do not discard them, there is a $20 replacement fee. This fee does not apply to updating children’s photos on their ID cards when significant growth changes have occurred.

All delinquent dues & fees must be paid in full to use the amenities (i.e. Aquatic Complex & Ski Hill) during the winter season. Thanks for your cooperation.

HAVE A SAFE & HAPPY HOLIDAY SEASON!

Lake Carroll News, December 2013

Please Take Note

All articles and letters submitted for publication in the Lake Carroll News Must be received at the association office by the 18th of each month.

Page 3A

Table of Contents

Administration LC Wall Calendars...................................... 13A GM Report.................................................... 6A No Credit Cards for Dues Payments........... 10B Office Notes.................................................. 3A Registration Requirements–Vehicles & “Toys”.1A Stay In Touch................................................ 1A Board of Directors BOD Member List........................................ 6A

LAKE CARROLL ASSOCIATION 3-200 Association Dr. Lake Carroll, IL 61046 815-493-2552 Fax: 815-493-2883

10 11 12 13 14 15 16 17 18 19 20 22 25

OFFICE DIRECTORY

Karen Clark, Front Desk Donna Beyer, Communications Dir. Mike Schmieder, General Manager Lisa Vanderheyden, HR Mgr / Finance Julie Brantner, Accounts Receivable Arlene Gries, Administrative Assistant Shaun Nordlie, Facilities Manager Deb Stagno, Technology Director Security (or 493-2599) Joyce Stadel, Finance Assistant Missy Clark, Front Desk Joe Rush, Lake Manager Lee Harbison, Building Inspector

Carroll Co. Sheriff . . . . . . 815-244-2635 Emergency . . . . . . . . . . . . . . . . . . . 911 Lake Carroll Security Cell . 815-493-2599 Association Business Hours Monday – Saturday 8 am to 4:30pm

Lake Carroll NewsUSPS 008387 The Lake Carroll News is published monthly by Sauk Valley Media (SVM), 3200 E. Lincolnway, P.O. Box 498, Sterling, IL 61081.

It is mailed to all Lake Carroll Association members in good standing and paid for by a portion of the annual dues. Non-members may purchase the Lake Carroll News for $12/ year. Direct subscription inquiries to editor@ golakecarroll.com or 815-493-2552 ext 11.

Periodicals postage paid at Sterling, IL 61081 and additional offices.

Advertising and Classified deadline is the 15th of each month. Contact Mike Ford at mford@saukvalley.com, 815-625-3600 ext 616, or mail to Sauk Valley Media, Attn: Lake Carroll News, 3200 E. Lincolnway, P.O. Box 498, Sterling, IL 61081. The Lake Carroll Association and SMV, as agents, nor the printer assume financial liability for production errors in or non-insertion of any advertisement beyond the amount paid for such advertisement. Corrections will be printed in the following month’s edition, provided the Lake Carroll News does not endorse or guarantee the ads. Advertiser indemnifies and holds harmless the Lake Carroll Association from any and all cost, damage, or loss sustained and caused by or resulting from any false, misleading, or libelous claims made in any advertisement placed by the advertiser.

POSTMASTER: Send address changes to the Lake Carroll News, 3-200 Association Dr, Lake Carroll, IL 61046.

Minutes – October 18.................................. 11A President’s Message...................................... 1A VP Views....................................................... 1B Bowling – Mixed League.............................. 11B Calendars - Events/Committees/Club............ 7A Campground – Around the Fire................... 14A Classifieds..................................................... 14B Clubhouse Breakfast with Santa................................... 10A Hours, Specials........................................... 10A New Year’s Eve Party................................... 1B Communication Facilities Update........................................... 4B GM Report to the Board............................... 6B Standing Committees.................................... 6A Financial Financial Corner............................................ 5A Financials – Sept & Oct 2013....................... 5A Golf Pro Shop Sale.......................................... 1B Lake & Natural Resources Angel Tree..................................................... 2B Donate Christmas Trees to FC.................... 15B Fish Tales...................................................... 3B Lake Level.................................................... 1A Lake & Natural Resources............................ 5B Letter to the Editor – Hoffman; Herman..... 12A Obituary Michael Zuck................................................ 9A Ruth Hilt....................................................... 9A Photography Club – Interest?...................... 12B Recreation Little Elves Workshop................................. 13B Plumtree Fitness Center.............................. 13A Pool Hours – See RecDirect....................... 11B RecDirect.................................................... 11B Winter Carnival 2014.................................... 7B Winter Carnival – Live Entertainment.......... 7B Winterfest 2014........................................... 10B Winter Schedule – Plumtree.......................... 9B Safety & Security/EMS Fine Assessments.......................................... 4A Residential Security Checks....................... 12A Safety First.................................................... 4A Security Notes............................................... 4A Thank You – Matthews................................. 12A Trail Talk......................................................... 8B Women’s Club................................................ 8A LCWC Blanket Project................................. 8A Yacht Club Bowling Event............................................ 15A Food Pantry Donation................................. 15A

Letters to the Editor Policy The Lake Carroll News welcomes Letters to the Editor. Letters must be received at the Association office by the 18th of each month unless otherwise specified due to altered deadlines and adhere to the following guidelines: 1. Writers must be LCA members in good standing, reflect their viewpoint, focus on the issues and/or must be of interest to the majority of Lake Carroll members.

2. Letters should not contain personal attacks against any individual(s) or businesses and may not express personal grievances or conflicts.

3. Letters containing libelous material or statements, derogatory remarks or obscenities will not be published or are subject to editing after consultation between submitter and editor.

4. Constructive criticism is acceptable; suggestions on alternative solutions to the concerns are appreciated.

5. Letters are limited to 400 words or less.

6. All letters must bear a signature and LCA section and lot numbers.

7. The Editor, General Manager, and LCA BOD reserve the right to review to accept or deny publication of any Letter to the Editor and to offer a rebuttal within the same issue.

8. The Editor will provide an explanation in writing to those submitters whose letter is not published.

Editorial & Photo Guidelines It is each organizations responsibility to publicize and cover their events for the Lake Carroll News. If you need assistance, please contact the office. Any written articles, committee or club ads, or photos submitted for publication in the Lake Carroll News must be received at the Association office by the 18th of each month unless otherwise specified due to altered deadlines and adhere to the following guidelines: 1. Be of interest and benefit to Lake Carroll Members.

2. Purposes for articles published are to inform and educate.

3. Articles containing libelous material or statements, derogatory remarks, obscenities or anything deemed inappropriate will not be published or are subject to editing after consultation between submitter and editor.

4. Hard copy photos will be scanned and available for pick up one week following publication.

5. Special announcements (ie: wedding/anniversary/births/graduation, etc) may submit a single photo (published size to be determined by staff) and text of 100 words or less.

Submissions: An electronic file is the preferred method of submission. Files may be submittedvia email or provided on disk. Photos may also be submitted via email. Please make electronic submissions to editor@golakecarroll.com. The Editor will send a “received” confirmation email.

The Editor, General Manager, and LCA BOD reserve the right to review to accept or deny publication of any submission for publication in the Lake Carroll News. Items submitted that are not in compliance to these guidelines will not be guaranteed publication.

Any questions please contact the Editor at 815-493-2552, ext. 11. Editorial Policy adopted 2/22/05.

Page 4A

Lake Carroll News, December 2013

Lake Carroll Security/EMS Corner Available 24/7 at 815-493-2599

Security Notes

Security Stats for October 2013: House Checks- 4126 Amenity Checks -1150 Service Calls- 192 Complaints- 13

Deliveries- 57 Assist Motorists- 4 Ambulance Calls- 3 Alarms- 1

Luke Fossett Security Supervisor Hello everyone, sooner or later it’s going to snow. Just a reminder, please slow down while driving in Lake Carroll. Many times our roads will not be completely clear of snow and ice like the highways you travel to get to Lake Carroll. Our roads receive much less traffic than the highways, lack of traffic causes a longer time for our roads to clear up completely. If a significant snow storm hits Lake Carroll and you do not need to travel, please stay home; give our maintenance department time to clear the roads properly before venturing out. Give our snow plows plenty of room while clearing snow, let’s have a safe winter driving season.

Once again the Security Department is having to deal with complaints about illegal dumping / disposal of garbage. It is illegal to dump residential refuse in any Lake Carroll Association dumpsters or dumpsters rented by contactors. If your residence does not receive garbage pick-up by a provider, then the garbage must be transported back to your residence. This rule applies to all Lake Carroll members and their guests.

Winter is right around the corner. As the nights cool off many of you will be leaving for warmer destinations it is time to consider utilizing the Low Temperature Light Program the Security Department offers. The homeowner places a light in a window visible from the street with a colored bulb. The light is plugged into a low temperature switch on an interior wall. When the temperature in the residence falls below a preset temperature the light is activated and will be viewed by Security. Then Security will contact you or other contacts you have provided to Security. (See more information about this program on page ___ or contact me if you have any questions). I have seen the devastation water can due to homes here at the lake because of a broken water pipe, something to consider.

I would like to wish all the property owners and their guests a safe and enjoyable holiday season and DON’T’ FORGET YEILD TO YELLOW!!!

If you have any questions, complaints or compliments please feel free to contact me at (815) 493-2552 ext.18 or e-mail me at lfossett@golakecarroll.com.

If the security department can be of any assistance to you, we may be contacted 24 hours a day, 7 days a week at (815) 493-2599.

Did You Know: Snowmobiles have a speed limit in Lake Carroll of 30 miles per hour.

Snowmobiles are prohibited from crossing private lots and can only use Lake Carroll roadways to access the trail system. This information in located in the Lake Carroll Rules and Regulations, pages 9 & 10, Chapter I, Section C. 2.

Did You Know: All garbage receptacles must be returned to residence within 24 hours of garbage pickup? All garbage must be placed in a proper receptacle to avoid the garbage being distributed throughout the area by local wildlife. Moring Disposal offers receptacles and residential garbage service that will return your receptacles to your property. This information is located in the Lake Carroll Rules and Regulations, page 36, Chapter IV, Section C. 6.

November 2013 - FINE ASSESSMENTS LAST FIRST SEC LOT VIOLATION FINE Clousing Brad 23 218 Speeding Jet Ski $54.00 Gange Paul 23 74 No Flags ATV's x 2 $50.00 Karner Paul 21 39 Illegal Tree Stand $25.00 Nelmark Thomas 24 72 Garbage Cans Not Returned To Residence $25.00 Weston Jeff 23 218 Disturbing The Peace $25.00

Safety First

By Dan Herman

Driveway marking. Did ‘ya ever drive off your driveway into the yard in the snow? Did ‘ya ever wander off the pavement into the yard with your snow blower? Did your driveway plower cut up the turf next to the drive? If yes, consider marking the driveway borders with rods. The hardware stores have long thin fiberglass rods with bright color markings just for this purpose.

They are long enough to show above any snow we’re ever likely to get. They’re easy to drive into the soil next to the pavement (non-frozen ground, do it early). On straight stretches of pavement space them about 15 to 20 feet apart.

In curves choose locations that define the curve with spacing appropriate to the eye. A personal safety tip: the rods are fiberglass reinforced plastic and strands of fiberglass can protrude from the surface and leave nasty impossible-tosee splinters in your hands and fingers. Wear gloves when handling them. They look kinda goofy when viewed on a clean grass surface, but when the place is covered with a smooth, featureless snow cover you’ll be glad to have their guidance.

Is this trip really necessary? Here’s an advance reminder of the Lake Carroll

Association policy on towing stranded cars.

Lake Carroll Security is not authorized to tow your vehicle if it is stuck in the snow off the road. If you are stuck and stranded, within the boundaries of Lake Carroll, a call to Security will bring an officer in a patrol car that will assist you in reaching home or some other warm place of shelter, but will not tow your car. Towing will be your responsibility and you will have to contact a professional towing company for that service. In times of heavy snow when the tow companies are busy the wait for assistance can be very long. All this reminds me to ask the question: “Is this trip really necessary?” Considering the risk to your safety and the cost of getting your car towed is driving in stormy weather and/or slick roads justified? Is your mission so important that it can’t be delayed to a time of better conditions?

By the way, it’s a good idea to install Security’s direct phone number (815-493-2599) in your cell phone contacts or on a slip of paper in the car so you have it when you need it.

Happy Holidays to you from the Safety and Security Committee!

Let’s be careful out there!

Financial Corner

Lake Carroll News, December 2013

Page 5A

By the time that you will be reading this the Annual Meeting will be over the election complete and a new Board shall have been seated. This last year has been fulfilling from my standpoint in that I believe that the Board and Staff have worked to ensure that the Lake Carroll Association is well managed and consistently provides a value to the Membership.

Many of the issues such as the rental regulations have drawn to conclusion whereas other areas such as the management of our primary resource, our lake, continue to be a work in progress. Along the way the Board tackles many issues, some are of little interest to the majority of the Membership such as re-plats and newspaper publisher assignments and are part of the operational side of the management of the Association. Other issues are of greater interest to the Membership such as capital expenditures garner Bill Jahnke greater attention. No matter the level of interest of any of the issues, it is Treasurer the diversification of the various Board and Committee Members who use their individual talents and experiences to make the decisions and set the direction for the Association.

As in most organizations such as the Lake Carroll Association the Board and Committees serve without compensation and have only the best interests of the Association at heart.

As we draw towards the year-end from a financial standpoint, it has been a difficult year. The late spring, short summer, and the lake closure due to the blue-green algae have all taken a toll in reduction

in revenues. These include several areas such as marina gas sales and non-member pool usage. We also have several various maintenance areas where the expenses have been greater than budgeted. One area that has been an ongoing concern is in the level of dues paying members. This year with the loss of approximately 20 dues paying members our income was reduced by $27,120.

While we have some areas that have proven difficult financially, there are a few others that have had performance that have done better than expected. These are Security, Lake, Clubhouse, and Golf Course.

With all the events of 2013, the Association, despite the best efforts of our General Manager, Mike, has an overall operating loss of $37,697 through the end of September. Mike and his staff are watching their expenses closely to attempt to reduce or eliminate this loss in the remaining quarter. The fall calendar has many activities. Take advantage of all the offerings and do your part to support our community.

Our new auditors were scheduled to have started their work on the annual audit at the end of November or the beginning of December. When the audit is complete, which is anticipated by April of 2014, copies will be made available for the Membership.

I want to wish all of you a Merry Christmas and Happy New Year and hope that 2014 will bring us all a longer summer season for which to enjoy beautiful Lake Carroll!

As always, if you have any questions or comments, please feel free to email or call.

