KEVIN GLEASON Author : Harper Knight
Bankruptcy Lawyers in Miami and Naples
The Constitution of the USA allows the Congress to formulate uniform bankruptcy laws throughout the USA. While the whole bankruptcy procedure is governed by federal laws, in order to determine property rights, state laws are applied. The global financial meltdown has taken its toll heavily on business establishments. It is because of this reason that bankruptcy lawyers in Miami and Naples can prove to be of great help. The impact of the economic meltdown has been so immense that more and more individuals, families, and businesses are taking to the route of bankruptcy. Constant reminders from creditors, ever burgeoning debt and foreclosure, and other similar financial situations can be quite stressful and come in the way of healthy relationships, thereby negatively influencing them. Bankruptcy can actually take care of financial problems and give a person a fresh lease of life. The complexities of bankruptcy laws necessitate the hiring of a bankruptcy lawyer. Bankruptcy lawyers Naples and Miami give valuable insights and information to people considering filing for bankruptcy. They often sit down with their clients and discuss the types of bankruptcy, its impact on their future, and other related issues. There might be instances where bankruptcy might not be the only option available. Bankruptcy lawyers in Naples and Miami help find out courses of action other than bankruptcy, wherever possible. Bankruptcy lawyers also help their clients take an informed decision about the type of bankruptcy they should file. For example, Chapter 7 bankruptcy or liquidating bankruptcy may be a better option in case of
unsecured debt, as this form of bankruptcy does away with future obligation of discharged debt. Chapter 13 bankruptcy, on the other hand, is more expensive yet is helpful in cases of home foreclosures. A Bankruptcy Lawyer Miami after reviewing the finances and formulating a plan to protect a client’s assets, can help present a case better than a nonlawyer. Choice of that good bankruptcy lawyer will help in protecting a client’s home, car, and other personal property and assets, and keep creditors at bay. A bankruptcy lawyer can think of various ways to protect a client. In case of foreclosure, a bankruptcy lawyer can help to either short sell the property, reorganize debt, or remove a second mortgage. Now, people in Florida need not worry about their dire financial situations. A competent and experienced bankruptcy lawyer in Naples or Miami will always provide sound legal advice and help get out of tricky financial situation.
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Published on May 30, 2011
The Constitution of the USA allows the Congress to formulate uniform bankruptcy laws throughout the USA. While the whole bankruptcy procedur...