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IBC 12.01

Page 12

EXCLUSIVE FEATURE

SECURITY AND PROTECTION

Security for today’s protection industry SUM Insurance’s Security and Protection Industry Practice provides industry-leading offerings for diverse needs. With pioneering expertise and flexible underwriting, SUM delivers unparalleled protection while adapting to evolving market challenges

IN TODAY’S fast-paced world, the security and protection industry faces increasingly complex risks. With services ranging from security guard operations and alarm monitoring to private investigations and advanced system installations, each role carries unique exposures that demand specialized insurance solutions. As security threats become more sophisticated and regulations tighten, businesses in this sector need coverage that not only meets but anticipates their specific needs. SUM Insurance’s Security and Protection Industry Practice addresses these demands with a suite of custom-designed solutions, delivering comprehensive coverage and high limits to ensure clients are protected against ever-evolving challenges.

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“Our underwriting authority is unparalleled. We make decisions in real time, allowing us to create solutions for our clients, insureds, and brokers without delays from external factors” Bryce Lanktree, SUM Insurance Addressing industry-specific needs A key feature of SUM’s offering is its coverage for “failure to perform,” which sets it apart in the security and protection industry. Unlike many Commercial General Liability (CGL) policies that exclude this coverage,

SUM’s policy provides peace of mind when insured’s products or services fail to perform as intended. Bryce Lanktree, CGL underwriter at SUM Insurance, explains, “If a security guard fails to respond to an alarm – which is considered

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