Lace y Cha mber of Commerce
July 2012 / Vol. 13, No. 7
Golf Classic Karen Schade’s team at the 14th Annual Lacey Chamber of Commerce Golf Classic. See page 5.
Inside this issue Calendar of Events
See the Sea Gals at the 2nd Annual BBQ Festival, sponsored by CenturyLink. See page 9.
14th Annual Golf Tournament Thank Yous 5 To Re-gift or Not to Re-gift
Can Getting Healthy be Harmful?
2nd Annual South Sound BBQ Festival
Business is Booming!
Quickbooks Tip of the Month
June 5:01 Surge! at Lucky Eagle Casino
Kidwiler Scholarship Thank Yous
Kidwiler Scholarship Recipients
The Ambassador’s Corner
June Forum—Think Chamber First
Work Toward Financial Independence
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Design and layout of the Thrive newsletter is performed by Essential Business Support.
June Forum Gene Dolan, Kidwiler Trustee Emeritus; scholarship winner, Hannah Padilla; and Lowell Gordon, Kidwiler committee chair. See page 5.
T HChamber I N K First Where can my out-of-town guests stay?
Best Western Plus Lacey Inn and Suites
Eagle’s Landing Hotel Holiday Inn Hotel and Suites King Oscar Motel
Phoenix Inn and Suites Red Lion Hotel Super 8 Motel
July Chamber Events 3
Tuesday—Military Affairs Council 7:30 a.m. Hawks Prairie Restaurant 8306 Quinault Drive NE
Independence Day—Office Closed (NO FORUM)
Saturday—2nd Annual South Sound BBQ Festival 10:00 am - 6:00 pm Cabela’s Parking Lot 1600 Gateway Blvd NE
Thursday—Member Orientation 10:30 a.m.-noon and 5:30-7:00 p.m. Chamber Conference Room RSVP to Tony Salas, 491-4141
Friday—Government Affairs Council 11:30 a.m. Panorama—Chambers House Restaurant 1751 Circle Lane SE
Wednesday—Education Council 12:00 p.m. (noon) Round Table Pizza 1401 Marvin Road NE
Wednesday—Board Meetings Executive 8:30 a.m. Complete Board 9:30 a.m. Chamber Conference Room
Tuesday—Ambassador’s Committee 12:00 p.m. (noon) Dirty Dave’s Pizza 3939 Martin Way
Tuesday—5:01 Surge! 5:01-7:00 p.m. Cabinets by Trivonna 4444 Lacey Blvd. SE, Suite G Sponsored by PSE
Lacey B.A.N.G. (Business and Networking Group) Tuesdays, 11:45 a.m.-1:15 p.m. Copper Creek Coffee Company 4120 Martin Way E
Wednesdays, 7:15-8:45 a.m.
Best Western Suites in Lacey 8326 Quinault Dr. NE
Space is limited in both groups, contact Tony Salas 491-4141 to reserve your spot. Free to attend, just the cost of your meal.
BBQ Festival Sponsors
Board of Directors
Executive Board Felix Peguero, President, Edward Jones Investments, 438-0341 Lowell Gordon, President Elect, The Creative Office, 754-1732 Angelique Wilson, Vice President, Professional Temp Staffing Agency, 786-8443 Mike Harris, Treasurer & Board Member, Columbia Bank, 459-3344 Karen Schade, Secretary, Edward Jones Investments
Jerry Farmer, Past President, 94.5 ROXY, 236-1010 Board of Directors Andrew Barkis, Hometown Property Management, 456-7368 Marny Bright, Business Examiner, 878-2158 Tom Carroll, Network Communications International, 701-1532 Al Eckroth, Virgil Adams Real Estate, 701-3307
Rainier Sponsors LeMay Lucky Eagle Casino Titus Will The Olympian Duncan & Associates
Grace Kendall, FASTSIGNS, 438-3800 Mike Thompson, Capitol City Press, 943-3556 Brent Walz, OBee Credit Union, 528-5361 Madelin White, Merle Norman Cosmetics, Wigs & Day Spa, 491-4911
Message from the President By Felix Peguero, Edward Jones Investments
just got off the phone with our executive director, Tony Salas, and he gave me some good news. Before we get to that, I wanted to preface the news with the fact that when I took over the Lacey Chamber presidency, one of the goals the board set out was to get the Chamber on a solid financial footing. Members, by God’s grace, we are realizing that goal. We have paid off all revolving debt, and our line of credit sits at zero. The only debt we have left is our tenant improvements, and we are now in a position to aggressively attack it and, at the same time, build our reserves. This is such an accomplishment, and it feels good! Thank you to all our staff, members, and volunteers that have helped us to continue to strive towards our goal of being debt free. Debt-free living is a challenge to say the least. It’s a commitment that people make sometimes out of necessity, sometimes