FlexWealth Advantage Financial protection for both immediate and long term needs 4 needs + 4 solutions = 1 product, 1 premium The Protection Plus Package With Kansas City Life Insurance Company’s FlexWealth Advantage Universal Life Insurance, you get quality protection at an affordable price. Kansas City Life’s FlexWealth Advantage UL provides a lump sum death benefit for immediate survivor needs while also accumulating cash values for emergencies or to help supplement retirement income. Kansas City Life’s Disability Payment of Premium (DPP) provides the security of knowing your premium will be paid in the event you become disabled.
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Kansas City Life’s Monthly Benefit Rider (MBR) provides monthly income upon death of insured to help offset ongoing expenses.
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Because inflation happens, Kansas City Life’s Automatic Growth Rider (AGR) increases your policy’s specified amount by 10 percent of the initial specified amount on every 3rd anniversary.
Co st of Liv ing
Initial Death Benefit Standard Nontobacco Here are examples of what you can purchase at different ages and monthly premiums. Chart is representative only. Age 25 30 35 40 45
Male Female Male Female Male 95,000 120,000 155,000 185,000 255,000 80,000 100,000 130,000 155,000 215,000 65,000 80,000 105,000 125,000 175,000 45,000 60,000 80,000 95,000 135,000 35,000 45,000 60,000 75,000 100,000
Female 295,000 250,000 205,000 160,000 125,000
*The examples shown above are FlexWealth Advantage universal life policies, form J173 or J174. Premium includes a $500 per month MBR, form R209, for the lifetime of the insured to age 65 and the DPP rider, form R191, which covers the indicated premium. There is no initial cost for AGR, form R211. There will be an additional cost if future AGR increases are accepted. The total increases from AGR will not exceed $100,000. Form numbers may differ based on state availability. Coverage may not be available in all states.
FlexWealth Advantage Consumer Handout