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(An Affiliate of Wells Fargo Home Mortgage)

INTEREST RATES as of November 5th th,, 2010 (exclusively for you from The VZ Group at Prosperity Mortgage Co.)

Call for more details: 240240-497497-6154 *Conforming loan amount is $417,000 or less **High Balance Conforming loans from $417,001 to $729,750 ***Non-Conforming JUMBO loan amount is $729,750 or greater ****FHA Government loans from $1 to $729,750 **** VA Government - 100% Financing available - loan limit from $1 to $768,750

*CONFORMING* CONFORMING* up to $417,000: $417,000: 30 Year Fixed 15 Year Fixed Fixed 7 Year ARM ARM 5 Year ARM

4.000 4.000 % 3.250% 3.250% 2.750% 2.750% 2.500% 2.500%

**HIGH **HIGH BALANCE CONFORMING $417,001 to $729,750: $729,750: 30 Year Fixed 15 Year Fixed 7 Year ARM 5 Year ARM

4.000% 4.000% 3.750% % - NO POINTS 3.750 3.000% 3.000% 2.750% 2.750%

***NON ***NONJUMBO*** up: NON-CONFORMING JUMBO** *** $729,750 and up: 30 Year Fixed 5 Year ARM

4.875 % *NO *NO POINTS/ NO FEES 3.875% 3.875%*NO POINTS/ NO FEES

****GOVERNMENT ****GOVERNMENT FHA & VAVA-: 30 Year Fixed 5 Year ARM

4.250 %- NO POINTS 2.250% % 2.250

All rates are quoted for purchase transactions, with one discount point (unless otherwise noted), with a 60 day lock and credit scores above 740, on a primary residence. Call for quotes on different credit scores and/or CLTV. Investment & Condo purchases may have pricing adjusters. All First Mortgage products are offered and provided by Prosperity Mortgage Company. Credit and property subject to approval. Prosperity Mortgage Company may not be available in your area. Information is accurate as of the date of printing and is subject to change without notice. All Rights Reserved.


Mortgage Rates as of Nov 5