because they just want to return to a simpler existence. Either way, it’s not a simple task in today’s world as we are surrounded by complexity. With frugality comes a stereotype that’s hard to shake. Tightwad, skinflint, stingy, are just a few descriptive words that come to mind. Do we deprive ourselves in the quest to be frugal and debt free? I think just the opposite is true. Being frugal enhances our lives and we grow into better, more responsible individuals. Frugality is physically and emotionally healthy! Not to mention the consequential economic and environmental benefits. Does it hurt us to be more creative through resourceful thinking? Of course not! There’s no deprivation in eating healthier and using your resources
better. The only thing that frugality and debt-free living will deprive you of is debt. Frugality is merely about managing your money before spending. It doesn’t mean that you can’t spend your money on the things you want. It’s about acquiring those “things” responsibly. You can do this using a good personal finance budget plan that includes spending-management tools. The world is growing so fast. Technology is constantly changing and improving. Consumers are racing to keep up with the demands of technology and its tools and gadgets. I’m convinced that this has a great deal to do with the fact that so many individuals and families are in financial trouble. I know that a lot of my personal debt came from trying to keep up. A faster computer, digital camera, surround sound, and game systems are just a few items I acquired through my credit cards. These electronic wonders didn’t come cheap. Who knows where it would have ended if I hadn’t come to my senses. Living frugal allows me to keep my head above water financially and my feet planted firmly on the ground. I encourage you to take a look at your own personal and business balance sheet. Find places to cut costs and increase revenue and manage your resources well. There are many budgeting tools on-line, and if you have not already, talk to your financial advisor for further guidance. As the first Wednesday of July is also Independence Day, we are not having a Forum. Instead, we request your presence at our 2nd annual South Sound BBQ Festival. It will be held on Saturday July 7 at the Cabela’s parking lot. Tell your friends and family. This is an event you don’t want to miss. At your SERVICE, Felix Peguero Lacey Chamber President
Where Family Means Everything.
2415 Pacif ic Avenue SE
Supporting Families and Education We make a donation to education for every new patient.
Happy Anniversary! By Tony Salas, Executive Director, Lacey Chamber of Commerce
OW! I can barely believe it has been a year since I began my dream job as your executive director. There have been some great things that have happened, like an increase in membership and both new members and existing members becoming more active. Think Chamber First has become the culture and battle cry of the Lacey Chamber of Commerce. This article is not going to be a recap of what we accomplished last year as there are many exciting things for us on the horizon. I’m sure that I will see most, if not all, of you at the second annual South Sound BBQ Festival on Saturday, July 7. The event will again be held at Cabela’s and will run from 10:00 a.m. until 6:00 p.m. Al Eckroth and his band of BBQ warriors have worked feverishly to put together a bigger and more entertaining event that will be the summer event you won’t want to miss. Some added attractions this year are dedicated to children and teens and include a large section with bounce houses, a fishing pond, and a mobile gaming bus. Teams representing four local tribes will be showing off their skills in a salmon cooking challenge with samples available for you to purchase. The business expo has been greatly expanded to include nearly 40 vendors from inside and outside the Chamber. For you car buffs, a great selection of classic cars will be there to showcase the great job of restoration and enhancement people put into their passion. There is no charge for admission, and there will be more booths set up to buy scrip for your food purchases. See you all there!