LAKE CARROLL ASSOCIATION STATEMENT OF REVENUE AND EXPENSES as of September 30, 2013

LAKE CARROLL ASSOCIATION STATEMENT OF REVENUE AND EXPENSES as of October 31, 2013

Fixed asset income and expenses Income Assessments for fixed-asset purchases Assessment for debt repayment Property Transfer fees New Construction Impact Fees Other income (1) Total assesment and debt repayment income Less expenses Expenses Debt repayment (2) Reserve allocation Total expense and debt repayment Net Income Operating Income and Expenses Assessments, sales and other income Assessment & Sales Total other income (3) Total assessments, sales and other income Less expenses: Cost of Goods Sold Total expenses Total cost of sales and expenses Net Income Combined Net Incomes Fixed Asset Net Income Operating Net Income Monthly Combined Net Income NOTES: The total cash on hand as of September 30, 2013 Due to Operating for Pool Loan as of September 30, 2013 Due to Restricted Reserve for Pool Loan as of September 30, 2013 Total Available Cash (requires drawing on Pool Loan LOC)

MONTH ACTUAL

YTD ACTUAL

2013 BUDGET

3,699 738,797 (4) 780,880 1,090 220,018 232,640 5,250 39,750 30,000 1,500 9,000 6,000 504 802 (1) 56,918 -------------------- -----------------------------------------12,043 1,008,367 1,106,438 26,397 714,595 873,798 0 232,640 (2) 232,640 0 0 0 -------------------- -----------------------------------------26,397 947,235 1,106,438 (14,353) 61,132 =========== ===========

0 =============

342,930 3,342,464 4,205,508 44,795 808,435 (3) 778,028 -------------------- -----------------------------------------387,725 4,150,899 4,983,536 38,081 342,624 294,256 3,830,064 -------------------- -------------------332,337 4,172,688 -------------------- -------------------55,388 (21,788) =========== ===========

412,512 4,571,024 ----------------------4,983,536 ----------------------0 =============

(14,353) 61,132 55,388 (21,788) -------------------- -------------------41,035 39,343 =========== ===========

0 0 ----------------------0 =============

726,063 123,371 725,000 1,574,434

Line of Credit for Pool Loan used as of September 30, 2013 Line of Credit used as of September 30, 2013

0 0

The Pool Loan Line of Credit as of 12/31/2012 was $1,080,256.75 and was paid down fully in January 2013 by investments from the Fixed Asset Reserve and Operating Cash. On 02/15/2013 an internal adjustment paying back the Operating Account $231,885.98 was done leaving the PLLOC an available line of $848,370.77.

Summary of the September 30, 2013 Financial Statements

(2) Debt repayment - includes interest payment and payment to pay back the Operating Account reducing the PLLOC available.

(3) Building permits, security fines, campground fees, marina rental, golf fees, etc.

(4) Includes CDP , lake improvement and late fees Operating, clubhouse, health reimbursement and petty cash = * includes amount due from Pool Loan LOC of 123,370.77

584,421 *

Fixed asset checking account balance =

140,216

Fixed Asset Reserve Fund Balance = * * Includes Restricted Reserve Account and the amount due from Pool Loan Line of Credit of $725,000 Dam and Road Reserves have been transferred to the Fixed Asset Checking account for use this year.

Total assesment and debt repayment income Less expenses Expenses Debt repayment (2) Reserve allocation Total expense and debt repayment Net Income

Operating Income and Expenses Assessments, sales and other income Assessment & Sales Total other income (3) Total assessments, sales and other income Less expenses: Cost of Goods Sold Total expenses Total cost of sales and expenses Net Income Combined Net Incomes Fixed Asset Net Income Operating Net Income Monthly Combined Net Income NOTES: The total cash on hand as of October 31, 2013 Due to Operating for Pool Loan as of October 31, 2013 Due to Restricted Reserve for Pool Loan as of October 31, 2013 Total Available Cash (requires drawing on Pool Loan LOC)

YTD ACTUAL

21,325 828,472 **

2013 BUDGET

32,378 771,175 (4) 780,880 9,641 229,659 232,640 1,875 41,625 30,000 3,000 12,000 6,000 11 814 (1) 56,918 -------------------- -----------------------------------------46,906 1,055,273 1,106,438 35,083 749,678 873,798 0 232,640 (2) 232,640 0 0 0 -------------------- -----------------------------------------35,083 982,318 1,106,438 11,823 72,955 =========== ===========

0 =============

302,156 3,644,620 4,205,508 30,096 838,531 (3) 778,028 -------------------- -----------------------------------------332,252 4,483,151 4,983,536 24,861 367,484 332,436 4,162,500 -------------------- -------------------357,297 4,529,985 -------------------- -------------------(25,045) (46,834) =========== ===========

412,512 4,571,024 ----------------------4,983,536 ----------------------0 =============

11,823 72,955 (25,045) (46,834) -------------------- -------------------(13,223) 26,121 =========== ===========

0 0 ----------------------0 =============

646,097 123,371 725,000 1,494,468

Line of Credit for Pool Loan used as of October 31, 2013 Line of Credit used as of October 31, 2013

0 0

The Pool Loan Line of Credit as of 12/31/2012 was $1,080,256.75 and was paid down fully in January 2013 by investments from the Fixed Asset Reserve and Operating Cash. On 02/15/2013 an internal adjustment paying back the Operating Account $231,885.98 was done leaving the PLLOC an available line of $848,370.77.

Summary of the October 31, 2013 Financial Statements

(1) Includes interest income and gain on sale of equipment

Debt payment account balance =

Fixed asset income and expenses Income Assessments for fixed-asset purchases Assessment for debt repayment Property Transfer fees New Construction Impact Fees Other income (1)

MONTH ACTUAL

(1) Includes interest income and gain on sale of equipment (2) Debt repayment - includes interest payment and payment to pay back the Operating Account reducing the PLLOC available.

(3) Building permits, security fines, campground fees, marina rental, golf fees, etc.

(4) Includes CDP , lake improvement and late fees Operating, clubhouse, health reimbursement and petty cash = * includes amount due from Pool Loan LOC of 123,370.77

543,697 *

Fixed asset checking account balance =

138,722

Debt payment account balance = Fixed Asset Reserve Fund Balance = * * Includes Restricted Reserve Account and the amount due from Pool Loan Line of Credit of $725,000 Dam and Road Reserves have been transferred to the Fixed Asset Checking account for use this year.

22,415 789,634 **

This summary was extracted from the September 30, 2013 Financial Statements

This summary was extracted from the October 31, 2013 Financial Statements

Respectfully Submitted,

Respectfully Submitted,

William H. Jahnke Treasurer

William H. Jahnke Treasurer

Page 6A

Lake Carroll News, December 2013

LCA Standing Committees A&E Committee By-Laws Committee Campground Committee Clubhouse Committee Finance Committee Golf Committee Lake Conservation Committee Safety Committee Recreation Committee Steering Committee Wildlife Mgmnt Committee You may access additional information at www.golakecarroll.com

2013 LCA Board Members

GM Report

By the time you read this article, several significant events will have passed since the time it was written; the annual meeting on December 1st, the board election which will result in at least one new Board Member, hopefully the passing of the 2014 budget and the selection of a new Board President, as well as a new Vice President. The Membership will also have spoken, through their vote, on the matter of short term rentals within Lake Carroll. The rental issue has been discussed at length for nearly two years now and I am glad to know that Mike Schmieder we will have a position on this matter following the Annual General Manager Meeting. As this edition of the Lake Carroll News is being printed, all of the above mentioned events will have unfolded and the results will have been revealed.

I would like to take a moment to thank Mr. Dan McCollum for serving on the Board, as the Vice President for the past three years. During that time, I’ve had the opportunity to get to know Dan and it has been my pleasure to have had the chance to work with him. Dan’s commitment to service and his concern for the Lake Carroll Community are much appreciated and he’ll be missed. Thanks Dan. Last, I wanted to extend my wishes to all for a safe and happy Holiday Season.

Jeff Howe (27-27), Secretary 3N575 Wild Flower Ln West Chicago, IL 60185 630-231-0694; 630-204-0741 lca-board@howe-family.net

From the Carroll Service Company LP Team 815-493-2483 or Toll Free 1-888-738-8444

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Lake Carroll News, December 2013

Page 7A

Page 8A

Lake Carroll News, December 2013

Lake Carroll Women’s Club

By Suzanne Heflin

The ladies of the LCWC collectively provided delicious entrées, side dishes and salads at a potluck at their November meeting.

One of the models wearing clothing and accessories from the Town and Country Styles of Monroe, WI fashion show.

Thursday, November 14th was a unique day for the Lake Carroll Women’s Club: for the first time in the Club’s history, or at least in recent memory, the ladies enjoyed a potluck luncheon. There were so many delicious entrées, side dishes and salads, it was a struggle to save room for dessert! But save room, we did, as hostesses Phyllis Kehoe, Barb Anderson, and Julie Reddies provided many delectable morsels to delight even the biggest sweet tooth. Hats off to them for their gracious service and charming décor – the tables were so festive.

While the ladies enjoyed a wonderful meal, the highlight of the day was our Town and Country Fashion Show. Five models beautifully wore clothing provided by Town and Country Styles, a shop in Monroe, WI that carries women’s clothing, jewelry and accessory. Geri Berg, who has owned Town and Country for 38 years, chose and accessorized all of the outfits. Her style and taste were delightfully evident and the ladies enjoyed interacting with the models as they strolled among the table. Being able to touch and occasionally try on some of the vests, coats, jewelry and scarves was an added bonus.

Our LCWC meetings are held at 1 pm at the Lodge on the second Thursday of every month from September through June, and we would love to have you join us! We were delighted to have two guests at our meeting in November and both joined the club, bringing our membership to approximately 70 women.

Our next meeting is December 12 and as it will be our annual Christmas Luncheon, is a special time and place: 11:30 at the Lake Carroll Clubhouse. The cost of the luncheon is $15 and includes appetizers, soup or salad, sandwich wrap, dessert and entertainment.

Please contact Bonnie Ewing by early December to place your reservation.

Ladies of the LCWC gathered for one of the two blanket making workshops held in April and October of each year. The blankets are donated to organizations who distribute them to children going through stressful situations in their lives.

By Phyllis Davies The L.C.W.C. blanket project welcomed many friends, new and old at the Lodge on October 29th, where over 48 blankets were tied and readied for our new designed labels to be sewn onto each one.

Our new labels arrived shortly after and Mary Lou Jordon and Phyllis Suchocki took every blanket home to begin sewing the labels on…..they are now all finished and ready for all the children who may need a small security blanket for comfort during sometimes stressful lives these children experience.

Once again thanks to all who were able to join us and experience the comradery that has been held during these sessions for so long. Coffee and wonderful cookies were shared by Nancy Comstock and even supplied us with a recipe for her cookies.

I have received the allocated amount of funding by the LCWC and our blanket makers were able to take advantage of a wonderful sale at JoAnn Fabrics. We purchased many wonderful prints of flannel to be made for our April, 2014. Our blanket makers are: Phyllis Suchocki, Mary Lou Jordon, Carol Koehn, and Bonnie Ewing. Bonnie happened to be away during this time and we missed her.

Distribution will be made by Nancy Comstock and Nancy Quilico. We will also have Sue Gribble who has volunteered to wash and iron some of the new material in preparation for the cutting and sewing.

This has always been a highlight twice a year for many of our friends at Lake Carroll since 1997.

Please join us next time, we would love to see you.

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Visit our website at http://www.mtcarrollil.org/ for updated information of all our events, where to stop, shop & stay!

Five Minutes of Fame (Downtown)....................................Thursday, December 12th 6 to 9pm --Music, Poetry, Storytelling & Coffee Music at the Market Street Commons.......................................Every Sunday: From 2-4 320 N. Main Street. Local musicians.

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Christmas Walk & Tour of Homes Saturday December 7th Strolling Dickens, Dray Rides (weather permitting), Holiday Sales & More

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Lake Carroll News, December 2013

In Memory

Page 9A

Michael R. Zuck Michael R. Zuck, 52, of Shannon, began his eternal life with Christ on Tuesday, Nov. 12, 2013, at his home.

Mike was a carpenter who worked in the construction industry for more than 25 years, building many homes in Lake Carroll.

He also spent countless hours in his shop building and repairing furniture. He took great pride in his workmanship. Mike was an active member of Lanark Church of the Brethren for many years, the past few years attending Crossroads Community Church, White Pines Campus. In recent years he taught himself to play the guitar, and shared that talent with the church.

Michael was born Sept. 10, 1961, in Sterling, the son of Richard and Evelyn (Piesen) Zuck. He was united in marriage to Connie Ellinor on June 11, 1983, at the Lanark Church of the Brethren. Together, they enjoyed their time spent volunteering at Way of Christ. Mike always was eager to help others. He greatly enjoyed volunteering with Adopt-A-Block on Saturday mornings in Freeport, building relationships with anyone God brought his way. Many people were touched by Mike’s love for the Lord and how it was shown in all he did and to all he met. He enjoyed spending time with his beloved dog, Kloe.

Survivors include his wife, Connie; daughter, Heather (Brian Montalbano) Zuck of Murfreesboro, Tenn.; son, Adam Zuck of Shannon; sisters, Susan (Charlie) Winterton of Leaf River and Karen (Mike) Bushman of Lanark; and brothers, Robert (Connie) Zuck of Lanark, Jim (Vicki) Zuck of Chadwick, and David (Carolyn) Zuck of Dakota.

He was preceded in death by his parents; and father-in-law, Wayne Ellinor.

A memorial service was held on November 19, 2013, at Crossroads Community Church in Polo. Cremation rites have been accorded. Polo Family Funeral Home is handled arrangements.

Memorials have been established to Freeport Dream Center/Adopt-a-Block and the Way of Christ. Visit www.polofamilyfuneralhome.com to send condolences and to access the link to donate to the memorials.

Carroll County 4-H Federation elected officers at their October meeting held at the Blue Goose Corn Maze. 4-H Officers for the 2013-2014 year are, L to R Treasurer - Emily Suiter, Mt. Carroll; President – Mary Francque, Dixon; Vice-President – James Rahn, Sterling; Recreation – John Rahn, Sterling; Secretary – Jessica Rahn, Sterling. The new officer team is excited about the new 4-H year and invite everyone to attend and participate in county Federation events.

In Memory

Ruth Hilt Ruth Hilt, founder of the Lake Carroll Yacht Club, passed away after a long courageous battle with cancer on October 27th, 2013.

After moving here from Lauderdale Lakes in Wisconsin, she conceived the idea of organizing a group to bring people together on the lake. Thus, the Lake Carroll Yacht Club originated and Ruth became the first Commodore. She held that office for two years and continued to be involved with club activities. Ruth enjoyed golfing, playing cards, dancing and was a dear friend who will be remembered by many here at Lake Carroll.

Carroll County 4-H’ers and their families had a fun afternoon at the Blue Goose Corn Maze for their October 4-H Federation meeting. Pictured are the 4-H’ers that successfully completed the corn maze with their prizes following the business meeting and election of officers. If you would like more information on the Carroll County 4-H Program contact Leanne Rahn at University of Illinois Extension Office in Mt. Carroll at 815-244-9444 or lrahn@illinois.edu.

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Waterfront 24-63 • 26-61 • 25-53 • 25-54 • 21-51 • 25-80 Lake View 5-127R SOLD! 17-88R • 17-64 Golf View 4-245 • Reduced! 23-124 31-57 (Deeded Slip) 4-223R • 4-225R Country View 2-267R 17-105 • 30-91 SOLD! 17-10 12-232 & 233 • 23-12 12-177 SOLD! • 16-23 SOLD! 31-99 • 24-121 • 3-425 SOLD! 3-595 SOLD! •19-52 • 16-76 SOLD! Property 20 Acres on Carter Road apx. 5 minutes from Lake Carroll. Has 2.5 acre pond that is stocked with fish, creek running thru property. Hunt Deer or Turkey. Great building site on top of bluff overlooking the valley. Eastland School Dist.

d L SO

Page 10A

Lake Carroll News, December 2013

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Lake Carroll News, December 2013

Minutes of the Regular Meeting of the Lake Carroll Association Board of Directors October 18, 2013 Convene Board Meeting: President John Grotto called the Meeting to order at 6:30 P.M. in the LCA Conference Center.

Present and Constituting a Quorum: • President, John Grotto • Vice President, Dan McCollum (via teleconference) • Treasurer, Bill Jahnke • Secretary, Jeff Howe • Director, Barb Anderson • Director, Joanie Perez Absent: • Director, Dave Soldat Also Present: • General Manager, Michael Schmieder [Bill Jahnke and Dan McCollum were not present at the start of the meeting.]

