Page 1


Wells Fargo

Free Checking

Account number: 835681388

May 27, 2010 - June 24, 2010

Page 1 of 5

Questions? Available by phone 24 hours a day, 7 days a week:

JOHN PATRICK SILVESTRI 4220 IRIS PEARL AVE NORTH LAS VEGAS NV 89031-3694

1-800-TO-WELLS

(1-800-869-3557)

TTY: 1-800-877-4833 En español: 1-877-727-2932 TTY:1-888-355-6052 1-800-288-2288

(8 am to 7 pm PT, M-F)

Online: wellsfargo.com Write: Wells Fargo Bank, N.A. (825) P.O. Box 6995 Portland, OR 97228-6995

You and Wells Fargo

Account options

We’re glad you enrolled in free Online Statements and are doing your part to reduce clutter and save the environment. Remember, Online Statements are easily accessible through Online Banking, 24/7. Visit wellsfargo.com/wfonline to learn additional ways to conveniently manage your account online.

A check mark in the box indicates you have these convenient services with your account. Go to wellsfargo.com or call the number above if you have questions or if you would like to add new services. Online Banking

Direct Deposit

Online Bill Pay

Overdraft Protection

Online Statements

Rewards Program

Mobile Banking My Spending Report

Account number:

Activity summary

Auto Transfer/Payment

835681388

Beginning balance on 5/27

$516.21

JOHN PATRICK SILVESTRI

Deposits/Additions

3,943.06

Nevada account terms and conditions apply

Withdrawals/Subtractions

Ending balance on 6/24

(825)

Sheet Seq = 0000342 Sheet 00001 of 00005

- 4,181.13

$278.14

For Direct Deposit and Automatic Payments use Routing Number (RTN): 321270742


Account number: 835681388

May 27, 2010 - June 24, 2010

Page 2 of 5

Overdraft Protection This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements please call the number listed at the top of your statement or visit your Wells Fargo branch.

Transaction history

Date 5/28 5/28 5/28

5/28

5/28 6/1 6/1 6/2

6/3

6/3 6/4 6/4 6/4 6/7 6/7

6/7

6/7 6/8 6/8 6/9 6/9 6/10 6/10 6/10 6/10

Sheet Seq = 0000343 Sheet 00002 of 00005

Check Number Description Coldwell Pts Pay Silve530745428 Silvestri, John Cox Comm Las Bankdraft 052810 476101611001001 John Patrick Silvestri Check Crd Purchase 05/27 Buy.Com WWW.Buy.Com. CA 434257xxxxxx2763 148040010619050 ?McC=5969 321270742DA01 Check Crd Purchase 05/27 Buy.Com WWW.Buy.Com. CA 434257xxxxxx2763 148040010619051 ?McC=5969 321270742DA01 POS Purchase - 05/27 Mach ID 000000 Wal-Mart #3473 Wal-Mart #Las Vegas(W. NV 2763 ?McC=5411 321270742DA Bill Pay Service Fee on 06-01 POS Purchase - 05/28 Mach ID 000000 Smiths 4700 W. Smiths 470Las Vegas NV 2763 ?McC=5411 321270742DA Check Crd Purchase 06/01 Napster*ID 129967440 800-839-4210 NY 434257xxxxxx2763 153040005755250 ?McC=5735 321270742DA01 POS Purchase - 06/03 Mach ID 000000 Chevron/Terriblchevron/Telas Vegas NV 2763 ?McC=5541 321270742DA POS Purchase - 06/03 Mach ID 000000 Smiths Ann & Desmiths Annlas Vegas NV 2763 ?McC=5542 321270742DA POS Purchase - 06/03 Mach ID 000000 Wal-Mart #2884 Wal-Mart #Las Vegas NV 2763 ?McC=5411 321270742DA POS Purchase - 06/04 Mach ID 000000 99 Cent Stores 99 Cent Stlas Vegas NV 2763 ?McC=5411 321270742DA WF Credit Card Auto Pay 100604 90154113149983 Silvestri,John P POS Purchase - 06/06 Mach ID 000000 Wal-Mart #2884 Wal-Mart #Las Vegas NV 2763 ?McC=5411 321270742DA Check Crd Purchase 06/04 Passion Nails North Las Veg NV 434257xxxxxx2763 157040026423534 ?McC=7230 321270742DA90 Check Crd Purchase 06/04 Chevron 00301294 Las Vegas NV 434257xxxxxx2763 157040012362914 ?McC=5542 321270742DA90 POS Purchase - 06/04 Mach ID 000000 Checker #1698 Checker #North Las Vegnv 2763 ?McC=5533 321270742DA Withdrawal Made In A Branch/Store 124 Check American Family Webpayment 100514 000000011359K7W Authorized By Customer POS Purchase - 06/09 Mach ID 000000 Smiths Ann & Desmiths Annlas Vegas NV 2763 ?McC=5542 321270742DA POS Purchase - 06/10 Mach ID 000000 The Home Depot The Home Dlas Vegas NV 2763 ?McC=5200 321270742DA POS Purchase - 06/10 Mach ID 000000 Wal-Mart #5070 Wal-Mart #Las Vegas (S NV 2763 ?McC=5411 321270742DA POS Purchase - 06/10 Mach ID 000000 Ross Stores #70Ross Storelas Vegas NV 2763 ?McC=5331 321270742DA POS Purchase - 06/09 Mach ID 000000 Lowe’s #784 Lowe’s #78Las Vegas NV 2763 ?McC=5200 321270742DA