plan, which launches in July, gives you the choice of making your payments for membership in monthly installments or a single annual payment. You get to choose which method is best for your situation. The monthly payment program does have additional costs to the Chamber, which will mean the monthly payment program will be a bit more expensive than the annual payment, but for most members that additional cost should be about five dollars per month. Many of you expressed a desire for this service, and I’m happy we have found a solution to your request. Changes have been made to the features available to executive investors, which gives you more flexibility in how you use your benefits. In many cases you were locked into a certain event or function that may not have suited your marketing plans. You now have sponsorship credit that gives you a pool of credit to use toward sponsorships of many Chamber functions so you may align your activity with what makes sense for you and your business. You will be getting a letter with your renewal to explain the changes. Thank you to all our members for your great support this past year, and I’m looking forward to what we will accomplish in the next year. Think Chamber First
.K eep t
In our efforts to make the Lacey Chamber of Commerce as welcoming and easy to join as possible, there is a new payment plan coming for new and renewing members. This
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Olympia: 1625 Cooper Point Rd. SW • 360.357.6683 Lacey: 5210 Corporate Center Ct. SE, Ste. A • 360.459.2108
14th Annual Golf Tournament Thank Yous When you plan an outdoor event in Washington it doesn’t matter the time of year, the weather is never predictable. But, come rain or shine, if you plan it, they will come! That was the exact circumstances of our very successful 14th Annual Lacey Chamber of Commerce Golf Classic held on Friday, June 1. Not only did every golfer show up to play below a gray sky and in the wind, but two foursomes were added the morning of the tournament. After loading up on give aways, raffle tickets, mulligans, string, and chipping and putting tickets, the golfers were off to their tee boxes promptly at 8:00 a.m. For the next five hours they played in the sun, the wind, the rain and a sky full of gray clouds, but by the end of the day, fun was had by all. The players were treated to pulled-pork sandwiches, barbeque chicken, and an ice cream bar at the post-tournament banquet. Prizes were given out for best mixed team, best men’s team, women’s and men’s longest drive, women’s and men’s closest to the pin, and for the chipping and putting contests. After over thirty raffle prizes were given out, a grand raffle prize of a foursome of golf at The Golf Club at Hawks Prairie complete with limousine transportation was awarded to a lucky winner.
Thank You Volunteers
Chamber Staff and Volunteers
94.5 ROXY Anchor Bank America’s Credit Union Chicago Title Fisher Jones Family Dentistry O’Bee Credit Union Olympia Federal Savings Red Lion Hotel Nisqually Red Wind Casino Twinstar Credit Union Washington Business Bank
Chris Lester (Chris Lester Insurance Services) Alice Gaugler (Heritage Bank) Helen Moore (Heritage Bank) Denise Burditis (Heritage Bank) Diana Grantham (Heritage Bank) Kathy Powell (First American Title Insurance Co.) John Bradburn (gosmallbiz.com) Sarah Austin (Boys and Girls Club of Thurston County) Marny Bright (Business Examiner) Jayne Bradley (City Life) Courtney Schrieve (North Thurston Public Schools) Jeff Klingberg (Sign-A-Rama) John Pazar (Clear View Auto and Window Glass) Nick Kerry (KGY) Nona Woodard (MLS Funding) Stephanie Pelham Felix Peguero (Edward Jones)
Stephanie Hemphill Arvilla Moore
Green Sponsors 96.9 South Sound Country AM 1240 KGY D Zines Dirty Dave’s Pizza Parlor Greenview Training Solutions Keller Williams Realty – Judy Wilson NCI Northwest Hearth and Home Professional Temp Staffing Agency
Special Thanks Golf USA who donated the golf balls for the golf ball raffle
2012 Committee Members Chair – Angelique Wilson (Professional Temp Staffing Agency) Jayne Bradley (City Life) Kevin Myers (Golf Course at Hawks Prairie) Sarah Austin (Boys and Girls Club of Thurston County) Tabitha Johnson (Northwest Ranger/ Airlifter) Nick Kerry (KGY) Jeff Klingberg (Sign-A-Rama) John Pazar (Clear View Auto and Window Glass) Brent Bryant See Golf on page 8.
To Re-gift or Not to Re-gift Submitted by Annie Cappiello, Annies Unique Gifts and Gift Baskets
ver the past few years the term “re-gifting” has been popping up—the term was first used on an episode of the Seinfeld show. I’ve been asked if it is acceptable to re-gift an item. Some even want to add the re-gifted item in the gift basket I create for them. The most basic information on guidelines for re-gifting etiquette are:
• Rewrapping the gift. • Not using the gift before re-gifting it. • Not giving the gift back to the original gift giver. Think this never happens? The following is a true story from Mary in New York state. I gave my neighbor a beautiful Waterford vase. While I got it at a tremendous discount, I had searched hard for the perfect gift at a price I could manage (I am unemployed). The next year, she gave it to someone I knew, who was also stretched financially and commented on how she was re-gifted something that she would never use. I felt punched twice. Later, I found that she regularly re-gifted gifts I had given her daughters. I love the little girls, but they will no longer receive gifts from me as I cannot afford to subsidize the mother’s gift giving. Re gifting is not clever or fun. It is hurtful. If you prefer not to receive gifts, decline them and ask that in lieu of a gift, a donation be made to your favorite charity.
