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Metropolitan Atlanta

specialize working with sellers, buyers, new home sales, and short sales

www.KarenHallSellsRealEstate.com


CHIEF EXECUTIVE OFFICER Karen Hall EDITORS Karen Hall Sieta Bell ART DIRECTORS Karen Hall Rita Cox Sieta Bell CONTRIBUTING WRITERS Karen Hall Psynaha Hall Terrell Patton Alwx Gibbs Sherina Pate Karen Hall Sells Real Estate FREE eMagizine is published by The Hall Realty Group © Keller Williams Realty Atlanta Partners, 1957 Lakeside Parkway, Suite 520 , Tucker Georgia 30084. Phone: 678.252.1900, Fax: 678.252.1909 Internet site: www.karenhallsellsrealestate.com

678-835-8474

678-252-1901


South East Atlanta

Atlanta Area Partners

Brené Brown, PhD, LMSW, is a research At Keller Williams Realty Atlanta - Perimeter East, we like to think we stand out from other real professor at the estate firms in many ways, but these areas in particular define Keller Williams Realty as an industry University of Houston innovator and leader: Culture, Education, Profit Share, and Technology. Graduate College of Social Work. An awardwinning teacher and speaker, she is also the New York Times A company built by Karen & Psynaha Hall and that has been shaped by bestselling author talented, driven real estate professionals who know the value of

Hall Realty Group

having a great career, accomplished colleagues, work-life balance, and a reputation for being the best in the business.

15 Invaluable Laws John C. Maxwell is a #1 New York Times bestselling author, coach, and speaker who has sold more than 24 million books in fifty languages. Often called America's #1 leadership authority, Maxwell was Identified as the most popular leadership expert in the world by Inc. magazine in 2014.

Total Money Make Over Dave Ramsey is America’s trusted voice on money and business. His five New York Times bestselling books— Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids— have sold more than 7 million copies combined.

Thou Shall Prosper

Daring Greatly INFOGRAPHIC of The Month Karen Hall provides a helpful and Informational visual data for you whether you are looking to buy or sell a home.

Down payment Resources Down Payment Resource®(DPR) creates opportunity for homebuyers, Realtors and lenders by uncovering programs that get people into homes. The company tracks approximately 2,400 homeownership programs through its housing finance agency partners.

CONTEST OF THE MONTH Whether you are just getting started or a veteran in the business, follow Karen Hall through The Millionaire Real Estate Agent stepby-step for seeking excellence in your profession and in your life.

Dream in Color - We Have Big Dreams Color & Essay Contest for ALL ages 3rd Grade and Up In 2017 we once again have a chance to recognize the remarkable in all our youth. In honor of Dr. Martin Luther King Jr.

1957 Lakeside Parkway, Suite 520, Tucker GA. 30084


ONLINE SALES PRE-LICENSE COURSES Atlanta Partners Real Estate School offers the best in online real estate education. Do you want to become a Georgia Licensed Real Estate Agent but don’t have the time to come to class because of work or your busy schedule? Sign up for our online Pre-license class and earn your Georgia Real Estate License in the comfort of your own home. You will have access to the online course materials for six months from the date you enroll call 678-835-8474 to find out more. Upon completion of the online course modules, the Georgia Real Estate Commission requires you to take a proctored course final exam. What does this mean? You will need to schedule a date and time to take the exam at an office location. **There is no additional fee for the course final exam. ** You will need to take the course final exam within 2 months of completing the online course modules. Final exams can be taken at any Keller Williams Realty Atlanta Partners office. We have locations in Augusta, Buford, Duluth, Newnan, Peachtree City, Snellville, Suwanee (South Forsyth County), Stockbridge and Tucker. VISIT WWW.KWTUCKER.COM & HTTP://ATLANTAPARTNERSREALESTATESCHOOL.COM/INDEX.PHP/ONLINE-CLASSES/ TO FIND OUT MORE

678-835-8474

678-252-1901


Working with Our Team

Each Office Independently Owned and Operated. If your property is listed with another Broker, this is not a solicitation. Keller Williams Realty does not guarantee the accuracy of square footage, lot size, or other information concerning the condition or features of the property provided by the seller or obtained from public records or other sources and the buyer is advised to independently verify the accuracy of that information through personal inspection with appropriate licensed professionals.