Deposits/ Additions 1,836.53

Withdrawals/ Subtractions

Ending daily balance

143.43 21.00

14.90

4.06

2,169.35

6.95 15.39

2,147.01

14.95

2,132.06

20.00

6.07

2,105.99

166.58 29.48 19.00

1,890.93

119.76 25.00

20.00

8.64

1,717.53

500.00 155.00 148.39

1,062.53

25.04

889.10

176.64 33.57 30.21 9.70

638.98


Account number: 835681388

May 27, 2010 - June 24, 2010

Page 3 of 5

Transaction history (continued) Date 6/11 6/11 6/11 6/14 6/14 6/14 6/14 6/14 6/14 6/14

6/15 6/16 6/16 6/16 6/17

6/18 6/21

6/21

6/22 6/22 6/23

6/23

Check Number Description POS Purchase - 06/11 Mach ID 000000 The Home Depot The Home Dlas Vegas NV 2763 ?McC=5200 321270742DA POS Purchase - 06/11 Mach ID 000000 Wal-Mart #5070 Wal-Mart #Las Vegas (S NV 2763 ?McC=5411 321270742DA POS Purchase - 06/11 Mach ID 000000 Chevron/Terble Chevron/Telas Vegas NV 2763 ?McC=5541 321270742DA ATM Deposit - 06/11 Mach ID 9912J 4850 W. Craig Rd Las Vegas NV 2763 Nevada Power CO Online Pmt 100614 Ckf522785826POS Silvestri,John POS Purchase - 06/11 Mach ID 000000 Ross Stores #54Ross Storelas Vegas NV 2763 ?McC=5331 321270742DA Southwest Gas Online Pmt 100614 Ckf522785826POS Silvestri,John POS Purchase - 06/12 Mach ID 000000 The Home Depot The Home Dn Las Vegas NV 2763 ?McC=5200 321270742DA POS Purchase - 06/11 Mach ID 000000 Wal-Mart #3351 Wal-Mart #North Las Ve NV 2763 ?McC=5411 321270742DA Check Crd Purchase 06/11 Subway 00250167 Las Vegas NV 434257xxxxxx2763 164040009914593 ?McC=5814 321270742DA90 Coldwell Pts Pay Silve530745428 Silvestri, John Carrington Mortgage 100616 7000022403 John Silvestri POS Purchase - 06/16 Mach ID 000000 Wal-Mart #3351 Wal-Mart #North Las Ve NV 2763 ?McC=5411 321270742DA POS Purchase - 06/15 Mach ID 000000 #06005 Albertso#06005 Albn. Las Vegas NV 2763 ?McC=5411 321270742DA Check Crd Purchase 06/15 Chevron 00210086 Las Vegas NV 434257xxxxxx2763 168040007555064 ?McC=5542 321270742DA90 POS Purchase - 06/17 Mach ID 000000 Smiths 4700 W. Smiths 470Las Vegas NV 2763 ?McC=5411 321270742DA Check Crd Purchase 06/20 24Hr Fitness Dues 800-432-6348 CA 434257xxxxxx2763 172040010946679 ?McC=7997 321270742DA01 Check Crd Purchase 06/18 Chevron 00208719 Las Vegas NV 434257xxxxxx2763 171040022361055 ?McC=5542 321270742DA90 Monitronics Sec Alarm Alarm 29821923 Silvestri, John POS Purchase - 06/21 Mach ID 000000 Lowe’s #1863 Lowe’s #18Las Vegas NV 2763 ?McC=5200 321270742DA Check Crd Purchase 06/21 Subway 00151316 Las Vegas NV 434257xxxxxx2763 174040005933920 ?McC=5814 321270742DA90 POS Purchase - 06/22 Mach ID 000000 Smiths 4700 W. Smiths 470Las Vegas NV 2763 ?McC=5411 321270742DA