• Is the gift re-giftable? Never re-gift handmade or one-ofa-kind items. Signed books and monogrammed items are off-limits. Do you need to be told not to re-gift free promotional items??
her the gift, we dated for a few months, eventually going our separate ways. Years later I found the very same jacket prominently displayed in an upscale gallery on Boston’s Newberry Street! I would have bought it back, but the price tag was in the thousands!!! When I asked about the “artist,” the gallery had no idea and wouldn’t release the name of the owner. Let’s face it, re-gifting is not always an option. If you find the ‘season of giving’ stressful to you and your wallet, it is time to take a step back. Great gifts don’t necessarily cost a lot of money. If you really want to give something valuable, give your time. Give your friends and family members vouchers good for five hours of yard work, a batch of cookies, two car washes, or a weekend of babysitting. The possibilities are endless! Watch for the next article on more tips and etiquette for regifting. Annie Cappiello, Owner of Annies Unique Gifts and Gift Baskets Gift Baskets for All Occasions Specializing in Designing to Your Theme and Budget AnniesUniqueGifts.com 360-490-6086
Some gifts that are good candidates for re-gifting include good (unopened) bottles of wine, new household items, and inexpensive jewelry. Here is another true story from Chadd in Michigan. As a young student I was constantly strapped for cash, but was pretty artistic. I had a huge crush on a girl. I saw her admiring a handmade jacket at a fashion show, so I went to work and made a beautifully designed jacket by hand, very intricate and beautiful. I had never done anything like it before, so I assumed it was special only because I had made it, but held no other artistic value. After giving
Can Getting Healthy be Harmful to Your Health? By Joanna Power, Joanna Power Isagenix
utritional Products are not created equal and although there are many wonderful nutritional products on the market today there are also others to avoid. The fact is, there are products being sold by well-meaning individuals who do not have the training or expertise to know the effects of the products they represent. If they can sell it then surely it must be safe for my body, right? To paraphrase Billy Joel…They may be wrong but they may be right. So how do I know what is right for me? Do your due diligence before assuming the relative, friend, friend of a friend, or the person you just met at the mall has the knowledge of what will work best for you. If you are looking for long term health, two ingredients that bear watching out for are artificial sweeteners, such as Sucralose (basically Splenda), and soy. For whatever reason, instead of using readily available, naturally occurring sweeteners or products like the plantbased herb Stevia, companies use very dangerous chemical creations to sweeten their products. I implore you not to take my word for it, but do your own research. Simple Google searches reveal the many dangers of artificial sweeteners. Although there is a short-term benefit of weight loss, unfortunately, the long-term health effects are nothing short of disaster. Similar research on the subject of soy will reveal it is one of the most genetically modified, chemical laden, and damaging products to our body that the “health” industry has convinced unsuspecting consumers to buy. If all that wasn’t enough, another product line that I have seen emerge locally uses high fructose corn syrup (HFCS) in their product. HFCS is a toxic additive found in a wide array of processed foods like soft drinks, salad dressings, breads, ketchup, cakes, and cookies. The key word is processed. Many health professionals are suggesting there is a strong link
between the addition of HFCS into our diets and a rise in major health crises, which includes an alarming increase in obesity and type 2 diabetes. Why would companies use this for a sweetener with so many other options? Cost maybe? HFCS is incredibly inexpensive and abundant due to the corn subsidies in the United States. HFCS is not the same as fructose. Fructose naturally occurs in fruits, vegetables, and honey in relatively small, normal amounts that most bodies can handle quite well. While regular table sugar (sucrose) is 50% fructose and 50% glucose, high-fructose corn syrup can contain up to 80% fructose and 20% glucose, almost twice the fructose of common table sugar. So, you have done the right thing and taken action to improve your weight, energy levels, and health. Now I tell you that what you have chosen to do may actually be harming you? Well yes, actually I am. However, if you’re reading this it’s not too late! In the future, all I’m asking is that you do two things—do not assume that because an item can be sold that it is safe for your consumption, and do not take another person’s word for the integrity of the product that you put in your body. Do your own research. Educate and empower yourself! Also, you may want to check out the credentials and background of the individual(s) that you are choosing to listen to. They may mean well, but they may also be barking up the wrong tree! Please take action for your health before it is too late! There are fantastic products out there that can truly change your whole world and make living FUN again! Joanna Power has a master’s degree in Public Health and an undergraduate degree in Exercise Science. A former Division 1 Athletic Trainer, Joanna has always had an avid love of athletics. She is the mother of two epic young “men in training” and holds a black belt in Tang Soo Do Martial Arts. She may be reached at firstname.lastname@example.org or (360)701-4231.