Pledge of Allegiance: President John Grotto called on Kipp Meyers to lead the Board and audience in the Pledge of Allegiance to the Flag.

Approval of October Agenda: Joanie Perez moved and Barb Anderson seconded to approve the October 18, 2013 Agenda, as amended. Motion passed by unanimous voice vote. M13.10.01 Adjourn to Executive Session to discuss personnel, and/or legal issues: Joanie Perez moved and Barb Anderson seconded to adjourn to Executive Session to discuss personnel, and/or legal issues. Motion passed by unanimous voice vote.

M13.10.02 Time: 6:03 P.M. [Bill Jahnke joined the meeting.]

Joanie Perez moved and Barb Anderson seconded to return to Open Session. Motion passed by unanimous voice vote. M13.10.03 Time: 6:38 P.M. John Grotto explained to the audience that the reason for the Executive Session was to talk with the Association’s attorney, Kipp Meyers. An equipment broker has filed a lawsuit against the Association alleging a breach of contract concerning the purchase of the dredger. Our insurance company has indicated that they will provide a defense for this lawsuit. The broker has also filed suit against the city that sold the dredger to the Association through Bill Jahnke. John explained that the city is adamant that they never had a contract with the broker.

Approval of Minutes: Joanie Perez moved and Barb Anderson seconded to approve the Board’s Regular Meeting Minutes of September 27, 2013. Motion passed by unanimous voice vote.

M13.10.04 [Dan McCollum joined the meeting via teleconference.]

President’s Comments: President John Grotto requested feedback from the other Board Members about the desire to hold a Special Meeting of the Board on October 25th to approve the AT&T cell tower contract and the Nicor Advanced Deposit Agreement, since those documents were not

received in time to review and approve at today’s meeting. After discussion, it was decided that since it wasn’t likely that they would be received in time to review before the 25th either, a Special Meeting would not be held.

Audience Questions/Remarks: • Norm Hoffman (4-200) asked whether he should speak now about the Bylaws rental amendments or wait until the topic came up on the agenda.

He was directed to wait until it came up on the agenda.

• Deb Stagno (25-81) said that although US Cellular is leaving the Chicago market, they are remaining in the Lake Carroll area. Anyone who has a cell phone number from this area has the option of keeping their service as it is.

• Nancy Comstock (26-41) hopes the Board approves the funds for the Lodge recreation center improvement project.

• Sandy Sorensen (27-30) asked that if the spillway bridge deck project is in our current budget, can it be called an emergency just because the bids are coming in over the budgeted amount. She questioned whether this would be right.

• Dick Sbarbaro (24-73) thanked the Bylaws Committee and encouraged the support for the two Bylaws amendments on the agenda tonight.

• Sam Lostroscio (25-66) seconded what Dick Sbarbaro said.

Treasurer’s Report: Due to the Board Meeting being one week earlier than usual, the August financial information was not available yet.

General Manager’s Report: Joanie Perez asked whether the committee being formed with members of the Lake and A & E Committees and Staff members needed to be appointed by the Board.

Mike said the committee was still being put together, and once everyone has been identified a recommendation for appointment would come to the Board.

Committee Minutes with Actions Requested or Topics for Discussion: 1. Finance (10/4/2013): Recommendation regarding Annual Audit: Jeff Howe moved and Bill Jahnke seconded to engage O’Conner, Brooks & Co PC to perform the annual audits for the Lake Carroll Association for years 2013, 2014 and 2015 at the rates set forth in the O’Conner, Brooks & Co PC proposal dated August 23, 2013 as recommended by the Audit Committee. Costs are not to exceed $17,380.00 for 2013, $17,740.00 for 2014 and $18,150.00 for 2015. Motion passed by roll call vote (6/0/0).

M13.10.05 2. A & E (10/4/2013): Recommendation regarding two re-plats: Joanie Perez moved and Jeff Howe seconded to approve replat of 1-87 & 1-88 to 1-88R, subject to closing. Motion passed by unanimous voice vote.

M13.10.06

Bill Jahnke moved and Joanie Perez seconded to approve replat of 17-1 & 17-2 to 17-2R, subject to closing. Motion passed by unanimous voice vote.

M13.10.07 Bill Jahnke moved and Barb Anderson seconded to authorize Board President, Mr. John Grotto to execute the replats noted in motions M13.10.06 & M13.10.07. Motion passed by voice vote.

M13.10.08 Recommendation regarding Rules Changes: Jeff Howe moved and Barb Anderson seconded to accept the proposed 2014 A & E Rules changes as presented by the A & E Committee for the A & E Rules and Regulations booklet.

Jeff Howe moved and Bill Jahnke seconded to amend the recommendation from the A & E Committee by removing the word aerobic from all the references to septic systems. Motion failed by roll call vote (2/4/0) Jeff Howe and Bill Jahnke voting yes. M13.10.09 The main motion to accept the rule changes passed by unanimous voice vote. M13.10.10 Committee Reports with No Action Requested: Committee minutes received with no specific recommendations were from Campground (10/12/2013); Clubhouse Committee (10/3/2013); Golf (9/6/2013); Lake (10/7/2013); Recreation (9/18/2013) Club Minutes: Club minutes were received from Lake Carroll Women’s Club (10/10/2013) Unfinished Business/General Orders: 1. Discussion and approval of lease agreement for the proposed AT & T Cell Tower between the LCA and AT&T: This item was deferred to the November meeting.

2. Discussion regarding rentals: Barb Anderson moved and Jeff Howe seconded to approve forwarding to the Membership, the By-Laws amendment to Article II, Definitions, and Article III, Section 2, Privileges, regarding rentals recommended in the document edited by Director Jeff Howe dated August 15, 2013 for their approval at the 2013 Annual Membership Meeting. Motion passed by roll call vote (6/0/0). M13.10.11 Barb Anderson moved and Dan McCollum seconded to approve the proposed addition to Article II, Definitions and the new amendment to Article X regarding Rentals to the Lake Carroll Association By-Laws. The current Article X, Miscellaneous would then become Article XI. Motion failed by roll call vote (3/3/0) – Barb Anderson, Dan McCollum, and John Grotto voting yes.

M13.10.12 [Dan McCollum left the meeting.]

3. Discussion and Approval of Gas Main Extension Advance Deposit Agreement between NICOR and the Lake Carroll Association: This item was deferred to the November meeting.

4. Discussion and authorization to execute loan documents to fund the Nicor Construction Proj-

Isenhart Realty

ect: This item was deferred to the November meeting.

5. Discussion and approval to grant two easements in connection with the NICOR Construction Project: Bill Jahnke moved and Joanie Perez seconded to grant an Easement to Nicor on PIN #01-05-07-403-662 for the Nicor Construction Project. Motion passed by roll call vote (5/0/0).

M13.10.13 Bill Jahnke moved and Joanie Perez seconded to grant an Easement to Nicor on PIN #04-0411-415-021, PIN #04-04-11-415-020 and PIN #04-04-14-100-002 for the Nicor Construction Project. Motion passed by roll call vote (5/0/0).

M13.10.14 Bill Jahnke moved and Joanie Perez seconded to authorize Board President, Mr. John Grotto to execute the Easements noted in motions M13.10.13 & M13.10.14. Motion passed by unanimous voice vote. M13.10.15 6. Discussion and approval of 2014 rules changes as recommended by the Lake Carroll Rules Review Team: Jeff Howe moved and Joanie Perez seconded to approve the proposed 2014 Rules & Regulations changes as recommended by the Lake Carroll Rules Review Team.

Jeff Howe moved and Bill Jahnke seconded to amend the recommendation from the Rules Review Team by removing the proposed new rules for garage sales. Motion passed by roll call vote (4/1/0) - Barb Anderson voting no. M13.10.16 Jeff Howe moved and Bill Jahnke seconded to accept the alternate recommendation by the Safety Committee and Dan McCollum regarding the discharge of firearms, except to change the word unlawful to prohibited. Motion passed by unanimous voice vote. M13.10.17 John Grotto moved and Joanie Perez seconded to amend the recommendation from the Rules Review Team by removing the proposed new rules for rentals. Motion failed by roll call vote (2/3/0) – Joanie Perez and John Grotto voting yes.

M13.10.18 Jeff Howe moved to amend the recommendation from the Rules Review Team for section D.2 of the proposed new rental rules by changing “A Tenant who is not an Associate Member or a Periodic Occupant” to “Tenants who are not Associate Members and Periodic Occupants.” Motion died due to the lack of a second.

Bill Jahnke moved and Barb Anderson seconded to amend the recommendation from the Rules Review Team by also incorporating the definitions and regulations from the Bylaws Committee proposed rentals amendment dated 10/18/13 into rules for rentals and explicitly add a rule that states that rentals by non-members for less than 6 months are prohibited. Motion passed by roll call

__________________________ Continued on page 12A

The Lake Carroll Staff

Betty Moorhead, Broker Assoc.

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20131744 -Wooded lot on Shady Ln.and Reindeer Crt.3-510R replated and ready to build on or just enjoy all amenities at Lake Carroll.$15,000 20131510 - 28-54 Southview Dr. Unique contemporary home on 3 acres. Fantastic lakeviews. Upper level master bedroom w/p tub, walk-in closet. Main floor open plan with panoramic and lake views. Wrap around deck with screened porch, beautiful kitchen for entertaining and so much more.Call for details.$389,000 20131240 - 24-51 Saddlewood Ln. $251,000 for this 1.93 ac.Beautiful wooded lakefront property.Ready to build on or just hook up your boat,fish,swim,or just enjoy all the amenities at Lake Carroll.Call Betty.

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20100518 - $29,900 23-127 Lake Carroll Blvd. 1.16 AC. lot on 18th fairway. Walk to clubhouse and golf crs.

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20112290 - NEW PRICE $7,900 for this level lot at 1-115 Captains Dr. Take golf cart to Clubhouse and Golf Course.

162235 - $8,000 4-113 Beachcomber Ln. Owner lives out of state and would like to sell.

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20122328 - Over 2AC.Elevated lot. A high point,on Old Mill Rd.near trails with panoramic views.Beautiful homesite plus amenities.$24,000.25-31 20122027 - 25-71 Cottage Hill Dr.$36,900 for a 2.52AC. 20122327 - 25-32 Old Mill Rd.Over 5Ac.,panoramic views.ONLY $49,000

Page 11A

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Page 12A

Lake Carroll News, December 2013

__________________________ Continued from page 11A

Minutes of the Regular Meeting of the Lake Carroll Association Board of Directors October18, 2013

vote (3/2/0) – Jeff Howe and Joanie Perez voting no. M13.10.19 [John Grotto stated that he thinks the rental regulations should only be in the Bylaws and not in the Rules and Regulations, but changed his vote from no to yes.]

The main motion to accept the rule changes, as amended, passed by roll call vote (3/2/0) – Joanie Perez and John Grotto voting no. M13.10.20 [John Grotto stated that he voted no because he does not think the rental regulations belong in the Rules and Regulations.]

7. Discussion regarding the use of credit cards for the payment of assessments: Barb Anderson moved and Bill Jahnke seconded to disallow the use of Credit Cards, Debit Cards and Gift Cards for the payment of 2014 and thereafter dues assessments starting December 1, 2013, and all prior years’ dues assessments starting January 1, 2014.

Motion passed by roll call vote (5/0/0). M13.10.21 8. Discussion and approval to recommend the 2014 preliminary proposed budget to the Membership: Joanie Perez moved and Bill Jahnke seconded to recommend the 2014 Budget, as modified at the September 27, 2013 Board of Directors meetings and as presented at the October 10th and October 12th, 2013 Budget Hearings, to be presented to the Membership for their vote at the 2013 Annual Meeting.

Jeff Howe moved to amend the 2014 budget recommendation by reducing the natural gas permit fee from $250 to $25, the amount allowed by the Covenants for an improvement permit fee. Motion died due to the lack of a second.

The main motion to recommend the budget passed by roll call vote (5/0/0). M13.10.22 9. Consideration and request for approval of CER for the replacement of the spillway bridge deck and guardrails as part of the 2013 Fixed Asset Budget: Bill Jahnke moved and Barb Anderson seconded to authorize the expenditure of $90,411.70 for the replacement of the Spillway Bridge Deck and Guard Rails. Work to be performed by Civil Constructors of Freeport, IL. $71,808.70 to come from the 2013 Fixed Asset Budget and $18,603.00 to come from the Fixed Asset Reserve Fund. The withdrawal from the Fixed Asset Reserve Fund will not be repaid. Motion passed by roll call vote (5/0/0). M13.10.23 10. Consideration and request for approval of CER for the repairs to the Nature Center, at the Lodge as part of the 2013 Fixed Asset Budget: Joanie Perez moved and Barb Anderson seconded to authorize the expenditure of $17,320.72 for repairs to the Nature Center at the Lodge to convert the space for use as a Fitness Room. Repairs and upgrades to be performed by numerous contractors. Funds to come from the 2013 Fixed Asset Budget. Motion passed by roll call vote (4/1/0) – Jeff Howe voting no. M13.10.24 11. Discussion regarding the unapproved 2013 Fixed Asset Budget Projects and plans for additional Fixed Asset Projects which may be funded

with surplus cash in the Fixed Asset Budget: Since it appears that the authorization for the spillway bridge project will use the majority of funds left in the fixed asset budget, discussion on this topic was deferred.

12. Discussion and approval of 2013 Annual Meeting Mailing and Proxy: Joanie Perez moved and Bill Jahnke seconded to approve the 2013 Annual Meeting Mailing and Proxy as amended. Motion passed by unanimous voice vote. M13.10.25 New Business: 1. Discussion and approval of article to published in the November LCN regarding the early debt retirement plan: Joanie Perez moved and Bill Jahnke seconded to approve the article to be published in the November Lake Carroll News regarding Early Debt Retirement Program as authored by Dr. Ian Keith dated 10/18/13. Motion passed by unanimous voice vote. M13.10.26.

2. Discussion and approval of Operating Guidelines for Mr. Michael Kaysen who will be serving as the Association’s “Point-Man” for the NICOR Construction Project: Bill Jahnke moved and Joanie Perez seconded to approve the Job Description and Operating Guidelines for the Nicor Project Advisor, Mr. Michael Kaysen for the Nicor construction Project. Motion passed by unanimous voice vote. M13.10.27 Board Directors Comments: • Barb Anderson thanked the Board for approving the Lodge project.

• Jeff Howe said if anyone on the Board or audience had questions for the Meet the Candidates meeting, they should email them to him.

• Joanie Perez said we have a process for the budget and approving expenditures. She further said that she didn’t like all the behind the scenes politicking that has been going on recently that goes around our process.

Audience Questions/Remarks: Al Krisciunas (26-6) said he missed part of today’s meeting, but was there for the rental discussion and the budget discussion. He said it was like old times. He also said that the Board should not be writing so many of the items during the Board meeting, but this should be done ahead of time, making use of Committees. This would likely make the meetings run faster.

Adjourn to Executive Session to discuss personnel, and/or legal issues: Bill Jahnke moved and Joanie Perez seconded to adjourn to Executive Session to discuss personnel, and/or legal issues. Motion passed by unanimous voice vote.

M13.10.28 Time: 10:26 P.M. Joanie Perez moved and Barb Anderson seconded to return to Open Session. Motion passed by unanimous voice vote. M13.10.29 Time:11:07 P.M. Further Business: Joanie Perez moved and Barb Anderson seconded to appoint Merce Meyers (1-90) to the Bylaws Committee. Motion passed by voice vote.

