a product message image
{' '} {' '}
Limited time offer
SAVE % on your upgrade

Page 1

THE 2020

h omebuying guide


CORONAVIRUS PROTOCOLS

KELLY+CO CORONAVIRUS PROTOCOL We’ve spent 20 years preparing for this day. After 9/11 and through the 2007-2012 recession we’ve empowered our team and our clients through knowledge, calmness and problem solving. We are working to stay ahead of the virus and the changes it brings to our daily lives and take every precaution in order to ensure not only our team members are safe but our clients as well.

As of today we have implemented a policy that includes:


YOUR PARTNERS

YOUR EXPERIENCED PARTNERS From the day you hire a Kelly+Co agent, and even past the day you step foot in your new home, consider us your dedicated real estate advisers. From that day forward, you are part of the Kelly+Co family. Whatever you need, we have the resources and expertise to guide your decisions. Throughout your transaction, you can come to us for both the little things and big, like comprehensive home insurance and competitive financing - we have the inside edge on both.

Kelly Allen CEO and Founder of KELLY+CO

After your purchase, ask us to recommend fully vetted service specialists or about how you can care for your home. Further down the road, should you ever want to sell, we'll be your trusted point person. You'll always have our number, and we'll always be ready to spring into action; just say the word!

21

YEARS IN BUSINESS

1k + TOTAL CLIENTS SERVED

219

CLIENTS SERVED IN 2019

or no deal WIN-WIN do the right thing INTEGRITY always come first CUSTOMERS COMMITMENT in all things COMMUNICATION seek first to understand ideas before results CREATIVITY TEAMWORK together everyone achieves more starts with honesty TRUST results through people SUCCESS


YOUR DREAM HOME

Your needs drive how and when we find your next home. From this day forward, everything we do will be motivated by your goals and how you imagine your life taking place in your new home. Once we get an understanding of where you see yourself, finding your dream home will move quickly, and with minimal interruption to your daily life.

Vuliz you deam home. What to Consider:

Price Condition Area


HOME BUYING 101

THE KELLY+CO HOMEBUYING PROCESS 1 PARTNER WITH AN

EXPERIENCED KELLY+CO AGENT

Absorb their local insight Get to know neighborhood inventory levels Gain access to off-market properties Review market averages

3 FIND YOUR NEW HOME

We'll create an FMLS search for you, which will then send you daily emails in real time as listings matching your critieria hit the market. Schedule home tours and plan an itinerary with your agent Nix homes that don't meet the mark

Complete needs assessment

2 GET PRE-APPROVED FOR A LOAN

Understand what you can afford

4 MAKE YOUR OFFER

AND NEGOTIATE THE TERMS

Determine your monthly mortgage payment

Review contract terms and time limit for offer

Obtain a pre-approval letter

Negotiate purchase price Choose a target closing date Sign the offer Deliver escrow check Stay in close contact with your agent


BUYING 101

THE KELLY+CO HOMEBUYING PROCESS 5 UNDER CONTRACT Celebrate! Secure a home loan Acquire home insurance and send proof to your lender.

7 CLOSING DAY:

WHAT TO BRING Connect with your lender to wire down payment funds.

Schedule home inspection and negotiate repairs

Government-issued photo ID(s)

Order an appraisal

Your checkbook

Neutralize contingencies. Schedule your closing Stay in close contact with your agent and lender

8 CLOSING DAY Sign closing disclosure, promissory note, and all other documentation Title transfer

6 BEFORE YOU CLOSE Transfer funds for closing

Deed delivery Get your keys - congrats, it's all yours!

Reserve a moving company and set a moving date Change your address through USPS, your bank, and other instances Set up your utilities to be activated or transferred Confirm that all contingencies are resolved Schedule the final property walk-through Designate a safe, dedicated space to save your final paperwork Stay in close contact with your agent, lender, and title company

Stay in touch with your agent for current or future recommendations regarding your new home, as well as to be updated


LOANS AT A GLANCE

FINANCING YOUR FUTURE HOME HOME LOANS AT A GLANCE

CONGRATS! YOU'RE APPROVED FOR A LOAN! Follow these tips to protect your loan.

DO: ?

Notify your lender of any address change, whether it's your home address or another listed on your application

?

Notify your lender of any salary or wage changes

?

Be prepared to provide proof of significant bank deposits

?

Acquire homeowner's insurance immediately after going under contract

?

Keep all forms of debt paid and in check

DO NOT:

G et pre-approved f or your loan

Your loan goes t hrough underwriting

A pply for a m ortgage

You're cleared t o close!

G et your home a ppraised

?

Make large purchases using existing credit without first talking to your lender

?

Apply for or acquire any additional lines of credit

?

Pay off, transfer, or close credit balances unless your lender instructs you to do so

?

Change jobs without first talking to your lender

?

Co-sign for another person seeking to obtain a line of credit or to make a purchase

?

Pay off collections before conferring with your lender

HAVE-ON-HAND A month's worth of your most recent pay stubs

Last three months of bank statements

Copies of your federal tax returns and W-2’s from the last two years

A copy of your real estate agreement

The names and addresses of your employers over the last two years, compiled into one list

The names and addresses of your landlords over the past two years

Divorce/separation decree Child support papers Bankruptcy, discharge of bankruptcy papers


YOUR HOME LOAN

HOW WE'LL YOURFIND HOME HOW WEFIND WILL YOUR PERFECT HOME

Through our extensive network of Realtors, we'll ďŹ nd "Coming Soon" homes for you to see before they hit the market. The Pre-Approval, Perfected

1

Apply directly and digitally

2

Simplify and expedite the process

The Bottom Line

We'll set up a search on FMLS

Working with a Keller Williams agent that will alert you in real time like me has its perks. Whether this when homes are listed or is your first time securing a home prices are reduced to your loan, or it's your 15th and you're price range. ready for a better alternative, look to Keller Mortgage for a modernday mortgage solution.

