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Health insurance help.? So my father canceled our insurance last year and we have no health insurance. I know that this leaves us in a very bad spot. Im looking for some advice as to what me and my family should do. My mom is 40 and my dad is 38 my brother is 12 and i am 18. We make just under 60K a year. My father is a private contractor so we had an idea to try and get him business insurance that would cover my family. My mom had an idea to get a legal separation with my father to help keep cost down. I don't know how well any of that would work. I don't know very much about how health insurance works or any loopholes we can use. So i guess i need to know. a) How can we get cheap health insurance in New Jersey ? b) What are the best plans for people in my situation ? c) Is there anything i should know about health insurance to help my family out? Thanks so much in advance. Estimate on drivers insurance? Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount." Any 18 Year old drivers with car insurance? I'm 18 and I cant find any insurance under 7K and this is clear ageism. Are there any other young drivers who are sole policy holders with cheaper insurance? "Car insurance rates are through the roof and I don't know why, help!?" I need help with car insurance, I'm having some problems. Okay, I'm a 21 year old single, never married, male and I got my driver's license when I was 18 in March 2008. Now, I know my car insurance rates are high because I'm young and a guy, but here's the problem. I see people who are about my same age who have been driving for the same amount of time as and have no accidents, violations, or tickets like me. My car insurance rates are ridiculously high, I mean insanely high, even compared to others my age. My younger brother even, he's had his license for a year, he's 19, and had 3 speeding tickets and still pays less than me. On average for my car insurance rates, getting quotes online range from about $1500 all the way up to $2500 for 6 months! I used old vehicles, new vehicles, safe vehicles, unsafe vehicles, every kind of car/truck you could imagine and my projected rates are still through the roof. For example, for full coverage with the minimum amounts and highest deductibles, my insurance on a 2010 Mazda 3 would be about $1800-$2300 for 6 months. However, I also got a quote for a 1997 Ford Escort and the same exact coverage is still $1200-$1300. I don't get why my rates are so much higher. A coworker of mine is 21 years old, not married, no tickets, and has had his license since 18 like me, and he has a 2007 Mazda 6 and he only pays about $170 a month, which translates to about
~$1050 for 6 months. I put in my information including SSN on the same company's web site that he uses (Geico) and my insurance rates are about $1700 for 6 months. So my question is why are my insurance rates so high? I have no tickets, no moving violations, no accidents, nothing, and yet insurance rates are so high. I figure SOMETHING has to be on my driving record, but I can't imagine what. How can get a copy of or look at my driving record? I just want to know why my rates are so much higher than other people, male or female, who are about my age and have been driving for about the same amount of time and yet I still pay 2x or 3x as much as me. Please help me out! =)" Since the Democrats are forcing Americans to buy health insurance? Should the next Republican administration and majority force Americans to buy and maintain firearms? Backdates homeowners insurance?r=1268786067? Can an insurance company back date homeowners insurance? Will Photo enforced tickets raise insurance rates? How can this raise rates to specific drivers if more than one person operates that vehicle? Not fair to raise the rates of the person whom the car is registered to because they may not have been the driver. Looking for affordable health insurance for the sefl employed? i cannot find any affordable insurance and i need assistance Where can i find a free insurance company that won't rap me off? i need a website that i can get a insurance for medical and dental. where can i go Difficultly getting car insurance ? i am 17 years old and my mom is buying me a car from a private dealer. the only problem there is is that my mom doesnt have a license so i have no way to get car insurance. i was wondering could i get insurance by myself if my moma signs the papers with me? also can i get a car's title in my name since im 17yrs old? Gta V - How do i get car insurance? I got myself a nice Bugati Veyron, how do i get car insurance on it?" Is motorcycle insurance expensive in southern california for an 18 year old male? i want to drive a motorcycle, but if the insurance is too expensive, then ill refrain from it. How much is it for a male, 18 years?"