M13.10.30 Joanie Perez moved and Jeff Howe seconded to adjourn the Board’s Regular Meeting of October 18, 2013 at 11:09 P.M. Motion passed by unanimous voice vote. M13.10.31 These Minutes approved on this 22nd day of November, 2013.

ATTEST: Jeff Howe, Secretary

LAKE CARROLL LOTS 1-17 Old Wharf Rd. - .25 acre lot overlooking the golf course on a quiet cul-de-sac. Short walk to clubhouse. $9,800 1-111 Captains Dr. - Good water view from this .31 acre corner lot. 30’ grassed greenway one side. Broker owned. $18,900.

1-189 Old Wharf Rd. - .26 acre lot on knoll with water view. Wooded area to the front and rear.

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12-253/254 Spring Creek Dr. - Level .56 acre corner lot close to ski hill and pool. $9,900.

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17-36 Lakeview Dr. - Fully wooded .62 acre situated one lot off of the water. Broker owner. $32,900.

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Letter to the Editor

Dear Lake Carroll Members, I just wanted to write a quick note to say thank you to all of the supporters during these past few months for my candidacy for the Lake Carroll Board of Directors. The people who encouraged me to run, who signed the candidate petition, who helped on the campaign, who constantly gave support of encouragement, and most importantly who took the time to vote for me on the ballot. My appreciation of your support is overwhelming and I want to assure you I will continue to serve our community at the best of my ability.

A special thanks to my wife, Linda, for her support knowing what the obligations of being a member of the Board of Directors entails.

Norm Hoffman (4-200) December is a time of giving and many charities and workers-of-good are pleading for your monetary donation. It’s this time of year when I like to remind you of a very deserving local charity. One that is devoted to protecting abused children. It’s Tyler’s Justice Center (The Center) located in Stockton.

Nancy and I personally visited the purpose-built facility and the motivated staff a few years ago and have contributed every year since. We like it because it is a truly local charity with low administrative costs so a large portion of the budget goes directly to the children. Here is an excerpt from their donation appeal for this year.

As a non-profit Children’s Advocacy Center, The Center provides the services of: referrals for crisis and interim counseling, forensic interviewing, specialized child sexual medical exams, legal and social service advocacy, professional clinical therapy, prevention education and ongoing advocacy and support to abused children and their non-offending family members in Carroll, Jo Daviess and Stephenson Counties. Every day, the people The Center helps are neighbors, friends, families, and children of the community. Every day, The Center is dedicated to lessen the trauma of children being sexually victimized, a trauma that continues, regardless of the holiday season. I hope that you will consider Tyler’s Justice Center’s children this year, as part of your holiday giving.

Why not deliver a contribution personally and see what we did? The address is 402 West Front Street in Stockton, a few blocks west of the intersection of IL 78 and Front Street at the center of the business district. Go west from this intersection. Or at least send them a generous contribution by mail at P.O. Box 168, ZIP 61085.

Thank you, Dan & Nancy Herman (23-53)

Thank You Sincerely I want to thank you, our Lake Carroll friends, for the many prayers, cards, gifts, and well wishes that were received before and after my tongue surgery.

Kindness has always been so appreciated and that is a portrayal of the Lake Carroll family. John and I are privileged to live among you and we know hardships are easier to bear when living with good people.

God bless you all and as you were here for us, remember we are here for you.

Colleen Matthews 23-118

Security Residential Checks & Low Temperature Light Checks Submitted by Luke Fossett, LC Security The Lake Carroll Security Department the light will turn on. This will let the officer offers a Home Inspection that requests our know that the home has a furnace problem officers to routinely take a visible check of or is out of LP. The officer will then contact your home while you are away. the homeowner. The Lake Carroll Security Members of the Lake Carroll Security Department recommends the use of these Department carry out these checks, twice a lights in all homes that are left unattended day on a daily basis. The officer on patrol during the winter months. will do a drive by of your home looking for The Lake Carroll Security Officer on duty anything out of the ordinary such as open will not normally leave the vehicle while doors and lights left on. The times when the officer does this will be documented on doing these checks. However the officer will a daily log sheet; this helps our department leave the vehicle if anything is found out of establish a time frame in case a problem the ordinary or the homeowner contacts the arises. When something out of the ordinary officer with something specific to check such is found the officer on duty will contact you as a door that may have been left unlocked. to rectify the situation. *All residential driveways must be The Lake Carroll Security Department also cleared of ice and snow. If this is not has a Low Temperature Light Check. The done, we may not be able to check same things are looked for during this check your home properly, or at all. as are during the Home Check. We also look The fees for this service are as follows: for a low temperature light that is placed in 1. $5.00 a week a specific window in the home. These low 2. $20.00 a month temperature switches can be purchased at 3. $120.00 a year most home improvements stores. Locally, A form must be filled out if you are they may be purchased at Menards. The interested in these programs. The form can Security Department recommends the use of be picked up at the Association Office, from a colored bulb. These lights work by being a Lake Carroll Security Officer, or at www. plugged into an outlet and the lamp is placed into a window. When the temperature in the golakecarroll.com (Resources> Document home falls below a certain preset temperature Library>Security Forms).

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Lake Carroll News, December 2013

Plumtree Fitness Center – To Open by Christmas!

By Donna Beyer

Page 13A

As many of you know, the Board approved the Recreation Committee’s recommendation to convert the old Nature Center in the west end of the Lodge into a fitness center…Plumtree Fitness Center. The room received a much needed facelift with painting and carpet. It is anticipated that the unattended exercise at your own risk facility will be open before Christmas.

The donated equipment is in good condition. We hope to add more to our equipment inventory. If you have any gently used exercise equipment that is just taking up space and possibly looking for a new home, please contact Chelsey Heckman at checkman@golakecarroll. com or 815-493-8549 ext 10.

As with all our facilities, LCA has developed some regulations to preserve the fitness center’s condition, as well as with regards to the users’ safety.

Below are the Plumtree Fitness Center Regulations. The Waiver & Release of Liability form will be available at the Center upon its opening, which will be announced in an upcoming Grapevine Email blast.

Here’s to your health and happiness in 2014!

of Great photos ’s ll ro ar Lake C amenities, enery beautiful sc & wildlife!!

Now on sale at the LCA Office!

Page 14A

Lake Carroll News, December 2013

Around The Campfire

By Ellis Fitzgerald

2013 was a great camping season at Lake Carroll. For the most part the weather was excellent and the campground was busy every weekend with lots of campfires, the aroma of outdoor cooking, and the sounds of children at play. Even the loss of the lake late in the season failed to completely dampen the spirits of our camping community.

We welcomed 9 new seasonal campers and lots of first time members using the daily fee sites, as well as the overflow and tent camp areas.

Our annual Campground Golf Outing was again a success, with the team of Mike Tipp, Jill Tipp and Ann Conway winning the championship. Big thanks go out to Randy and Pam Hutting for, once again, organizing a great outing.

The Fourth of July weekend was one of the busiest weekends ever with most of the seasonal campers in attendance and over 100 campers in the overflow.

Labor Day Weekend, while not as busy as normal due to the lake closing, was still well attended and this year’s Community Bonfire saw the biggest turnout ever. Everyone had a great time! The children, as well as a few adults, really enjoyed the addition of karaoke to this year’s event.

October, with the mild weather and seasonal changes, was wonderful for sitting around the campfire in the evening with family and friends.

A great summer, proving once again, The Lake Carroll Campground is the place to be at Lake Carroll.

Have a great winter everyone (I know several of you will enjoy winter camping) and we will see you in the spring.

Friends…

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Lake Carroll News, December 2013

Page 15A

L C Yacht Club Donates to the Food Pantry Commodore Bob Kachlic of the Lake Carroll Yacht Club presents a check for $300.00 to Bob Colbert, President of the Shannon/Lanark Food Pantry, as part of the Club’s campaign to give back to the community.

See Page 7B for Details

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Page 16A

Lake Carroll News, December 2013

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WATERFRONT

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17-138 EDGEWATER DRIVE

• 3 Br/3 Baths • Plus 2 non conforming Bedrooms • LL family room w/wet bar • 1 Fireplace • 2,912 Sq. Ft.

• .74 Acres • Easy walk to waterfront • Patio at water’s edge • 54’+ Waterfront • $499,000

• Two 3 season rooms • 2 car garage • New siding 2013 • .50 acres • Deck at waterfront • 192’ waterfront • $399,000

WATERFRONT

CUSTOM LOG HOME WAS PICTURED IN LOG HOME MAGAZINE!

23-39 BARRINGTON COURT • 3 Br/2 Baths • 2,408 sq. ft.

• Fireplace • 3 Car Garage • 400 Sq. Ft. Loft • Wrap-Around Deck w/closets • 52.66’ Waterfront • Full Finished • 1.94 Acres Lower Level • $449,000

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28-48 CAMBRIDGE COURT • 4 Br./3 Baths • 1.39 acres • 2 kitchens • Professionally landscaped w/lighting • 3 fireplaces • 354’ waterfront w/ • 3,617 sq. ft. patio, deck & firepit • 3 season room • 4 car garage • So many beautiful details • Multiple decks • $749,000

23-77 BRITTANY COURT • 4 Br/4 full baths • 205’ waterfront • 2 fireplaces • Gazebo at water’s edge • 3,278 sq. ft.

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28-53 SOUTHVIEW DRIVE • 3 Br/2.5 Baths • 5+ car garage • 1 Fireplace • 2.48 Acres • 1,900 Sq. Ft. • Deeded slip • Large deck & patio • $229,000 for entertaining

28-70 LAKE CARROLL BLVD. • 4 Br/3 Baths • Deck • Plus 1 non conforming • Gazebo & storage unit Bedroom • 2 car garage • Walkout LL • 2.56 acres • 2,421 Sq. Ft. • $274,000 • Two 3 seasons rooms

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4-64 BEACHCOMBER LANE • 3 Br/3 Baths • .78 Acres • Fireplace • 2 Car Garage • 2,800 Sq. Ft. • Covered Front • Finished Porch/Deck Lower Level • $239,000 • LL walkout to Patio

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• 4 Bedrooms • 4 Baths • 1 Fireplace • 2,166 Sq. Ft.

WATERFRONT

WATERFRONT HOME ON 2.13 ACRES

23-69 BROADVIEW DRIVE • 6 Bedrooms • 750 Sq. Ft. • 4.5 Baths Waterfront Patio w/ • 4 Fireplaces Firepit and Electric.

• 2,704 Sq. Ft. • 214’ Waterfront • $749,000 • 4 Season Porch • 2 Car Garage/Plus Lower Garage for “Toys”

WELL CARED FOR HOME ON 1.37 ACRES WITH A VIEW OF LAKE CARROLL

28-3 COLONIAL COURT • 3 Bedrooms • 2 Car Garage • 3.5 Baths • 1.34 Acres • 1 Fireplace • Covered Porch • 2,736 Sq. Ft. on 3 Sides • $234,000

SOLD

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22781 ZIER ROAD

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TUCKED IN THE WOODS

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• 3 Bedrooms • 3 Baths • 2,613 Sq. Ft. • 3 Season Porch • 2 Levels of Decking

•$174,500

WATERFRONT

OPEN AND INVITING WATERFRONT PORCH

17-164 LAKESIDE DRIVE

• 3 Bedrooms • 3 Baths • 2 Fireplaces • 2,502 Sq. Ft.

WATERFRONT

#1 in Sales of Lake Carroll Properties Since 1992 !

Lake Carroll Waterfront Lots For Sale 27-33 Conover Court...............................$154,900 27-13 Shadow Ridge ..............................$165,900 17-182 Harbor View Drive............................SOLD 24-13 Hidden Ranch Drive ......................$214,900 25-75 Lake Carroll Blvd. .........................$215,000 21-48 Marina Court ................................$229,000 23-97 Brighton Court ..............................$299,900 17-109 & 110 Hidden Cove Court ............. $59,900 16-209 Stonehedge Drive..............................SOLD

• $494,000

WATERFRONT

TURNKEY AND INCLUDES BOAT

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17-167 LAKESIDE DRIVE • 3 Bedrooms • 2 Car Garage • 3 Baths • .70 Acres • 2 Fireplaces • 177’ Waterfrontage • 2,689 Sq. Ft. • $649,000

• 2 Car Garage • 0.80 Acre • Landscape Lighting • 250’+ Waterfront w/Patio & Firepit

24-74 SADDLEWOOD LANE

• Home being Sold Turnkey • .50 Acres • 92’ Waterfront • $399,900

20-34 LAKE CARROLL BOULEV BOULEVARD ARD

23-64 Broadview Drive...........................$309,000 23-61 Broadview Drive...........................$349,000 17-141 Edgewater........................................SOLD 28-39 Southview Drive ...........................$289,900 24-93 Hidden Valley Court......................$239,500 27-52 Ridgeview.................................... $225,000 23-57 Broadview..........................................SOLD 24-40 Carriage Hill Court ..............................SOLD 17-158 & 159 Lakeside Court .......................SOLD

WATERFRONT

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GOLF COURSE HOME LOVE AT FIRST SIGHT!

23-18 BROADVIEW DRIVE

• 5 Bedrooms • 3 Baths • 2 Fireplaces • 4 Seasons Room • Full Finished LL Family Rm. • 3,550 Sq. Ft.

• 2.5 Car Garage • 1.30 Acres Professionally Landscaped • In-Ground Pool

• $359,000

WATERFRONT

PRIVATE COUNTRY STYLE HOME

25-84 LAKE CARROLL BLVD

• 3 Br/3.5 Baths • +1 Non-Conforming Bedroom • 2 Fireplaces • 4,784 Sq. Ft. • 2 Car Garage with 3 levels

• 2 Acres/188’ Waterfrontage • 4 Seasons Sun Room

• $649,500

TUCKED AWAY IN THE WOODS WOODED 1.55 ACRE RETREAT

24-1 LAKE CARROLL BLVD • 4 Br/3.5 Baths • Full Finished • 1 Fireplace Lower Level • 3,250 Sq. Ft. • 1.55 Acres • $249,900

Lake Carroll

Home Sales 2013 4-35 Grandview Drive 21-13 Forest Hill Drive 26-9 Wynwood Court 26-19 Westwood Court 17-132 Edgewater Drive 13-85 Quail Hollow Drive 27-10 Shadow Ridge Road 27-35 Conover Court 17-150R Edgewater Drive 4-121 Beachcomber Lane

5-220 Heathcliff Drive 21-39 Marina Court 28-59 Southview Drive 25-63 Cottage Hill Court 23-101 Brighton Court 23-32 Berkshire Court 23-219 Brandywine 5-49 Chadbourne Drive 24-29 Carriage Hill Court 16-159 Stonehedge Drive

By the time this article appears in the December paper, the 2014 votes on the Lake Carroll budget will be tallied. At the time this article is submitted, no one, including me, knows how the budget vote turned out. Perhaps that’s best. Last Dan McCollum month I encouraged Vice President people to vote. That’s the most important thing any one of us can do. I also indicated that I was supporting the budget increase of 13 cents a day and the additional $16.00 to continue the third year of the early pool payoff program. Whether the budget passes or fails is the easy part. Lake Carroll’s long-term financial future? Not so much.

Houston, we have problems. It’s the elephant in the room. It won’t go away, and will be an ongoing struggle until the membership speaks one way or another. It’s called funding – funding for future projects, funding to maintain current facilities, and funding for the replacement of aging equipment.