Deposits/ Additions

Withdrawals/ Subtractions 127.33

Ending daily balance

102.00 25.00

384.65

270.00 149.29 84.20 49.03 42.10 21.78 15.57

1,836.53

292.68

2,129.21 1,563.78 92.66 30.44

442.33

10.00

432.33

3.18

429.15

43.89

10.00

375.26

40.96 32.27

302.03

14.68

9.21

Ending balance on 6/24

278.14

278.14

Totals

$3,943.06

$4,181.13

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Summary of checks written (checks listed are also displayed in the preceding Transaction history) Number

Date

124

6/8

Sheet Seq = 0000344 Sheet 00003 of 00005

Amount 155.00


Account number: 835681388

May 27, 2010 - June 24, 2010

Page 4 of 5

Summary of Overdraft and Returned Item fee(s) Total this statement period Total Overdraft Fees $0.00 Total Returned Item Fees $0.00 Year-to-date total reflects fees assessed or reversed since first full statement period of current calendar year.

Text Banking for Everyone Now anyone with a Mobile Phone can text Wells Fargo for account balances! All customers can now monitor their accounts while they are on-the-go with Text Banking*. Go to wf.com/text on your mobile device to sign up. After you sign up, a simple text request sent to 93557 (WELLS), such as "bal" provides current available account balances**, "atm" delivers the address of the nearest Wells Fargo ATM, "due" returns credit card payment information, and "com" will display back all our text commands. Also, customers with web-enabled phones can use wf.com, our optimized mobile website, to do even more such as transfer funds and pay bills. Start Mobile Banking today. *Text and Mobile Banking is free from Wells Fargo, but your mobile carrier’s text messaging and web access charges may apply. **Please note that some transaction activities (such as outstanding checks and some Check Card purchases) may not be reflected in your available balances.

Sheet Seq = 0000345 Sheet 00004 of 00005

Total year-to-date $40.00 $0.00


Account number: 835681388

May 27, 2010 - June 24, 2010

Page 5 of 5

Worksheet to balance your account

General statement policies for Wells Fargo Bank

Follow the steps below to reconcile your statement balance with your account register balance. Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period.

A

dispute the accuracy of information that Wells Fargo Bank, N.A. has furnished to a consumer reporting agency by writing to us at Wells Fargo Servicing, P.O. Box 14415, Des Moines, IA 50306-3415. Please describe the specific information that is inaccurate or in dispute and the basis for the dispute along with supporting documentation. If you believe the information furnished is the result of identity theft, please provide us with an identity theft report.

$

Enter the ending balance on this statement.

B List outstanding deposits and other credits to your account that do not appear on this statement. Enter the total in the column

to the right.

Description

To dispute or report inaccuracies in information we have furnished to a Consumer Reporting Agency about your accounts. You have the right to

In case of errors or questions about your electronic transfers, telephone us at the number printed on the front of this statement or write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.

Amount

1. Tell us your name and account number (if any). 2. Describe the error or the transfer you are unsure about, and explain as Total

$

clearly as you can why you believe it is an error or why you need more information. 3. Tell us the dollar amount of the suspected error.

+ $

C Add A and B to calculate the subtotal.

= $

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.

D List outstanding checks, withdrawals, and other debits to your account that do not appear on this statement. Enter the total in the column to the right.

Number/Description

In case of errors or questions about your Direct Deposit Advance service

Amount If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at Wells Fargo Bank, P. O. Box 6995, Portland, OR 97228-6995 as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information:

1. Your name and account number 2. The dollar amount of the suspected error 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question.

Total

$

-

$

E Subtract D from C to calculate the adjusted ending balance. This amount should be the same as the current balance shown in your register.

Sheet Seq = 0000346 Sheet 00005 of 00005

= $

©2010 Wells Fargo Bank, N.A. All rights reserved .

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