The Southeast Region of Supreme Lending is a national mortgage lender headquartered in Dallas, TX. Their Region includes 9 branches in GA, FL and NC (serving SC as well). Supreme Lending has close to 100 branches nationwide and is licensed in more than 45 states.


Are there tried and true principles that are always certain to help a person grow? John Maxwell says the answer is yes. He has been passionate about personal development for over fifty years, and for the first time, he teaches everything he has gleaned about what it takes to reach our potential. In the way that only he can communicate, John teaches . . . The Law of the Mirror: You Must See Value in Yourself to Add Value to Yourself The Law of Awareness: You Must Know Yourself to Grow Yourself The Law of Modeling: It's Hard to Improve When You Have No One But Yourself to Follow The Law of the Rubber Band: Growth Stops When You Lose the Tension Between Where You are and Where You Could Be The Law of Contribution: Developing Yourself Enables You to Develop Others This third book in John Maxwell's Laws series (following the 2-million seller The 21 Irrefutable Laws of Leadership and The 17 Indisputable Laws of Teamwork) will help you become a lifelong learner whose potential keeps increasing and never gets "used up." "My good friend John Maxwell has been a great source of inspiration and encouragement in my life and has motivated millions of people around the world to achieve new heights in their lives as well. In his new book, The 15 Invaluable Laws of Growth, John does what he does best; inspiring people to find and unlock their true potential and fulfill their God-given purpose. Regardless of where you are in your life, the principles outlined in this book can help you to forge better relationships, grow spiritually and become all that you were created to be."―Joel Osteen


The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-toown, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!" The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.


Ms. Moore 3-4 Beds/ 2.5+ Baths

Carol 3-4 Beds/ 2.5+ Baths

678-835-8474

Ms. Lym 3-4 Beds/ 2.5+ Baths

Felex & Kim 4+ Bedroom/ 2.5+ Baths

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Keller Williams Culture & Hall Realty Group Mission Statement

Listing Specialist Hall Realty Group I'm excited to say that I have been in the real estate industry since 1999 and I still love it.

Karen did an excellent job helping us sell a deceased family member's home. From her knowledge of the area market, setting the price, all the way through closing, Karen did a great job! If we were ever selling or buying a home anywhere in her working area.....no doubt we would be using Karen! - nbd90 09/15/2015

Karen is a pleasure to work with. She is extremely professional and very understanding of the needs of her clients. She is very responsive - she always replied to my texts, no matter what hour I sent them. Because I am so busy, she happily met me at whatever odd hour that managed to fit my schedule. - User2821662 11/21/2014


A practical approach to creating wealthbased on the established principles of ancient Jewish wisdom-made accessible to people of all backgrounds. The ups and downs of the economy prove Rabbi Daniel Lapin's famous principle that the more things change, the more we need to depend upon the things that never change. There's no better source for both practical and spiritual financial wisdom than the timetested knowledge found in the ancient Jewish faith and its culture. In Thou Shall Prosper, Lapin offers a practical approach to creating wealth based on the established principles of ancient Jewish wisdom. This book details the 10 permanent principles that never change, the ten commandments of making money if you will, and explores the economic and philosophic vision of business that has been part of Jewish culture for centuries. The book's focus is on making accessible to individuals of all backgrounds, the timeless truths that Jews have used for centuries to excel in business.

This book: Outlines 10 fundamental "commandments" relating to business and money Includes insights that will increase your potential for creating wealth, no matter what your faith or background may be Blends contemporary business stories and Lapin's own business experiences with the wisdom of the Torah and Talmudic prescriptions This Second Edition provides new examples, especially of Internet-related business opportunities. In addition, each chapter highlights specific action steps that can lead to wealth opportunities in both difficult economic times and periods of prosperity.


Every day we experience the uncertainty, risks, and emotional exposure that define what it means to be vulnerable or to dare greatly. Based on twelve years of pioneering research, Dr. Brené Brown dispels the cultural myth that vulnerability is weakness and argues that it is, in truth, our most accurate measure of courage. Brown explains how vulnerability is both the core of difficult emotions like fear, grief, and disappointment, and the birthplace of love, belonging, joy, empathy, innovation, and creativity. She writes: “When we shut ourselves off from vulnerability, we distance ourselves from the experiences that bring purpose and meaning to our lives.” Daring Greatly is not about winning or losing. It’s about courage. In a world where “never enough” dominates and feeling afraid has become second nature, vulnerability is subversive. Uncomfortable. It’s even a little dangerous at times. And, without question, putting ourselves out there means there’s a far greater risk of getting criticized or feeling hurt. But when we step back and examine our lives, we will find that nothing is as uncomfortable, dangerous, and hurtful as standing on the outside of our lives looking in and wondering what it would be like if we had the courage to step into the arena—whether it’s a new relationship, an important meeting, the creative process, or a difficult family conversation. Daring Greatly is a practice and a powerful new vision for letting ourselves be seen.