Teddy Roosevelt once offered his views on making decisions and the need to steer the ship when he said, “In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” Right now, there is very little being done to make the all-important choice to either substantially increase revenues or, in the alternative, reducing spending at Lake Carroll. Scaling back could very well mean the possible elimination of programs or proposed projects within our Association and even access to certain amenities. If something isn’t done, soon, we’re like a carload of people driving from Lake Carroll to Las Vegas with only a half tank of gas. We simply aren’t going to make it. Unlike those in Washington, DC, we can’t simply print more money. That’s the last thing I would suggest. Someday, it all comes home to roost. Borrowing lots of money may sound appealing. It’s paying it back and staying afloat at the same time that’s the tricky part.

Let’s face it. No matter how anyone tries to sugar-coat it, our nation continues to have a very sluggish economy. How many people purchased a home or property at one time and planned on that being a great investment? Have you changed your opinion on how that’s going to pan out? Ask

VP Views

anyone who recently sold their property (not just at Lake Carroll, but anywhere). Did they reap the profits they thought they would? I doubt it.

Things are tough. I know it as well as anyone.

But when you have, as we do at Lake Carroll, old equipment, aging infrastructure and deteriorating facilities, they don’t heal themselves. They just wear out. Combine that with the additional craving by some for more stuff, more conveniences and either additional or better amenities, and we have major challenges. One of the common methods used to support more, more and more at Lake Carroll is to refer to our mission statement.

In other words, we have to keep up the spending, because it’s part of why we exist. The “enhancing our assets” phrase in the mission statement is used as a persuader. How old is that mission statement? Has the economy changed since it was written? Should it be amended to reflect more realistic expectations, given the major downturn in our economy?

I recently read with interest some comments made by someone whom I rarely agree with. But this time, he got my attention. I’m referring to Michael Bloomberg, the outgoing mayor of New York City. Mr. Bloomberg is listed as being the 7th richest person in the United States with an estimated worth of $27 billion, (meaning he’s probably financially savvy). He said, “You have the public not wanting any new spending, you have the Republicans not wanting any new taxes, you have the Democrats not wanting any new spending cuts, you have the markets not wanting any new borrowing, and you have the economists wanting all of the above. And that leads to paralysis.” Remove the reference to political party affiliation, and you could very well be talking about our property owners and the situation at Lake Carroll. We are, in many ways, paralyzed.

Lake Carroll’s situation is not unique. Within our membership are many past and present municipal, county, and state elected officials, school superintendents, fire, public works and law enforcement leaders who have been through good and bad referendum initiatives. When tax increases get passed, programs continue, equipment and supplies get purchased, and all is well. When referendums fail or money is scarce, services or programs are reduced or eliminated. In schools, this usually starts with eliminating extracurricular activities such as sports and music, and in local, state and county government, prevention and outreach programs and glitzy things are among the first to go. Lake Carroll is often compared to a “quasi-municipality”, so it follows that similar decisions may need to be considered.

Lake Carroll News, December 2013

We’ve had two straight years of a sick lake, our main attraction, and the reason we’re called Lake Carroll. The ski hill and tube tow have operated only a few days each of the past 2 years. There are reduced revenues in several accounts. Yet, we have those waving the flag to go and borrow lots more money, consider taking a major chunk out of our reserves, or substantially raising our dues and fees. Some paint a doom and gloom portrait if we don’t hurry up and spend or borrow money and do things right away. Interestingly, many of us, in our professional careers, have for years been dealing with different instructions such as: “Here’s how much money you’re getting. Make the cuts within your operation and live within your means.” Is it painful? Absolutely! So is cutting extracurricular activities in schools and trying at the same time to appease taxpayers who are unwilling to pay more. Ask one of our several current or former school administrators what they had to do to survive. Or, ask one of the current or former municipal, county or state elected or appointed officials who live at Lake Carroll what they did when there wasn’t enough money. They cut back, often a great deal. How is Lake Carroll any different?

Maybe the Chicago Cubs can get away with selling a glass of beer for $7.00 to watch a bad baseball team. Would that price fly at Lake Carroll? I doubt it. Is now the time to charge boat owners more money for a decal or boat slip after 2 years of limited boat usage? Probably not.

Like most communities, we have our share of “experts” – real ones or self-appointed. Some are active in committees and clubs; others only surface through an e-mail, letter, or maybe show up loaded for bear at a Board meeting. Have you ever analyzed the word expert? One definition is: a person with substantial training or experience. It doesn’t say they were good at what they did. When I was in high school, I took geometry two years in a row. (I assure you, it wasn’t because I excelled). Thus, I can claim, by definition, that I had substantially more training and experience than most others. Alas, a geometry expert.

The point is, just because you’ve done something more than other people have, that doesn’t always mean you’re necessarily good at it.

But, I’d like to think someone who has written books on accounting and finance, taught classes on investments and budgeting at major universities for over 25 years and provided financial consulting services to state and local governments throughout his adult life would pass the muster with most people and be considered an expert.

Several months ago, I sought the advice of an old

Page 1B

colleague whose credentials you just read about. I gave him the list of 2014 submitted capital project and equipment requests and copies of financial reports and budgets for the past 3 years, along with the fixed asset reserve balances. I also provided him a list of Lake Carroll’s amenities, their usage (from the member survey of 2012 and other more recent staff reports) along with as much financial background as I could on our Association. (By the way, the Lake Carroll staff does an excellent job in compiling such information and it’s pretty straightforward).

After supplying my learned colleague with oodles of data, I asked him the magic question: How do we at Lake Carroll say yes to the majority of budget requests, continue to provide all of the amenities at their current level, anticipate upgrades, and ensure that our community remains vibrant and attractive? A few weeks later, and a steak dinner on me, he gave me the answer: Raise the dues, now, $200.00 per property owner, and then, don’t increase them again for 4-5 years. The result: $450,000 more each year to keep Lake Carroll the way it is, cover employee costs, cover amenity maintenance and provide more funding for future equipment and projects as well as upgraded amenities.

Since I’m one who adamantly opposed a previous attempt at Lake Carroll to pass a 9% dues increase a few years ago, the 14% dues increase proposal was quite a shocker to me. The trouble is, this guy knows what he’s talking about when it comes to finances. I believe in his advice.

That doesn’t mean I liked what I heard, and it certainly doesn’t mean that I think a $200.00 dues increase per property owner would pass. If a $200.00 increase did get approved, the small lot owners who rarely visited Lake Carroll during the past 2 years and maybe played a couple of rounds of golf, took a dip or two in the pool and perhaps took home a few bluegills would likely be lined up at the Association offices turning over their property and saying good-bye. If you don’t think that could/would happen, let’s poll the entire membership, right now. Yes, I know, there are quite a few of our 350 or so full-timers who would gladly pay a $200 increase because they golf, swim, boat, fish or ride the trails a lot. To them, Lake Carroll is a great bargain. But we also have approximately 1,300 lot owners without homes in the ranks of our membership. There are lots currently for sale in Lake Carroll in the $2,000 range or less. They aren’t selling. So, as the annual dues get closer to what an entire lot may be worth, for

__________________________ Continued on page 3B

Page 2B

Lake Carroll News, December 2013

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Fish Tales

By Steve Hevrin

Sixty-eight members gathered at the Lodge for our November Fishing Club meeting and potluck. The food was excellent as always. As a reminder there will be not be a potluck in December and the next one will be January 8, 2014. A special welcome to Stan and Char Messmore to the Fishing Club and the Lake Carroll community.

The meeting was called to order by President Bob Knackstedt and he led everyone in the Pledge of Allegiance.

Treasurer’s Report Mitch Feucht presented the October, 2013 financial report. A motion to accept the report was made

by Barb Anderson, seconded by John Frey. The report was unanimously approved by the membership.

Hatchery Operations The Hatchery pond was drained the week of October 28th with the culmination on Friday, November 1st. The results were short of expectation but as President Bob stated, combining the past two years we did average over 4,000 walleye per year being added to the lake. This is still an outstanding number.

We did have our traditional Friday night bonfire, along with plenty of food. A great time was had by all.

We are looking forward to beginning the process again in March.

Pump issues regarding water supply remain a problem at the Hatchery and we will keep everyone updated as the winter progresses. The plan is to have the issue resolved and have a test run prior to March.

We need to find a solution to this problem before we begin walleye production in the spring of 2014.

Board Elections A special thanks to Bob Knackstedt, Frank Malito, and Bruce McDonald who will be stepping down after many years of service on the Fishing Club board of directors. We look forward to their continued help and guidance as we move forward. Welcome to John Quilico, Fred Reddies, and Tom Stangl as new board members.

Structure Projects Christmas trees will be collected to put into lake as we have done in past years. You can leave them at the rear of the hatchery building. If you need someone to pick up your tree, please contact a Fishing Club board member and we will make arrangements to do so. Other Events Mike Siciliano announced that the Lake Carroll ladies bowling league is looking for subs on Wednesday’s. Anyone interested can contact Marve Feucht.

Just a reminder that the Fishing Club will again be coordinating the Angel Tree program to benefit families in our local communities. The tree will be located at the Lake Carroll Clubhouse. Each angel on the tree will have the name of a child for whom you can purchase a gift. If you have not taken an angel and purchased a gift, you still have time to brighten Christmas for a less fortunate child.

The meeting was adjourned at 7:20 p.m.

50/50 Raffle Winners of the 50/50 raffle were: 1st Place – Bob & Toni Knackstedt - $45 2nd Place – Doug & Marge Short - $30 The next meeting and potluck will be Wednesday, January, 8, 2014 at 6:00 p.m. at the Lodge. There will not be a potluck in December.

__________________________ Continued from page 1B

VP Views

Lake Carroll News, December 2013

some it will be “Adios Lake Carroll.” Don’t think so? Since 2009, we have experienced the loss of some 100 dues paying members. That means every year we start off with a loss of over $100,000 in dues because they’re gone. It’s been suggested that we market vacant properties and recruit new members to shore things up. That’s great, and I like the idea. However, if we gained 100 back, there’s still a big revenue hole.

This year, a lot of budget requests, submitted by staff and committees were denied. The resulting grumbling was not new, nor unexpected. If we, as an Association, continue to kick the can down the road, nothing will change. Taking a substantial chunk out of the fixed asset reserves was strongly supported by some during the 2014 budget discussions. To me, that’s more can kicking. With our ailing lake, we may very well need to take quite a bit from the reserves to heal it. Some have suggested that expenses be cut - not just a few rubber bands, paper clips or other cosmetic reductions. This could include reducing the availability or access to certain amenities. That’s what government has been forced to do. It’s tough to make choices that reduce one’s personal enjoyment, but shouldn’t there be shared sacrifice until we get back on our feet? The mere suggestion of charging a small fee for amenity usage was soundly rebuffed by a ratio of 3 to 1 in the 2012 owner’s survey, so that’s not happening. Unfortunately, suggesting major cuts or curtailing anything we now enjoy has been avoided. Instead, the old standby - ask for more money in fees and dues is what we hear most often. I’ve even heard the suggestion that we should ask for more than we need because it might pass.

On multiple occasions during this year’s Board and Budget meetings, it’s been suggested members be required to pay substantially higher dues and simply bite the bullet to keep Lake Carroll sailing along. Several times people have said, “If you can’t afford to pay your share, you should pick up and move.” Is that something we want to convey to the little guy? If any Board commits to a philosophy of “Let’s see how much we can get this year” as opposed to trimming expenses and making substantial cuts when they are necessary, it’s quite possible that more people will leave or

Page 3B

future ambitious budgets will be rejected by the membership.

Soon, the membership may very well see yet another group assembled to look into the future.

If created, it will be some type of planning or strategic thinking bunch, responsible for charting our course for the future. Maybe it will be a commingling of existing committees – a hybrid. When their task is finished, the findings will be reported.

Some financial buzzwords will rise to the top of the report, some charts will be created, there’ll be some philosophical and ideological sparring, and ultimately a list of recommendations will be made. Perhaps it will include plans for an all-inclusive mega-lodge, a few new and better amenities and facilities, and other tidbits to peak our interest. It’s a great idea to plan for things, but this car isn’t moving without fuel. In the final analysis, after multiple meetings and some gnashing of teeth, the bottom line has to boil down to funding, or the lack thereof. Although there are some new ideas floating out there for raising revenue, along with some truly creative thinking, please remember: Lake Carroll is primarily a dues funded association. Raising various fees, marina gas prices, food and beverage costs and stickers/decals isn’t going to get the job done. While $30-$50 annual dues increases may pass a membership vote, such increases merely provide us with just about the amount we have already lost through declining membership numbers. Employee and operating costs will continue to rise. How many more property owners will abandon ship if it gets too pricey?

Ultimately, Lake Carroll is going to do have to do one of two things: Find more money or tone things down. Otherwise, it’s just like trying to make the trip in the car from Lake Carroll to Las Vegas with a gas tank that’s only half-full. We’re not going to get anywhere near where some want us to land. Would we be better off reconsidering the journey or perhaps altering the trip?

Perhaps we should. If we don’t, every year it will be the same thing – kicking the can down the road by trying to reduce spending or trying to generate revenue by a few thousand here and a few thousand there. It isn’t getting us anywhere. Something’s got to give, soon.

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Lake Carroll News, December 2013

Facilities Update

With December come thoughts of snow and hopefully skiing and tubing for you. Mike and Jon have started preparations for getting ready for the season and hopefully a successful winter of skiing and tubing. We are hoping that by the time you read this that we will be in possession of 2 Polecats for the season. We plan on purchasing the Polecat that we rented last winter and helped us in making what season we had last year successful, and then also renting a second Polecat for the season. With two Polecats we will be able to pour out a lot of snow in two areas on cold nights, which should allow for one Polecat on the tube hill and one on the ski hill. If all goes as planned and the weather cooperates, we hope that this year’s ski season will be a success. I will keep you updated through the winter months on Shaun Nordlie the progress of the Polecats and compare how the snowmaking process has Facilities Director changed with these machines. Hopefully, you will notice as your flying down the hill on your skis or in your tube.

Here is a re-print from my November article – I want to highlight to everyone the importance of safety with the snow plows.

A couple things that I would like to remind everyone as we start thinking about the winter, snow and plowing in the next few months and the trucks start making their way out on the roads for plowing – These are safety vehicles, so please do not follow behind a plow too closely and please do not pass a plow. Although the trucks are equipped with mirrors, it is still difficult for the drivers to see when you are following too close. These guys are doing their best to be as efficient as possible on the roads, if they have to worry too about a car behind them it takes away from their time plowing. Also, when you are behind a plow, do not pass them. The drivers do not want to have to worry about having to move over to allow you enough room to pass. I appreciate your cooperation with these issues. I hope that with the planning we are already doing this year’s plowing will be as smooth as possible for both the snow plow drivers and the members.

One other note about plowing; if you have a medical emergency or urgent reason to have to get out on a morning that we are plowing, please call Missy or Karen at the Front Desk to alert them or call my cell phone – 815-275-6121 to make us aware of your situation. We will make every effort to accommodate you so you can get out. But the bottom line is, please don’t take unnecessary chances in bad weather or poor road conditions. Your safety should be your first priority.

Life Lessons and a View from the tree

By Eric Ehrhardt

Submitted by Rick Jensen

In today’s suburban culture of go go go for kids growing up, life can fly by with the hustle and bustle of school, organized sports, after school activities and the tremendous amount of homework that is delivered.

Up at 6am, pack the back pack with all the books and homework from the night before, get the reading log signed by parents and then figure out what to eat for breakfast. Maybe some instant oatmeal? Nah, maybe a protein bar and a glass of milk? Okay. Off to the bus the kids go. Then it’s one class after the other. Turning in the homework, learning new information, taking assignments down in the assignment notebook and off to the next class. The backpack is really heavy with most of the books and notebooks in it because there really isn’t enough time to get to the locker between classes. The final school bell rings and it’s off to the gym, the baseball field, football field or soccer field for practice. Or maybe it’s science club or piano lessons. 6pm comes around and it’s time to find some dinner as the after school snack is wearing off. Mom and Dad get home between 6 and 7 and help try and find something easy to make for dinner that’s somewhat nutritious. 7pm- 9 or 10pm is homework time. Maybe a few video games before bed and it all starts over.