Golf A very special thank you to . . . the staff at The Golf Club at Hawks Prairie - Woodlands Course, particularly Kevin Myers (Golf Pro), Trent Henning (Asst. Golf Pro) and Richard Wright (Cater Director), who we’ve had the pleasure to work with again this year. They are a professional staff and always create a fantastic day of golf! There were many Hole Sponsors that went above and beyond to show their team spirit. Prevailing as the Most Spirited Hole was Washington Business Bank with their Sounders FC theme and golf-hockey-soccer game!
L to R: Joanna West and Chaleah Shampine from Washington Business Bank showing their Sounders spirit and demonstrating the game of gohocksoc (golf, hockey, and soccer). C
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2nd Annual South Sound BBQ Festival – Entertainment!
ummer is officially upon us, and to kick off the season we would like to invite you to join us for one of the best summer traditions… BBQ-ing! The 2nd annual South Sound BBQ Festival will be at the Cabela’s Parking Lot on Saturday July 7 from 10:00 a.m. to 6:00 p.m. In addition to the best BBQ that the South Sound has to offer, you will find hours of entertainment for all ages. The line-up of bands for the festival includes Nolan Garrett, Prime Time Country, and Blues Redemption. Also taking the stage, and back by popular demand, is the ACU Chicken Wings Eating Contest! The contest will be broken up into two groupings, ages 17 and under and those over 17. To kick off the sauce-laden, bib-wearing contest, the famous Chicken Dancers will take the stage to lead the crowd in the ever popular Chicken Dance. So, be prepared to get up out of your chair and show us what you got! For all you Seahawks fans, don’t miss out on Blitz (see to the right), Blue Thunder (see below), and The Sea Gals, sponsored by CenturyLink—they will be mingling, performing, and signing autographs! This is an event that no Seahawks fan should miss! For more information about the festival and an entertainment schedule go to www.southsoundbbqfestival.com or like us on Facebook, www. facebook.com/SSBBQFest and follow us on Twitter, @SSBBQFest.
in o j e !! m Co fun the July 2012
Business is Booming! New Members Lacey City Councilmember, Ron Lawson 420 College St. SE Lacey, WA 98503 Contact: Ron Lawson Category: Elected Official Website: www.ci.lacey.wa.us Ruddell Road Dental Center 1607 Ruddell Rd. SE Lacey, WA 98503 Contact: Dr. Jared Persinger Phone: 360-459-1600 Category: Dental Vantiv – Merchant Services 2015 51st Ave SE Olympia, WA 98501 Contact: Dave Dusek Phone: 360-790-2474 Category: Merchant Processing/ Financial Services Website: www.vantiv.com
Renewals 1-2 Years: Bright Now! Dental Distribution Operations Center, LLC Earth Friendly Products—Boom! Native New Yorker Prairie Park Hotel United Wholesale Supply, Inc 3-4 Years Bonaventure of Lacey 5-9 Years Frontstream Payment—Ignite! Greater Olympia Dixieland Jazz Festival Lucky Eagle Casino—Boom! Nicholson & Associates Insurance
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10-14 Years Custom Security—Ignite! ProActive Sportsmed Titus-Will Capital Chevrolet Virgil Adams Real Estate 15-19 Years Behavioral Health Resources Chris Lester Insurance Services Copiers Northwest, Inc The Golf Club at Hawks Prairie Lacey Park Apartments Nisqually Red Wind Casino Pacific Electronics, Inc TCMS 20+ Years Thurston Economic Development Council
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June 5:01 Surge! at Lucky Eagle Casino On June 12 the host of the June 5:01 Surge, Lucky Eagle Casino, welcomed the Lacey Chamber and our members. Lucky Eagle Casino, located in Rochester, used this event to showcase the great work they do in the community and provided an update on the nearly completed expansion of the Eagles Landing Hotel. Upon arrival, guests were greeted with a great feast set up by the catering division of Lucky Eagle Casino. The menu included a fruit & vegetable tray, little quiches, teriyaki chicken skewers, bacon wrapped scallops, and even carved prime rib. Lucky Eagle gave away great prizes including a pair of tickets to the sold out Randy Travis concert—Ambassador Dan Nicholson was the lucky winner and continued his 5:01 Surge wining streak. Thank you Lucky Eagle Casino for a great event.
