It is well-known fact that a health insurance plan works as a protection shield for a person who is insured. As per a report published by the Health Insurance Task Force (HITF), there was a substantial 30.6% rise in the consumer price from 2005 to 2015. Hence, with rising medical costs, the need for a health insurance plan has become indispensable. The good news is that majority of the Singaporeans already own health insurance plans, but what about the claims? For most of us, settling an insurance claim can be a daunting task but mostly it is the lack of right information that makes the entire process difficult. To make it easier, here is an article that will serve as a handbook to help you through your pre/post-hospitalisation claims in Singapore.