Friday night rolls around and some of the friends want to meet up after the High School football game is over. Not Lucas and Hunter Ehrhardt. They have the car packed before Dad gets home as they want to head to Lake Carroll that night so they can be in the tree stand by 5:30am the next morning. Most of their friends will be sleeping until 11am after a long night of eating pizza, drinking soda and playing video games. The morning starts with leaving the campgrounds in the dark and heading to Trailside to sign in. Checking the wind direction when passing the air strip is key as that will tell what stand they might want to hunt as the whitetail nose is quite a force to be reckoned with. After sign in there is a pre-hunt routine which ensures the boy’s have their fanny pack filled with all they need. Phone, flashlight, bow shooting release, hat, gloves, safety lanyard, safety harness, tree pruner etc. The drive to the dark woods is met with great anticipation and excitement as the boys round the curve on Lake Carroll boulevard and a big buck chases a doe across the road! “Oh man the car erupts in excitement.” Three figures jump out of the car upon arrival to “the spot” and uncase bows put on final gear and head down valleys and across creeks

to those special spots in the woods. Everyone gets strapped into their tree stands in the dark and the boys send a text to Dad saying I’m up and strapped in. Dad replies “Good luck”. The sun rises on the dark woods and the boys are alert with their head on a swivel with eyes and ears wide open. Squirrels start to get active and rustle through the leaves. The boys have learned to turn slowly and learn what a deer sounds like walking through the dry autumn leaves. Texts get traded throughout the morning about what is being seen or not seen and life slows down. The morning hunt is concluded and everyone meets up at the car and shares stories of what was seen or what unfolded in excitement. Stories of great horned owls perching ten feet from your head. Sightings of foxes chasing rabbits. Maybe a coyote sounded off extremely close and created a startled. Then the stories of the deer. The scenes that unfolded in the woods where the “monster” buck chased the doe past the stand. Scenes only witnessed in person if you get up at 5am on Saturday to sit in the woods. Mid-morning is spent getting a meal back at camp then moving some tree stands and planning for the evening hunt and it all starts over again.

A few of the life lessons learned are: the need to practice and be precise in use of the bow as the hunters must qualify and be proficient with their gear. The hard work ethic is instilled as one must get up early and hike in, work to move stands, practice practice practice with the bow for a humane harvest and work hard to continually locate a good spot to see deer. The lesson of the circle of life and balance of nature is learned. Learning how to field dress, skin, quarter and process to make steaks, jerky and sausage is all part of it. (Which includes safe food handling techniques and processes.) Then there is the life lesson which is most important of all, that is the time spent with friends and family sharing a sport that is loved.

For all their hard work the boys have been rewarded for their work and contribution to the wildlife program. Lucas after harvesting 6 antlerless deer since the age of 11, harvested a 10 point buck last season at the age of 14. Hunter at the age of 13 in his second year of hunting harvested an antlerless deer this season. The boys thank Lake Carroll for providing the opportunity to learn these life lessons and the ability to be rewarded in many ways through the deer management program.

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Lake Carroll News, December 2013

Lake & Natural Resources

Home and Yard We occasionally receive calls from concern property owners on what they can do as residents (full-time or part-time) to help preserve our lake for generations to come. Even though we have many projects working on lake management, there are some things we, as homeowners, can do to make a positive impact on water quality within our lake. This information not only applies directly to Lake Carroll, but also applies for those that live fulltime in the suburbs or other areas, and only part-time here at Lake Carroll.

Please use this as an opportunity to become educated on how we impact surface waters where we live.

It may not be surprising to find out that your local lake has been impacted Joe Rush by pollution. However, what may surprise you is that a major source of that pollution often can start literally right in your own back yard! In many areas Lake Manager of Illinois, household pollution contributes significantly to lake degradation.

The source of much household pollution is outdoor activities and can be as diverse as yard work, working on the car, salting the steps in winter, or walking the dog. This publication will give you tips to minimize impacts your household may have on the lake near you. The natural patterns of land are altered when homes are built. What once was covered with vegetation is replaced with roofs, driveways, sidewalks, and streets. Consequently, the amount of water that can soak into the soil is reduced, resulting in more water running off the land and into lakes. As this runoff heads toward a lake, it picks up pollutants such as nutrients from lawn fertilizers, bacteria from pet wastes, litter, sediment particles from exposed soil... the list goes on and on.

In urbanized areas, runoff is often routed through a system of underground storm sewers that empty directly into a lake or a tributary stream. In this case, even if you live blocks away from the lake, it’s essentially like you’re living right along the lakeshore.

Also, because most storm sewer systems are designed to quickly remove water from developed areas during a storm, this causes pollutants to reach lakes even faster. What you do around your home can help-or harm lake water quality. For example, rain can wash improperly applied fertilizers and pesticides into lakes. On the other hand, carefully planned landscaping and prudent lawn care practices reduce the need for lawn chemicals and protect water quality. Similarly, anything that drips from a motor vehicle can wash into storm sewers. Antifreeze, gasoline, and motor oil are toxic to aquatic life. Just five quarts of motor oil can create a slick the size of two football fields.

Clearly, there’s a need to rethink what we’re doing at home if our lakes are to be clean and usable for generations to come. By following the tips found in this publication, we can all help minimize the impact of our home and yard care activities on local lakes, and at the same time enhance our homes and communities.

Page 5B

Simple Tips for Cleaner Lakes Whether you live in the city or the country ... whether your home is large or small ... whether you have a lot of time and money to invest in your yard or just a little-there is something you can do to help improve the quality of your local lake. The following suggestions are ways that you can make a contribution to clean Lakes and a healthy environment.

Around your home ...

• Use lawn and garden chemicals carefully and sparingly. Utilize manual, mechanical, and biological pest control methods first before chemical pesticides.

• Many Illinois soils already contain sufficient quantities of phosphorus to support healthy lawns.

Contact your County Extension Service agent for information on how to conduct a soil test of your lawn. If no additional phosphorus is needed, purchase only low or no-phosphorus fertilizer blends. The middle number on the fertilizer bag indicates the phosphorus content (“ 10-3-10” means the blend contains 10% nitrogen, 3% phosphorus, and 10% potash). Never apply more phosphorus than your lawn needs-your lawn won’t grow any better, but the algae and weeds in your lake will!

• Choose appropriate types of turf grass and groundcovers for your site’s soil, sunlight, and water conditions to minimize maintenance and fertilizer and pesticide use.

• Keep your mowing height high. Set your mower blade at 3 inches to provide a “taller” lawn that holds water better, requires less irrigation, and helps shade out weeds.

• Mow often enough to leave grass clippings on the lawn, and use a mulching mower if possible.

Grass clippings actually promote healthy lawns by recycling nitrogen nutrients back to the grass-for free! Alternatively, use clippings as mulch or compost them with leaves.

• On waterfront property, grow a “buffer strip” of dense, native vegetation along the shoreline to filter pollutants, stabilize the shore edge, and provide important wildlife habitat.

• Seed bare soil and cover it with mulch as soon as possible to minimize erosion. For major construction projects and room additions, disturb no more ground than needed.

• Never burn yard waste along the lakeshore. The ashes are quite high in nutrients and are easily washed into the lake, • Use yard waste on-site as mulch or compost, or dispose of it properly off-site. Don’t dump yard wastes along a lake or tributary stream.

• Keep fallen leaves out of the ditch or street gutter.

• Clean up pet wastes to prevent nutrients and bacteria from washing into the lake.

• On icy pavement, use sand or chip the ice off when possible. If using salt, apply it sparingly.

• Direct roof downspouts away from driveways and foundations and toward your lawn or planting beds where the water can soak into the soil. Use a splash block directly below your downspouts to help prevent soil erosion. If erosion still occurs, attach some flexible, perforated plastic tubing to the downspout to diffuse the water flow.

• Wash cars with a no-phosphate detergent on the lawn so soapy water can’t quickly drain toward the storm sewer and into your lake.

• When it’s time to drain your pool, let the water sit a few days without chlorine before draining. This can prevent localized chlorine contamination of your lake and other surface waters.

• If you have a septic system, inspect it annually and have it pumped out regularly- at a minimum every two to three years. Conserve water, and use water saving plumbing fixtures to maximize the septic system’s efficiency.

• Limit your overall use of toxic or hazardous products. Keep them away from drainage ditches, storm sewers, streams, and lakes.

• Check for drips under your car and repair leaks immediately to keep oils off pavement. When you can, walk, bike, or take public transportation.

• Properly dispose of (or better yet recycle) used motor oil and other automotive products.

• Check underground fuel storage tanks for leaks. Can you smell fuel oil or gas? Can you see oil on the ground or the lake surface?

In your community ...

• Tell public officials about the recreational, economic, and ecological value of lakes and your interest in keeping them clean, healthy, and usable.

• Support “best management practices” on agricultural land and construction sites in your lake’s watershed.

• Ensure that construction site soil erosion and sedimentation control ordinances are enforced.

• Encourage storm water management practices that reduce runoff pollution by letting water soak into the ground or by storing it temporarily in storm water detention ponds.

• Advocate the conservative and safe use of salt on roads, and promote the use of sand where practical.

• Support wetland preservation. Wetlands protect lake water quality by acting as natural filters of pollutants. They reduce flooding, furnish fish and wildlife habitat, and provide recreation and aesthetics.

• Participate in groups, projects, and events that promote conservation, lake and watershed protection, and shoreline clean-ups.

Lake Notes . . . is a series of publications produced by the Illinois Environmental Protection Agency about issues confronting Illinois’ lake resources. The objective of these publications is to provide lake and watershed residents with a greater understanding of environmental cause-and-effect relationships, and actions we all can take to protect our lakes.

Appreciation is extended to the University of Wisconsin-Extension and the Wisconsin Department of Natural Resources for permission to excerpt and adapt information and illustrations from their “Yard Care and The Environment” publications.

This Lake Notes publication was prepared by Holly Hudson, Michael Murphy, and Bob Kirschner of the Northeastern IllinoisPlanning Commission, Chicago, Illinois.

Permission granted to reprint with credit to the Illinois Environmental Protection Agency and the Northeastern Illinois Planning Commission.

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Page 6B

Lake Carroll News, December 2013

General Manager - Monthly Board Report (BOD) - November, 2013

Following is a synopsis of this month’s activities. I have identified those items that are of importance or that are not necessarily obvious. I have not included the normal day-to-day activities or those items that are covered by the Treasurer and others. Please also refer to the staff reports that have been provided.

The order is by department/category.

1. Report on directives from the October 18, 2013 BOD Meeting. a. None 2. Administration: a. Discussions with Mr. Steve Ward, contact person for the Cell Tower which AT & T. wishes to construct continued. An amended land lease agreement has been provided for Board review and approval. This matter has been placed on the agenda for discussion and approval under Unfinished Business, item “a”. This version will be submitted to New Cingular One Wireless for review and execution. b. Ms. Marie Laporte of Nicor has been assigned as our contact person for the construction phase. Numerous phone discussions and e-mail exchanges have occurred over the past 30 days to identify all of the costs the Association may incur during the project which are not included in the $546,176 Advance Deposit Agreement.

The two potentially unknown costs were for hard rock excavation/boring and working in winter conditions. Mike Kaysen, our Project Advisor and Nicor Representatives agreed that working in sub-zero conditions would be inefficient and costly. Therefore, it was agreed that no work will be performed when these conditions exist thereby eliminating any additional cost associated with inclement weather.

The bigger concern is related to the costs for hard rock excavation and the boring which would be necessary to cut through it. Though boring is the easiest, fastest and cleanest way to cut through hard rock, the exact cost for using this method cannot be identified until construction crews find it. Hard rock excavation is not included in the $546,176 cost. Mike Kaysen and I explained to Nicor that this represents an unknown liability for the Association and is not acceptable. On Monday, November 18, 2013, the Nicor Engineers agreed to use only conventional trenching methods for the installation of their gas lines. Utilizing open trenching methods may add time to the project but it will not add expense to Lake Carroll.

This matter has been placed on the agenda for discussion and approval under Unfinished Business, item “c”. c. The energy contract between the LCA and GDF Suez will terminate on November 30, 2013.

This was a two year contract which reduced our electricity costs by approximately 8% when compared with the rates which were previously offered by Com-Ed. Our new rate will be locked in on Friday, November 22, 2013, the day of the Board Meeting. Currently, Hudson Energy has offered the most competitive rate at $0.05570 with GDF Suez’s rate at $0.05664. A third quote through the Carroll County Electric Aggregate will be available for consideration and will be

Michael Schmieder

provided at the Board Meeting. d. Although the Spillway Bridge Deck Replacement project was approved at the October, 2013 Board Meeting, Fehr-Graham and Civil Constructors have advised that the project cannot be started until the spring. The weather and the lead time required to order the new guardrail were noted as the reason for the delay. e. Eastland School Superintendent, Mr. Mark Hansen contacted me to explain that the school is supporting a referendum to authorize a 1% County School Facilities Tax. Further information on the referendum is attached. f. An updated copy of the Fixed Asset Expenditures – Cash Status report is attached.

3. Safe Workplace Committee & Cinci-Safe Program: a. No specific report 4. Accounts Receivable & Front Desk: (see attachments) a. See updated 2013 dues status report. (attached) b. Twenty-nine Ownership transfers were processed between August 15, 2013 and November 15, 2013. Nine of these transactions were homes. c. Four Carroll County Trustee tax sales were recorded on October 13, 2013 resulting in four additional Dues Paying Members. d. Late fees for unpaid quarterly dues were added and billed on November 12, 2013. e. The Annual Meeting mailing which was approved at the October Board Meeting were prepared and mailed on October 31, 2013. f. Ballot counting for the Board election will be held at the Lake Carroll Conference Center on November 26, 2013 beginning at 9:00am.

5. Finance & Human Resources: a. Finance: i. Operating Statements for September and October, 2013 will be available and sent to the Board electronically prior to the 11/22/2013 BOD Meeting. ii. The proposed 2014 budget and the budget presentation have been posted to the Lake Carroll Website. iii. Lisa has been in contact with our new auditors, O’Conner, Brooks & Co PC. Field work for the audit will begin in early December. iv. Lisa has been working with the new Clubhouse Management Personnel to identify and improve the financial reporting procedures between the Clubhouse and the Accounting Office. b. Human Resource: i. No Specific Report 6. Safety & Security: a. On September 28, 2013, an International Trauma Life Support Pediatric class was held at the Conference Center. Instructors from Rockford Memorial Hospital conducted the nine hour training session. Eight Lake Carroll Security Employees and seven participants from surrounding departments attended the class for First Responders and EMT’s. b. Mr. Luke Fossett conducted an EMS continuing education class regarding strokes on October 16, 2013 in the Lake Carroll Conference Center. c. Luke also attended an EMS coordinator meet-

If you’re interested in learning this tile game, contact Sue Volk at 815-493-9026.

ing which was held at the Rockford Memorial Hospital on October 29, 2013 7. Information Technology: a. Deb Stagno has remained in contact with American Codifiers regarding the codification of the Lake Carroll Rules & Regulations and all Governing Documents. The first draft of the codification has yet to be received but is expected prior to January 1, 2014. A timeline for this project is attached.