Liability insurance for massage therapist? I will be getting my massage therapy license in about two weeks...if I work for a spa, will I need liability insurance? Or will my employer cover me?" Will Progressive insurance do this for me? Progressive advertises that they show you the rates of other insurance companies as well as theirs. I am a current long time customer of Progressive and want to shop to around for cheaper options. If I call Progressive, will they give me the quotes of other insurance companies without me having to shop around?" I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is? http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote; Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them. Pay out of pocket for my car or go through my insurance company? I live on a hill. Last week, in a quirky weather situation, the street I live on got super-slick just long enough for my 2000 Toyota Camry to go into a 300' free-slide down the hill and crash into a curb and a tree. It was a one-car accident, no one was injured. The repairman can only give me a rough estimate at this time but he thinks it'd cost about $1500 to repair using old body parts, although he says it could cost more if he finds more damage as he goes along--in that case he thinks it might cost up to $2,000 to patch it up out of pocket. I asked him about the pros and cons of paying out of pocket vs. going through insurance in my particular case. He said that if I chose to go through insurance--which would mean getting a USAA adjuster out and all--that he was thinking it would probably cost $2500 to repair, maybe more if it turned out there was more damage that he could see at this time. But he pointed out that I'd have to pay the deductible (which I think is $500 for my car, not sure) and that my insurance rates would go up. But then you'd end up with a new-looking car. [as opposed to a patched-up looking car]. My husband absolutely wants to pay out of pocket--he does not want to involve our auto insurance company, saying, The insurance company is only for the big accidents. But I'd like to keep this car for several more years if I can because there's no car out there that I like better, so I'm wondering if maybe it might be worth going through the insurance company. Here's a little more information: My 2000 Toyota Camry has 115,000 miles on it and has been very reliable over the years. The motor wasn't damaged and, in fact the car is already driving well again except that one headlight and blinker are broken. There is, of course, body damage to the front and hood, plus a 6 crack over the left back tire (not very deep), which occurred when I backed out of the tree, slid again, and hit the curb on the opposite side of the street. Re: Our insurance situation? We (me and my 3 driving age children) had a string of costly minivan accidents in the 1990s: 1. one in 1997 when my daughter totaled my van, and got sued for injuries by 2 people in the other car (the lawsuit was settled many years ago but it dragged out for years). 2. one by me, a one-car accident, no injuries, our insurance company paid for the damage minus the deductible 3. 2 accidents caused by other drivers, so my insurance company didn't have to pay any damages--I don't know if USAA takes accidents caused by other people into consideration or not. 4. My son totaled my van in 2000 [which is why my current car is a year 2000]. So we have not called upon our insurance company for
any expenses for almost 11 years now. Regarding traffic tickets? I got one 3-4 years ago for speeding--35 or 40 mph in a 25 mph zone-. If my points from this ticket have expired by now (not sure), then there are no other points on our record. Our children are now out of the nest and only one of them borrows our car when she comes to visit once every month or two. I put less than 10,000 miles/year on my car for work and vacations. We live in PA. So my question is this: Given the age of the car, amount of damage, etc., is it worth going through our insurance company to get the car fixed rather than pay OOP--or would going through insurance raise our insurance premiums so much that it wouldn't be worth it?" How much for motorcycle insurance?? I've tried goind to ceico and progressive but no luck. I just want a ball park quote for a 19yr old. I want the 2008 kawasaki ninja 250r since its a good first bike to start with and its cheap. I am planning on taking the safety class course so hopefully it won't be that much and I'm only going to ride it on the weekends for fun, not as a daily driver. what would be a good estimate for a 1 year insurance?? I want one year so I won't have to pay every month and worry about not being able to pay my truck as well. thanks for your experience." How much health insurance in Alberta and Car insurance? Hello, I'm planning on moving to Canmore, AB after I'm done school and I'm just wondering how much Health insurance is monthly and how much car insurance is monthly? I would be very greatful if someone could help me out here :) and if you know anymore details about this kind of thing that would be great also! Thank you! xo" Is there an affordable private insurance provider that will cover prescription medicine so I can go to school? I have Crohn's disease and I'm attending college in Idaho. I'm currently covered by my parents' insurance, but I'm I will no longer be covered in a year. My college has a reasonably priced insurance plan but it doesn't cover prescription medications. Remicade is considered a prescription drug, which means that the plan won't cover my remicade treatments which cost about $4,000 every eight weeks. I realize I could get a job that has benefits, but I really would like to get a college degree. Is there any way I can go to college and still have the health coverage I need to pay for my prescription medicines?" Will being arrested for a DUI increase my car insurance rates? I was arrested for dui almost two years ago my case has still not went to trial. I live in miami every time I get a trial date it is canceled for some unknown reason. My license was suspended but so much time has passed I now have my full regular license reinstated. I am buying a car next week. "On average, how much would motorcycle insurance be for someone under 21?" I want to get a motorcycle to save on gas and just because there awesome, but before I jump into things i want to see if you can help. I am trying to chose between a 1993 or1999 Harley XL Sportster and want to know on a rough estimation how much it will be for insurance for a minor?"