Through community outreach, we'll ďŹ nd off-market homes for you to see. The ZeroPlus Loan

1

A Keller Mortgage exclusive

2

Eliminate signing and lender fees

3

Shave off up to $1,000 from

4

Enjoy super-low interest rates

third-party costs

We'll search for homes that were previously listed and, for Mortgage operates Keller reasons, didnt sell. in 49various states. Not currently available in New York.


CLIENT TESTIMONIALS

OUR HISTORY OF EXCELLENCE Working with Angie to find and purchase a house was great! She is very professional and was very helpful throughout the entire process. She was able to quickly schedule showings for the houses we were interested in, and helped point out things that were good and bad about each property. Once we found THE house, she was able to describe exactly what we needed to do to win the multiple offer scenario, and get the sellers to go into contract with us. After that she put the dream team of broker/inspector/etc in place to fulfill the quick closing that the seller requested, and she was also a great negotiator! I would work with Angie again in the future for any real estate purchase or sale for sure! Landon. Bought home in 2019

Kristen was amazing to work with - her incredible work ethic, diligence, “can do” attitude, positivity and cheerfulness really were exemplary. She enjoys helping people find their next home and it shows. Colleen. Bought home in 2019

I can’t say enough about how much we enjoyed working with Matt! He was so knowledgeable, intuitive, respectful, patient, funny, and always positive/upbeat. He knows East Cobb SO well and truly listened to our preferences, and was never pushy - his goal was making us happy, not just trying to make a sale. He always went above and beyond in helping us, even going to preview some places for us when we couldn’t get out of work but didn’t want to risk missing out on seeing something. His follow through was great, and he really helped and supported us through some hiccups we ran into in the final stages of the homebuying process. He is part of a wonderful team too, so if for any reason at all he ever couldn’t be there for us, Kelly (who is amazing) or someone else surely would! It was an honor working with Matt and I’d recommend him to anyone! Tony. Bought home in 2019

KELLYCOHOMES.COM


CLIENT TESTIMONIALS

As first time home buyers, my wife and I couldn’t have run into a more professional, engaged, and fun realtor, Matt Bass. During our search, the market was quite competitive, and let’s be honest, my wife and I were a bit picky with choosing (and settling on) our first home. The housing market can be tough and sometimes even feel quite unforgiving, for example, a decided buy and higher offer being passed-up from a competitor with cash-on-hand. However, when you have a realtor like Matt, you carry a genuine sense of knowledge and confidence that you’re doing everything right. That, to us, was absolutely priceless. Persistence did pay off in our story, and we are absolutely LOVING our new home!!! We owe a great debt of gratitude and could never thank Matt enough for his all of his time and great deal of efforts into finding us our perfect home. Chirstopher. Bought home in 2019

Where to begin... My husband and I have been looking for our perfect home for a very long time. We went through two different agents that were unable to help us and then we met Traci. She was so patient and really listened to us. It didn't take long for her to find our new forever home! I will never use another agent nor will I recommend another one...she' s the best! Julie. Bought home in 2019

Courtenay Wall recently sold our home in Marietta and we are just so thrilled with how Courtenay masterfully guided us along every step of the way. Her level of honest and quick communication was top notch and we were comforted by her knowledge and ability to help us through the selling process. I would absolutely recommend her to anyone looking for a real estate professional- know that you would be in calm and extremely capable hands to help you through any bumps that may occur in the buying or selling process. With her outgoing and relatable personality you would end with another friend and not just a realtor Tricia. Bought home in 2019 KELLYCOHOMES.COM


THE KELLY+CO PROMISE

OUR PROMISE TO YOU Kelly+Co would like to extend our sincerest gra�tude for choosing to work with us! We promise to provide you with excep�onal service and create a five-star experience every step of the way. It is with YOU in mind that we give you OUR PROMISE:

• We will exceed your expecta�ons by being solu�ons based and service driven. • We will make every effort to limit surprises, and handle them accordingly when they arise. • We will work as a team in order to keep the process as smooth as possible. • Our team will focus on your wants and needs as a client, and always put you first. • We will work diligently with you to create a five-star experience so outstanding that you'll want to recommend us to the people closest to you for their future real estate needs!

We'll know we've done a good job when, by closing, you introduce us to a friend, family member, or co-worker that needs to buy, sell, invest, or simply has a real estate ques�on.


LOVE IT OR LEAVE IT

OUR RISK-FREE GUARANTEE

LOVE IT OR LEAVE IT We are so certain we will help you find the right home for you, that we are offering you a risk-free gurantee. If within your first year of purchasing your home, you don't love it, we will sell it for free.


Here's how you can get in touch with us 255 Village Pkwy #1417, Marietta, GA 30350 (404) 800-7111 hometeam@kellycohomes.com www.kellycohomes.com facebook.com/kellyandcompany.co @kellycohomes

Keller Williams Realty Market Center 3730 Roswell Rd, Suite 150, Marietta, GA 30062

Profile for kellycohomes

Kelly+Co - Buyer Guide 2020  

Kelly+Co - Buyer Guide 2020  

Advertisement