8. Communications: a. As usual, Donna has been very busy keeping the web-site current, working with Julie to prepare and print the annual mailing, creating the proxy card, laying out the newspaper and creating the 2014 annual calendar and master calendar. b. Donna also made numerous, necessary changes to the Lake Carroll Rules & Regulations as well as the A & E Rules and Regulations which was submitted and approved at the October Board Meeting. c. Donna has updated the Sunrise/Sunset that will now be available on the web-site, at the LC office and at the West Marina. This table will no longer be printed and included in the Rules & Regulations booklet as the booklet will be printed by the codification company.

9. Facilities Management: a. The new trail bridge behind the dam has been installed. The bridge looks great and will be a nice addition to our trail system. b. The renovation of the old Nature Center at the lodge is complete and the new carpet was installed on November 19th. Donated workout equipment is currently being moved into place and the fitness room should be ready for use by December 15th. Chelsey Heckman is currently working to establish operating hours and opening and closing procedures. c. The Campground and Marina shower houses were closed and winterized for the season in late October. d. Preparing for winter and snow removal has begun and we have received our first deliveries of chips, salt and sand for the roads. Last year we used a chip/salt mixture which left more chips on the roads than desired. This year we are using smaller chips and some sand which should make the spring cleaning more manageable. e. Five new trees have been planted near the Campground Overflow area.

10. Lake Management/Wildlife: a. The Lake level as of November 15, 2013 was 736’ – 11”. (37” below pool level) b. All restrictions and safety recommendations relating to the Blue/Green Algae have been lifted as water samples indicate there is no longer a threat of elevated toxin levels. c. The 2013 hunting season and deer management program is underway. A summary of harvested deer & turkey is attached for your review. d. With the lake level already three feet below pool elevation, it will not be necessary to draw the lake down any further. We will however perform annual maintenance to the dam valve and it will be opened briefly as required by the State of Illinois.

e. Wendler Engineering performed our annual dam inspection in early November. This inspection is also required by the State of Illinois and the results of the inspection should be received prior to the end of the year. f. The reconditioning of the dredge took longer than anticipated but it was put in the water in early November. Due to low water levels, we were unable to get the dredge to the back of Three Tubes to start dredging this fall. The machine is operational and we plan to begin dredging operations in the spring when the lake elevation rises. g. The replacement of weir #2 which was approved at the October Board Meeting has been delayed until the week of November 25th due to job conflicts by Fischer Excavating. h. Our Lake Manager, Joe Rush will be making a presentation to the Board of Directors at the November 22, 2013 meeting. The presentation will include our long range sediment management objectives, the need for equipment the retention ponds which will be drained in the upcoming weeks to increase their efficiency. i. I have attached Joe’s complete Manager Report for your review as it has valuable, detailed information regarding the Lake, Dam, retention ponds and our long range plans regarding sediment management.

11. Building Inspection/Architectural & Environmental: a. Construction began on the 6th home permitted in 2013. b. The A & E Committee has recently issued permits for two additional homes during the month of November. These will bring the total of new homes for 2013 to eight.

12. Golf Operations (Pro Shop): a. The 2013 rounds comparison spreadsheet is attached b. The 2013 golf season, barring some very warm weather, is coming to a close. Due to the cold and wet spring, our total rounds are down by nearly 2,500 when compared to last year.

13. Golf Maintenance: a. No Specific Report 14. Clubhouse Operations: a. No Specific Report 15. Recreation Complex Operations: a. Aquatic Complex: i. The indoor pool remains open with all mechanical equipment functioning properly. b. Recreation: i. Chelsey is starting to plan for the ski hill and the winter festivities which will be held in January and February. c. Ski Hill: i. Mike Reid and John Doty have been reassigned from Golf Maintenance to the ski hill.

They are currently working on preparing and placing snow making equipment on the hill while the weather is good. One of our goals this year is to focus on making more snow, earlier on the tube hill with hopes of having that amenity open more days than last year.

16. Campground: a. No specific Report.

17. Equestrian Area(s): a. No specific Report

Lake Carroll News, December 2013

Page 7B

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Page 8B

Lake Carroll News, December 2013

Trail Talk

By Dan Herman

The Pack the Pantry Run was well attended this year. Scheduling this event in early November is playing a risk game with the weather, but we were presented with a crisp clear day and a group of hardy riders enjoyed a fun trip on the trail concluding with a warm campfire and “fix the world” conversation at the Plum River crossing. Once again the generosity of the folks at Lake Carroll showed through and we delivered a “stash” of 219 pounds of food items to the Shannon-Lanark Food Pantry. This was a record collection for our event. But the pantry needs and distributes more than food. Some items basic to everyday living are overlooked because of the emphasis on food products. The pantry always needs staples like paper products - bathroom tissue and paper towels, deodorants, shampoos, hand soaps, etc.

If you missed contributing at the time of the event, you can still support this very worthwhile, strictly local and volunteer, charity that provides food and other living items to families in need. There is a special need during the holidays of Thanksgiving and Christmas for that icon of holiday meals, turkey. Frozen turkeys are appreciated. The pantry is managed by a special couple, Bob and Gayla Colbert. To contribute you may contact Bob at 815-821-4941 or Gayla at 815-821-4951 to arrange a delivery.

A valuable contribution is that of your time; volunteer to help inventory, stock and distribute pantry items. Of course, cash always works.

The pantry can use contributed money to purchase identified needed items at special prices from supporting suppliers.

Earlier, I mentioned the Plum River crossing.

Are you puzzled about where it is? Well, it’s the site of a new bridge on the trail. That doesn’t help either, does it? Actually, the stream that is formed at the outlet of the dam spillway (added to by springs and other sources) is the resumption of the East Fork of the Plum River that is interrupted by the dam. And there is a new bridge there. The ford at the trail crossing of Plum River is wide and deep and gets more so when rains cause the spillway to flow. It is sometimes dangerous for ATVs to cross this ford. The ford

was bypassed by a wooden bridge just above it.

However the bridge was old and too narrow to carry some of the newer side-by-side machines.

So, a new bridge, capable of handling the larger machines, was included in the 2013 Fixed Asset Budget and was just completed and installed November 4. This new bridge provides a safe crossing for all machines at all times and the arched shape presents a “lift” as you cross that is fun, as well. See the photos included to see what you will experience next season.

Next year’s event schedule has been completed and includes: Poker Run June 14, Free Trail Rides July 19, Night Ride October 18, and Pack the Pantry Run November 8. The free trail rides will start from a different location (LC Admin Office parking lot) and explore a different part of the trail from previous years.

A new social opportunity for trail riders will be a trail convoy (a daytime version of the Night Ride) to be held immediately after the regular membership meeting the second Saturday of each month June through September. It will be an informal, come as you are spontaneous event where you can simply enjoy a group ride with your friends.

Progress report on the Swinging Bridge project. The Win Your Dues raffle was a success and raised a sizable amount to hopefully fund development of a professional certified design of the bridge. At this writing we are interviewing several engineering firms with the objective of selecting one to do the design work. I’ll continue to keep you updated on the progress of the project. And we will repeat the raffle next season with some added features and winning opportunities. Watch for announcements.

For you snowmobilers, Char Spathies has again volunteered to issue her trail snow cover report. The snow cover reports issued by the Association are focused on the ski hill, and trail conditions can be different. Char will tell you what’s happening on the trail. If you are not already on her distribution list you can contact her to be added at tralside@aol.com (it is not a misspell, the i in trail is not used).

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Lake Carroll News, December 2013

Plumtree Recreation Area Winter Amenity Schedule 2013-2014

Hours for recreational facilities, Barrel Snack Shack, & Hideaway Lounge subject to change based upon weather conditions and patronage.

Day & Date Saturday December 21, 2013 Sunday December 22, 2013 Monday December 23, 2013 Tues. Dec 24th & Wed. 25th Thursday December 26, 2013 Friday December 27, 2013 Saturday December 28, 2013 Sunday December 29, 2013 Monday December 30, 2013 Tuesday December 31st, 2013 Wednesday January 1, 2014 Thursday January 2, 2014 Friday January 3, 2014 Saturday January 4, 2014 Sunday January 5, 2014 Saturday January 11, 2014 Sunday January 12, 2014 Saturday January 18, 2014 Sunday January 19, 2014 Monday January 20, 2014 Saturday January 25, 2014 Sunday January 26, 2014 Saturday February 1, 2014 Sunday February 2, 2014 Saturday February 8, 2014 Sunday February 9, 2014 Saturday February 15,2014 Sunday February 16, 2014 Monday February 17, 2014 Saturday, February 22, 2014 Sunday, February 23, 2014 Saturday March 1, 2014 Sunday March 2, 2014

Plumtree Ski Area Tentative Events * Denotes Special Holiday Hours Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm

Merry Christmas!

Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm * NEW YEARS EVE * Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-7:00pm WINTERFEST Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm * Martin Luther King - Holiday * Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm * PRESIDENT''S DAY * Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm Ski Area Open 10:30am-4:00pm PLUMTREE SKI AREA CLOSING DAY

Barrel Snack Shack & Hideaway Lounge 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm

Aquatic Complex Open Swim 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm open for 12-24 am swim 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm

11:00am-4:30pm

12:00pm-4:00pm

11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-7:00pm

12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm

11:00am-4:30pm

12:00pm-7:00pm

11:00am-4:30pm

12:00pm-7:00pm

11:00am-4:30pm

12:00pm-7:00pm

11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm

12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm

11:00am-4:30pm

12:00pm-7:00pm

11:00am-4:30pm 11:00am-4:30pm 11:00am-4:30pm

12:00pm-7:00pm 12:00pm-7:00pm 12:00pm-7:00pm

11:00am-4:30pm

12:00pm-7:00pm

CLOSED

LESSON RESERVATIONS must be made at the LCA Office by close of business on Friday, one week prior to your lesson - 815.493.8549 option 10

TUBE TOW Saturday & Sunday 11:00am - 4:00pm Subject to change based upon weather conditions and patronage.

Plumtree Recreation Lift Ticket & Rental Rates Equipment and Tube Rental for Exclusive Use at Lake Carroll Plumtree Recreation Area Lift Ticket Member Lift Ticket $ Adults (13+) Guest Lift Ticket $ Child 12 & under Equipment Rental $ Adults (13+) Member or Guest Equipment Rental $ Child 12 & under Mber or Guest Tube Rental for Tube Tow - per hour $ Member & Guest, all ages (Price includes mandatory orientation) w / rental $ Groups (10 or more) (Price includes mandatory orientation) wo / rental $ Groups (10 or more)

N/C 10.00 5.00 10.00 5.00 5.00 20.00 15.00

Page 9B

Page 10B

Lake Carroll News, December 2013

Important Notice Regarding the Use of Credit Cards

By Mike Schmieder In early 2013, our Finance Committee began examining the rising costs associated with accepting credit and debit cards. In 2012, these costs (credit card fees) were nearly $50,000 with half of that being the result of Members using their credit cards for the payment of annual dues. While approximately half of our Members pay their dues with a credit card, the processing fees are spread among the entire Membership.

A motion was passed at the October, 2013 BOD Meeting to disallow the use of Credit Cards, Debit Cards and Gift Cards for the payment of Dues Assessments starting December 1, 2013.

Efforts were made to create a “service” or “convenience” fee to pass the expense on to the user. These efforts were unsuccessful as there are provisions in the agreement with our credit card processing company which do not allow such a surcharge.

While we intend to continue pursuing a legal means of charging a service fee for future years, the Association will not be accepting credit cards, debit cards or gift cards for the payment of any dues effective December 1, 2013.

You may continue to make your dues payments with check or cash. We encourage you to explore other payment options with your financial institution.

All other purchases at LCA facilities that currently accept credit cards will remain available.

Landscape Design & Installation Seeding * Sodding * Locally Grown Nursery Stock Evergreens * Shade Trees * Perennials Hardscape Installation * Stone Walks Retaining Walls * Fireplaces * Sea Walls * Rip Rap Maintenance * Mowing * Tree Removal Mulch Delivery * Snow Removal * Licensed Pesticide Applicator

Call Us for Your Snowplowing Needs!

Lake Carroll News, December 2013

RecDirect

Aquatic Complex Please be aware that during some of the open swim times, there may be a “swim at your own risk” sign posted. We recommend that no one swims alone; and that if children are under the age of 14, they must be accompanied by an adult.

Indoor pool hours are as follows: M-F Adult Swim 7:00am-10:30am Sat & Sun Adult Swim 8:30am-10:30am M-F Open Swim 4:00pm-7:00pm Sat & Sun Open Swim 12:00pm- 7:00pm Chelsey Heckman The Lake Carroll Aquatic Complex will have extended open swim Recreation Director hours for the Holiday season. The Holiday hours will be in effect starting Monday December 23rd thru Sunday January 5th with Open Swim every day 12pm– 7pm. With the few exceptions of Christmas Eve, we will be open just for morning swim, CHRISTMAS DAY we will be CLOSED, New Year’s Eve we will close at 4pm.

Plumtree Ski Area Saturday, December 21st will kick off our ski season at Plumtree Ski Area, weather permitting. Please refer to the Plumtree Recreation Area Winter Amenity Schedule in this issue for details of the Ski Hill Season. Winterfest will be coming up on January 18th with many fun activities planned. We will be having the “The Legends of Rock and Roll,” band back by popular demand. You won’t want to miss this event! Check out the agenda on page elsewhere in this issue.

Ski and Snowboard Instruction will be available this season with advance reservations required. We are very limited with our instructors, so only reservations will guarantee lesson availability. Please call 815-493-8549 ext 10 to make your reservation.

Recreation Events - See ads in this issue.

• Little Elves Workshop December 14th- advanced reservation required. See page 13B. • Winterfest January 18th. See page 10B. Live music entertainment from 6-10pm Legends of Rock and Roll!

• Winter Carnival February 15th. See page 7B. Live music entertainment from 6-10pm with Free Fall Band.

• NEW! Plumtree Fitness Center is planned to be open by Christmas! See details and rules on page 13A.

Wishing you and your family a very Merry Christmas and Happy New Year!

Lake Carroll Mixed Bowling League Where: Mt Carroll Bowling Lanes, Mt Carroll When: Monday’s at 3:00pm starting December 2nd and ending March 4th (13 weeks) Cost:

$12.00 per person per week, includes 3 games, electronic scoring and prizes (shoes not included)

Couples and singles to form teams as well as substitutes If you are interested please call or email; Jim & Pia Molloy, 815-821-3110 or 815-297-5203, jmolloy@jcwifi.com

Southside Service

Highland’s Youth Choir Presents Two Holiday Concerts FREEPORT — The newly named Highland Youth Choir, formerly known as the Highland Children’s Choir, will present two holiday concerts.

At 5:30 p.m. Monday, December 9, the choir will perform in the Freeport Public Library Conference Center.

The Youth Choir will also participate in Singin’ in the King at the King Center.

This concert will be performed at 6 p.m. on Wednesday, December 11. The 30-voice choir will sing a variety of sacred and secular holiday songs. Both concerts are free and the public is invited to attend.

This is a choir steeped in tradition, which began as the HCC Children’s Choir in the early 1980s. For more than 25 years the choir is credited for encouraging the musical talents of hundreds of adolescents and teenagers.

Special HCC Madrigal to be Held at Chestnut Mountain Resort FREEPORT, IL — Several Highland Community College students from Jo Daviess and Carroll counties will have roles in the December 12 production of the Madrigal Dinner at Chestnut Mountain Resort.

The student s are Alyssa Pilson, Lanark (wench); Garrett Hillary, Scales Mound (litter bearer); Tommy Losch, Savanna (litter bearer), and Maria Hartsell, Savanna (court lady).