Health care reform. Does it work? Our new health care legislation is supposed to provide affordable health care and insurance for everyone. How exactly does that work? For example, I make about $37,000 a year. About $3200 of that goes to pay my insurance premiums. That's not really affordable, but, whatever. My job absolutely sucks. It's the worst one I've ever had. If I went to work at McDonald's or Wal-Mart, where would my affordable health care come from? Who decides how much I can afford to spend? No politician is going to be able to figure out how an ordinary American lives and what they can afford. I know this sounds like angry, bitter ranting, but it's a serious question. How does this work, if it actually does?" I need liability insurance? I'm 20 years old almost 21 and I've had a permit for a year next month on the 14th. I want to get a driver's license asap. I know I need liability insurance in order to get it but how do I do that if I can't get insurance without a license? Everytime I call the dmv they say I have to go in person to have my question answered only problem with that is I live 20 miles from the nearest one and no way to get there in the day time. Someone please help! "Motorcycle insurance, big problem?" Ok, so ive been riding a motorcycle for more than a year now. and ive had my eye on a 2009 ninja zx-6r. so i asked a guy from state farm what full coverage would be and he told me around 1000. which is really good. so i bought the bike and went back to him. turns out it will actually be around 4000-5000. WTF. is there anything i can do? or am i just s.o.l.?" Commercial car insurance no claims? I have 9 yrs no claims bonus on a commercial insurance policy in my name with my missus as name driver. I am selling the van and will want to buy a 4x4 and insure on a private policy, None of the insurance companies that I have had quotes from will honor the no claims bonus and all say that I have to start again from zero I also have been the name driver on the missus's car policy for 10 yrs with no claims either. Can anyone tell me if this is Right or yet again am I being unfairly screwed? Cheers all." North Bergen New Jersey Cheap car insurance quotes zip 7047 North Bergen New Jersey Cheap car insurance quotes zip 7047 How do I get health insurance for my 2 year old son? I have a 2 year old son and me and his mother are separated and I want to get him a health insurance plan. His mother is not working now and I work on my own so I don't have health insurance from work to cover for him and we are about to go to court to settle for child support and custody and I want to have him on health insurance. Please any help will be appreciated. Where do I go or where do I call? is any health insurance good or how does this work? Thanks.
"Sorry, we cant provide you with a quote for car insurance based on the details which you have provided. AVIVA INSURANCE DECLINING HELP!?" hi on aviva insurance, whenever i do a quote on whatever address or car the message comes up at the end and declines me we cant provide you with a quote for car insurance based on the details which you have provided no claims , clean record so why dont it let me" Can you apply for health insurance with a work permit? United States only. people with the differed action, that obama passed a few months ago are planning to apply for health insurance. Are they able to ? and if they are how will it work" Should we have whole life insurance? My husband is 26 yrs old and he bought whole life insurance. I tried to tell him to get term sicne we are so young, but he wouldn't listen. Can anyone help me?" Is it cheaper insurance for a classic car? I am hoping to pass my driving test soon and I was wondering whether it would be cheaper insurance on a classic car. I would like a Rolls Silver Shadow, though this is probably too ambitious." "Where can I get free health insurance in San Diego,California?" I need health insurance, but can not afford any because of bills, and paying off college. I realy have alot of health problems, but have no money to fix them, I need free health insurance fast. Please help." Good auto insurance company in St. Jonh's Canada? I'm looking for a cheap auto insurance companies in NL. Can anybody help me on this please? I'm from New Zealand and was paying $70 a year for my car insurance and was blew away with the amount of the insurance in Canada. I know it's depends on car type driving record etc, but I just need names of companies which is generally cheap." Can I drive my car without insurance? I don't have insurance yet. But my car is insured under both my parents name. So if drive my car with my mom or dad is in the car with me, and i get into an accident, will it still be insured cuz my dad or mom was in the car with me? Mom says it won't be insured." Could anyone tell me a cheap reliable 125cc motobike with cheap insurance ? Could anyone tell me a cheap reliable 125cc motobike with cheap insurance ?