If you’re a first-time homebuyer, you’ve likely heard of an FHA loan. Why do so many first-timers flock to FHA? These loans, insured by the Federal Housing Administration, can be a great fit for new buyers because they allow low down payments (3.5%), good long-term interest rates and flexible qualifications. However, these affordable loans also include premiums (loan fees) and mortgage insurance for your lender to manage the risk on the loan. It protects your lender in case you default on your loan.

Interest rates have ticked upwards in recent months. While still at historic lows, interest rates have a big impact on the short and long-term cost of a home loan, especially for new buyers. This premium reduction may help offset the small interest rate changes for today’s buyers. FHA loans and down payment assistance Even though FHA loans offer low down payments, you may not know that your FHA loan can also be combined with a down payment assistance program, helping you save even more. There are approximately 2,400 homeownership programs available across the country, including grants, forgivable loans, tax credits and more.

FHA loans are not exclusively for first-time homebuyers. The low down payment is a big draw for new buyers, but repeat buyers can also use FHA loans. Find program options in your market. HUD cuts FHA mortgage insurance premium Shop your loan As the housing market stabilized, FHA took steps to periodically reduce premiums. On January 9, 2016, HUD announced it would reduce FHA’s annual mortgage insurance premium by a quarter of a percent. FHA estimates the change will save new FHA-insured homeowners an average of $500 this year. Why is this good news now?

Home loans aren’t one size fits all so be sure you shop your loan and interview multiple lenders to find your best fit. The updates to FHA loans may make it a more attractive solution, but there are many low down payment options available today. Keep in mind that if you are using a homebuyer program, you can pair them with a wide variety of loans.


KAREN HALL Real Estate Professional KW Atlanta Partners HALL REALITY GROUP 1957 Lakeside Parkway, Suite 520, Tucker, Georgia 30084 Karen Hall is a licensed Relator in Georgia, having held Direct: Mobile: Fax: Email:

678.252.1900 770.912.8616 678-252-1909 karenhall@kwrealty.com

her license for over seventeen years. Karen specializes in working with; sellers, buyers, new home sales and down payment assistant programs. Karen lives in Snellville with her husband and son. She also has another son and two granddaughters that reside in Atlanta. She enjoys traveling, hiking, reading, relaxing at the beach as well as socializing with friends and family. She has been a member of her church for nineteen years and currently is on the Board of Directors. She and her husband lead a small family group for the church in the Snellville area.

Find out how much your HOME is worth With a FREE Home Value Report


Dream in Color - We Have Big Dreams Color & Essay Contest for ALL ages 3rd Grade and Up In 2017 we once again have a chance to recognize the remarkable in all our youth. In honor of Dr. Martin Luther King Jr. legacy, The Realty group is sponsoring a Color and Essay Contest for children 3 years old and up. Participants can share their ideas for promoting freedom and justice as part of this annual Martin Luther King Jr. Holiday Color & Essay Contest. Direct Link: Download Color & Essay Sheet http://www.thehallrealtygroup.com/kh/contest.htm Grades Kindergarten - thru 2nd Grade - will have 1 winner Best Color Share Grades 3rd thru 5th - will have 1 winner Best Color Best Essay Share Parents Have Your Children Show Off Their Creativity. Download & Print to color and creatively share your vision for 2017 as best as you can and email or mail your attached entry back to us at. email to: contest@thehallrealtygroup.com mail to: 1957 Lakeside Pkwy, Suite 520 Tucker, GA 30084 deadline is January 30th 2017 winners will be announced Jan 31st 2017 on https://www.facebook.com/karenhallsellshomes The Winning Picture will get posted, promoted and shared!


Your success is our goal. Begin the next fulfilling chapter in your life and career. We focus on helping associates realize their fullest potential. Find out more by contacting,

678-252-1901


Karen Hall Sells Real Estate - Jan 2017