Tickets cost $50 per person and include a three course yuletide banquet of fine food, along with much good cheer and hearty merriment. The evening begins with hors d’oeuvres at 6 p.m., with the call to the grand hall at 6:30 p.m. and the Madrigal dinner and show starting at 7 p.m. The show lasts approximately 2 hours and 15 minutes.

Proceeds from this special holiday music and dining festival will provide support to the HCC Fine Arts Department by establishing a fund that will allow HCC students to attend and participate in regional and international music and theatrical competitions and events, according to Allen Redford, HCC music instructor and director of the HCC Chorale.

Tickets are available on line at highland.thankyou4caring.org; or in person at Chestnut Mountain Resort (800.397.1320) or the Chestnut Visitors Center on Main Street in Galena; at HCC West in Elizabeth; at the HCC Foundation Office (815.599.3413). The Madrigal Dinner is expected to sell out and it is recommended that tickets by purchased by December 2.

Chestnut Mountain Resort is located at 8700 West Chestnut Road, just off Blackjack Road, south of Galena, IL. Overnight lodging is available at a special Madrigal rate of $79 (plus tax).

The Madrigal is being sponsored by the Highland Community College Foundation with underwriting from Galena State Bank, Midwest Medical Center, First Community Bank of Galena/the Apple River State Bank, Rentech Nitrogen (East Dubuque), and Law Jones Funeral Home.

Carroll County Locker

Custom Slaughter & Processing Retail Meats 122 E. Carroll Street Lanark, IL 61046 (815) 493-2370

M-F 7:30am-Noon & 12:30-5pm Sat. 8am-Noon

Mobil

Lube & Tire PLus! James Hazelbower, Owner

604 W. IL. Rt. 64 • LanaRk, IL

815-493-3016

• Oil Changes • Coolant Flush • Trans Flush • Timing Belt • Water Pump

Now Performing All Types of Mechanical Work • Wheel Alignments

• Tune Up • Exhaust • Struts • Bearings • Brakes

Hours: M-F 8:30-5:30 Sat. 8-Noon

Happy Holidays From

Custom Home Builders 12841 IL Rt. 73, Lanark, IL 815-493-6576

Our # Priority is to make your experience with CUSTOM HOME BUILDERS the best that it can be.

1

Your Local Stratford Homes® Builder: Kevin Miller, General Contractor

kmillerchb@frontiernet.net

Page 11B

Wishes you the warmest war mest of holidays and a happy and healthy New Y Year. ear.

Thank you for your patronage.

The Perdues and Sta Staff ff

Barb & Bob Hartman, Owners

Page 12B

Lake Carroll News, December 2013

Twice Sold Tales Has What You Are Looking For!

Denise Krysiak, Publicity Director, Friends of the Lanark Public Library Looking for unique gift ideas? Want more bang for your hard-earned bucks? Check out Twice-Sold Tales for the unusual, interesting, and inexpensive.

• Do you regret not saving precious moments with family and friends?

Mark the advent season by presenting children or grandchildren with a wrapped book each night leading up to Christmas and spend time together reading it. Twice-Sold Tales has many children’s Christmas books that would be perfect for this activity, as well as books for all ages and interests. Also available are brandnew puzzles and activity books, and nearlynew children’s books.

Need a grab-bag gift for a party or stocking stuffers for Christmas Eve? The bookstore has books for every interest and age level, ranging from ten cents to five dollars. Got a budding gardener or prospective handyman? How about a quilter or outdoorsman? There are books for that, and they’re at Twice-Sold Tales.

• Would you be interested in being able to make a creative work of art with a simple point-and-shoot camera?

• Would you be willing to share your creative photography, editing, matting, or framing techniques with others?

• Would you like to spend time photographing in the Lake Carroll Community?

• Have you walked the greenways to see spring wild flowers, or fall colors, or photographed a King Fisher from the water?

Still need an idea? The FLPL’s new embroidered bag has been very popular with customers; at $10 each, you can get one for yourself and several for family and friends.

Another unique idea is to gift a loved one with a membership in the Friends of the Lanark Public Library (FLPL). This organization was very active in the creation of the new library, and continues to support it through the bookstore and various fundraisers throughout the year. Either an annual $10 or a lifetime $150 membership will benefit the Lanark Public Library and its collections, as well as provide an opportunity for your recipient to be involved in a very “Friend-ly” organization.

Twice-Sold Tales, the gently used bookstore, is run by the Friends of the Lanark Public Library; proceeds benefit the Lanark Public Library and its programs and collections. The bookstore is located in The Special Touch’s Unique Mall at 504 IL Route 64 in Lanark.

Its hours are 9 am to 5 pm, Tuesday through Friday, and 9 am to 12 pm on Saturday.

• Have you captured your spouse, child, or grandchild at the Ski Hill or Tubing?

• Would you like to help the committee you serve by taking great photos?

If any of these questions interest you please contact either Reed Paxson at RMPaxson@aol.com, or Rick Brant at rbrantphoto@gmail.com, cell phone of (815)508-2556. We are seeking your input to see if there is an interest in creating a Photography Club in the spring of 2014. You do not need to be a “Pro” or have the best of equipment, just the desire to learn and share your creativity in photography.

Hickory Hideaway “More Than Just Lodging” Our comfy cabins are the perfect place tto o hang out with friends and ffamily! amily!

Gift Certificates Available for the holidays!

24366 Payne Rd. Shannon, IL 815.864.2099 866.333.1333 George & Sherry Vidinich Owners

FREE Wireless Internet Available govisit@hickoryhideaway.com

www.hickoryhideaway.com

ISENHART REALTY 866-493-2300

Sec. 20-30 .29 acre Fox Run Dr ..................... $2,500 Sec. 13-50 .25 acre Grouse Ln ....................... $2,700 Sec. 3-499 .30 acre Shady Ln......................... $5,000 Sec. 5-75 & 76 .55 acre Chadbourne Dr........ $5,000 Sec. 23-108 1.75 acres Broadview Dr...........$14,900 Sec. 15-4 1.29 acres Lake Carroll Blvd ........$14,900 Sec. 1-53 .25 acre on Captains Dr................$16,000 Sec. 27-16 2.63 acres on Shadowridge Dr ...$26,000 Sec. 26-14 1.73 acres on Wynwood Ct ........$29,900 Sec. 22-10 1.24 acres on Lakewood.............$34,900

Penny Fink Broker Associate Cell 815-275-3804 email pfink@aeroinc.net

Best Wishes for the Holidays!

Gravel • Sand • Dirt • Lime Backhoe • Crawler Work Free Estimates

Lake Carroll News, December 2013

Interested

in advertising in

Page 13B

Lake Carroll News?

Call Mike Ford 800-798-4085, ext. 616 mford@saukvalley.com

We install Boss & Snow Dogg Snow Plows!

May your well pump keep pumping.

You water heater produce abundant hot water.

Youu faucets never drip and Yo drain lines never clog.

But if they do...Y do...Your our friends at Toni’s Plumbing Service, your neighborhood plumbers, are always there when you need them.

21-78 Lake Carroll Blvd. Lake Carroll, IL

(815) 493-8484 www.trailsideinc.com

MOTEL MINIATURE GOLF GAS STATION GIFT LOFT GENERAL STORE

42 Business!

42 Years in Business!

Distributor for snow and ice control equipment!

Website: www.dmactservices.com

Page 14B

Lake Carroll News, December 2013

815-625-3600

800-798-4085

Breakfast with Santa December 8 and 15 9am-11am at the Clubhouse.

Kids get your photo taken with Santa!

1240 S. Adams Ave., Freeport, IL 61032

SWEITZER NURSERY

• Shade Trees • Fruit Trees • Evergreens • Shrubs • Perennials •Landscape Design • Installation • Lawn Seeding • Mowing • Retaining Walls • Skid Loader Work • Red & Brown Mulch SNOW PLOWING SERVICES AVAILABLE FIREWOOD FOR SALE 15166 Lovers Spring Rd. • Lanark (815) 493-2434 www.sweitzernursery.com Richard Richard Sweitzer Sweitzer 815-493-2434 815-493-2434 Tim Tim Sweitzer Sweitzer 815-994-2434 815-994-2434

Front Row: Candy Schubert, Jan Wilhelms, Omar Wilhelms, Heidi Miller Next Row: Dawn Barr, Sherry Watson, Peggy Pannell, Quayla Cheeseman, Robin Saar Next Row: Joanne Miller, Karen Bushman, Kate Datt, Cassandre Mlakar, Karen Schriner, Gail Mulay Back Row: Justin Schubert, Desiree Ozburn, Steve Wilkens, Maureen Unser, Jeff Kromm, Pattie Giedd, Brian Janssen, Jeff Norton, Allen Woessner

May the Wonders, the Joy, and the Warmth of this holiday season be with you and your families, now and throughout the New Year.

SHANNON • POLO • LAKE CARROLL

Shannon 1 S. Linn St. Ph. (815) 864-2111

Polo 1 S. Linn St. Ph. (815) 946-2777

Lake Carroll 24494 Payne Road Ph. (815) 864-2125

www.fsbshannon-polo.com

MEMBER FDIC

Page 15B

Lake Carroll News, December 2013

ngs!

reeti G s ’ n o s a e S See page 10B for DETAIls

TOYS & PUZZLES & GAMES FOR ALL AGES!

our neighbor neighborss and friends for your valued patronage.

We look forward to serving

Building Center

Pharmacy Center countrysidebuildersinc@gmail.com

101 W. Market St. Mt. Carroll, IL 61053

(815) 244-2171

HOURS: M-F 7am-5pm • Sat. 7am-1pm Closed Sundays

Page 16B

Lake Carroll News, December 2013

RE/MAX TOWN LAKE & COUNTR COUNTRYY Each office independently owned and operated

1

21-78 LAKE CARROLL BLVD • LAKE CARROLL, IL # Julie Wenzel

Patti Kloepping

815-541-1001

815-266-4020

Managing Broker

815-493-SOLD 815-493-SOLD

Broker Associate

WATERFRONT

PREMIER WATERFRONT HOME

24-90 Hidden Valley Court

27-47 Ridgeview Drive

WATERFRONT

13-89 Quail Hollow Drive Exceptional waterfront property with unique architectural details.

2.45 Acre Private waterfront lot with perfect mix of Woods and open waterfront.

5 Bedrooms - 3 Baths - 4850 Sq. Ft.

6 Bedrooms - 3.5 Baths - 3812 Sq. Ft.

2.12 ACRES & 205’ OF SHORELINE

SPECTACULAR LAKE FRONT

LE SA

woodburing fireplace & dockside patio.

$524,900

CUSTOM BUILT HOME ON 2.8 ACRES

28-19 Southview Drive Finished lower level with walk-out, 3 levels of living space.

4 Bedrooms - 2 Baths - 2,276 Sq Ft.

5 Bedrooms - 3 Baths - 3544 Sq Ft.

$389,000

$344,900

DEEDED BOAT SLIP

G IN D N PE

5 Bedrooms - 3.5 Baths - 3796 Sq. Ft.

$549,000

5-221 Heathcliff

$599,900 LAKE ACCESS

Stunning lake views from every room and close flat walk to water front.

5 Bedrooms - 3 Baths - 3327 Sq. Ft.

Full view of south bay, offered turn key,

5 Bedrooms - 3 Baths - 3316 Sq. Ft.

1-91 Farragut

23-41 Barrington Court

Incredible lakeviews from the quiet but open cove.

LAKEFRONT BARGAIN

2 main level master suites.

Premier Waterview with Expansive decks and 254’ of shoreline

$599,000

New Price $795,000

Outstanding Agents. Outstanding Results.®

1-171 Hooks Ct. Magnificent Lake View and unique lake access. 3 car garage.

3 Bedrooms - 3 Baths -2,472 Sq Ft.

$399,000

PERFECT LAKE RETREAT

LAKEFRONT BARGAIN G IN D N PE E L SA MUST BE SOLD FAST!

17-57 Lake View Circle

17-202 Lake Carroll Blvd.

On private cul-de-sac recently built with 4 season room and walkout.

Huge opportunity on this short sale lakefront property

3 Bedrooms - 2.5 Baths - 2532 Sq Ft.

3 Bedrooms - 2 Baths - 3990 Sq. Ft.

GOLF COURSE

PRIVATE CUL-DE-SAC

$343,000

BEAUTY OF THE GOLF COURSE

$339,000

LE SA 27-19 Shadow Ridge Rd.

2.52 Acre wooded lot with 3 stall garage and walk out LL

3 Bedrooms - 3 Baths - 2740 Sq Ft.

New Price $295,000 BEAUTIFUL LAKEVIEW

4-231 Sandpebble

Wooded lot and view of the golf course, close to clubhouse.

4 Bedrooms - 3 Baths - 2640 Sq Ft.

$279,900

HUGE REDUCTION!

1-36R Captains Drive

Excellent lake view, has 3 finished levels.

5 Bedrooms - 3 Baths - 2294 Sq Ft.

$199,900

4-176 Misty Ct.

New home on the golfcourse, hardwood floors, granite counters, SS appliances, immediate possession.

On a private cul-de-sac, near the lake and a screened porch.

New Price $278,000 GREAT LAKE VIEW

BEST BUY AT LAKE CARROLL

3 Bedrooms - 2.5 Baths - 2100 Sq Ft.

L SO 4-160 Beachcomber

G IN D N PE

3 Bedrooms - 2 Baths - 2059 Sq Ft.

$225,000

D

WILL CONSIDER LEASING!

19-60 Woodland Court

Quiet location, finished LL, Beautiful great room with wood ceiling and fireplace. agent owned.

Has Deeded Boat Slip

4-132R Sunset Ct.

Lakeview and seller wants an offer soon, finished LL.

3 Bedrooms - 2 Baths - 1911 Sq Ft.

3 Bedrooms - 2 Baths - 1591 Sq Ft.

$145,000

New Price $180,000

3-527 & 528 Fawn Ridge Drive On 2 lots, in great condition.

Has Garage under and New Furnace!

3 Bedrooms - 1 Bath - 1575 Sq Ft.

$109,900

LAKE CARROLL LOTS FOR SALE 17-14 Whitewater Ct................................................................................................. NEW PRICE $1,900 12-189R Briarwood.................................................................................................. NEW PRICE $2,900 16-259 Canterbury...................................................................................................................................................... $3,000 16-25R Elmhurst Ct........................................................................................................................................................$3,500 17-176 Harbor View................................................................................................. NEW PRICE $3,900 17-191 Harborview..........................................................................................................................................................$4,000 17-192 Harborview .........................................................................................................................................................$4,000 23-19 Broadview....................................................................................................... NEW PRICE $8,500 1-122 Kidds Ct.....................................................................................................................................................................$9,000

31-39 Wakonda.................................................................................................................................................................$9,500 19-75 Timber Ridge...................................................................................... NEW LISTING $10,000 3-383 Caribou Ct............................................................................................................................................................$10,000 26-15 Lake Carroll Blvd ............................................................................................................................................$14,900 4-236 & 237 Grandview. .................................................................................... NEW PRICE $16,000 23-7 Lake Carroll Blvd...............................................................................................................................................$19,500 27-20 Norwood...............................................................................................................................................................$23,500 24-4 LC Blvd..........................................................................................HAS A GAZEBO! $24,900

www.BuyAtLakeCarroll.com

DEEDED BOAT SLIP

24-88 Saddlewood............................................................................................MOTIVATED! $28,900 22-5 Lakewood Drive.................................................................................................................................................$39,000

LAKEFRONT LOTS

16-125 Stonehedge...................................................................................... LAKEFRONT! $179,900

e-mail us at:

BuyLakeCarroll@yahoo.com