Home insurance? i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer. thanks in advance!!!!!" Can a Judge Verify that You Have Auto Insurance While in Court? If you show your proof of insurance to the judge how will he know there wasn't a lapse or if you have stopped paying? State of California. Whats cheap car to insure and run? ive been trying to find cheap cars to insure, and it comes up with 2010 models that the car costs 12,000 i want something old cheap reliable for fuel car cost and insurance, i dont really care what year but im guessing the older cars like 1980s will be cheaper" Business Insurance? Also what type of insurance does one need for a dollar store? Medicaid insurance with another insurance? I was wondering what the qualifications are for Medicaid. Specifically, I have UBH insurance...since I have insurance already, would I still qualify for Medicaid? I am 19 years old and live on my own now." Which Insurance is better? I am looking for new car insurance, so I narrowed it down to Geico and Progressive? Anybody have any experience with either of them?" Auto insurance limits of liability ? How high should I reasonably set my liability limits. From what I can tell my current Auto policy limits are $25k and $50k. That seems a bit low to me. My friend said he has $100k and $300k. What do you suggest. We are an average income family, and currently drive and Escalade ESV, and a G35 coupe(Nothing like living beyond your means, you only get one shot at this thing right?)." When will my motorcycle insurance lower? i live in florida im going to start riding soon probly start out on a ninja 650r but i wana move up 2 a zx14 after a while(my dream bike) but the insurance is nuts on it like 800 a month now on the 14 the 650 is like 120 with amazing insurance and 250
deductables when will my insurance drop? does it go by age or experience? Registering and insuring a car for a teenager? This may vary from state to state so for the record the state is Connecticut. When you get a car for your teenager, would you register and insure it in their name or yours? When you call to add the car to insurance, do you add the teenager or just add the car to your own policy? My husband and I are confused about how this works. Our twins who are turning 16 this year were given a car by a friend of ours. We want to make sure it's all done legal and legit so that if they were in an accident it would be covered. I thought you had to add the teenager to your insurance as in the person is covered not just the car. My husband thinks we can just ad the car to our policy and let them drive it and they will be covered. I don't think so, Otherwise why wouldn't everyone do that to save the money they charge when you add a teenager? They will be taking driver's ed which is supposed to help with insurance cost so that leads me to think even more that you need to add the teenager as someone to be insured and not just insure the car. can anyone help me out here as to what the proper thing to do is to make sure we will covered properly. And who's name should the car be registered in? Can you have a car registered in your name as a minor or not? thanks" Can i survive without auto insurance? I'm 16 and a half. I live in California. I got my drivers license yesterday. My dad has farmers insurance. Adding me to his plan will double his monthly bill. I am a VERY good driver, i live in a small city, and i never go on the freeway. Is it alright if i drive without adding myself to his insurance plan? i don't think $200/month is necessary. Also, it is not legal to drive in California without financial coverage so if i get pulled over, will i get into trouble?(the car's covered so im partially covered rite?). Thank you" How can i get my story known if Im a United States Marine Corps veteran and dont qualify for health insurance? They tell me I make too much to get the government insurance and the company Ive worked for throughout the last 7 months will not promote me to full time to where I could even qualify for health care. Im married with a 3 month old and owe 30k in medical bills already at the age of 22. Is there anything anyone can tell me that will help? How much is the cheapest car insurance in california? I want the minimum possible insurance, enough to the the government off my back. I dont care for protection or anything" What would be an estimate for auto insurance on a 16 year old male living in California? I recently got my license and am looking at auto insurances. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 1985 Corvette. I also have a clean record if that helps at all. Thanks!