Kidwiler Scholarship Fund Thank Yous The Lacey Chamber would like to thank these member businesses who donated raffle prizes to benefit the Kidwiler Scholarship at the June 2012 Forum:
Above: Dan Nicholson showing off tickets to the Randy Travis concert. Left: Gary Liden, TwinStar Credit Union; Jerry Farmer, ROXY 94.5; and Chris Lee, Greenview Training Solutions.
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Edward Jones Investments, Felix Peguero—Stress pig FASTSIGNS—Gift Basket Greater Olympia Dixieland Jazz—2 One-day festival passes Olympia, Lacey, Tumwater Visitor Convention Bureau—Day of Fun pass! Professional Temp Staffing Agency—Crystal cracker tray S. Stewart Ridgeway, CPA—Coffee Sign-A-Rama—Banner stand South Bay Press—Framed art work UPS Store Lacey—6 months small mailbox service
Thank you for your continued support!
Kidwiler Scholarship Recipients
t the June Forum, the Lacey Chamber awarded seven scholarships to North Thurston Public School seniors. The scholarships were awarded by the Ray Kidwiler Memorial Scholarship Fund, which is administered by the Chamber. The scholarship fund was established in memory of Ray Kidwiler, a founding member of the Chamber and two-time past president, by his widow. The scholarships are awarded to North Thurston Public School graduating seniors that plan a career in some field of business. Since its establishment, the fund has awarded over $60,000 to graduating seniors. As part of the application process, the students had to write two essays. One essay was on the importance of the private enterprise system as part of our nation’s economic system, and the other was on how their educational and career goals relate to the private enterprise system. Lastly, the applicants were invited into an interview with the Kidwiler Scholarship Committee.
The students that applied showed that the quality of the students coming out of North Thurston Public Schools is of the highest caliber. Members of the interview panel were Stewart Ridgeway, CPA; Lowell Gordon, The Creative Office; Courtney Schrieve, North Thurston Public Schools; Cynthia Hancock, Precisely Right Bookkeeping; Mike Harris, Columbia Bank; and Gene Dolan, trustee emeritus.
This year, the fund awarded a total of $6,800 to:
• Kathy Nguyen, North Thurston High School - $2,000 • Megan Beatty, North Thurston High School - $1,500 • Emily Rood, North Thurston High School - $1,500
L to R: Gene Dolan; scholarship recipients; and committee chair, Lowell Gordon, The Creative Office.
• Christina Schaller, Timberline High School - $500 • Hannah Padilla, Timberline High School - $500 • Mariah Partin, Timberline High School - $500 This year’s recipient of the Gene Dolan Academic Achievement and Community Service Award, which carries with it a $300 cash award, was Molli Vallario, North Thurston High School. This award was named for the Trustee Emeritus Gene Dolan who ran the scholarship program for forty years and is awarded to the student that best exemplifies a combination of academics and community service.
The Ambassadorâ€™s Corner Mike Wolfe Mutual of Omaha How long have you been an Ambassador? Since April 1996 Why did you choose to become an Ambassador? To get more involved with the Chamber, get to meet more members, and it is fun. What benefits does your business get from you being an Ambassador? It lets the business community know we are still in town and they have all the personal lines available from a top name and dependable company. What do you enjoy the most about being an Ambassador? Working with a fun group of people to help events run smoothly. What is your favorite Ambassador memory? Receiving the Ambassador of the year award the first time.