Need car insurance help!? Weird/awful situation. Co-signed on car loan with a longtime friend when he broke off and started his own business. His business tanked, as did his personal life. Lost his job, his business, everything. He's now about a year behind in payments, and the bank is coming after me. Since it's destroying my credit (and life), I'm paying off the loan. The bad news continues. Apparently he loaned the car to his brother, that has disappered and isn't returning it, and the car is nowhere to be found. So now I own nothing. Worse, I'm terrified that whoever has the car could wreck it, and I'm liable. So now I have to get insurance, for a car I don't have possession of, and report it stolen. Who in the world would ever insure me???? Help! What do I do???????" What's the average price of a Doctor's visit without health insurance? My eyes are yellow. "Car insurance help, for new driver!?" I passed my driving test 3 months ago and am looking for insurance to drive my parents car, however every company i have tried is way too expensive (one quoted 11000?!?!) anyway, does anyone know of any UK insurance companies that do good deals for new drivers?? please help, i am so desperate to drive! thanks :)" North Bergen New Jersey Cheap car insurance quotes zip 7047 North Bergen New Jersey Cheap car insurance quotes zip 7047 What is the right affordable car insurance to purchase in NEW JERSEY? Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!" How much might health insurance cost per year for a healthy 22-year-old? Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person." How good is your health care insurance? Are your premiums are too high, coverage too low, or you simply cannot afford healthcare insurance and have no coverage at all.. Do your elected officials have healthcare insurance? Of course they do. After all you voted for them to not only get more paid vacation days per year, work less days; not have worries about homelessness, hunger, gas prices, food prices, unemployment or unemployment wages, bancruptcy, gas prices, welfare, retirement or health care insurance. In short you have voted in favor of them living better than you. Why should you be left out? Here is a start towards a solutuion. Now you too can be on your way to better
healthcare coverage. Let's get America rolling again. - Lee Iacocca After all a goverment can only be as healthy as its citizens. http://www.michaelmoore.com/sicko/what-can-i-do/health-card/ I hope this helps." Can daughter get Health Insurance if she has pre-existing such as asthma? My 18 year old daughter who graduated in May, has moved to a nearby town and is working at Applebees. She wants to get certified as personal fitness trainer, and so she will be dropped off of my insurance, since this is not a full time student program. She was 18 in June, and lives in Texas. She is going to soon have to be dropped of of my health insurance. I do not think that Applebees provides any insurance for hourly employees. She also has asthma, although not real bad, but this is a pre-existing conditions. Will she be able to get any kind of affordable health insurance, or is she just going to have to be one of the millions who can't have health insurance?" Switching car insurance? I live in North Carolina, and I got insurance when I lived in south carolina under state farm for 160. When I moved back to be with my family, I was searching for car insurance for North Carolina and found Geico with 60 a month. I didn't notify state farm of the change in insurance, and I am currently insured under Geico. I'm wondering if my license could potentially be suspended or I have something on my record about it, even though I did not have a lapse in coverage, I did not notify the other insurance company. Any info would be greatly appreciated!!" Where can I purchase individual health insurance? It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look into? Thank you!" How much does it cost a month to insure a 2002 Acura RSX Type S in NJ? if you have a rsx type s can you tell me how much you pay and how old are you. So i want to get the 2002 acura rsx type s im going to be 17 but im going to put the insurance under my dads name and ill just be a liability on average how much do you think it will cost? Registering and Insuring a vehicle in a new state? I have recently moved to Virginia, however I have my car registration and insurance in California and my license in California. Do I need to change all three, if I still have an address in California?" Is it normal for an insurance company to need you SS#? Im 18 and on my own and ive never had to get insurance before. And the best insurance company ive found is asking me for my SS#. Is this normal, not only for a quote, but to buy the insurance also. And do i have to go to the agency directly to actually activate the insurance or can i do it over the phone like their tellin me?....."
Need to find affordable health insurance? My health insurance just went up again. I live in New York any places i can check out? It will be greatly appreciated What is the average cost of car insurance? What is the average insurance cost for a 19 year old male with a early 90s sedan? What is the best medical insurance in New York City? What is the best medical insurance in New York City? Why is Health insurance a must for your parents? Health Insurance a must for your parents Insurance company would not like to insure me a sole proprietorship? I am a film major, a student and very involved in different projects. I decided to open my own film company a sole proprietorship, meaning I DBA (Do Business As). I am looking for liability insurance for my business for wedding and events. They asked me if I was doing any other type of work currently. My reponse was that yes I am involved in being cameraman for one project and editor for another. I have not signed a contract or getting paid for any of these projects, simply volunteer. They came back stating that if they were to insurance me, I as an invidividual would no longer be able to be part of any project or post anything of my personal stuff on youtube. I understand that they are trying to protect themselves and that they are insuring me personally I guess since its a DBA. Has anyone else come upon this problem? I see many videographer put their stuff up on vimeo, youtube etc." Is motorcycle insurance expensive for beginners? Is motorcycle insurance expensive for beginners? What is a reasonable cost estimate of business insurance for a cafe? I'm working up some numbers to determine the financial feasibility of opening a small (1000-1200 sq ft) cafe. Starting out with myself and no more than 2 part time employees, what should I estimate for combined liability, equipment, workers comp insurance?" Where can I search for health insurance that's right for me? I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side? How much has disability insurance rates increased in the last 5 years? 10 years?
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