Bio Stuff Favorite Sport? To play golf, to watch football (Seahawks!) Favorite Actor/Actress? Harrison Ford Favorite Movie? Regarding Henry Favorite Vacation Spot? Kauai Favorite Childhood Toy? Fishing pole What is the first thing you recommend someone new to Lacey to do? Check out the golf courses.
June Forum—Think Chamber First
he June Forum was one of the highest attended luncheons of the year! The event started off with over 100 guests mingling, networking, and learning about Forum sponsor, FASTSIGNS, and media sponsor, Thurston Energy. James Nations form FASTSIGNS spoke about how signage, displays, and media can help to brand and effectively promote a business. Annette Roth from Thurston Energy informed the attendees about how taking advantage of their Home Energy Audit program can help a household to save money.
the 300+ members of the Lacey Chamber can have a large financial impact in the business community by taking their buying power to fellow Chamber members. As always, the luncheon wrapped up with the Kidwiler raffle and more networking and mingling.
Another success in June was the growth of the Chamber. Felix Peguero, Lacey Chamber of Commerce president, was proud to introduce ten new members to those in attendance. After recognition of the new members, Stewart Ridgeway took the lectern to announce the Kidwiler Scholarship winners for 2012. It was a record year for the amount of scholarship dollars the committee was able to grant the students and seven North Thurston Public School students were awarded. The next group to be acknowledged was a group of students from Aspire Middle School’s math team who made it to the state level of Math Counts. The topic of the luncheon was Think Chamber First, and the speaker was Lacey Chamber of Commerce executive director, Tony Salas, who took the stage while the Rocky theme song played in the background. With more musical interludes, Salas demonstrated how Thinking Chamber First can keep hundreds of thousands of dollars in the Lacey Chamber community. He implored the crowd to take on the Think Chamber First culture of thinking as they go about their everyday lives. Examples included buying gas and groceries and addressed how
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Work Toward Your Own Financial Independence Day Submitted by Karen Schade, Edward Jones Investments
nce again, Independence Day is here, bringing fireworks and barbeques. Of course, the 4th of July is more than hoopla — it’s a time to reflect on the many freedoms we enjoy in this country. Yet, for many people, one important type of freedom — financial freedom — is still elusive. So you may want to use this holiday as an occasion to think of those steps you can take to eventually declare your own Financial Independence Day. Here are some moves that can help:
• Create a strategy. Financial freedom doesn’t just happen
— it takes planning, patience and perseverance. To work toward your financial independence, you’ll need to create a financial strategy, in conjunction with your financial advisor, and stick to that strategy. Over time, you’ll need to make adjustments, but if your overall strategy is appropriate for your goals, time horizon and risk tolerance, it should help you get you to where you want to go.
• Contribute as much as possible to your retirement plans.
Each year, put in as much as you can afford to your 401(k) or similar employer-sponsored retirement plan, such as a 457(b) if you work for a state or local government or a 403(b) if you work for a school or other tax-exempt organization. These plans offer the potential for taxdeferred earnings, so your retirement funds can grow faster than if they were placed in an investment on which you paid taxes every year. Also, if you’re eligible, try to “max out” on your IRA every year.
strain on your spouse or grown children. After all, the national average rate for a private room in a nursing home is more than $87,000 per year, according to the 2011 MetLife Market Survey of Nursing Home, Assisted Living, Adult Day Services, and Home Care Costs. And the national hourly rate for home health aides is $21, according to the same survey. Medicare typically pays very little of these costs, which puts the burden on you. Fortunately, some investment vehicles can help you deal with long-term care expenses. Consult with your financial advisor to determine which of these vehicles may be appropriate for your needs. A national holiday won’t be declared when you achieve your financial independence — but, for you, it will be a time well worth celebrating. So do what it takes to work toward the arrival of that happy day. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
• Maintain adequate life insurance. If you have a family, you
aren’t just thinking of your own financial independence — you have to think of theirs, too. And that’s why you need to maintain adequate life insurance, particularly during the years when your children are growing up. But even after they’ve left the home, you may find that life insurance can be valuable in providing retirement funds for your spouse, should anything happen to you. And if you have permanent life insurance, which contains an investment component, you can generally access the cash value, through policy loans or withdrawals, to help pay for your own retirement.
• Protect yourself from long-term care costs. You may
never need any type of long-term care, such as a stay in a nursing home or assistance from a home health aide, but if you do, the enormous costs can threaten your financial independence — and possibly even put an economic
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